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50K cash right now to invest. What to do?

Anything related to investing, including crypto

KidMoney

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I have 50k to invest right now. Most people say " Man, if I just had X amount of money I could easily turn that to X amount ". What would you invest in if you had 50k RIGHT NOW purely to invest. I am looking forward to the discussions and ideas. Thanks
 
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Silverhawk851

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I personally love the silent JVs on a land development/RE deals; getting 100% ROI or more within a couple months isn't half bad. Most people will have their eyeballs fall out when they hear that, but believe it or not there are even better ROIs out there.

Comes back to the key; Knowledge is POWER my friend. Get educated first and foremost.
 

hughjasle

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What do you want out of 'investing' it? What would you prefer to do with it? What are your current finances (working making 30k a yr?/college/broke/trust fund baby/etc)? In short tell us more on where you are, where you plan to go, and how you plan to get there in life and then we can give you some suggestions.

BTW I believe there was a thread almost identical to your post (but with a larger amount I believe), would be beneficial for you to check out the responses there as well.
 

Runum

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I have 50k to invest right now. Most people say " Man, if I just had X amount of money I could easily turn that to X amount ". What would you invest in if you had 50k RIGHT NOW purely to invest. I am looking forward to the discussions and ideas. Thanks

I think that if you have to ask then you stand a big chance of loosing it.

If you were smart enough to accumulate $50K then I would think you would know how to make it grow. Maybe I have something to learn as well.

In answer to your question, it depends on your risk/reward tolerance level and what you expect out of the money. It also depends on how active you want to be in making it grow.

Edit: Up until this year I would have put the money into my real estate business. From what I have learned this year I would be building a sales business selling products for 100-300% profit. Lots of threads about this on the forum.
 
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KidMoney

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What do you want out of 'investing' it? What would you prefer to do with it? What are your current finances (working making 30k a yr?/college/broke/trust fund baby/etc)? In short tell us more on where you are, where you plan to go, and how you plan to get there in life and then we can give you some suggestions.

BTW I believe there was a thread almost identical to your post (but with a larger amount I believe), would be beneficial for you to check out the responses there as well.


I think that if you have to ask then you stand a big chance of loosing it.

If you were smart enough to accumulate $50K then I would think you would know how to make it grow. Maybe I have something to learn as well.

In answer to your question, it depends on your risk/reward tolerance level and what you expect out of the money. It also depends on how active you want to be in making it grow.


Thanks for the responses. To give some info on me, I own one business. This is my second business. Started from the lint in my pocket with very very little help. 24 years old with no kids, no house payment, etc. I work for my money but with this 50k I would more or less like to invest into something less labor intensive. I was asking you guys what YOU would do with 50k RIGHT NOW to put into anything that you know could turn a decent profit. Of course I have ideas and I will keep investing and turning a profit accordingly if those play out to be the best option. I am emotionally detached from this money and I will be as active as I need be if the ROI is right. Basically what I was getting at was that a lot in life people sit back and go " I know if I had enough money to buy/invest in ______, I KNOW I could flip/turn/make a good profit". I have ideas but i'm asking you if you set aside 50k where would be your best bet in investing it? Im just looking to brainstorm a few possible ideas. Thanks again
 

Rawr

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I'd get a Winnebago and go cross county with a camcorder. Does this help?


Mods, might be a good idea to sticky one of these threads.
 

100k

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There are a couple of websites where you can lend out your money to business and get 10-20% ROI.

It was shared here a few weeks ago.

I would suggest you invest some of the money to educate yourself before you go balls deep in.
 

Kak

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Just go double it 10 times, 50 mil. Then I'd light MY cigar with it.

You would make more money in interest in that 15 seconds than the hundred your burned lighting your cigar. :D
 

Nick

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If i were you, I would invest it in the business that you have expertise on and you are currently working in, and probably how you made the first 50k in the first place.

If there were no opportunities for scaling there, or you want something else more passive or to diversify as a source of income, i would invest it in a secondary domain of interest to you where you have some sort of expertise at least enough to see there might be a good ROI, probably something you have dabbled with in the past.

For instance, in my case, i would invest it to grow my outsourcing app development company, because this is the business i am currently working on and have current ongoing expertise.

My second choice would be to invest it in a content publishing model (building websites, posting content, and monetizing with ads/affiliates) because this is something that i have experimented with in the past, and i had success, and i know i can at least find some good opportunities and have enough good domain knowledge to know that it can turn into something passive.

I would never invest that amount of money in an industry that i did not work in or have experience with, unless i would find a very trustworthy partner to run the show.
 
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socaldude

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If you dont know what or how to invest it then you don't invest the money. Keep it safe in a bank account. Never invest in something you don't understand. Chances are you will lose money.
 

Kak

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I use JP Morgan. They consulted with me about what I wanted and have preformed pretty well. Much better than a bank account...
 
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biggeemac

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My wife and I just invested a little over $2k into our new startup business. I FULLY expect to turn that $2k into $50k before the end of the year. The ways exist.....its all about finding ways to get people to HAPPILY open their wallets and keep 'em coming back for more. Good luck.
 

sal

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You could look into investing some of that in the online currency "Lite Coins" - the price of them is still rather low. Maybe sit on them for awhile and exit before the bubble pops? Idk. Do some research before splashing though!
 

Pixpax

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Invest in a real business startup (not an idea that might make money). Something that you put in $1 and consistently and predictably returns $2 within X months (preferably 6-12).

Thats what Im currently doing and it seems to work. You need to create the business and test until you find your thing though.
 

Barry

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I have 50k to invest right now. Most people say " Man, if I just had X amount of money I could easily turn that to X amount ". What would you invest in if you had 50k RIGHT NOW purely to invest. I am looking forward to the discussions and ideas. Thanks

Do you have a plan?
 
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smartman

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Invest in high CGC graded silver age comics :)

this is actually a really great piece of advice if you are willing to speculate, and sit on the investment for a while. I have watched someone in my previous market push the pile, so to speak, by buying up top graded comics, and then waiting for someone to pony up the money for the best conditioned copy of the comic, of which he holds. Minimal work is involved. Storing a comic book is a cost=zero business variable. However, you could be using that 10-50k invested in the book in a more active manner and possibly make more money.
 

EastWind

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the problem with what should i do with $X if you saved for it is this. keep saving until you can think for yourself and figure out what to do.
if you won/inherited it, save it until you can figure out what to do with it yourself.
if you made it via business, expand if possible or find a new business.
 

MJ DeMarco

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To be honest, $50K is not enough to generate any substantial amount of passive income via market investments. A 5% dividend is $2,500 a year or just north of $200 a month. Any type of higher yield investment would put the principle at risk.

I would keep the $50K in a highly liquid brokerage account and have it invested in either A) Cash or B) Something low yielding.

This way the cash remains as an option on assets. (This is as Warren Buffet says, and generally I don't quote him because I think he's full of shit, investing one way, and telling the public to invest another way)

However method you used to accumulate that $50K, I would continue doing that, or use the cash to leverage into higher returning ventures that you can leverage and control, namely, your own business ventures. Say a great business opportunity comes along and you have a chance to get a piece; with cash handy, you have that option. Without cash, you do not.

IMO, the stock market is always a dangerous investment, and right now with the indexes trading at all time highs, the level of risk is higher than normal. Don't let the mainstream media fool you into thinking otherwise... If you are willing to stomach the risk, I like MLPs, REITS, and old stalwart dividend payers.

And as always, this is my opinion and should not be construed as professional and/or financial advice. Such advice should come from a "trained" professional, you know, the one barely getting by with a shit ton of credit card debt and a 800K mortgage. LOL.
 
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CPisHere

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I personally love the silent JVs on a land development/RE deals; getting 100% ROI or more within a couple months isn't half bad. Most people will have their eyeballs fall out when they hear that, but believe it or not there are even better ROIs out there.
Silverhawk, can you explain more about this?
 

Silverhawk851

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Quote Originally Posted by Silverhawk851 View Post
I personally love the silent JVs on a land development/RE deals; getting 100% ROI or more within a couple months isn't half bad. Most people will have their eyeballs fall out when they hear that, but believe it or not there are even better ROIs out there.
Silverhawk, can you explain more about this?


Sure.

if I had 50,000 right now to invest, the first thing I'd do is market myself to Real Estate Investors. I'd look for the deals that require capital, which the person may not have, but the deals is solid.

For example, one deal I'm working on, one of my buddies brought me a deal on a 12 acre property that is being rezoned from agricultural to residential, where we are putting a 10-13 house subdivision in.
He did all the work, finding the property at 50% of FMV, checking the zoning, speak to city about rezoning, contacting owner, getting the property under contract, checking for Leins and all the background work. He needed certain amount of cash to close the deal, I helped provide that. We will flip it to a Land developer within 6-12 months once it is rezoned for possibly 500-1200% profit.

We can develop ourselves, longer process, but bigger profits of course.


There are thousands of deals like this going on. How many Real Estate Investors right now have the deals but need money to put in? a HUGE amount.

You do no work, multiply your money buy multiples IF you know what your doing.

It's about Networking with the right people and Marketing.

I'm just getting comfortable with doing these now, and by no means a master at this but one thing I have learnt is:


If you have a lack of Deals in Real Estate, your either lacking in Marketing or Education.
 

Steve37

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if I had 50,000 right now to invest, the first thing I'd do is market myself to Real Estate Investors. I'd look for the deals that require capital, which the person may not have, but the deals is solid.

Not sure I follow. You don't have $50k to invest at the moment, but if you did you would market to investors to provide them capital? Are you brokering investment money?

You do no work, multiply your money buy multiples IF you know what your doing.

It's prudent to point out that there is a significant risk involved in these types of deals as well. Developers are some of the biggest gamblers out there. Sometimes you win, sometimes you lose.

If you have a lack of Deals in Real Estate, your either lacking in Marketing or Education.

Well said.
 
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CPisHere

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Thanks Silverhawk.

I'll tell you what I would do - find local businesses for sale at good valuations. Just today on bizbuysell.com I found 2 businesses near me for sale - each generating $50k profit/year with absentee owners, with $50k in fixtures/inventory - with an asking price of $150k. Without even considering owner financing and/or price negotiations, I could put $30k as down-payment and get a loan for the rest. Then I would improve the marketing, cost costs, etc to make the business more profitable.
 

rkrone

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Thanks Silverhawk.

I'll tell you what I would do - find local businesses for sale at good valuations. Just today on bizbuysell.com I found 2 businesses near me for sale - each generating $50k profit/year with absentee owners, with $50k in fixtures/inventory - with an asking price of $150k. Without even considering owner financing and/or price negotiations, I could put $30k as down-payment and get a loan for the rest. Then I would improve the marketing, cost costs, etc to make the business more profitable.

What types of businesses operate best with absentee owners?
 

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