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Money System - What Are You Investing That's Getting 5% Return?

sWALK90

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But you still have to mange that person at the end of the day. I guess the same could be said for the investment as well. ;)


and pay him more than the rest...:shifty:
 
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MJ DeMarco

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When LINN Energy was trading at 12 bucks, it also had a 22% dividend. Now it has a ZERO dividend and is trading at two bucks. In other words, a stock with an advertised 22% dividend is advertising for suckers who'd rather not visit the casino.

Kinder Morgan advertised dividend on December 8th ... 12.5%.
On December 9th they slashed the payment... now it's 3%.

Anytime you see a big dividend and invest, you're taking a big risk. In the case of KMI, they telegraphed a coming reduction so the impact on the price hasn't been negative... thus far.
 

MyronGainz

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Not sure if you're trolling but if you're serious there's a rather high probability that your father is involved in some type of scheme if these are consistent returns over multiple years. If it's just this year or even the last 3 you're in the clear, but if this is a multi year thing of consistent returns like that I'd give it a second look.

Seriously, take a look at it. It happens WAY more often than people think. You can PM if you'd like

Take a look at Renaissance Capital
 
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MyronGainz

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I am confused - are we still on FastLane? Cause if so, what the hell are we doing talking about 5% returns? Who has that ever helped, satisfied, or secured?
5% sure as hell don't sound like FastLane to me...

Hahah

Depends on what stage in your wealth/net worth you are in (Wealth acquisition vs. Wealth preservation)
 
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D

Deleted35442

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RSO - Wow at that 22.22% Dividend even though it's low compared to before in terms of stock value, 22% is amazing. Motifinvesting looks amazing. I really look forward to your thread Cyriex, please reply to this thread with a link to it when you post it!

By "long" do you mean to just buy some shares UWTI? Going from 600 to where it is now is pretty big swing.

Where do you go to look at those REIT's with amazing dividends?

Thanks Cyriex.
I still have a subscription to S&P Capital IQ and can organize tons of data. Anyone can find this information though by combing Google Finance and Yahoo Finance. Or by simply looking here. Reading analyst reports and others opinions are fine as long as you add some of your own due diligence on top of it. By buying shares in UWTI the specific position on this ETF is a long position. You can buy an almost identical ETF from VelocityShares that offers a x3 Short as well. For you and @Phones I just wrote a very thorough thread here for my rec'd reading:

https://www.thefastlaneforum.com/co...s-portfolios-at-100k-1m-weekly-updates.64476/

@MJ DeMarco Looking at the big picture here, my example of RSO does indeed reveal a high dividend REIT, but one that is established and been delivering on these returns for years now. Additionally, what you'd use to analyze risk reveals a lower debt-to-equity ratio here. True, REITs that hold mortgage paper are riskier than property REITs. I still wouldn't simply dismiss any security based on the dividends based on "Well, look what happened to LINN Energy" as you can apply this to tons of different scenarios. And despite my pessimism for the markets currently, hedge funds are investing some cool millions lately in junk bonds, MLPs, high div stocks, and mortgage REITs. Just keep an eye on them interest rates baby.
 
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DKNJ

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Yes I got the point but that is already when you are rich and got a ton of money just sitting in the bank. You could just buy real estate and rent it out, you can look into that as a stream of passive income(I've not done this myself im too poor haha)

I also got a new idea, open a bar/restaurant
A restaurant used to appeal to me for a small business. Then a friend(upscale NYC restaurant owner) told me how crappy of a business model it is. If it's a successful bar in the evening/night, that may be a different story. Restaurants have too many moving parts. For example you have to provide a certain square footage to 2 people for 1-2 hours to get around $100-$200 for their meal. Subtract other expenses like COG and paying GM, hostess, waiter, bus boy, dishwasher, chef etc to operate. He has other businesses and keeps the restaurant just for a place to eat with friends, family, business partners. I hope to get to that point where I can open one with friends/partners just to have one and not relying on it for income. Something I wouldn't go at alone though.
 
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DKNJ

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This is sooooo true.

Many times a successful person hit its good and is so overwhelmed with the success, they just stick the money into a bank account until they can find time to learn how to best use it.

When I was starting, I was so busy trying to "run my business" and keep cash coming in, I had no time to even look at my bank account and consider what I needed to do with it other than stock pile it into savings. All that concerned me was that more money was coming in each month, than money coming out.

Then came Dec 31st and I was wishing I took the time to learn more about my money since the gov. got a large chunk of it after that day....

It's still hard to manage even after that. So many options change and numbers fluctuate every week. One month XYZ is doing good, the next month its a horrible investment because of something else.

Money management can be a 24/7/365 job if you let it. Key is, don't let it be.
Does this mean you can use net profits from your business to reinvest into other assets before tax season to avoid paying taxes?
 

biophase

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Man who cares about a 5% return, I would invest it all back into my own business and earn 100% return or more.

...says the person who has not made enough money yet. Obviously, you cannot do this continually or you will implode from overworking!
 

biophase

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Does this mean you can use net profits from your business to reinvest into other assets before tax season to avoid paying taxes?

No you cannot. When you purchase an asset for your business it still has value so you cannot just add it to your expenses. If it was only that easy. :)
 
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biophase

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I am confused - are we still on FastLane? Cause if so, what the hell are we doing talking about 5% returns? Who has that ever helped, satisfied, or secured?
5% sure as hell don't sound like FastLane to me...

Hahah

In many ways, this thread is actually an advanced fastlane topic. Or a post-fastlane topic. :)
 

Maxjohan

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If we are talking just stocks. Then my opinion is that dividends may look sexy. But the real money is made with high growth. Buying cheap, and staying on for a longer ride.
 
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eliquid

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In many ways, this thread is actually an advanced fastlane topic. Or a post-fastlane topic. :)

Exactly.

5% might not seem like a lot to some people, but it's all relevant. 5% on $10 might not be fastlane, but 5% on 10MM would be if you're not even managing it.

People just don't get it. 5% is not the focus here as that 5% could be 8% tomorrow or even 12% next month on some lending site.

The focus is making money while not trading in your time for it. Everything is else, well.. is just numbers and multipliers of it.
 

iAmTrade

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I am certain I know a place you can put it.

Graphene. End of discussion.


Sent from my iPhone using Tapatalk
 

biophase

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In the past years I've been putting it into real estate at about a 6% return. Buy cash, let it cashflow. Fairly easy if you have good tenants.
 
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iAmTrade

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Did no one realize what I said 1 post above?

Graphene.

Its easy to come by- the process to solidify it takes a few minutes with bare hands...

Scale this process and use a machine...sell at 1000$ return...something that costs 10$ to buy in its original form.

The end.
My god, people.

Yea, of course I am making this all up. Don't listen to me.
 
D

Deleted35442

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Did no one realize what I said 1 post above?

Graphene.

Its easy to come by- the process to solidify it takes a few minutes with bare hands...

Scale this process and use a machine...sell at 1000$ return...something that costs 10$ to buy in its original form.

The end.
My god, people.

Yea, of course I am making this all up. Don't listen to me.
Lolk. Aren't you the guy that was trying to rent out rooms in the Great Gatsby house at $50K a month? My god, indeed. Maybe people didn't respond because your post was completely off-topic and this is an "Investing and Trading" thread.

Graphene. You've successfully made and scaled a business based on this, have you? Listening.
 

Kingmaker

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Lolk. Aren't you the guy that was trying to rent out rooms in the Great Gatsby house at $50K a month? My god, indeed. Maybe people didn't respond because your post was completely off-topic and this is an "Investing and Trading" thread.

Graphene. You've successfully made and scaled a business based on this, have you? Listening.
You just don't understand it, bro.

teA2yjf.jpg
 
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DogsBreakfast

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It's definitely not a safe type of investment, but I've been dabbling in bitcoin over the last few months. I check the prices a few times a day, and don't spend any time reading articles or news about it because I believe most of it is bullshit and hype. Instead I go off my instinct of what I feel buyers are thinking and try to simply sell at peaks and buy at lows.

I don't consider this a long term strategy as I may cash out at any moment and not buy back in, and also I have been lucky. But 45% return over 2 months is going to pay for my New Years in Tokyo so I'm not complaining either.

The way I see it, if I can get 10% return or higher over a year then it is worth it because it takes little extra time out of my day.

It's better than leaving the money in the bank since my bank only offers 1.8%p.a. which is just shit
 

100k

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Maybe he means to invest into R & D and technology companies that are working with graphene.
 
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Phones

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I'd long VelocityShares 3X Long Crude Oil ETN, ticker UWTI. This ETF triple leverages your position

Upon further research, I don't think it's good to use leveraged ETF's for long positions because of volatility and compounding.

Oil goes up 10%, ETF moves 30% up, your 100€ goes to 130€ .
Oil goes back to where it was (-9.09%), ETF moves 27% down, your 130€ goes to 94.9€, yet Oil is at the same price as before.

Did you consider this before @Cyriex ? Maybe I'm missing something
 
D

Deleted35442

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Upon further research, I don't think it's good to use leveraged ETF's for long positions because of volatility and compounding.

Oil goes up 10%, ETF moves 30% up, your 100€ goes to 130€ .
Oil goes back to where it was (-9.09%), ETF moves 27% down, your 130€ goes to 94.9€, yet Oil is at the same price as before.

Did you consider this before @Cyriex ? Maybe I'm missing something
I'm an aggressive investor by nature. Of course I consider this. Same way you'd consider investing in high beta stocks. It's all about risk profile. If you want to load up on T-Notes and 'feel safe', go for it. Could be I also set a trailing stop loss on each order.
In investing, what is comfortable is rarely profitable.” – Robert Arnott
And I love being uncomfortable. I have an opinion on when and where oil will bottom out and plan to be balls deep in this ETF when it does.
 

iAmTrade

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Cyriex, I think you're a fool.

How about take a hint and look into a company that is to go public related to graphene.

--
Aside from that..5% returns? Lendingclub.com

Lend $ get 5%.
The end.

More specific...take a list of stocks, and put it on top of a dart board- now throw some darts. Those are the ones to invest in. Let it ride, a few waves and sell. Your stats for choosing a good stock are as "good" as a brokers using the old dart-board trick.

Do the research before you rebut what I just said.

Yes, invest in a company working on/with graphene. Watch it explode in a few years.

Of course I only say this because I have a vested interest in the industry.


Sent from my iPhone using Tapatalk
 
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D

Deleted35442

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Cyriex, I think you're a fool.

How about take a hint and look into a company that is to go public related to graphene.

--
Aside from that..5% returns? Lendingclub.com

Lend $ get 5%.
The end.

More specific...take a list of stocks, and put it on top of a dart board- now throw some darts. Those are the ones to invest in. Let it ride, a few waves and sell. Your stats for choosing a good stock are as "good" as a brokers using the old dart-board trick.

Do the research before you rebut what I just said.

Yes, invest in a company working on/with graphene. Watch it explode in a few years.

Of course I only say this because I have a vested interest in the industry.


Sent from my iPhone using Tapatalk
Yes, all the hedge funds and sovereign wealth funds of the world have it all wrong - all the indexing, hedging, leveraging, longing/shorting. Hedge funds cloak themselves in subterfuge guarding their strategies well. But hey, everybody has it all wrong and @iAmTrade is right; all should just put everything into Lending Club. And don't mistake me when I say they do dip some cash into this space now. But not to the extent you think. Hey, you happen to read this btw, bruh? Lend does not get 5%, regardless of what they publish.

Oh, I did mention again how you were 'the guy' trying to charge $50K per month to live in a mansion, right? How's that going, broagie? Wow, why not create a hedge fund that does nothing but invest in your lending club, bro? Why come here espousing F*ckwit proposals like filling a mansion with Cuckerberg types when you can just mack on some pension funds to give you a couple million to put it in lending club?

Yes, you stick to your Lending Club, Mr. Gatsby. And as far as your Graphene goes.

never_stop_believing_by_chimpeatsbanana-d5cqi97.png
 
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Draven Grey

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Financial advisor LOLOLOLOL

Such naive people to believe those stories.
Not naive. I've seen it month after month. I actually fudged the numbers. It's been around 25% ROI per month. And he's one of my father's best friends, who we trust whole-heartedly. You can believe what you want. I know it sounds preposterous. I just hope I can hire this guy before he retires (which will be soon).
 

JustAskBenWhy

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Depends on what stage in your wealth/net worth you are in (Wealth acquisition vs. Wealth preservation)
Yes - I understand. However - fast lane is not a financial concept as much as emotional and psychological perspective on life. Financially-speaking, I am very much in wealth acquisition mode. However, I know plenty of fast-laners who don't need to be fast-laners for financial reasons any more. Yet, they will not allow themselves to invest for 5% :)
 

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