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Thank you very much!Read --> Post 144 [MP3] for the new links
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Thank you very much!Read --> Post 144 [MP3] for the new links
Ultimate Money Mindset
bit.ly links.
http://bit.ly/ummaudio
(Instant streaming play now)
http://bit.ly/ummaudiozip
(Download for later listening)
http://bit.ly/ummaudiochapterszip
(Download in individual chapters for easy revision)
http://bit.ly/ummbook
(The PDF)
Have you read or listened to Ultimate Money Mindset? If you have and you found it useful please consider returning to this thread to post your feedback. It bumps it back up to the top do others can see it and more people are helped.
Just because something is 100% free doesn't mean it has no (or little) value. This is one of those ultra rare times when value is abundant in something that 100% free with no strings attached. Returning to post feedback helps others.
Thanks! Glad you liked it and it's made an impact.Finally I've read your book - and I think it's awesome. Very well written, a unique concept and interesting ideas/viewpoints.
Don't forget; Tim Ferris said "excitement is the key" I added a small daily does of Excitement OR Satisfaction is the key to a great life starting today. But later (not in the book) I also added a third "shot-glass" dose to the theory and that's a daily dose of something Interesting/Fascinating. You only need one of these aspects in a small amount to have had a great day.Besides your 2X Method I really like the idea of a daily dose of excitement. I will try to incorporate that into my daily routine.
Absolutely not. There's no need to spend anything after you've met your essential expenses. The key to feeling financially free is to be able to spend up to double your essential expenses on fun and luxury then you save what's left over (either your second "X" or anything above "2X") you save in the bank to build up a buffer and ultimately a bank so the interest on that bank will meet your 2X. I call that "Ultimate Wealth".I have a question though: What is your take on saving the other half of the 2x? Am I correct that according to your philosophy - and in order to feel wealthy - it is important to spend these non-essential expenses?
I am currently somewhere at 8x - and I save nearly every dime after my essential expenses.
Hey Bi I believe I've already given feedback as soon as I got the free book. Let me thank you again as I read it whenever I get a bit stressed about money just to keep me grounded. It is a great read and you have given a great gift to the community here. Thanks Bill.
You and MJ have the knack of clarity in your writing. Thanks.Thanks Tommo! This is the greatest compliment an author could receive. I appreciate your comment and it makes me smile that you're using my book to keep your grounded and to stress a little less.
I can not download the PDF, the link takes me to the google page, could you please contact me: costosdrywall@hotmail.comI've read the book and it's a great read.
I've never got around to thank you for writing it and giving it away for free.
I'm not at the right time in my live to benefit from the whole book - that's why I will pick it up later on.
It gave me a direction to move towards though.
One question I had in the back of my head during the read:
I'm really lucky - I don't really have any monthly expenses.
I'm 19 and am still living with my parents. I don't make enough money to pay a share of the rent or food (yet).
So basically my essential living costs are 0€, and my "passion" costs are not that high either.
If I were to do the math I would be financially free whith earning 100€ a month - isn't that great? haha
Do you have any ideas on how to calculate a future X that will occor, but you don't know how big it is going to be?
Aka how do I calculate an X that takes my growth in live (having a place to live, getting kids, buying a car) into consideration?
The first answer I gave to myself is to get out and live to find out that number and than adjust your 2X plan so it suits your new life.
EDIT: How rude, I hijacked the thread without commenting on the first post! That story was really interesting and funny to read, thank you for sharing.
One can see that you enjoy writing
~ Ika
Greetings from Lima, Peru, I am a follow you and I am learning with your messages, I have a business underway and I would like very much to learn from your process that you have in your book.Another great question Ika! Thank you and you're welcome.
Yes, there is a problem with young folk still living at home with zero essential expenses because (generally) you haven't experienced financial pain yet. The rest of us want to get rid of financial pain and stress. The best advice I can give a young person in your position is to start and live your entire adult life obeying the 2X Method. When you move into your own apartment calculate your essential expenses and don;t do it unless you're earning at least twice that amount. That'll make you one smart cookie able to enjoy all the good things young people enjoy but you'll be doing it from the strength of financial clarity and intelligence.
In the book I write about the Three Pocket system for managing money. Use that and you'll always have money for the bills (lol - no pun intended), plus you'll have enough for some fun and luxury and if you make more than you need you'll be banking it and building your own lifetime supply of cash. Very few young people know this - you now do. You have an edge. They should teach this stuff in schools (I'm often told) and then perhaps our youth would have a better run of it. You're a lucky guy. Please try to explain this to your friends. All you need is a napkin and the formula 2X=F/(H+P) and to explain it. I can't do this all by myself; you'll have to "do" your friends for me. ;-)
Edit added:
If you're not sure what your 2X will be just aim for $1,000 a week for X. In over 1,000 mindset sessions I've had in many countries nearly everyone has agreed that $1,000 a week should be more than enough to run an average household. If it's not then maybe $1,000 per adult per week will work just as well. The exceptions are people living in NYC, Sydney, Hong Kong...etc but when I ask "is $2,000 a week enough" most say yes. But regardless, whatever your essentials are that's your X. Double it and you have your first aim/goal. Your X will vary depending on what sort of essentials you build into your life which is why this formula works so well because the variable X can always be used to see where you are on your "wealth line".
I've posted new links above. Read the whole thread and you'll not only find the new links but I hope a whole lot more information that you should find helpful and interesting. Thanks for the feedback.Greetings from Lima, Peru, I am a follow you and I am learning with your messages, I have a business underway and I would like very much to learn from your process that you have in your book.
I can not download the PDF of the book, the link takes me to the google page, could you please send it to my email: costosdrywall@hotmail.com
thousand thanks in advance.
Thank you very much!
I can not download the PDF, the link takes me to the google page,...
thousand thanks in advance
...I can not download the PDF of the book, the link takes me to the google page, could you please send it to my email...
thousand thanks in advance.
yeah - the link goes to google.com :/
The links just go to Google?
Thanks Marcel and good to hear. You're proof that we can be both young and seekers of wisdom.Thank you! Had your book on my laptop for about a year and now read it within 3 days. Basically I'm already living the 2X method since I'm 16 (without calling it 2X) of course. Nevertheless your book gave me some great new ideas and perspectives. It also convinces me that I'm on the right track!
Your writing style is very nice and will keep this book to read it again whenever I feel financially stressed. Will also share the message of course!
So thanks once again, Bill! And have a great new year
Awesome but please only do it personally 1 on 1 in conversation. Don't be tempted to just share the actual link to my book. Instead, share the link back to this thread so people have to come into this place to discover both this forum and my book....Will also share the message of course!
Thanks Marcel and good to hear. You're proof that we can be both young and seekers of wisdom.
Awesome but please only do it personally 1 on 1 in conversation. Don't be tempted to just share the actual link to my book. Instead, share the link back to this thread so people have to come into this place to discover both this forum and my book.
Thanks for your feedback - truly appreciated. To know even one person has read my book and got something out of it is a profound privilege.Hey Bill,
Thank you very much for taking your time and creating both PDF and audio plus following up to make sure all download links work so we can get them anytime.
...
Your 2X formula made it much more clear and took me back to the present moment daily.
There is a reason to stack up the back pocket, you can even use the right pocket this month (or week) if you fancy so- saving is also fun!
There is also a time when you can empty your right pocket for a week because left and back pockets are left alone and you just wait a bit to fill them all up.
Links are not working for me!
Read through the 6 pages of this thread and you will find the working link.
Ultimate Money Mindset
bit.ly links.
http://bit.ly/ummaudio
(Instant streaming play now)
http://bit.ly/ummaudiozip
(Download for later listening)
http://bit.ly/ummaudiochapterszip
(Download in individual chapters for easy revision)
http://bit.ly/ummbook
(The PDF)
Have you read or listened to Ultimate Money Mindset? If you have and you found it useful please consider returning to this thread to post your feedback. It bumps it back up to the top do others can see it and more people are helped.
Just because something is 100% free doesn't mean it has no (or little) value. This is one of those ultra rare times when value is abundant in something that 100% free with no strings attached. Returning to post feedback helps others.
I see that.
I searched in Google too but couldn't find it.
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