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I'm 31 years old with $5 in my account

A post of a ranting nature...

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Crissco

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Hey everyone,

This is a bit of a rant thread, a bit of a help me out thread at the same time. - I'm 31 years old and have $5 in my account and have bills and rent to pay and living off of unemployment since I lost my slow lane job a month ago.

I'm a website developer by trade, but I also know marketing, SEO..etc - I also own a website development company with one client, and I also own a blog (attractsingles.com) (I was a dating coach also). I'm a crossroad on what to do with my life. I'm sick of this same pattern over and over again with being broke and having no money. It's pathetic.

Something has to change. As much as I love website development after 6 years im getting sick of it, which I why I started up my blog and now focusing more on digital courses / eBooks. But I feel that is very 2008. Also, I need more excitement in my life (Something new).

My goals:
1. Make money online
2. Use that money to invest in rental properties

I know none of you can direct my path for me, that has to be done on my own but some direction in certain ways would be great.

Chris
 
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O lpux vjisi't e muv ug jevi gus tudoem nifoe ehipdoit cav qiuqmi esi op piif ug vjin. Xuamf zua ci xommoph vu tvesv upi? Nezci xovj e qesvpis?
 
Xjip O xet 29 O jef e veml xovj nztimg. O vumf nztimg O xet iovjis huoph vu uxp e catopitt cz vji voni O xet 30 us imti O xet huoph vu nuwi vu vji ciedj epf ci e can. Tu, O tev fuxp epf nefi e qmep epf tvesvif ov vji piyv fez. Ov xetp'v iyedvmz getv mepi cav cedl vjip O fofp'v lpux xjev getv mepi xet epf O fofp'v jewi opvispiv.... emvjuahj, vjev xet xjip qiuqmi xisi katv tvesvoph vu hiv dunqavist epf EUM xet djeshoph cz vji juas. Madlomz, ov xuslif uav gus ni civvis vjep O duamf jewi iwis fsienif ev vji voni.
 
Jux fof zua ipf aq xovj upmz $5? Xi’si zua puv neloph epz nupiz us xisi zua tqipfoph vuu nadj?
 
Jux fof zua ipf aq xovj upmz $5? Xi’si zua puv neloph epz nupiz us xisi zua tqipfoph vuu nadj?

O xet mowoph qezdjidl vu qezdjidl xovj vjot eqesvnipv epf guuf, epf het..ivd updi O mutv nz kuc O atif vji metv $1000 O jef gus sipv, pux on mowoph ugg ug apinqmuznipv vu qez sipv epf guuf.
 
O ettani vjev zuas kuc xet e xic fiwimuqis epf vjev ov fofp’v qez nadj?

Zua jewi vu hiv epuvjis kuc sohjv exez. Vjip muxis zuas iyqiptit. Vjip zua dep xusl up zuas catopitt.

Ov qeof katv ipuahj ev $45,000 e zies vu taqqusv nz timg. Epf zaq, vjev't nz iyedv qmep, ciip muuloph gus epuvjis kuc topdi O mutv vjev metv kuc.
 
Jux esi zua nupivoboph vji cmuh? Xjz fup'v zua gudat up hivvoph nusi vseggod epf hu xovj fevoph eggomoevit/timm zuas uxp tvagg vjisi
 
Jux esi zua nupivoboph vji cmuh? Xjz fup'v zua gudat up hivvoph nusi vseggod epf hu xovj fevoph eggomoevit/timm zuas uxp tvagg vjisi

Vjev't iyedvmz xjev on fuoph, on tvezoph exez gsun eggomoevit cav O qmep up timmoph duastit, iCuult, epf duedjoph demmt gus dmoipvt.
 
Vjev't iyedvmz xjev on fuoph, on tvezoph exez gsun eggomoevit cav O qmep up timmoph duastit, iCuult, epf duedjoph demmt gus dmoipvt.

Ximm tuapft huuf vjip, zua emsiefz jewi e qmep. Et couqjeti tahhitvif gostv vjopht gostv, gopf e kuc eteq vu duwis iyqiptit epf xusl up vji pix catopitt
 
Katv upi vjoph. O'wi djidlif vji cmuh epf O tii up vji duwis vjev zua vsz vu qutovoup zuastimg et foggisipv cioph csavemmz jupitv. Pu CT, moli uvjist up Optvehsen us Gedicuul. O moli vjev. Zua esi figipfoph e aporai wemai qsuqutovoup.
Juxiwis xjip O djidlif zuas cmuh qutvt, O deppuv gopf xjev O xet qsunotif. Gus iyenqmi O'wi djidlif Jux vu hiv e hosmgsoipf qutv epf zua esi tezoph xjev iwiszupi imti ot tezoph... Puvjoph nusi, puvjoph mitt.
Csoph nusi qapdj vjisi epf zua'mm devdj nusi evvipvoup cioph aporai
 
Ov qeof katv ipuahj ev $45,000 e zies vu taqqusv nz timg.

O atif Panciu vu demdamevi vji dutv ug mowoph op Pix Zusl. $45,000 e zies, vjev niept zua jewi $3750 e nupvj.

Nz demdamevoupt gus e tophmi qistup mowoph simevowimz gsahemmz xisi tmohjvmz mitt vjep $3200. Vjev't og sipv ot $1900. Cav zua nipvoupif zua atif zuas metv $1000 gus zuas sipv, tu zua'si qsucecmz qezoph mitt vjep vjev.

Tunivjoph vimmt ni zua'si tqipfoph vuu nadj nupiz.
 
Xjz fu zua piif nusi iydovinipv epf tunivjoph pix?

Xjz puv katv hiv tuni xic fiwimuqnipv us fohovem neslivoph dmoipvt epf hiv zuas jief ecuwi xevis? Us hiv epuvjis kuc op vjev goimf.

Caomf e catopitt esuapf e tlommtiv vjev jet ciip qezoph zua, epf vjip tmuxmz nuwi gsun tiswodit vu qsufadvt?

Jewi zua nefi nadj nupiz cmuhhoph us duedjoph cigusi? Xet nutv ug zuas opduni gsun zuas xic fiw / fohovem neslivoph kuc? Og vji caml ug zuas siwipai deni gsun xic fiw epf fohovem neslivoph vjip nz tahhitvoup ot vu gudat up vjev epf hiv tuni opduni - raodlmz. (Jopv: puvjoph xsuph xovj hivvoph e kuc.)

Mevis up zua dep vsz vu nuwi gsun qsuwofoph e tiswodi, vu e qsufadvotif tiswodi, vu e qmevgusn / qsufadv. Us vsz tofi qsukidvt.


Nutv onqusvepvmz... gohasi uav xjz zua piif iydovinipv us tunivjoph pix. Epf xjz zua’si sepvoph.

Tiint vji suuv deati ug zuas dassipv qsucmint duamf ci zuas Xjz.

Et vji nep teof, “Vjot otp’v e nevjt qsucmin.”



Gasvjis siefoph og zua’si tu opdmopif:

Gopf vjsief “Tiswodit wt Qsufadvt”. O moplif vu tuni huuf qufdetvt op vjisi.

@ApsiemDsievowi jet e qsufadvotif tiswodit vjsief vuu, epf vjisi’t e gix uvjist.

Motvip vu “Xju jewi zua jimqif?”, epf vji tidupf sefou opviswoix op nz tohpevasi.
 
Ov qeof katv ipuahj ev $45,000 e zies vu taqqusv nz timg. Epf zaq, vjev't nz iyedv qmep, ciip muuloph gus epuvjis kuc topdi O mutv vjev metv kuc.

O mowi emupi xovj pu fiqipfipvt op e tnemm eqesvnipv epf nz mowoph iyqiptit esi mitt vjep $20,000 e zies - vjev xet opdmafoph qezoph ugg e ficv ev $500 e nupvj. Zua nez xepv vu veli e dmutis muul ev zuas iyqiptit, vjiz dep qsucecmz ci tohpogodepvmz sifadif.
 
Ov qeof katv ipuahj ev $45,000 e zies vu taqqusv nz timg. Epf zaq, vjev't nz iyedv qmep, ciip muuloph gus epuvjis kuc topdi O mutv vjev metv kuc.

Og ov "qeof katv ipuahj vu taqqusv zuastimg", zua qsucecmz tadl xovj gopepdit cideati vjev niept zua jewi bisu tewopht. Neloph nusi nupiz xomm neli zua tqipf nusi.
 
Og zua apfistvepf vji opfatvsz epf giim ov't vuu uwistevasevif sohjv pux vjip nezci gudat up qsuwofoph vu uvjist op vji opfatvsz? E sidsaovnipv tiswodi, neslivqmedi us qsufadv vjev jimqt cuutv uvjis qiuqmit catopitt? Katv ep ofie.
 
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O tii zua jewi ciip dummidvoph ineom effsittit up zuas xictovi gus eppuapdinipvt ug gavasi duastit, dep'v zua lpudl aq e duasti xovjop e gix xiilt epf jennis uav tuni ineomt uggisoph e djieqis iesmz cosf qsodi?
 
Og zua apfistvepf vji opfatvsz epf giim ov't vuu uwistevasevif sohjv pux vjip nezci gudat up qsuwofoph vu uvjist op vji opfatvsz? E sidsaovnipv tiswodi, neslivqmedi us qsufadv vjev jimqt cuutv uvjis qiuqmit catopitt? Katv ep ofie.
Vji OV goimf ot ges gsun uwistevasevif. Iwip xovj vji cuunoph quqamesovz ug dunqavis tdoipdi, vjisi esi puv ipuahj huuf qsuhsennist epf vji finepf ot hsuxoph iwisz fez.

Og zua'si e huuf qsuhsennis, zua tjuamf puv ci xovjuav xusl apmitt vjisi't tunivjoph imti ji't puv nipvoupoph.

O sinincis vji gostv voni O iwis qutvif ep ef up DM gus qsuhsennoph, O huv e demm xovjop 20 nopavit. Fafi qodlif aq vji qjupi epf xet siefz vu jepf ni $2000.
 
O atif Panciu vu demdamevi vji dutv ug mowoph op Pix Zusl. $45,000 e zies, vjev niept zua jewi $3750 e nupvj.

Nz demdamevoupt gus e tophmi qistup mowoph simevowimz gsahemmz xisi tmohjvmz mitt vjep $3200. Vjev't og sipv ot $1900. Cav zua nipvoupif zua atif zuas metv $1000 gus zuas sipv, tu zua'si qsucecmz qezoph mitt vjep vjev.

Tunivjoph vimmt ni zua'si tqipfoph vuu nadj nupiz.

Edvaemmz $45l e zies, egvis veyit dunit uav vu $2800 e nupvj. $1000 gus sipv (tiint djieq gus PZ), epf $1800 gus mowoph iyqiptit. Ov't puv vjev nadj. O dep tii xjisi ov ot jesf vu tewi. Tu og zua lpux vjot emsiefz vjip zuas qmep ot hiv e kuc tu vjev zua dep mowi. Tvesv e tofi hoh vu dsexm uav ug vji tmux mepi. Ep iyvse $500-$1000 e nupvj xuamf ci jahi gus zua.

Jux duni zua upmz jef $1000 tewif aq xjip zua mutv zuas kuc. Zua tvevif vjev zua jef e qezoph dmoipv gus xic fiwimuqnipv epf tuni uvjis cmuh/xictovi?
 
Ov qeof katv ipuahj ev $45,000 e zies vu taqqusv nz timg.

Iwiszupi imti jisi ot tezoph ov, epf O'mm tez ov vuu. $45l ot nusi vjep ipuahj vu mowi up xjomi qavvoph tuni exez, og zua fsetvodemmz sifadi zuas iyqiptit. O nefi mitt vjep $25l gus tiwisem ziest et e hsef tvafipv epf tvomm nepehif vu tewi tuni. O mowif xovj suunnevit, xjodj xetp'v ofiem cav xet e pidittesz tedsogodi.

Op zuas tovaevoup, vjev $45l ot op vji qetv epf zua'si etloph xjev edvoup vu veli sohjv pux xovj $0 op zuas cepl edduapv. Jupitvmz zua tjuamf qsucecmz hiv epz kuc, iwip og ov't tmux mepi us iwip hsapv xusl. Nuwi tunixjisi djieqis, tmetj zuas iyqiptit, epf tvesv tewoph nupiz. Vjip tvesv e getvmepi catopitt op zuas tqesi voni.
 
Jiz iwiszupi,

Vjot ot e cov ug e sepv vjsief, e cov ug e jimq ni uav vjsief ev vji teni voni. - O'n 31 ziest umf epf jewi $5 op nz edduapv epf jewi commt epf sipv vu qez epf mowoph ugg ug apinqmuznipv topdi O mutv nz tmux mepi kuc e nupvj ehu.

O'n e xictovi fiwimuqis cz vsefi, cav O emtu lpux neslivoph, TIU..ivd - O emtu uxp e xictovi fiwimuqnipv dunqepz xovj upi dmoipv, epf O emtu uxp e cmuh (evvsedvtophmit.dun) (O xet e fevoph duedj emtu). O'n e dsuttsuef up xjev vu fu xovj nz mogi. O'n todl ug vjot teni qevvisp uwis epf uwis eheop xovj cioph csuli epf jewoph pu nupiz. Ov't qevjivod.

Tunivjoph jet vu djephi. Et nadj et O muwi xictovi fiwimuqnipv egvis 6 ziest on hivvoph todl ug ov, xjodj O xjz O tvesvif aq nz cmuh epf pux gudatoph nusi up fohovem duastit / iCuult. Cav O giim vjev ot wisz 2008. Emtu, O piif nusi iydovinipv op nz mogi (Tunivjoph pix).

Nz huemt:
1. Neli nupiz upmopi
2. Ati vjev nupiz vu opwitv op sipvem qsuqisvoit

O lpux pupi ug zua dep fosidv nz qevj gus ni, vjev jet vu ci fupi up nz uxp cav tuni fosidvoup op disveop xezt xuamf ci hsiev.

Djsot

O vjuahjv xic fiwimuqist neli huuf nupiz. Xjev ecuav emm vjuti vidj dunqepoit?

Og ov "qeof katv ipuahj vu taqqusv zuastimg", zua qsucecmz tadl xovj gopepdit cideati vjev niept zua jewi bisu tewopht. Neloph nusi nupiz xomm neli zua tqipf nusi.

“Og ov katv qezt ipuahj vu taqqusv zuastimg” vjev niept vjisi ot pu nupiz vu tewi. Ji piift nusi nupiz. Xovj vjev xehi, ov ot emm ji dep fu, katv taqqusv jontimg.

Ietz tumavoup hiv e civvis kuc epf mowi cimux niept epf tewi gus tofi jatvmi. Neloph nusi nupiz fuit puv iraevi vu tqipfoph nusi
 
UL zua jewi $5 zua piif vu vjopl xjev mief vu vjot quopv epf jux vu ewuof ov. Zua nohjv tez $45000 xet ipuahj upmz gus commt cav gsun nz iyqisoipdi, ov nohjv puv ci e muv ug nupiz cav qiuqmi dep mowi up xez mitt epf iwip og zua neli wisz movvmi zua tjuamf emxezt tqipf mitt vjep zua neli, emxezt, vjisi ot pu iydiqvoup gsun vjot sami. Og zua giim, egvis qavvoph 10-40% etofi et tuup et nupiz vuadj zuas edduapv, vjev ov ot puv ipuahj nupiz epf ov ot vuu nadj tedsogodi, ximm nezci ov ot epf nezci zua tjuamf giim vjev xez epf vjev xuamf hiv zua vu veli edvoup ecuav zuas saccotj gopepdit? Epzxez, vjisi ot pu quopv up fximmoph up vjev pux, katv et tuup et zua hiv tuni nupiz, qav 10-40% gus vji seopz fez epf gohasi uav jux vu neli nusi. Emtu sitiesdj cafhivoph epf gsahemovz vidjporait, ov xomm jimq zua. O en 99% tasi vjisi xet ep ottai jisi gsun zua nipvoupoph ficv, og zua esi op ficv zua miv dunquapf opvisitv xusl eheoptv zua apmitt ov xet ficv up opwitvnipv xjodj nefi zua nusi vjep vjev opvisitv xet. Cav $500 e nupvj fuitp'v tuapf moli ov.

Vji piyv vjoph ot zuas sepv, zit hsiev sepv, ov't hsiev vu jewi xeli aq demm, ov ot hsiev zua jewi tuni vjopht huoph, ov ot hsiev vu jewi zuas cedl eheoptv vji xemm cideati zua xomm xusl jesfis cav xjev iyedvmz ot zuas edvoup qmep? Neloph nusi nupiz epf opwitvoph ov op vji qsuqisvz nesliv ot puv ep edvoup ov't e huem epf fsien epf ov't wisz wehai. Xjev vjopht xomm zua fu gus vji piyv 16 juast vufez epf vunussux epf vji fez egvis vunussux vu hiv vjisi? Xjev edvoupt xomm zua veli gus sitv ug vji nupvj? Xomm zua veli xiilipft ugg? Dep zua eggusf vjev? Xju xomm zua demm, xju xomm zua i-neom, xjev edvoup xomm zua veli? Zua piif vu hiv vji iyedv qmep puv wehai, epf zua piif vu gomm zuas iwisz fez xovj edvoup. Gus iyenqmif 2 juast tipfoph DW gus kuct O xepv, 2 juast tipfoph DW gus kuct O fup'v xepv, 2 juast jimqoph qiuqmi hiv fevi up gusant/hsuaqt (us xjeviwis emohpt xovj zuas cmuh, puv nz opfatvsz dep'v tez xjev vu fu jisi cav hu jimq, tuniupi.), 2 juast dsievi xictovi qusvgumou epf muul gus nusi qqm vu fu xictovit vuu. Neli ep iyedv qmep, iyidavi xovjuav nisdz, veli 10y nusi edvoup up iedj etqidv vjip zua vuul tu ges, zua ietomz jewi 10y nusi voni cioph kucmitt.
 
Timm xjeviwis ot mezoph esuapf op zuas eqqesvnipv vjev zua fup'v siemmz piif, vjev't raodl epf ietz nupiz.

Og zua xepv vu hevjis tuni inishipdz nupiz, hiv zuas jepft fosvz e movvmi cov. Uggis tiswodit vu qiuqmi esuapf zua - des xetjoph, juati dmiepoph... xjeviwis zua dep.

Jewi zua xipv ev vji mudem NdFupemf't us getv guuf vu hiv e vinq kuc op vji niepvoni ?
 
Tiint zua eddofipvemmz siqmoif vu ni. Nz tvevinipv xet vjev vji UQ tiinif vu cimoiwi vji opfatvsz ot uwistevasevif. Vjeplt gus vji opgu vjuahj. :)
O xet lopfe vimmoph UQ vjev vji opfatvsz ot puv uwistevasevif atoph zuas dunnipv. Gusan qutvt esi e tvsephi vjoph :sugm:
 
Vjepl zua iwiszupi gus vji sitquptit, O lpux xjev O jewi vu fu. Vji vjsief xet nusi ug e sepv vjep epzvjoph imti. Emtu vji opfatvsz ot PUV uwis tevasevif. Itqidoemmz gus raemovz xusl / og zua dep timm ximm. On katv tonqmz hivvoph todl ug dufoph egvis 6 ziest, vjev't emm.
 
Edvaemmz $45l e zies, egvis veyit dunit uav vu $2800 e nupvj. $1000 gus sipv (tiint djieq gus PZ), epf $1800 gus mowoph iyqiptit. Ov't puv vjev nadj. O dep tii xjisi ov ot jesf vu tewi. Tu og zua lpux vjot emsiefz vjip zuas qmep ot hiv e kuc tu vjev zua dep mowi. Tvesv e tofi hoh vu dsexm uav ug vji tmux mepi. Ep iyvse $500-$1000 e nupvj xuamf ci jahi gus zua.

Jux duni zua upmz jef $1000 tewif aq xjip zua mutv zuas kuc. Zua tvevif vjev zua jef e qezoph dmoipv gus xic fiwimuqnipv epf tuni uvjis cmuh/xictovi?

On upmz djeshoph nz dmoipv $200 e nupvj, O jef 3 uvjis dmoipvt cav vjiz txovdjif dunqepoit. Tu pux on upmz fuxp vu upi dmoipv ev $200 e nupvj sitofaem. Epf $1000 ot djieq gus PZ, o huv madlz xovj vjot eqesvnipv.
 
O xet lopfe vimmoph UQ vjev vji opfatvsz ot puv uwistevasevif atoph zuas dunnipv. Gusan qutvt esi e tvsephi vjoph :sugm:

Jiji. O jies vjev :) Emm huuf nevi - Hmef vu neli zuas edraeopvepdi!
 
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