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The Abundant Man

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My dad used to tell me: " Time is money. Money is time. But I have none of it"

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Nik@16

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That attitude doesn't really work with entrepreneurship. You have to take calculated risks. You can plan, make contingencies, stress test, market test, dummy launch etc but at some stage you still have to jump and have faith in your calculations.



This isn't true. If my venture had only produced the same net annual income as my last job then it would still have created a massive life improvement for me. You can pay yourself and cost your expenses before you pay tax rather than after, you run your schedule, you don't answer to anyone, you lead the strategic direction..... the benefits really are endless. After all that, you also own an asset which can be sold!

I think it is about time that we stuck some nails in this coffin.

You are 19 @Nik@16 - whilst your age doesn't define what you can do, it does put a limit on what you have done. You don't have a great deal of real life experience whereas the rest of us do. The majority of us, MJ included, went to University, hit the sidewalk and then the slowlane before realising that we'd built a life that was seriously lacking in many areas. The idea of the book is to get the reader to the Fastlane as quickly as possible or at least highlight the pitfalls of the sidewalk and the slowlane so that you can make an informed decision at a young age.

Feel free to learn this lesson for yourself, perhaps you will then be able to take on some advice. Go and get a degree and a job but try and limit your debt so that you can get to Fastlane quicker once you realise that we were talking sense all along.
First point is totally relevant . Thank you very much. I think debt is slavery and I'll try to avoid it like plague.
 

Powshock

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I have a small online business. When I wake up in the morning there are a few sales. I was sleeping. My definition of passive income. I took my kid to the beach and could not check the internet. When I was done "trying" to body surf, I had made a few sales. I would call that passive income. Not a million dollars yet, but I had more than enough to pay for a family dinner.
I work with a lot of the "1%" in the medical field. Doctors must do something (see patients, review labs, sign forms) to earn there 1% money. If they take a day off or go on vacation they do not generate billing income. That is not my definition of passive income.
Just my 50% income earner opinion.
 

Nik@16

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I have a small online business. When I wake up in the morning there are a few sales. I was sleeping. My definition of passive income. I took my kid to the beach and could not check the internet. When I was done "trying" to body surf, I had made a few sales. I would call that passive income. Not a million dollars yet, but I had more than enough to pay for a family dinner.
I work with a lot of the "1%" in the medical field. Doctors must do something (see patients, review labs, sign forms) to earn there 1% money. If they take a day off or go on vacation they do not generate billing income. That is not my definition of passive income.
Just my 50% income earner opinion.
Yes, but I like to call it leveraged income and I bet you worked a significant amount of hours for nothing in past to generate significant income now. It is better than a profession because we can increase this income by selling more and it has it's faults like we may never even make minimum wage for our hours.Passive income is income earned with working less than 100/500 hours an year for it or something like that according to IRS.
 
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SoftStone

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Yes, but I like to call it leveraged income and I bet you worked a significant amount of hours for nothing in past to generate significant income now. It is better than a profession because we can increase this income by selling more and it has it's faults like we may never even make minimum wage for our hours.Passive income is income earned with working less than 100/500 hours an year for it or something like that according to IRS.

I'm pretty new to entrepreneurship. Haven't made a dime, yet. I've been working and enjoying every minute of it. It almost doesn't feel like work.

Why?

I do it for myself. I know where I'm going. I know why.

Nobody is denying that doctors make a relatively good income. It's just a different path.

Get your values straight.
 

Nik@16

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I'm pretty new to entrepreneurship. Haven't made a dime, yet. I've been working and enjoying every minute of it. It almost doesn't feel like work.

Why?

I do it for myself. I know where I'm going. I know why.

Nobody is denying that doctors make a relatively good income. It's just a different path.

Get your values straight.
True.
 

advantagecp

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I can relate to biophase in some ways. I work remotely and I've been doing my "traveling/vacation" for the past six months. I can't imagine sitting in a cubicle and having 2-3 weeks of vacation a year. Although I get paid significantly less right now, I'm really happy. And I'm looking for ways provide more value, use less time, and earn more.

This is the model for many. I'm not even vaguely interested in Lamborghinis and Ferraris. I will take less money with more free time over more money with less free time.

Changing gears, the argument of being an entrepreneur vs a cardiologist (just to pick a specialty) is apples and oranges. The cardiologist is ASSURED of making a lot of money. TOP LEVEL entrepreneurs make more money than an average cardiologist. That said, about 99% of entrepreneurs will earn less than a cardiologist. Which is better, a 100% chance at $450k/year or a 1% chance at $2,000,000/year? If you are a gambler, you know the answer. And spare me the argument that the physician is in his 30s by the time he starts earning that. An entrepreneur typically has many years of hard knocks.
 
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advantagecp

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Except no doctor is going to school for 13 to 15 years to live like a gradschool kid for ten years to retire as middle class

With that logic why not save on the schooling , become a nurse , work 80 hours week for 2 years and buy a house cash then 60 hour weeks for ten and retire on 30k a year at age 32?

4 years university degree, 4 years medical school, 3 years internal medicine residency, currently in second year of cardiology fellowship.

Real life example:
I don't recall whether he was allowed to do this in his IM residency (I think he was), but definitely in his fellowship he typically moonlights one 12 hour emergency room shift per week for an extra $1000. Add that to the approximately $60000 per year and it is well over $100k per year. Not living like a grad school kid.

As for the nurse, if I were a 32 year old single man with a retirement income of $30k per year ... throw me in that briar patch. That IS FU money. I would be living like a king in Danang/Bangkok/Eastern Europe. I would never give a moment's thought to the fact that I don't have a Lamborghini.
 

Nik@16

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4 years university degree, 4 years medical school, 3 years internal medicine residency, currently in second year of cardiology fellowship.

Real life example:
I don't recall whether he was allowed to do this in his IM residency (I think he was), but definitely in his fellowship he typically moonlights one 12 hour emergency room shift per week for an extra $1000. Add that to the approximately $60000 per year and it is well over $100k per year. Not living like a grad school kid.

As for the nurse, if I were a 32 year old single man with a retirement income of $30k per year ... throw me in that briar patch. That IS FU money. I would be living like a king in Danang/Bangkok/Eastern Europe. I would never give a moment's thought to the fact that I don't have a Lamborghini.
30K is worth
4 years university degree, 4 years medical school, 3 years internal medicine residency, currently in second year of cardiology fellowship.

Real life example:
I don't recall whether he was allowed to do this in his IM residency (I think he was), but definitely in his fellowship he typically moonlights one 12 hour emergency room shift per week for an extra $1000. Add that to the approximately $60000 per year and it is well over $100k per year. Not living like a grad school kid.

As for the nurse, if I were a 32 year old single man with a retirement income of $30k per year ... throw me in that briar patch. That IS FU money. I would be living like a king in Danang/Bangkok/Eastern Europe. I would never give a moment's thought to the fact that I don't have a Lamborghini.
True . 30k is worth 120k-150k in India and 75k-90k in cities like Hanoi and Manila in Vietnam and Philippines respectively due to purchasing power parity.
The only problem is that it will take 20-30years for nurse anesthetist to save a mil and make 30k for indefinite period of time. The number is nowhere near 32 .
 
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JM35

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I spent some time working in private wealth, working on a team covering clients with $100mm+ of liquid net worth.

Not a single one of those clients was in the $100mm+ category because they climbed the corporate ladder.

They all built their own businesses and started at the top of the ladder.

Now I work in private equity where we write probably 10-12 $50mm+ checks a year. Not a single one of those checks is going to someone in our office. They're going to entrepreneurs who started their own businesses. We have some guys in our office (the top dogs) who have made $30mm+ in their career here, but that's from spending 20+ years here at the top of the food chain.

Having seen a lot of big checks and unreal bank accounts, I have unfortunately realized that that will never be me unless I build something of my own.
 
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Nik@16

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I spent some time working in private wealth, working on a team covering clients with $100mm+ of liquid net worth.

Not a single one of those clients was in the $100mm+ category because they climbed the corporate ladder.

They all built their own businesses and started at the top of the ladder.

Now I work in private equity where we write probably 10-12 $50mm+ checks a year. Not a single one of those checks is going to someone in our office. They're going to entrepreneurs who started their own businesses. We have some guys in our office (the top dogs) who have made $30mm+ in their career here, but that's from spending 20+ years here at the top of the food chain.

Having seen a lot of big checks and unreal bank accounts, I have unfortunately realized that that will never be me unless I build something of my own.
I spent some time working in private wealth, working on a team covering clients with $100mm+ of liquid net worth.

Not a single one of those clients was in the $100mm+ category because they climbed the corporate ladder.

They all built their own businesses and started at the top of the ladder.

Now I work in private equity where we write probably 10-12 $50mm+ checks a year. Not a single one of those checks is going to someone in our office. They're going to entrepreneurs who started their own businesses. We have some guys in our office (the top dogs) who have made $30mm+ in their career here, but that's from spending 20+ years here at the top of the food chain.

Having seen a lot of big checks and unreal bank accounts, I have unfortunately realized that that will never be me unless I build something of my own.
True.It's so because the entrepreneurs have an asset they can sell .
 

Nik@16

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You cannot form a cohesive argument. You say one thing and in the next post defend it by saying something else.

In your first post you say "There are many youtubers in India"
In your response post you say "They have their own website and have 100k followers on other social media too."

So are you talking about a specific person, who is "they"?

The first thing you must learn is to be able to back up your statements from post to post.

I'm still very curious as to where you found that the top 1% for women is $300k or $350k. Please post your source for this. I've never seen the 1% broken down into gender.


You cannot form a cohesive argument. You say one thing and in the next post defend it by saying something else.

In your first post you say "There are many youtubers in India"
In your response post you say "They have their own website and have 100k followers on other social media too."

So are you talking about a specific person, who is "they"?

The first thing you must learn is to be able to back up your statements from post to post.

I'm still very curious as to where you found that the top 1% for women is $300k or $350k. Please post your source for this. I've never seen the 1% broken down into gender.
1.)The word 'They' was used for social influencers who have their own business . I gave an example of Mensutra . I can also give you another example of most famous person on Quora who has failed 4 times while launching a product based startup .I have his story here . Please feel free to read it. https://balajiviswanathan.quora.com...tures-taught-me-and-what-you-dont-read-enough
Yes he has made decent money in hiw career but isn't this fact scaring that if it's so hard to pull off a product based venture for one of the biggest social influencer , How hard will it be for normies ?
2.) Who Are the One Percent by Income and Net Worth?
1% household income is 430k. 1%tile income for men is 380k , for women. 212k.
 
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ZF Lee

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Guys, I don't think tags are supposed to be used in that manner....

upload_2018-10-10_22-22-24.png

OP, I think that it would be great to broaden your mindset. Yes, of course, the professional fields can earn good money.

But you have to understand that there is a world beyond merely being a highly skilled person. There are many things that even skilled professionals rely on, which are sourced by businesses and entrepreneurs.

I have a B2B veteran of 20 years as a marketing lecturer. Today, he said something very significant.

He pointed out that we had apples, doughnuts, curry, medicines, accounting services, postal services, apartments for sale and goods and services of all kinds because there was a process behind those things. Distribution channels, manufacturing, suppliers and retailers. Even the prices we pay for professional services, the places that they are offered (hospital and law firms) and promotional material (e.g. brochures) are the end result of all the things mentioned earlier.

Who provided for those things? Entrepreneurs.

I think it would be a good thing for you to read up on UNSCRIPTED , Cashflow Quadrant (someone already mentioned it to you here), as well as your local business newspapers. Go for a meetup to meet new people and entrepreneurs.

Although I understand that India can be a very confusing and chaotic place at times, there is a different world behind the mess. I used to think of my country as heavily uncivilised, anti-business and full of corruption and mediocrity until I embarked on my first meetups. I was wrong.
 
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Xeon

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Well, OP......

Don't forget to bring the coffee to your supervisor tomorrow morning. She likes it with sugar and less milk.
And when you leave the office at 10.45pm tonight, remember to say good night to Mr. Reddy, else it might affect your year end appraisal.

Enjoy trading 5 days for 2, or (gasp!) 6 days for 1.
 

ZF Lee

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Well, OP......

Don't forget to bring the coffee to your supervisor tomorrow morning. She likes it with sugar and less milk.
And when you leave the office at 10.45pm tonight, remember to say good night to Mr. Reddy, else it might affect your year end appraisal.

Enjoy trading 5 days for 2, or (gasp!) 6 days for 1.
A bad appraisal because of not saying goodnight?

Where are you working at....kindergarten???:rofl:

Honestly though, I've never met any superior that demanded coffee, even though its kind of a cliche for office politics. All they worried about was getting stuff done, and that's that.
 

Xeon

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A bad appraisal because of not saying goodnight? Where are you working at....kindergarten???:rofl:

Nah it's just sarcasm for the kind of life OP desires so much. :cool:
 
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kkoasdfawfqwe2

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Well, OP......

Don't forget to bring the coffee to your supervisor tomorrow morning. She likes it with sugar and less milk.
And when you leave the office at 10.45pm tonight, remember to say good night to Mr. Reddy, else it might affect your year end appraisal.

Enjoy trading 5 days for 2, or (gasp!) 6 days for 1.

Meanwhile I'd enjoy the rest of my day off as I freely decided today - and while at it, I think I'll order sushi for 4 people and eat it throughout the evening while browsing holiday destinations for whatever date suits me.

Shit you can do when you are 22 y/o and earned a good $300.000+ in 2018 so far.

Also @OP judging from your logic, its probably pretty lucky to having put in 7 day work weeks since the age of 19 and now achieving this. Yes thats 3 years of working hard and the first 2 gave me nothing but a hardtime and a bag full of experiences and lessons.

But I'll take my "2 year education" over any other education, any day.

With all due respect, I believe entrepreneurship to be easier than going through 7+ years of education and kissing a$$ of people whom I from the bottom of my heart HATE, just to earn a few 100K/year after 15 years. But at least I'll be able to lease a big Audi Q8 so everybody can see how 1% I am.


But I wouldn't make a post without providing some form of value, so my suggestion to you is to read the books and if you still don't get it, then I'd suggest you READ THEM AGAIN.
 

Lionhearted

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While how much money you make is very important (regardless how you make it,in the end it's an income stream) what you keep and invest is what will set you free. You can make $1,000,000.00 a year and spend $1,200,000.00 or you can make $50,000 and save and invest $20,000 a year. Which person is better off financially? I know which one is going to achieve financial independence first. If I had to I would deliver pizza for a living but I would make sure to save a portion of for future investment. If I had to bring coffee to my boss I would do it with a smile knowing that the situation is only temporary and that every coffee I bring her brings me closer to my freedom. Work with a plan or plan to work. All the best.
 

Nik@16

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Well, OP......

Don't forget to bring the coffee to your supervisor tomorrow morning. She likes it with sugar and less milk.
And when you leave the office at 10.45pm tonight, remember to say good night to Mr. Reddy, else it might affect your year end appraisaal.

Enjoy trading 5 days for 2, or (gasp!) 6 days for 1.

Meanwhile I'd enjoy the rest of my day off as I freely decided today - and while at it, I think I'll order sushi for 4 people and eat it throughout the evening while browsing holiday destinations for whatever date suits me.

sh*t you can do when you are 22 y/o and earned a good $300.000+ in 2018 so far.

Also @OP judging from your logic, its probably pretty lucky to having put in 7 day work weeks since the age of 19 and now achieving this. Yes thats 3 years of working hard and the first 2 gave me nothing but a hardtime and a bag full of experiences and lessons.

But I'll take my "2 year education" over any other education, any day.

With all due respect, I believe entrepreneurship to be easier than going through 7+ years of education and kissing a$$ of people whom I from the bottom of my heart HATE, just to earn a few 100K/year after 15 years. But at least I'll be able to lease a big Audi Q8 so everybody can see how 1% I am.


But I wouldn't make a post without providing some form of value, so my suggestion to you is to read the books and if you still don't get it, then I'd suggest you READ THEM AGAIN.
So, What did you do to profit 300k in an year ?What were your entry barriers. ?How did you went 300k in profits from zero profits in 6 months.
 
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Sander

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I am wiser and more pessimistic than I was earlier and hope to learn something from all of you people here.

Many people have taken their valuable time to reply in this thread. But it looks like you're more interested in the debate/discussion rather than learning and listening to the answers you get from wise people in this community.

The best way to make fu*k you money. That's the title of the thread.

Do you mean the EASIEST way?

Or the LEAST RISKY way?

It seems like it when I'm reading your posts.

You try to argue that a high paying slowlane job can bring you wealth. And you try hard. If you think it's the best way, why don't you just go that way then? No one here is stopping you.

I plan to study accounting in school and also manage to learn to code.

How far have you come?

You can earn good money in a slowlane job.

You can earn good money with your own business.

Both is risky and may or may not happen and comes with pros and cons.

Are you afraid of creating a business? Are you looking for a pad on the back telling you that it's okay to simply take an education and get a job? Here, you got it.

You have 97 messages and only 18 likes. Take two minutes and think about why that is. Should we leave this landfill-tagged discussion here and work on flipping this ratio around?


So... how's the coding working out for ya?
 

Nik@16

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Many people have taken their valuable time to reply in this thread. But it looks like you're more interested in the debate/discussion rather than learning and listening to the answers you get from wise people in this community.

The best way to make fu*k you money. That's the title of the thread.

Do you mean the EASIEST way?

Or the LEAST RISKY way?

It seems like it when I'm reading your posts.

You try to argue that a high paying slowlane job can bring you wealth. And you try hard. If you think it's the best way, why don't you just go that way then? No one here is stopping you.



How far have you come?

You can earn good money in a slowlane job.

You can earn good money with your own business.

Both is risky and may or may not happen and comes with pros and cons.

Are you afraid of creating a business? Are you looking for a pad on the back telling you that it's okay to simply take an education and get a job? Here, you got it.

You have 97 messages and only 18 likes. Take two minutes and think about why that is. Should we leave this landfill-tagged discussion here and work on flipping this ratio around?


So... how's the coding working out for ya?
1.)Yes , I meant the least risky/most probable way to make f*ck you money.
2.) I try to argue that the high paying employment is the best way so that people tell me about their reasons to start a business. I don't do it it convince others.
3.)I don't think that an entrepreneurship forum is the best way to seek validation for getting a job. Why would anyone do it on an entrepreneurship forum.
4.)You have 97 messages and 18 likes.Isn't it obvious ? This is something that will happen when you'll disagree viciously with a thread full of established entrepreneurs and strugglers. People like things they agree with or find it useful. Arguing for employment is not useful for people because it's a moot point and people will not agree with me because it's obvious that it's a forum for entrepreneur and I'm playing the devil.
5.) Coding will work out in longer innings of this game.
6.) I have learned a lot from this thread by asking questions about some concepts in this thread .
 

Nik@16

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This is the model for many. I'm not even vaguely interested in Lamborghinis and Ferraris. I will take less money with more free time over more money with less free time.


Changing gears, the argument of being an entrepreneur vs a cardiologist (just to pick a specialty) is apples and oranges. The cardiologist is ASSURED of making a lot of money. TOP LEVEL entrepreneurs make more money than an average cardiologist. That said, about 99% of entrepreneurs will earn less than a cardiologist. Which is better, a 100% chance at $450k/year or a 1% chance at $2,000,000/year? If you are a gambler, you know the answer. And spare me the argument that the physician is in his 30s by the time he starts earning that.
1.) Imagine that you have 100 lives.
2.) You can choose to become a cardiologist in those 100 lives and be retired at 50 with 1.5 million dollars in bank in every life you had.
3.) You can choose to become an entrepreneur who fails to become successful in 99 lives and lived on a humble wage and succeds to become a top level entrepreneur and make 2,00,000 an year.
4.) That 1% chance is equivalent to a life for a person.
5.) What would you do ?
 
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biophase

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1.) Imagine that you have 100 lives.
2.) You can choose to become a cardiologist in those 100 lives and retired at 50 with 1.5 million dollars in bank in every life you had.
3.) You can choose to become an entrepreneur who fails to become successful in 99 lives and lived on a humble wage and succeds to become a top level entrepreneur and make 2,00,000 an year.
4.) That 1% chance is equivalent to a life for a person.
5.) What would you do ?

I’d choose 2, because in the first option you know you are working for 50 years no matter what.

Most of us here would rather take a chance than know what you are going to be doing for the next 50 years.
 

Nik@16

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Meanwhile I'd enjoy the rest of my day off as I freely decided today - and while at it, I think I'll order sushi for 4 people and eat it throughout the evening while browsing holiday destinations for whatever date suits me.

sh*t you can do when you are 22 y/o and earned a good $300.000+ in 2018 so far.

Also @OP judging from your logic, its probably pretty lucky to having put in 7 day work weeks since the age of 19 and now achieving this. Yes thats 3 years of working hard and the first 2 gave me nothing but a hardtime and a bag full of experiences and lessons.

But I'll take my "2 year education" over any other education, any day.

With all due respect, I believe entrepreneurship to be easier than going through 7+ years of education and kissing a$$ of people whom I from the bottom of my heart HATE, just to earn a few 100K/year after 15 years. But at least I'll be able to lease a big Audi Q8 so everybody can see how 1% I am.


But I wouldn't make a post without providing some form of value, so my suggestion to you is to read the books and if you still don't get it, then I'd suggest you READ THEM AGAIN.
I’d choose 2, because in the first option you know you are working for 50 years no matter what.

Most of us here would rather take a chance than know what you are going to be doing for the next 50 years.
I'll also personally take 2 because I hate being a doctor XD.
 

Sander

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Do I need to delete all my posts on this thread to stop getting updated on it or is there an easier way to stop wasting my time? Thanks all.

"Unwatch Thread" i guess, in the top of the page.
 

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The Abundant Man

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Do I need to delete all my posts on this thread to stop getting updated on it or is there an easier way to stop wasting my time? Thanks all.
Do I need to delete all my posts on this thread to stop getting updated on it or is there an easier way to stop wasting my time? Thanks all.
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View: https://www.youtube.com/watch?v=NzlG28B-R8Y


There is no escape...
 
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Consolation

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Malaysia
my country as heavily uncivilised, anti-business and full of corruption and mediocrity
Yes! Totally agreed. Our Scripted society in Malaysia believe that :

(Not trying to be racist here but we view everything through racial/ethnic background).
  • If a Chinese own a business, he inherits it from his family, charged customers overpriced, and is a snake oil salesman.
  • If a Malay, the major ethnic in Malaysia; own a business, he's connected to certain politicians, aided by some race-based economic policy, and clueless about business.
  • If a Malaysian Indian own a business, Oh! Wait they never own any other businesses, except an Indian restaurant, and it opens 24-hours/a week.
  • If someone from an indigenous tribe own a business, it could be just a fairy tale.
This is our situation, and it's a big problem/disgrace if you try to be an Entrepreneur.
 

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