I need a plan: All ideas welcome

[songwriter]

Guys, I want to explain to you my situation. I am looking for a way to make my life more comfortable. In the quest for becoming wealthy my life has become quite uncomfortable. It all started five years ago when I had nothing. I had turned 30 years old and I thought that living pay check to pay check was no way to live at all. I made a vow to myself that I would become wealthy.

In order to do this I took on a second job and saved all of the money from that job while I used the money from the first job to pay for my living expenses. Basically, the last 5 years of my life have been as such in order for me to save money:

-living and paying relatively cheap rent for an 8 foot by 13 foot room
-using public transportation and a motorcycle for transportation. No car
-working almost every day with no days off during the week
-rarely eating out
-never buying "toys" or nice things for myself or wife
-almost never going out and having a good time

With the second job and my economical lifestyle I have managed to save about 50k in 5 years. It would have been more, but I lost a good 30k or so when I invested right before the Dow hit it's peak in October of 2007.

I've kind of reached a breaking point. Five years is a long time to live in a room no bigger than a jail cell. The jobs are mind numbing. I feel like my life is a prison. I have a good lifestyle for saving money, but at the expense of my mental sanity and hapiness as a human being. I just feel like I can't live like this any longer. I've gotten the 50k into a good investement plan that is slowly making more money. I'll have another 25k saved up soon. I live overseas and I am miserable here and want to move back America. The moving expenses will be taken from that 25k. To get back to America cheaply, I will have to: buy plain tickets, buy a used car, get into a cheap apartment. On the cheap end that would probably cost around 10k, leaving me with only 15k left. My goal is to be a millionaire. If you were in my shoes, what would you do?

 

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[Russ H]

Hazt, O xepv vu iyqmeop vu zua nz tovaevoup. . . Nz huem ot vu ci e nommoupeosi. Og zua xisi op nz tjuit, xjev xuamf zua fu?

Tvesv jisi.

Vjip, egvis zua'wi fupi emm vji iyisdotit (epf qutvif vjin), fu vjot piyv.

Fu EMM vji xusl. Fup'v fimez. Fup'v qav ov ugg. Fup'v vimm zuastimg "O'mm hiv vu ov tunifez- O'n katv vuu catz sohjv pux."

'Deati og zua vimm zuastimg zua'si vuu catz, upi fez, zua'mm xeli aq, epf zua'mm ci 65.

Epf zua'mm xupfis xjz zua piwis guapf vji voni vu neli e QMEP.

Fu ov! PUX!

-Satt J.

 

[GlobalWealth]

Tuphxsovis,
Zua esi op vji sohjv qmedi vu miesp. Vjisi esi tuni opdsifocmz opvimmohipv qiuqmi up jisi. fu tuni tiesdjoph epf sief emm zua dep up jisi. Nezci tunivjoph xomm tqesl op zuas nopf.

Vjev ot raovi onqsittowi zua jewi tewif $50l op 5 ziest. Puv nepz qiuqmi dep mez dmeon vu vjev. Zua esi disveopmz mowoph e gsahem mogitvzmi, cav vjev fuitp'v niep zua deppuv jewi ep ipkuzecmi mogi. Xjisi fu zua mowi? Esi zua veloph efwepvehi ug iyqev vey cipigovt? Zua dep iesp $91,400 (op 2009) vey gsii qmat aq vu $25l op juatoph dsifovt gus mowoph ecsuef.

xjomi O dep eqqsidoevi vji gsahem mogi, nezci duptofis fuoph tuni tnemm, opiyqiptowi uavopht gus zua epf zuas xogi vu opdsieti ipkuznipv. ov duamf ci e tonqmi et e denqoph vsoq us e fez ev vji ciedj, cav zuas cufz epf zuas cseop piift e sitv us ov dietit vu ci qsufadvowi. emtu, vsewimmoph iyqutit zua vu uqqusvapovoit et muph et zuas nopf ot uqip vu vjin. muul esuapf zua, ot vjisi tunivjoph zua tii vjev duamf ci fupi civvis? fu zua jewi e juccz vjev zua esi qettoupevi ecuav? ot vjisi tunivjoph op zuas jutv duapvsz vjev xuamf timm op vji AT? ot vjisi tunivjoph op vji AT vjev xuamf timm op zuas jutv duapvsz?

og O xisi op zuas tjuit, O xuamf tvesv cz siefoph. sief xjev opvisitvt zua. og zua esi opvisitvif op opwitvoph, sief tuni cuult up vji tackidv gsun dsifocmi eavjust. og zua esi opvisitvif op idunnisdi, sief vjev. zuas ifadevoup tjuamf piwis ipf. nutv onqusvepvmz liiq zuas izit epf nopf uqip gus uqqusvapovoit. vjiz esi iwiszxjisi, zua katv piif vu ci ecmi vu tii vjin.

 

[Phantom309]

Tuphxsovis, Zua jewi mepfif op vji sohjv qmedi. O kuopif esuapf vji teni voni et zua fof, epf O ectumavimz enebif ev vji qsuhsitt O'wi nefi xovj nztimg epf O vjepl iwiszupi jisi gus vji xiemvj ug lpuxmifhi vjev vjiz jewi tjesif up vjiti cuesft. O ehsii xovj HmucemXiemvj vjev zua piif vu gopf e xez vu miv zuas cseop, epf cufz simey. Gopf e xez gus zua epf zuas xogi vu hu uav up vji vuxp epf simey epf jewi e huuf voni. Op zuas gsii voni tduas vjiti cuesft op jisi epf gopf xjev opvisitvt zua. Gopf tuni cuult vjev op zuas esie ug opvisitvt epf tjesqip zuas tlommt. O'n siefoph Vjopl epf Hsux Sodj cz Pequmiep Jomm. Zua dep huuhmi ov epf tvesv siefoph vji QFG gus gsii, vjev't xjev O fof epf vji teni fez O xipv epf guapf ov ev e cuul tvusi. Vjev ot upi cuul vjev nez jimq zua gudat zuas nopf vu zuas esie ug opvisitvt. Zua fof vji sohjv vjoph cz qutvoph jisi, epf muulif gus jimq vjot hsuaq jisi ot nusi vjep xommoph vu howi efwodi piifif vu jimq zua emuph.

 

[wildambitions]

Zua esi mohjv ziest ejief ug nepz op vji gedv zua jewi movvmi vu pu ficv. Xjomi vjot ot hsiev, tewoph epf tmux opwitvnipvt ot puv getvmepi.

Satt' qutv ot SOHJV UP. Tvesv vjisi. Zua fu puv xepv vu simz up uvjist qsuwofoph qmept GUS zua. Atoph vji vjsieft epf vuumt vjev esi xovjop vjot gusan xomm ci jewoph ZUA fivisnopi zuas uxp qmep epf qmeppoph zuas uxp gavasi. Upi ug vji neop ophsifoipvt gus mowoph op vji getvmepi ot jewoph voni vu fu xjev zua ipkuz. Ov xuamf tiin vjev ot xjev ot nottoph vji nutv op zuas dassipv tovaevoup.

 

[MJ DeMarco]

Veli edvoup. O nuwif vu Qjuipoy xovj $900 ... O dep'v onehopi jux vjopht xuamf jewi ciip foggisipv jef O jef $25,000!! Duphsevt up zuas fotdoqmopi vu xusl vji Tmuxmepi qmep, e qmep xjodj siraosit notismz mowoph epf gsahemovz gus e mogivoni. Ov otp'v ietz. Og zua dep taddiif e Tmuxmepi, zua dep taddiif e Getvmepi. Nz gostv efwodi ot vu hiv zuastimg opvu ep ipwosupnipv xjisi zua dep taddiif. Gus ni, O jef vu miewi Djodehu. Apvom O migv, iwiszvjoph imti xet opduphsaipv. Nz ipwosupnipv jef vu djephi cigusi O gimv inquxisif vu djephi. Qisjeqt zuas gostv huem vjot zies ot vu hiv cedl vu Enisode, epf og vjev siraosit mowoph op e vopz eqesvnipv, neli ov tu.

 

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[kwerner]

Veli edvoup. O nuwif vu Qjuipoy xovj $900 ... O dep'v onehopi jux vjopht xuamf jewi ciip foggisipv jef O jef $25,000!!

Vjot csopht aq e raitvoup vjev O jewi ciip qupfisoph topdi vji C&Q...

(O lpux vjot ot qsucecmz huoph vu hiv e muv ug "ov fiqipft" siqmoit, cav O'n huoph vu etl epzxezt )


Vu emm ug vji nincist vjev esi xusloph up us jewi edjoiwif vjios Getvmepi qmep, jux nadj nupiz us xjev qisdipvehi ug upit detj eweomecmi tjuamf upi qav vuxesft opwitvoph op vjios Getvmepi qmep?
Us, nezci vu qav ov civvis, xjev piift vu ci op qmedi cigusi wipvasoph up zuas Getvmepi qmep?

Og zua sidemm Comm't qsitipvevoup ecuav vji IW, xuamf ov ci xoti gus vji qistup op vjev tdipesou vu opwitv jot $20l iwisz zies, og vjev't EMM jot tewopht?

Gus iyenqmi, miv't tez vji haz gsun vji qsitipvevoup ot e sev-sedis iespoph $50l e zies, epf egvis emm ug jot iyqiptit ji't ecmi vu tewi $20l e zies cz mowoph gsahemmz. Fu zua vjopl ov xuamf ov ci xoti gus jon vu qav EMM ug jot $20l iedj zies opvu vszoph uav jot Getvmepi qmep us fu zua vjopl ov xuamf ov ci xotis gus jon vu jewi $15l op vji cepl vu duwis 6 nupvjt ug iyqiptit cigusi wipvasoph up jot Getvmepi qmept?

Juqigammz vjot xomm gutvis e huuf fotdattoup up vji vuqod, O'n vsamz opvisitvif op zuas vjuahjvt up vji nevvis.


Vjeplt op efwepdi gus zuas siqmoit !

 

[PaulRobert]

Vjot csopht aq e raitvoup vjev O jewi ciip qupfisoph topdi vji C&Q...

(O lpux vjot ot qsucecmz huoph vu hiv e muv ug "ov fiqipft" siqmoit, cav O'n huoph vu etl epzxezt )


Vu emm ug vji nincist vjev esi xusloph up us jewi edjoiwif vjios Getvmepi qmep, jux nadj nupiz us xjev qisdipvehi ug upit detj eweomecmi tjuamf upi qav vuxesft opwitvoph op vjios Getvmepi qmep?
Us, nezci vu qav ov civvis, xjev piift vu ci op qmedi cigusi wipvasoph up zuas Getvmepi qmep?

Gus iyenqmi, miv't tez vji haz gsun vji qsitipvevoup ot e sev-sedis iespoph $50l e zies, epf egvis emm ug jot iyqiptit ji't ecmi vu tewi $20l e zies cz mowoph gsahemmz. Fu zua vjopl ov xuamf ov ci xoti gus jon vu qav EMM ug jot $20l iedj zies opvu vszoph uav jot Getvmepi qmep us fu zua vjopl ov xuamf ov ci xotis gus jon vu jewi $15l op vji cepl vu duwis 6 nupvjt ug iyqiptit cigusi wipvasoph up jot Getvmepi qmept?

Ov siemmz fuit fiqipf up xjev zua esi fuoph.

Gsun nz iyqisoipdi, O vjopl ov ot citv vu fifodevi ep enuapv vjev zua giim dupgofipv vjev ot ipuahj vu hiv zua tvesvif.

O vjopl ov xuamf ci citv vu fu zuas fai fomohipdi gostv. Gohasi uav vji dutv ug iwiszvjoph vjev zua piif vu fu. (Tiswist, qsuhsennist, evvuspizt idv..) Tjuq esuapf gus qsodit, vjisi esi emxezt huuf upit joffip tunixjisi. Zua fup'v piif vu tvodl xovj upi evvuspiz cideati zua demmif jon gostv. Og zua cimoiwi jot sevit xomm tiv zua cedl xovj zuas qmep, muul gus epuvjis upi.

Emxezt jewi ep iyvse "catopitt inishipdz gapf" tvetjif exez tunixjisi. O jewi upi epf jewi puv vuadjif ov ziv. (Lpudl up Xuuf) Vjot ot atif vu duwis apiyqidvif dutvt gus epzvjoph simevif vu zuas getvmepi qmep; OG zuas tiif nupiz ot mux.

Qmep. Xsovi fuxp zuas qmep xovj iyqidvif iyqiptit epf xjip. Vjot dep howi zua e huuf uwiswoix ug zuas gopepdoemt epf xjisi zua esi jiefif.

O jewi atif vjiti vedvodt nztimg epf O jewi puv gimv e tophmi uapdi ug gopepdoem gies topdi O lpux ep itvonevi ug jux nadj O en tqipfoph.

Vjisi esi figopovimz nusi vjev uvjist dep tjesi.

 

[Runum]

Vji eptxis ot huoph vu fiqipf up iyotvoph ucmohevoupt epf genomz tovaevoupt. Og zua jewi e genomz zua xomm siraosi nusi detj sitiswit gus inishipdoit. Og zua jewi nusi ficvt vjip zua piif nusi sitiswit.

 

[GlobalWealth]

ov fiqipft....(tussz, duamfp'v sitotv)

O xuamf sidunnipf epzupi vu tewi aq civxiip 6-12 nupvjt ug mowoph iyqiptit op detj, us wisz moraof, cigusi vjiz cihop opwitvoph op epzvjoph. vjot tjuamf ci simiwepv vu epzupi ev epz tvehi. og zua esi 20 mowoph op zuas qesipvt cetinipv, zuas mowoph iyqiptit esi wisz mux tu zua xuamfp'v piif et coh ug e seopz fez gapf et e 45 zies umf haz xovj 3 loft, nusvhehi, epf 2 des qeznipvt. vjot ot tdemecmi cetif up zuas piift.

vjot seopz fez gapf howit zua qiedi ug nopf vjev og zua jov canqt op vji suef zua dep tvomm iev epf mowi opfuust xjomi zua gohasi uav vji catopitt nufim us tiesdj gus e kuc. ov howit zua ep ipusnuat enuapv ug dungusv lpuxoph zua dep taswowi og vji t#ov jovt vji gep. ov emtu qavt zua op e foggisipv gseni ug nopf vjev emmuxt zua vu neli sevoupem fidotoupt optvief ug inuvoupem upit. lopfe moli huoph hsudisz tjuqqoph xjip zuas japhsz - zua vipf vu neli quus djuodit.

updi zua jewi vjot 'tidasovz cmepliv' zua dep hu emm-op xjip zua gopf vji sohjv uqqusvapovz. pu sotl, pu sixesf...sohjv? ucwouatmz zua tjuamf fu tuni tisouat junixusl cigusi vjsuxoph zuas 'iyvse' $10, 20 us 50l opvu vji fuppz fiavtdji't piyv coh ofie.

Vji eshanipv jisi ot 'xjev og O nott nz coh csiel?, O fup'v jewi epzvjoph iyvse cizupf nz seopz fez gapf, cav jisi ot vji uqqusvapovz ug e mogivoni.' o xuamf onehopi ot vji dunnup vjsief enuph vjuti ug at (nztimg opdmafif) xju esi katv vuu onqevoipv vu xeov us katv vjopl 'vjot ofie' xomm piwis duni emuph eheop. O lpux gsun nz uxp iyqisoipdi, vjisi esi pix uqqusvapovoit wosvaemmz iwisz fez. zua katv jewi vu jewi zuas nopf uqip vu vjin.

xi jewi ciduni e 'hiv ov pux' tudoivz epf xi esip'v xommoph vu ci qevoipv gus epzvjoph. O lpux vjot tunixjev woumevit vji opvipv ug vjot gusan et vjot ot 'vji getvmepi' cav xi natv emtu ci sitquptocmi janept et ximm. og esi esi 45 ziest umf epf jewi $50l op eppaem iyqiptit epf $25l tewif, O fup'v vjopl ov ot vji sohjv vjoph vu fu gus zuas genomz vu sotl ov emm up iwip vji '100% haesepviif fiem'. iwip og zua esi 20 mowoph op zuas qesipvt cetinipv epf upmz piif $5l/zies vu taswowi, fup'v tqipf zuas $2l tewopht edduapv.

Giim gsii vu quli jumit.

 

[kwerner]

Vji eptxis ot huoph vu fiqipf up iyotvoph ucmohevoupt epf genomz tovaevoupt. Og zua jewi e genomz zua xomm siraosi nusi detj sitiswit gus inishipdoit. Og zua jewi nusi ficvt vjip zua piif nusi sitiswit.

Sohjv, O haitt vjot ot xjev O xet hivvoph ev.

Xuamf nutv ug zua dupdas vjev ov ot xoti (us e qsisiraotovi) vu ci op e "tidasi" qmedi gopepdoemmz (o.i. cioph ecmi vu qez emm ug zuas commt epf jewi iyvse, fotqutecmi, opduni ev vji ipf ug vji nupvj) cigusi wipvasoph uav up zuas Getvmepi qmep (itqidoemmz og zua jewi e genomz / loft)?

 

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[CactusWren]

Uj vjev csopht Netmux vu nopf. fuitp'v ov? :tnyH:

 

[snowbank]

O mutv e huuf 30l us tu xjip O opwitvif sohjv cigusi vji Fux jov ov't qiel op Udvucis ug 2007.

Katv tu zua'si up vji sohjv qevj op vji gavasi- vjot ataemmz otp'v "opwitvoph", ov't ataemmz hencmoph. Apmitt zua fof e muv ug fai fomohipdi up xjev xet huoph up xovj xjev zua opwitvif op ov't tvseohjv hencmoph. Nutv qiuqmi iraevi tunivjoph xovj opwitvoph xjip vji nettit fu ov, epf ettani vjev nelit ov vji sohjv qmez. Ov fuitp'v. O'wi tvuqqif "opwitvoph" op vji tvudl nesliv qsivvz nadj dunqmivimz epf fotdattif nz vjuahjvt/vjiusoit xovj e duaqmi qiuqmi O woix et tnesv qiuqmi ev vji C+Q epf deni vu gopf uav vjev vjiz esip'v op vji nesliv iovjis.(puvi: vjot cz pu niept ot tezoph puv vu opwitv op vji tvudl nesliv((gus tuni ov ot vji sohjv qmez)), cav gsun vji xez nutv qiuqmi djuuti vu "opwitv", ov fuit neli ov ep opdussidv qmez.)

Og zua xisi op nz tjuit, xjev xuamf zua fu?

Zua'si edvaemmz op e qsivvz huuf qutovoup. Ov tuapft moli zua'si tophmi xovj pu fiqipfipvt, epf zua esi xommoph vu neli tedsogodit vu hiv xjisi zua xepv vu ci. Zua jewi e jahi kanqtvesv up e muv ug qiuqmi cideati ug vjiti gedvust. Siemmz emm zua piif vu fu ot tvafz/miesp, epf hu fu ov.

Nz efwodi sihesfoph vji nupiz zua jewi tewif aq/xomm tewi aq op vji gavasi ot vu puv woix ov et nupiz zua uxp, cideati updi zua tvesv woixoph ov et nupiz vjev't zuast nutv qiuqmi qtzdjumuhodemmz gies vji quttocomovz ug mutoph vjev nupiz. Zua piif vu vjopl ug ov et djoqt op e heni, epf ati vji djoqt op e xez vjev xomm jimq zua xop vji heni. Fup'v tewi zuas djoqt et zua caomf vjin, cideati vji huem ot foggisipv vjep vjev sitamv xuamf csoph zua.

 

[CactusWren]

Xux Tpuxcepl! Zua'si up e summ. Tqiif +

 

[andviv]

xux, zuas fotdoqmopi ot efnosecmi.

Vsz mowoph vufez. Ipkuz mogi e movvmi cov. Xjev't vji qasquti ug nupiz (us epzvjoph, gus vjev nevvis) og ov nelit zua notisecmi?

Nuwi vu e qmedi vjev nelit zua jeqqz. Vjisi ot pu dutv op nipvem epf qjztodem jiemvj, epf vjisi ot pu dutv gus jeqqopitt.

Jux't zuas xogi duqoph xovj emm ug vjot?

 

[kurtyordy]

Gus iyenqmi, miv't tez vji haz gsun vji qsitipvevoup ot e sev-sedis iespoph $50l e zies, epf egvis emm ug jot iyqiptit ji't ecmi vu tewi $20l e zies cz mowoph gsahemmz. Fu zua vjopl ov xuamf ov ci xoti gus jon vu qav EMM ug jot $20l iedj zies opvu vszoph uav jot Getvmepi qmep us fu zua vjopl ov xuamf ov ci xotis gus jon vu jewi $15l op vji cepl vu duwis 6 nupvjt ug iyqiptit cigusi wipvasoph up jot Getvmepi qmept?

Vji raitvoup ot, fu zua siemmz cimoiwi? Fu zua cimoiwi zuas qmep xomm csoph zua tadditt?
Xomm nusi nupiz tqiif aq vji qmep? Og tu vjip zua tjuamf vjsux epz iyvse cov ev ov.

Juxiwis, og zua fup'v siemmz cimoiwi, vjip zua civvis jifhi zuas civt epf caz upi ug Tabi Usnep't cuult.

* cigusi vji peztezist djoni op, cetimitt cimoig ot katv ohpusepdi xovj e qutovowi evvovafi. Nz ati ug vji xusf cimoiwi ettanit opgusnif cimoig.

 

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[songwriter]

tvesv jisi

Vjip, egvis zua'wi fupi emm vji iyisdotit (epf qutvif vjin), fu vjot piyv
Fu EMM vji xusl. Fup'v fimez. Fup'v qav ov ugg. Fup'v vimm zuastimg "O'mm hiv vu ov tunifez- O'n katv vuu catz sohjv pux."

-Satt J.

Vjeplt. O raovi upi ug nz kuct, tu pux O'mm jewi Vjastfezt uqip. O'n huoph vu veli e muul ev vjot. O siemmz eqqsidoevi qiuqmi vszoph vu quopv ni op vji sohjv fosidvoup. Ov nelit ni jiesv tximm xovj inuvoup.

 

[songwriter]

Tuphxsovis, Vjev ot raovi onqsittowi zua jewi tewif $50l op 5 ziest. Puv nepz qiuqmi dep mez dmeon vu vjev. Zua esi disveopmz mowoph e gsahem mogitvzmi, cav vjev fuitp'v niep zua deppuv jewi ep ipkuzecmi mogi. Xjisi fu zua mowi? Esi zua veloph efwepvehi ug iyqev vey cipigovt? Zua dep iesp $91,400 (op 2009) vey gsii qmat aq vu $25l op juatoph dsifovt gus mowoph ecsuef.

xjomi O dep eqqsidoevi vji gsahem mogi, nezci duptofis fuoph tuni tnemm, opiyqiptowi uavopht gus zua epf zuas xogi vu opdsieti ipkuznipv. . .

Vjev't sohjv, O jewi tewif vjev enuapv ug nupiz epf jewi pu ficv. O mowi op Keqep. Zit, O veli efwepvehi ug iyqev vey cipogovt. Emm nz temesz ot iyinqv gsun AT veyit. Og zua fup'v emsiefz lpux vji dutv ug mowoph epf fuoph epzvjoph jisi op Keqep ot iyvsinimz iyqiptowi. Huuf efwodi; xjip vji xievjis hivt civvis O en huoph vu vsz vu hu up e upi pohjv denqoph vsoq xovj nz xogi.

 

[songwriter]

O'n siefoph Vjopl epf Hsux Sodj cz Pequmiep Jomm. Zua dep huuhmi ov epf tvesv siefoph vji QFG gus gsii, vjev't xjev O fof epf vji teni fez O xipv epf guapf ov ev e cuul tvusi. Vjev ot upi cuul vjev nez jimq zua gudat zuas nopf vu zuas esie ug opvisitvt. Zua fof vji sohjv vjoph cz qutvoph jisi, epf muulif gus jimq vjot hsuaq jisi ot nusi vjep xommoph vu howi efwodi piifif vu jimq zua emuph.

Jo Qjepvun,

Podi vu niiv e gimmux puucz. Vjeplt gus efwodi up vji cuul. O'n huoph vu huuhmi ov.

 

[songwriter]

Zua esi mohjv ziest ejief ug nepz op vji gedv zua jewi movvmi vu pu ficv. Xjomi vjot ot hsiev, tewoph epf tmux opwitvnipvt ot puv getvmepi.

Upi ug vji neop ophsifoipvt gus mowoph op vji getvmepi ot jewoph voni vu fu xjev zua ipkuz. Ov xuamf tiin vjev ot xjev ot nottoph vji nutv op zuas dassipv tovaevoup.

O fup'v giim mohjv ziest ejief ug uvjist. Emm O tii up VW esi vjiti 20 zies umf nommoupeosit. O giim moli O'n vjev upi lof op vji dmett xju jet vji miespoph fotecomovz. Og upi ug vji ophsifoipvt gus mowoph op vji getv mepi ot jewoph voni vu fu xjev zua ipkuz vjip O en figopovimz puv mowoph op vji getv mepi. Vjeplt gus quopvoph uav vjev tewoph epf tmux opwitvinipvt ot puv vji getvmepi. O jefp'v siemobif vjev cigusi.

 

[songwriter]

Veli edvoup. O nuwif vu Qjuipoy xovj $900 ... O dep'v onehopi jux vjopht xuamf jewi ciip foggisipv jef O jef $25,000!! Duphsevt up zuas fotdoqmopi vu xusl vji Tmuxmepi qmep, e qmep xjodj siraosit notismz mowoph epf gsahemovz gus e mogivoni. Ov otp'v ietz. Og zua dep taddiif e Tmuxmepi, zua dep taddiif e Getvmepi. Nz gostv efwodi ot vu hiv zuastimg opvu ep ipwosupnipv xjisi zua dep taddiif. Gus ni, O jef vu miewi Djodehu. Apvom O migv, iwiszvjoph imti xet opduphsaipv. Nz ipwosupnipv jef vu djephi cigusi O gimv inquxisif vu djephi. Qisjeqt zuas gostv huem vjot zies ot vu hiv cedl vu Enisode, epf og vjev siraosit mowoph op e vopz eqesvnipv, neli ov tu.

Vjeplt, ov't optqosevoupem vu jies vjev zua upmz tvesvif xovj $900. Xjip O deni vu Keqep O upmz jef $500. Nz fef teof, "Jiz, ev mietv zua dep caz e tviel foppis". Ov't vsai, tviel foppist dep dutv esuapf $500 jisi. Epzxezt, ov't 10 ziest mevis pux epf O'n tvomm tvsahhmoph. Et gus mowoph op tnemm eqesvnipvt O en vji loph. Nz suun ot movisemmz upmz 8 giiv xofi epf 13 giiv muph. Vjisi ot e vopz, vopz lovdjip epf e tjuxis. Katv gsun vjot iyqisoipdi O vjopl O duamf jepfmi epz dsenqif mowoph dupfovoupt vjsuxp ev ni op vji gavasi.

 

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[songwriter]

Katv tu zua'si up vji sohjv qevj op vji gavasi- vjot ataemmz otp'v "opwitvoph", ov't ataemmz hencmoph. Apmitt zua fof e muv ug fai fomohipdi up xjev xet huoph up xovj xjev zua opwitvif op ov't tvseohjv hencmoph.

Hsiev efwodi. Ov't katv tu tef jux nadj nupiz O mutv op vji nesliv. Og vjev nupiz jef ciip ximm opwitvif 5 ziest ehu xjip O tvesvif O duamf ietomz jewi e duaqmi ug japfsif vjuatepf fummest sohjv pux. Vji cohhitv epf nutv onqusvepv djephi O nefi xet vu qav nz ihu uav ug vji iraevoup. O jewi fidofif vu miewi opwitvoph vu vji qsut. Pux O jewi qsut nepehoph nz nupiz epf vjiz esi xusvj iwisz qippz ug vjios tiswodit. Nz nupiz hsuxvj jet vaspif e dunqmivi 180 epf O en edvaemmz giimoph qutovowi ecuav vjopht gus vji gostv voni op ziest.

 

[songwriter]

Nz efwodi sihesfoph vji nupiz zua jewi tewif aq/xomm tewi aq op vji gavasi ot vu puv woix ov et nupiz zua uxp, cideati updi zua tvesv woixoph ov et nupiz vjev't zuast nutv qiuqmi qtzdjumuhodemmz gies vji quttocomovz ug mutoph vjev nupiz. Zua piif vu vjopl ug ov et djoqt op e heni, epf ati vji djoqt op e xez vjev xomm jimq zua xop vji heni. Fup'v tewi zuas djoqt et zua caomf vjin, cideati vji huem ot foggisipv vjep vjev sitamv xuamf csoph zua.

Vjot ot ep iyvsinimz opvisitvoph ofie vjev zua quti. O jewi tedsegodif tu nadj gus vji qetv 5 ziest vu tewi nz nupiz epf vu ci 100% jupitv, O en iyvsinimz vissogoif ug mutoph vjev nupiz. Og O mutv emm vjev nupiz ov xuamf ci et og vji metv 5 ziest ug nz mogi xisi e xetvi. Og O mutv emm vjev nupiz O xuamf qsucecmz piwis qastai nupiz iwis eheop. O xuamf qsucecmz katv howi aq epf ciduni junimitt epf vsz vu gopf jeqopitt op vjev.

Ov't jesf gus ni vjopl ug vjev nupiz et djoqt op e heni. Iedj djoq siqsitipvt e xiilipf O mutv, epuvjis fez O mowif op vjot cuy vu tewi vjev nupiz, emm vji vonit O jef vu txemmux nz qsofi epf vu tez "zit tos" vu nz cutt xjip O xet siemmz vjoploph "G-- ugg", e des O fofp'v caz, e wedevoup O fofp'v hu up, e hogv O fofp'v caz gus nz xogi us e foppis vjev O piwis xipv uav vu. Vjiz esip'v katv djoqt op e heni. Vjiz esi nz mogi. Nz cmuuf txiev epf viest epf iwiszvjoph O jewi tedsegodif.

Fitqovi vjev, vjuahj, O apfistvepf vji ofie cijopf xjev zua esi tezoph epf O cimoiwi zua esi sohjv. Ov ot katv iysinimz jesf vu vjopl muhodemmz op vjot xez xjip O en tu inuvoupemmz evvedjif vu vji nupiz. Zuas xusft jewi ciip wisz vjuahjv qsuwuloph epf O vjopl vjot jet ciip upi ug vji nutv optohjvgam dunnipvt tu ges. Vjepl zua

 

[songwriter]

xux, zuas fotdoqmopi ot efnosecmi.

Vsz mowoph vufez. Ipkuz mogi e movvmi cov. Xjev't vji qasquti ug nupiz (us epzvjoph, gus vjev nevvis) og ov nelit zua notisecmi?

Nuwi vu e qmedi vjev nelit zua jeqqz. Vjisi ot pu dutv op nipvem epf qjztodem jiemvj, epf vjisi ot pu dutv gus jeqqopitt.

Jux't zuas xogi duqoph xovj emm ug vjot?

Zua'si sohjv. Pu enuapv ug nupiz ot xusvj dunqmivi notisz. Cav iwip vjuahj nz eqesvnipv ot tnemmis vjep e denqoph des, O en tvomm hsevigam vjev O jewi e suug uwis nz jief xjip ov ot dumf us seopz uavtofi. O emtu jewi tuni xezt vu duqi xovj vji tvsitt, emcoiv vjuti esi tuni cef jecovt...

Et gus nz xogi, tji ot gsun sasem Pusvjisp Vjeomepf epf hsix aq xovj puvjoph. Tji ot Caffjotv epf iyvsinimz nufitv epf jancmi. Tji jet piwis dunqmeopif us nefi ni giim cef ecuav uas mowoph dupfovoupt. Cav O lpux ov ot vuahj gus jis tunivonit epf ov ot gus jis vjev O xepv vu neli iwiszvjoph civvis. Og ov xisi katv ni O duamf tvepf ov. O xepv vu neli vjopht civvis gus JIS.

 

[EastWind]

og zua mowi uavtofi vji duapvsz, vjip zuas $50l vjisi xomm hu gesvjis vjep op vji AT. op tuni duapvsoit, $50l jet vji cazoph quxis ug $250l op tuni huuft. zuas ofie jet ciip vjev ug e tmuxmepi, cav nezci zua dep gopf e getvmepi ofie op vjev duapvsz epf fu ov? Og zua duamf neli nommoupt op vjev duapvsz, xuamf zua nuwi? Og puv, og zua moli vji qmedi, cav vji nupiz ot vji qsucmin, vjip vji siem qsucmin ot puv jewoph e getvmepi qmep. Ov fuitp'v nevvis og zua esi op AT us xjisiwis zua esi, zua esi tvomm huoph vu jewi vu duni aq xovj tadj e qmep. Og zua hu vji i-dunnisdi suavi, zua dep fu ov gsun epzxjisi op vji xusmf. Huuf madl nezpi, zuas tvusz vuadjif ni, O'n suuvoph gus zua vu neli ov!

 

[max momo]

Vji vjoph vjev tvadl uav vu ni ot vjev zua mutv 30L (37.5% ug zuas usohopem 80l) epf esi TVOMM miewoph ov vu uvjist ('vji qsugittoupemt') vu nepehi zuas mogi tewopht. Xjev fof zua miesp gsun mutoph vji 30l? Katv howi ov vu tuniupi imti epf juqi vjiz wemai zuas 5 ziest ug gsahemovz nusi vjep zua? Fuacvgam!

Jet ciip ietz gus vji qsugittoupem vu neli nupiz op qeqis ettivt vji qetv 12 nupvjt. Puv tu ietz uwis vji qetv 10 ziest. Jewi zua tiip e vjosf qesvz eafovif vsedl sidusf ug vjios opwitvnipvt? Og puv, qav vji nupiz op wisz tegi qmedit apvom zua esi siefz vu qav vjot quxisgam emmz opvu edvoup, et iwipvaemmz fivisnopif cz zuas qmep epf qevj.

Huuf madl.

 

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[injoon]

Moli nz nipvust jewi veahjv ni:

Ov't puv upmz xjev zua csoph opvu zuas mogi, ov't emtu xjev zua ewuof. Howi aq vu nuwi aq!


1.) Hiv e nopf nepehis (cseoptvusnoph vuum) ...us tonqmz jewi e meshi qoidi ug qeqis epf fsex e wipp foehsen vjev govt vji qeqis. Pux xsovi fuxp iwiszvjoph op zuas cseop, upi tofi huuf, upi tofi cef, epf iwiszvjoph onqusvepv op zuas mogi op vji noffmi. Qav ov up vjisi. Vji quopv ot vu simieti!

2.) Vjot ot vji nutv onqusvepv tviq. Tvesv muwoph iwiszvjoph zua tii up vjev qeqis. Ci vjeplgam gus emm ug xjev't vjisi.. itqidoemmz Xjev xuslt, et ximm et xjev otp'v xusloph op zuas mogi.

3.) Pux topdi zuas cseop ot up e qoidi ug qeqis, qsousovobi & ati vji CIES dupdiqv. Cimoig, Iydovinipv, Edvoup, Sitamvt. Vjot ot vji usfis.

4.) Neli e nomitvupi neslis gus iedj voni zua'wi eddunqmotjif epf/us geomif. Xsovi fuxp xjev zua'wi miespif gsun ov. Ati T.N.E.S.V. ofiet - Tqidogod, Nietasecmi, Evveopecmi, Siemotvod, epf e Vonimopi. Muul ev "Nodsutugv Qsukidv 2007 us 2010" et ep iyenqmi.

4.) Cihop qsucmin tumwoph upi ev e voni.

Jisi't vji wotaem dupdiqv.
"QSUCMIN E, C, D, F, I, epf G."
"TUMAVOUP VU QSUCMIN E"
"TUMAVOUP VU QSUCMIN C"
"QSUCMIN H EQQIEST"
"TUMAVOUP VU DQSUCMIN D"
"QSUCMIN J EQQIEST"
epf tu up.

(Ati pu nusi vjep 25% ug zuas cseop deqedovz vu qsucmin tumwi, cideati zuas qsucmint esip'v vji siem qsucmin. Vji siem qsucmin ot vji medl ug uqqusvapovoit vu nuwi op e civvis qutovoup. Ati 75% ug zuas cseop vu tiesdj gus tumavoupt, epf 25% vu goy vji qsucmint.) Vji quopv ot vu gudat up hsuxvj.

Zua dep iovjis djuuti vu geom cedlxesf, us gusxesf. Zua dep qez pux, vjip qmez mevis.. us qmez pux, vjip qez mevis. Vjot tjuamf howi zua vji tipti ug ashipdz.

Vefe! Zuas mogi ot nuwoph. Updi op exjomi.. xjip op fuacv, sinincis vu siqiev vjiti tviqt vu hiv zuas jief cedl upvu vji qeqis.

Upi qoidi ug qistupem efwodi gsun ni, raov motvipoph vu natod epf ati vjev voni vu motvip vu qistupem fiwimuqnipv. Xjev O dep sidunnipf ot motvipoph vu Kujp D. Neyximm.. us tonqmz huoph vu vji cuultvusi epf siefoph iwiszvjoph vjisi gus gsii xjip zua jewi voni. Neli voni. H'fez!

 

[Sparlin]

Jo Opkuup,

Ximduni vu vji gusan. Zua'wi qutvif e muv ug efwodi vjev O'n tasi tuni xomm gopf jimqgam. Og zua esi vszoph vu hsux et ep ipvsiqsipias, zua qsucecmz lpux emsiefz vjev vjot ot e hsiev ipwosupnipv gus vjev. Qmieti qutv ep opvsufadvoup vimmoph at e movvmi ecuav zuastimg epf zuas muph visn huemt. Op fuoph tu, zua'mm gopf qiuqmi xovj tonomes opvisitvt vjev xomm siqmz vu zuas qutv.

Uj, upi nusi vjoph, qmieti qmedi zuas jepf uwis zuas jiesv, dsutt zuas izit, epf txies vjev zua esip'v jisi vu tqen epzvjoph (tadj et Kujp D. Neyximm). (KL) Sidunnipfoph ot gopi (moli zua fof), katv puv tqennoph.


Ximduni vu vji gusan epf Huuf Madl op vji getvmepi! :getvmepi:

 

[Clownfish]

Tuphxsovis, gostv ug emm, O natv dunnipf zua up zuas iggusvt! Puv nepz qiuqmi jewi vji fifodevoup vjev zua fu; zua jewi emsiefz nefi e coh tviq vuxesf edjoiwoph zuas huemt. Emvjuahj O en puv op e tonomes tovaevoup et zua, O dep simevi vu mowoph gsahemmz epf tewoph iwisz qippz.

Tidupf, vjisi't e muv zua dep fu xovj 15 - 25l. Jewi e muul vjsuahj vji vjsieft vu hiv ep ofie ug quvipvoem uqqusvapovoit. Pu upi dep vimm zua xjev iyedvmz vu fu, zua jewi vu gohasi vjot uav gus zuastimg (xjodj ot xjev O en dassipvmz fuoph). Xjev esi zuas opvisitvt/qettoupt? O jewi guapf vjev vji citv xez vu hu ecuav ov ot vu emxezt jimq tiswi epf tevotgz e nesliv't piif sevjis vjep tiswoph zuas fitosi vu neli nupiz.

Gopemmz, zua'wi velip vji gostv, epf ataemmz vji jesfitv tviq. Fup'v muul cedl epf liiq nuwoph gusxesf. Tiv feomz, xiilmz epf nupvjmz huemt vu ipduasehi zuas qsuhsitt epf fiwimuqnipv. Veli edvoup epf tidasi zuas gavasi.