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<div class="bbWrapper"><blockquote data-attributes="member: 11420" data-quote="JAJT" data-source="post: 1160611" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160611" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160611">JAJT said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> <a href="https://www.thefastlaneforum.com/community/members/12657/" class="username" data-xf-init="member-tooltip" data-user-id="12657" data-username="@GPM">@GPM</a><br /> <br /> Nice theater setup!<br /> <br /> For over a decade I had a theater in my basement and if I can offer a suggestion that I thought really made a difference in my theater:<br /> <br /> For a &quot;reasonable&quot; price (a few hundred, not thousands), you can buy &quot;acoustically transparent&quot; screen fabric and slap it on a frame yourself. At the time, this company was &quot;the company&quot; who did this: <a href="https://www.seymourav.com" target="_blank" class="link link--external" rel="nofollow ugc noopener">Seymour AV | Welcome</a> - The screen is the correct color/reflectiveness for a theater screen and you can place your speakers behind it without affecting the audio. Cleans up the center stage look and gives a more immersive experience.<br /> <br /> Normally I&#039;d recommend a fixed aspect ratio screen (IE: 2.4:1, AKA Cinemascope), but studios have started playing really annoying games. If you&#039;ll forgive the rant - when I built my screen I went with a 2.4:1 aspect ratio, which was great at the time because I could zoom the black bars off the screen with my projector to get a constant image height (full top to bottom screen space) and only on lesser aspect ratio movies would the sides be dead white space (which you can just cover with a normal curtain). Unfortunately it&#039;s become really F*cking &quot;cute&quot; to mess with aspect ratios in movies. The Dark Knight is a great example of this - bouncing between F*cking IMAX and Cinemascope aspect ratios all damn movie. Some clever assholes also decided that the bottom &quot;black bar&quot; space should be where subtitles go - which isn&#039;t correct at all. It may make sense on a tv where the black bars are just something you have to live with, so it&#039;s a good use of space, but when you have a projection system, you typically zoom those black bars off screen to get a bigger / fuller image. Well goodbye subtitles when you do this. IMHO there is zero reason why projector users should be looking at black bars (ever), but here we are.... </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>I am not that fancy, and I run a computer through mine, so I need the full screen size for whatever a computer outputs to. 4:3 or something. I don&#039;t know. Full 4k anyways. The computer does all the fancy stuff for me. The horizontal space is always 100% filled no matter the source, and then it has dead black space at the top and bottoms for widescreen movies.<br /> <br /> I actually just watched The Dark knight the other day on it and I didn&#039;t mind it bouncing around between the full screen IMAX and the widescreen bits. It all just fit on my screen anyways.<br /> <br /> It would be nifty to up the size slightly of my screen and then throw those speakers behind it, but these speakers are about 20&quot; deep, and I am not sure I want to lose that much depth in the room. A problem for another day. I am perfectly happy with the current setup and don&#039;t plan on changing anything for a few years.</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 64612" data-quote="Kevin88660" data-source="post: 1160623" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160623" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160623">Kevin88660 said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Western Europe is known for having a professor after tax earning not much more than a fast food worker. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote><br /> That is absolutely not true in Germany.<br /> <br /> A fast food worker usually gets the minimum wage or a bit more. The starting wage for a bachelor&#039;s degree is already somewhere between 40k and 60k a year, master&#039;s degree is higher than that, and the degree required for a professor is higher than a master&#039;s. Depending on what he does exactly, a professor can earn quite a lot of money here. Again, depending on what exactly they do, most are probably upper middle class.<br /> <br /> Of course there are a lot of things that are not going great here, and the gap between the rich and the poor gets bigger and bigger, it&#039;s still possible for most people in the country to at least live a decent life with a roof over their head and warm food on their table.<br /> <br /> But if you want to get rich, you absolutely can achieve this here. In most European countries, if not all, it&#039;s by far more difficult to scale a business up, compared to the US. And though one huge reason is the number of the population of the country, which in every European country is way less than the US, and English being the number one language in western countries, which makes it easier to sell worldwide, the US is definitely doing a lot of things right when it comes to making wealth possible.</div>
 
<div class="bbWrapper">I got reminded by Habit loop that you guys must be talking in random chat thread and wanted to say hello and keep going and bye thats all this also counts as random thought lol. loop complete.</div>
 
<div class="bbWrapper">I&#039;ve been reaching peak procrastination today. <br /> <br /> <a href="https://www.thefastlaneforum.com/community/attachments/1741011136696-webp.63957/" target="_blank"><img src="https://www.thefastlaneforum.com/community/data/attachments/58/58700-568e3924ab22d62f9451e7fda7d261a2.jpg?hash=owQGLS93k_" class="bbImage " style="" alt="1741011136696.webp" title="1741011136696.webp" width="241" height="200" loading="lazy" /></a><br /> <br /> What do you think? <br /> New fastlane forum font incoming?? <img src="/community/imgs/emoticons/em-rofl.png" class="smilie" loading="lazy" alt=":rofl:" title="ROFL :rofl:" data-shortname=":rofl:" /></div>
 
<div class="bbWrapper">Have you ever wondered why some people seem born to start businesses while others stumble their way to success? I’ve been musing about this lately.<br /> <br /> Starting <b>a business isn’t like the sciences. It’s more like practice.</b><br /> <br /> There are rules that make it easier to avoid the dumb mistakes we’ve all made at some point. Beyond that, it’s practice. You cannot read your way into being capable in a high stakes negotiation anymore than reading your way into learning how to swim.<br /> <br /> Some people have an intuitive grasp of it and succeed very early in life. Others need time to become good. For anyone willing—open-minded to learning new skills and generally open to the world—<b>entrepreneurship can be learned through practice.</b><br /> <br /> With that logic, it pays to start as early as you can. That’s why stories of entrepreneurs are littered with lines like, “When I was a kid, I had this or that side hustle.” That was all practice.<br /> <br /> If you’re older and haven’t had that practice but feel you’re “smarter than that other guy who’s got that successful business,” don’t assume you can do it too. Assume it’ll take you time to get there. Like getting in line at Starbucks, eventually you get your coffee. Some lines are shorter, some are longer.<br /> <br /> If you’re younger and have failed at a few small things, be happy. You’re getting that practice. It’s like planting a seed and watering it to get to the fruit of your labor.<br /> <br /> Hope this helps someone.<br /> <br /> <a href="https://www.thefastlaneforum.com/community/attachments/img_7017-webp.63959/" target="_blank"><img src="https://www.thefastlaneforum.com/community/data/attachments/58/58701-64ce85eee8731c3c145169203a00f1f9.jpg?hash=7YdGsfX2m7" class="bbImage " style="" alt="IMG_7017.webp" title="IMG_7017.webp" width="200" height="283" loading="lazy" /></a></div>
 
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<div class="bbWrapper"><blockquote data-attributes="member: 55234" data-quote="Antifragile" data-source="post: 1160689" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160689" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160689">Antifragile said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Have you ever wondered why some people seem born to start businesses while others stumble their way to success? I’ve been musing about this lately.<br /> <br /> Starting <b>a business isn’t like the sciences. It’s more like practice.</b><br /> <br /> There are rules that make it easier to avoid the dumb mistakes we’ve all made at some point. Beyond that, it’s practice. You cannot read your way into being capable in a high stakes negotiation anymore than reading your way into learning how to swim.<br /> <br /> Some people have an intuitive grasp of it and succeed very early in life. Others need time to become good. For anyone willing—open-minded to learning new skills and generally open to the world—<b>entrepreneurship can be learned through practice.</b><br /> <br /> With that logic, it pays to start as early as you can. That’s why stories of entrepreneurs are littered with lines like, “When I was a kid, I had this or that side hustle.” That was all practice.<br /> <br /> If you’re older and haven’t had that practice but feel you’re “smarter than that other guy who’s got that successful business,” don’t assume you can do it too. Assume it’ll take you time to get there. Like getting in line at Starbucks, eventually you get your coffee. Some lines are shorter, some are longer.<br /> <br /> If you’re younger and have failed at a few small things, be happy. You’re getting that practice. It’s like planting a seed and watering it to get to the fruit of your labor.<br /> <br /> Hope this helps someone.<br /> <br /> <a href="https://www.thefastlaneforum.com/community/attachments/63959/" target="_blank">View attachment 63959</a> </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>I&#039;ve been &quot;trying&quot; since I was 11 years old. I babysat, mowed lawns, cleaned houses, mucked horse stalls, pulled weeds, and any other things I could find to get paid to do. I also sold bunches of lilacs each spring on the highway. When I passed the State test and got my RE license, there was no training or help with getting started. It was 49 years ago, before computers or the internet. My broker told me, &quot;There&#039;s your desk and phone. Go to work.&quot; And that was it. I didn&#039;t know what to do or how to be successful. I failed a lot. I finally bought a book written by an insurance salesman. I memorized that book. A couple of years later, some tapes came out telling how to sell RE. I memorized them too. Success was a long journey.</div>
 
<div class="bbWrapper">I have really been working hard on making better choices when I really don&#039;t feel like it. I want to put a big poster up in my office behind my desk that says something along the lines of:<br /> <br /> &quot;If it were tomorrow and you were looking back on today, would you be happy with your choices?&quot;<br /> <br /> I could probably make the wording more fun, but that is what I am asking myself often now. So far it has made some good changes. I have worked out when I was too tired and probably would have skipped it. I played some guitar and practiced. I didn&#039;t play a video game when the opportunity came up (I seem to play less than once a month these days, not that I ever gamed much. I bought the latest DOOM over a year ago and I have played it exactly one time so far).<br /> <br /> Anyone know a good place to have cool posters made up? I know <a href="https://www.thefastlaneforum.com/community/members/55234/" class="username" data-xf-init="member-tooltip" data-user-id="55234" data-username="@Antifragile">@Antifragile</a> posted that sweet a$$ photo a couple days ago with the desk name plate that said something like &quot;emotion follows action&quot; or something like that. I liked that, I want something like that as well. Just these little things I can look at and read and give myself a kick in the a$$ to keep going. I don&#039;t know if that was an AI image or a real item though. I want some cool physical stuff I can look at and read to force myself into motion when I am not feeling like it.</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 12657" data-quote="GPM" data-source="post: 1160734" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160734" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160734">GPM said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> I have really been working hard on making better choices when I really don&#039;t feel like it. I want to put a big poster up in my office behind my desk that says something along the lines of:<br /> <br /> &quot;If it were tomorrow and you were looking back on today, would you be happy with your choices?&quot;<br /> <br /> I could probably make the wording more fun, but that is what I am asking myself often now. So far it has made some good changes. I have worked out when I was too tired and probably would have skipped it. I played some guitar and practiced. I didn&#039;t play a video game when the opportunity came up (I seem to play less than once a month these days, not that I ever gamed much. I bought the latest DOOM over a year ago and I have played it exactly one time so far).<br /> <br /> Anyone know a good place to have cool posters made up? I know <a href="https://www.thefastlaneforum.com/community/members/55234/" class="username" data-xf-init="member-tooltip" data-user-id="55234" data-username="@Antifragile">@Antifragile</a> posted that sweet a$$ photo a couple days ago with the desk name plate that said something like &quot;emotion follows action&quot; or something like that. I liked that, I want something like that as well. Just these little things I can look at and read and give myself a kick in the a$$ to keep going. I don&#039;t know if that was an AI image or a real item though. I want some cool physical stuff I can look at and read to force myself into motion when I am not feeling like it. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>Will today&#039;s choices make you happy tomorrow?</div>
 
<div class="bbWrapper">Or, &quot;Today&#039;s good choices = a happy tomorrow.&quot;</div>
 
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<div class="bbWrapper">You have a very important point. We think about the big decisions and make them carefully. The quality of our lives is more dependent on our smallest decisions and choices. It&#039;s all in how we move through our day. Tomorrow depends on those little choices.</div>
 
<div class="bbWrapper">Just booked my first business class seat ever on a flight. Qantas, Jakarta to Sydney tonight. Got a good deal with some points lol.<br /> <br /> This has been on my list for over 10 years <img src="/community/imgs/emoticons/em-rofl.png" class="smilie" loading="lazy" alt=":rofl:" title="ROFL :rofl:" data-shortname=":rofl:" /></div>
 
<div class="bbWrapper">I like to imagine that it is already tomorrow, and the feeling I will have looking back on today. Doing that small thought experiment is what has really pushed my good decisions over the edge.<br /> <br /> I had my parents over for homemade burgers and fries last night. Grass fed beef, local garlic, organic potatoes cooked into tallow I rendered myself. high quality salt and ingredients all around. My dad said it was the best burger and fries he has ever had in his life. That was pretty cool. I like to pan fry burgers like this in cast iron as it keeps them juicier and more flavorful, but I was out of time so cooked them on the grill. Next time I do them I will cook them properly for them!<br /> <br /> Even as a relatively old guy, it still makes me incredibly proud to make my parents happy!</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 34918" data-quote="MattR82" data-source="post: 1160742" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160742" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160742">MattR82 said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Just booked my first business class seat ever on a flight. Qantas, Jakarta to Sydney tonight. Got a good deal with some points lol.<br /> <br /> This has been on my list for over 10 years <img src="/community/imgs/emoticons/em-rofl.png" class="smilie" loading="lazy" alt=":rofl:" title="ROFL :rofl:" data-shortname=":rofl:" /> </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote><br /> Please report if it was worth it. I don&#039;t think I&#039;ll ever convince myself to pay 10x the amount of a regular fare for a little bit more comfort.</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 5905" data-quote="MTF" data-source="post: 1160744" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160744" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160744">MTF said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Please report if it was worth it. I don&#039;t think I&#039;ll ever convince myself to pay 10x the amount of a regular fare for a little bit more comfort. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>I had a look and it&#039;s about 5x or just under.<br /> <br /> The lie flat bed is the main thing I want.<br /> <br /> I&#039;m used to flying Perth to Europe on long haul 22 hour flights so anything 6 hours and under doesn&#039;t worry me. But I really want to do Emirates business class on the A380 on a long haul flights one day. <br /> <br /> I&#039;d take business class long haul every time over an expensive car any day of the week. Just give me a Camry lol.</div>
 
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<div class="bbWrapper">3 types of people on a typical morning peak hour rush commute (bus, metro/subway):<br /> <br /> 1) The Doomscrollers : Ah, the nerds who keep staring at their phones either playing video games or watching videos even while walking or on the escalator<br /> <br /> 2) The Dashers: Always in a hurry, always never enough time. They run down the escalator, they rush for the train, they run instead of walk, always in a fluster. Where are they rushing to?! Yes, to draft that $65 million contract for the client so their bosses get richer, to fulfill their bosses&#039; dreams.<br /> <br /> 3) The Slow Crawlers: Dragging their feet, highly reluctant to go to work. To these, they hope the commuting journey doesn&#039;t end so that they never have to reach the corporate hellhole which is their office.</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 12657" data-quote="GPM" data-source="post: 1160743" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160743" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160743">GPM said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> I like to imagine that it is already tomorrow, and the feeling I will have looking back on today. Doing that small thought experiment is what has really pushed my good decisions over the edge.<br /> <br /> I had my parents over for homemade burgers and fries last night. Grass fed beef, local garlic, organic potatoes cooked into tallow I rendered myself. high quality salt and ingredients all around. My dad said it was the best burger and fries he has ever had in his life. That was pretty cool. I like to pan fry burgers like this in cast iron as it keeps them juicier and more flavorful, but I was out of time so cooked them on the grill. Next time I do them I will cook them properly for them!<br /> <br /> Even as a relatively old guy, it still makes me incredibly proud to make my parents happy! </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>I&#039;m proud of my 4 college degrees and my business success -- BUT I&#039;m most proud that I went back and got Mom out of her hell marriage to my Dad. I then took care of her for the last 10 years of her life. We had wonderful times together that I think of often. I even went back and made my peace with Dad before the end of his life. You are doing a good thing -- both for them and for you.</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 34918" data-quote="MattR82" data-source="post: 1160748" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160748" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160748">MattR82 said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> I had a look and it&#039;s about 5x or just under.<br /> <br /> The lie flat bed is the main thing I want.<br /> <br /> I&#039;m used to flying Perth to Europe on long haul 22 hour flights so anything 6 hours and under doesn&#039;t worry me. But I really want to do Emirates business class on the A380 on a long haul flights one day.<br /> <br /> I&#039;d take business class long haul every time over an expensive car any day of the week. Just give me a Camry lol. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>Did you have credit card spending rebates that pay for these tickets?</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 64612" data-quote="Kevin88660" data-source="post: 1160758" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160758" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160758">Kevin88660 said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Did you have credit card spending rebates that pay for these tickets? </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>I switched to a Qantas NAB signature card 6 months ago and received 120 thousand Qantas points for changing. I have a friend that does this every 2 years and he gets a free return business class flight for his wife and him to Singapore every time so thought screw it, I&#039;ll do it. <br /> It would have taken me ages to get that many points otherwise.<br /> <br /> I&#039;ve always been against the idea of being a points hunter as I couldn&#039;t be bothered with the time to try and collect, but this was no effort.</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 12657" data-quote="GPM" data-source="post: 1160734" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160734" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160734">GPM said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> I have really been working hard on making better choices when I really don&#039;t feel like it. I want to put a big poster up in my office behind my desk that says something along the lines of:<br /> <br /> &quot;If it were tomorrow and you were looking back on today, would you be happy with your choices?&quot; </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>My version of this was:<br /> <br /> &quot;Today&#039;s execution = Tomorrow&#039;s results&quot;<br /> <br /> I used to have all sorts of things written with a Sharpie on my wall, ranging from kind words of encouragement to death threats. My favorite one was the word &quot;<b>HELL</b>&quot; written in all capital letters, which used to remind me what was going to happen if I didn&#039;t work.<br /> <br /> <blockquote data-attributes="member: 12657" data-quote="GPM" data-source="post: 1160734" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160734" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160734">GPM said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Anyone know a good place to have cool posters made up? </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>Heavy Industry Labs LLC<br /> <br /> <span class="bbCodeInlineSpoiler" data-xf-click="toggle-class" data-class="bbCodeInlineSpoiler" tabindex="0" role="button"><br /> <a href="https://www.thefastlaneforum.com/community/attachments/1741069730618-webp.63980/" target="_blank"><img src="https://www.thefastlaneforum.com/community/data/attachments/58/58710-fe0eddb0ebbf6d6c296d381423e4dde4.jpg?hash=I5zWK3q1oe" class="bbImage " style="" alt="1741069730618.webp" title="1741069730618.webp" width="200" height="279" loading="lazy" /></a><br /> </span></div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 34918" data-quote="MattR82" data-source="post: 1160765" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160765" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160765">MattR82 said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> I switched to a Qantas NAB signature card 6 months ago and received 120 thousand Qantas points for changing. I have a friend that does this every 2 years and he gets a free return business class flight for his wife and him to Singapore every time so thought screw it, I&#039;ll do it.<br /> It would have taken me ages to get that many points otherwise.<br /> <br /> I&#039;ve always been against the idea of being a points hunter as I couldn&#039;t be bothered with the time to try and collect, but this was no effort. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>Yeah, I researched on it and decided it&#039;s not worth the hassle.<br /> <br /> I have a friend keep accumulating points and flying business with wife and kids for holiday.<br /> <br /> Banks buy the offering from airlines in bulk and charge card fee from merchants, who are trying to avoid paying these by encouraging direct bank transfer using apps.<br /> <br /> By chasing points, we the consumers, are kindly of cornering other businesses (many of them small business) into paying hefty fees to banks, in return,n share some back to customers as rewards. It&#039;s like a predatory business model that doesn&#039;t increase any efficiency in the payment ecosystem. There are plenty of non-card electronic payment systems that are free or low cost to the businesses these days.</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 64612" data-quote="Kevin88660" data-source="post: 1160768" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160768" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160768">Kevin88660 said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Yeah, I researched on it and decided it&#039;s not worth the hassle.<br /> <br /> I have a friend keep accumulating points and flying business with wife and kids for holiday.<br /> <br /> Banks buy the offering from airlines in bulk and charge card fee from merchants, who are trying to avoid paying these by encouraging direct bank transfer using apps.<br /> <br /> By chasing points, we the consumers, are kindly of cornering other businesses (many of them small business) into paying hefty fees to banks, in return,n share some back to customers as rewards. It&#039;s like a predatory business model that doesn&#039;t increase any efficiency in the payment ecosystem. There are plenty of non-card electronic payment systems that are free or low cost to the businesses these days. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>I would say about 95% of what I use my credit card for is just buying flights, hotels and uber. Day to day stuff I tend to just use my regular everyday card.</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 12657" data-quote="GPM" data-source="post: 1160734" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160734" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160734">GPM said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> I have really been working hard on making better choices when I really don&#039;t feel like it. I want to put a big poster up in my office behind my desk that says something along the lines of:<br /> <br /> &quot;If it were tomorrow and you were looking back on today, would you be happy with your choices?&quot;<br /> <br /> I could probably make the wording more fun, but that is what I am asking myself often now. So far it has made some good changes. I have worked out when I was too tired and probably would have skipped it. I played some guitar and practiced. I didn&#039;t play a video game when the opportunity came up (I seem to play less than once a month these days, not that I ever gamed much. I bought the latest DOOM over a year ago and I have played it exactly one time so far).<br /> <br /> Anyone know a good place to have cool posters made up? I know <a href="https://www.thefastlaneforum.com/community/members/55234/" class="username" data-xf-init="member-tooltip" data-user-id="55234" data-username="@Antifragile">@Antifragile</a> posted that sweet a$$ photo a couple days ago with the desk name plate that said something like &quot;emotion follows action&quot; or something like that. I liked that, I want something like that as well. Just these little things I can look at and read and give myself a kick in the a$$ to keep going. I don&#039;t know if that was an AI image or a real item though. I want some cool physical stuff I can look at and read to force myself into motion when I am not feeling like it. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>Reminds me of the business/life coaching advice to imagine it&#039;s the end of the current year and you&#039;re reflecting on how it went.<br /> <br /> Ask yourself now, &quot;What needs to have happened for me to be happy with the progress I made when I look back at the end of the year?&quot;<br /> <br /> It could be thinking ahead to Sunday and asking what needs to have happened for you to be happy with progress this week.<br /> <br /> Or indeed a daily exercise as you&#039;re doing.<br /> <br /> I find it helps me figure out what&#039;s most important to me. I should do it more often.</div>
 
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<div class="bbWrapper"><blockquote data-attributes="member: 34918" data-quote="MattR82" data-source="post: 1160748" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160748" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160748">MattR82 said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> I had a look and it&#039;s about 5x or just under.<br /> <br /> The lie flat bed is the main thing I want.<br /> <br /> I&#039;m used to flying Perth to Europe on long haul 22 hour flights so anything 6 hours and under doesn&#039;t worry me. But I really want to do Emirates business class on the A380 on a long haul flights one day.<br /> <br /> I&#039;d take business class long haul every time over an expensive car any day of the week. Just give me a Camry lol. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>Qatar is my favourite, you can make the seats into a double bed and close the doors, and the lounge in Doha is insane, they have a Louis Vuitton lounge<br /> <br /> The bar in emerites is cool but the seats suck<br /> <br /> Also you just made a huge mistake lol, you are never going to want to fly economy again<br /> <br /> Make sure you keep the pajamas</div>
 
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<div class="bbWrapper"><blockquote data-attributes="member: 64612" data-quote="Kevin88660" data-source="post: 1160768" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160768" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160768">Kevin88660 said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Yeah, I researched on it and decided it&#039;s not worth the hassle.<br /> <br /> I have a friend keep accumulating points and flying business with wife and kids for holiday.<br /> <br /> Banks buy the offering from airlines in bulk and charge card fee from merchants, who are trying to avoid paying these by encouraging direct bank transfer using apps.<br /> <br /> By chasing points, we the consumers, are kindly of cornering other businesses (many of them small business) into paying hefty fees to banks, in return,n share some back to customers as rewards. It&#039;s like a predatory business model that doesn&#039;t increase any efficiency in the payment ecosystem. There are plenty of non-card electronic payment systems that are free or low cost to the businesses these days. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>So you don’t use credit cards because of this? Do the businesses charge you less when you use a low cost or free to them payment system?</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 5905" data-quote="MTF" data-source="post: 1160744" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160744" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160744">MTF said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Please report if it was worth it. I don&#039;t think I&#039;ll ever convince myself to pay 10x the amount of a regular fare for a little bit more comfort. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>I hate it be that snob, but I’m not flying anywhere over 5 hours now if it’s not business class. Yes, it’s absolutely worth the 5x in price, if you get lie flat seats. And also the food and lounges are great too. But the main perk is getting a good night’s sleep on the plane.</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 23" data-quote="biophase" data-source="post: 1160776" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160776" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160776">biophase said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> So you don’t use credit cards because of this? Do the businesses charge you less when you use a low cost or free to them payment system? </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>They don’t. Some small businesses outright discourage cards saying they will charge us more we pay via cards. <br /> <br /> The credit card rebate probably amounts to 1-1.5 percent of my expenditure. Not a lot enticing.<br /> <br /> So I stick to debit card which is without fee, and I pay whatever mode is convenient at the point of purchase.</div>
 
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<div class="bbWrapper"><blockquote data-attributes="member: 5905" data-quote="MTF" data-source="post: 1160744" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160744" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160744">MTF said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Please report if it was worth it. I don&#039;t think I&#039;ll ever convince myself to pay 10x the amount of a regular fare for a little bit more comfort. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>I am not at a level willing to pay 5-10x more than economy class either.<br /> <br /> But some budget airline offer economy premium or business lite which is 2x the economy price on paper, and if you factor in choosing seat with extra luggage and meal on the plane on top of the economy class package, its almost about the same with the premium version only slightly expensive and hence that made sense for me.</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 51608" data-quote="WJK" data-source="post: 1160740" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160740" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160740">WJK said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> You have a very important point. We think about the big decisions and make them carefully. The quality of our lives is more dependent on our smallest decisions and choices. It&#039;s all in how we move through our day. Tomorrow depends on those little choices. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>My chiropractor has a poster that says<br /> &quot;Every decision you make moves you closer to wellness or dis-ease&quot;<br /> I like it, applies to everything!</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 51608" data-quote="WJK" data-source="post: 1160738" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/community/goto/post?id=1160738" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-1160738">WJK said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Will today&#039;s choices make you happy tomorrow? </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>I love this. Can see it on a t-shirt.</div>
 
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<div class="bbWrapper">Blimey. Just found out one of the guys in our estate who I say hello to when we&#039;re both walking our dogs, and who&#039;s in our estate WhatsApp &quot;pub club&quot; group ... is going to be the head of the Irish Defence Forces (the highest military position in Ireland). Pretty cool that he keeps all that separate from his &quot;home&quot; persona.</div>
 

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