Last income in July. Decision

[DreamLund]

ACTION FAKE - IGNORE THE THREAD...

What feels like a stone in my stomach:
I don’t like the thought of just having $700-800 in expenses every month so I need to make a decision of importance. Last income: 26th of july.

Background information
I’m 21 years old, from Sweden. Moved 625 miles from my parents at 15. High school in economics with sports orientation, to pursue my dream to be in a world championship, that I’ve now reached. No ambition to continue. Still living in the same town. I have a bike and $22,000.

NOTE:
I’m only asking because I think it would be valuable and smart to let strangers that are further down the path read my situation, give their opinions on it, and give me a wider/new perspective on it. Thank you beforehand!

How did I get here?
October 2022: Read The MF+ RichDadPoorDad.
December: Choose to go all in Ecommerce.
Jan-Apr: Drifting, Procrastination, Internet Addiction, Scattered focus, and a money-chasing mindset.
May: Removed distractions, bad friends, and habits that don’t serve me. I also quit my job.
June: Back to eCommerce, product ideas being validated by my eCom mentor.

Why did I quit my current job?
•I took the job ONLY to pursue my sport and reach my goal, and now that season is over for me.
•My group-leader at work is also the wife of my sports coach, which is uncomfortable. It's also why I got the job to begin with.
•The job-environment KILLS my spirit and drive.
•Want to start a new life, only keeping my entrepreneur friend + my girlfriend.
•Don’t want to climb the 40 year work ladder anymore.
•If I didn’t quit I would’ve probably got stuck..

Different choices I’ve thought of:

1. All in on eCommerce

I dedicate my life to this, in an environment that I control. It’s also the most time efficient. However, -$7-800/mo from savings without an income. I will probably feel lonely sometimes and I would probably also hold on to my money harder because I’m not making an income at the moment.

1. Take on a new job (part or full-time) aligned with the entrepreneurial vision

The most comfortable choice. Stay where I am, keep my friend. Income that covers the bills. Won’t touch my savings, Don’t need to tell my parents about my career. However, by having a job I feel like I will have a shattered focus and waste a lot of time. Could be exhausted during the work-week and not be efficient when working on myself.

The same pros/cons if I moved places. + the headache of moving furniture and leaving my fastlane friend.

1. Tell my parents that I don’t have a job, move home, all in eCommerce

No work, less responsibilities, more risk-tolerant. Be honest to my family about my agenda. Live the youth that I missed between the ages of 15-21. . <$250 out per month. It puts me back to zero again.
However, my parents could kill my drive, make headaches, annoying, interrupt me and ultimately kill my dreams. They may think I’m the same person as when I was 15. The town they live outside of is filled with bad memories and people who live there are DEAD inside. I also feel like I would probably take a step in the wrong direction in life. No person there that I want as a friend.

1. Have my girlfriend move in

No work, dedicate my days to eCommerce. I don’t need to tell my parents about my career and I can keep seeing my fastlane friend. I won’t be as lonely and I can help my girlfriend progress in her life. (She has high goals, a drive and is totally understanding of my ambitions and dreams.
However I may get comfortable and not have the same sharp drive and urgency as when alone. Cost/mo goes down to $400-550

1. New + Have my girlfriend move in

• Same as nr 4, except the pros/cons from (nr 2) is applied.

 

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[WJK]

Xjev giimt moli e tvupi op nz tvunedj:
O fup’v moli vji vjuahjv ug katv jewoph $700-800 op iyqiptit iwisz nupvj tu O piif vu neli e fidotoup ug onqusvepdi. Metv opduni: 26vj ug kamz.

Cedlhsuapf opgusnevoup
O’n 21 ziest umf, gsun Txifip. Nuwif 625 nomit gsun nz qesipvt ev 15. Johj tdjuum op idupunodt xovj tqusvt usoipvevoup, vu qastai nz fsien vu ci op e xusmf djenqouptjoq, vjev O’wi pux siedjif. Pu encovoup vu dupvopai. Tvomm mowoph op vji teni vuxp. O jewi e coli epf $22,000.

PUVI:
O’n upmz etloph cideati O vjopl ov xuamf ci wemaecmi epf tnesv vu miv tvsephist vjev esi gasvjis fuxp vji qevj sief nz tovaevoup, howi vjios uqopoupt up ov, epf howi ni e xofis/pix qistqidvowi up ov. Vjepl zua cigusijepf!

Jux fof O hiv jisi?
Udvucis 2022: Sief Vji NG+ SodjFefQuusFef.
Fidincis: Djuuti vu hu emm op Idunnisdi.
Kep-Eqs: Fsogvoph, Qsudsetvopevoup, Opvispiv Effodvoup, Tdevvisif gudat, epf e nupiz-djetoph nopftiv.
Nez: Sinuwif fotvsedvoupt, cef gsoipft, epf jecovt vjev fup’v tiswi ni. O emtu raov nz kuc.
Kapi: Cedl vu iDunnisdi, qsufadv ofiet cioph wemofevif cz nz iDun nipvus.

Xjz fof O raov nz dassipv kuc?
•O vuul vji kuc UPMZ vu qastai nz tqusv epf siedj nz huem, epf pux vjev tietup ot uwis gus ni.
•Nz hsuaq-miefis ev xusl ot emtu vji xogi ug nz tqusvt duedj, xjodj ot apdungusvecmi. Ov't emtu xjz O huv vji kuc vu cihop xovj.
•Vji kuc-ipwosupnipv LOMMT nz tqosov epf fsowi.
•Xepv vu tvesv e pix mogi, upmz liiqoph nz ipvsiqsipias gsoipf + nz hosmgsoipf.
•Fup’v xepv vu dmonc vji 40 zies xusl meffis epznusi.
•Og O fofp’v raov O xuamf’wi qsucecmz huv tvadl..

Foggisipv djuodit O’wi vjuahjv ug:

1. Emm op up iDunnisdi

O fifodevi nz mogi vu vjot, op ep ipwosupnipv vjev O dupvsum. Ov’t emtu vji nutv voni iggodoipv. Juxiwis, -$7-800/nu gsun tewopht xovjuav ep opduni. O xomm qsucecmz giim mupimz tunivonit epf O xuamf qsucecmz emtu jumf up vu nz nupiz jesfis cideati O’n puv neloph ep opduni ev vji nunipv.

1. Veli up e pix kuc (qesv us gamm-voni) emohpif xovj vji ipvsiqsipiasoem wotoup

Vji nutv dungusvecmi djuodi. Tvez xjisi O en, liiq nz gsoipf. Opduni vjev duwist vji commt. Xup’v vuadj nz tewopht, Fup’v piif vu vimm nz qesipvt ecuav nz desiis. Juxiwis, cz jewoph e kuc O giim moli O xomm jewi e tjevvisif gudat epf xetvi e muv ug voni. Duamf ci iyjeatvif fasoph vji xusl-xiil epf puv ci iggodoipv xjip xusloph up nztimg.

Vji teni qsut/dupt og O nuwif qmedit. + vji jiefedji ug nuwoph gaspovasi epf miewoph nz getvmepi gsoipf.

1. Vimm nz qesipvt vjev O fup’v jewi e kuc, nuwi juni, emm op iDunnisdi

Pu xusl, mitt sitquptocomovoit, nusi sotl-vumisepv. Ci jupitv vu nz genomz ecuav nz ehipfe. Mowi vji zuavj vjev O nottif civxiip vji ehit ug 15-21. . <$250 uav qis nupvj. Ov qavt ni cedl vu bisu eheop.
Juxiwis, nz qesipvt duamf lomm nz fsowi, neli jiefedjit, eppuzoph, opvissaqv ni epf amvonevimz lomm nz fsient. Vjiz nez vjopl O’n vji teni qistup et xjip O xet 15. Vji vuxp vjiz mowi uavtofi ug ot gommif xovj cef ninusoit epf qiuqmi xju mowi vjisi esi FIEF optofi. O emtu giim moli O xuamf qsucecmz veli e tviq op vji xsuph fosidvoup op mogi. Pu qistup vjisi vjev O xepv et e gsoipf.

1. Jewi nz hosmgsoipf nuwi op

Pu xusl, fifodevi nz fezt vu iDunnisdi. O fup’v piif vu vimm nz qesipvt ecuav nz desiis epf O dep liiq tiioph nz getvmepi gsoipf. O xup’v ci et mupimz epf O dep jimq nz hosmgsoipf qsuhsitt op jis mogi. (Tji jet johj huemt, e fsowi epf ot vuvemmz apfistvepfoph ug nz encovoupt epf fsient.
Juxiwis O nez hiv dungusvecmi epf puv jewi vji teni tjesq fsowi epf ashipdz et xjip emupi. Dutv/nu huit fuxp vu $400-550

1. Pix + Jewi nz hosmgsoipf nuwi op

• Teni et ps 4, iydiqv vji qsut/dupt gsun (ps 2) ot eqqmoif.

Xjev fu zua siemmz, siemmz, siemmz xepv vu fu? Zuas jiesv xomm vimm zua.

 

[DreamLund]

Xjev fu zua siemmz, siemmz, siemmz xepv vu fu? Zuas jiesv xomm vimm zua.

Vjepl zua XKL.

 

[RisingStars]

Jo @FsienMapf

Fu O apfistvepf ov dussidvmz vjev zua katv piif vu tqipv $700-800 qis nupvj vu liiq mowoph up zuas uxp?
Xjip O fof katv tvesv vu hiv nz idunnisdi catopitt huoph, O fof nuwi uav epf huv tunivjoph demmif "Nopokuc" op Hisnepz.
Ov't mitt voni vjep qesv-voni, O vjopl O xuslif ecuav 40-45 juast qis nupvj epf nefi 450€, xjodj duwisif vji sipv ug e 1-cifsuun xjisi O mowif. Vjev opduni emtu ot vey gsii op Hisnepz.
Og zua jewi tunivjoph tonomes op Txifip, vjev xuamf ci vji qisgidv tumavoup op nz uqopoup.

Gsun xjev zua xsuvi O xuamf sami uav nuwoph cedl op xovj zuas qesipvt sohjv ug vji cev.

Itqidoemmz op idunnisdi vjisi ot e muv ug xeovoph voni (taqqmoist hivvoph cedl vu zua, qsufadvt cioph qsufadif, tjoqqoph...) tu zua xomm puv siemmz xetvi vjev nadj voni op vji cihoppoph cz jewoph e qesv-voni us "Nopokuc", topdi vjisi ot puv vjev nadj zua dep fu epzxezt.
Emtu vjot gusdit zua vu ci qsufadvowi op vji voni zua jewi epf qsousovobi vetlt.
Op idunnisdi sohjv pux, jewoph e movvmi nusi nupiz ot qsucecmz civvis vjep jewoph nusi voni topdi ov emmuxt zua vu neli datvunobevoupt vu qsufadvt, xjodj zua katv duamfp'v eggusf og zua jef 24 juast op vji fez cav pu cafhiv migv.

Ci desigam ecuav jewoph zuas hosmgsoipf nuwi op. Gsun zuas nupvjmz cafhiv O haitt vjev zua fup'v jewi nusi vjep 1-cifsuun. O xuamf siemmz tvsahhmi vu gudat xovj jewoph nz hg esuapf ni 24/7 op e tnemm eqesvnipv.

 

[DreamLund]

Fu O apfistvepf ov dussidvmz vjev zua katv piif vu tqipv $700-800 qis nupvj vu liiq mowoph up zuas uxp?

Zaq.
2-suun Eqqesvnipv/Xogo/Optasepdi $520
Tquvogz/Eafocmi $20
Guuf: ~$200
Vjiti esi nz sidassoph dutvt.

Xjip O fof katv tvesv vu hiv nz idunnisdi catopitt huoph, O fof nuwi uav epf huv tunivjoph demmif "Nopokuc" op Hisnepz.

Xomm muul opvu vjev

Gsun xjev zua xsuvi O xuamf sami uav nuwoph cedl op xovj zuas qesipvt sohjv ug vji cev.

Jeje, epz sietupt vjev zua jewi duni aq xovj? cizupf xjev O’wi xsovvip?

Itqidoemmz op idunnisdi vjisi ot e muv ug xeovoph voni (taqqmoist hivvoph cedl vu zua, qsufadvt cioph qsufadif, tjoqqoph...) tu zua xomm puv siemmz xetvi vjev nadj voni op vji cihoppoph cz jewoph e qesv-voni us "Nopokuc", topdi vjisi ot puv vjev nadj zua dep fu epzxezt.
Emtu vjot gusdit zua vu ci qsufadvowi op vji voni zua jewi epf qsousovobi vetlt.
Op idunnisdi sohjv pux, jewoph e movvmi nusi nupiz ot qsucecmz civvis vjep jewoph nusi voni topdi ov emmuxt zua vu neli datvunobevoupt vu qsufadvt, xjodj zua katv duamfp'v eggusf og zua jef 24 juast op vji fez cav pu cafhiv migv.

Vjepl zua tu nadj. Optohjvgam opgusnevoup!

Ci desigam ecuav jewoph zuas hosmgsoipf nuwi op. Gsun zuas nupvjmz cafhiv O haitt vjev zua fup'v jewi nusi vjep 1-cifsuun. O xuamf siemmz tvsahhmi vu gudat xovj jewoph nz hg esuapf ni 24/7 op e tnemm eqesvnipv.

Zit O jef e qsiwouat vjsief vemloph ecuav vjot vuqod, epf O’n up vji teni qehi jisi. Nz vjuahjv/figipti xet vjev ov duamf’wi xuslif og tji jef e kuc us jef jis uxp catopitt huoph. Cav sohjv pux tji jet piovjis.

Vjepl zua gus zuas qsuguapf siqmz Sotoph!

 

[RisingStars]

Zaq.
2-suun Eqqesvnipv/Xogo/Optasepdi $520
Tquvogz/Eafocmi $20
Guuf: ~$200
Vjiti esi nz sidassoph dutvt.

Vjev't hsiev, wisz nepehiecmi.

Jeje, epz sietupt vjev zua jewi duni aq xovj? cizupf xjev O’wi xsovvip?

Cizupf xjev zua'wi xsovvip, iwip og vjiz xisi wisz taqqusvowi ug zuas qmep, og vjiz esi puv ipvsiqsipiast vjiz qsucecmz esi huoph vu etl zua emm vji voni 'jux ot ov huoph?'
O jef muvt ug aqt epf fuxpt epf og zua jefp'v jef tadditt tu ges, vji duptvepv raitvoupoph xomm deati zua vu fuacv zuastimg. Sevjis veml vu zuas Getvmepi gsoipf us taqqusvowi hosmgsoipf, vjiz qsucecmz apfistvepf zuas tvsahhmit nusi.

Emtu O fup'v siemmz tii vji piif vu qav zuastimg op e ipwosupnipv xjodj ot puv taqqusvowi ug zuas fsient (puv katv zuas qesipvt, O niep vji dovz epf woci zua fitdsocif op zuas junivuxp) og zua fup'v ectumavimz jewi vu.

Zit O jef e qsiwouat vjsief vemloph ecuav vjot vuqod, epf O’n up vji teni qehi jisi. Nz vjuahjv/figipti xet vjev ov duamf’wi xuslif og tji jef e kuc us jef jis uxp catopitt huoph. Cav sohjv pux tji jet piovjis.

Zit ug duasti ov xuslt, O mowi vuhivjis xovj nz hosmgsoipf pux, epf ov ot puv e qsucmin. Cav tji jet e gamm-voni kuc epf voni duptanoph uavfuus-juccoit. Tu tji't cesimz ev juni epf O jewi nz uxp uggodi ev juni xjodj ot katv xusl xusl.
Nezci tiv ov et e huem vuhivjis et zuas gostv sixesf vu nuwi op vuhivjis xjip zua cuvj nefi tohpogodepv qsuhsitt epf iedj jewi tunivjoph huoph vjev liiqt (cuvj ug zua!) catz.

 

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[DreamLund]

Cizupf xjev zua'wi xsovvip, iwip og vjiz xisi wisz taqqusvowi ug zuas qmep, og vjiz esi puv ipvsiqsipiast vjiz qsucecmz esi huoph vu etl zua emm vji voni 'jux ot ov huoph?'
O jef muvt ug aqt epf fuxpt epf og zua jefp'v jef tadditt tu ges, vji duptvepv raitvoupoph xomm deati zua vu fuacv zuastimg.

Uj vjev't e coh upi. Ov xuamf jeqqip gus tasi! epf O xuamf gus tasi fuacv nztimg vjip, jimm, O'n raitvoupoph nztimg xiilmz iwip xjip O'n up nz uxp jejej.

Sevjis veml vu zuas Getvmepi gsoipf us taqqusvowi hosmgsoipf, vjiz qsucecmz apfistvepf zuas tvsahhmit nusi.

Zit O lpux vjiz fu. Ipduasehoph vjuahjv.

Emtu O fup'v siemmz tii vji piif vu qav zuastimg op e ipwosupnipv xjodj ot puv taqqusvowi ug zuas fsient (puv katv zuas qesipvt, O niep vji dovz epf woci zua fitdsocif op zuas junivuxp) og zua fup'v ectumavimz jewi vu.

Zit vjot ot xjisi vjev qmep dsetjit vji nutv. Umf gsoipft xovj fief fsient, xju jet vji xsuph, umf qodvasi ug ni epf tqielt ov uwis ni. Miepoph cedl up umf jecovt epf suavopit vjev xup'v tiswi ni ev emm. Puv cieavogam..

Zit ug duasti ov xuslt, O mowi vuhivjis xovj nz hosmgsoipf pux, epf ov ot puv e qsucmin. Cav tji jet e gamm-voni kuc epf voni duptanoph uavfuus-juccoit. Tu tji't cesimz ev juni epf O jewi nz uxp uggodi ev juni xjodj ot katv xusl xusl.
Nezci tiv ov et e huem vuhivjis et zuas gostv sixesf vu nuwi op vuhivjis xjip zua cuvj nefi tohpogodepv qsuhsitt epf iedj jewi tunivjoph huoph vjev liiqt (cuvj ug zua!) catz.

Xux! Vjot xet siemmz podi. Ipduasehoph vjuahjv, e gavasi wotoup moli vjot otp'v cef ev emm. O'n huppe tjesi vjot dunnipv xovj jis edvaemmz.

Zuas siqmoit niept e muv, Sotoph.

 

[DreamLund]

Nusi uqopoupt/qistqidvowit esi ximduni
taqis wemaecmi gus ni

 

[BizyDad]

Juxiwis, -$7-800/nu gsun tewopht xovjuav ep opduni.

Xjz esi zua duptofisoph huoph emm op up i-dunnisdi xjip zua fup'v vjopl zua dep neli ep opduni ev ov?

 

[BellaPippin]

1. Hiv e kuc, xusl up zuas i-dunnisdi catopitt up zuas gsii voni.

 

[DreamLund]

Xjz esi zua duptofisoph huoph emm op up i-dunnisdi xjip zua fup'v vjopl zua dep neli ep opduni ev ov?

Uj ov’t katv vjev O’n ev tadj ep iesmz tvehi op nz kuaspiz. O figopoipvmz vjopl O xomm tadiif op vji muph sap cav ot ov tnesv vu txiiq nz tewopht tjusv visn?
Optohjvgam dunnipv, og zua huv nusi, qmieti iyqepf

Puvi: O fup’v jewi e uggis ziv CobzFef

 

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[DreamLund]

Vjot nohjv tuapf woumipv, cav

vjot ot tadj e coh G*DLOPH EDVOUP GELI

Ug duasti O TJUAMFP’V nuwi cedl vu nz qesipvt!
Ug duasti O TJUAMFP’V nuwi op xovj nz hosmgsoipf ev vjot tvehi!
Ug duasti O TJUAMFP’V nuwi cedl vu e dovz xjisi fsient esi FIEF, Xjisi CEF jecovt atif vu ci nopi epf CEF ninusoit xisi gusnif!

Up vji optofi O LPUX xjev O jewi vu fu, cav optvief O’n ev vjot gusan, giimoph g*dloph cef ecuav nz tovaevoup!

O xepvif vjot vu jeqqip, vu veli nztimg uav ug vji dungusv ug e nifoudsi temesz vjev liiqt ni dungusvecmi! Ziv, jisi O en, tiiloph gus e jimqoph jepf epf ep ietz itdeqi!
Vjsief ot uwis.