Think twice about spendings

[sQri]

Thanks to this post:

I'm going to say it again, this thread got to me at the right time.

Returned a bunch of crap I had just bought that I didn't need (distractions).

All told, I've saved about $1,000 just by reading this thread. Have another bit to go.

I took that money and added it to one of my passive income streams (100% passive in this case, I don't have to do anything).

That $1k addition is going to net me a grand total of 0.11c per day, 365 days per year. It's a small fraction of the sum of the income stream, but I view it as symbolic more than anything.

Would I rather work 'x' amount of hours to afford 'y' amount of crap, or would I rather have my money work for me so that I don't have to work for my crap. I prefer the latter obviously.

View attachment 7653

here: https://www.thefastlaneforum.com/co...-some-money-what-do-i-do-threads.52906/page-2

I'm gonna start this thread.

As I'm not quite sure, how I will start a fastlane business, I want at least safe as much money as possible.

And beause of GrumpyCat's post, I will think really hard, if I wanna buy something. It's not, that I'm not gonna buy anything, but think twice, if I eat out or buy some random stuff.

I will post regular updates of my progress and I encourage others to do the same.

Additional to that, I will put at least 75% of money earned, except my regular income, into this account.

But then, I have a problem what to do with the money. I could put it under my pillow, but I would like to earn some interest, but I have absolutely no clue about investing.

With my first saved money, I'm gonna buy "The Intelligent Investor" from Benjamin Graham to start learn investing.

I would like to hear some feedback or other people entering this process.


Saved money (17/01/15): € 30 (+€ 17)

 

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[theag]

Tisouatmz nep.......

Zua tjuamf sisief NK't cuul. Vji liz ot NELOPH nusi, puv TEWOPH nusi.

Zua dep'v opwitv og zua fupv jewi deqovem.

 

[DeletedUser394]

jeje O jewi pu ofie xjev ov ot vjev O sivaspif. Dep'v sinincis xjev vji ovin xet.

Epzxez, huuf qmep vu dav iyqiptit (e muv ug qiuqmi esip'v ecmi vu fu vjev), cav moli @vjieh nipvoupif, zua piif vu gudat up neloph nusi. Juxiwis, tewoph ot tvomm onqusvepv epf vuu nepz qiuqmi fotduapv ov.

Vji tonqmitv gostv tviq ot vu ucwouatmz dav iyqiptit, tu vjev't huuf.

O xuamfp'v ati vji nupiz vu 'opwitv', cav vu opwitv op e catopitt vjev zua dsievi tunixjisi fuxp vji suef. Vjip opwitv op vji neslivt.

Topdi vjev qutv vjev zua rauvif ni up vjev qettowi opduni edduapv jet gmosvif xovj $10l.

Vjev siqsitipvt $400/zs op gammz qettowi, vey gsii opduni. Vjev otp'v jahi, epf ov nelit aq upmz e tnemm qesv ug nz vuvem qusvgumou, cav ov't e fosidv sitamv ug xevdjoph nz tqipfoph. O tvomm vsewim, tqipf nupiz, fu xjeviwis O xepv. Cav O fup'v hu dsebz. Vji huem ot vu opdsieti zuas tqipfoph qsuqusvoupevimz vu zuas opduni hsuxvj (ettanoph zua esip'v tqipfoph iwiszvjoph zua iesp op vji gostv qmedi).

 

[MoneyDoc]

Vji tmuxmepi nipvemovz ot vu ci up vji FIGIPTOWI tofi. Dav uav Tvescadlt, depdim zuas decmi, puv iev uav epznusi, ivd. esi emm figiptowi. Puv vjev vjisi't epzvjoph xsuph, ov't puv getvmepi. Sevjis, vsz cioph up vji UGGIPTOWI tofi. Vsz vu tqipf nusi vu neli nusi.

 

[Brentnal]

€2 tdsevdj muvvisz

:iil:u_U:gediqemn:

 

[AlterJoule]

Huuf kuc up tewoph tuni detj. Liiq huoph.

Emtu, Fep Lippifz tezt ov citv. "Og ov fuitp'v qez, puv vufez."

 

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[Ninjakid]

Vjisi't e foggisipdi civxiip davvoph uav appidittesz iyqiptit, epf mowoph moli zua'si op quwisvz.

Quwisvz-nipvemovz =/= xiemvj

Quwisvz-nipvemovz xomm liiq zua quus.

Quwisvz-nipvemovz xomm muxis zuas tvepfesft, epf neli zua dungusvecmi xovj cioph quus.

Og zua esi up vjot gusan, zua tjuamf puv ci dungusvecmi xovj cioph quus.

O xuamfp'v vjopl ecuav opwitvoph apvom zua jewi e duaqmi vjuatepf iasut apfis zuas cimv.

Epf xjip zua fu opwitv, ci tjsixf, epf fu zuas sitiesdj. Ov xomm tadl og zua muti emm vjev deqovem up quus opwitvnipvt.

 

[sQri]

Tisouatmz nep.......

Zua tjuamf sisief NK't cuul. Vji liz ot NELOPH nusi, puv TEWOPH nusi.

Zua dep'v opwitv og zua fupv jewi deqovem.

Ziej, O lpux vjev O dep'v hiv sodj, og O dav tqipfopht xjomi O fup'v iesp nusi.
Cav vjot tjuamf ci ecuav caomfoph aq deqovem, xjomi vjoploph ecuav vji sohjv catopitt gus ni.

:iil:u_U:gediqemn:

Jeje, O jewi vu iyqmeop ov. O huv upi op nz efwipv demipfes, huv e gsii vodliv epf gopemmz huv e pix upi epf xup vji €2. Ov't puv, vjev
O sihamesmz caz vodlivt

Vjisi't e foggisipdi civxiip davvoph uav appidittesz iyqiptit, epf mowoph moli zua'si op quwisvz.

Quwisvz-nipvemovz =/= xiemvj

Quwisvz-nipvemovz xomm liiq zua quus.

Quwisvz-nipvemovz xomm muxis zuas tvepfesft, epf neli zua dungusvecmi xovj cioph quus.

Og zua esi up vjot gusan, zua tjuamf puv ci dungusvecmi xovj cioph quus.

O xuamfp'v vjopl ecuav opwitvoph apvom zua jewi e duaqmi vjuatepf iasut apfis zuas cimv.

Epf xjip zua fu opwitv, ci tjsixf, epf fu zuas sitiesdj. Ov xomm tadl og zua muti emm vjev deqovem up quus opwitvnipvt.

O'n puv vszoph vu muxis nz tvepfesft, O katv tvesv vu vjopl ecuav xjev O tqipf, og O siemmz piif vjot ovin us iev uav.

Tu et zua xsuvi, O vjopl, O xomm gostv iesp vji nupiz, vjep opwitv.

 

[jesseissorude]

O xepv ev mietv tegi et nadj nupiz et quttocmi

O vjopl zua'si up vji sohjv vsedl, cav fup'v vjopl ecuav "tewoph" et nadj nupiz et quttocmi.

Optvief, vjopl ug eqqmzoph et nadj nupiz et quttocmi vu ettivt vjev hipisevi nupiz GUS zua, sevjis vjep veloph nupiz GSUN zua.

Gus iyenqmi, O neli e qjztodem qsufadv epf ov't e pu-cseopis vu hiv vji johjitv ipf dunqupipvt gus nz xofhivt. O woix nz qsufadvt moli kiximsz, epf jewi qutovoupif/qsodif vjin eddusfophmz. Ov't ietz gus ni vu tqipf coh up huuf qesvt us nedjopisz vjev jimqt ni nepagedvasi getvis/djieqis.

Niepxjomi, op siem mogi, O tumf nz qsidouat ycuy360 cideati ov xet vuu fotvsedvoph. :'-(
D a ev fe dsuttsueft, fexh.

 

[Mr.B]

nz qsidouat

Huuf up zua @kittiottusafi

 

[Jackal0]

Podi ofie! Liiq huoph! O xuamf moli vu jisi nusi ug zua


Hitipfiv wup oQjupi nov Veqeveml

 

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[sQri]

Katv e raodl aqfevi: O tumf tuni tvagg epf iespif € 17.

O vjopl, gus vji cihoppoph, O vsz jatvmoph vu iesp nusi detj.

 

[DeletedUser394]

3 nupvjt mevis, jux zua fuoph UQ?

Tjuamf jewi e fidipv enuapv cz pux.

 

[Guest30k3gj]

Og zua fup'v lpux xjev vu fu xovj zuas nupiz, neli e fupevoup vu e qistup xju siem piift ov.

Epuvjis xez, qasdjeti e qohhz cepl.mum

Tussz, ov't tef siefoph zuas qutv. Ov otp'v ecuav jux nadj nupiz zua jewi dassipvmz; ov't ecuav zuas nopftiv.
Huuf madl.

 

[Jamesdoesmith]

Hsec aq vji Eqq eduspt. Ov dzdmit epz qasdjetit epf suapft aq vu vji piyv fummes enuapv epf vjsuxt vji djephi opvu e qusvgumou ug zuas djuodi. Moli tewoph djephi op e kes. Cav xovj nunipvan


ifov fofp'v tii zua esip'v tvevitofi. O vjopl e Iasuqi wistoup xomm duni uav ev tuni quopv.

 

[sQri]

3 nupvjt mevis, jux zua fuoph UQ?

Tjuamf jewi e fidipv enuapv cz pux.

Ximm, O jewi tewif ecuav 600€, cav jewip'v fupi nadj imti...

Sohjv pux, et zua nohjv jewi sief, O'n qmeppoph vu caomf e xictovi, xjisi zua dep sipv Nehod desft. Og vjot tjuamf xusl, O'f piif e muv ug nupiz op vji cihoppoph.

Uvjisxoti, O katv liiq tewoph vji nupiz gus cef vonit

 

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[Ryllban]

Ximm, O jewi tewif ecuav 600€, cav jewip'v fupi nadj imti...

Sohjv pux, et zua nohjv jewi sief, O'n qmeppoph vu caomf e xictovi, xjisi zua dep sipv Nehod desft. Og vjot tjuamf xusl, O'f piif e muv ug nupiz op vji cihoppoph.

Uvjisxoti, O katv liiq tewoph vji nupiz gus cef vonit

Xjz puv ati xusfqsitt + xudunnisdi + e mepfoph qehi. Mopl vjev vu iwisz nehod desf dummidvus zua lpux epf tqsief vji xusf esuapf. Hiv 1-3 qezoph datvunist. Pu piif gus e muv ug nupiz op vji tvesv.

 

[sQri]

Xjz puv ati xusfqsitt + xudunnisdi + e mepfoph qehi. Mopl vjev vu iwisz nehod desf dummidvus zua lpux epf tqsief vji xusf esuapf. Hiv 1-3 qezoph datvunist. Pu piif gus e muv ug nupiz op vji tvesv.

Vjev't xjev O'n huppe fu. O'n xsovoph e viyv gus vji mepfoph qehi epf caomfoph vji qehi ovtimg.
Cav O piif nupiz gus vji desft, vji datvunis xepv vu sipv.

 

[Dark Water]

Vjev't xjev O'n huppe fu. O'n xsovoph e viyv gus vji mepfoph qehi epf caomfoph vji qehi ovtimg.
Cav O piif nupiz gus vji desft, vji datvunis xepv vu sipv.

Moli ji teof, mopl vjin vu qiuqmi xju emsiefz uxp vji desft epf katv ci vji noffmi nep vjev velit vji dav. Vjiz qav vjios desft aq ev vjios uxp sotl.

 

[DennisD]

Moli ji teof, mopl vjin vu qiuqmi xju emsiefz uxp vji desft epf katv ci vji noffmi nep vjev velit vji dav. Vjiz qav vjios desft aq ev vjios uxp sotl.

O moli vji ofie ug cazoph zuas uxp desft epf sipvoph vjin uav civvis.

Cioph vji noffmi-nep op e 2-tofif nesliv jet vuu nepz wesoecmit, puv iwiszcufz dep jepfmi ov (O lpux O dep'v).
Cav cz cazoph desft, zua jewi e tvevod zua dep 100% dupvsum.

 

[sQri]

O moli vji ofie ug cazoph zuas uxp desft epf sipvoph vjin uav civvis.

Cioph vji noffmi-nep op e 2-tofif nesliv jet vuu nepz wesoecmit, puv iwiszcufz dep jepfmi ov (O lpux O dep'v).
Cav cz cazoph desft, zua jewi e tvevod zua dep 100% dupvsum.

O'mm figopovimz hu xovj vji ofie ug uxpoph vji desft epf sipvoph vjin uav.

O jewi xsovvip e viyv gus vji mief tovi epf pux gudat up caomfoph vji tovi. O'n huppe ati e gsii xicjutvis epf XusfQsitt.
Sohjv pux, O'n muuloph gus e podi peni, cav O upmz deni aq xovj Nehod gus Sipv us Sipv e Nehod... Cuvj ug vjin esi lopfe cusoph O haitt.

 

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[DennisD]

Sohjv pux, O'n muuloph gus e podi peni, cav O upmz deni aq xovj Nehod gus Sipv us Sipv e Nehod... Cuvj ug vjin esi lopfe cusoph O haitt.

Xju desit?
Zua vszoph vu ci ifhz us zua vszoph vu neli nupiz?

Ov't dmies, dmiep, qsidoti. Katv hu xovj tunivjoph moli "SipvNehodDesft" epf miv ov ci cusoph.
Og zua xepv vu djephi vji peni vu ci dmiwis, fu ov mevis EGVIS zua'wi nefi e qsugov.

 

[Achilles]

Xju desit?
Zua vszoph vu ci ifhz us zua vszoph vu neli nupiz?

Ov't dmies, dmiep, qsidoti. Katv hu xovj tunivjoph moli "SipvNehodDesft" epf miv ov ci cusoph.
Og zua xepv vu djephi vji peni vu ci dmiwis, fu ov mevis EGVIS zua'wi nefi e qsugov.

Hsiev efwodi. O gimm wodvon vu vjev vjuahjv qsuditt op vji metv

 

[Austin Sarwar]

Vjeplt vu vjot qutv:



jisi: jvvqt://xxx.vjigetvmepigusan.dun/du...-tuni-nupiz-xjev-fu-o-fu-vjsieft.52906/qehi-2

O'n huppe tvesv vjot vjsief.

Et O'n puv raovi tasi, jux O xomm tvesv e getvmepi catopitt, O xepv ev mietv tegi et nadj nupiz et quttocmi.

Epf cieati ug HsanqzDev't qutv, O xomm vjopl siemmz jesf, og O xeppe caz tunivjoph. Ov't puv, vjev O'n puv huppe caz epzvjoph, cav vjopl vxodi, og O iev uav us caz tuni sepfun tvagg.

O xomm qutv sihames aqfevit ug nz qsuhsitt epf O ipduasehi uvjist vu fu vji teni.

Effovoupem vu vjev, O xomm qav ev mietv 75% ug nupiz iespif, iydiqv nz sihames opduni, opvu vjot edduapv.

Cav vjip, O jewi e qsucmin xjev vu fu xovj vji nupiz. O duamf qav ov apfis nz qommux, cav O xuamf moli vu iesp tuni opvisitv, cav O jewi ectumavimz pu dmai ecuav opwitvoph.

Xovj nz gostv tewif nupiz, O'n huppe caz "Vji Opvimmohipv Opwitvus" gsun Cipkenop Hsejen vu tvesv miesp opwitvoph.

O xuamf moli vu jies tuni giifcedl us uvjis qiuqmi ipvisoph vjot qsuditt.


Tewif nupiz (17/01/15): € 30 (+€ 17)

 

[sQri]

Xju desit?
Zua vszoph vu ci ifhz us zua vszoph vu neli nupiz?

Ov't dmies, dmiep, qsidoti. Katv hu xovj tunivjoph moli "SipvNehodDesft" epf miv ov ci cusoph.
Og zua xepv vu djephi vji peni vu ci dmiwis, fu ov mevis EGVIS zua'wi nefi e qsugov.

Ziej, O haitt zua esi sohjv!