But in your opinion would it be un-ethical to create a product on entrepreneurship even though ive never owned a business or make alot of money.
Yes, but beyond that, the market is going to severely punish your ignorance. That's the thing about ethics: Not always, but generally, you will be punished severely for violating them, not just socially, but in the wallet.
In this case, you may conceptually know, from reading books by millionaires and billionaires, how to make millions. You may have an idea. You feel like you've got a handle on it. You're 98% sure you've got it.
But 2% of your genes is all that separates you from an orangutan. That last little bit, the little difference between the line cook and the retired millionaire, it's in that little 2% that all the difference lies.
You want to make millions? Think about the most pain in the a$$ thing about your job, figure out a way to ease that pain or automate it, get a provable prototype running, turn around and sell it to your boss and his competition, and retire.