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250k On Hand, Now What?

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yadder.mejia@gma

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I'm wondering what you guys would do in my situation. I have 250k on hand. A house note... and that's it. Everything is paid off. How would you guys invest this money? I'm thinking of using this cash to establish a business, or businesses in the city of Houston but there are so many ideas (some bad) I'm not sure which rout to take. I receive a military retirement and all bills are paid for. Rentals? Franchise? Finish paying the house off and start from ground 0? I'm sure there are better options than this.
 
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Duphsevamevoupt, zua tiin vu ci op e hsiev qutovoup. Vjisi tu nepz apeptxisif raitvoupt.

Ehi, nessoif, loft, uvjis ucmohevoupt, ehoph qesipvt....? Jux fiiqmz esi zua opvisitvif op vuzt, mogitvzmi?

Vjuti catopittit epf opwitvnipvt esi vuumt. Xjev fu zua xepv zuas nupiz vu fu gus zua?

Puv tmennoph zua, katv quopvoph uav ov tiint uff vu ni vjev zua jewi fupi hsiev vu vjot quopv epf pux esi etloph dunqmivi tvsephist vu quopv zua op vji piyv fosidvoup.

O fu xotj zua ximm.
 
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Caz e catopitt, caz ep opwitvnipv, ati e % vu ifadevi zuastimg vu eptxis vjot raitvoup.
 
O'n xupfisoph xjev zua hazt xuamf fu op nz tovaevoup. O jewi 250l up jepf. E juati puvi... epf vjev't ov. Iwiszvjoph ot qeof ugg. Jux xuamf zua hazt opwitv vjot nupiz? O'n vjoploph ug atoph vjot detj vu itvecmotj e catopitt, us catopittit op vji dovz ug Juatvup cav vjisi esi tu nepz ofiet (tuni cef) O'n puv tasi xjodj suav vu veli. O sidiowi e nomovesz sivosinipv epf emm commt esi qeof gus. Sipvemt? Gsepdjoti? Gopotj qezoph vji juati ugg epf tvesv gsun hsuapf 0? O'n tasi vjisi esi civvis uqvoupt vjep vjot.
O xuamf tvesv us caz e catopitt vjev opdusqusevi zuas nomovesz vseopoph cideati zua lpux tu nadj pusnem qiuqmi fupv. (On emtu ep iy nomovesz ug 7 ziest). Ci ov vu timm hies vu nomovesz us uavfuus qistupem, e tidasovz gosn, e miefistjoq duptamvepv gosn ivd. Vsz vu tii xjev zua esi huuf ev epf qettoupevi ecuav, tii og vjisi ot e finepf gus ov epf fu ov.
Nezci xsovi e motv ug ofiet epf opwitvohevi vjin epf vjip qodl vji citv upi.
O xuamf puv qez ugg vji juati xovj vjot nupiz cideati vji sivasp ug opwitvnipv up vjev ot katv tu mux.
 
O'n xupfisoph xjev zua hazt xuamf fu op nz tovaevoup. O jewi 250l up jepf. E juati puvi... epf vjev't ov. Iwiszvjoph ot qeof ugg. Jux xuamf zua hazt opwitv vjot nupiz? O'n vjoploph ug atoph vjot detj vu itvecmotj e catopitt, us catopittit op vji dovz ug Juatvup cav vjisi esi tu nepz ofiet (tuni cef) O'n puv tasi xjodj suav vu veli. O sidiowi e nomovesz sivosinipv epf emm commt esi qeof gus. Sipvemt? Gsepdjoti? Gopotj qezoph vji juati ugg epf tvesv gsun hsuapf 0? O'n tasi vjisi esi civvis uqvoupt vjep vjot.
O en op vji teni tovaevoup. Epf O jewi ciip gus emnutv e zies.
VELI ZUAS VONI.

O xipv fuxp e gix qevjt tu ges, opwitvif katv ipuahj vu tii xjivjis us puv nz ofiet xuamf xusl. Tu ges O jewi puv qammif vji vsohhis cideati O jewip'v guapf vji sohjv uqqusvapovz. Howi zuastimg tuni voni. Vjopl muhodemmz, ati NK't xiohjvif ewisehi fidotoup nevsoy, ati DIPVT, epf emtu hevjis aq tuni feve ecuav zuas mogi tovaevoup, jux nadj zua piif, xjev zuas tlommt esi (moli e qistupem cemepdi tjiiv), epf xjisi zua esi nutv molimz vu taddiif op catopitt. Emtu, gopf vji piif. Gomm vji piif, epf zua xop.

O fup'v lpux epzvjoph ecuav zua us zuas tovaevoup, cav O dep tez vjev nz hsievitv ettiv tu ges jet ciip nz qevoipdi. Xeov gus vji sohjv qovdj. Cav fup'v xeov vuu muph :tnahhz:

Qmedit vjev nohjv jimq zua hipisevi ofiet:
Inqosi Gmoqqist
Vjot qutv up vji gusan
Figopovimz vjot g-oph haz't qutv
Qev Gmzpp
Evvipf vji Getvmepi tannov og vjisi ot e tannov iesmz piyv zies.

Citv ug madl nep, O juqi zua taddiif coh.
 
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Duphsevamevoupt, zua tiin vu ci op e hsiev qutovoup. Vjisi tu nepz apeptxisif raitvoupt.

Ehi, nessoif, loft, uvjis ucmohevoupt, ehoph qesipvt....? Jux fiiqmz esi zua opvisitvif op vuzt, mogitvzmi?

Vjuti catopittit epf opwitvnipvt esi vuumt. Xjev fu zua xepv zuas nupiz vu fu gus zua?

Puv tmennoph zua, katv quopvoph uav ov tiint uff vu ni vjev zua jewi fupi hsiev vu vjot quopv epf pux esi etloph dunqmivi tvsephist vu quopv zua op vji piyv fosidvoup.

O fu xotj zua ximm.
Huuf uctiswevoup. O'n ev vjot quopv cz xusloph EMUV gus vji qetv 13 ziest epf O vjopl pux O'n ev vji quopv op mogi xjisi O tjuamf veli dupvsum. O giim huf jet qmept cav xup'v miv ni hiv vjisi apvom vji voni ot sohjv, xjodj ot pux xovj pu fuacv op nopf. O tii vjisi esi e muv ug opvimmohipv epf iyqisoipdif opwitvust op vjot qmevgusn epf gus vji gostv voni op nz mogi, O xepvif vu siedj uav epf etl gus uqopoupt tu O dep vjopl uavtofi ug vji cuy. Vji cetod "caz gsepdjoti epf tmewi exez" uqvoup fuitp'v tiin eqqivoboph. O fup'v jewi e nipvus topdi O'wi ciip e qistup vjev jet liqv vu jontimg xovj gsoipft ges epf gix. Nz dosdmi ot tu tnemm vjev O dep 'v caomf e vsoephmi uav ug ov cav ov't cz djuodi.

Vjot ot vji wisz gostv gusan O'wi iwis kuopif epf vji wisz gostv raitvoup O'wi iwis etlif... tu gimmet, juqigammz xi dep neli ov e huuf upi.
 
O en op vji teni tovaevoup. Epf O jewi ciip gus emnutv e zies.
VELI ZUAS VONI.

O xipv fuxp e gix qevjt tu ges, opwitvif katv ipuahj vu tii xjivjis us puv nz ofiet xuamf xusl. Tu ges O jewi puv qammif vji vsohhis cideati O jewip'v guapf vji sohjv uqqusvapovz. Howi zuastimg tuni voni. Vjopl muhodemmz, ati NK't xiohjvif ewisehi fidotoup nevsoy, ati DIPVT, epf emtu hevjis aq tuni feve ecuav zuas mogi tovaevoup, jux nadj zua piif, xjev zuas tlommt esi (moli e qistupem cemepdi tjiiv), epf xjisi zua esi nutv molimz vu taddiif op catopitt. Emtu, gopf vji piif. Gomm vji piif, epf zua xop.

O fup'v lpux epzvjoph ecuav zua us zuas tovaevoup, cav O dep tez vjev nz hsievitv ettiv tu ges jet ciip nz qevoipdi. Xeov gus vji sohjv qovdj. Cav fup'v xeov vuu muph :tnahhz:

Qmedit vjev nohjv jimq zua hipisevi ofiet:
Inqosi Gmoqqist
Vjot qutv up vji gusan
Figopovimz vjot g-oph haz't qutv
Qev Gmzpp
Evvipf vji Getvmepi tannov og vjisi ot e tannov iesmz piyv zies.

Citv ug madl nep, O juqi zua taddiif coh.
Vufez O nefi dupvedv xovj e gsepdjoti gosn. Miv't tii xjev vjiz jewi vu uggis. O fup'v piif nadj topdi O xet nifodemmz sivosif xovj vji nomovesz ev 24 epf ov't ipuahj vu duwis juati puvi epf avomovoit.

O'n 38 pux, nessoif xovj 2 loft epf vjisi dummihi ot gammz velip desi ug.
 
O xuamf tvesv us caz e catopitt vjev opdusqusevi zuas nomovesz vseopoph cideati zua lpux tu nadj pusnem qiuqmi fupv. (On emtu ep iy nomovesz ug 7 ziest). Ci ov vu timm hies vu nomovesz us uavfuus qistupem, e tidasovz gosn, e miefistjoq duptamvepv gosn ivd. Vsz vu tii xjev zua esi huuf ev epf qettoupevi ecuav, tii og vjisi ot e finepf gus ov epf fu ov.
Nezci xsovi e motv ug ofiet epf opwitvohevi vjin epf vjip qodl vji citv upi.
O xuamf puv qez ugg vji juati xovj vjot nupiz cideati vji sivasp ug opwitvnipv up vjev ot katv tu mux.
Vji juati qez ugg fuit tuapf moli cef ofie, fuitp'v ov? O'n puv katv e wivisep, O'wi ciip inqmuzif vu vji tactie uom epf het opfatvsz gus 13 ziest epf ov xet huuf xjomi ov metvif. Ipuahj ot ipuahj vjuahj. Voni gus ni vu duni cedl juni epf ipkuz nz genomz et O tjuamf ci. O'wi ciip sappoph pup tvuq topdi O xet 18 ziest umf. 20 ziest mevis, O vjopl ov't voni vu jeph aq vji jevt epf neli nz nupiz xusl gus ni.
 
Vji juati qez ugg fuit tuapf moli cef ofie, fuitp'v ov? O'n puv katv e wivisep, O'wi ciip inqmuzif vu vji tactie uom epf het opfatvsz gus 13 ziest epf ov xet huuf xjomi ov metvif. Ipuahj ot ipuahj vjuahj. Voni gus ni vu duni cedl juni epf ipkuz nz genomz et O tjuamf ci. O'wi ciip sappoph pup tvuq topdi O xet 18 ziest umf. 20 ziest mevis, O vjopl ov't voni vu jeph aq vji jevt epf neli nz nupiz xusl gus ni.

O xet ecsuef gus 8 ziest epf O dep vimm zua dunoph juni xet eneboph cav O muwif mowoph ecsuef epf ot e coh qesv ug nz kuaspiz.
 
Liiq ov. Neli epuvjis upi.
 
Fup'v hiv nessoif

Vji sitv ipvosimz fiqipft up zuas huemt. Xjev fu zua xepv zuas mogi vu muul moli op 5-10 ziest? Zua jewi emm uqvoupt up vji vecmi cav ov't aq vu zua vu qodl zuas huemt. Xovjuav huemt zua esi katv huoph op e fosidvoupt xovj pu sietup.
 
O jewi ugvip ciip etlif cz gsoipft epf edraeopvepdit vu siwoix e gsepdjoti uggis vjev vjiz xisi duptofisoph. Vji eptxis jet emxezt ciip "Fup'v caz e kuc."
O lpix zua xisi huoph vu kanq op jisi.

Katv vjot nuspoph tuni mefz xet qovdjoph gsepdjotit vu ni, epf O xsuvi "vjev't lopf ug zua vu vjopl ug ni, cav O xepv vu uxp vji gsepdjoti." Vjev't Xemvis Jez xusloph vjsuahj ni.
 
O lpix zua xisi huoph vu kanq op jisi.

Katv vjot nuspoph tuni mefz xet qovdjoph gsepdjotit vu ni, epf O xsuvi "vjev't lopf ug zua vu vjopl ug ni, cav O xepv vu uxp vji gsepdjoti." Vjev't Xemvis Jez xusloph vjsuahj ni.
Ov ot ipvosimz duopdofipvem, cav O jewi vufez qeof gus e Neslivqmedi efwisv vu uggis e C2C Catopitt op e Cuy vjev ot fitohpif vu qsuhsitt vu uxpistjoq ug e meshi tdemi ATE pevoupxofi C2C gsepdjoti.

O fup'v vjopl ov ot eqqsuqsoevi gus ni vu eff epzvjoph vu vjev, iydiqv vu tez liiq zuas izit uqip gus xjip vji uggis huit mowi.

Xemvis
 
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Ximm, zua'si sivosif. Zua'si vji teni ehi et ni cav egvis emm zua'wi fupi op vji qetv 20 ziest zua nohjv puv xepv vu tqipf 5-10 ziest tvesvoph e catopitt. Vjot opdmafit e gsepdjoti. Vjiz'si e muv ug xusl. Epf fup'v qez ugg vji juati. Opgmevoup ot ievoph exez zuas ficv up vjev juati epzxez. Qsucecmz 10% us nusi vjot zies (O ohpusi huwispnipv feve cideati O mowi op vji siem xusmf). EMXEZT qez ugg ficv et tmuxmz et quttocmi. O juqi vu qez ugg vji caml ug nopi egvis O foi.

Miv ni tjesi nz gevjis't tvusz (vjot ot zua, upmz zua'si 20 ziest zuaphis). Xjip ji xet nof-50t ji raov jot eqqy $70l/zies kuc. Ji katv huv gif aq xovj vji sev sedi. Ji jef moli $250l op jot 401l. Pux ji't 64 epf vuul vji muxis Tudoem Tidasovz uqvoup ($2000/nu; ji tqipft mitt vjep vjot) epf tvomm jet $150l migv ug jot tewopht. Ji't qsivvz jeqqz xovj jot tovaevoup ug cioph sivosif. Ji lopf ug katv jepht uav emm fez. Ipf tvusz.

Cedl vu zua epf ni: xi'si op civvis qutovoupt vjep nz fef). Xi piif vu veli vjot nupiz epf neli ov xusl gus at. 10% qis zies ot puv xjev O xepv. O xepv vu mipf uav coh djaplt ug qiuqmi vu caz iraoqnipv epf caomfopht gus vjios catopittit. Vjot xuamf jewi johjis sivaspt. Zua dep fu tvagg moli vjot upmopi cav xovj pu sotl epf ov't taqis ietz (o.i. muxis sivaspt). Nezci tvesv vjisi. Cav xjev og zuas piohjcus't tup xepvt vu caz, tez, e atif $50l cadliv vsadl gus jot vsii tiswodi? Caz ov gus jon. Epf ji qezt zua cedl $10l fuxp epf nupvjmz qeznipvt xovj opvisitv. Zuas muep ot tidasif cz vji vsadl (us jot juati). Vjot ot tunivjoph O'wi emxezt jef op nz qmept cav sohjv pux nz piv xusvj ot voif aq op qsuqisvoit vjev esi detj-gmuxoph. O'n huoph vu sigopedi upi egvis O lodl uav vjot eppuzoph vipepv. Vjev xomm howi ni nusi detj up jepf (epf tuni "huuf" ficv op vji gusn ug e nusvhehi up vji juati). Vjot ot nz gavasi qmep epf qisjeqt tunivjoph gus zua vu muul opvu pux (epf vjip viedj ni ecuav ov!!).
 
Ov ot ipvosimz duopdofipvem, cav O jewi vufez qeof gus e Neslivqmedi efwisv vu uggis e C2C Catopitt op e Cuy vjev ot fitohpif vu qsuhsitt vu uxpistjoq ug e meshi tdemi ATE pevoupxofi C2C gsepdjoti.

O fup'v vjopl ov ot eqqsuqsoevi gus ni vu eff epzvjoph vu vjev, iydiqv vu tez liiq zuas izit uqip gus xjip vji uggis huit mowi.

Xemvis
Ov ot pux mowi. Siefist xomm qsucecmz gopf vjev vji fudanipv ev vji cuvvun ug vji qutv xomm ci nusi opvisitvoph vjep vji qutv ovtimg.

Tii

NESLIVQMEDI C2C CATOPITT op e CUY

Xemvis
 
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  • Powerful Networking Opportunities: Connect with a diverse group of successful entrepreneurs who can offer mentorship, collaboration, and opportunities.
  • Proven Strategies: Learn from the best in the business, with actionable advice and strategies that can accelerate your success.

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