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Buy with garage or without?

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alexkuzmov

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Hey Forum,
I need some outside perspective.

Ive found a good apartment + garage to buy.
They are sold separately, the current owner refuses to go down in price if I buy them both.
He's willing to sell the apartment without the garage.
In both cases the deal will be financed by a bank for 85% of the deal.
If I buy just the apartment, I'll have the money to furnish it right away, it'll take me something like 2 months.
If I buy it with the garage, I wont have enough money, I'll be able to furnish it in about 5-6 months.
The good news is that the garage comes with a tenant, 50 euro/m passive income right away.
I thought about buying with the garage now, and selling it a year later, which will cover about 23% of the debt. In 2 years time, by selling the garage, I'll have less debt than if I only have the apartment.

My gut feeling says, dont buy a larger liability while at the same time it says, but it'll be cheaper in 2 years.

What do you think?
Any advice will be much appreciated
 
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Stop Peeking Through the Keyhole.
Open the Door.

You hit a wall because the best advice isn't free—it's earned. Since 2007, MJ DeMarco has been active here daily (99.9% active rate), building a war room for entrepreneurs who refuse to settle for mediocrity.

  • Active Daily: Life-changing content posted dozens of times every day. No dead threads.
  • MJ's Inner Circle: Direct access to the author of The Millionaire Fastlane.
  • Vetted Network: Connect with founders scaling to 7 and 8 figures.
  • Proven Roadmaps: Strategy over motivation. Execution over "hustle porn."
"SCALED TO 6-FIGURE MONTHS"
"Tips and advice here saved me from huge mistakes, others allowed me to scale my business to 6-figure months."
— User MitchC
"INSANE QUALITY OF PEOPLE"
"The number of high quality people I've met from this forum has been insane. All of it predicated on building real value."
— User Richard Peck

"You are the average of the five people you surround yourself with."
Are you surrounding yourself with success?

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