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WJK

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I don't either. I mean I told them at the time, why don't you just save your money, and use lay away at k-mart or wal-mart, so you at least own your furniture, and not have to pay interest. That's just simple to understand. Save your money, and even if you don't have a lot of money, at least have materialism you actually keep versus watching it vanish.
Garage sales and second-hand stores are where I usually go for furniture. It doesn't take much cash just to buy it. I throw it in the back of my pickup and take it home. Those old frugal habits die hard. Yes, I can afford to buy the stuff new, but it would hurt my heart to pay for something that is instantly worthless!

My tenants don't see it that way. I have a retired veteran who is on public housing assistance and disability. She's a "preferred customer" of one of those furniture rental companies. Those cute young men from there stroke and flatter her ego all the time. I hope it's worth it to her. Go figure.
 

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Mattie

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Garage sales and second-hand stores are where I usually go for furniture. It doesn't take much cash just to buy it. I throw it in the back of my pickup and take it home. Those old frugal habits die hard. Yes, I can afford to buy the stuff new, but it would hurt my heart to pay for something that is instantly worthless!
Yes, I believe you can find some awesome stuff at garage sales, thrift stores, auctions, estate sales. I love vintage and antique stuff, sometimes the furniture is sturdier, and stripping and re-varnished always works wonders.
 

MJ DeMarco

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I've said it here for years...

best-book.jpg
 

sparechange

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My signature from Felix Dennis is an awesome one, theres trillions of dollars floating around in the world, you just have dig into the right mountain
 

Andy Black

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My signature from Felix Dennis is an awesome one, theres trillions of dollars floating around in the world, you just have dig into the right mountain
I like how Grant Cardone described it. Paraphrasing: We don’t “make” money. There’s money everywhere already, flowing around and past us. We just have to get it to flow through us.
 

harlansjobs

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Be the one to write the book or short story that appears on HBO, or Showtime or Netflix or whatever network! I say that because I don't watch TV and get involved in the craziness, especially football which is treated like it was a religion around here, especially since the RAVENS are playoff bound.

Although occasionally I will get things from the library. Usually either audio books so I can work while I listen or once in a while a classic movie. But I don't let the boon tube run my life.
 

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MJ DeMarco

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MJ DeMarco

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Value isn't as complicated as we make it!

soup.jpg
 

WJK

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Is this value? Change in business happens at the strangest moments. I just got back from taking a class. For my investment of a trip to Anchorage and a few hours of sitting there, I got a whole bucket of ideas. Maybe it was the two days off -- doing something different from my usual schedule. Maybe it was the audio business book I listened to while we were driving all those hours. Maybe it was the interaction with the other students who attended my class. Maybe it was just time for all these new ideas to gel. But, I do know that I walked away with a bunch of new ideas and the phone number of a government official who may have the grant, or the cheap financing, to upgrade my small community water system.
 

Xeon

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Value isn't as complicated as we make it!

View attachment 24683


This is enlightening and makes me heave a sigh of relief. I feel better now.

Everytime when I hear the words "providing value", there's this extremely heavy mental pressure that value = providing something extremely valuable (e.g: helping others make $50K in sales, curing cancer, making hair grow 3x faster) or else it's not considered value.

Set as my desktop wallpaper.
 

sparechange

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Being a senior with barely any money is a terrifying thought, and everyone sees it all the time. Next time you are out and about, pay attention to who is pumping your gas, loading up your groceries or taking your order at some fast food place. I've met and worked with alot of 50, 60+ year olds in crappy minimum wage jobs. One of my coworkers a long time ago mentioned having only 100 bucks saved up at the age of 60.. holy crap!

Sad to see, and just imagine had they of known ''a better way'' to quote the 50 something year old guy taking orders from a 20 something year old kid I worked with years ago, geez the nightmares! Make it stop!

Sometimes I'll chat with the fast food workers that make my food, these people must be in their 50's or later, and now with this kung flu situation I asked what they like to do in their freetime, corporate made some weird rule they are not allowed to leave their own home and enjoy any hobbies or whatever. Sounds like pure insanity to me. They are only allowed to travel from home to work and back.. what the ???????

What is even the point of life???
 
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WJK

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Being a senior with barely any money is a terrifying thought, and everyone sees it all the time. Next time you are out and about, pay attention to who is pumping your gas, loading up your groceries or taking your order at some fast food place. I've met and worked with alot of 50, 60+ year olds in crappy minimum wage jobs. One of my coworkers a long time ago mentioned having only 100 bucks saved up at the age of 60.. holy crap!

Sad to see, and just imagine had they of known ''a better way'' to quote the 50 something year old guy taking orders from a 20 something year old kid I worked with years ago, geez the nightmares! Make it stop!

Sometimes I'll chat with the fast food workers that make my food, these people must be in their 50's or later, and now with this kung flu situation I asked what they like to do in their freetime, corporate made some weird rule they are not allowed to leave their own home and enjoy any hobbies or whatever. Sounds like pure insanity to me. They are only allowed to travel from home to work and back.. what the ???????

What is even the point of life???
So, now you know the end results... Most of these people you're talking to have bought into immediate gratification and maxing out their use of credit. They didn't make themselves more valuable by starting a business and working all those extra hours to make it work. They didn't educate themselves to add to the value. They lived way beyond their means through the liberal use of credit. And then they had to do the extra work to make the money to pay back all that money, plus the interest. And they are at the bottom of the barrel on their earning abilities. Aren't you glad you figured this out now? You can make sure that you're not one of them!
 

Kal-El1998

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For those of us in countries that don't have FREE education and instead have to pay $160,000 for a degree in "Feminist Perspectives on Gender and Technology in an Age of Post Modernism".

View attachment 18567
So freaking true. I wish I had known better. The only thing college did for me was take me from an introvert to an extravert. By the end of college I realized the whole system of "higher education" is a sham and I've been going my own say since graduating. I probably pissed off more than a few professors as I started waking up too.
 

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