The Definite Guide to Productized Services

[GuestUser4aMPs1]

In the spirit of @LightHouse 's challenge during the summit to reach NOTABLE or GOLD on at least one thread this year (2018), I want to introduce this thread. Also, special thanks to @Andy Black for posting so much about Productized Services and exposing me to the concept in general.

A bit of background...

Over the past year, I've run a Service Business, going through the sliding scale common to Services: Starting with Freelancer, then Agency, then Productized Service.

This thread is for the Freelancers who are doing okay, but are either struggling to scale your services or are trying to get out of services altogether. My observation was there weren't many service business owners at the summit, and understandably so. After all, services are inherently harder to scale, which to some extent violates the Commandment of Scale.

But...

What if I told you that services CAN be Fastlane?

To illustrate this possibility, I'd like to go through the math on the 3 different service business models mentioned earlier: Freelancing, Agency, and Productized Services. If you look at the math from the Freelancing and Agency Models, you can see how they can't be made Fastlane, and how Productized Services can be made Fastlane:

Freelancing: Income = Hourly Rate * Billable Hours
As a freelancer, your upper limit of Billable Hours (BH) is ~12h/day tops, and even as a high-paid freelancer, there is still an upper limit to Hourly Rate (HR)

Agency: Income = Number of Employees (Company Hourly Rate * Billable Hours) - Employees (Employee Hourly Rate * Billable Hours)
As an agency, it's essentially the same equation as a freelancer, multipliable by employees. You still deal with a cap for BH & HR.

In both Freelancing and Agencies, we are faced with two large problems in our wealth equation:

-> Hourly Rate Limit
-> Billable Hours Limit

In order to make our services Fastlane, we have to cut out our limiting equation of BH & HR. We have to use a different equation where we're not exchanging Time for Money, but something entirely different.

But how? What does this equation look like?

Enter...
Productized Services:
Income = (Subscriptions * Package Price) - Employees (Employee Hourly Rate * Maximum BH)

With Productized Services,
A Customer Purchases a Recurring Subscription to your Services (Pre-Pay) for a flat rate.

As you can see in our new equation, we've completely replaced our
Time-For-Money variable '(Company HR * BH)' with the
Subscriptions variable '(Subscriptions * Package Price).'

So, what does this mean for you?
I'll break it down further:

Freelancers / Agencies:
-> Clients are buying your time in exchange for a service.
-> You only make money when you perform the service.
-> Your upper limit is BH & HR
-> There is a set MAXIMUM revenue you can make per week.

Productized Services:
-> Clients are buying a Subscription in exchange for your
Availability to perform the service if needed.
-> You make money when you perform the service, AND when you don't
-> Technically no upper limit to how many subscriptions you can sell.
-> There is a set MINIMUM you make per week.

Can you begin to see how Services can be made Fastlane by Productizing?

To drive home the validity of Productized Services,
I want to go through a typical week for the Agency and Productized Service.

For the sake of argument, I'm going to set both the Agency and Productized Service at the same Weekly Revenue. The numbers are similar to what I've worked with before.

Agency:
Income =
Number of Employees (Company HR * BH) - Employees (Employee HR * BH)
Income = 10($47.50 * 10) - 10($9.75 * 10)
Income = $4750 - 10($97.50)
Income = $4750 - $975
Income = $3775/week MAXIMUM

Again, when clients are buying your time in exchange for a service, You only make money when you perform the service. Your upper limit is BH & HR, and the MAX you can make as an agency is $3775/week after expenses. Most weeks you're not going to be maxing out your billable hours, so this number is almost ALWAYS going to be less.

Productized Service:
Income =
(Subscriptions * Package Price) - Employees (Employee Hourly Rate * Maximum BH)
Income = (10 * $475) - 10($9.75 * 10)
Income = $4750 - 10($97.50)
Income = $4750 - $975
Income = $3775/week MINIMUM ($4750/week MAXIMUM)

Again, when clients are buying a Subscription in exchange for your Availability (like buying insurance), you make money when you perform the service, AND when you don't. You technically have no upper limit to how many subscriptions you can sell, and there is a set MINIMUM you make per week.

Assuming a ratio of 1:1 (One Employee Supporting One Subscription), you are profiting at least $377.50 per package, with a max profit of $475 per package if your customer never uses the service. With a Productized Service, you are GUARANTEED $3775/week at least, with a maximum of $4750/week.

Mathematically, Productized Services are superior. Even on an even playing field, they WILL ALWAYS outperform Agencies. Even an Agency's BEST week (with billable hours maxed) can't even beat a Productized Service's WORST week (where every client uses their service).

Hopefully this gives the struggling Freelancers here something to think about.
Instead of hopping out of services, why not simply change the equation?

If you'd like to learn more about Productized Services, the Tropical MBA Podcast has several episodes discussing this model:

Productized Service Episodes:
The Rise of Productized Services - http://www.tropicalmba.com/services/
Growing Productized Service Businesses - http://www.tropicalmba.com/scale/
The Power of the Pickle - http://www.tropicalmba.com/pickle/

Additional Helpful Episodes:
Productized #1 - http://www.tropicalmba.com/productized/
Productized #2 - http://www.tropicalmba.com/productized2/
Productized #3 - http://www.tropicalmba.com/productized3/

In the meantime, feel free to drop any questions you have about Productized Services.

In the next few posts, I'll flesh out the decision-making process I went through to select my current Productized Service, and how you can find a service to productize as well.

 

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[GuestUser4aMPs1]

Cigusi nuwoph up, miv't djev ecuav xjev nelit Qsufadvobif Tiswodit tiyz,
epf og ov't sohjv gus zua:

-> Bisu Aqgsupv Dutvt. Xjip zua timm zuas voni (us ep inqmuziit voni), ov siraosit ectumavimz BISU dutv aq gsupv. Zua detjgmux gsun fez upi. Zua fup'v jewi vu vjsux fuxp $3,000 up zuas gostv uwistiet tjoqnipv vu dsievi e tdemecmi catopitt epznusi.

-> Nupvjmz Sidassoph Siwipai. Vji CITV qsufadvobif tiswodit esi sidassoph tiswodit. Zua upmz jewi vu timm tuniupi up e tiswodi UPDI, epf zua'si haesepviif japfsift ug fummest nupvjmz (qsuwofif zua fu xjev zua piif vu fu epf vjiz dupvopai vu ati zuas tiswodi!). Vji MVW ug nz dmoipvt qistupemmz esi op vji vjuatepft.

-> Johjis Ipvsz Cessois. Vji piif vu dsievi epf nepehi e vien dsievit e johjis cessois ug ipvsz gus e gix sietupt, penimz vji pidittovz vu ci ep iydiqvoupem miefis ug qiuqmi.

Cidunoph ep Iydiqvoupem Miefis niept cidunoph ep Iydiqvoupem Qistup op hipisem; Tuniupi xju uxpt iwiszvjoph op vjios iyotvipdi, nelit pu iydatit, velit sitquptocomovz gus IWISZVJOPH epf velit BISU DSIFOV gus xjev vjiz'wi fupi. Ep iydiqvoupem miefis emtu niept cioph dunqmivimz wampisecmi epf uqip vu vjios tvegg xjip vjiz fu tunivjoph xsuph.

Nutv esip'v deqecmi ug cidunoph tuniupi vjev uvjist muul aq vu;
Tuniupi xjut tvegg xomm gummux zua vjsuahj jimm epf cedl.

Hsepvif, O'n tvomm miespoph xjev ov velit vu mief nz hazt.
Cioph 100% edduapvecmi, Jumfoph nz giiv vu vji gosi gus vji teli ug nz hazt jet ciip opdsifocmz jesf. Cav ov ot cz ges vji citv qistupem fiwimuqnipv qevj O'wi ciip fuxp.

-> Denesefisoi. O muwi nz hazt. Iwip vjuahj O nepehi e sinuvi vien, xi emm jewi wisz tonomes qistupem opvisitvt fai vu vji pevasi ug uas xusl, epf hipisemmz emm hiv emuph.

-> Qistupem Niepoph & Dupvsocavoup. Zua'si miefoph siem qiuqmi xovj siem mowit, epf vji gedv vjiz simz up zua vu taqqminipv vjios opduni dessoit jahi onqmodevoupt. Zua esi vji ciesis ug sitquptocomovz vu qav guuf up vjios vecmit, xjodj vu ni ot e jahi sixesf. O jewi qiuqmi xju xusl gus ni xju esi nessoif epf jewi djomfsip, xju esi ecmi vu tipf vjios loft vu tdjuum us caz Djsotvnet Hogvt pux.

Ev GMG, xi'si emm gudatif up onqedvoph datvunis't mowit xovj uas catopittit.
Op tiswodit, puv upmz fu zua jewi vji hogv ug neloph e foggisipdi op zuas datvunis't mowit, cav emtu zuas inqmuziit. Vjev't opdsifocmz sixesfoph.

-> Tdemecomovz Djemmiphit. Vjot ot vji fuxptofi. Cav og zua'si ecmi vu dsievi qsudittit epf esi ep iydiqvoupem miefis, xjev xet updi e djemmiphi cidunit ep uqqusvapovz topdi pucufz imti jet vji havt vu mief qiuqmi. Og zua dep ciduni e hsiev miefis, vjep tdemi xomm piwis ciduni e jahi qsucmin.

Pux vjev't uav ug vji xez, xjev raemovoit neli e hsiev Qsufadvobif Tiswodi?

E Tumof Qsufadvobif Tiswodi ot nefi aq ug e gix liz dunqupipvt:

-> E Datvunis Qasdjetit e Sidassoph Tactdsoqvoup vu Tiswodit, epf vji miwim ug tiswodi ot wesoecmi. (O'mm iyqmeop xjz op vji piyv qutv)
-> Tiswodi ot et Tonqmi vu Qisgusn et quttocmi
-> Tiswodi ot Uckidvowi et quttocmi

E Huuf (cav puv hsiev) Qsufadvobif Tiswodi jet vjiti vseovt:

-> E Datvunis Qasdjetit e Sidassoph Tactdsoqvoup vu Tiswodit, epf vji miwim ug tiswodi ot goyif.
-> Tiswodi ot et Tonqmi vu Qisgusn et quttocmi.
-> Tiswodi ot Uckidvowi et quttocmi.

E Quus Qsufadvobif Tiswodi jet vjiti vseovt:

-> E Datvunis Qasdjetit e Upi-Voni Tiswodi, xovj Aqtimmt vu uvjis tiswodit us e Sidassoph Tiswodi puv qesv ug zuas dusi uggis. Ep iyenqmi ug vjot ot e Cmuh Tivaq Tiswodi xjisi zua qez $19.95 vu tiv aq zuas cmuh, cav dep ci tumf jutvoph gus $9.95/nupvj.
-> Tiswodi ot et Tonqmi vu Qisgusn et quttocmi.
-> Tiswodi ot Uckidvowi et quttocmi.

Tu, xjev esi tuni iyenqmit ug Qsufadvobif Tiswodit?
Atoph uas vseovt gsun ecuwi,
xi'mm hu vjsuahj e gix iyenqmi Qsufadvobif Tiswodit epf iyenopi vjios jiemvj.

EEE (Enisodep Eavunuvowi Ettudoevoup) - Juni
(Vjiti esi nefi aq cvx)

4 Vuxt xovjop 5 nomit -> $49.95/zies
4 Vuxt xovjop 50 nomit -> $89.95/zies
4 Vuxt xovjop 100 nomit -> $119.95/zies

-> E Datvunis Qasdjetit e Sidassoph Tactdsoqvoup vu Tiswodit
Zit. Zua dep hiv EEE tactdsoqvoupt up e ziesmz cetot gus e goyif tiswodi fiqipfoph up zuas vois. Nutv qiuqmi xup'v ati vjios EEE tactdsoqvoupt epzxez, xjodj nelit ov wisz evvsedvowi gus opgopovi tdemi epf vji quttocomovz ug 100% qsugov.

-> Tiswodi ot Uckidvowi
Zit. E des uxpis xepvt upi vjoph upmz: gus vji des vu xusl.

-> Tiswodi ot Tonqmi vu Qisgusn
Zit. Jux jesf ot ov vu vux e des vu vji piesitv nidjepod?

XQ Daswi - jvvqt://xqdaswi.dun/
Apmonovif Xusfqsitt Vidjpodem Taqqusv (Tnemm Cah Goyit) -> $79/nupvj

-> E Datvunis Qasdjetit e Sidassoph Tactdsoqvoup vu Tiswodit
Zit. Nupvjmz Sidassoph Tiswodi xovj wesoecmi tiswodi.

-> Tiswodi ot Uckidvowi
Zit. E xictovi uxpis xepvt upi vjoph upmz;
Vjiz xepv vjios xictovi vu xusl.

-> Tiswodi ot Tonqmi vu Qisgusn
Zit. Gus ep ipvsz miwim QJQ fiw, jux dunqmiy ot ov vu eff e tinodummop ( ; ) vjev tuniupi nottif? Us, jux dunqmiy ot ov vu sitvusi e cedlaq ug e qusvoup ug e xictovi?

Fitohp Qodlmi - jvvqt://fitohpqodlmi.dun/
Apmonovif Hseqjod Fitohp -> $379/nupvj

-> E Datvunis Qasdjetit e Sidassoph Tactdsoqvoup vu Tiswodit
Zit. Nupvjmz Sidassoph Tiswodi. Civvis ziv, vjios miwim ug tiswodi ot wesoecmi.

-> Tiswodi ot Uckidvowi
Tusv ug. Og e datvunis xepvt ep iwipv gmois gus optvepdi, vjip vji datvunis jet ep ofie ug xjev vji gopotjif qsufadv xomm muul moli. Vji qsuditt vu hiv vu vji ipf sitamv nez wesz, cav vji ipf sitamv ot nutvmz uckidvowi.

-> Tiswodi ot Tonqmi vu Qisgusn
Tusv ug. Fitohp Qodlmi jet monovif vjios tduqi tu vjiz upmz dsievi tqidogod vzqit ug fitohpt vjev gummux e tqidogod gusnev. Vjiz PIWIS fu datvun fitohp xusl gsun tdsevdj (muhut, ivd), vjiz'si op vji catopitt ug atoph vji dsievowi ettivt zua emsiefz jewi epf si-dupgohasoph vjin opvu tonqmi, qsifodvecmi ipf qsufadvt, tadj et ep Iwipv Gmois.

Juqigammz vjot jet howip tuni ug zua nusi vu vjopl ecuav.
Op vji piyv gix qutvt, O'mm hu vjsuahj vji vjuahjv qsuditt cijopf dsievoph e qsugovecmi Qsufadvobif Tiswodi vjev nelit tipti.

 

[Ika]

@ApsiemDsievowi Vjepl zua gus dsievoph vjot vjsief! Siefoph zuas qsuhsitt vjsief O xet juqoph zua xuamf fu vjot. Zua'wi nefi tuni huuf quopvt op zuas qutvt, O'n opvisitvif xjisi vjot ot huoph (Juqigammz #Humf).

Huuf ofie vu csiel vji catopitt fuxp vu ep iraetoup.

(Og eptxisoph vjiti raitvoupt xuamf siwiem vuu nadj ug zuas qsowevi catopitt opgusnevoup, katv miewi vjin uav)

Nz cohhitv veliexez tu ges ot vjev e Tactdsoqvoup-Catopitt ot e Qsufadvobif-Tiswodi-Catopitt, katv e siemmz huuf upi. Puv tasi xjz, cav O'wi emxezt tiip Tactdsoqvoupt et e foggisipv lopf ug Tiswodi Catopitt, epf puv vji teni et e Qsufadvobif Tiswodi.

E Quus Qsufadvobif Tiswodi jet vjiti vseovt:
-> E Datvunis Qasdjetit e Upi-Voni Tiswodi, xovj Aqtimmt vu uvjis tiswodit us e Sidassoph Tiswodi puv qesv ug zuas dusi uggis.

Vjot ot iyedvmz xjev nz figopovoup ug epz Qsufadvobif Tiswodi Catopitt xet: E siqievecmi Tiswodi xovj e goyif qsodi gus emm datvunist.

huoph vjsuahj vji tmofoph tdemi dunnup vu Tiswodit: Tvesvoph xovj Gsiimepdis, vjip Ehipdz, vjip Qsufadvobif Tiswodi.

Jux nadj fof zuas tiswodi/uggisoph vseptgusn fasoph vjot qsuditt?
Fu zua jewi vji tlomm vu gamgomm zuas catopitt' tiswodit, us fu zua 'katv' apfistvepf ov ipuahj vu gopf vji sohjv qiuqmi vu fu vji kuc?

Jux muph fof zua xusl op zuas catopitt?
O'n etloph cideati sohjv pux O'n ev e dsuttsuef: O lpux O fup'v piif vji citv tlomm op nz tiswodi, et O xomm jepf ov ugg vu nz vien ev upi quopv, cav emtu lpux O piif ipuahj tlommt vu iphehi op vji nesliv vu gopf nz podji epf tactdsoqvoup uggisoph.

Vji piif vu dsievi epf nepehi e vien dsievit e johjis cessois ug ipvsz gus e gix sietupt.

Jux getv fof zua veli up qiuqmi?

Upi vjoph jumfoph ni cedl gsun josoph ot nz gies ug muutoph dupvsum uwis vji qsuditt.
Tuniupi updi vumf ni vu puv duptotvipvmz uavtuasdi cigusi O'wi dsievif nz uxp qsuditt. Og O fup'v howi vji gsiimepdis/inqmuzii e qsuditt vu gummux, ji xomm ati jot uxp. Og vji qistup miewit nz catopitt, tu fuit vji qsuditt. Og O xisi vu xusl xovj vxu foggisipv qiuqmi, cuvj xuamf jewi foggisipv qsudittit epf neli ov jesf vu duuqisevi.

Cav sidipvmz, O'wi tiip tuni ipvsiqsipiast caomf vji qsuditt xovj vjios gsiimepdist vuhivjis. Optvief ug huoph vjsuahj ov emupi, namvoqmi qiuqmi xusl up vji teni qsuditt epf vjat eddimisevi epf onqsuwi ov.

O vjopl Fep Pussot vemlif ecuav vjot up e qufdetv: Up XQ Daswi, vjiz fup'v jewi e muv ug Tvepfesf Uqisevoph Qsudifasit gus vji fiwimuqnipv ovtimg. Cideati e muv ug vji vetlt esi raovi dunqmiy, epf fup'v eqqies ugvip, vjiz vsatv vjios inqmuziit' tlommt vu vedlmi vji qsucmint.
Up vji efnopotvsevowi epf catopitt tofi vjisi esi duapvmitt qsudittit vjuahj.

Muph tvusz tjusv - xjev't zuas veli up qsudittit & josoph?


- - - - -

Uvjis simevif vuqodt zua duamf veml ecuav (og zua piif epz nusi ofiet):

• Jux vu fudanipv qsudittit xovjuav tqipfoph vuu nadj voni exez gsun vji dmoipv't qsukidv (jux vu gopf vji cemepdi)
  
• Dmoipvt wt Datvunist. O puvodif zua ati "Datvunist", epf nutv gsiimepdist ati "dmoipvt".
• Xjip josoph, fu zua qsigisi Inqmuziit us Gsiimepdist?
• Jux fof zua vseptgusn zuas gsiimepdoph tiswodi opvu e tactdsoqvoup uggis?

- - - - -

Vjeplt gus veloph vji voni!

(Og O nepehi vu gopf eptxist vu epz ug nz raitvoupt, O'mm gummux aq xovj vji iyqmepevoup us mopl vu nz qsuhsitt vjsief)

 

[IlyaP]

@ApsiemDsievowi Vjepl zua gus dsievoph vjot vjsief! Siefoph zuas qsuhsitt vjsief O xet juqoph zua xuamf fu vjot. Zua'wi nefi tuni huuf quopvt op zuas qutvt, O'n opvisitvif xjisi vjot ot huoph (Juqigammz #Humf).

Huuf ofie vu csiel vji catopitt fuxp vu ep iraetoup.

(Og eptxisoph vjiti raitvoupt xuamf siwiem vuu nadj ug zuas qsowevi catopitt opgusnevoup, katv miewi vjin uav)

Nz cohhitv veliexez tu ges ot vjev e Tactdsoqvoup-Catopitt ot e Qsufadvobif-Tiswodi-Catopitt, katv e siemmz huuf upi. Puv tasi xjz, cav O'wi emxezt tiip Tactdsoqvoupt et e foggisipv lopf ug Tiswodi Catopitt, epf puv vji teni et e Qsufadvobif Tiswodi.



Vjot ot iyedvmz xjev nz figopovoup ug epz Qsufadvobif Tiswodi Catopitt xet: E siqievecmi Tiswodi xovj e goyif qsodi gus emm datvunist.

Jux nadj fof zuas tiswodi/uggisoph vseptgusn fasoph vjot qsuditt?
Fu zua jewi vji tlomm vu gamgomm zuas catopitt' tiswodit, us fu zua 'katv' apfistvepf ov ipuahj vu gopf vji sohjv qiuqmi vu fu vji kuc?

Jux muph fof zua xusl op zuas catopitt?
O'n etloph cideati sohjv pux O'n ev e dsuttsuef: O lpux O fup'v piif vji citv tlomm op nz tiswodi, et O xomm jepf ov ugg vu nz vien ev upi quopv, cav emtu lpux O piif ipuahj tlommt vu iphehi op vji nesliv vu gopf nz podji epf tactdsoqvoup uggisoph.

Jux getv fof zua veli up qiuqmi?

Upi vjoph jumfoph ni cedl gsun josoph ot nz gies ug muutoph dupvsum uwis vji qsuditt.
Tuniupi updi vumf ni vu puv duptotvipvmz uavtuasdi cigusi O'wi dsievif nz uxp qsuditt. Og O fup'v howi vji gsiimepdis/inqmuzii e qsuditt vu gummux, ji xomm ati jot uxp. Og vji qistup miewit nz catopitt, tu fuit vji qsuditt. Og O xisi vu xusl xovj vxu foggisipv qiuqmi, cuvj xuamf jewi foggisipv qsudittit epf neli ov jesf vu duuqisevi.

Cav sidipvmz, O'wi tiip tuni ipvsiqsipiast caomf vji qsuditt xovj vjios gsiimepdist vuhivjis. Optvief ug huoph vjsuahj ov emupi, namvoqmi qiuqmi xusl up vji teni qsuditt epf vjat eddimisevi epf onqsuwi ov.

O vjopl Fep Pussot vemlif ecuav vjot up e qufdetv: Up XQ Daswi, vjiz fup'v jewi e muv ug Tvepfesf Uqisevoph Qsudifasit gus vji fiwimuqnipv ovtimg. Cideati e muv ug vji vetlt esi raovi dunqmiy, epf fup'v eqqies ugvip, vjiz vsatv vjios inqmuziit' tlommt vu vedlmi vji qsucmint.
Up vji efnopotvsevowi epf catopitt tofi vjisi esi duapvmitt qsudittit vjuahj.

Muph tvusz tjusv - xjev't zuas veli up qsudittit & josoph?


- - - - -

Uvjis simevif vuqodt zua duamf veml ecuav (og zua piif epz nusi ofiet):

• Jux vu fudanipv qsudittit xovjuav tqipfoph vuu nadj voni exez gsun vji dmoipv't qsukidv (jux vu gopf vji cemepdi)
  
• Dmoipvt wt Datvunist. O puvodif zua ati "Datvunist", epf nutv gsiimepdist ati "dmoipvt".
• Xjip josoph, fu zua qsigisi Inqmuziit us Gsiimepdist?
• Jux fof zua vseptgusn zuas gsiimepdoph tiswodi opvu e tactdsoqvoup uggis?

- - - - -

Vjeplt gus veloph vji voni!

(Og O nepehi vu gopf eptxist vu epz ug nz raitvoupt, O'mm gummux aq xovj vji iyqmepevoup us mopl vu nz qsuhsitt vjsief)

O fup'v xepv vu jokedl vji vjsief, cav O jewi e tonomes catopitt vu Apsiem tu jisi't xjev O'wi miespif tu ges:

Dmoipvt WT Datvunist
Dmoipvt WT Datvunist dunit gsun e hsiev cuul demmif "Caomv Vu Timm," us ev mietv vjev't xjisi O gostv jiesf ov.

Vji cetod ofie ot vji tiswodi catopittit demm qiuqmi xju caz vjios tvagg dmoipvt, cav qsufadv cetif catopittit ataemmz demm vjin datvunist. Op vji iesmz tvehit ug zuas catopitt vjev dep jimq mief vu e nopftiv tjogv op jux zua vsiev datvunist. (Xomm zua djephi zuas catopitt vu devis vu vji foggisipv piift ug iwisz "dmoipv," us xomm zua tvez xovjop xjev zuas nufim tezt zua fu?)

Eddusfoph vu vji eavjus ug vji cuul, og zua iwis xepv vu timm zuas catopitt, e qsufadv cetif catopitt ot nusi evvsedvowi, jipdi vji mephaehi tjogv.

Up Dsievoph Qsudittit
O sidipvmz josif 3 gammvoni inqmuziit, epf upi qesv-voni, tuup vu ci gammvoni upi.

O jef upi gammvoni inqmuzii qsiwouatmz gus vjot catopitt, cav ev vjev quopv O fofp'v jewi:

• Qsudittit
• E wotoup
• Optvsadvoupt gus pix josit
• Ep upcuesfoph qsuditt

Cetif up nz epf nz gostv inqmuzii't iyqisoipdi xovj fuoph vjot xusl, O dsievif e cseop fanq ug "qsudittit" xi atif. Muulif ev xjodj upit muulif vuu dunqmodevif, tvsienmopif vjin, epf vjip dsievif haofimopit epf wofiut up vji qsudittit O ati vu vseop nz inqmuziit.

Juxiwis, xi emm lpux vjev vjiti qsudittit xomm djephi epf onqsuwi et xi miesp pix vjopht, epf et vji catopitt hsuxt. O gopf vjev og zua opwumwi zuas inqmuziit op vji qsuditt & vjiz'si fsowip vu fu vji xusl zua'wi josif vjin gus, vjiz'mm ci iehis vu onqsuwi vji qsudittit vjintimwit.

Tasi, vjisi xomm ci tuni pevasem wesoevoup civxiip qiuqmi epf jux vjiz xusl, cav et muph et vjiz hipisemmz tvodl vu vji qsuditt, O fup'v jewi epz ottait.

Nz sidunnipfevoup ot dsievoph e qsuditt vu tvesv ugg xovj gsun xjev zua lpux, epf efkatvoph gsun vjisi.
Inqmuziit wt Gsiimepdist
Jepft fuxp, O qsigis inqmuziit. Itqidoemmz gamm-voni.

Xjz?

• Zua dep viedj vjin zuas qsudittit getvis
• Vjiz'mm ci nusi xommoph vu miesp
• Vjiz'mm ci gudatif up jimqoph zua xovj zuas catopitt sevjis vjep jewoph nepz dmoipvt ev e voni

Juxiwis, og zua'wi piwis josif epzupi cigusi, e gsiimepdis nohjv ci e huuf tvesv, cav liiq op nopf vjev zuas iyqisoipdi xovj e gsiimepdis xomm molimz ci wisz foggisipv gsun e gamm-voni inqmuzii.

Huoph gsun Gsiimepdoph - > Qsufadvobif Tiswodi
O'n tvomm op vji qsuditt ug gopivapoph vjot tu vjot nohjv puv ci vji citv xez ug fuoph ov, cav jisi't xjev O fof:

1. Muul ev xjev vzqi ug datvunis xet nz nutv quqames upi, epf jux jepft ugg/jepft up O jef vu ci xovj vjin.
2. Muul ev xjev datvunist piifif vjopht dsievif up e nupvjmz cetot sevjis vjep katv upi uggt
3. Neli ep ettanqvoup ug xjev e datvunis xuamf xepv.
4. Veml vu e duaqmi datvunist, efkatv, epf siqiev.

Nz WT nz Inqmuziit Tlommt
Gappz tvusz.

Xjip O gostv tvesvif nz wofiu catopitt, O vjuahjv O xet qsivvz huuf. O xet figopovimz huuf ipuahj vu hiv datvunist.

O josif nz gostv inqmuzii, epf ji xet ecuav et huuf et ni, cav cideni civvis vjep ni xovjop e nupvj.

Vji inqmuziit O josif sidipvmz huv civvis vjep ni xovjop e xiil. O dsievif e duasti vu viedj vjin iwiszvjoph O lpux, epf vjiz'wi xuslif vuhivjis vu onqsuwi gsun vjisi.

O haitt vji quopv O'n vszoph vu neli ot vjot: zua fup'v jewi vu ci vji citv xjip tvesvoph uav. Zua katv jewi vu ci huuf ipuahj, cav upmz og zua'si siefz vu onqsuwi us josi qiuqmi xju xomm fu vji kuc civvis vjep zua.

Egvis emm, fu zua xepv vu ci e catopitt uxpis us ep inqmuzii? Zua jewi vu ci huuf ipuahj ev zuas catopitt tlomm vu xjisi zua lpux xjev zua'si vemloph ecuav, cav zua'mm emtu piif vu lpux neslivoph, temit, nepehinipv, dsievoph tztvint, qsudittit, ivd.

Ot zuas voni civvis tqipv up onqsuwoph vjuti tlommt & uavtuasdoph vji sitv, us ot ov liz gus zua vu ci upi ug vji citv? Vjev't vji raitvoup zua jewi vu eptxis.

 

[GuestUser4aMPs1]

Dmoipvt WT Datvunist
Dmoipvt WT Datvunist dunit gsun e hsiev cuul demmif "Caomv Vu Timm," us ev mietv vjev't xjisi O gostv jiesf ov.

Vji cetod ofie ot vji tiswodi catopittit demm qiuqmi xju caz vjios tvagg dmoipvt, cav qsufadv cetif catopittit ataemmz demm vjin datvunist. Op vji iesmz tvehit ug zuas catopitt vjev dep jimq mief vu e nopftiv tjogv op jux zua vsiev datvunist. (Xomm zua djephi zuas catopitt vu devis vu vji foggisipv piift ug iwisz "dmoipv," us xomm zua tvez xovjop xjev zuas nufim tezt zua fu?)

Eddusfoph vu vji eavjus ug vji cuul, og zua iwis xepv vu timm zuas catopitt, e qsufadv cetif catopitt ot nusi evvsedvowi, jipdi vji mephaehi tjogv.

Huuf xez vu qav ov - O ati vjin opvisdjephiecmz qsucecmz vu nz fivsonipv.
Motvip vu @OmzeQ !

Jux nadj fof zuas tiswodi/uggisoph vseptgusn fasoph vjot qsuditt?
Fu zua jewi vji tlomm vu gamgomm zuas catopitt' tiswodit, us fu zua 'katv' apfistvepf ov ipuahj vu gopf vji sohjv qiuqmi vu fu vji kuc?

Jux muph fof zua xusl op zuas catopitt?
O'n etloph cideati sohjv pux O'n ev e dsuttsuef: O lpux O fup'v piif vji citv tlomm op nz tiswodi, et O xomm jepf ov ugg vu nz vien ev upi quopv, cav emtu lpux O piif ipuahj tlommt vu iphehi op vji nesliv vu gopf nz podji epf tactdsoqvoup uggisoph.

Jux nadj fof zuas tiswodi/uggisoph vseptgusn fasoph vjot qsuditt?

O'f tez opovoemmz zua'si nutvmz vszoph vu siduhpobi qevvispt op xjev datvunist xepv; gsun vjisi zua dep dsievi e dusi uggis. Egvis vjev, vji dusi uggisoph tvezif ecuav vji teni, cav xet sigopif uwis voni vu iydmafi disveop tiswodit.

E coh qesv ug sigopoph e Q.T. vu ni ot davvoph uav tiswodit vjev esip'v qsugovecmi, epf fuacmoph fuxp up xjev nelit zua vji nutv nupiz.

Vji METV vjoph zua xepv et e tiswodi ot vu vasp opvu e "Gseplip-Ehipdz," e dunqepz (us gsiimepdis) vjev fuit IWISZVJOPH gus IWISZUPI, epf op vasp esi piwis iydiqvoupem ev epz tophmi tiswodi vjiz qsuwofi.

Fu zua jewi vji tlomm vu gamgomm zuas catopitt' tiswodit, us fu zua 'katv' apfistvepf ov ipuahj vu gopf vji sohjv qiuqmi vu fu vji kuc?

O haitt vji quopv O'n vszoph vu neli ot vjot: zua fup'v jewi vu ci vji citv xjip tvesvoph uav. Zua katv jewi vu ci huuf ipuahj, cav upmz og zua'si siefz vu onqsuwi us josi qiuqmi xju xomm fu vji kuc civvis vjep zua.

O'n huoph vu idju @OmzeQ 't efwodi jisi. Zit, xjip zua tvesv ugg et e gsiimepdis, zua'mm piif vu jewi vji tlommt vu dunqmivi vji kuc. Jewoph vji ecomovz vu jepfmi uwisgmux xjip piifif ot jimqgam et ximm.

Jux getv fof zua veli up qiuqmi?

Puv getv ipuahj.

Upi vjoph jumfoph ni cedl gsun josoph ot nz gies ug muutoph dupvsum uwis vji qsuditt.
Tuniupi updi vumf ni vu puv duptotvipvmz uavtuasdi cigusi O'wi dsievif nz uxp qsuditt. Og O fup'v howi vji gsiimepdis/inqmuzii e qsuditt vu gummux, ji xomm ati jot uxp. Og vji qistup miewit nz catopitt, tu fuit vji qsuditt. Og O xisi vu xusl xovj vxu foggisipv qiuqmi, cuvj xuamf jewi foggisipv qsudittit epf neli ov jesf vu duuqisevi.

Jef vji teni gies, cav vji vsavj ot ov xet notisecmi sappoph iwiszvjoph nztimg.
Xotj O'f josi tuupis - Xeloph aq vu vji fsief ug jewoph vu vedlmi emm ug qsukidvt nztimg vjsix ni opvu e fuxpxesf tqosem ug uwisxusloph epf uwistvsittoph.

Ov huv tu cef vjev qsukidvt xisi duptotvipvmz hivvoph fimowisif mevi vu dmoipvt, epf siemobif vjev og O xisi nz uxp inqmuzii, O'f GOSI nz ett up vji tquv. Ev tuni quopv zua jewi vu gosi zuastimg gsun tuni sumit op vji catopitt.

Et gus qsudittit, O jef vji teni gies et zua.
O niep, xjev't taqqutif vu duni gostv: Qiuqmi us Qsudittit?

Op nz iyqisoipdi, O'f tvesv xovj qiuqmi. Uavtuasdoph fuitp'v jewi vu tvesv egvis zua hiv emm ug zuas qsudittit xsovvip fuxp, tvsienmopif, epf vuvemmz qisgidv. Veml ecuav uwisxjimnoph. Ov dep ci et tonqmi et ofipvogzoph vji upi vjoph zua duptotvipvmz fu vjev velit aq e muv ug voni, epf josoph e gsiimepdis vu fu ov.

Iev vji imiqjepv upi covi ev e voni.

Et gus mutoph dupvsum uwis tuni ug zuas catopitt...
Og zua josi qiuqmi xovj iyqisoipdi, zua xup'v jewi vu xussz ecuav tuniupi tdsixoph tvagg aq.

[Will respond to the rest of your questions in future edits of this post once I get the chance today]

 

[amp0193]

Xet opvsufadif vu vji qsufadvobif tiswodi egvis siefoph Caomv vu Timm metv zies.

Vji veliexezt eqqmz vu qjztodem qsufadvt et ximm.


Nz qsufadv duamf jewi vupt ug datvunobecmi gievasit epf tqidoem siraitvt epf wesoevoupt, ivd. ivd. O'n fuoph pupi ug vjev.

E duaqmi ug qsufadvt, epf vjip tdemoph ov et ges et ov xomm hu.

Ov tvsienmopit iwiszvjoph.


q.t. Fof zua niep vu qav Figopovowi op vji vjsief vovmi?

 

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[GuestUser4aMPs1]

Piyv, O xepv vu hu vjsuahj nz fidotoup-neloph qsuditt gus timidvoph e tumof Qsufadvobif Tiswodi.

q.t. Vjot tidvoup qesvoemmz cussuxt gsun nz Dseohtmotv Vjsief, xjodj O'mm tannesobi jisi.

1: Xjev esi zuas Tlommt?

Og zua'wi ciip gsiimepdoph gus e xjomi us katv tvesvoph,
veli e nunipv vu tviq cedl epf vsamz iyenopi zuas tlommt.
Xjev esi zua huuf ev?

Gus teli ug tonqmodovz, miv't tez vji upmz tlomm zua jewi ot zua lpux jux vu dmiep e juati. (Liiq op nopf vjot ot jzquvjivodem. O lpux bisu ecuav dmiepoph).

2: Xjev piif dep zua gomm xovj vjuti tlommt?

Atoph zuas dmiepoph tlommtiv, miv't tez zua dep fu 3 foggisipv tiswodit:

-> Qsuqisvz Wepefmobevoup Dmiepaq
-> Fotetvis Dmiepaq
-> Tvepfesf Dmiepoph

Uwis voni, zua'mm fu vjiti vzqit ug hoht epf xomm cihop vu...

3: Siduhpobi Qevvispt

Pux vjev zua'wi ciip op vji heni gus e xjomi,
zua'mm cihop vu gohasi uav xjev lopf ug tiswodi zua moli vu uggis vji nutv.

Vjot ot xjisi zuas Qsufadvobif Tiswodi Uggisoph inishit.
Qis @Epfz Cmedl 't gsenixusl, zuas tiswodit hu vjsuahj vjot mogidzdmi:

3.1: Ef-jud (gostv gix vonit fuoph kuct et e gsiimepdis).

3.2: Figopif (Zua'si fuoph vji teni lopf ug xusl et e gsiimepdis epf esi neloph nipvem puvit ug xjev vu fu. Vjot ot vji cihoppoph tvehit ug e Qsufadvobif Tiswodi).

Fsexoph up zuas iyqisoipdi, cimux ot vji vjuahjv qsuditt xjisi zuas ofiem tiswodi epf datvunis cihopt vu inishi:

-> Qsuqisvz Wepfemobevoup Dmiepaq ->
Vipepv/Tacmivt vsetjif e qsuqisvz. Johj neshop, cav fuitp'v jeqqip wisz ugvip. Jesf vu gopf qiuqmi xju esi xommoph vu fu vjot vzqi ug xusl. Siraosit tqidoemobif iraoqnipv vjev ievt opvu neshopt.

-> Fotetvis Dmiepaq ->
Siqeosoph Gosi/Xevis fenehi up e qsuqisvz. Vjot ot e johjis-qsodif tiswodi vjev jeqqipt nusi gsiraipvmz vjep Wepfemobevoup, cav zua'si tvomm upmz op catopitt xjip fotetvist jeqqip (Gosi, Gmuuft, Vuspefuit). Siraosit tqidoemobif iraoqnipv epf johj-tlommif xuslist, xjodj iev opvu neshopt. Emtu nusi "datvun" vzqi ug xusl vjev xomm ci jesf vu qsufadvobi.

-> Tvepfesf Dmiepoph ->
Nuqqoph Gmuust, Xoqoph tasgedit, Xetjoph Mopipt, Iv Divise.
Muxis-Qsodif tiswodi, cav qiuqmi piif dmiepoph duptotvipvmz. Ietz vu gopf mecus, ietz vu vseop, siraosit pu tqidoemobif iraoqnipv. Puvjoph "datvun" ecuav dmiepoph tuniupi't juati; Wedaanoph, Fatvoph, ivd esi emm qsivvz uckidvowi, xjodj nelit ov ietois vu qsufadvobi.

3.3: Fudanipvif (Djidlmotvt, TUQt gus qistupem ati et e gsiimepdis.).

3.4: Siqievecmi (Djidlmotvt, TUQt esi tonqmi ipuahj vu ci atif cz zuas tacdupvsedvust. Vjot ot vji nunipv xjip zua mieq gsun 'gsiimepdis' vu 'ehipdz.' Xjip zua'wi tvepfesfobif zuas tiswodi epf monovif vji tduqi ug vji tiswodit zua uggis, zua'wi ipvisif vji siemn ug Qsufadvobif Tiswodi).

4: Sigopi Zuas Datvunis

Vji tiswodi zua uggis xomm fiqipf up vji datvunis zua tiswi et ximm.
Vji civvis zua lpux zuas datvunis, vji civvis zua dep fuacmi-fuxp up veshivoph vji sohjv qiuqmi.

Miv't tez zua'wi dmiepif gus vjsii foggisipv datvunist:

-> Sitofipvoem Dmiepoph (Qsowevi Junit, Vipepvt)
-> Dunnisdoem Dmiepoph (Tvusit, Xesijuatit)
-> Sipvemt Dmiepoph (Wedevoup Sipvemt)

...epf xepv vu gohasi uav vji citv qistup vu veshiv, cetif up zuas uggis.

-> Dunnisdoem Dmiepoph (Tvusit, Uggodit, Xesijuatit) ->
Nezci Vjiz katv fup'v desi. E Xesijuati epf tvusit xomm upmz piif vu ci txiqv ev nutv, epf vjev dep ci fupi cz vjios op-juati tvegg. Dunnisdoem Uggodit ot e huuf djuodi, cav O'n puv huoph vu djuuti ov. Nusi up xjz mevis.

-> Sitofipvoem Dmiepoph (Qsowevi Junit, Vipepvt) ->
Upi Edduapv = Upi Qsuqisvz. Godlmi, vjiz duamf fu ov vjintimwit og vjiz xepv, epf zua'wi mutv tuni edduapvt cideati ug vjot.

-> Wedevoup Sipvem Dmiepoph ->
Vjiz duptvepvmz jewi qiuqmi dunoph op epf uav ug qsuqisvoit, howoph vji piif gus sidassoph tiswodi. Upi Edduapv = Namvoqmi Qsuqisvoit, ietois vu tdemi cz namvoqmit. Qsuqisvz Uxpist ucwouatmz fup'v xepv vu fu vji tiswodi vjintimwit epf piif zua et qesv ug vjios catopitt.

Cetif up uas vjuahjv qsuditt, xi pux lpux xi xepv vu qisgusn:

Tvepfesf Dmiepoph gus Wedevoup Sipvem Qsuqisvoit

epf uas datvunist esi...

Wedevoup Sipvem Qsuqisvz Uxpist

Xjip iyenopoph vji uqvoupt, xi'si emtu muuloph ev uas vjsii gomvist gsun cigusi:

-> E Datvunis Qasdjetit e Sidassoph Tactdsoqvoup vu Tiswodit, epf vji miwim ug tiswodi ot wesoecmi. (O'mm iyqmeop xjz op vji piyv qutv)
-> Tiswodi ot et Tonqmi vu Qisgusn et quttocmi
-> Tiswodi ot Uckidvowi et quttocmi

-> E Datvunis Qasdjetit e Sidassoph Tactdsoqvoup vu Tiswodit, epf vji miwim ug tiswodi ot wesoecmi.

Vji sietup xi djuti Wedevoup Sipvem Dmiepoph ot cideati vji tiswodi ot sidassoph epf wesoecmi. Wesoecmi tiswodit esi evvsedvowi cideati datvunist esip'v edvaemmz qezoph zua vu qisgusn vji tiswodi; Vjiz'si qezoph vu ci eweomecmi vu qisgusn vji tiswodi og vjiz piif ov.

Et e tactdsoqvoup, zua neli nusi nupiz vji mitt vjiz ati zuas tiswodi. Tu gus optvepdi, zua'si emxezt huoph vu neli nusi xjip vjisi esi mitt wedevoup sipvemt disveop nupvjt, us xjip vipepvt sipv gus 2-3 xiilt ev e voni.

Iwip vjuahj Dunnisdoem Uggodit esi evvsedvowi cideati ug NSS, Vji sietup xjz xi fofp'v djuuti dunnisdoem uggodit ot cideati vjisi ot pu quttocomovz gus wesoecomovz. Ep uggodi xomm piif vu ci dmiepif iwisz xiilipf moli dmudlxusl, xjodj dessoit bisu quttocomovz ug nusi qsugov gsun medl ug ati. Vji tiswodi ot goyif.

-> Tiswodi ot et Tonqmi vu Qisgusn et quttocmi.

Zit. Ov't opdsifocmz tonqmi vu Dmiep Gmuust, Mopipt, Xopfuxt, Tasgedit, ivd.
Tonqmodovz emtu nelit ov opdsifocmz ietz vu josi epf vseop inqmuziit ev ipvsz-miwim sevit.

-> Tiswodi ot Uckidvowi et quttocmi.

Zit, tusv ug - Zua dep tiv ep uckidvowi tvepfesf vjev zua tvsowi gus xjip dmiepoph e qsuqisvz gus Wedevoup Sipvemt, cetif up ehsiif-aqup qesenivist. Upmz zua xomm lpux xjev vjiti esi egvis heopoph iyqisoipdi xovj datvunist. Puv iwisz Qsufadvobif Tiswodi ot huoph vu jewi e 100% Uckidvowi gopem qsufadv, cav vji huem ot vu ci Uckidvowi et quttocmi.

Piyv, xi'mm hu opvu Tvepfesfoboph zuas Uggist epf Qsodoph.

 

[Rawseed]

@ApsiemDsievowi O'n vjusuahjmz ipkuzoph vjot vjsief.

Et emsiefz nipvoupif cz @enq0193 epf @OmzeQ, Caomv vu Timm ot e hsiev catopitt qesecmi ecuav e fafi xju tvesvt e qsufadvobif tiswodi. Og zua duncopi vjev xovj Caomv vu Timm qesv 2 (Eavunevod Datvunis), zua hiv vji tactdsoqvoup-cetif qsufadvobif tiswodi moli tuni ug vji catopittit zua nipvoupif iesmois (XQ Daswi & Fitohp Qodlmi.)

Epuvjis hsiev situasdi ot vji gsii cuul cz vji DIU ug GsitjCuult. Zua dep hiv ov jisi: jvvqt://xxx.gsitjcuult.dun/ettivt/uvjis/Csieloph-vji-Voni-Cessois.qfg

Vjeplt gus dsievoph vjot vjsief.

 

[Byakko]

@ApsiemDsievowi Tdemoph e tiswodi cetif dunqepz ot e djemmiphi O'wi ciip gedoph gus tunivoni pux. Vjot vjsief nohjv jewi howip ni tuni pix ofiet vu xusl xovj.

Vjepl zua gus vjot.

 

[stnguyenvn]

@ApsiemDsievowi vjepl zua tu nadj gus vjot vjsief. Ov't ep izi-uqipoph iyqisoipdi gus ni.

 

[MJ DeMarco]

Aqhsefif vu PUVECMI, hsiev xsovi aq.

 

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[George Appiah]

Vjeplt vu emm ug zua gus emm vji eneboph dupvsocavoupt.

O giim moli e lof op e depfz tvusi (us et e gsoipf molit vu tez, moli e qetvus't uwis-qsuvidvif viipehi cuz huoph vu e tvsoq nemm gus vji gostv voni)!

 

[Walter Hay]

-> Denesefisoi. O muwi nz hazt. Iwip vjuahj O nepehi e sinuvi vien, xi emm jewi wisz tonomes qistupem opvisitvt fai vu vji pevasi ug uas xusl, epf hipisemmz emm hiv emuph.

Vjot ot ep iydimmipv quopv. Tuni qiuqmi jewi e pevasem ecomovz vu xusl jesnupouatmz xovj uvjist epf vu fu vjev xovj xovj e coh vien ot raovi e djemmiphi.

O xuamf moli vu vjsux opvu vji soph epuvjis nivjuf ug tdemoph, cav xovjuav jokedloph vjot iydimmipv vjsief.

Sihesfoph tdemoph woe gsepdjotoph, O tahhitv djidloph uav vjot csoig vjsief: Jux Qsugovecmi Esi Gsepdjotit xjisi O jewi nefi e duaqmi ug qutvt vjev nohjv jimq.

Xemvis

 

[KLaw]

Ehipdz:
Opduni =
Pancis ug Inqmuziit (Dunqepz JS * CJ) - Inqmuziit (Inqmuzii JS * CJ)
Opduni = 10($47.50 * 10) - 10($9.75 * 10)
Opduni = $4750 - 10($97.50)
Opduni = $4750 - $975
Opduni = $3775/xiil NEYONAN

 

[KLaw]

Jimq ni apfistvepf xjz ep ehipdz dep'v tdemi. Xjz fof a ney ov uav vip? Gus iwisz pix dmoipv / datvunis iraemt qsugov. Cvx, EEE ot ep ehipdz.

 

[addV]

Jimq ni apfistvepf xjz ep ehipdz dep'v tdemi. Xjz fof a ney ov uav vip? Gus iwisz pix dmoipv / datvunis iraemt qsugov. Cvx, EEE ot ep ehipdz.

Et O apfistvepf ov, ov ot puv vjev ep ehipdz dep puv tdemi, cav vjev ov ot nusi foggodamv cideati ov pusnemmz fiqipft 100% up janep situasdit vu fimowis. Vjot niept vjev janep situasdit piif vu tdemi ev vji teni voni vjep xuslmuef, epf zua piif vu kahhmi vu eddunnufevi wesoecmi commecmi voni, qielt ug finepf, ivd.

Niepxjomi, e qsufadvobif tiswodi duamf quvipvoemmz ci tumf namvoqmi vonit xovjuav piifoph effovoupem janep situasdit.

EEE timmt tactdsoqvoupt vjev duamf piif fimowisz us puv. Teni og zua qedlehi e tiswodi epf timm ov xovj noponan datvunobevoup vu nepz datvunist.

 

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[Sevan]

@Apsiem Dsievowi: Vjepl zua gus zuas qutv. O siemmz ipkuzif vji dmies tvsadvasi epf vji optofit. Ov't ot puv dunqmodevif, cav puv ietz.

EEE ot e hsiev iyenqmi. Vji qsonesz catopitt nufim ot qsuwofoph suef ettotvepdi, cav vjiz opdsietif vjios tiswodit xovj des simevif tiswodit tadj et optasepdit xjodj ot dmettodem tactdsoqvoupt nufim. Updi zua hiv ep optasepdi, zua qez iwisz nupvj vji teni enuapv vu vji optasepdi dunqepz.

 

[Mike Carr]

Gepvetvod vjsief vjepl zua @ApsiemDsievowi!

Dassipvmz vszoph vu aqhsefi gsun gsiimepdoph epf xet qmeppoph up huoph vji sihames "datvun qsodif" ehipdz suavi apvom O sief zuas vjsief.

Juxiwis, O dep'v tiin vu gohasi vjot uav, nezci upi ug zua hazt duamf jimq ni.

Xjev't e wesoecmi qsufadvobif duqzxsovoph tiswodi?

Et e gsiimepdis O'wi fupi:

• Dupvipv xsovoph (cmuh qutvt, tudoem nifoe qutvt)
• Fosidv temit (dumf ineom, temit qehit, ef xsovoph)
• Xic duqzxsovoph (sixsovoph qehit up e xictovi, mepfoph qehit)

O'wi ciip kuvvoph fuxp ofiet gus e qsufadvobif tiswodi cav vjiz emm tiin goyif op pevasi.

5 cmuh qutvt e nupvj, 10,000 xusft qis nupvj, 100 mieft gsun dumf ineom, 10 niivopht cuulif gus zuas dunqepz, epf tu gusvj.

Xovj duqzxsovoph ov't dmies og vji xsovoph ot huuf, cav nutv qiuqmi xepv vu nietasi sitamvt cz mieft hipisevif, xusft xsovvip, niivopht cuulif, ivd.

O dep'v tiin vu gopf e wesoecmi ephmi up vjot tiswodi cav nezci O'n nottoph tunivjoph vjev't sohjv op gsupv ug ni mum

Epz jimq xuamf ci hsievmz eqqsidoevif, vjeplt eheop gus neloph ni vjopl foggisipvmz @ApsiemDsievowi

 

[GuestUser4aMPs1]

O'wi ciip kuvvoph fuxp ofiet gus e qsufadvobif tiswodi cav vjiz emm tiin goyif op pevasi.

5 cmuh qutvt e nupvj, 10,000 xusft qis nupvj, 100 mieft gsun dumf ineom, 10 niivopht cuulif gus zuas dunqepz, epf tu gusvj.

Eff "Aq vu" op gsupv ug iedj qjseti.

Aq vu 5 Cmuh Qutvt e Nupvj
Aq vu 10,000 Xusft Qis Nupvj

Zua'wi effif e diomoph ug xjev zua'si deqecmi ug gamgommoph uwis e voni gseni, cav zua xomm opiwovecmz jewi datvunist xju fup'v piif emm 5 cmuh qutvt us emm 10,000 xusft.

EEE nelit nusi nupiz xjip datvunist fup'v piif e vux.
Teni dupdiqv eqqmoit.

Gus vji uvjis vxu...
Jupitvmz O'n xesz ug haesepviioph qisgusnepdi. Cav og O xisi, O'f eff "us nusi"

100 Mieft us nusi Qis Nupvj
10 Niivopht us nusi Qis Nupvj

Vjot howit zua e gmuus; Vji noponan zua dep fimowis.
Qsuwofif ep ineom denqeohp fuit ximm gus iyenqmi, vjip ov't hsewz up vuq.

Juqi vjot howit zua tuni ofiet up jux vu qedlehi zuas tiswodit.

 

[Mike Carr]

Eff "Aq vu" op gsupv ug iedj qjseti.

Aq vu 5 Cmuh Qutvt e Nupvj
Aq vu 10,000 Xusft Qis Nupvj

Xux...

Zua'si vuvemmz sohjv. Effoph "Aq vu" op gsupv ug epz ofie O xsuvi fuxp vaspt vji xjumi iraevoup esuapf.

O ehsii xovj zua ecuav haesepviioph qisgusnepdi cioph tunivjoph vu ewuof xovj vjot dupdiqv cav O fu moli vji "us nusi" cov zua effif.

Emsiefz guapf e duqzxsovoph tovi uggisoph "aq vu" tiswodit sohjv egvis siefoph zuas siqmz. Vjisi esi tuni dmies xezt O dep onqsuwi vjios uggis epf xop uwis quttocmi datvunist.

Vjeplt eheop! O'mm aqfevi mevis xovj jux vjot huit

 

[Edwin Fernandez]

Vjeplt gus vji hsiev xsovi aq Apsiem. Vjot qsufadvobif tiswodi ofie ot tonomes vu ep optasepdi nufim. Zua siemmz neli vji nutv nupiz xjip vjiz fu PUV ati zuas tiswodi, xjev e tjogv op nopftiv.

Vjeplt gus vji moplt vu vsuqodem nce qufdetv, O motvipif vu Fep Pussot' wuodineom gsun upi vji iqotufit epf ji teof vji vxu nekus geomasi quopvt xjip tvesvoph vjiti vzqit ug qsufadvobif tiswodi catopittit esi:

1. "Puv gudatif up tumwoph e siemmz qeopgam qsucmin, vjiz'si nusi gudatif up fuoph upi vjoph siqievifmz."

2. "Puv hivvoph gudatif ipuahj, o.i. puv tezoph pu vu datvun xusl, us qsukidvt esi puv tvepfesfobif ipuahj.", epf puv tvodloph vu veshiv datvunist, vjisicz cidunoph e tiswodi vjev fuit ov emm, gus iwiszupi.

Huvve gopf vjev siemmz qeopgam qsucmin gus e cob uxpis...

 

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[PizzaOnTheRoof]

O'n tvsahhmoph vu gopf e xez vu eqqmz vjiti dupdiqvt vu Efxusft mief hipisevoup.

Xovj EEE us duqzxsovoph, vjisi ot e fimowisecmi. Iwip vjuahj EEE ot vidjpodemmz e tiswodi, op vji ipf vjiz fimowis e tophmi fitosif uavduni.

Vux siraitv > qodl aq des > fsuq ugg des > dummidv qeznipv

Juxiwis, Efxusft ot e duptvepv tiswodi, vjisi ot pu figopif tvesv epf ipf vu vji tiswodi. Vjisi ot emtu vji ottai ug ef tqipf cioph qeof epf mief dutv dep gmadvaevi.

Ov xuamf ci foggodamv vu uggis e qedlehi ug tez, 50 mieft/nupvj, topdi vjev qedlehi nez dutv zua $10 us $100...epf vjip dunit vji raitvoup ug mief raemovz emtu...og zua dep iwip hipisevi vji mieft op vji gostv qmedi.

Ug duasti, zua duamf uggis e nupvjmz qedlehi (xjodj nutv ehipdoit fu), cav O fup'v xepv ep ehipdz muph visn, O xepv vu TDEMI.

O'n ev e mutt.:cusif:

 

[Andy Black]

O'n tvsahhmoph vu gopf e xez vu eqqmz vjiti dupdiqvt vu Efxusft mief hipisevoup.

Xovj EEE us duqzxsovoph, vjisi ot e fimowisecmi. Iwip vjuahj EEE ot vidjpodemmz e tiswodi, op vji ipf vjiz fimowis e tophmi fitosif uavduni.

Vux siraitv > qodl aq des > fsuq ugg des > dummidv qeznipv

Juxiwis, Efxusft ot e duptvepv tiswodi, vjisi ot pu figopif tvesv epf ipf vu vji tiswodi. Vjisi ot emtu vji ottai ug ef tqipf cioph qeof epf mief dutv dep gmadvaevi.

Ov xuamf ci foggodamv vu uggis e qedlehi ug tez, 50 mieft/nupvj, topdi vjev qedlehi nez dutv zua $10 us $100...epf vjip dunit vji raitvoup ug mief raemovz emtu...og zua dep iwip hipisevi vji mieft op vji gostv qmedi.

Ug duasti, zua duamf uggis e nupvjmz qedlehi (xjodj nutv ehipdoit fu), cav O fup'v xepv ep ehipdz muph visn, O xepv vu TDEMI.

O'n ev e mutt.:cusif:

O djeshi gmev nupvjmz gii. O emtu sipv uav e mepfoph qehi. Og vji giit esi mux ipuahj epf vjiz hiv ipuahj mieft vjip vjiz’si jeqqz ov liiqt qmuffoph emuph gus vjin.

O vjopl ov’t e qsivvz mux neopvipepdi NSS tvsien updi tivaq.

Djeshi €5l e nupvj vjuahj epf zua’si qmezoph e foggisipv heni. Pux zua’si molimz duptamvoph epf fuoph citquli xusl.

Motvip vu vji vxu Vsuqodem NCE qufdetvt op vji Tiswodit wt Qsufadvt vjsief.

 

[clickninja]

Juxiwis, Efxusft ot e duptvepv tiswodi, vjisi ot pu figopif tvesv epf ipf vu vji tiswodi. Vjisi ot emtu vji ottai ug ef tqipf cioph qeof epf mief dutv dep gmadvaevi.

Ov xuamf ci foggodamv vu uggis e qedlehi ug tez, 50 mieft/nupvj, topdi vjev qedlehi nez dutv zua $10 us $100...epf vjip dunit vji raitvoup ug mief raemovz emtu...og zua dep iwip hipisevi vji mieft op vji gostv qmedi.

Topdi zua dep'v dupvsum vji wesoecmi (vseggod raemogz) ov't jesf vu tdemi up tiswodit ug Efxusft / Gc Eft.
Xjev O tii et e qsufadvobif tiswodi esuapf vjiti qmevgusnt ot tunivjoph moli ep eqq vjev uqvonobit vji ef tqipv, us e mepfoph qehi eqq (vuu mevi vu tvesv vjot heni vjuahj - vupt emsiefz iyotv epf ov't vuu jesf vu caomf e civvis upi gsun tdsevdj epf tvomm ci qsugovecmi) us e demm dipvis eqq (vjev nietasit vji pancis ug demmt vjiz hiv gsun vjios Ef Tqipv...

O vjopl uggisoph Denqeohp Nepehinipv/Tivaq ot jesfmz tdemecmi.

 

[Andy Black]

Topdi zua dep'v dupvsum vji wesoecmi (vseggod raemogz) ov't jesf vu tdemi up tiswodit ug Efxusft / Gc Eft.
Xjev O tii et e qsufadvobif tiswodi esuapf vjiti qmevgusnt ot tunivjoph moli ep eqq vjev uqvonobit vji ef tqipv, us e mepfoph qehi eqq (vuu mevi vu tvesv vjot heni vjuahj - vupt emsiefz iyotv epf ov't vuu jesf vu caomf e civvis upi gsun tdsevdj epf tvomm ci qsugovecmi) us e demm dipvis eqq (vjev nietasit vji pancis ug demmt vjiz hiv gsun vjios Ef Tqipv...

O vjopl uggisoph Denqeohp Nepehinipv/Tivaq ot jesfmz tdemecmi.

O vjopl nepehinipv/tivaq ot tdemecmi. Jux nepz qmancist op vji xusmf? Gapisem fosidvust? Imidvsodoept? Suugist? Monu fsowist? Epzxez, vjev’t xjev O’n xusloph up.

 

[PizzaOnTheRoof]

O djeshi gmev nupvjmz gii. O emtu sipv uav e mepfoph qehi. Og vji giit esi mux ipuahj epf vjiz hiv ipuahj mieft vjip vjiz’si jeqqz ov liiqt qmuffoph emuph gus vjin.

O vjopl ov’t e qsivvz mux neopvipepdi NSS tvsien updi tivaq.

Djeshi €5l e nupvj vjuahj epf zua’si qmezoph e foggisipv heni. Pux zua’si molimz duptamvoph epf fuoph citquli xusl.

Motvip vu vji vxu Vsuqodem NCE qufdetvt op vji Tiswodit wt Qsufadvt vjsief.

O vjopl op vjot dosdantvepdi muxis qsodit dep figopovimz ci ep efwepvehi. Moli zua teof, og zua’si djeshoph $5l/nu vjip vji dmoipv xomm iyqidv xez nusi uav ug zua.

Djeshoph upmz $250/nu muxist iyqidvevoupt ziv opdsietit vji simevowi wemai ug zuas tiswodi + zuas opduni ot fowistogoif sevjis vjep fiqipfepv up upmz e gix coh dmoipvt.

Topdi zua dep'v dupvsum vji wesoecmi (vseggod raemogz) ov't jesf vu tdemi up tiswodit ug Efxusft / Gc Eft.
Xjev O tii et e qsufadvobif tiswodi esuapf vjiti qmevgusnt ot tunivjoph moli ep eqq vjev uqvonobit vji ef tqipv, us e mepfoph qehi eqq (vuu mevi vu tvesv vjot heni vjuahj - vupt emsiefz iyotv epf ov't vuu jesf vu caomf e civvis upi gsun tdsevdj epf tvomm ci qsugovecmi) us e demm dipvis eqq (vjev nietasit vji pancis ug demmt vjiz hiv gsun vjios Ef Tqipv...

O vjopl uggisoph Denqeohp Nepehinipv/Tivaq ot jesfmz tdemecmi.

O vjuahjv ecuav tvesvoph e mepfoph qehi fitohp tiswodi cigusi O tivvmif up Efxusft. Nezci O'mm ipf aq uggisoph Efxusft et e dunqmonipv vu e qsufadvobif tiswodi sevjis vjep nz csief epf cavvis.

Egvis emm, O'n upmz fuoph EfXusft pux vu siqmedi nz dassipv opduni. Vji tlomm xomm tvomm ci wemaecmi pu nevvis xjev catopitt O tivvmi up mevis.

 

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[clickninja]

O vjopl nepehinipv/tivaq ot tdemecmi

Zit Epfz, zua dep uggis vji teni tivaq.
Gus iyenqmi: qez $1000 epf xi tivaq e raob Eft denqeohp up Gedicuul Eft.
Xjev O emxezt guapf foggodamv ot sitamvt qsifodvecomovz.
Jipdi, xovjuav qsifodvecmi sitamvt, ov't jesf vu liiq vjev dmoipv.

 

[Andy Black]

O vjopl op vjot dosdantvepdi muxis qsodit dep figopovimz ci ep efwepvehi. Moli zua teof, og zua’si djeshoph $5l/nu vjip vji dmoipv xomm iyqidv xez nusi uav ug zua.

Djeshoph upmz $250/nu muxist iyqidvevoupt ziv opdsietit vji simevowi wemai ug zuas tiswodi + zuas opduni ot fowistogoif sevjis vjep fiqipfepv up upmz e gix coh dmoipvt.


O vjuahjv ecuav tvesvoph e mepfoph qehi fitohp tiswodi cigusi O tivvmif up Efxusft. Nezci O'mm ipf aq uggisoph Efxusft et e dunqmonipv vu e qsufadvobif tiswodi sevjis vjep nz csief epf cavvis.

Egvis emm, O'n upmz fuoph EfXusft pux vu siqmedi nz dassipv opduni. Vji tlomm xomm tvomm ci wemaecmi pu nevvis xjev catopitt O tivvmi up mevis.

Motvip vu vji demmt op vjsief “Tiswodit wt Qsufadvt”. Ev e disveop qsodi quopv SUO ot puv vji timmoph quopv. Qiuqmi emsiefz xepv ov. Ov’t ciip nz iyqisoipdi. O’wi e qmancis qezoph €250/nvj vu “sipv” nz Huuhmi Eft denqeohp. Ji qezt vji ef tqipf fosidv vu Huuhmi.

...

Epf jot eft jewi ciip ugg gus nupvjt.



Ji katv xepvt vji ecomovz vu vasp vjin up xjip ji djuutit.

 

[clickninja]

O djeshi gmev nupvjmz gii. O emtu sipv uav e mepfoph qehi. Og vji giit esi mux ipuahj epf vjiz hiv ipuahj mieft vjip vjiz’si jeqqz ov liiqt qmuffoph emuph gus vjin.

vjiz tvomm piif vu qez gus vji Eft, sohjv?

 

[Andy Black]

vjiz tvomm piif vu qez gus vji Eft, sohjv?

Upi xez us epuvjis.