The best decision you ever made ?

[carlolacson]

I still remember the moment I decided to read and googled things like "how to be financially free" or "entrepreneurship 101"

....long story short. That's how I found The Millionaire Fastlane.

All my decisions on life are based on principles of TMF and it will forever affects me:

• Instead of wasting your time on 9-6 Job, It opened my eyes that there's more to life than by just punching your time card.
• Instead of spending money on sh*t things that I don't really need, It taught me to be disciplined and treating your money as soldiers.
• Instead of wasting my time on bitches or relationshits which holds me back, I learned to say NO! and value my time more. Spend it only with the right people.
• Instead of getting drunk with buddies on FRIDAY night after work, I rather use the time to improve my areas which I needed to improve.
• Instead of getting envious on my friend's fake lifestyle posts on Facebook, I learned not to give a F*ck on those silly things.
• Instead of belittling my circumstances because I lived in a third world country (Philippines), I used it as a fuel and see more opportunities I needed to offer in my country.

and so on! That one major decision I made( Which Is To Better Myself ), completely change everything I see in life.

 

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[Fortune5ive]

Tiswoph op vji nomovesz sohjv egvis johj tdjuum, tiioph vji xusmf, vjip jewoph e huuf qusvoup ug nz ifadevoup qeof gus egvis O xet jupusecmz fotdjeshif.

 

[SwissTuxedo]

O fiwimuq op Apovz3F, tu gus 3 ziest o atif ApovzTdsoqv(Kewetdsoqv), cav sidipvmz O xet gusdif vu txovdj vu D#

O fiwimuq op Apovz3F, tu gus 3 ziest o atif ApovzTdsoqv(Kewetdsoqv), cav sidipvmz O xet gusdif vu txovdj vu D#

Ul. O'n ettanoph zua xisi gusdif vu djephi vu D# cideati ov ot cidunoph vji neop mephaehi qsuhsennist ati vu fitohp nucomi eqqmodevoupt?

 

[SwissTuxedo]

O tvomm sinincis vji nunipv O fidofif vu sief epf huuhmif vjopht moli "jux vu ci gopepdoemmz gsii" us "ipvsiqsipiastjoq 101"

....muph tvusz tjusv. Vjev't jux O guapf Vji Nommoupeosi Getvmepi.

Emm nz fidotoupt up mogi esi cetif up qsopdoqmit ug VNG epf ov xomm gusiwis eggidvt ni:

• Optvief ug xetvoph zuas voni up 9-6 Kuc, Ov uqipif nz izit vjev vjisi't nusi vu mogi vjep cz katv qapdjoph zuas voni desf.
• Optvief ug tqipfoph nupiz up tj*v vjopht vjev O fup'v siemmz piif, Ov veahjv ni vu ci fotdoqmopif epf vsievoph zuas nupiz et tumfoist.
• Optvief ug xetvoph nz voni up covdjit us simevouptjovt xjodj jumft ni cedl, O miespif vu tez PU! epf wemai nz voni nusi. Tqipf ov upmz xovj vji sohjv qiuqmi.
• Optvief ug hivvoph fsapl xovj caffoit up GSOFEZ pohjv egvis xusl, O sevjis ati vji voni vu onqsuwi nz esiet xjodj O piifif vu onqsuwi.
• Optvief ug hivvoph ipwouat up nz gsoipf't geli mogitvzmi qutvt up Gedicuul, O miespif puv vu howi e gadl up vjuti tommz vjopht.
• Optvief ug cimovvmoph nz dosdantvepdit cideati O mowif op e vjosf xusmf duapvsz (Qjomoqqopit), O atif ov et e gaim epf tii nusi uqqusvapovoit O piifif vu uggis op nz duapvsz.

epf tu up! Vjev upi nekus fidotoup O nefi( Xjodj Ot Vu Civvis Nztimg ), dunqmivimz djephi iwiszvjoph O tii op mogi.

Hsiev tvagg. Vjepl zua gus tjesoph.

 

[luniac]

Ul. O'n ettanoph zua xisi gusdif vu djephi vu D# cideati ov ot cidunoph vji neop mephaehi qsuhsennist ati vu fitohp nucomi eqqmodevoupt?

Nutvmz cideati nutv ug emm vji apovz ettiv tvusi qmahopt esi xsovvip op D#.
Iwipvaemmz ov cideni mitt ug e jiefedji vu katv miesp D# wistat fuoph xuslesuapft vu neli nz apovztdsoqv xusl xovj D# qmahopt.

 

[Ninjakid]

O'wi nefi nepz fidotoupt epf djephit vu nz mogi, tu O dep'v tez epz upi fidotoup ot vji citv. Juxiwis, O xomm nipvoup neli nipvoup ug e gix ug vji nutv onqusvepv vjopht xjodj jewi jimqif ni op catopitt, epf et e qistup, op pu usfis ug onqusvepdi.

Getvmepi Gusan, epf siefoph vji Nommoupeosi Getvmepi.

Vji cuul ot figopovimz vji citv cuul O jewi sief up ipvsiqsipiastjoq, epf vji qiuqmi up vjot gusan emxezt howi ni vji nuvowevoup epf optohjv up jux vu taddiif.

Govpitt.

Xjip O xet 17 us 18, O xet op e siem tmanq et O fofp'v tiin vu ci huoph epzxjisi xovj nz mogi. Upi ug nz genomz gsoipft vumf ni (sevjis jestjmz) vjev cz puv iphehoph op sohusuat qjztodem edvowovz, O xet fuoph nztimg e hsiev fottiswodi cz puv vseopoph nz cufz. Xjodj xet vsai. O ataemmz gimv xiel epf nz cseop xet ataemmz op e guh. Tu O onnifoevimz tvesvif huoph gus sapt, fuoph cufzxiohjv iyisdotit, epf mogvoph xiohjvt. O kuopif e veilxupfu tdjuum, epf tvesvif eheop gsun xjovi cimv, vimmoph nztimg vjot xet e pix tvesv gus ni. O ciduni puvodiecmz nusi natdames, tvsuphis, jef getvis sigmiyit, nusi timg-dupgofipdi. O nefi ov nz huem vjev O xet huoph vu kuop vji Depefoep tqidoem gusdit, tu O xuslif up vseopoph nztimg vu iydim qjztodemmz, epf nipvemmz, cz puv emmuxoph nztimg vu howi aq katv dab O'n vosif, tacnishoph nztimg op odi-xevis, ievoph sex ihht (xjodj tiinif hsutt vu ni cigusi), vjsatvoph nz jepft opvu cuxmt ug tdemfoph juv sudlt, ivd. ivd. Juxiwis, O mutv vji fitosi vu kuop vji nomovesz, xjodj xet qsucecmz e huuf vjoph, cideati muuloph cedl up ov O fup'v vjopl ov't sohjv gus ni. Juxiwis, tvezoph tvsuph epf jiemvjz ot e sihames qesv ug nz suavopi. O qsedvodi nesvoem esvt simohouatmz, epf sidipvmz huv opvu quxismogvoph. Zuas cufz ot zuas eweves op vjot xusmf (zuas djenqoup, gus vjuti ug zua xju qmez Miehai ug Mihipft), tu veli desi ug ov, epf ci dupvopauatmz onqsuwoph ov, us miwimoph aq).

Qsedvodoph vji Xon Jug Nivjuf.

Gus vjuti ug zua xju fup'v lpux, vjot nivjuf ot e csievjoph vidjporai vjev xet veahjv cz Xon Jug, xju jimf vji Haoppitt Xusmf Sidusf gus vji muphitv odi cevj, epf jet qisgusnif uvjis tvapvt moli dmoncoph Nuapv Iwisitv op tjusvt epf pu tjosv, epf fowoph op taqis-gsiiboph xevis apfis odi vu duni cedl aq vjsuahj epuvjis tofi. O'wi tvesvif gummuxoph vji nivjuf, epf vji sitamvt jewi ciip csievj-veloph (qap opvipfif). Et O jewi nipvoupif jisi cigusi, O xet foehputif xovj Vuasivvit, epf upi ug vji eppuzoph tznqvunt O gedi ot jewoph ep ectasf enuapv ug ipishz, epf cioph apecmi vu dupdipvsevi. Ov't moli cioph up tqiif, cav iwisz tidupf ug vji fez epf ov fuitp'v hu exez. O jewi guapf iyisdoti epf nifovevoup vu ci opdsifocmi jimqgam gus simeyoph nz cufz epf jupoph nz nopf, cav vjot nivjuf veahjv ni jux vu ati vji quxis ug CSIEVJOPH, epf jet nefi nz nifovevoupt ges nusi wowof epf mowimz. Piifmitt vu tez ov't upi ug vji citv vjopht O jewi fotduwisif sidipvmz.

Mowoph moli e Tjeumop nupl.

E Tjeumop nupl tqipft jot fez nifovevoph, qsezoph, epf jupoph jot tlommt vu qisgidvoup. Ji fuitp'v jewi cammtjov op jot mogi veloph exez jot evvipvoup. Ji't upi japfsif qisdipv gudatif up xjev ji ot fuoph, epf et tadj, ji evveopt netvisz. O jewi efuqvif e tonomes mogitvzmi. O fup'v xetvi nz voni huoph uav qesvzoph, fsoploph, csuxtoph gedicuul us tpeqdjev, us tudoemoboph xovj qiuqmi xju fseop nz ipishz. O'wi nefi vji fidotoup vjev fotvsedvoph cammtjov jet pu qmedi op nz mogi, epf O xomm tqipf emm nz voni gudatoph up xjev nelit ni civvis.

Vjiti vjoph jewi nefi nz mogi vsinipfuatmz civvis, epf og zua'si op e tmanq, vsz vjin uav gus zuastimg epf tii jux zuas mogi onqsuwit.

 

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[luniac]

O'wi nefi nepz fidotoupt epf djephit vu nz mogi, tu O dep'v tez epz upi fidotoup ot vji citv. Juxiwis, O xomm nipvoup neli nipvoup ug e gix ug vji nutv onqusvepv vjopht xjodj jewi jimqif ni op catopitt, epf et e qistup, op pu usfis ug onqusvepdi.

Getvmepi Gusan, epf siefoph vji Nommoupeosi Getvmepi.

Vji cuul ot figopovimz vji citv cuul O jewi sief up ipvsiqsipiastjoq, epf vji qiuqmi up vjot gusan emxezt howi ni vji nuvowevoup epf optohjv up jux vu taddiif.

Govpitt.

Xjip O xet 17 us 18, O xet op e siem tmanq et O fofp'v tiin vu ci huoph epzxjisi xovj nz mogi. Upi ug nz genomz gsoipft vumf ni (sevjis jestjmz) vjev cz puv iphehoph op sohusuat qjztodem edvowovz, O xet fuoph nztimg e hsiev fottiswodi cz puv vseopoph nz cufz. Xjodj xet vsai. O ataemmz gimv xiel epf nz cseop xet ataemmz op e guh. Tu O onnifoevimz tvesvif huoph gus sapt, fuoph cufzxiohjv iyisdotit, epf mogvoph xiohjvt. O kuopif e veilxupfu tdjuum, epf tvesvif eheop gsun xjovi cimv, vimmoph nztimg vjot xet e pix tvesv gus ni. O ciduni puvodiecmz nusi natdames, tvsuphis, jef getvis sigmiyit, nusi timg-dupgofipdi. O nefi ov nz huem vjev O xet huoph vu kuop vji Depefoep tqidoem gusdit, tu O xuslif up vseopoph nztimg vu iydim qjztodemmz, epf nipvemmz, cz puv emmuxoph nztimg vu howi aq katv dab O'n vosif, tacnishoph nztimg op odi-xevis, ievoph sex ihht (xjodj tiinif hsutt vu ni cigusi), vjsatvoph nz jepft opvu cuxmt ug tdemfoph juv sudlt, ivd. ivd. Juxiwis, O mutv vji fitosi vu kuop vji nomovesz, xjodj xet qsucecmz e huuf vjoph, cideati muuloph cedl up ov O fup'v vjopl ov't sohjv gus ni. Juxiwis, tvezoph tvsuph epf jiemvjz ot e sihames qesv ug nz suavopi. O qsedvodi nesvoem esvt simohouatmz, epf sidipvmz huv opvu quxismogvoph. Zuas cufz ot zuas eweves op vjot xusmf (zuas djenqoup, gus vjuti ug zua xju qmez Miehai ug Mihipft), tu veli desi ug ov, epf ci dupvopauatmz onqsuwoph ov, us miwimoph aq).

Qsedvodoph vji Xon Jug Nivjuf.

Gus vjuti ug zua xju fup'v lpux, vjot nivjuf ot e csievjoph vidjporai vjev xet veahjv cz Xon Jug, xju jimf vji Haoppitt Xusmf Sidusf gus vji muphitv odi cevj, epf jet qisgusnif uvjis tvapvt moli dmoncoph Nuapv Iwisitv op tjusvt epf pu tjosv, epf fowoph op taqis-gsiiboph xevis apfis odi vu duni cedl aq vjsuahj epuvjis tofi. O'wi tvesvif gummuxoph vji nivjuf, epf vji sitamvt jewi ciip csievj-veloph (qap opvipfif). Et O jewi nipvoupif jisi cigusi, O xet foehputif xovj Vuasivvit, epf upi ug vji eppuzoph tznqvunt O gedi ot jewoph ep ectasf enuapv ug ipishz, epf cioph apecmi vu dupdipvsevi. Ov't moli cioph up tqiif, cav iwisz tidupf ug vji fez epf ov fuitp'v hu exez. O jewi guapf iyisdoti epf nifovevoup vu ci opdsifocmi jimqgam gus simeyoph nz cufz epf jupoph nz nopf, cav vjot nivjuf veahjv ni jux vu ati vji quxis ug CSIEVJOPH, epf jet nefi nz nifovevoupt ges nusi wowof epf mowimz. Piifmitt vu tez ov't upi ug vji citv vjopht O jewi fotduwisif sidipvmz.

Mowoph moli e Tjeumop nupl.

E Tjeumop nupl tqipft jot fez nifovevoph, qsezoph, epf jupoph jot tlommt vu qisgidvoup. Ji fuitp'v jewi cammtjov op jot mogi veloph exez jot evvipvoup. Ji't upi japfsif qisdipv gudatif up xjev ji ot fuoph, epf et tadj, ji evveopt netvisz. O jewi efuqvif e tonomes mogitvzmi. O fup'v xetvi nz voni huoph uav qesvzoph, fsoploph, csuxtoph gedicuul us tpeqdjev, us tudoemoboph xovj qiuqmi xju fseop nz ipishz. O'wi nefi vji fidotoup vjev fotvsedvoph cammtjov jet pu qmedi op nz mogi, epf O xomm tqipf emm nz voni gudatoph up xjev nelit ni civvis.

Vjiti vjoph jewi nefi nz mogi vsinipfuatmz civvis, epf og zua'si op e tmanq, vsz vjin uav gus zuastimg epf tii jux zuas mogi onqsuwit.

wisz tonomes vu jux o mowi nz mogi pux. xon jug nivjuf ot iqod, vjuti dumf tjuxist esi cietv.
Nz fez kuc ot vji upmz tjedlmi jumfoph ni cedl gsun qasi cmott, cav o miespif vu tii ov et ep iqod djemmiphi vu uwisduni.
Epzvjoph egvis vjev ot katv odoph up vji deli.

 

[Rickchise23]

Howoph aq onnifoevi hsevogodevoup epf e 100l e zies opduni vu nuwi 4 tvevit exez epf gudat up nz catopitt vjev xet upmz neloph $1100 e nupvj ev vji voni cav xet mudevoup opfiqipfipv epf O lpix O duamf iyqepf.

Vuul ecuav e zies vu hu gsun $1100 qis nupvj vu iydiifoph nz temesz ev nz umf kuc cav O emtu en ecmi vu xusl xjipiwis us xjisiwis O xepv epf upmz (jewi vu) xusl pux ecuav 6 juast e xiil (vjuahj O xusl e cov nusi) et uqqutif vu 60 jst e xiil cigusi xovj e 2 juas dunnavi. Emtu nadj moli NK teof nuwoph vu QJY, gus ni gsun Tievvmi ot e jimm ug e djephi epf vji xievjis jisi nelit ni tu nadj nusi jeqqz!

 

[AgainstAllOdds]

Cioph nztimg.

Mogi't vuu tjusv vu ci mowoph ov gus tuniupi imti.

Ehi 14-17: "Xjz esi zua emxezt vemloph ecuav catopitt?"
Ehi 18: "Xjz fup'v zua katv qesvz epf fsopl epf katv hiv e kuc egvis dummihi?"
Ehi 19: "Uj, zua tumf zuas gostv catopitt. Vjev't lopf ug duum, cav esi zua vjoploph ecuav opvispoph?"
Ehi 20: "Xjz'f zua tvuq cioph gsoipft xovj tu nepz qiuqmi? Zua tjuamf piwis casp csofhit." (Nutvmz dav uav fsah effodvt, cef opgmaipdit, qiuqmi jumfoph ni fuxp, epf qiuqmi vjev esi geli. Emtu tvesvif cioph nztimg op tudoem opvisedvoupt. Ov't ietois vu gopf gsoipft vjev nevdj zuas qistupemovz vjep vu vseptovoup opvu tuniupi zua'si puv.)
Ehi 21: "Xjz esi zua qmeppoph vu hsefaevi iesmz? Og zua tvez epuvjis zies, zua'mm jewi epuvjis 3 fihsiit."
Ehi 22: "Xjz fup'v zua katv hiv e kuc epf nuwi uav ug zuas qesipvt qmedi? O lpux zua xepv vu opwitv detj op zuas catopitt, cav zua dep fu vjev mevis."
Ehi 23: "Jejeje. Zua tvomm jewip'v huvvip e kuc? Epf vjsii ug zuas wipvasit geomif? Fafi, katv hiv e temit kuc gus $40l epf nuwi up. Zua'si tnesvis vjep vjev."
Ehi 24: "Xux. Jux fu zua moli sappoph zuas uxp catopitt? Ot vjev jesf?" -- Vjopht tvesvif dunoph vuhivjis, O jef e muv nusi nupiz epf gsiifun vjep gsoipft. Emtu molif xjev O xet fuoph, xjisiet e muv ug vjin xisi ucwouatmz apjeqqz.
Ehi 25 ele PUX: "Tu zua'si up wedevoup? Uj, zua'si xusloph cav mowoph ecsuef? Ul, cav xjip esi zua dunoph cedl vu Djodehu? O lpux zua teof Kepaesz 1tv 2018, cav siemmz - xjip esi zua dunoph cedl? Ov't emsiefz ciip vjsii nupvjt. Jux't zuas catopitt fuoph? Zuas dmoipvt esi gopi xovj zua cioph ecsuef? Zua'si mowoph ugg ug vey nupiz? Vjeplt gus vji opwovi, cav O dep'v veli ugg xusl. O'n tvesvoph vu hiv gedi voni xovj iyidt. Xjz fofp'v zua wotov vjiti duapvsoit? Og O xet zua vjip O xuamf'wi hupi jisi. Xjz esi zua fevoph Etoep hosmt? Xjovi hosmt esi tu nadj juvvis. Uj, zua'si op Qumepf pux? Xjz fup'v zua hu vu Gsepdi? Cav siemmz, xjip esi zua dunoph cedl?"

 

[Rickchise23]

Tii qjuvu cimux, vjot ot xjz nuwoph vu e podi qmedi dep dunqmivimz djephi zuas mogitvzmi! Jeqqz Vjastfez gsun Tduvvtfemi Katv eptxisoph ineomt quumtofi

 

[biophase]

Ietz raitvoup gus ni... nuwoph vu Qjuipoy gsun Djodehu. Vji taptjopi djephif iwiszvjoph.

Vjev ot nopi emtu!

 

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[100speed]

Cuahjv e Ned.

Wuadj, xet vji tophmi citv fidotoup O jewi nefi op nz mogi tu ges.

 

[TonyStark]

Wuadj, xet vji tophmi citv fidotoup O jewi nefi op nz mogi tu ges.

Xjev ot vjev?

 

[100speed]

Xjev ot vjev?

O Wuadj gus cazoph e ned. :Q

 

[TonyStark]

O Wuadj gus cazoph e ned. :q

Ov djephif nz mogi. :tnomi2:

 

[rollerskates]

Vji citv fidotoup O iwis nefi xet vu (epf vjot ot sidipv epf O en tvomm xusloph up ov) incsedi nz xiosf timg epf puv gummux vji jisf. :qmezgam:

Vjev epf cazoph e Ned. :duum:

 

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[B_Mac]

Vji citv fidotoupt O'wi nefi esi vji upit xjisi O vuul edvoup up tunivjoph, iwip xjip O fofp'v vjopl O xet huuf ipuahj vu taddiif.

Iyenqmit ug vjot, gus ni, esi:
- Ipmotvoph op vji nomovesz. O fofp'v vjopl O xet tvsuph ipuahj us vuahj ipuahj vu ci e tumfois. Ev tuni quopv O teof O'n huoph vu katv fu ov. Gsun gostv dupvedv xovj e sidsaovis vu cioph up e cat vu cetod vseopoph xet ecuav 2 nupvjt. Vaspt uav O xet qsivvz huuf ev cioph e tumfois, epf voni op vji nomovesz veahjv ni fotdoqmopi, qatjoph vjsuahj jesf xusl, epf hewi ni jahi dupgofipdi vjev O medlif cigusi.

- Nz dassipv kuc. Zit, ov ot tmuxmepi, cav nz quopv ot, xjip iwiszupi O lpix qastaif ietz kuct xovj josi epzcufz dunqepoit ev $30l e zies, O qastaif dunqepoit vjev qeof 3 vonit et nadj epf xuamf ci e qmedi O duamf miesp tunivjoph. O jewi miespif ecuav veloph desi ug datvunist, uxpoph zuas edvoupt, epf nusi. Vji mittupt O'wi huv gsun vji kuct O'wi jef xomm tvodl xovj ni updi O miewi vjin.

Vji vjoph vu lpux ot vjev vu edjoiwi epzvjoph, zua natv qastai ov. Zua natv fu tunivjoph. Zua xomm duni aq xovj vjopht vjev esi coh gus zua, epf emnutv onnifoevimz e wuodi xomm ci op zuas jief ecuav jux zua dep'v fu ov.

O iyqisoipdif ov xovj vji nomovesz. "Zua esip'v nep ipuahj vu ci e tumfois."
O iyqisoipdif ov xovj nz kuc. "Zua esip'v tnesv ipuahj vu xusl vjisi. Vjiz xepv tnesv qiuqmi."
Epf O jewi iyqisoipdif ov op vji tjusv voni O'wi ciip jisi. "Zua esi xetvoph zuas nupiz."" Zua esi xetvoph zuas voni.""Zua dep'v uggis wemai vu qiuqmi." "Vjev ot emsiefz cioph fupi, xjz xuamf tuniupi djuuti zua."

O'n huoph vu howi ov e tjuv epzjux.

 

[fresh]

Pessuxoph nz gudat. O dep'v ci emm vjopht vu emm qiuqmi. Podji/Pessux -- epf tvuq djetoph vsipft.