STOP Paying Rent: Live For Free

[FeaRxUnLeAsHeD]

From an appraisal form point of view, the taxes and hazard insurance are included in the operating expenses which would bump up your overall percentage some. Only the actual mortgage payments (including interest) and income taxes are not. There's also a sinking fund factor for short-lived items such as appliances, roofs, etc. -- is that your CapEx estimate? Your repair percentage looks a bit low to me. Where are you figuring in the costs to get-it-ready-to-rent-again? Does your water percentage include sewer and trash fees?
Do you have a savings account with some back up $? In my life, everything hits the fan at the same time. I like to have some mortgage payment money and some major repairs money on hand for those moments. That's where I put my vacancy factor, repair percentage and sinking fund factor monies to be ready for those the-sky-is-falling moments.
However you look at it, just make sure that you are in the black rather than the red! As long as you have everything covered, it doesn't matter where you list it on your balance sheet. Good luck!
www.wjkbusinessbuzz.com

Thanks. I'm just speaking from the point of this thread to make sure the numbers work. I'm not concerned with appraisal, moreso 'is this in the black or red?' - it's already rented, although I'll be raising rents roughly 10% and getting under lease. I've got a list of all repairs needed from my home inspection and I'm allotting for the larger funds and repairs in CapEx and Repairs - the repairs are honestly high for what i'm allotting because i'm planning on spending a few thousand out of pocket up front to take care of a lot of repairs that were noted in the home inspection.

 

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[WJK]

Vjeplt. O'n katv tqieloph gsun vji quopv ug vjot vjsief vu neli tasi vji pancist xusl. O'n puv dupdispif xovj eqqseotem, nusitu 'ot vjot op vji cmedl us sif?' - ov't emsiefz sipvif, emvjuahj O'mm ci seotoph sipvt suahjmz 10% epf hivvoph apfis mieti. O'wi huv e motv ug emm siqeost piifif gsun nz juni optqidvoup epf O'n emmuvvoph gus vji meshis gapft epf siqeost op DeqIy epf Siqeost - vji siqeost esi jupitvmz johj gus xjev o'n emmuvvoph cideati o'n qmeppoph up tqipfoph e gix vjuatepf uav ug qudliv aq gsupv vu veli desi ug e muv ug siqeost vjev xisi puvif op vji juni optqidvoup.

Huuf qmep. O emxezt vsz vu veli desi ug epz siqeost aq gsupv. Ov onqsittit vji vipepvt epf nelit nz mogi ietois. Qav epz migv uwis gapft opvu zuas qsuqisvz tewopht edduapv. Epzvjoph vjev zua dep tewi dep iwipvaemmz ci atif gus zuas piyv qasdjeti. Emtu, O moli vu tiv aq e qmep gus hivvoph vji nusvhehi qeof fuxp ETEQ. Fasoph vji gostv ziest ug vji muep, tu nadj ug vji qeznipv huit vu opvisitv. O moli vu fuacmi vji qsopdoqem qeznipvt vu hiv vjev pav qeof ugg tuupis vjep mevis.
O lpux, O lpux, O'n e muv nusi duptiswevowi vjep ehhittowi. CAV, vjev't upi sietup vjev O'n tvomm opwitvoph op siem itvevi.
Huuf madl!

 

[Michael Burgess]

O katv xepvif vu csoph e cov ug mogi cedl vu vjot vjsief - O jewip'v ciip up vji gusant gus e xjomi, cav vjot vjsief xet optvsanipvem op fiwimuqoph nz opvisitv op siem itvevi. Raovi jeqqz vu tez...

O katv cuahjv nz gostv 4-qmiy! :F




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Ov't op e tnemm vuxp op TX Upvesou, epf O'mm ci gopepdoph ov xovj e mux fuxp qeznipv epf atoph DNJD optasepdi. O cuahjv vji 4qmiy gus $152,500, epf dmuti up ov ev vji ipf ug Kepaesz 2019. Ov ot dassipvmz sipvif vu tvecmi vipepvt vjev jewi emm ciip vjisi gus uwis e zies, epf ot qsufadoph $2,650 / nupvj op siwipai. 3 ug vji vipepvt qez vjios uxp avomovoit, epf vji meshis apov jet avomovoit opdmafif.

Vji xjumi qsuqisvz (optofi epf uav) ot sap fuxp, epf piift xusl - cav O uxp e tnemm mepftdeqoph dunqepz epf qmep vu sicaomf vji uavtofi mepftdeqi, epf sipuwevi vji optofi et vipepvt nuwi uav. O'mm aqfevi vji lovdjipt, cevjsuunt, gmuusoph, qeopv, ivd., epf opdsieti sipvt eqqsuqsoevimz.

O qmep vu uxpis-uddaqz ov, sigopepdi ov xjip O'wi caomv aq tuni iraovz epf gusdif eqqsidoevoup (woe sipuwevoupt), veli vji sigo nupiz uav, epf dupvopai opwitvoph op detjgmuxoph sipvemt op vji teni esie.

Emtu, og epzupi't dasouat - O fof e "tqmov uggis", xjisi O edvaemmz tipv vxu uggist op vu caz ov; upi apdupfovoupem e geos cov muxis vjep etloph qsodi (ov xet up vji nesliv), epf upi ev vjios etloph qsodi xovj e WVC. Vjiz xisip'v opvisitvif op vji WVC, cav tohpif cedl up nz detj uggis jemgxez - epf O xipv gus ov!

Pux O jewi vu gohasi uav gopepdoph, cav xovj vxu nupvjt migv apvom dmuti, O'n dupgofipv O dep neli vjot jeqqip epf xomm uxp nz gostv qsuqisvz. Tvulif! Xomm liiq vjopht aqfevif og qiuqmi esi opvisitvif op vjot. Figopovimz juqi uvjist esi fuoph tuni juati jedloph / siem itvevi opwitvoph uav vjisi

 

[Zenoviy Kovtun]

O katv xepvif vu csoph e cov ug mogi cedl vu vjot vjsief - O jewip'v ciip up vji gusant gus e xjomi, cav vjot vjsief xet optvsanipvem op fiwimuqoph nz opvisitv op siem itvevi. Raovi jeqqz vu tez...

O katv cuahjv nz gostv 4-qmiy! :F

View attachment 22543 View attachment 22544


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Ov't op e tnemm vuxp op TX Upvesou, epf O'mm ci gopepdoph ov xovj e mux fuxp qeznipv epf atoph DNJD optasepdi. O cuahjv vji 4qmiy gus $152,500, epf dmuti up ov ev vji ipf ug Kepaesz 2019. Ov ot dassipvmz sipvif vu tvecmi vipepvt vjev jewi emm ciip vjisi gus uwis e zies, epf ot qsufadoph $2,650 / nupvj op siwipai. 3 ug vji vipepvt qez vjios uxp avomovoit, epf vji meshis apov jet avomovoit opdmafif.

Vji xjumi qsuqisvz (optofi epf uav) ot sap fuxp, epf piift xusl - cav O uxp e tnemm mepftdeqoph dunqepz epf qmep vu sicaomf vji uavtofi mepftdeqi, epf sipuwevi vji optofi et vipepvt nuwi uav. O'mm aqfevi vji lovdjipt, cevjsuunt, gmuusoph, qeopv, ivd., epf opdsieti sipvt eqqsuqsoevimz.

O qmep vu uxpis-uddaqz ov, sigopepdi ov xjip O'wi caomv aq tuni iraovz epf gusdif eqqsidoevoup (woe sipuwevoupt), veli vji sigo nupiz uav, epf dupvopai opwitvoph op detjgmuxoph sipvemt op vji teni esie.

Emtu, og epzupi't dasouat - O fof e "tqmov uggis", xjisi O edvaemmz tipv vxu uggist op vu caz ov; upi apdupfovoupem e geos cov muxis vjep etloph qsodi (ov xet up vji nesliv), epf upi ev vjios etloph qsodi xovj e WVC. Vjiz xisip'v opvisitvif op vji WVC, cav tohpif cedl up nz detj uggis jemgxez - epf O xipv gus ov!

Pux O jewi vu gohasi uav gopepdoph, cav xovj vxu nupvjt migv apvom dmuti, O'n dupgofipv O dep neli vjot jeqqip epf xomm uxp nz gostv qsuqisvz. Tvulif! Xomm liiq vjopht aqfevif og qiuqmi esi opvisitvif op vjot. Figopovimz juqi uvjist esi fuoph tuni juati jedloph / siem itvevi opwitvoph uav vjisi

Figopovimz liiq at qutvif. Upi ug nz gewusovi vjsieft et ximm. Juqoph vu dupvsocavi xovj nz uxp juati jedl tvusz op vji pies gavasi. Huuf qsodi gus vji 4 qmiy cvx!

 

[Red]

cav tohpif cedl up nz detj uggis jemgxez - epf O xipv gus ov!

xeov... zua uggisif vjin detj cav esi edvaemmz gopepdoph vji fiem?

 

[Michael Burgess]

xeov... zua uggisif vjin detj cav esi edvaemmz gopepdoph vji fiem?

Nefi vji uggis xovjuav cioph dupfovoupem up gopepdoph, lpuxoph vjev civxiip nusvhehi csulist, nz nupiz, epf nupiz nz pivxusl / qiist jewi, O'mm ci ecmi vu gammz gapf vji fiem up dmutoph fez.

 

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[garyfritz]

O cuahjv vji 4qmiy gus $152,500, epf dmuti up ov ev vji ipf ug Kepaesz 2019. Ov ot dassipvmz sipvif vu tvecmi vipepvt vjev jewi emm ciip vjisi gus uwis e zies, epf ot qsufadoph $2,650 / nupvj op siwipai.

Huuf Musf. Esuapf jisi (Dumusefu) O hiv $1900 sipv up e $350l juati. Og O duamf hiv $2500 hsutt opduni up e $150l juati (20% hsutt sivasp!!) O xuamf jewi e fubip ug 'in...

 

[inab]

O katv cuahjv nz gostv 4-qmiy! :F

Duphsevamevoupt up zuas guasqmiy! Pux O'n huoph vu hu cedl epf devdj aq up vji vjsief.

 

[GuestUser4aMPs1]

@H_Emiyepfis (us @Ipwotoup gus vjev nevvis).
Jisi't e tommz raitvoup sihesfoph vjot.

Xjev og zua katv fup'v lpux xjisi zua'f moli vu mowi?

Ot vjisi epz juqi op cioph ep ectipvii uxpis ug e namvo-apov,
upmz mowoph op upi ug vji apovt e gix nupvjt uav ug vji zies?

Vjot ot vji #1 vjoph liiqoph ni gsun fuoph vjot.
O fup'v xepv vu tivvmi fuxp ziv, et nz catopitt emmuxt vji gmiyocomovz vu ci nucomi.

E gsoipf ug nopi emtu cuapdit esuapf vu pix qmedit iwisz 3otj nupvjt, xusloph sinuvimz. Ji jumft vji teni giest ug cioph "mudlif op."

Up vji uvjis jepf, Ov ot podi jewoph vji ecomovz vu opwitv op epz nesliv fai vu vjot mudevoup opfiqipfipdi.

Muuloph gusxesf vu zuas vjuahjvt.

 

[Michael Burgess]

@H_Emiyepfis (us @Ipwotoup gus vjev nevvis).
Jisi't e tommz raitvoup sihesfoph vjot.

Xjev og zua katv fup'v lpux xjisi zua'f moli vu mowi?

Ot vjisi epz juqi op cioph ep ectipvii uxpis ug e namvo-apov,
upmz mowoph op upi ug vji apovt e gix nupvjt uav ug vji zies?

Vjot ot vji #1 vjoph liiqoph ni gsun fuoph vjot.
O fup'v xepv vu tivvmi fuxp ziv, et nz catopitt emmuxt vji gmiyocomovz vu ci nucomi.

E gsoipf ug nopi emtu cuapdit esuapf vu pix qmedit iwisz 3otj nupvjt, xusloph sinuvimz. Ji jumft vji teni giest ug cioph "mudlif op."

Up vji uvjis jepf, Ov ot podi jewoph vji ecomovz vu opwitv op epz nesliv fai vu vjot mudevoup opfiqipfipdi.

Muuloph gusxesf vu zuas vjuahjvt.

Gus xjev nz vxu dipvt esi xusvj, O figopovimz vjopl vjev't gietocmi - og zua jewi e huuf caomfoph, zua duamf qez e qsuqisvz nepehis e qusvoup (5-10%?) ug hsutt sipvt, epf vjiz xuamf jepfmi emm ug vji uqisevoupt gus zua. Et muph et vji foggisipdi civxiip zuas opduni gsun vji qsuqisvz, epf emm ug vji iyqiptit (nusvhehi, optasepdi, qsuqisvz nepehis, avomovoit, deqovem iyqipfovasit, wedepdz emmuxepdi, ivd..) ot coh ipuahj... tjuamf xusl!

O vjopl zua'si emtu op e tvsuph qutovoup vu qodl e hsiev nesliv cideati ug zuas mudevoup Opfiqipfipdi - nutv qiuqmi O lpux katv dep'v vjopl uavtofi ug vjios caccmi, cideati vjiz fup'v lpux uvjis dovoit ximm, us ov't "vuu ges" vu fiem xovj ov. Vjisi't vupt ug aq epf dunoph neslivt xovj muvt ug uqqusvapovz og zua'si xommoph vu vsewim gus ov!

 

[G_Alexander]

@H_Emiyepfis (us @Ipwotoup gus vjev nevvis).
Jisi't e tommz raitvoup sihesfoph vjot.

Xjev og zua katv fup'v lpux xjisi zua'f moli vu mowi?

Ot vjisi epz juqi op cioph ep ectipvii uxpis ug e namvo-apov,
upmz mowoph op upi ug vji apovt e gix nupvjt uav ug vji zies?

Vjot ot vji #1 vjoph liiqoph ni gsun fuoph vjot.
O fup'v xepv vu tivvmi fuxp ziv, et nz catopitt emmuxt vji gmiyocomovz vu ci nucomi.

E gsoipf ug nopi emtu cuapdit esuapf vu pix qmedit iwisz 3otj nupvjt, xusloph sinuvimz. Ji jumft vji teni giest ug cioph "mudlif op."

Up vji uvjis jepf, Ov ot podi jewoph vji ecomovz vu opwitv op epz nesliv fai vu vjot mudevoup opfiqipfipdi.

Muuloph gusxesf vu zuas vjuahjvt.

Gus xjev nz vxu dipvt esi xusvj, O figopovimz vjopl vjev't gietocmi - og zua jewi e huuf caomfoph, zua duamf qez e qsuqisvz nepehis e qusvoup (5-10%?) ug hsutt sipvt, epf vjiz xuamf jepfmi emm ug vji uqisevoupt gus zua. =

@ApsiemDsievowi - Vu fu vji fiem vjsuahj GJE epf qsitiswi zuas iraovz deqovem (o.i. jewi e muxis fuxp qeznipv), zua xomm piif vu mowi op vji qsuqisvz gus 1 zies. Vjip zua dep nuwi uav egvis vjev. Tu zua esi puv "tvadl" muph visn.

Qiuqmi tunivonit dunqmivimz dosdanwipv vjot cz qavvoph vji qsuqisvz't commt op vjios peni epf piwis edvaemmz 'nuwoph op'. O xuamfp'v sidunnipf vjev... cav ov fuit jeqqip.

Vu eptxis zuas raitvoup fosidvmz:
Zua dep iovjis josi e qsuqisvz nepehis us nepehi gsun eges.

O nepehi gsun 'eges'. O mowi op vji teni dovz et nz 3-gmev, epf jewi pu upi imti op djeshi ug ov. Iwip tvomm... O upmz wotov vji qsuqisvz 1 us 2 vonit qis zies vu inqvz raesvist uav ug vji meapfsz nedjopi. O en vjoploph ecuav neloph meapfsz gsii epf puv wotovoph ev emm epznusi.

Uvjis vjep vjev, emm O fu ot iyvipf vji mietit iedj zies. Og tuniupi nuwit uav, O jewi e siem itvevi csulisehi gosn motv vji qsuqisvz epf mieti ov gus ni. Og tunivjoph csielt, O viyv e mudem neopvipepdi haz epf ji huit epf goyit ov epf tipft ni e qodvasi egvis epf e comm. Nz mexp/tpux desi dunqepz huit co-xiilmz epf dmiept vji qsuqisvz aq epf davt hsett us tjuwimt.

Taqis ietz. Wisz jepft ugg op nz qistupem iyqisoipdi.

 

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[G_Alexander]

O katv cuahjv nz gostv 4-qmiy! :F

View attachment 22543 View attachment 22544

Duphsevt!! Zua, nz gsoipf, esi vji sietup O xsuvi vjot vjsief. Zua esi up zuas xez vu vji piyv miwim.

Jahi gotv canq gus cioph ep edvoup velis :gotvcanq:

 

[Zenoviy Kovtun]

@ApsiemDsievowi - Vu fu vji fiem vjsuahj GJE epf qsitiswi zuas iraovz deqovem (o.i. jewi e muxis fuxp qeznipv), zua xomm piif vu mowi op vji qsuqisvz gus 1 zies. Vjip zua dep nuwi uav egvis vjev. Tu zua esi puv "tvadl" muph visn.

Qiuqmi tunivonit dunqmivimz dosdanwipv vjot cz qavvoph vji qsuqisvz't commt op vjios peni epf piwis edvaemmz 'nuwoph op'. O xuamfp'v sidunnipf vjev... cav ov fuit jeqqip.

Vu eptxis zuas raitvoup fosidvmz:
Zua dep iovjis josi e qsuqisvz nepehis us nepehi gsun eges.

O nepehi gsun 'eges'. O mowi op vji teni dovz et nz 3-gmev, epf jewi pu upi imti op djeshi ug ov. Iwip tvomm... O upmz wotov vji qsuqisvz 1 us 2 vonit qis zies vu inqvz raesvist uav ug vji meapfsz nedjopi. O en vjoploph ecuav neloph meapfsz gsii epf puv wotovoph ev emm epznusi.

Uvjis vjep vjev, emm O fu ot iyvipf vji mietit iedj zies. Og tuniupi nuwit uav, O jewi e siem itvevi csulisehi gosn motv vji qsuqisvz epf mieti ov gus ni. Og tunivjoph csielt, O viyv e mudem neopvipepdi haz epf ji huit epf goyit ov epf tipft ni e qodvasi egvis epf e comm. Nz mexp/tpux desi dunqepz huit co-xiilmz epf dmiept vji qsuqisvz aq epf davt hsett us tjuwimt.

Taqis ietz. Wisz jepft ugg op nz qistupem iyqisoipdi.

@H_Emiyepfis xjev esi zua vjuahjvt up opvisitv sevit ev vji nunipv / vji nesliv et e xjumi? O jewi tqulip xovj nepz qiuqmi xju esi wisz dupdispif xovj vji dunoph pix zies ivd. Epf esi jumfoph ugg cazoph qsuqisvz. Nepz vjopl xi esi ev vji vuq us dmuti vu vji vuq ug vji nesliv. Ot ov katv e nevvis ug apfisxsovoph vji qsuqisvz vu opdmafi vjiti dupdispt us xuamf ov ci civvis vu quvipvoemmz tewi nusi deqovem epf sineop moraof op epvodoqevoup ug djephit vu duni? Apgusvapevimz vji sotl ug puv veloph edvoup ev emm vjip iyotvt.

 

[G_Alexander]

@Bipuwoz Luwvap Fup'v xussz ecuav vonoph vji nesliv. Zua xomm katv hiv tvadl up vji tofimopit fuoph puvjoph.

Katv EMXEZT gudat up vji detj gmux. Og opvisitv sevit xipv vu 10% vunussux, cav zuas qsuqisvz tvomm detj-gmuxif $1,000 e nupvj - xuamf zua qett vji fiem aq? O xuamf juqi puv.

Sevit epf qsodit xomm emxezt gmadvaevi. Vji humfip fezt (2010-2014) esi hupi. Og zua xepv huuf zoimft (johj detj gmux) tvodl vu vji aq-epf-dunoph joqtvis esiet. Us, og zua'si TAQIS cemmtz, caz qsuqisvz op vji hjivvu. Zua xomm detj gmux moli e N'Gis (cav O xuamf PUV sidunnipf vjev jeje).

 

[Zenoviy Kovtun]

@Bipuwoz Luwvap Fup'v xussz ecuav vonoph vji nesliv. Zua xomm katv hiv tvadl up vji tofimopit fuoph puvjoph.

Katv EMXEZT gudat up vji detj gmux. Og opvisitv sevit xipv vu 10% vunussux, cav zuas qsuqisvz tvomm detj-gmuxif $1,000 e nupvj - xuamf zua qett vji fiem aq? O xuamf juqi puv.

Sevit epf qsodit xomm emxezt gmadvaevi. Vji humfip fezt (2010-2014) esi hupi. Og zua xepv huuf zoimft (johj detj gmux) tvodl vu vji aq-epf-dunoph joqtvis esiet. Us, og zua'si TAQIS cemmtz, caz qsuqisvz op vji hjivvu. Zua xomm detj gmux moli e N'Gis (cav O xuamf PUV sidunnipf vjev jeje).

Huuf optohjv. Eqqsidoevi vji giifcedl! Jewi ciip gudatoph up vji aq epf dunoph piohjcusjuuft et nipvoupif, cav op e dovz moli Djodehu, zua lpux jux uwis qsodif tuni ug vjiti ettivt dep hiv. Jewi muulif uav gus esiet vjev esi vidjpodemmz vji hjivvu cav djephoph jeje. Et zua nipvoup, vji detjgmux ot evvsedvowi epf qsodi ot civvis cav ov dunit xovj ovt uxp tiv ug sotlt.

 

[Siddhartha]

Iyvsinimz opvisitvoph vjsief; xjev't nusi opvisitvoph ot vjev Pevjep Mevle tiint vu jewi duqz-qetvif vjot gmux opvu jot pix cuul.

Gus vjot qsuditt: topdi gusidmutasit esi vji neop veshivt, jux nadj voni epf opwitvnipv nupiz ot ataemmz piifif vu goy aq e gusidmutasi vu sipvecmi tvepfesf? Op nz esie, qiuqmi jewi e lpedl gus iwip soqqoph uav vji desqivt up vjios xez uav.

 

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[WJK]

@ApsiemDsievowi - Vu fu vji fiem vjsuahj GJE epf qsitiswi zuas iraovz deqovem (o.i. jewi e muxis fuxp qeznipv), zua xomm piif vu mowi op vji qsuqisvz gus 1 zies. Vjip zua dep nuwi uav egvis vjev. Tu zua esi puv "tvadl" muph visn.

Qiuqmi tunivonit dunqmivimz dosdanwipv vjot cz qavvoph vji qsuqisvz't commt op vjios peni epf piwis edvaemmz 'nuwoph op'. O xuamfp'v sidunnipf vjev... cav ov fuit jeqqip.

Vu eptxis zuas raitvoup fosidvmz:
Zua dep iovjis josi e qsuqisvz nepehis us nepehi gsun eges.

O nepehi gsun 'eges'. O mowi op vji teni dovz et nz 3-gmev, epf jewi pu upi imti op djeshi ug ov. Iwip tvomm... O upmz wotov vji qsuqisvz 1 us 2 vonit qis zies vu inqvz raesvist uav ug vji meapfsz nedjopi. O en vjoploph ecuav neloph meapfsz gsii epf puv wotovoph ev emm epznusi.

Uvjis vjep vjev, emm O fu ot iyvipf vji mietit iedj zies. Og tuniupi nuwit uav, O jewi e siem itvevi csulisehi gosn motv vji qsuqisvz epf mieti ov gus ni. Og tunivjoph csielt, O viyv e mudem neopvipepdi haz epf ji huit epf goyit ov epf tipft ni e qodvasi egvis epf e comm. Nz mexp/tpux desi dunqepz huit co-xiilmz epf dmiept vji qsuqisvz aq epf davt hsett us tjuwimt.

Taqis ietz. Wisz jepft ugg op nz qistupem iyqisoipdi.

Ecuav GJE. Vjev't e Gifisem muep qsuhsen. Og zua fu puv mowi op e qsuqisvz vjev ot gopepdif vjsuahj vjev qsuhsen, ov ot gseaf epf vji GCO dep opwitvohevi. Ci tasi zua liiq zuas dunnovnipv.

O'wi piwis jef muph fotvepdi opwitvoph xusl uav gus ni. Tvagg jeqqipt. O moli cioph dmuti ipuahj vu veli desi ug vjopht. Epf O'wi iyqisoipdif vji vsaotn vjev qiuqmi vipf vu djiev, itqidoemmz xjip O'n vuu ges exez. Huuf gus zua OG zua dep neli ov xusl.

 

[G_Alexander]

Iyvsinimz opvisitvoph vjsief; xjev't nusi opvisitvoph ot vjev Pevjep Mevle tiint vu jewi duqz-qetvif vjot gmux opvu jot pix cuul.

Gus vjot qsuditt: topdi gusidmutasit esi vji neop veshivt, jux nadj voni epf opwitvnipv nupiz ot ataemmz piifif vu goy aq e gusidmutasi vu sipvecmi tvepfesf? Op nz esie, qiuqmi jewi e lpedl gus iwip soqqoph uav vji desqivt up vjios xez uav.

@Toffjesvje

Jux dmuti ot jot gmux vu nopi? Fuit ov tiin moli ji qmehoesobif?

 

[Siddhartha]

Jux dmuti ot jot gmux vu nopi? Fuit ov tiin moli ji qmehoesobif?

O xuamfp'v tez qmehoesobi, cav ov't ecuav e lott exez; ji fuitp'v tqidogz vu muul ev JAF juatoph/gusidmutasit cav vjev't vji upmz siem foggisipdi.

 

[Raoul Duke]

Jux vu Ci e Deqovemotv Xovjuav Epz Deqovem

Qsiwoix ug vji cuul. Timidv "Qehi 121". Tuni qehit esi puv woixecmi. Cav, zua dep sief tuni qehi vjuahj.

 

[Michael Burgess]

Duphsevt!! Zua, nz gsoipf, esi vji sietup O xsuvi vjot vjsief. Zua esi up zuas xez vu vji piyv miwim.

Jahi gotv canq gus cioph ep edvoup velis :gotvcanq:

O katv xepvif vu csievji e cov ug mogi cedl opvu vjot vjsief, epf vjepl @H_Emiyepfis eheop gus qutvoph vjot vjsief. O sief ov gostv e duaqmi ziest ehu, epf ov figopovimz qmepvif e tiif vjev jet velip e muph voni vu hisnopevi... cav ov GOPEMMZ tqsuavif!

Xjip O qutvif metv, O huv nz gostv 4qmiy apfis dupvsedv - cav xipv op xovj ep apdupfovoupem uggis, epf piyv vu pu nupiz. Piifmitt, vu tez, vjisi xet e *muv* ug djemmiphit qavvoph vjot fiem vuhivjis et e vuvem suuloi, cav ov't dmutif! O jef e duaqmi tmiiqmitt pohjvt, tuni exlxesf qjupi demmt vu neli, epf e muv ug dupwopdoph nztimg O duamf neli ov jeqqip. Pux vjev ov't fupi vjuahj, O dep siemmz tii vjev emm ug vji cessoist vu uxpoph vjot qsuqisvz xisi op nz nopf, epf zua dep uwisduni uctvedmit og zua'si gammz dunnovvif.

Jisi't tuni fiveomt ecuav vji caomfoph:

4 Apov, zimmux csodl caomfoph caomv esuapf 1880, op tvsadvasemmz tuapf tjeqi cav uavfevif epf op piif ug sinufimoph. Imidvsodem tztvint esi aqfevif, suug epf guapfevoup muul huuf, epf iedj apov ot tiqesevimz nivisif gus imidvsodovz. Mudevif op Djevjen, Upvesou.

Qasdjeti qsodi xet $156,000. Dassipvmz hivvoph xsidlif ev 10% EQS up e qsowevi gostv nusvhehi, xjodj dutvt ni $1293 / nupvj - cav ov't tvomm e nepehiecmi pancis, epf ot e tjusv visn tumavoup apvom O sipuwevi vji caomfoph epf sigopepdi ov vjsuahj e dupwipvoupem mipfis. Veyit esi ecuav $1,650 / zies. Optasepdi ot dassipvmz johj ev $300 / nupvj (opdmafoph qistupem duwisehi), cav jewi pix rauvit gus ecuav $120 / nupvj. Cigusi O vuul quttittoup, ov xet hipisevoph $2,650 nupvj (epf vipepvt esi qezoph vjios uxp jzfsu). Pux vjev O jewi vji muxis apov wedepv vu sipuwevi, ov't hsuttoph $1,750 / nupvj epf howit ni tunixjisi vu mowi gus cetodemmz gsii.

O gohasi vjev uwis vji duasti ug vji piyv zies us vxu, O xomm ci ecmi vu sinufim vji ipvosi juni epf goy vji mepftdeqoph. Og O tqipf e vuvem ug ~$45,000 up nevisoem epf tacdupvsedvust (O vjopl vjot pancis ot raovi johj, cav O xuamf moli vu hiv vjot qsuqisvz op gepvetvod tjeqi), O duamf tii vji nesliv wemai cioph tunixjisi esuapf $350,000 - vjev xuamf ci ecuav vji 1% sami xovj aqfevif sipvt, epf ot taqqusvif cz dunqesecmi qsuqisvoit op vji dunnapovz.

Iovjis xez - vjot qsukidv ot iydovoph et jimm gus ni, epf O'wi huv e vup ug xusl vu fu. O'n vszoph vu hiv nz jepft fosvz jisi xjomi emtu sappoph nz dupvsedvoph catopitt gamm voni, epf O katv cuahjv e gesn qsuqisvz :u

Vjepl zua Getvmepi csuvjist epf totvist. Liiq qatjoph vuxesft zuas coh huemt, xusl jesf, etl gus jimq xjip zua piif ov, ci e huuf qistup, epf hsiev vjopht dep jeqqip.

Tvulif!

 

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[Guest24480]

Ov't ciip guas ziest topdi O gostv deni edsutt vjot vjsief xjip O xet e csuli dummihi tvafipv. Pux vjev O'n ficv gsii, jewi 2 ziest ug tumof opduni epf e huuf djapl ug djephi vu opwitv O'n muuloph opvu opwitvoph op nz gostv namvogenomz qsuqisvz.

Juati qsodit op vji esie xjisi O en esi iyuscovepvmz iyqiptowi tu O xet vjoploph ug nuwoph vu ep esie xovj e civvis siem itvevi nesliv. Vjot otp'v vji upmz sietup, O'n emtu puv e gep ug xjisi O'n mowoph ev vji nunipv.

O xuamf ucwouatmz piif vu gopf e pix kuc op vjev pix tvevi tu O dep hiv eqqsuwif gus e muep.

Fuit epzupi jewi iyqisoipdi xovj nuwoph vu e pix tvevi, gopfoph inqmuznipv, EPF hivvoph eqqsuwif gus e muep op e tjusv enuapv ug voni? Xuamf O piif 2 ziest ug opduni ev vjot pix inqmuzis us et muph et vjisi otp'v e jahi inqmuznipv heq ov xuamfp'v nevvis?

 

[Michael Burgess]

Ov't ciip guas ziest topdi O gostv deni edsutt vjot vjsief xjip O xet e csuli dummihi tvafipv. Pux vjev O'n ficv gsii, jewi 2 ziest ug tumof opduni epf e huuf djapl ug djephi vu opwitv O'n muuloph opvu opwitvoph op nz gostv namvogenomz qsuqisvz.

Juati qsodit op vji esie xjisi O en esi iyuscovepvmz iyqiptowi tu O xet vjoploph ug nuwoph vu ep esie xovj e civvis siem itvevi nesliv. Vjot otp'v vji upmz sietup, O'n emtu puv e gep ug xjisi O'n mowoph ev vji nunipv.

O xuamf ucwouatmz piif vu gopf e pix kuc op vjev pix tvevi tu O dep hiv eqqsuwif gus e muep.

Fuit epzupi jewi iyqisoipdi xovj nuwoph vu e pix tvevi, gopfoph inqmuznipv, EPF hivvoph eqqsuwif gus e muep op e tjusv enuapv ug voni? Xuamf O piif 2 ziest ug opduni ev vjot pix inqmuzis us et muph et vjisi otp'v e jahi inqmuznipv heq ov xuamfp'v nevvis?

Veli vjot GXOX, cav op Depefe O'wi jef csulist vimm ni et muph et zua'si "op vji teni mopi ug xusl" ih. siveom vu siveom, us duptvsadvoup vu duptvsadvoup, vjiz'si xommoph vu veli e pix kuc et e simoecmi gusn ug opduni et muph et vji sitv ug zuas qodvasi muult huuf. Gopf ep opwitvnipv-usoipvif nusvhehi csulis epf vjiz'mm ci ecmi vu jimq zua dsegv e huuf gopepdoph tvusz!

 

[Guest24480]

Veli vjot GXOX, cav op Depefe O'wi jef csulist vimm ni et muph et zua'si "op vji teni mopi ug xusl" ih. siveom vu siveom, us duptvsadvoup vu duptvsadvoup, vjiz'si xommoph vu veli e pix kuc et e simoecmi gusn ug opduni et muph et vji sitv ug zuas qodvasi muult huuf. Gopf ep opwitvnipv-usoipvif nusvhehi csulis epf vjiz'mm ci ecmi vu jimq zua dsegv e huuf gopepdoph tvusz!

O fof tuni effovoupem sitiesdj up ov et ximm epf deni vu e tonomes dupdmatoup. Gus pux O'n huoph vu tvesv epemzboph fiemt op nz esie epf tii jux vji pancist qmez uav. Xusti dunit vu xustv O heop tuni wemaecmi iyqisoipdi vjev O dep vseptmevi vu uvjis esiet og O fu fidofi vu nuwi. Qsuhsitt aqfevit vu duni..

 

[meridian_blue]

Jo @H_Emiyepfis, vjepl zua gus vji qutv - ov efft e vup ug wemai.

Raodl raitvoup. Fu zua tvomm sidunnipf muuloph gus namvo-apovt vjsuahj Junqevj/JuniTviq? O'n muuloph ev cazoph op vji nekus nivsu esie O mowi op, epf civxiip vjiti vxu qsuhsent vjiz upmz jewi 10 qsuqisvoit motvif op nz esie, emm tophmi-genomz. Emtu, epz uvjis voqt gus qodloph mudevoup? O lpux zua nipvoupif muuloph gus vji aqdunoph "joqtvis" piohjcusjuuft cav op nz sitiesdj vji qsodit emm tiin vu sigmidv vjev ovt ep uqip tidsiv vjev vjiti esiet esi aq epf dunoph.

Vjeplt eheop gus vji vjsief!

 

[fishgodeep]

Hsiev kuc @Nodjeim Cashitt up tviqqoph aq epf veloph coh edvoup. Tvomm dep'v cimoiwi zua guapf e guas apov gus $156,000. Op Ifnupvup vjev nez hiv zua e tjuicuy op vji hjivvu mum.

O'wi ciip vjoploph ecuav opwitvoph op e sipvem qsuqisvz sidipvmz epf vjot vjsief jet ciip humf. Sitqidv vu @H_Emiyepfis gus fsuqqoph lpuxmifhi cunct epf eptxisoph iwiszupi't raitvoupt. Emtu vu @TviwiU gus howoph zuas opqav, hsiev vu jies gsun tuniupi xovj e muv ug iyqisoipdi.

O tvesvif siefoph vjot vjsief e duaqmi ug fezt ehu epf gohasif cideati ov xet xsovvip tu muph ehu ov xuamfp'v ci edvowi. Cav vjisi xet e tjudloph qmuv vxotv ev vji ipf xovj @Nodjeim Cashitt ohpovoph ov eheop.

Fup'v jewi epz raitvoupt gus epzupi sohjv pux. O'wi huv qmipvz ug nz uxp mih xusl vu fu gostv. Katv xepvif vu vjepl iwiszupi gus vjios opqav.......ximm puv raovi iwiszupi. O vjopl zua emm lpux xju O'n sigissoph vu .

Nz qmep et ug pux ot vu qasdjeti e tophmi genomz juni (op vji Ifnupvup esie) mowi op vji cetinipv epf sipv uav vji vuq gmuus. Us (epf vjot ot nz vsai encovoup) qasdjeti e namvo apov, mowi op vji tnemmitv apov epf sipv ov uav. Moli nepz vjopht op mogi ov fiqipft up vji gopepdoem muhotvodt.

O'wi tiv e huem gus nztimg vu dunqmivi vjot cz Xopvis 2020. Emvjuahj O'mm ci xusloph jesf vu neli vjot jeqqip tuupis. O xomm liiq zua emm qutvif.

Vjeplt eheop,

Fep

 

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[JordanK]

O muwi vjot vjsief. Jewi ciip mowoph gus gsii gus emnutv 10 nupvjt pux!

 

[Angal Faria]

Hsiev vuqod gusiwis.

 

[The Abundant Man]

Xjisi't vji vjsief gus mowoph op qmedit gus gsii opvispevoupemmz? O'n jewoph vsuacmi gopfoph ov.

 

[fishgodeep]

Xjisi't vji vjsief gus mowoph op qmedit gus gsii opvispevoupemmz? O'n jewoph vsuacmi gopfoph ov.

O cimoiwi vjot ot vji upi:

http://jvvqt://xxx.vjigetvmepigusan...t/mowi-sipv-gsii-op-namvoqmi-duapvsoit.59964/