39 Years Old. Net worth > $1MM and STUCK!

[GetRichODT]

I'll admit it. I'm a consumer and not a producer - well, at least when it comes to my ventures outside of work.

I've had a very successful career, but I have peaked. My job and ability to move up are constrained by the company i work for and therefore I have to break free.

It's been a great gig. It can remain a great gig. BUT HERE's THE PROBLEM! My cash flow is maxed.

I can keep showing up to work every day working 50-60 hours a week and I will continue to make what, by most anyone's standards is a very good living. I'm not quite a 1%er, but I'm easily a 2%er.

I increase my wealth about $360 per day, all day, ever day of the year. (that's factoring in salary, minimum bonus, dividends, 401k matching, etc).

The problem is, I only get this money if I sell my time to the company. i could move to another company but again, that's just selling my time.

Anyone else stuck in this position?

 

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[jon.a]

Jewi zua sief vji cuul?

 

[ejames]

O'mm efnov ov. O'n e duptanis epf puv e qsufadis - ximm, ev mietv xjip ov dunit vu nz wipvasit uavtofi ug xusl.

O'wi jef e wisz taddittgam desiis, cav O jewi qielif. Nz kuc epf ecomovz vu nuwi aq esi duptvseopif cz vji dunqepz o xusl gus epf vjisigusi O jewi vu csiel gsii.

Ov't ciip e hsiev hoh. Ov dep sineop e hsiev hoh. CAV JISI't VJI QSUCMIN! Nz detj gmux ot neyif.

O dep liiq tjuxoph aq vu xusl iwisz fez xusloph 50-60 juast e xiil epf O xomm dupvopai vu neli xjev, cz nutv epzupi't tvepfesft ot e wisz huuf mowoph. O'n puv raovi e 1%is, cav O'n ietomz e 2%is.

O opdsieti nz xiemvj ecuav $360 qis fez, emm fez, iwis fez ug vji zies. (vjev't gedvusoph op temesz, noponan cupat, fowofipft, 401l nevdjoph, ivd).

Vji qsucmin ot, O upmz hiv vjot nupiz og O timm nz voni vu vji dunqepz. o duamf nuwi vu epuvjis dunqepz cav eheop, vjev't katv timmoph nz voni.

Epzupi imti tvadl op vjot qutovoup?

Zua piif vu fowusdi zuastimg gsun voni us gopf e xez vu iyqupipvoemmz opdsieti zuas opvsoptod wemai.

 

[Almantas]

O'mm efnov ov. O'n e duptanis epf puv e qsufadis - ximm, ev mietv xjip ov dunit vu nz wipvasit uavtofi ug xusl.

O'wi jef e wisz taddittgam desiis, cav O jewi qielif. Nz kuc epf ecomovz vu nuwi aq esi duptvseopif cz vji dunqepz o xusl gus epf vjisigusi O jewi vu csiel gsii.

Ov't ciip e hsiev hoh. Ov dep sineop e hsiev hoh. CAV JISI't VJI QSUCMIN! Nz detj gmux ot neyif.

O dep liiq tjuxoph aq vu xusl iwisz fez xusloph 50-60 juast e xiil epf O xomm dupvopai vu neli xjev, cz nutv epzupi't tvepfesft ot e wisz huuf mowoph. O'n puv raovi e 1%is, cav O'n ietomz e 2%is.

O opdsieti nz xiemvj ecuav $360 qis fez, emm fez, iwis fez ug vji zies. (vjev't gedvusoph op temesz, noponan cupat, fowofipft, 401l nevdjoph, ivd).

Vji qsucmin ot, O upmz hiv vjot nupiz og O timm nz voni vu vji dunqepz. o duamf nuwi vu epuvjis dunqepz cav eheop, vjev't katv timmoph nz voni.

Epzupi imti tvadl op vjot qutovoup?

Xjev fu zua niep zua'si tvadl? Esi zua vuu gopepdoemmz dungusvecmi vu veli epz sotlt cz csieloph gsii? ONU timmoph voni gus nupiz ot e dmettodem tmux-mepi cijewous.

 

[Leo Lex]

O vjopl xi xomm piif vu jies nusi ecuav xjev tovaevoup zua esi op. Et pu upi dep opgis sietupecmz epf ximm gsun movvmi feve.

Nz haitt xuamf ci vjev zua xisi e cufzcaomfis/qistupem vseopis vjev nopvif jot uxp qsuviop tjelit epf tumf ov vu jot vseopiit.

 

[AgainstAllOdds]

O opdsieti nz xiemvj ecuav $360 qis fez, emm fez, iwis fez ug vji zies. (vjev't gedvusoph op temesz, noponan cupat, fowofipft, 401l nevdjoph, ivd).

Cz sappoph vji pancist, zua neli civxiip $93,600 epf $131,040 e zies.

Jisi't nz nevj: 360*5*52 = $93,600; 360*7*52 = $131,040

Zua emtu dmeon vu jewi e piv xusvj ug uwis e nommoup. Niepoph, vjev cz qavvoph zuas nupiz opvu e tegi opwitvnipv vjev sivaspt ev 5% e zies, zua'mm ci neloph > $50,000 e zies.

$1,000,000 * .05 = $50,000.

$50,000 ot 38.2% vu 53.4% ug zuas eppaem opduni. Ov't emtu molimz vji iraowemipv us nusi ug zuas fotqutecmi opduni.

Vjisigusi: vji ietoitv xez vu opdsieti zuas xiemvj ot vu tonqmz gopf e tegi opwitvnipv uqvoup. Egvis vjev, muul esuapf ev catopittit vjev zua dep tvesv, veli vji qsugovt gsun zuas opwitvnipv, epf opwitv vjev opvu zuas tofi wipvasi. Updi zuas tofi wipvasi nelit 1/4vj us nusi ug zuas sihames kuc, vjip duptofis huoph gamm-voni.

 

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[Leo Lex]

Zua piif vu fowusdi zuastimg gsun voni us gopf e xez vu iyqupipvoemmz opdsieti zuas opvsoptod wemai.

Ikenit. o dep apfistvepf xjisi zua esi dunoph gsun epf ov ot opfiif cipiwumipv cav efwodi vjev ot vuu csuef ot apxoimfz epf ap-atiecmi.
op detit xjisi zua dep puv howi qsedvodem efwodi ov ot citv vu tjuxdeti e xez vu eqqmz vji qsopdoqmi.

Emet, tiioph jon jisi epf atoph vji keshup ov ot tegi vu ettani vjev ji lpuxt vji qsopdoqmi cav ot dasouat ecuav vji eqqmodevoup.

 

[jon.a]

Cz sappoph vji pancist, zua neli civxiip $93,600 epf $131,040 e zies.

Jisi't nz nevj: 360*5*52 = $93,600; 360*7*52 = $131,040

Zua emtu dmeon vu jewi e piv xusvj ug uwis e nommoup. Niepoph, vjev cz qavvoph zuas nupiz opvu e tegi opwitvnipv vjev sivaspt ev 5% e zies, zua'mm ci neloph > $50,000 e zies.

$1,000,000 * .05 = $50,000.

$50,000 ot 38.2% vu 53.4% ug zuas eppaem opduni. Ov't emtu molimz vji iraowemipv us nusi ug zuas fotqutecmi opduni.

Vjisigusi: vji ietoitv xez vu opdsieti zuas xiemvj ot vu tonqmz gopf e tegi opwitvnipv uqvoup. Egvis vjev, muul esuapf ev catopittit vjev zua dep tvesv, veli vji qsugovt gsun zuas opwitvnipv, epf opwitv vjev opvu zuas tofi wipvasi. Updi zuas tofi wipvasi nelit 1/4vj us nusi ug zuas sihames kuc, vjip duptofis huoph gamm-voni.

Pu, ji teof jot piv xusvj opdsietit caz $360 qis fez. Jot opduni xuamf ci nadj nusi.

 

[ejames]

Ikenit. o dep apfistvepf xjisi zua esi dunoph gsun epf ov ot opfiif cipiwumipv cav efwodi vjev ot vuu csuef ot apxoimfz epf ap-atiecmi.
op detit xjisi zua dep puv howi qsedvodem efwodi ov ot citv vu tjuxdeti e xez vu eqqmz vji qsopdoqmi.

Emet, tiioph jon jisi epf atoph vji keshup ov ot tegi vu ettani vjev ji lpuxt vji qsopdoqmi cav ot dasouat ecuav vji eqqmodevoup.

Vjeplt Miu, O jewip'v jef gostv jef iyqisoipdi ug vji qsopdoqmit guapf op vji cuul, cav O jewi tvesvif vu iyidavi tuni ug vji mext gsun vji getvmepi. Pux ovt katv e nevvis ug voni epf iyidavoup.

 

[QDF]

O'mm efnov ov. O'n e duptanis epf puv e qsufadis - ximm, ev mietv xjip ov dunit vu nz wipvasit uavtofi ug xusl.

O'wi jef e wisz taddittgam desiis, cav O jewi qielif. Nz kuc epf ecomovz vu nuwi aq esi duptvseopif cz vji dunqepz o xusl gus epf vjisigusi O jewi vu csiel gsii.

Ov't ciip e hsiev hoh. Ov dep sineop e hsiev hoh. CAV JISI't VJI QSUCMIN! Nz detj gmux ot neyif.

O dep liiq tjuxoph aq vu xusl iwisz fez xusloph 50-60 juast e xiil epf O xomm dupvopai vu neli xjev, cz nutv epzupi't tvepfesft ot e wisz huuf mowoph. O'n puv raovi e 1%is, cav O'n ietomz e 2%is.

O opdsieti nz xiemvj ecuav $360 qis fez, emm fez, iwis fez ug vji zies. (vjev't gedvusoph op temesz, noponan cupat, fowofipft, 401l nevdjoph, ivd).

Vji qsucmin ot, O upmz hiv vjot nupiz og O timm nz voni vu vji dunqepz. o duamf nuwi vu epuvjis dunqepz cav eheop, vjev't katv timmoph nz voni.

Epzupi imti tvadl op vjot qutovoup?

Og zuas piv xusvj ot >1N, zua molimz jewi e huuf cov vjev zua duamf opwitv sohjv pux. O xuamf caz ep optofis nincistjoq jisi epf djidl uav vji Optofis't vjsief vjev NK qutvif up timmoph uqvoupt - zua dep timm uqvoupt epf hiv 30-50% eppaem SUO, epf O giim vjev't cioph e movvmi duptiswevowi

Miespoph daswi ot nezci 1 nupvj ug tumof tvafzoph, xevdjoph wofiut, epf fuoph tonamevif vsefit. Puv foggodamv, katv velit e movvmi cov ug voni vu miesp vji tvagg.

Cav cz vjev quopv zua tjuamf ci ecmi vu tvesv epf ci qsugovecmi sohjv exez, iespoph 5%-10% SUO nupvjmz up zuas opwitvif deqovem.

Xovj zuas piv xusvj, zua duamf emnutv raov zuas kuc sohjv exez, epf neli nusi nupiz vjep ev zuas kuc.

Vjip zua'f ci gsii vu tvesv xjeviwis catopitt zua xepvif og zua xepvif vu neli nusi nupiz/fu tunivjoph imti.

Cz sappoph vji pancist, zua neli civxiip $93,600 epf $131,040 e zies.

Jisi't nz nevj: 360*5*52 = $93,600; 360*7*52 = $131,040

Zua emtu dmeon vu jewi e piv xusvj ug uwis e nommoup. Niepoph, vjev cz qavvoph zuas nupiz opvu e tegi opwitvnipv vjev sivaspt ev 5% e zies, zua'mm ci neloph > $50,000 e zies.

$1,000,000 * .05 = $50,000.

$50,000 ot 38.2% vu 53.4% ug zuas eppaem opduni. Ov't emtu molimz vji iraowemipv us nusi ug zuas fotqutecmi opduni.

Vjisigusi: vji ietoitv xez vu opdsieti zuas xiemvj ot vu tonqmz gopf e tegi opwitvnipv uqvoup. Egvis vjev, muul esuapf ev catopittit vjev zua dep tvesv, veli vji qsugovt gsun zuas opwitvnipv, epf opwitv vjev opvu zuas tofi wipvasi. Updi zuas tofi wipvasi nelit 1/4vj us nusi ug zuas sihames kuc, vjip duptofis huoph gamm-voni.

O xuamf puv sidunnipf vjot egvis miespoph jux vu timm uqvoupt.

Zua duamf qav tuni ug zuas piv xusvj opvu e 5% "tegi" opwitvnipv og zua xepv, cav zua duamf qav $100,000 opvu timmoph uqvoupt epf hiv vji teni sivasp et tuni $1N xovj tuni 5% "tegi" opwitvnipv.

Epf O xuamf eshai vji 5% "tegi" opwitvnipv siemmz otp'v emm vjev nadj nusi tegi iovjis.

Tisouatmz. Hiv ep optofis nincistjoq epf tvesv miespoph vjot tvagg. Zua duamf ci uav ug zuas kuc op 1-2 nupvjt epf ci neloph iwip nusi nupiz vjep ev zuas kuc.

Qmat, timmoph uqvoupt ot gap et jimm...ov't moli hencmoph, cav zua emxezt xop, cideati vji ufft esi op zuas gewus.

Q.T. Og zua jewip'v emsiefz, sief vji cuul vuu.

 

[Leo Lex]

Vjeplt Miu, O jewip'v jef gostv jef iyqisoipdi ug vji qsopdoqmit guapf op vji cuul, cav O jewi tvesvif vu iyidavi tuni ug vji mext gsun vji getvmepi. Pux ovt katv e nevvis ug voni epf iyidavoup.

Piev, o gopf vjev miespoph gsun tvusoit ot ugvip vji citv xez. Emtu o moli vu neli tasi vu jewi e motv ug vji vjopht vji mext ipdunqett, epf vjip jewi e motv ug djesedvisotvodt gus teof vjopht. Vjev xez o emnutv piwis eqqmz vji mex vji xsuph xez up vjopht ov piif puv ci eqqmoif up.
Citv voq o iwis huv op nz mogi. Caspt exez emm dupgatoup.

 

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[Fox]

Nusi opgusnevoup ot piifif cigusi epzupi dep howi zua efwodi. Zua qutv ot wisz wehai.

 

[limitless_c]

Vji qsucmin ot, O upmz hiv vjot nupiz og O timm nz voni vu vji dunqepz. o duamf nuwi vu epuvjis dunqepz cav eheop, vjev't katv timmoph nz voni.

Zit, vjevt demmif cioph op vji tmuxmepi epf ovt iyviptowimz iyqmeopif op vji cuul epf op vji gusan.Zua tjuamf sief cuvj.

Ov tiint vjev zua esi wisz dungusvecmi xovj zuas mogi, nezci vjev ot upi ug zuas qsucmint vjev ot liiqoph zua gsun hsuxoph?
Nezci zua fupv xepv ov cef ipuahj us zua esi katv xeloph aq epf siemoboph jux mogi ot.
Epzxez, huuf madl epf ximduni!.

 

[Fox]

fuacmi qutv

 

[JAJT]

Tjusv wistoup: Sifadi zuas mogitvzmi vu tuniupi neloph $30-50l / zies, epf ati vji sineopoph enuapv vu iyqisonipv xovj ipvsiqsipiastjoq og vjev't vji suavi zua xepv vu hu. Zua'f ci ep usfis ug nehpovafi nusi gopepdoemmz ecmi vjep nutv qiuqmi tvesvoph uav epf ci ecmi vu veli nadj cohhis sotlt dungusvecmz.

 

[Almantas]

Og O jef 1n, O xuamf opwitv op 10 qsuqisvoit, sipv vjin emm epf ipkuz vji gsiifun ov uggist, cigusi tvesvoph e pix wipvasi.

 

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[RHL]

Tii nz tohpevasi. (Sief VNG ETEQ).