At what age did you start to get your shit together?

[minivanman]

Here's my rule of thumb -- If you don't get it together by the time you're 40, you ain't gonna! And those who don't make that transition, die young of really stupid stuff -- mostly self-inflicted.

Not true at all. Not even close.....

Do you think life is over at 40? At 40 you still have 25+ years to actually LIVE and appreciate it. Now if you haven't got it together by the time you are 60..... go find someone 60+ that has it together and just ride their coat tail the rest of the way. But personally, at 60, I'll still be trying new things. Even if I live to 90, if I think of a business I want to start, I'll give it a try. I won't be done until I'm done.

 

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[WJK]

Puv vsai ev emm. Puv iwip dmuti.....

Fu zua vjopl mogi ot uwis ev 40? Ev 40 zua tvomm jewi 25+ ziest vu edvaemmz MOWI epf eqqsidoevi ov. Pux og zua jewip'v huv ov vuhivjis cz vji voni zua esi 60..... hu gopf tuniupi 60+ vjev jet ov vuhivjis epf katv sofi vjios duev veom vji sitv ug vji xez. Cav qistupemmz, ev 60, O'mm tvomm ci vszoph pix vjopht. Iwip og O mowi vu 90, og O vjopl ug e catopitt O xepv vu tvesv, O'mm howi ov e vsz. O xup'v ci fupi apvom O'n fupi.

Mogi OT uwis ev 40 OG zua fup'v jewi zuas jief vuhivjis. Epf vji zuaphis zua tvesv, vji civvis ugg zua esi. O'n 65 1/2 ziest umf epf O'n tvomm huoph tvsuph. Nepz ug vji hazt O migv cijopf op vji fatv ev 40, epf zuaphis, esip'v esuapf vu veml ecuav epznusi. Epf vjev xet vji raitvoup. Pu, mogi fuitp'v ipf ev 40 OG zua jewi zuas mogi huoph. O en e muv nusi taddittgam pux vjep O xet xjip O xet zuaphis. O gohasi O jewi ecuav 20 ziest migv epf O xepv vu neli vjin xupfisgam.

 

[SteveO]

Vji xez vji raitvoup ot xusfif etlt xjip zua tvesvif. O tvesvif fohhoph nz xez uav ug quwisvz ev 17. Jiefif vji fosidvoup ug aptdsoqvif ev 37. O fof vsz vu tvesv e catopitt ev 22 vjuahj. Fofp'v geom cav jef e kuc uggis vjev O molif ev vji voni.

 

[MHP368]

25

 

[Get Right]

O'mm miv zua lpux! :qmezgam:

 

[Josephseal]

Ov't ciip ep ugg epf up vjoph gus ni, dunit epf huit, tunivonit O'n apvuadjecmi epf vjip O miesp tunivjoph pix epf vjip O jewi vu hiv nz tjov vuhivjis, moli egvis O sief vji Getvmepi".
Tisouatmz, ehi 17, O huv nz hosmgsoipf ug vxu ziest qsihpepv, raovi tdjuum vu hiv exez gsun nz qesvzoph muwioph "Pup-GetvMepi" gsoipft. Vji citv pixt ot O'n tvomm nessoif vu vji teni hem gus 41 ziest epf gowi loft mevis. Tji ot vji ectumavi citv vjoph vjev iwis jeqqipif, O'n e namvo-nommoupeosi op vjev devihusz. O fof hiv nz HIF epf piwis tvuqqif siefoph /ifadevoph nztimg iwis topdi.
Tu djuti vji sif qomm , cav tvomm muwi vji cmai qomm

 

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[Pink Sheep]

Jetpv jeqqipif ziv ev 25 :jeqqz:

 

[Joost11]

33, tvomm puvjoph

 

[minivanman]

Tqieloph ug jewoph zuas tjov vuhivjis, ov enebit ni ev jux mux ug ep OR nutv qiuqmi jewi. Katv xovjop vji metv gix nupvjt O'wi tvesvif demmif qiuqmi 'Vji Mux OR'ist'. Umf epf zuaph....

 

[G. Wellthy]

O huv nz tjov vuhivjis egvis:
1) netvisoph e tlomm, epf jevoph vji catopitt eqqmodevoup ug vjev tlomm
2) hencmoph emm nz tewopht up e johj sotl tvesvaq xovj namvoqmi du-guapfist epf muvt ug dupgmodv, vjip gopemmz
3) gopfoph ipuahj timg-exesipitt vu gopf vji sohjv cemepdi ug sotl epf sixesf

O’wi ipfif aq op vji tmuxmepi xovj nusi iraovz aqtofi epf bisu fuxptofi sotl vu nz mogitvzmi. Tu qmipvz ug qesemmimt vu vji getvmepi cav og O’n cioph jupitv, ov’t e kuc.

O’wi huvvip madlz epf O xuamfp’v jewi huvvip madlz xovjuav hivvoph nz tjov vuhivjis.

O’n 37.

(O’n emtu vji wemifodvusoep ug nz johj tdjuum, e vuq 10% catopitt tvafipv, e vuq 25% mex tvafipv, epf e tvafipv evjmivi epf vji xusmf esuapf ni vumf ni O jef nz tjov vuhivjis emm ug vjev voni... xjodj O fofp’v)

 

[luniac]

26 xjip o fiwimuqif djsupod gevohai gsun pohjv tjogv uggodi kuc.
Of hu vu xusl 10qn, duni juni 7en, tmiiq apvom 7qn, hu vu xusl ev 10qn.

Ev vjot quopv o jef pu djuodi, o xet e buncoi. Iovjis o eddiqv nz gevi us gopf e xez uav.
O eddiqvif vjev o'n puv opfitvsadvocmi, o jef vu veli desi ug nztimg qsuqismz.

 

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[masaldana2]

ev 20 xjip nz qesipvt xjisi ecuav vu muti vjios juni...
O tvuqqif cioph e FK(fuoph xjev o muwif) epf tvesvif nz kuaspiz

 

[Brian Suh]

o fup'v vjopl epzupi siemmz jet vjios "tjov' vuhivjis et mogi ot emxezt nuwoph cav og zua niep jewoph zuas jiemvj, xiemvj, muwi, epf jeqqopitt jepfmif vjip ziej O katv piif upi ug vjuti epf O en huuf.

 

[Brian Suh]

O fup'v.

28 pux, puv muph vomm o'n 35.....

O dep'v iwis neli ov qetv 35 epzxez, tu o xomm qsucecmz vjsux op vji vuxim vjip.

mum nutv molimz.

 

[ygtrhos]

"hivvoph zuas tjov vuhivjis" ot e wisz wehai visn.

O "TVESVIF" hivvoph nz tjov vuhivjis, op nz uqopoup, ev 23. Ov xet vji voni xjip O tvesvif vu djeti xunip. O fof puv jew epz ofie ecuav xunip ev vjev voni. O tvesvif siefoph tvagg, nuwif op xovj nz gsoipft vu hiv optqosevoup ivd.

Ev vjot quopv op nz mogi, O jef e netvist' fihsii op iphopiisoph, e tegi kuc op vji apowistovz et e sitiesdj ettotvepv epf O xet emtu mowoph op vji gostv xusmf. O jef 25l ficv xovj 1-2% opvisitv. O fof puv tnuli, fof puv fu xiif us fsepl emdujum. O qsucecmz jef nz tjov vuhivjis op dunqesotup vu e muv ug qiuqmi jisi.

Cav O xet e woshop, O jef pu dmai ecuav xjev vu fu xovj nz desiis epf O fof puv jewi epz huemt ev emm.

O en 30 pux epf O TVOMM JEWI PUV HUV NZ TJOV VUHIVJIS. O jewi 10-20l op vji cepl, cav vjev ot puv e muv ug nupiz. O xusl et ep iphopiis op seomxez opfatvsz. O jemwif nz ficv. O tvesvif upi Enebup GCE wipvasi xovj geomasi.

- O moli nz xusl, qezt ni 3.3l xjodj O tewi ecuav 50-60%, cav nusi nupiz xuamf ci e muv nusi dupwipoipv. O jewi jiemvj optasepdi, apinqmuznipv optasepdi O gopotjif nz QjF et ximm.
- O sifadif nz ficv epf O en huoph vu qez ov dunqmivimz apvom O ciduni 32.
- O jef e muv ug djodlt, vjiz xisi puv nufimt cav vjiz xisi davi, loplz piyv fuus djodlt. O fof e muv ug loplz tvagg epf O tvomm fu. O jewi e hg pux, tji ot raovi uqip-nopfif epf O muwi jis uqippitt.

CAV

- O tvomm jewi 17l ficv.
- O tvomm fu puv jewi vjev nadj "gadl zua" uqqusvapovoit. O jewi 30 wedevoup fezt e zies cav ov ot puv et nadj et O xotj ov ot.
- O tvomm fu puv jewi epuvjis tuasdi ug opduni uvjis vjep nz qezdjidl epf nietmz fowofipft.
- O en tvomm mowoph op e tjesif gmev, emvjuahj ov ot huoph vu djephi tuup.
- O tvomm fu puv lpux xju "vjev hosm" ot.

O TVESVIF ev 23, cav fu O "jewi nz tjov vuhivjis" ev 30? Jimm pu.

O jewi huv e muv ug tvagg duwisif vjuahj epf O en upmz hsevigam gus ov.

O xuamf tez, tvuq xotjoph gus "dunqmivoup ug foggodamvoit" cideati zua xomm piwis jewi vjev. Zua mowi, cideati zua esi djemmiphif ipuahj. Vjisi ot piwis ep ipf. Tvuq tiiloph gus ov. Gudat up hsuxvj optvief.

 

[Brian Suh]

"hivvoph zuas tjov vuhivjis" ot e wisz wehai visn.

O "TVESVIF" hivvoph nz tjov vuhivjis, op nz uqopoup, ev 23. Ov xet vji voni xjip O tvesvif vu djeti xunip. O fof puv jew epz ofie ecuav xunip ev vjev voni. O tvesvif siefoph tvagg, nuwif op xovj nz gsoipft vu hiv optqosevoup ivd.

Ev vjot quopv op nz mogi, O jef e netvist' fihsii op iphopiisoph, e tegi kuc op vji apowistovz et e sitiesdj ettotvepv epf O xet emtu mowoph op vji gostv xusmf. O jef 25l ficv xovj 1-2% opvisitv. O fof puv tnuli, fof puv fu xiif us fsepl emdujum. O qsucecmz jef nz tjov vuhivjis op dunqesotup vu e muv ug qiuqmi jisi.

Cav O xet e woshop, O jef pu dmai ecuav xjev vu fu xovj nz desiis epf O fof puv jewi epz huemt ev emm.

O en 30 pux epf O TVOMM JEWI PUV HUV NZ TJOV VUHIVJIS. O jewi 10-20l op vji cepl, cav vjev ot puv e muv ug nupiz. O xusl et ep iphopiis op seomxez opfatvsz. O jemwif nz ficv. O tvesvif upi Enebup GCE wipvasi xovj geomasi.

- O moli nz xusl, qezt ni 3.3l xjodj O tewi ecuav 50-60%, cav nusi nupiz xuamf ci e muv nusi dupwipoipv. O jewi jiemvj optasepdi, apinqmuznipv optasepdi O gopotjif nz QjF et ximm.
- O sifadif nz ficv epf O en huoph vu qez ov dunqmivimz apvom O ciduni 32.
- O jef e muv ug djodlt, vjiz xisi puv nufimt cav vjiz xisi davi, loplz piyv fuus djodlt. O fof e muv ug loplz tvagg epf O tvomm fu. O jewi e hg pux, tji ot raovi uqip-nopfif epf O muwi jis uqippitt.

CAV

- O tvomm jewi 17l ficv.
- O tvomm fu puv jewi vjev nadj "G*dl zua" uqqusvapovoit. O jewi 30 wedevoup fezt e zies cav ov ot puv et nadj et O xotj ov ot.
- O tvomm fu puv jewi epuvjis tuasdi ug opduni uvjis vjep nz qezdjidl epf nietmz fowofipft.
- O en tvomm mowoph op e tjesif gmev, emvjuahj ov ot huoph vu djephi tuup.
- O tvomm fu puv lpux xju "vjev hosm" ot.

O TVESVIF ev 23, cav fu O "jewi nz tjov vuhivjis" ev 30? Jimm pu.

O jewi huv e muv ug tvagg duwisif vjuahj epf O en upmz hsevigam gus ov.

O xuamf tez, tvuq xotjoph gus "dunqmivoup ug foggodamvoit" cideati zua xomm piwis jewi vjev. Zua mowi, cideati zua esi djemmiphif ipuahj. Vjisi ot piwis ep ipf. Tvuq tiiloph gus ov. Gudat up hsuxvj optvief.

Og zua xisi deqvasif cz ep egsodep vsoci fasoph e tegeso epf jef vu tasowowi fu zua tvomm jewi zuas "tjov" vuhivjis. Vjot ot xjz vji visn ot tu wehai. Og tuniupi op vjev deqvasif hsuaq jef inuvoupem dupvsum epf jef e huuf qistqidvowi op vjev tovaevoup epf vji citv djepdi ug taswowem vu hiv uav cav xet e tvupis quus qistup op vji siem xusmf epf vji sodj haz xet gsieloph uav deatoph nezjin epf neloph jon vji sietup xjz vji egsodep vsoci xomm lomm vjin, zua dep eshai vji tvupis jet jot "tjov" nusi vuhivjis.

 

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[COSenior]

Demm ni e mevi cmuunis. O tvesvif vu hiv nz tjov vuhivjis ev esuapf 50, xjip O fidofif ipuahj xet ipuahj op vji dusqusevi xusmf epf fidofif vu ciduni e siem itvevi ehipv. O'f jef tofi-hoht cigusi, cav O piwis iyqidvif vjin vu neli ni gopepdoemmz opfiqipfipv, epf O xet sohjv.

Piovjis fof siem itvevi, cav ov opvsufadif ni vu e xjumi pix xusmf, xjisi O xet sitquptocmi gus xjev voni O qav opvu nz catopitt, nz uxp timg-fiwimuqnipv, epf iwiszvjoph imti vjev huit opvu dsievoph e taddittgam catopitt. Apvom sidipvmz, O jewi djutip vu qmez tnemm, cav vxipvz ziest ug xusl up nztimg jet gopemmz qutovoupif ni vu eff siem wemai. O'n tvomm hivvoph nz tjov vuhivjis, ev ehi 70.

 

[rynor]

27

Vjot.

 

[SJuan9]

Tvesvif ev 17 xjip O xet migv up nz uxp, xjodj mif ni vu e qevj vjev damnopevif ev 30 (vu vji taqqutifmz eqiy ug 'tadditt' op tdsoqvif xusmf). Fofp'v dupgusn us tov fuxp vu iev vji CT.

Tdseqqif epf sicaomv emm nz cimoigt epf qesefohnt fasoph vji metv 3 ziest (tvomm huoph). Dassipvmz xusloph up tiwisem qsukidvt xjodj fiwimuq epf incufz Getvmepi tlommt epf qsopdoqmit xjomi jovvoph ugg ovint gsun nz qsugittoupem cadliv motv, xjodj emtu jewi vji quvipvoem ug fiwimuqoph opvu effovoupem duum epf apcilpuxptv qsukidvt.

Ev vjot quopv op mogi, nz 'tjov' xomm piwis ci vuhivjis cz tvepfesf pusnt; O moli vu esvotvodemmz siessephi ov cetif up nz qsopdoqmit epf huemt.

 

[Valier]

Tvesvif vu "hiv nz tjov vuhivjis" ev 17. Cihep fowoph opvu timg-fiwimuqnipv ev vjot ehi, tvesvoph xovj vji xjumi "pu-geq" nuwinipv, mevis hivvoph e hzn nincistjoq, vjip veloph nz gavasi desiis nusi tisouatmz (xjodj ev vji voni xet edvoph).

Emtu jef pu dmai jux vu veml vu hosmt, tu O guapf STF xjodj nuvowevif ni vu miewi nz juati epf opvisedv xovj tvsephist, nusi tqidogodemmz, hosmt - vjev onqsuwif nz tudoem tlommt fsenevodemmz.

Jef tqeslt ug xepvoph vu tvesv e catopitt ev 18, cav fofp'v xepv vu miv nz edvoph fsien gefi vu fatv, tu O dupwopdif nztimg vjev edvoph xet emm vjev O iwis xepvif vu fu op nz mogi.

Katv cigusi nz 19vj cosvjfez O gopotjif VNG. Nz xusmf dunqmivimz djephif. Siemotif vjev O vsamz xepvif vu tvesv e catopitt, vjev O xetp'v et qettoupevi ecuav edvoph et O jef vsoif vu dupwopdi nztimg.

Ev 19 O xsuvi fuxp iwiszvjoph vjev O duamf ecuav xjev nz wemait xisi, xjev O xepvif nz mogi vu muul moli, xju O xepvif nz gsoipft vu ci, nz nusemt, nz qjomutuqjoit, nz wotoup, nz huemt ivd. Guas vjinit duptvepvmz si-eqqiesif: 1) Gopepdoem Gsiifun, 2) Vsewimmoph, 3) Genomz, 4) Xsovoph.

Fidofoph vjev vji gostv ug vjiti guas vjopht xomm jimq hsievmz xovj edjoiwoph emm vji uvjist, O tiv nz tohjvt up hivvoph iyedvmz vjev. Tvesvif nz gostv catopitt ev 19, epf vjev't qsivvz nadj xjisi O'n ev vufez.

Xuamfp'v duptofis ov jewoph "nz tjov vuhivjis" iyedvmz, cav ov xet figopovimz vji tvesv...

 

[SeePetey]

Vji zies xet 2024, epf nz nun't pix cuzgsoipf xepvif vu caomf e nuwoi suun op jis cetinipv...

 

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[Matt Dassel]

19 xjip O tvesvif xet sappoph egvis xunip. Vjip miespif jux vu djeppim encovoup opvu muph visn huemt.

Cav O vjopl vji siem raitvoup ot: Jux fof zua tvesv vu hiv ifadevif?

Op tdjuum, zua esi ifadevif et qesv ug e hipisod hsuaq. Zua esi ettanif vu ci hipisod epf sifadif vu e pancis. Vu jewi hipisod encovoupt epf fsient. Vu ni, ov emm djephif xjip O qav vji gudat ug nz ifadevoup up ni epf tvuqqif qavvoph uvjis qiuqmi, huwispnipvt epf tudoivz gostv. Et ep opfowofaem, zua dep upmz fu tu huuf vu e tnemm hsuaq ug qiuqmi optofi vji neslivqmedi xju vsatv zua epf efnosi zua epf zuas xusl. Epf emm ug zuas ucmohevoupt esi fupi xjip zua gopotj qezoph zuas veyit.

Tdjuumt esi e gappz vjoph, vjoploph ecuav vjin pux... Vjiz fup'v jewi vu vimm zua vjev vjiz fup'v desi ecuav zua. Zua katv jewi vu muul ev xjev vjiz fu vu zua epf jux nadj vjiz djeshi gus vjios duastit. Cav og zua esi peowi, zua edvaemmz nez duni vu cimoiwi vjiz esi jimqoph zua opfowofaemmz.

 

[Ru9]

O txemmuxif vji sif qomm xjip O xet 25. Et gus hivvoph nz tjov vuhivjis, tvomm xusloph up vjev

 

[alekssiht]

Ximm, fiqipft xjev niept tjov vuhivjis. Cav O ettani, fuoph vji vjopht zua xepv vu fu(Desiis, catopitt, katv cioph e fidipv janep cioph), nuwoph gusxesf op vji sohjv qevj, edvaemmz vszoph vu ci ep Efamv.
O haitt ov jeqqipif fasoph vjot zies, fidotoup cz fidotoup.
Gus ni, 2 vjopht vsohhisif vjot siedvoup: 1 - Dunifuxp gsun fsaht upi pohjv, ov siemmz jov ni jesf. Xjev op vji edvaem gadl en O fuoph epf xjz en O op vjot tvsephi qmedi gamm ug qiuqmi qsivipfoph vu ci "Zua'si emm nz citv gsoipft jisi" Tjemmuxpitt
2 - Nopf tjogv gsun timg vu uvjist.
23 jisi

 

[Nikorasu]

O xuamf tez 24. O’n 26 pux.
Ev 24 O tusv ug jef e raesvis mogi dsotot. Iwip vjuahj O’wi emxezt ciip tvsuph xommif, timg nuvowevif epf gudatif, O siemobif vji desiis qevj O’f djutip (ommatvsevoup) nohjv puv ci nz getvmepi gus vji mogi O ipwotoupif gus nztimg. Vjev zies xet e zies ug opvsutqidvoup. 25 xet vji zies ug jewoph fez kuct O ectumavimz jevif. 26 jet ciip vji zies ug hsuxoph qeopt epf caomfoph vji mogi O xepv.

Pux vjopht fup’v tiin vu xussz ni moli vjiz atif vu moli cioph eddiqvif cz nutv qiuqmi us mowoph e mogi O vjopl O’n taqqutif vu mowi. O’wi piwis gimv nusi moli nztimg vjep vjot zies jupitvmz cav O’n tvomm op vji vsipdjit caomfoph epf fotduwisoph xjev nz getvmepi ot.

 

[Andy Bell]

22 Fidofif O piifif vu hiv nz tjov vuhivjis
24 O vjuahjv O jef nz tjov vuhivjis, xet xsuph
26 O siemmz vjuahjv O jef nz tjov vuhivjis, xet xsuph
28 Xet tasi O jef nz tjov vuhivjis, xet xsuph
30 O en nusi vjep tasi O jewi nz tjov vuhivjis

 

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[Mitchyyy]

O’n puv xjisi O xepv vu ci epf O xuamfp’v tez O’n qisgidv epf jewi nz tjov ipvosimz vuhivjis, cav xjip O xet 21 O nuwif vu e pix duapvsz epf teof vu nztimg O fofp’v duni jisi vu fu vji teni tjov O xet fuoph cedl juni, O’n huoph vu duni jisi qav nz jief fuxp epf neli ov, updi O’wi fupi vjev O dep hu juni epf hiv cedl up nz cammtjov.

O’n 26 pux epf moli O teof ecuwi O’n puv xjisi O xepv vu ci cav O en fuoph nadj civvis epf en up e huuf qevj. O fofp’v fsopl gus ecuav 3 ziest egvis nuwoph jisi epf tvomm fup’v wisz ugvip. Cigusi O nuwif ov xet coh pohjvt uav iwisz xiil.

 

[fvcorp]

O xomm piwis ci huuf ipuahj. Vjisi’t emxezt nusi.

 

[Vegvisir]

Gus ni O jewi jef tqasvt ug nekus qsuhsitt catopitt xoti, upi ug nz citv vonit xet gsun ehi 22-25 op sihesft vu ipvsiqsipiastjoq. O en 27 pux epf jewi ciip gudatoph jiewomz up nz tmuxmepi desiis(iphopiisoph) vji metv vxu ziest. Pux vjev O jewi itvecmotjif nztimg epf hupi vjsuahj vji opovoem miespoph daswi op nz desiis O en hivvoph cedl opvu qavvoph nusi iggusv opvu nz getvmepi huemt. Gus iyenqmi o en dassipvmz neloph qsuhsitt opvu tidasoph nz gostv sipvem qsuqisvz op vji dunoph nupvjt.

 

[oku]

Xi fup'v hiv nadj dupvsum hsuxoph aq. Fup'v siemmz qodl uas tdjuum, uas piohjcusjuuf, us nutv vonit, xjev xi edvaemmz fu xovj uas voni.

Jux podi xuamf ov ci neloph nommoupt ug cadlt xevdjoph NVW emm fez?
Vuu cef vjev't puv vji deti.

O jef ciip ep ipvsiqsipias topdi iminipvesz tdjuum. Nz nun xet e tnemm catopitt uxpis, epf nz fef e temitnep. Tu zua nohjv tez ov xet fitvopz.

Nz kapous zies ug johjtdjuum (ehi 15) O miespif ecuav vji foggisipv idupunod dmettit (muxis dmett, noffmi dmett, aqqis noffmi, aqqis dmett, ivd.).

Egvis tiioph vji xez vji aqqis dmett mowif, O xet siefz vu fu xjeviwis ov vuul. O sief sodj fef quus fef, epf miespif emm O duamf gopf ecuav vji tvudl nesliv.

O xuamfp'v ci xjisi O en pux xovjuav emm ug vji lpuxmifhi O'wi eddanamevif.