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MJ DeMarco
I followed the science; all I found was money.
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Man the Iggy the Investor and the Billy the Banker analogy absolutely F*cking fired me up.
I've lived in Norwalk, CT my whole life back when South Norwalk (South Main Street, Grove Street, Woodward Ave, area) was a crime infested rat den full of people who the city had forgotten about and those who worked the low wage blue collar jobs (think fast food, masonry, landscaping, maid service, etc). It wasn't Skid Row or Detroit levels of bad, but I'd be lying if I said I genuinely couldn't tell if the bangs outside every night were gunshots or fireworks (they weren't fireworks). I always told myself, "at least I ain't in Bridgeport" as if I was doing much better than the people in Bridgeport. I was paying more rent for the same experience. Eventually I SOMEHOW got a fullride to a State College and I started commuting to and from the University since it was only a 40 min, 15 mile drive to Danbury, CT. After that stint, I graduated with a B.A. in Economics and I instantly... Didn't use it at all and got a job doing data entry and quality control data analysis (basically, sending files and making sure they generated properly).
I didn't hate that job, not at all. My boss and my coworkers kept me so sane from the monotony and I was still just so oblivious to the realities of life still. Eventually I left that job during COVID era as I was simply doing too much as I had just decided to go back to Grad School as I figured a Master's would help elevate my experience and knowledge in my field of study. I got a new job during this time as an accountant at a landscaping firm whose major customer was PepsiCo in Purchase, NY. My commute from Norwalk to Purchase was 40 minutes for a trip that was 10 miles MAX. It was HELL to be on the Merrit this early going southbound to Purchase, NY and equally hellish driving back home. An extra 90 minutes unpaid out of my day, 5 days a week. 2.5hours if I needed to head to my Masters class in Fairfield. So. F*ckING. Frustrating.
During this time I usually drove back home/the gym through the backroads and as I drove through Greenwich, Stamford, Darien, New Canaan, I saw these houses. These splendid, amazing, wealthy, maybe even multimillionaire, hidden from plain view houses driving back. I admired them, I saw them for what they were, a status symbol reminding the owner, "I F*ckING MADE IT." As time passed, I F*ckING HATED EVERY SINGLE GODDAMN HOUSE I PASSED BY. It was a mixture of jealousy, disgust, desire, anger, and frustration that I would never, if I continued on my own path, ever see something like this with my name on it. I hated and loved driving by these houses. I eventually would reach my apartment. A shared 3-bedroom government assisted apartment I share with my mom and little sister in a busy area of Norwalk with other low income, shared family residents that got a singular bone from the government, slightly less rent based on 1/3rd of our combined family income. Most residents lied about their income, we did not and thus we usually paid more for the rent in total. My mom stuck to her values of being honest as did I since I was raised by her and her alone.
I would drive by these houses to and from work and one day I was washing the dishes and I just collapsed. I fainted and hit my head on the sink and while I woke up 5 minutes later ok and with a bit of a bruise on my forehead, I realized I couldn't keep commuting and doing the same repetitive shit day in and day out. My boss and job KNEW I needed more. I CRAVED MORE EVERYTIME I ENTERED THAT OFFICE. I quit that job and focused on my master's for a bit until I finally got a new job a few months later. Same shit different office in Stamford. I worked for a medical company as an accountant. SEMA4 in Stamford, CT. DOGSHIT COMPANY. I got the job from a recruitment agency (another industry pretending to give a shit. No dawg, every single recruiter for these agencies will show their desperation and horrendously impersonal side at some point, trust me). I dont want to go too in detail with this place, just know I wasn't there for long and was terminated for being too good at my job and also not being good enough (trust me, it's a really bullshit reason they gave me).
Eventually, SEMA4 got audited and all of Carl Icahn's companies were eventually exposed and it all made sense why I was let go. To get by after this, I did what I consider was one of the best decisions of my life... I did Instacart and drove around Westchester and Farfield County picking up and delivering groceries. Why was this so much better than the other jobs I had? It was because I had a very, very small taste of autonomy and freedom. Yeah I was beholden to the customer and to the app telling me what store to go to and how much I'm being paid, but I didn't have a boss, I didn't have an ultimatum, I didn't have to be checked up on, no. I got up almost every day, I set my own time, I picked my own batches, I put on my music and took the miles on my car and the gas I filled up on and I did my F*cking best. I felt so unbelievably at ease every single day doing this. I hated some things like apartment orders on the 20th floor with 50 items and 10 of them being laundry detergent, 2 48 packs, and 2 packs of toilet paper/paper towels, but I also had good days such as 3 items at a CVS and a $50 tip for the holidays. Helping an old woman and having her thank me for the hard work with a very good tip, and so much more.
During this time I got into audiobooks. It started small, Richest Man in Babylon, Rich Dad Poor Dad, Atomic Habits, a fantasy trilogy I liked (this was not small). Eventually someone recommended Unscripted and, well, The Iggy the Investor story really F*cking hit me hard. Billy the Banker (my first accounting job) showing Iggy the Investor (me) what the reality is and what the difference between the haves and have nots is. Man I knew I had to change, I knew I wanted to do Instacart but not deliver groceries. Do my own thing on my own time and be my own boss and the only people I am beholden to are me and the people paying me more money than I know what to do with (which I don't have to cater to if I don't want to).
Right now Im working another 9-5 but it's at least much more interesting and pays much better and is much closer to me than the others but I'm not satisfied and I know I never will be until I live this unscripted life. My mom deserves better, my family who couldn't make it to the USA for a better life deserve better. motherfcker, ME, MYSELF AND I DESERVE BETTER. I deserve better. I really do. Ain't no one else going to give me a better life than me, myself, and I. I chose to come here for some guidance and maybe some help to get to this better life. That's why I'm here.
I had fun writing the Billy Banker story! And it's sadly, very true! Today it's Cathie Wood!