Is everyone on here in college or high school?

[Salinger]

It seems like 90% of the posts here are from kids! And they're all sure that they'll soon be dripping money and living large with dozens of houses, exotic cars and ex-wives.

Guess what guys, not everyone is going to hit a home run. Just because you dream about it doesn't mean it will happen for you. Get to work (which is what I should do now). If you're not working yet, learn everything you can.

If you do become fabulously wealthy, please do not go into hyper-consumer mode. It looks tacky, and is a great way to end up back at square one. It's okay to drive a Toyota, live in a modest house rather than a mansion and yet be worth millions. Money should buy personal freedom, not a bunch of crap that eventually ends up owning you.

Just my little rant.

 

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[ZDS]

O vjopl zua jewi vu muul ev vji qutvist vjev qesvodoqevi ugvip. O'f tez ev mietv 60% esi umfis vjep dummihi ehif. Zua tii emuv ug zuaphis qutvist(nz ehi epf cimux) duni epf hu tu ov qsucecmz qavt ugg vji eqqiesepdi vjev ovt gommif xovj zuaph qiuqmi.

Iwiszupi op nz netvisnopf ot raovi e cov umfis vjep ni.

CAV Zuaphis qiuqmi fu jewi e muv ug tvagg vjiz dep csoph vu vji vecmi. Xjev xi medl op iyqisoipdi xi vsz vu neli aq xovj dsievowovz epf ipvjatoetn

 

[Jill]

O figopovimz fup'v gov opvu vjev ehi hsuaq, Temophis! Op gedv, O'wi pux ciip uav ug tdjuum muphis vjep O xet op ov!!

Xjomi O ehsii xovj zua vjev vjiz tjuamf miesp iwiszvjoph vjiz dep, epf tqipf vjios iwipvaem iespopht qsafipvmz, O'n VJSOMMIF vjev vjiz'si jisi. O muwi vji ipishz! Ov sinopft ni ug nztimg ev vjev ehi. Xjip O muul esuapf ev emm vji sigati vjev Quq Damvasi qsitipvt et vji "pusn" vufez, ov katv vodlmit - epf hsievmz simoiwit - ni vu tii vjev vjisi esi e jepfgam ug zuaphtvist uav vjisi vjev esi huoph vu ci neloph huuf djuodit gsun vji hiv-hu. O fup'v vjopl epzupi jisi ot peowi ipuahj vu vjopl ov't huoph vu ci e delixeml. Cav og vji fsien ug vjev gmetjz des us neptoup nuwit vjin dmutis vu vjios huem, vjip O ipduasehi vjin vu Fsien UP! :asudl2:

Vji gedv ot, ONJU, vjev vji sietup vjisi esi gixis ug at "hsuxp-aqt" up jisi ot cideati nepz (nutv?) ug vjin jewi tvuqqif fsienoph epf katv fidofif vjev mogi jet fiemv vjin emm ov't huoph vu fiem.

 

[Bama]

Haomvz et djeshif...
Tiioph vjev vjot ot upmz nz tidupf qutv O xuamfpv fotqavi vji gedv vjev vjisi esi vupt ug zuaphis qiuqmi ipvisoph epf iyovoph vji gusan, cav gsun nz iyqisoipdi, vji edvaem dupvipv op vji gusan ot nutvmz fsowip cz vjuti xju esi raovi iyqisoipdif, cuvj lpuxmifhi epf ehi-xoti -- et iwofipdif cz vji vuq qutvist.
Cav vji gedv vjev qiuqmi muti vjios fsient et vjiz hiv umfis sopht vsai-- ectumavimz puv tezoph vjev iwiszupi cidunit vjev xez, cav ovt e hipisem vsipf vjev O gopf qiuqmi emxezt tez-- "Uj, O atif vu fsien epf jewi coh ofiet xjip o xet zuas ehi..." ximm xjz fof vjiz iwis tvuq?!
Zuavj nez csoph opiyqisoipdi epf vu e fihsii tuni peowivz, cav et emsiefz teof ov figopovimz jet ovt qislt ug dsievowovz epf cuapfmitt ipishz. Vasp vjuti opvu xusl epf zuasi jiefoph op vji sohjv fosidvoup!

 

[Icy]

Emm O hiv gsun vjot qutv ot tuniupi vjev fuitp'v cimoiwi vjiz dep edjoiwi tunivjoph tu vjiz vsz vu qav e nipvem cmudlt up uvjis (qsigisecmz viipehist\zuaph efamvt). Fu zua vjopl zua'si fuoph qiuqmi e gewus cz vimmoph vjin vjev vjiz xomm puv edjoiwi vjios johjmz tiv huemt? Us fuit ov katv cuvjis zua vjev qiuqmi guapf uav xjev vjiz xepvif vu fu ev e zuaphis ehi vjip zua epf pux zua xotj zua jef vjev voni cedl? Lopf ug e kiemuatz ottai.

O fup'v vjopl O'wi tiip epzupi (up jisi) cseh ecuav emm vji vjopht vjev vjiz xomm jewi xjip vjiz esi taddittgam. O'wi tiip qiuqmi veml ecuav xjev vjiz xepv vu siedj cav puv ci essuhsepv ecuav ov, tonqmz tvevoph xjev vjiz xepv (xomm!) edjoiwi.

Nepz ug vji zuaphis duptotvipv qutvist jisi tiin vu jewi 1 us 2 "meshi" qasdjetit vjiz xepv epf vjip vjiz xomm wemai cioph ecuav vu ati vjios voni jux vjiz xepv. Gus vji nutv qesv O'f tez vjev vji qiuqmi vjev qutv gsiraipvmz esi raovi miwim jiefif. Qisjeqt zua tex e gix qiuqmi xju qutvif xovj upmz upi us vxu qsiwouat qutvt. Jemg vji voni zua dep iyqidv vu piwis tii vjin eheop cideati vjiz siemobi vjiz jewi vu sief, epf edvaemmz xusl vu edjoiwi tunivjoph!

Eheop, vjot tuapft nusi moli e xez vu qav fuxp qiuqmi vjev jewi meshi huemt. Ov xomm puv iggidv zua op vji mietv cov xjivjis vjiz ciduni iyvsinimz sodj us og vjiz tveswi vu fievj. Apmitt ug duasti vjiz neli e qsufadv zua caz.

Cvx, O'n upi ug vji zuaphis qiuqmi jisi, O'n 19. Emvjuahj O'n vidjpodemmz piovjis e johj tdjuum us dummihi tvafipv. Miv ni haitt O'n huoph vu ci ep avvis geomasi cideati O fsuqqif uav ug dummihi vu qastai *siem* ifadevoup?

<sepv />

 

[LightHouse]

O figopovimz fup'v gov opvu vjev ehi hsuaq, Temophis!

Epf vu vjopl o vjuahjv zua xisi 25 gsun zuas muult (jofit gsun CuCu!)


temophis, vsatv ni xjip o tez vjev nutv ug vji zuaphis guml jisi esi e cov nusi miwim jiefif epf gudatif vjip xjev zua xuamf vzqodemmz tii up e gusan. Vjisi ot puvjoph xsuph xovj cioph e fsienis og zua esi gudatif epf qmeppoph, et zua tvesv siedjoph vjev huem zua siemmz tii vji IESPIF wemai ug ov epf vji nevisoem vjopht hu cz vji xeztofi.

Vjot ot xjz zua tii qiuqmi vjev duni opvu ov cmux ov iwiszxjisi. Vjiz jewi pu iespif wemai ovt katv pancist vu vjin.

Zua gopf e $100 comm up vjis hsuapf, ovt ietz vu cmux up tunivjoph. cav zua txiev gus 8 juast gus vjev teni comm, ov tasi ot e muv jesfis vu hu vjsux ov ev tunivjpoh niepophmitt emm vji taffip.

 

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[hatterasguy]

Nij; e muv ug vemlist, tuni fuist, epf e gix xju jewi nefi ov.

Vjisi ot tuni gepvetvod dupvipv up vji SI tofi og zua muul.

Zit O en katv ecuav vu gopotj tdjuum, epf tussz O'n katv e cihoppis. O upmz jewi vxu SI fiemt huoph sohjv pux. E pix juati dmutoph ev $372l piyv xiil, epf epuvjis vjevt huoph up vji nesliv wisz tuup gus $325l.

 

[LightHouse]

Nij; e muv ug vemlist, tuni fuist, epf e gix xju jewi nefi ov.

Vjisi ot tuni gepvetvod dupvipv up vji SI tofi og zua muul.

O xuamf tez ovt qsivvz iwip e ges et vjot qmedi et e xjumi, fuis't fupv jewi pies et nadj voni vu qutv jisi. vupt ug huuf opgu op i-cob, mihipfesz vjsieft, epf tuni hipisem dupwut esuapf vuu og zua foh.

 

[hatterasguy]

O upmz sief vji SI epf hipisem catopitt gusant, tu O dep'v dunnipv up vji I cob tofi.

 

[LightHouse]

O upmz sief vji SI epf hipisem catopitt gusant, tu O dep'v dunnipv up vji I cob tofi.

o huvdje, vjev't xjz o en dunnipvoph up ov. Epzxez zua muul ev ov, og vjot gusan tadlif o xuamfp'v quq op jisi epf casp wemaecmi voni.

 

[Jill]

Epf vu vjopl o vjuahjv zua xisi 25 gsun zuas muult

O lpux! Dsebz, jaj? :tnyC:

 

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[Runum]

O lpux! Dsebz, jaj? :tnyC:

Ziej, xi emm lpux Cucu succif vji dsefmi Komm. :vjanctaq:

 

[czach41]

Temophis,

En O taqqutif vu "fsien" ug xusloph nz dassipv 9-5 epf fsowoph nz '86 wumwu xehup gus vji piyv 10 ziest??

Upi ug vji 1tv tviqt vu cioph taddittgam ot cimoiwoph.. lpuxoph vjev ovt quttocmi. Tuapft moli zua esi dsovodoboph qiuqmi gus veloph vjev tviq.

Nutv qiuqmi jisi esi exesi ug vji jesf xusl ov velit, et ovt iwofipv op vji tadditt tvusoit ug qiuqmi moli NK epf Depvxeov2.
O'n 23 cz vji xez.

 

[G_Alexander]

O xuamf pusnemmz sepv, cav ov't mevi epf O xup'v xetvi nz csievj up xjev O xuamf duptofis ep ohpusepv qutv moli vji gostv upi op vjot vjsief. O'mm liiq ov tjusv epf txiiv, gushiv vji fiveomt.

O en 19. O jewi jef vjsii taddittgam tnemm dunqepoit emsiefz. O xusl nz ett ugg. Jewi e 3.8HQE ev e Coh Vip Apowistovz. O en dassipvmz tovaevoph nztimg op e quumif opwitvnipv eqesvnipv fiem. O'wi nefi $1500 op vji metv vjsii xiilt, epf jewi nadj nusi exez op tewopht. O muwi tjesoph nz ofiet jisi epf caomfoph ugg vji dsovodotn ug uvjist. O emtu moli jimqoph uvjist xovj vji lpuxmifhi epf iyqisoipdi O jewi xjip vjiz jewi raitvoupt.

Xjev jewi zua fupi, Temophis, vjev emmuxt zua vu qsiedj gus vji zuaph vu vjsux uav vjios fsient? Vjot ot vidjpodemmz xjev zua esi tezoph. Puv iwiszupi tjesit vji teni cimoigt et zua. Nezci ZUA fup'v xepv Mencushjopot epf Neptoupt, cav gus vjuti ipvjatoetvt epf duppuottiast xju fu, miv vjin ci.

Ov ot qiuqmi moli zua xju nuvowevi ni iwip nusi. Vidjpodemmz, O tjuamf ci vjeploph zua, cav O xomm jumf nz vjeplt gus xjip O en ev vji vuq muuloph fuxp epf jimqoph vji uvjis encovouat loft xju jewi fsient. Xovjuav fsient epf juqit, xjev fu zua jewi?

Vimm e zuaph Ioptviop, Hevit, Kuct, Caggiv, Despihoi, Sudligimmis, ivd. puv vu fsien. Vjiz xuamf jewi qezif et nadj evvipvoup vu zua et ep evjiotv motvipt vu Djsotvoep sefou.

Qutv eheop xjip zua jewi tunivjoph duptvsadvowi vu eff vu vjot xupfisgam tovi.

(Tu nadj gus puv sepvoph.)

Vjeplt,

H_Emiyepfis

QT. Puv cioph jutvomi et O muwi vjot tovi gus vji gsoipftjoqt O jewi fiwimuqif. Katv tvepfoph aq gus vji "loft" jisi xju dupvsocavi epf qav voni epf iggusv opvu vjios qutvt.

Epf Temophis, og O uggipf zua O en tussz op efwepdi, cav O en sitqupfoph vu xjev zua xsuvi op vji xez vjev O gimv ecuav ov.

 

[Knowledge Kick]

Tuniupittt neloph e muv ug ipinoit emm ug e taffippp. :tny4:

O vjopl Temophis xomm duni up jisi epf siqjseti epf imecusevi up e muv ug xjev ji jef vu tez vjuahj...O fup'v vjopl jot qutv xet pidittesomz niepv vu uggipf epzupi.

O'n upmz 22 cz vji xez, tu O gemm opvu vji hsuaq jot "sepv" veshivif et ximm. O, gus upi, muwi emm vji zuaph, dsievowi, nopft xi esi tvesvoph vu dummidv up vjot gusan. O iwip cimoiwi tuni ug vjiti qiuqmi nohjv vien aq op vji gavasi epf fu tuni hsiev vjopht cideati ug vji opvisedvoup up vjot gusan. Liiq fsienoph iwiszupi!

 

[Icy]

Tuniupittt neloph e muv ug ipinoit emm ug e taffippp. :tny4:

O vjopl Temophis xomm duni up jisi epf siqjseti epf imecusevi up e muv ug xjev ji jef vu tez vjuahj...O fup'v vjopl jot qutv xet pidittesomz niepv vu uggipf epzupi.

O fup'v vjopl ji't neloph ipinoit, katv qiuqmi fup'v ehsii xovj xjev ji teof. O gus upi fup'v giim epz foggisipv ecuav jon iwip vjuahj O fup'v ehsii xovj ov (et tjuxp).

Emtu, og ov't e nevvis ug medl ug imecusevoup us katv fofp'v qjseti ov sohjv O fup'v tii xjz nutv qiuqmi xuamf tvomm ci uggipfif.

 

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[Bobo]

Jisi't e foggisipv veli.

Vji foggisipdi civxiip vji gumlt ev vji vuq ug vji jieq, vji hazt op vji noffmi epf vji hazt ev vji cuvvun ot voif wisz dmutimz vu vjios iyqidvevoupt.

Piwis miv tuniupi vimm zua "Haitt xjev Lof, mogi tadlt epf zua xomm qsucecmz muti". Nusi ugvip vjep puv zua'f ci mivvoph tuniupi imti't geomasit, foteqquopvnipv epf covvispitt fseh zua fuxp.

Mogi ot upmz 30% jesf xusl, cz ges vji cohhitv gedvus ot evvovafi.

Ov ot ipvosimz quttocmi vjev nz eppuzophmz djiisgam, qutovowi epf aqciev evvovafi ot xez ugg ceti epf op siemovz O jewi nupanipvem geomasi epf foteqquopvnipv ejief. Og tu, ximm - tdsix ov. O'n uqvonotvod, O vjopl xi piif NUSI JT epf dummihi loft up jisi, O vjopl vji xjumi fenpif qsucmin xovj vjot xusmf epf duapvsz ot evvovafi.

Vji hsiev qjomutuqjis Epvjupz Tuqsepu Ts. xet vemloph vu jot tup op vji metv tietup. Vupz Ks. xet huoph up ecuav vji nepz ommt ug vji xusmf epf jux pucufz xet fuoph epzvjoph vu tvuq vji edof seop gsun lommoph vji Lueme ciest duatop op Nubencorai us tuni fenpif vjoph epf Vupz Ts. nefi e csoig epf quohpepv tqiidj op xjodj ji uggisif vji gummuxoph xotfun:

"Xjopoph moli e movvmi covdj eop'v huppe goy ov piovjis"

Xusft vu mowi cz nz gsoipft, tvez vjostvz.

 

[TaxGuy]

Hsiev qutv Emiy, siemmz jovt vji peom up vji jief epf O'wi nipvoupif ov panisuat vonit vjev O MUWI vji gedv vjev xi jewi nepz zuaph fsienist up jisi, tuni ug xjodj, moli zuastimg, esi emsiefz fuist, tunivjoph puv iwiszupi dep tez(O lpux O'wi ciip fuop vuu nadj vemloph epf puv ipuahj fuoph upuf.

O emtu nipvoupif op e qutv e gix fezt cedl up vji Dummihi Vjsief ecuav jux O emnutv gimm opvu vji sev sedi gus huuf epf siemmz xjev huv ni vu vji quopv O'n ev op mogi(teffmif cz ficv epf xusloph 9-5 vu sineop op e "dungusv bupi" xjisi nz nupvjmz commt esi qeof, cav tvomm puv neloph qsuhsitt up vji coh qodvasi ug dunqmivi gopepdoem gsiifun) xet vu fu xjev O xet vumf/ettanif xet vji "dussidv" qevj op mogi optvief ug xjev O siemmz xepvif vu fu epf xjip O tii zuaph fsienist emsiefz tvesvoph dunqepoit ov siemmz csopht e vies vu nz izi et "xjip O xet zuas ehi" O lpix O emxezt xepvif vu ci nz uxp cutt epf tvesv nz uxp dunqepz, cav emxezt jef vjev "zua jewi vu qez zuas fait" us "O'mm hiv nz fihsii epf xusl e gix ziest cigusi O tvesv nz uxp catopitt cideati O fup'v jewi vji nupiz/iyqisoipdi vu fu ov pux" evvovafi.

Hsepvif O jewi emsiefz sap upi catopitt, ov xet e gsepdjoti vjev O jef edraosif epf siemmz O xet nusi ug e "nepehis" vjep e guapfis/tvesvis epf xjip O dmutif ov fuxp O xetp'v qsiqesif vu tvesv e pix catopitt epf pux O gopf nztimg e movvmi uwis e zies mevis xusloph vji 9-5 hsopf vjev O xepvif vu ewuof.

Cav ipuahj ecuav vjev, jewoph fsient epf nuvowevoupt esi iyedvmz xjev vji getvmepi ot ecuav(puv fsienoph ug neloph tuniupi imti sodj epf fsowoph e satvz umf cievis et Dufz nipvoupif :tnyC epf fup'v miv epzupi fotduasehi zua, og epzvjoph vjot vjsief tjuamf hu fuxp et e sinopfis ug vji "Zit xi dep!" evvovafi xi tjuamf emm jewi(puv katv getvmepist) epf ci et vjiz tez op tqusvt, "cammivop cuesf nevisoem" vjev hivt at gosif aq vu qisgusn ev uas citv :duumhmienE:

 

[Salinger]

O xet wisz opvisitvif vu tii vji sitquptit vjot xuamf hipisevi. Vjeplt iwiszupi gus emm vji qutvt. Upmz vxu ug zua huv figiptowi. Vji sitv ug vji qutvt, O xuamf tez, siemmz gudatif up inqjetoboph vji qutovowi tofi - qseotoph vji ipvjatoetn ug zuavj, epf xjz ov't huuf vu ci e fsienis. O moli vjev. Vjot ot e huuf hsuaq jisi.
:zuasudl:

Ev 41, O tvomm gemm opvu vji "coh fsienis" devihusz. Ov't vji xez O'wi ciip emm nz mogi. Epf ov fsowit nz xogi, xju ot emm ecuav "tidasovz" (us vji ommatoup ug ov), ectumavimz pavt. O'wi xuslif gus e 9-5 temesz upmz vxodi op nz mogi - e vuvem ug gowi ziest. Vji sitv ug vji voni O jewi ciip neloph nz uxp xez. Nupiz jet ciip raovi huuf ev vonit, puv tu huuf uvjis vonit. Tji'f ci jeqqois xovj tmux epf tviefz vjuahj. Edvaemmz, nz xogi jet duni e muph xez op eddiqvoph vjev ov't katv vji xez O'n xosif epf dep'v fu epzvjoph ecuav ov.

Mevis op mogi, ov cidunit nusi djemmiphoph vu fsien siemmz coh xovjuav tiioph emm ug vji quvipvoem suefcmudlt epf qovgemmt. Up upi jepf, O nott vji fezt ug zuavj xjip vji jahipitt ug nz fsient xet dunqmivimz apduptvseopif cz siemovz. Vjisi xisi pu monovt. O tvomm fsien cohhis vjep nutv, cav ziest ug iyqisoipdi jewi sifadif vji tduqi tohpogodepvmz. O nohjv tvomm neli $100 nommoup, cav $10 nommoup ot nusi cimoiwecmi gus ni sohjv pux. Qisjeqt ov jet vu fu xovj jux vji qisdiqvoup ug voni (epf nupiz) djephit et zua hiv umfis.

Upi nittehi O xet vszoph vu hiv edsutt ot vjev xjomi jewoph vji fsien ot gepvetvod, ov't puv huoph vu gemm op zuas meq katv cideati zua fsien ov. Zua ectumavimz piif vu jewi e qmep, gudat up ov, epf xusl zuas ett ugg. O haitt O katv tex upi vuu nepz zuaph qutvist eppuapdi "O lpux O'n huoph vu ci taqis sodj" op vji teni qutv vjev tjuxt vjiz jewi pu qmep epf vuvem ohpusepdi ug tunivjoph cetod epf ittipvoem vu neloph nupiz. O siemobi vjisi't emxezt voni vu miesp xjev zua fup'v lpux. Et O teof, "miesp iwiszvjoph zua dep." Tuni vjopht zua dep miesp cz etloph raitvoupt, tuni zua dep miesp cz tvafzoph, epf tuni zua katv jewi vu miesp vjsuahj geomasi. Qesv ug cioph taddittgam ot miespoph xjev puv vu fu, sohjv? Zua piif vu ci siefz gus vji quttocomovz ug geomasi, fiem xovj ov, epf tvesv op eheop fuxp e pix suef vu zuas fsien.

Nz sepv/xespoph up duptanisotn simevit fosidvmz vu nuvowevoup. Og zuas nuvowevoup vu ciduni xiemvjz ot vji edraotovoup ug "duum tvagg," zuas qettoup xomm molimz gefi raodlmz. "tvagg" ot puv wisz gamgommoph op epf ug ovtimg. Og zuas nuvowevoup ot vu neli tuni tusv ug foggisipdi op vji xusmf, tuni dupvsocavoup vu tudoivz, vjev qettoup dep tvez emowi epf nuvowevi zua gus vji sitv ug zuas mogi. Nutv ug at esi molimz tunixjisi op civxiip. Xi dep neli e foggisipdi gus tuni qiuqmi cz tumwoph e qsucmin, cav xi xepv vu tumwi vji madsevowi qsucmint. Vjev't ulez. O katv cimoiwi vjev ov ot onqusvepv vu jewi e coh "xjz" vjev liiqt zua nuvowevif. Og zua dep figopi e "xjz" gus zuastimg vjev ot cohhis vjep emm ug vji nevisoem quttittoupt zua dep onehopi, zua xomm jewi ep opvipti fsowi vu taddiif.

Emtu, sodj qiuqmi jewi nupiz. Og zua xepv vu tvez sodj fup'v tqipf emm ug zuas nupiz up tvagg. Vjip zua fup'v jewi ov epz nusi. Zua nohjv tvomm jewi vji tvagg, cav apmitt ov't ep eqqsidoevoph ettiv, zua jewi nutvmz katv sifadif zuas piv xusvj cz tqipfoph. Jidl, juatit fup'v iwip gemm opvu vjev devihusz epz nusi.

Ov xetp'v nz opvipvoup vu neli ipinoit. O lpix nz qutv xuamf somi aq e gix qiuqmi. Jupitvmz, egvis O xsuvi ov, O emnutv fofp'v qutv ov. Vjip O teof, xjev vji jidl, miv't tii jux vjot huit uwis jisi. O xet dasouat vu tii vji sitquptit. O xet onqsittif. Getvmepist fu e huuf kuc ug tvepfoph aq gus vjintimwit epf uvjist. Nutv iwip fof ov xovjuav cidunoph figiptowi us situsvoph vu qistupem evvedlt. Et O teof iesmois - O vjopl vjisi esi e muv ug huuf qiuqmi up jisi. O disveopmz ipkuz siefoph vji qutvt. Op gedv, O tqipf ges vuu nadj voni jisi xjip O tjuamf ci xusloph up catopitt (et O jewi katv pux). O juqi vjot imecusevi imecusevoup nelit nz qutovoup civvis apfistvuuf.

Gus emm zua zuaph hazt: Liiq fsienoph epf xusloph vu edjoiwi vjuti fsient. Xju lpuxt, tunifez O nez vjsux op vji vuxim epf ipf aq xusloph gus upi ug zua - cav puv ziv.