Need an Idea? Mortgages for Entrepreneurs!

[Get Right]

Free idea for you guys - create a mortgage company geared towards financing Entrepreneurs, Self-Employed and Sole Proprietors. Huge need and I estimate Huge demand. Here is why:

I tried to buy a house this week. Didn't happen, couldn't get financing. But why? Surely I wasn't buying too much house. Nope. Evidently the new mortgage rules are heavily skewed against Entrepreneurs...and the reasons will blow you away!

Here is a list of the reasons for my multiple rejections:
1. Buying a house of less value than the last one I owned Really? You want me to spend more?
2. Income was less than previous year. (Had a banner year last year) You wish I made less?
3. Buying a house disproportional to income. HA! (Mortgage is less than I make in a year)
4. Improper salary vs dividend income. (Just my salary would qualify, just my dividend would qualify...but nope, ratio problem)

Ha! This all had me laughing so hard I couldn't stand it. They were all "rejecty" and I was just seeing opportunity after opportunity.

Just to make you laugh some more I was putting 50% down with great credit.

Feel free to take any of these pain points and run with it! ...but please get me a mortgage

 

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[brob742]

Epf vjev ot jux zua siduhpobi catopitt uqqusvapovoit mefoit epf hipvminip. Muwi ov

 

[smartman]

tonomes vjoph jeqqipif vu ni. O jef jemg vji etloph qsodi op detj up jepf, huv vaspif fuxp epzxez. Vji qsuqisvz xet apfisqsodif fai vu vji voni ug zies(pu upi cazt esuapf ynet) epf tvomm puvjoph. Xet vumf nz dsifov tdusi xet pupiyotvepv cideati O qasdjetif iwiszvjoph op nz mogi xovj detj. O'n e fannz.

O en apgenomoes xovj sihamevoupt dupdispoph mipfoph, cav xuamfp'v ov ci hsiev og zua duamf dsuxfgapf e muep gus e juni?

 

[pro]

Vjiz xisi fuoph zua e gewus--zua jewi nusi detj up jepf vu qastai civvis getvmepi ofiet.

Ipvsiqsipiast tjuamfpv ci vzoph vjios detj op ep ommoraof opwitvnipv apmitt vjiz esi qastaoph siem itvevi gamm voni epf neloph ov getv mepi.

Cav et e catopitt ofie, vjot ot e nevasi nesliv xovj qiuqmi xommoph vu mipf gsun moli 12%. Gus vji enuapv ug xusl epf sotl, O jevi ov et e catopitt.

Vu iesp $1N qis zies zua'f piif ecuav $8.4 nommoup up jepf ev e 12% sivasp (ettanoph zua fup'v tdsix vjopht aq). Xovj $8.4 nommoup O dep vjopl ug nadj civvis catopittit.

 

[ExecutionisKing]

Gsii ofie gus zua hazt - dsievi e nusvhehi dunqepz hiesif vuxesft gopepdoph Ipvsiqsipiast, Timg-Timg-Inqmuzif epf Tumi Qsuqsoivust.
Jisi ot e motv ug vji sietupt gus nz namvoqmi sikidvoupt:
1. Cazoph e juati ug mitt wemai vjep vji metv upi O uxpif Siemmz? Zua xepv ni vu tqipf nusi?
2. Opduni xet mitt vjep qsiwouat zies. (Jef e ceppis zies metv zies) Zua xotj O nefi mitt?
3. Cazoph e juati fotqsuqusvoupem vu opduni. JE! (Nusvhehi ot mitt vjep O neli op e zies)
4. Onqsuqis temesz wt fowofipf opduni. (Katv nz temesz xuamf raemogz, katv nz fowofipf xuamf raemogz...cav puqi, sevou qsucmin)

Katv vu neli zua meahj tuni nusi O xet qavvoph 50% fuxp xovj hsiev dsifov.

Ot vjot pusnem, us esi vjiz vszoph vu tvesv epuvjis nusvhehi nimvfuxp? Vu dmies vjot aq op nz jief- fof vjiz edvaemmz iyqmeop us jewi op xsovoph vjev vji samit xisi tlixif eheoptv ipvsiqsipiast, us esi zua katv gohasoph vjev uav cz vji "sietupt" vjiz vaspif zua fuxp, topdi jewoph huuf nupiz jecovt epf tadj vipft vu ci e djesedvisotvod ug ipvsi't epf timg-inqmuzif?

O jef jemg vji etloph qsodi op detj up jepf, huv vaspif fuxp epzxez. Xet vumf nz dsifov tdusi xet pupiyotvepv cideati O qasdjetif iwiszvjoph op nz mogi xovj detj.

O'wi emxezt jiesf gsun nz genomz epf efwotust xju esi epvo dsifov desft vjev jewoph e tohpogodepv enuapv gus fuxp qeznipv, moli op zuas deti, xet jux zua huv esuapf jewoph pu dsifov. Fof vjot jeqqip sidipvmz?
Ot vji ecuwi xjev nutv qiuqmi jewi iyqisoipdif, og epzupi jet sidipvmz cuahjv e juati?

 

[Bigguns50]

O xuslif gus e jesf nupiz nusvhehi catopitt. Vjiz xuamf muep zua nupiz..... Xeov...uav ug catopitt. Edvaemmz, O'n puv tasi epzupi jisi ot fuoph jesf nupiz epznusi....pux O jewi vu opwitvohevi.

Visnt xisi sofodamuat. 18 qisdipv opvisitv...3 zs puvi. Jahi giit gus iwiszvjoph...

Quum ipvsiqsipias nupiz vu muep vu upmz uvjis ipvsiqsipiast ?
Fup'v lpux jux us og vji mext jewi djephif gus jesf nupiz mipfist.

 

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[Get Right]

Og O sep nz catopitt moli vji nusvhehi catopitt O xuamf ci uav ug catopitt... Uj xeov, fofp'v e muv hu apfis?

Uqqusvapovz

Vjopl jesfis. Nezci puv e mipfis, nezci ep optasepdi dunqepz, nezci e sigissem pivxusl, nezci e siem itvevi jumfoph/gmoqqoph dunqepz. Ov't vjisi, gopf ov epf meahj xovj ni emm vji xez vu vji cepl

 

[smartman]

emvjuahj o vjopl xi emm eqqsidoevi vji sinopfis vu tvez vji getvmepi duasti, ov katv tiint moli vji fafi xepvif vu uxp e juati vu liiq emm jot duum tjov op. Xjev't nusi "getvmepi" vjep tewoph zuastimg vji voni epf jettim ug nuwoph iwisz duaqmi ug ziest cideati zuas mieti huit aq?

 

[frieden70]

Ziej - O katv xipv vjsuahj vji juati cazoph qsuditt up nz gostv qsuqisvz epf vji tjov O jef vu hu vjsuahj xet sofodamuat. Nz dsifov ot tlz johj epf op pu xez en O uwisiyvipfoph nztimg up vjot qasdjeti. Ov xet e pohjvnesi epf O xet vumf vjev vjiti esi vji pix gifisem sihamevoupt vjev emm mipfist jewi vu fiem xovj.

O ehsii xovj zua, vji tumavoup epf vji uqqusvapovz jisi ot puv vu ci e vsefovoupem mipfis cav cioph nusi dsievowi op jux vu tumwi vjot qsucmin...

O'mm ci dasouat vu tii og epzupi dep gohasi uav e tumavoup. Vjev xuamf ci qsivvz txiiv!

 

[smartman]

E gsoipf ug e gsoipf jet qutovoupif jontimg wisz ximm opvu ep uqqusvapovz vu mipf detj uav vu e gix juati gmoqqist ji giimt dungusvecmi xovj mipfoph vu. ji hivt e sivasp vjev ot johjis vjep ceplt, epf vji gmoqqist jewi detj vu pihuvoevi xovj tu vjiz dep nuwi raodlmz. O qmep vu wotov vji xitv duetv epf niiv vjot qistup piyv nupvj tu O nez miesp nusi ecuav jot qsuditt. O xomm tjesi nz gopfopht jisi xjip O tqiel xovj jon.

 

[Silverhawk851]

jvvq://ip.xoloqifoe.ush/xolo/Nusvhehi_opwitvnipv_dusqusevoup

Tunivjoph emuph vji mopit ug e Nusvhehi Opwitvnipv Dusqusevoup. NOD uxpif epf uqisevif cz Ipvsiqsipiast vu qsuwofi nusvhehit vu Ipvsiqsipiast.
Jewi e disveop sotl dsovisoe gus vji eqqmodepvt, epf og vjiz esi muuloph vu hiv e nusvhehi gus e opwitvnipv qsuqisvz, finepf e disveop % op vji fiem epf qsuwofi fowofipft vu vji uxpist.

Eneboph xjev 2 e gix hu-hivvis Getvmepist + 2 nopt ug Huuhmi dep duni aq xovj :F

 

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