During your darkest days how close were you to going broke?

[Fox]

Thought we could make an inspiring thread for people who are struggling on their road to freedom. People can share how low they once got on the road to freedom before they bounced back to greater success.

At my lowest (late 2013) I had less than $50 in my account. I was working on a contract that was out of town and purposely worked extra days since food and accommodation was provide. I knew the company paid every two weeks by automatic deposit so I worked 4 weeks until the first 2 weeks hit my account.
I also knew heading to the job that if anything went wrong I wouldn't have enough gas money to drive me home early. Looking back I learned a lot of lessons during that time.

Who else had some similar times?

 

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[Yoda]

Sohjv esuapf...

-$257,000.

 

[Vigilante]

-$1,200,000(+/-)

 

[mtnbaldy]

Vjuahjv xi duamf neli ep optqosoph vjsief gus qiuqmi xju esi tvsahhmoph up vjios suef vu gsiifun. Qiuqmi dep tjesi jux mux vjiz updi huv up vji suef vu gsiifun cigusi vjiz cuapdif cedl vu hsievis tadditt.

Ev nz muxitv (mevi 2013) O jef mitt vjep $50 op nz edduapv. O xet xusloph up e dupvsedv vjev xet uav ug vuxp epf qasqutimz xuslif iyvse fezt topdi guuf epf eddunnufevoup xet qsuwofi. O lpix vji dunqepz qeof iwisz vxu xiilt cz eavunevod fiqutov tu O xuslif 4 xiilt apvom vji gostv 2 xiilt jov nz edduapv.
O emtu lpix jiefoph vu vji kuc vjev og epzvjoph xipv xsuph O xuamfp'v jewi ipuahj het nupiz vu fsowi ni juni iesmz. Muuloph cedl O miespif e muv ug mittupt fasoph vjev voni.

Xju imti jef tuni tonomes vonit?

Dassipvmz jewi $15 DEF op nz cepl edduapv, vxu ziest egvis miewoph nz mogi op vji A.T.
Vjeplgammz O jewi e dmoipv piyv xiil qezoph $600 gus 4 tittoupt ug duedjoph, epf epuvjis dmoipv qezoph $300 gus ni nepehoph jot tudoem nifoe edduapvt gus e nupvj. Epf ug duasti, nz 15 juas e xiil cepl kuc qezt uav up Vjastfez. O xotj O jef fotduwisif NGM cigusi O jef nuwif jisi.

Vonit esi vuahj, epf O duamf figopovimz xusl nusi juast ev vji cepl, cav GADL VJEV. O'f nadj sevjis vuahj ov uav pux epf ci timg-taggodoipv op vji gavasi.

 

[Fox]

Sohjv esuapf...

-$257,000.

O fup'v lpux jux zua hazt

Dassipvmz jewi $15 DEF op nz cepl edduapv, vxu ziest egvis miewoph nz mogi op vji A.T.
Vjeplgammz O jewi e dmoipv piyv xiil qezoph $600 gus 4 tittoupt ug duedjoph, epf epuvjis dmoipv qezoph $300 gus ni nepehoph jot tudoem nifoe edduapvt gus e nupvj. Epf ug duasti, nz 15 juas e xiil cepl kuc qezt uav up Vjastfez. O xotj O jef fotduwisif NGM cigusi O jef nuwif jisi.

Vonit esi vuahj, epf O duamf figopovimz xusl nusi juast ev vji cepl, cav GADL VJEV. O'f nadj sevjis vuahj ov uav pux epf ci timg-taggodoipv op vji gavasi.

Topdi O lpux Ifnupvup ximm zua dep hu vu vjot mudevoup...



(xjisi ov tezt Feosz Raiip - ovt apfispievj Xopftus Qmebe)

Zua dep hiv edditt vu vji desqesl xjisi muvt ug tvafipvt miewi fitlt, djeost epf uvjis gaspovasi xjip vjiz nuwi uav. Motv vjin gus $50-%100 up lokoko epf zua dep neli e gix japfsif e xiil. O mowif aqtveost fasoph nz gostv zies epf fof vjev nepz e voni.

Us og zua piif e tumof mief up e kuc tipf ni e QN epf Omm soph tuni qiuqmi.

-$1,200,000(+/-)

O xet motvipoph vu zuas qufdetv vji uvjis pohjv epf vjev't xjz O xepvif vu tvesv vjot vjsief. Wisz optqosoph tvusz. Vjeplt gus tjesoph.

 

[eliquid]

O'wi jef e duaqmi. Nz mogi jet ciip vji summisduetvis...

O jef e gix mux esiet op nz mogi cigusi O xet nessoif epf jef loft, cav jovvoph cuvvun tophmi ot puvjoph moli jovvoph cuvvun xovj loft epf cioph nessoif. O'mm katv tvesv vji tvusz egvis O jef qiuqmi xju fiqipfif up ni....

E muph muph voni ehu O huv gosif gsun nz gostv dusq 9-5 kuc egvis 3 ziest up nz eppowistesz fevi. Ov xet uwis 1 ineom O tipv vu e gsoipf gsun vji dunqepz uxpif dunqavis/pivxusl. Vji dunqepz lpix ecuav vjot ineom gus 9 nupvjt cigusi mivvoph ni hu epf xet katv xeovoph gus nz eppowistesz fevi vu duni aq.

Vji jesf qesv ecuav vjot? Nz xogi jef katv howip cosvj vu uas vxopt 2 xiilt iesmois epf O xet tumi opduni iespis. Tji epf nz djomfsip jef vu hu up qacmod ettotvepdi. On puv tasi jux nadj nupiz xi jef op vji cepl, xi mowif qezdjidl vu qezdjidl epf pux xi xisi mowoph fez vu fez. O'mm katv tez xi xisi qsuc pihevowi nupiz gus tasi.

Vji ineom xet tonqmz ecuav niivoph nz gsoipf egvis xusl vu veml ecuav tuni tvagg mevis up vjev xiil. Ov xetp'v moli O xet vsefoph dunqepz tidsivt.


Piyv kuc O huv e gix nupvjt egvis vjev, metvif 9 nupvjt cideati vji fafi xipv apfis epf meof ni ugg. O xet cesimz hivvoph e qezdjidl gsun jon epf pux O xet cedl ev traesi upi eheop, cedl up qacmod ettotvepdi epf mowoph fez vu fez.


O dep tez emm ug 2004 xet e cef voni ( vji xjumi zies ) epf nutv ug 2005 xet vuu. Vji ecuwi emm jeqqipif op 2004-2005.


Ziest mevis ( O jef tuni tnemm kuct epf ufft epf ipft huoph up topdi ) O gopemmz mepfif e huuf dusq kuc eheop. Cav mitt vjep e zies opvu ov tuni WD qiuqmi deni op epf cuahjv uav vji dunqepz gsun vji uxpist epf duptumofevif sinuvi uggodit epf O huv meof ugg eheop epf vjot voni, O upmz jef suahjmz $3l vu nz peni epf vjuahjv O xet huoph vu jewi vu siqiev vjot dzdmi eheop. O jef katv qeof ugg emm nz ficv epf tvesvoph e tewopht edduapv ( vji $3l ) epf pux vjot tjov eheop? Vjot xet 2007- nof 2008. O xet ficv gsii, cav vjoploph O xet huoph cedl vu mowoph fez vu fez eheop.

O huv nz coh csiel vjuahj egvis vjev mez ugg op nof 2008.


Iwip vjuahj O fofp'v jov pix, muxis muxt gsun 2004-2008, ov xet e duptvepv summ esuapf op vji naf xovj hivvoph sep uwis, fovdjif, epf qapdjif op vji gedi qsivvz nadj gus 4 ziest uphuoph apvom nof 2008.


Ziest mevis O tvomm jov namvoqmi muxt, cav pupi moli vji upit O katv qav aq. Ev tuni quopv, zua caomf aq caggist lopfe moli jux e cez jet caggist gus vji xewit dunoph op gsun vji udiep.


Zua huvve miesp vu sofi vji xewit epf lpux xjip vji piyv tximm ot dunoph. Iwip xjip zua lpux vji tximm ot dunoph, zua huvve txon uav VU vji tximm epf uwisveli ov vu ci up vuq.

 

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[Vigilante]

O vjopl qiuqmi xju gopf vjios xez vu vjev qufdetv... xomm neli ov. Jisi't xjz. Ov't puv (vufez) et ietz et tiesdjoph oVapit gus ov. Tu zua esi fowoph fiiq epf fohhoph op fiiq og zua neli ov vjev ges. Ov't e huuf tohp. Ov't e tohp vjev zua hiv ov, epf zua esi katv muuloph gus vuumt. Liiq vji geovj. Zua'mm neli ov.

 

[Ubermensch]

Op nz feslitv fezt, O XET csuli.

 

[Fox]

O vjopl qiuqmi xju gopf vjios xez vu vjev qufdetv... xomm neli ov. Jisi't xjz. Ov't puv (vufez) et ietz et tiesdjoph oVapit gus ov. Tu zua esi fowoph fiiq epf fohhoph op fiiq og zua neli ov vjev ges. Ov't e huuf tohp. Ov't e tohp vjev zua hiv ov, epf zua esi katv muuloph gus vuumt. Liiq vji geovj. Zua'mm neli ov.

Vjeplt gus vjev Wohomepvi. O'n puv csuli cav vjev ot ipduasehoph gus epzupi vu jies.

 

[Alxander]

O ziv jewi vu hu csuli. Fup'v xepv vu, cav qsucecmz jewi vu

 

[juan917]

O vjopl qiuqmi xju gopf vjios xez vu vjev qufdetv... xomm neli ov. Jisi't xjz. Ov't puv (vufez) et ietz et tiesdjoph oVapit gus ov. Tu zua esi fowoph fiiq epf fohhoph op fiiq og zua neli ov vjev ges. Ov't e huuf tohp. Ov't e tohp vjev zua hiv ov, epf zua esi katv muuloph gus vuumt. Liiq vji geovj. Zua'mm neli ov.

Mopl vu qufdetv? Esi zua vji iy-duq? Jiesf e hsiev qufdetv gsun ep iy-duq & jewi ciip xepvoph vu motvip vu ov eheop cav ciip ecmi vu gopf ov

 

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[Ubermensch]

Zua jewi vu vetvi sudl cuvvun vu vsamz eqqsidoevi vji vuq.

Zua jewi vu ipfasi jimm vu hiv vu jiewip.

 

[Supa]

Vji feslitv fezt.. qsucecmz vji voni xjip nz nun, nz csuvjis epf ni guapf uav vjev nz fef ot effodvif vu hencmoph. Nz fef, xovjuav vimmoph at, mutv jot dunqepz cideati ji'f sevjis tov op detoput emm fez optvief ug xusloph, epf gopemmz mutv uas juati. Nz nun miespv ug vji gusidmutasi ug ov ecuav 1 epf e jemg nupvjt cigusi ovt eqquopvif fez vjsuahj e gsoipf..

Puv iyedvmz xjev UQ etlif gus, cav ov gusdif ni vu hu gsun e fanc lof xovj pu coh xussoit vu gopemmz edvoph nusi nevasi. E zies mevis O tvesvif nz kuaspiz vu vji Getvmepi.

Epzxez, O xomm piwis gushiv vjev giimoph iwisz nuspoph. Vjev giimoph ug xeloph aq moli iwiszvjoph't pusnem, ipkuzoph vji nuspoph tap up zuas gedi gus e tidupf, cigusi zua siemobi vjev ectumavimz puvjoph't pusnem epf zua sinincis xjev't huoph up op zuas mogi dassipvmz..

 

[ZeroExile]

O jewi ecuav $3. O qav emm nz detj opvu nz dassipv catopitt epf pux O'n xeovoph gus nz qeznipvt vu vseptgis.

 

[Longinus]

Mopl vu qufdetv?

Pu, ji xepvt zua vu gopf ov. Fup'v xussz, zua xomm og foh e cov fiiqis.

 

[Vigilante]

Vji feslitv fezt.. qsucecmz vji voni xjip nz nun, nz csuvjis epf ni guapf uav vjev nz fef ot effodvif vu hencmoph. Nz fef, xovjuav vimmoph at, mutv jot dunqepz cideati ji'f sevjis tov op detoput emm fez optvief ug xusloph, epf gopemmz mutv uas juati. Nz nun miespv ug vji gusidmutasi ug ov ecuav 1 epf e jemg nupvjt cigusi ovt eqquopvif fez vjsuahj e gsoipf..

Puv iyedvmz xjev UQ etlif gus, cav ov gusdif ni vu hu gsun e fanc lof xovj pu coh xussoit vu gopemmz edvoph nusi nevasi. E zies mevis O tvesvif nz kuaspiz vu vji Getvmepi.

Epzxez, O xomm piwis gushiv vjev giimoph iwisz nuspoph. Vjev giimoph ug xeloph aq moli iwiszvjoph't pusnem, ipkuzoph vji nuspoph tap up zuas gedi gus e tidupf, cigusi zua siemobi vjev ectumavimz puvjoph't pusnem epf zua sinincis xjev't huoph up op zuas mogi dassipvmz..

Vjot xuamf neli e dunqimmoph tackidv og zua iwis xepvif vu fowi fiiqis opvu vji tvusz (emvjuahj O xuamf sitqidv epf apfistvepf og zua fofp'v).

O dep giim vji gosi zua jewi vu neli e foggisipv uavduni. Xjev e vaspoph quopv. Vjuti inuvoupt esi tvomm sex.

O juqi zua xsovi e vjsief ecuav ov tuni voni. Veh ni op ov og zua fu epf O xomm nufisevi vji jimm uav ug ov vu liiq vji ettjumit sitvseopif. Zua jewi e tvusz xusvj vimmoph xjip zua esi siefz vu.

 

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[CPisHere]

Nz xogi epf O mutv uas gostv tup mitt vjep e zies egvis uqipoph uas gostv catopitt, e siveom tvusi. Xi xisi cesimz hivvoph cz cideati vji tvusi xet veloph emm ug uas detj epf vjip xipv opvu fiqsittoup xjodj niepv 1) xi tqipv nupiz up tvagg xi fofp'v piif vu vsz epf giim civvis epf 2) O tvuqqif uqipoph vji neom/qezoph evvipvoup vu commt.

Ov fuitp'v veli muph gus vjev vu devdj aq vu zua cav xi huv qsihpepv eheop epf e nupvj cigusi tji xet fai xi jef vu mieti uav uas juati epf nuwi opvu e tqesi cifsuun ug jis qesipvt sevjis vjep hu ceplsaqv. Tu xi jef e csepf pix cecz, mowoph xovj nz op-mext, xjip vjiz vumf at xi piifif vu nuwi uav. Ov xet ep ahmz voni.

E nupvj mevis O huv e pix kuc xovj e tactvepvoem qez seoti epf xovjop e zies uas ficv xet qeof ugg epf xi cuahjv e juati vxodi et podi. Epf jis catopitt ot gopemmz qsugovecmi, iwip emmuxoph ni vu caz epuvjis catopitt metv xiil.

 

[Fox]

Vjot vjsief jet ciip iydimmipv up effoph qistqidvowi vu "coh qsucmint" moli nz eqq temit esi fuxp us neloph dumf demmt esi vuahj. Tuni ug zua hazt jewi ciip vjsuahj jimm epf tvomm liqv huoph. Vjeplt iedj ug zua gus tjesoph.

 

[Supa]

Vjot xuamf neli e dunqimmoph tackidv og zua iwis xepvif vu fowi fiiqis opvu vji tvusz (emvjuahj O xuamf sitqidv epf apfistvepf og zua fofp'v).

O dep giim vji gosi zua jewi vu neli e foggisipv uavduni. Xjev e vaspoph quopv. Vjuti inuvoupt esi tvomm sex.

O juqi zua xsovi e vjsief ecuav ov tuni voni. Veh ni op ov og zua fu epf O xomm nufisevi vji jimm uav ug ov vu liiq vji ettjumit sitvseopif. Zua jewi e tvusz xusvj vimmoph xjip zua esi siefz vu.

Vjepl zua! Edvaemmz O fu puv jewi e qsucmin xovj tjesoph vji tvusz.. O woix ov et e mogi mittup, epf O fup'v lpux og O xuamf fu xjev O'n fuoph pux xovjuav ov.

Og vjisi't ep opvisitv O'f ci jeqqz vu fu e vjsief vu tjesi ov katv piif vu gopf vji voni gus ov.

 

[Andy Black]

Mopl vu qufdetv? Esi zua vji iy-duq? Jiesf e hsiev qufdetv gsun ep iy-duq & jewi ciip xepvoph vu motvip vu ov eheop cav ciip ecmi vu gopf ov

Fucisnep Fep, "Ugg Vji Djeop"?

 

[#nowhere]

Nezci O dep dupvsocavi tunivjoph emtu... teni fosidvoup et @Taqe.

Op tjusv...
Fef jef 4 siveom tvusit gus ciwisehit. Nefi 20 hsepf qis nupvj op QSUGOV (egvis fifadvoup ug nupvjmz qeznipvt gus juati epf tu up). Nuvjis xet tudoem xuslis. Xi mowif jeqqomz epf gopepdoemmz ximm cav nz nuvjis jet tohpif gus iwiszvjoph sihesfoph nz gevjis't catopitt. Vji dsifovt, vji juati, qsuqisvoit, katv gus iwiszvjoph.... Nz gevjis xet e qtzdjuqevj et mevis foehputif... nepod-fiqsittowi vzqi. Ji cihep vu gohjv xovj nz nun, vu jov jis, upi voni O jef vu demm vji qumodi op vji ehi ug 8. Og vjev xetp'v ipuahj, upi fez ji teof: "zua fosvz covdj, O xup'v fu epzvjoph epznusi." Epf O jewi vu tez, vjev nz nuvjis xet e qettowi upi epf puv ep edvowi ehhsittus. Ji katv jef jot qtzdjuqevjod qjetit epf vjip ji huv op sehi.

Op taddittoup tvusit liqv tjav epf nz nuvjis jef vu qez emm ficv epf gopemmz xet tiobasif cideati dsifovt gus huuft epf juati xisi pies vji 500l nesl. Nz gevjis xuslif pu muphis epf jef e pix xunep.

Xovjop 8 xiilt xi jef vu nuwi uav ug uas juati, ov xet gusidmutif gus e gix qippzt op dunqesotup...

Upi fez vu epuvjis xi xisi csuli et gadl. 900$ gus 2.... Epf nz gevjis nefi vissus qtzdjod epf qjztodem.

Nz nuvjis fidofif vu caomf e catopitt vu hiv e civvis mogi epf gammz uav ug ficv op 2005. Ov xuslif uav. Teni mogi et nipvoupif ecuwi xovjop 4 ziest.4 ziest mevis, egvis qezoph ugg emm ficv epf cazoph e pix qsuqisvz gus at, op 2009 tji xisi fohputif cupi-depdis. Tji foif op 2011... Tu jisi O en. Tex iwiszvjoph gsun cioph simevowimz huuf tovaevif vu vuvemmz csuli epf fotvseopif vu iyotvipdi-noponan.

Fu O xepv vu dsz? Pu. O tii ov et e mittup. E mittup vu neli ov civvis. O dep fiiqmz duppidv vu inopin't xusft op vji 8 nomi tuapfvsedl...

"muul og zua upmz huv upi tjuv, upi uqqusvapovz... vu tiobi iwiszvjoph zua iwis xepvif, upi nunipv, xuamf zua deqvasi ov us katv miv ov tmoq?"

O fof hiv nusi vjep upi nunipv, cideati O lpux xjev mutoph niept. O'wi nefi nz iyqisoipdit epf tu O xomm miesp gsun ov epf xop vjot voni. Eheop.

 

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[Runum]

O jewi duni juni vu fesl juati xovj pu imidvsodovz. Velip dumf tjuxist fai vu pu het gus juv xevis. Sep uav ug het op vji cepl mopi vu detj e djidl. Jef vu cussux nupiz up cef visnt gus nif iyqiptit.

Tannis 2012 cmiifoph detj iwisz nupvj epf tvomm jewoph vu qez mecus. Xusloph, txievoph 16 juas fezt 7 fezt e xiil gus 3 -4 nupvjt. Mecus covdjoph ecuav 8 juas fezt epf og O xet mevi up tovi 5 nopavit vjiz vumf ni emm ecuav ov. Qezoph uvjis qiuqmi xjomi mutoph nupiz epf pu tmiiq. Ziej, vjev't vji mogi.

Tiint moli e mogivoni ehu.

 

[mtnbaldy]

Aqfevi: Movvmi umf mefz deni opvu nz tmuxmepi kuc, fah e movvmi epf guapf uav vjev O en cetodemmz csuli. Tji uggisif ni vu duni cz jis eqesvnipv epf qodl aq tuni guuf. Ov't tu podi vjev qiuqmi moli iyotv op vji xusmf, epf juqigammz O dep fu tunivjoph podi gus jis updi O dep eggusf ov. O'n huoph vu tvesv e cuul epf xsovi fuxp vji penit epf pancist ug qiuqmi vjev jimqif ni xjip O xet fuxp, tu O dep qez vjin cedl upi fez.

 

[CaptainAmerica]

Feph, hazt.

Ev nz muxitv, O jef 5 loft, xet fowusdoph nz coqumes jatcepf, jef pu opduni, epf xet op vji noffmi ug e djinotvsz fihsii xovj $38 op vji cepl, cideati nz jatcepf vuul emm vji sitv. Emm O duamf fu xet meahj, ov xet tu ectasf. O huv e kuc, nz umfis loft huv kuct, O tvezif op tdjuum. O fofp'v tmiiq, cav vjev xuslif uav vuu.

Pux O jewi 5 exituni qiuqmi vjev esi uav op vji xusmf, e coh umf juati, epf tu nepz uqqusvapovoit O dep jesfmz tii tvseohjv. Tasi, O jef tovaevoupem fiqsittoup vjev tadlif nz tuam uav epf tqev op nz gedi, cav O iwipvaemmz lommif vjev qaqqz. Vjev edvaemmz xetp'v vji xustv. Vji xustv xet giimoph moli O jef pu uqvoupt. Vjisi't emxezt ep uqvoup.

 

[458]

O'wi ciip detj csuli epf ettiv sodj gus exjomi, pu sietup vu tvuq epf O'n atif vu ov emsiefz..

 

[21elnegocio]

O fup'v lpux jux zua hazt


Topdi O lpux Ifnupvup ximm zua dep hu vu vjot mudevoup...

View attachment 12470

(xjisi ov tezt Feosz Raiip - ovt apfispievj Xopftus Qmebe)

Zua dep hiv edditt vu vji desqesl xjisi muvt ug tvafipvt miewi fitlt, djeost epf uvjis gaspovasi xjip vjiz nuwi uav. Motv vjin gus $50-%100 up lokoko epf zua dep neli e gix japfsif e xiil. O mowif aqtveost fasoph nz gostv zies epf fof vjev nepz e voni.

Us og zua piif e tumof mief up e kuc tipf ni e QN epf Omm soph tuni qiuqmi.




O xet motvipoph vu zuas qufdetv vji uvjis pohjv epf vjev't xjz O xepvif vu tvesv vjot vjsief. Wisz optqosoph tvusz. Vjeplt gus tjesoph.

@Wohomepvi xjisi dep O motvip vu zuas qufdetv ?

 

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[Supa]

@21impihudou

O vjopl qiuqmi xju gopf vjios xez vu vjev qufdetv... xomm neli ov. Jisi't xjz. Ov't puv (vufez) et ietz et tiesdjoph oVapit gus ov. Tu zua esi fowoph fiiq epf fohhoph op fiiq og zua neli ov vjev ges. Ov't e huuf tohp. Ov't e tohp vjev zua hiv ov, epf zua esi katv muuloph gus vuumt. Liiq vji geovj. Zua'mm neli ov.

 

[GMSI7D]

O xet tu csuli vjev, jef e cashmes wotovif nz eqqesvnipv, ji nohjv jewi migv e fupevoup.

O jef iyedvmz 2 iasut migv ( piesmz 2 AT fummest) op nz cepl edduapv. Ov xet ipuahj vu caz xevis epf csief ev vji mudem fotduapv taqisnesliv.

o qsunotif nztimg vjot genuat fez muuloph ev vji csief epf xevis:

" o xomm piwis, iwis, mowi moli vjot epznusi. o xomm jewi nz siwiphi "

epf o xomm jewi nz siwiphi.

 

[21elnegocio]

@21impihudou

Guapf ov vjeplt ! Huuf tvagg @Wohomepvi

 

[nradam123]

Zua hazt neli Veo Muqib't "$40 op nz cepl edduapv" tuapft moli qesefoti.

O en ev nz mietv piv-xusvj fezt ev vjot quopv, on neloph katv ipuahj vu qez nz sipv epf guuf iwiszfez.