Ha, I'm literally in the process of selling my appartment as well and I can only confirm your experience. The original idea a year ago ehen i bought it was that I can make yearly pre payments (I'd use all of our money accumulated over the course of a year after paying for mortgage. In other words playing frugality game to the most).
Now, as bad as it sounds it gets even worse given the scorching red market of Toronto and risks that it imposes, shall I decide to simply pay accordingly to schedule and forget about pre payments will expose me to 10yrs of risky journey.
Not even to mention that the appartment isn't worth its price in the first place...
This had been a reason of some harsh tslks eith my wife lately who isn't ready to give it up so easily (why? It's just a concrete box after all, no hard feelings should be involved)
You know, I personally feel that the more I hear that I'm wrong then the more confidence it gives me to follow my own path.
My J.O.B. is in IT as well btw
Sent from my SM-G930F using Tapatalk
Now, as bad as it sounds it gets even worse given the scorching red market of Toronto and risks that it imposes, shall I decide to simply pay accordingly to schedule and forget about pre payments will expose me to 10yrs of risky journey.
Not even to mention that the appartment isn't worth its price in the first place...
This had been a reason of some harsh tslks eith my wife lately who isn't ready to give it up so easily (why? It's just a concrete box after all, no hard feelings should be involved)
You know, I personally feel that the more I hear that I'm wrong then the more confidence it gives me to follow my own path.
My J.O.B. is in IT as well btw
Sent from my SM-G930F using Tapatalk
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