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Nik@16

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To be honest. I think you're being deliberately obtuse, which is pretty rude to the people who have taken the time to try and educate you.

My 10 year old picked up this concept faster than you!
To be honest. I think you're being deliberately obtuse, which is pretty rude to the people who have taken the time to try and educate you.

My 10 year old picked up this concept faster than you!
That's because you do not consider the fact that you can retire young with a high paying job. Michael Bloomberg retired at 37. A lot of investment bankers and rockstar software engineers can retire by 37 by moving up the ladder .A high paying job doesn't compel you to remain in that job.What if your whole life was spend hustling and you did not succeed ? This is what I'm saying. Instead of trying to teach me and mock me try to understand what I'm saying .
 

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biophase

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That's because you do not consider the fact that you can retire young with a high paying job. Michael Bloomberg retired at 37. A lot of investment bankers and rockstar software engineers can retire by 37 by moving up the ladder .
It's like talking to a brick wall...
 

Davejemmolly

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It’s seems like you’re chasing validation for your life choices.

Stick with your full time job, make millions and enjoy your 4 weeks holiday a year.

I think you’ll find most people here don’t care what you do.

You’ve managed to find the one forum where people are actively trying to take the other path.

All the best mate!
I hope you kill it!
 
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Nik@16

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It’s seems like you’re chasing validation for your life choices.

Stick with your full time job, make millions and enjoy your 4 weeks holiday a year.

I think you’ll find most people here don’t care what you do.

You’ve managed to find the one forum where people are actively trying to take the other path.

All the best mate!
I hope you kill it!
I am just playing devil's advocate and making a point.Maybe it's unscripted to be self employed in USA but in India , 50% people are self employed.
 
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Nik@16

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It's like talking to a brick wall...
That's because you are not open minded and opinionated. Think about an economy where 50% People are self employed and only 15% people do a regular 9-5 job . Think about an economy which has no minimum wage laws. That economy is India . What would you ? . Rush to start a business or hope to get a high paying job ?
 

The Abundant Man

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That's because you are not open minded and opinionated. Think about an economy where 50% People are self employed and only 15% people do a regular 9-5 job . Think about an economy which has no minimum wage laws. That economy is India . What would you ? . Rush to start a business or hope to get a high paying job ?
Start a business. Nearly 1.5 billion people in India. Huge market potential.

No wonder why Amazon is trying to get in India

Sent from my SM-G960U using Tapatalk
 
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Nik@16

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Aug 22, 2018
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Soooo....

You are basically telling MJ that he missed the part in his entrepreneurial book where it should have said go get a high paying job, save your money and you can be a millionaire?

Now I just think your stupid.

Do you understand that books are written to address certain topics.

But now that I think of it, that last book I read on vegan living totally did not address the part about eating meat as a means of getting protein. I better write that author and tell her.
LOL. I said that he can write a book about it if he want. It has a huge market because a lot of folks are graduating in debt by majoring in stupid shit. He can specify what is good and what is bad. An unadressed market is an another book.
 
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PizzaOnTheRoof

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Correct me if I’m wrong but here’s what I think you’re saying:

“Entrepreneurship is not the only road to wealth. You can become wealthy and retire early by moving up the ladder using a specialized skill, and saving >50% of your income.”

Sounds about right?

Here’s the issue with that idea....

For every corporate millionaire, there are 10,000 people living paycheck to paycheck trying to do the same thing.

Let’s compare both roads. 1) The skilled professional vs 2) the Fastlane entrepreneur.

1) Takes 15-30 years to achieve. Is subject to layoffs and industry changes. Earns $175k a year and retires at 48 with 1.2M in stocks and bonds. Lives off of a modest 4% WR @ $48k a year.

2) Takes 5-10 years. Owns a moderately successful business. At age 35 he decides to retire and bring on staff to run the business. He retires with the business paying him $120k a year, while investing 25% into various markets, but most importantly.......he owns AN ASSET.

That’s what the Fastlane is about...

...creating ASSETS that PAY YOU FOR LIFE.
 

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biophase

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That's because you are not open minded and opinionated. Think about an economy where 50% People are self employed and only 15% people do a regular 9-5 job . Think about an economy which has no minimum wage laws. That economy is India . What would you ? . Rush to start a business or hope to get a high paying job ?
You need to read the cashflow quadrant by Kiyosaki. Self employed vs. business owner is not the same thing.

The guy selling food from a cart on the corner is self employed. He's not a business owner in the way we define it here.

If the economy has no minimum wage laws, why wouldn't you rush to start a business? Isn't that good for your business?

Again, I ask, how old are you?
 
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Davejemmolly

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After 3 pages, we’ve finally got to the crux of your issue, and yes, I’d recommend you read the books again.

You’re definitely confusing being self employed with having a fast lane business.

Starting a low barrier entry business, that doesn’t have opportunity to effect millions (either in scale or magnitude) is basically just buying yourself a job.

That’s opposite to the philosophy preached on this forum and espoused in the books.

Maybe read them again from a different perspective!
 
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Nik@16

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Aug 22, 2018
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You need to read the cashflow quadrant. Self employed vs. business owner is not the same thing.

The guy selling food from a cart on the corner is self employed. He's not a business owner in the way we define it here.

If the economy has no minimum wage laws, why wouldn't you rush to start a business? Isn't that good for your business?

Again, I ask, how old are you?
I'm 19. I started my started
first venture in 11th grade . We made an application and sold food to college graduates as the college's canteen cannot make . We reached our market but things didn't worked out for us.I plan to study accounting in school and is thinking of starting a business after completing my education. The market here is very competitive and only the product with cheapest cost survives. We were selling premium products which didn't worked out for us for a long run.
If an economy has no minimum wage everyone tries to work for themselves and the price of products go super low. India is 5 times cheaper than USA.I have read the cashflow quadrant and all the other Kiyosaki books. A self employed person is a doctor and a business owner is the person who owns that hospital. We were not cooking the food but we were marketing it to people. It was online business based on a particular region. We focused on magnitude instead of scale .The reason we failed was that we were not lean .
 
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Nik@16

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Aug 22, 2018
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After 3 pages, we’ve finally got to the crux of your issue, and yes, I’d recommend you read the books again.

You’re definitely confusing being self employed with having a fast lane business.

Starting a low barrier entry business, that doesn’t have opportunity to effect millions (either in scale or magnitude) is basically just buying yourself a job.

That’s opposite to the philosophy preached on this forum and espoused in the books.

Maybe read them again from a different perspective!
I started my first venture before reading MJ so I made many mistakes.
 
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Nik@16

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Aug 22, 2018
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After 3 pages, we’ve finally got to the crux of your issue, and yes, I’d recommend you read the books again.

You’re definitely confusing being self employed with having a fast lane business.

Starting a low barrier entry business, that doesn’t have opportunity to effect millions (either in scale or magnitude) is basically just buying yourself a job.

That’s opposite to the philosophy preached on this forum and espoused in the books.

Maybe read them again from a different perspective!
1.) I was just asking your opinions over the possibility of making 1-1.5 million by the age of 35-40 by just saving the salary.
2.) I was saying that you can make 1-1.5 million by 35-40 by going to colleges like Harvard business school or Harvard law school too. It's less risky and a easier way to do so.
I wanted your opinions on it.
 

PizzaOnTheRoof

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1.) I was just asking your opinions over the possibility of making 1-1.5 million by the age of 35-40 by just saving the salary.
2.) I was saying that you can make 1-1.5 million by 35-40 by going to colleges like Harvard business school or Harvard law school too. It's less risky and a easier way to do so.
I wanted your opinions on it.
If you understood the books and browsed the forum over a month you’d know our opinions.

This is like asking a bodybuilding forum their opinions on running to stay healthy.
 
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Nik@16

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Aug 22, 2018
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If you understood the books and browsed the forum over a month you’d know our opinions.

This is like asking a bodybuilding forum their opinions on running to stay healthy.
I thought you all would like to consider an alternative to money that we all as Entrepreneurs assume to be conventional . I don't give a damn about lambos and mcmansion. My time is not worth these things . Any rational person would want best return on his time and this was the reason of comparing the chances of making 1.5 million from an entrepreneurial venture v/s A just over broke but high paying job. I personally think that business venture is more about passion of making money from ideas as compared to reaching a monetary goal so I would be an entrepreneur for that purpose. I wanted people to think that Ray Kroc became what he became when he was in 50s.
He would be on streets if he failed as he mortgaged his house for it and there are many entrepreneurs who tried to use fastlane principles but they messed up somehow. If business is about a lifestyle choice as compared to an end goal then only it becomes successful.
The answer to my question was I had rather make 50k from business as compared to making 250k sucking corporate co*ck.
Landfill it if you want.
 
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Nik@16

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Aug 22, 2018
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I thought you all would like to consider an alternative to money that we all as entrepreneurs assume to be conventional . I don't give a damn about lambos and mcmansion. My time is not worth these things . Any rational person would want best return on his time and this was the reason of comparing the chances of making 1.5 million from an entrepreneurial venture v/s A just over broke but high paying job. I personally think that business venture is more about passion of making money from ideas as compared to reaching a monetary goal so I would be an entrepreneur for that purpose. I wanted people to think that Ray Kroc became what he became when he was in 50s.
He would be on streets if he failed as he mortgaged his house for it and there are many entrepreneurs who tried to use fastlane principles but they messed up somehow. If business is about a lifestyle choice as compared to an end goal then only it becomes successful.Things have negative consequences if your work is not your goal .
The answer to my question was I had rather make 50k from business as compared to making 250k sucking corporate co*ck.
Landfill it if you want.[/QUOTE]
 

biophase

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I'm 19. I started my started
first venture in 11th grade . We made an application and sold food to college graduates as the college's canteen cannot make . We reached our market but things didn't worked out for us.I plan to study accounting in school and is thinking of starting a business after completing my education. The market here is very competitive and only the product with cheapest cost survives. We were selling premium products which didn't worked out for us for a long run.
If an economy has no minimum wage everyone tries to work for themselves and the price of products go super low. India is 5 times cheaper than USA.I have read the cashflow quadrant and all the other Kiyosaki books. A self employed person is a doctor and a business owner is the person who owns that hospital. We were not cooking the food but we were marketing it to people. It was online business based on a particular region. We focused on magnitude instead of scale .The reason we failed was that we were not lean .
So now I'm hearing, you started a business and it failed, so getting an education and a high paying job is another way to go. You failed in your first business so now you come here to tell us that being a doctor can make you rich.

Well, that is true, but it's not the WAY people here want to get rich. People on this forum already have jobs, and many have high paying jobs. But that's not what they want. The books show a different way to do it.

Why are you even here? Go be a doctor then.

You have limiting beliefs. You hear no minimum wage, so people work for themselves because they get paid too little. I hear no minimum wage, which tells me that I can pick from a good pool of employees and they'd be super happy to get paid a decent living.
 
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Nik@16

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Aug 22, 2018
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So now I'm hearing, you started a business and it failed, so getting an education and a high paying job is another way to go. You failed in your first business so now you come here to tell us that being a doctor can make you rich.

Well, that is true, but it's not the WAY people here want to get rich. People on this forum already have jobs, and many have high paying jobs. But that's not what they want. The books show a different way to do it.

Why are you even here? Go be a doctor then.

You have limiting beliefs. You hear no minimum wage, so people work for themselves because they get paid too little. I hear no minimum wage, which tells me that I can pick from a good pool of employees and they'd be super happy to get paid a decent living.
Read my last post. That's not the case . I ended it by saying that entrepreneurship may not be the most rational decision but it's the most fulfilling decision and this is what I would like to do.
I don't have a limiting belief. I told you why a whole country is self-employed. It was not my reason. My views are pragmatic because only the paranoid survives.
 
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Rick Phillips

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@biophase I admire your patience and your underlying aim to help a stranger despite the fact that they are making it very hard for you to help. Please have some rep!
I'd compare this conversation to trying to play chess against a pigeon. The pigeon can't play chess, won't listen to basic instructions, will knock the pieces over, crap all over the board and then still strut around like he won the game. But I shall also try and help.

@Nik@16

There is a big difference between being self employed and starting a Fastlane business. Again, this concept is clearly defined in the books. Selling $100 bills for $10 makes you self employed but it also makes you an idiot.

You also mentioned that people try Fastlane businesses and they fail so go back to work. This ignores another major argument of the book.

Fastlane businesses do not fail if they are truly Fastlane.

If you apply the principals of the book to a business idea before launching it and follow the correct process principals then it is highly likely that you will succeed. I would imagine that 99.9% of the self employed in India do not have Fastlane businesses and the majority of these 'businesses' could be replicated over night with little pain, education or capital. The cancer corollary was by far the most important part of unscripted, read this over and over again. Nobody will give a flying f*ck that you are 19 and from India if you produce something of incredible value. "Oh you have to be paranoid to survive?" "Shut up and take my money"

Here is my own highly personal example of why you should start a Fastlane business instead of working in a large corporation no matter your age, location or gender.

  • I worked in a large corporation and progressed to a high level relatively quickly. Earning over $100k per annum before the age of 30.
  • This 'achievement' is placed in high regard by the script. My parents and other seeders were so proud.
  • I even owned 40% of the house that I lived in. Again, getting on the property ladder despite $400,000 of debt which must be services by $2000 monthly payments is considered enviable by the scripted.
  • I swapped 5 days for 2, took five weeks of email disturbed holiday and set an alarm for 5am each day.
  • I had been promised the top job and future riches in the form of an even higher salary and also the prospect of comfort in old age if I just invested 10% of my salary in the stock market forever. The lotteries of the property, stock and job markets and my own mortality.
  • But I decided that the promises weren't worth sh*t and that I couldn't stomach one more day of scripted BS. Making other people rich had become the result of my hard work rather than my initial goal of making myself rich from my hard work.
  • I saw an opportunity to start my own business in a related field to my profession and I applied CENTS to my idea.
  • It all checked out so I handed in my notice and started my own business on the 1st of October 2017.
  • One year in and I have doubled my closing salary. I also;
  • Stopped spending $10,000 on a train ticket (after tax)
  • Stopped setting an alarm.
  • Started going to gym every day.
  • Eating dinner with my family.
  • Playing football.
  • Walking the dog on a week day! - The list of positives is endless.
The business is by no means Fastlane yet and I have so much more to achieve but it is already producing income which is not dependant on my time. If my clients work harder and produce larger turnover in their business, it produces bigger profits in mine.

Even if my first year had been a disappointment and I had only made the same salary as I did in the corporate world then I would still be better off.
Why? This is because of the truth that you keep ignoring. A business which makes $100k per annum bottom line is a huge asset and one which would be worth more than all the money that I managed to stow away in an untouchable stock market pension fund over the previous ten years.

Read the books again. Don't be an askhole. Use the forum. Find some luck. Don't be like the 99%. We wish you all the best.
 
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Nik@16

Contributor
Aug 22, 2018
110
31
29
India
@biophase I admire your patience and your underlying aim to help a stranger despite the fact that they are making it very hard for you to help. Please have some rep!
I'd compare this conversation to trying to play chess against a pigeon. The pigeon can't play chess, won't listen to basic instructions, will knock the pieces over, crap all over the board and then still strut around like he won the game. But I shall also try and help.

@Nik@16

There is a big difference between being self employed and starting a fastlane business. Again, this concept is clearly defined in the books. Selling $100 bills for $10 makes you self employed but it also makes you an idiot.

You also mentioned that people try Fastlane businesses and they fail so go back to work. This ignores another major argument of the book.

Fastlane businesses do not fail if they are truly Fastlane.

If you apply the principals of the book to a business idea before launching it and follow the correct process principals then it is highly likely that you will succeed. I would imagine that 99.9% of the self employed in India do not have Fastlane businesses and the majority of these 'businesses' could be replicated over night with little pain, education or capital. The cancer corollary was by far the most important part of unscripted, read this over and over again. Nobody will give a flying f*ck that you are 19 and from India if you produce something of incredible value. "Oh you have to be paranoid to survive?" "Shut up and take my money"

Here is my own highly personal example of why you should start a Fastlane business instead of working in a large corporation no matter your age, location or gender.

  • I worked in a large corporation and progressed to a high level relatively quickly. Earning over $100k per annum before the age of 30.
  • This 'achievement' is placed in high regard by the script. My parents and other seeders were so proud.
  • I even owned 40% of the house that I lived in. Again, getting on the property ladder despite $400,000 of debt which must be services by $2000 monthly payments is considered enviable by the scripted.
  • I swapped 5 days for 2, took five weeks of email disturbed holiday and set an alarm for 5am each day.
  • I had been promised the top job and future riches in the form of an even higher salary and also the prospect of comfort in old age if I just invested 10% of my salary in the stock market forever. The lotteries of the property, stock and job markets and my own mortality.
  • But I decided that the promises weren't worth sh*t and that I couldn't stomach one more day of scripted BS. Making other people rich had become the result of my hard work rather than my initial goal of making myself rich from my hard work.
  • I saw an opportunity to start my own business in a related field to my profession and I applied CENTS to my idea.
  • It all checked out so I handed in my notice and started my own business on the 1st of October 2017.
  • One year in and I have doubled my closing salary. I also;
  • Stopped spending $10,000 on a train ticket (after tax)
  • Stopped setting an alarm.
  • Started going to gym every day.
  • Eating dinner with my family.
  • Playing football.
  • Walking the dog on a week day! - The list of positives is endless.
The business is by no means Fastlane yet and I have so much more to achieve but it is already producing income which is not dependant on my time. If my clients work harder and produce larger turnover in their business, it produces bigger profits in mine.

Even if my first year had been a disappointment and I had only made the same salary as I did in the corporate world then I would still be better off.
Why? This is because of the truth that you keep ignoring. A business which makes $100k per annum bottom line is a huge asset and one which would be worth more than all the money that I managed to stow away in an untouchable stock market pension fund over the previous ten years.

Read the books again. Don't be an askhole. Use the forum. Find some luck. Don't be like the 99%. We wish you all the best.
This is a flawed argument in which a person who is arguing cannot win. Yes ,in theory a person can become rich if he follows all the commandments but can he executive a business which has all the commandments in his lifetimes. Do you consider the chances that even after trying hard for years a person cannot reach all the commandments of fastlane business.I mentioned that people are self-employed in India and I also know that they try to reach fastlane but they don't get there. It's a sad truth. There are many youtubers in India who took a lot of years to scale and they monetised a little but were unable to monetise it after a certain limit . My developers had need , entry ,control ,time leverage but there was no scale. were not able to scale property.
P/E ration of a 100k business is 3-4 in a lot of industries . It means that you'll make 3-4 years of your income in a year in advance , which is great. I have said that my personal aim of running a business would not be expectation of being a millionaire but of diversifying risk by having a lot of clients and customers . Fastlane business works in theory. The expected value of running a business and winning is higher .Failure for a median person in making money is higher as compared to his salaried counterpart. The rational purpose of starting a fastlane business is being in control of value provided by you and your venture as compared to value provided by your designation and profession. I have read a lot of books , executed . I'm skeptical about the reward but I believe is practise and think it's better option for me..I really love you all for believing in me . I guess this was the reason you all tried to convince me . I'm already in the convinced . The reason for writing this post was a moot point that entrepreneurship is not for a median person who is in the game . You have to be a better player to win in business. I rest my case.
 
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Nik@16

Contributor
Aug 22, 2018
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India
This is a flawed argument in which a person who is arguing cannot win. Yes ,in theory a person can become rich if he follows all the commandments but can he executive a business which has all the commandments in his lifetime ? . Do you consider the chances that even after trying hard for years a person cannot reach all the commandments of fastlane business.I mentioned that people are self-employed (not entrepreneurs) in India and I also know that they try to reach fastlane but they don't get there. It's a sad truth. There are many youtubers in India who took a lot of years to scale and they monetised a little but were unable to monetise it after a certain limit . My developers had need , entry ,control ,time leverage but there was no scale. They were not able to scale properly .
P/E ration of a 100k business is 3-4 in a lot of industries . It means that you'll make 3-4 years of your income in a year in advance , which is great. I have said that my personal aim of running a business would not be expectation of being a millionaire but of diversifying risk by having a lot of clients and customers . Fastlane business works in theory. The expected value of running a business and winning is higher .Failure for a median person in making money is higher as compared to his salaried counterpart. The rational purpose of starting a fastlane business is being in control of value provided by you and your venture as compared to value provided by your designation and profession. I have read a lot of books , executed . I'm skeptical about the reward but I believe in it's practise and think it's better option for me.I really love you all for believing in me . I guess this was the reason you all tried to convince me . I'm already convinced . When I started my business , I had barriers of control, time , scale and entry but it went out of trend as need for my product changed and I lost money . The reason for writing this post was a moot point that entrepreneurship is not for a median person who is in the game . You have to be a better player to win in business. I rest my case.
 
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Rick Phillips

Bronze Contributor
Read Millionaire Fastlane
I've Read UNSCRIPTED
Jul 20, 2018
45
117
120
London, United Kingdom
There are many youtubers in India who took a lot of years to scale and they monetised a little but were unable to monetise it after a certain limit
You really must read the book. A YouTube channel is about as far from Fastlane as you can get and you have even made that point for me!

Time - The 'business' is dependant on the content that you create. You will need to add content all the time to maintain subscriber numbers.

Entry - Any fool with a webcam and an internet connection can copy your content over night.

Scale - One distribution channel. Limited to YouTube users. Your quote 'they were unable to monetise it after a certain limit'.

Control - You're using someone else's platform = zero control. YouTube bans you or stops you using its service. Business over. You don't own that business or your content.

Productocracy and therefore a Fastlane business? Not in a million years.

Please try and understand the concept!
 

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