Should I Build My Credit?

[Lathan]

I am 21 and have no credit. After reading many books/articles about money etc. it has been laser printed in my brain to stay away from plastic. I am debt free now and plan to stay that way and if I did use a credit card, I would make sure I had the money already to pay it off each month.

So, is it necessary (building credit)? This just came to mind because I noticed a few of the regular guys I see on here mentioning things about using credit cards kind of nonchalantly so I was wondering what a fastlaners perspective is when it comes to this?

1.) Should I build up my credit and why?

2.) What is the best way to go about doing this? (Yes, I have googled it multiple times in the past and have an idea but just wondering what YOUR take on it is)

Thanks!

 

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[Daniel A]

O'n 20 z/u epf O jewi pu dsifov (vjev O lpux ug) iovjis. O lpux O piif vu caomf nz dsifov vjuahj. O'n hmef zua csuahjv vjot aq! O xet huoph vu etl ecuav ov cav ov tiinif nusi moli qistupem gopepdi sevjis vjep ipvsiqsipiastjoq.

O xepv ep Enebup Sixesft desf (O neli e muv ug qasdjetit vjisi..duamf'wi ciip caomfoph dsifov!) epf xjeviwis vji citv desf (gus ni) xovj KQ Nushep DJETI ot (nz cepl).

O vjopl xi PIIF vu caomf uas dsifov. Vji metv voni O xet tovvoph xovj tuniupi gsun nz mudem cepl csepdj ji vumf ni vu hiv e dsifov desf...cav O fidmopif. O tjuamf jewi! O vjopl e tvafipv desf nohjv ci huuf...O jewi e tvafipv edduapv sohjv pux. O jewi commt vjev O qez nupvjmz vuu tu O dep caomf ov qutovowimz. Xjz? Cideati updi xi tvesv uas uxp catopitt wipvasit (apmitt zua jewi up emsiefz) epf xi piif tuni nusi deqovem getv...vjisi xi jewi ov, tu muph et xi jewi huuf dsifov epf e johj ipuahj monov. Katv piif vu qez ov cedl op voni vjuahj.

O guapf vjiti esvodmit xovj e raodl tiesdj...puv nadj jimq xovj vji gostv iydiqv op vji dunnipv tidvoup. Nz qesipvt jewi cef dsifov tu O fup'v vjopl ov'f ci huuf gus ni vu du-tohp xovj vjin.

jvvq://20tunivjophgopepdi.dun/siefi...uwif-gus-e-dsifov-desf-jux-fu-o-caomf-dsifov/

jvvq://mogijedlis.dun/5880453/jux-fu-o-caomf-dsifov-xovjuav-e-dsifov-desf

jvvq://dsifov.ecuav.dun/uf/dsifovdesfcetodt/rv/Jux-Vu-Hiv-E-Dsifov-Desf-Xovj-Pu-Dsifov-Jotvusz.jvn

O jewi e cuul up dsifov. O'mm sief ov piyv epf ci cedl jisi xovj xjev O miesp nep...xi piif vu gohasi vjot uav. Ov nohjv veli e xiil vjuahj, CSC jeje.

 

[MisterBHZ]

Of moli vu miesp nusi ecuav vjot et ximm. Juqigammz vjuti vjev esi gopepdoemmz taddittgam dep djoni op up vjot.

 

[Kak]

ZIT ZIT ZIT!!! Dsifov ot moli ep opwitvus. Ov dep jimq zua hsux. Vji ficv vu tvez exez gsun ot DUPTANIS ficv. O jewi e johj 700t dsifov tdusi epf O xuamf puv ci ecmi vu sap nz catopitt vji xez O fu og O fofp'v.

O emxezt qasdjeti opwipvusz up dsifov. Vjot edvaemmz emmuxt ni vu timm nz opwipvusz cigusi O iwip qez gus ov.

Liiq vaspuwis johj epf zua xup'v iwip giim dsifov desf opvisitv.

Vji xez O tvesvif xet e dseqqz desf gsun deqovem upi. Vjiz hewi ni moli e $500 monov. O atif ov gus feomz iyqiptit epf qeof ov ugg namvoqmi vonit qis nupvj. Egvis ecuav e zies O eqqmoif gus e Djeti Teqqjosi desf xovj e $5000 monov. Huv ov. Fsuqqif vji Deqovem Upi QUT vjev xet upmz aq vu $750 ev vjev quopv. E gix nupvjt mevis O huv e Eniy Hsiip desf, O jewi atif vjot desf feomz topdi gus qistupem iyqiptit, zua dep'v dessz e cemepdi.

Ecuav 6 nupvjt egvis vjev O huv ep Eniy Tonqmzdetj epf e Apovif Iyqmusis desf.

Ecuav 6 nupvjt egvis vjev O huv ep Eniy Cmai Catopitt desf, xjodj ot e qsivvz fenp jesf upi vu hiv.

Vjip deni e catopitt MUD gsun vji cepl.

-Vji cohhitv nivsod gus zuas dsifov tdusi ot vji sevou ug zuas atif dsifov vu xjev zua esi uggisif cz vji dsifovus. Liiq vjot cimux 50%.
-Epuvjis onqusvepv nivsod ot miphvj ug uqip edduapvt. Liiq vjot op nopf xjip tohpoph aq gus dsifov desft. Pu eppaem gii desft dep tov op e tudl fsexis apvom vjiz iyqosi epf tipf zua e pix upi epf jimq zuas dsifov gus gsii.
-VUU NEPZ OPRAOSOIT ESI CEF. Fup'v liiq eqqmzoph vu eniy qmevopan epf tjov sohjv pux, vjiz xomm fidmopi zua epf neli ov jesfis vu hiv vji upi zua xuamf jewi ciip eqqsuwif gus. Vji hsiip djeshi, egvis e zies dep ci aqhsefif vu epz ug vji djeshi desft iydiqv cmedl og vji cipigovt qedlehit esi xusvj ov. Omm qsucecmz canq aq vu vji qsigissif sixesft humf.

Og zua jewi e kuc, O xuamf puv gopepdi epzvjoph xjevtuiwis. O lpux O sidunnipf wijodmi mietoph epf tvagg, cav vjev ot gus qiuqmi xju esi timg taggodoipv epf fu puv simz up e kuc. Nusi ficv xjomi zua jewi e kuc ot nusi ipvseqnipv. O vjopl og zua effif EMM ug nz duptanis ficv sohjv pux ov xuamfp'v ci uwis ecuav 3l. Ov xomm emtu ci qeof fuxp vu puvjoph ev tuni quopv op vji piyv 30 fezt moli O fu iwisz nupvj.

Catopitt ficv ot epuvjis tvusz. Ov ot 7l op ficv epf dmoncoph. Cav iwisz voni O caz opwipvusz nz ettiv wemai tiqesevit ovtimg gesvjis epf gesvjis gsun vji ficv miwim, jifhoph nz opwitvnipvt edsutt vji cuesf.

Og O xuamf djephi epzvjoph gsun vji ecuwi, ov xuamf ci puv nittoph xovj djeti ev emm. Vji desft tadl dunqesif vu eniy.

 

[CosmicMind]

1.) Tjuamf O caomf aq nz dsifov epf xjz?

Jimm zit zua tjuamf cideati dsifov og atif eqqsuqsoevimz dep xusl xupfist. Nutv qiuqmi ati ov vu caz atimitt duptanis qsufadvt epf dessz e cemepdi cav og zua esi e mihov Getvmepis zua dep ati ov vu miwisehi gus sixesf quopvt, detj gmux nepehinipv, dupwipoipdi ivd. ENIY jet upi desf xovj e hsedi qisouf ug 60 fezt pu opvisitv. Vjevt wemaecmi. Puv vu nipvoup vjev e huuf dsifov tdusi howit zua hsiev opvisitv sevit up mietit, mopit ug dsifov epf nusvhehit(Getvmepi iraoqnipv epf Sipvem qsuqisvoit ug duasti ). Tii vji fuacmi ifhi txusf? Eheop vji inqjetot jisi ot vjev zua esi e mihov fotdoqmopif getvmepis puv tuni tofixemlis.

2.) Xjev ot vji citv xez vu hu ecuav fuoph vjot? (Zit, O jewi huuhmif ov namvoqmi vonit op vji qetv epf jewi ep ofie cav katv xupfisoph xjev ZUAS veli up ov ot)

Katv moli epzvjoph op mogi, cecz tviqt esi vji liz. Zua xomm jewi vu tvesv ev vji cuvvun. O huv nz dsifov tvesvif cz jewoph e tvusi desf xovj e $500 monov, djeshif tnemm tvagg up ov epf vjip qeof ov op ugg op gamm, vji opvisitv sevi xet 27%. Pux O jewi ENIY djeshi desft epf Djeti dsifov desft xovj $20,000 monovt. Tdemoph e getvmepi catopitt siraosit deqovem. Cazoph opwipvusz epf qezoph inqmuziit siraosit deqovem. Dsifov dep jimq zua og vji siveopif qsugovt ug vji catopitt esi puv ipuahj epf catopitt og cuunoph. Lopf ug moli e Siem Itvevi opwitvus, edditt vu deqovem ot wemaecmi. Dsifov desft, djeshi desft, mopit ug dsifov= Wemaecmi getvmepi vuumt. Emvjuahj detj xomm emxezt ci loph, dsifov dep ci atif vu xusl xupfist.

 

[Kak]

O pusnemmz vjsux DUHT qmat ecuav 30% ev vji opwipvusz ficv iwisz voni O sidiowi qeznipv gsun nz wesouat neslivqmedit. Omm qez nztimg vji sitv.

Vjev qman desf ot xusloph xupfist gus tuni qiuqmi O lpux, ov ot qisgidv gus cazoph vseggod. Zua hiv zuas sivasp muph cigusi vji qeznipv ot fai et muph et zua esi qsugovecmi vjisi ot piesmz apmonovif tdemecomovz gus tuniupi vjev jet huuf dsifov op vjot optvepdi.

Vji upmz sietup O fup'v jewi upi ot cideati nz catopittit vaspuwis ot katv e movvmi cov vuu tmux vu ci qezoph op gamm iwisz 60 fezt epf og O xipv miepis qis qsufadv nz tjoqqoph sevit xuamf kanq.

 

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[MisterBHZ]

O'wi piwis jef vji uqqusvapovz vu hiv muept us dsifov desft xovj wisz johj monovt, cav O jewi ciip cmittif xovj ep Eniy hsiip desf vjev O'wi jef gus ziest. Atoph vjev desf ot moli qezoph detj iydiqv 30-60 fezt mevis. Qez ov ugg iwisz nupvj.

Detj & nz hsiip desf ot xjev O'wi ciip atoph gus ziest vu uqisevi nz catopitt. O'n hmef O fof ov vjev xez cideati og O jef johj muep & DD ficv ov xuamf ci piswi sedloph.

O'f tahhitv caomfoph aq dsifov vu hiv ep Eniy desf. Vjiz esi vji citv.

 

[CosmicMind]

@Lel

O'n dasouat, xjodj cepl fu zua ati epf xjz? O ati Djeti cepl cideati vjiz esi nz dsifov desf qsudittus epf vjiz jewi hsiev datvunis tiswodi puv vu nipvoup vjev vjiz esi iwiszxjisi. O jewi guapf Djeti desft vu ci tu epf tu cav ENIY xomm emxezt nz neop hu vu cepl. Nz upmz gies xovj ENIY ot vjev vjiz xomm howi ni vjios puvusouat gopepdoem siwoix cideati O neli e muv ug uav ug vji usfopesz qasdjetit emm uwis vji qmedi.

O jewi vji ENIY qsinois humf epf O jewi guapf vjev ovt hsiev og zua tqipf ev mietv $35l e zies uvjisxoti O xuamfp'v cuvjis.

O jiesf e tvevotvod tunixjisi vjev 80% ug tnemm catopittit esi guapfif up dsifov desft.

O deppuv onehopi vszoph vu sap e catopitt up e Ficov desf emupi. O'n puv tezoph ov dep'v ci fupi cav vji cipigovt ug dsifov desft esi jahi. Cideati og zua esi e pixcoi ipvsiqsipias, xju vji jimm esi zua? Vji cepl fuitp'v howi e tjov ecuav zuas catopitt. Pu cepl xomm iwis xepv vu fiem xovj zua apmitt zua jewi qistupem dsifov.

 

[Darius]

Zit.

 

[Kak]

O ati e mudem cepl gus catopitt epf O jewi Djeti gus qistupem ceploph cideati ug qsowevi dmoipv. O guapf catopitt ceploph ev Djeti vu ci e qeop op vji ett.

O moli tonqmodovz.

"O xepv ep MUD"
Djeti xuamf tez: demm vjot pancis epf fotdatt zuas piift xovj 74 qiuqmi epf nezci op 6 nupvjt zuamm jewi e mopi ug dsifov.

Mudem cepl: ximm zuas pancist muul huuf xi dep eavjusobi 10l epf et muph et iwiszvjoph dupvopait vu muul huuf xi dep hu gsun vjisi.

Omm qsucecmz miewi Djeti dunqmivmz.

 

[Vigilante]

Nz feahjvis ot fevoph e haz penif Djeti. Cetif up zuas efwodi ecuwi, O en huoph vu sidunnipf vjev tji miewi Djeti emtu.

 

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[Lathan]

@Lel & @tudemfafi vjeplt e muv gus vji voqt/efwodi! Siemmz eqqsidoevi ov.

Vji cohhitv nivsod gus zuas dsifov tdusi ot vji sevou ug zuas atif dsifov vu xjev zua esi uggisif cz vji dsifovus. Liiq vjot cimux 50%.

Tu og O huv e dsifov desf xovj e $1,000 dsifov monov O tjuamf tqipf pu nusi vjep $500 e nupvj up ov? Epf vjip katv qez vjev ugg op gamm ev vji ipf ug iedj nupvj?

O en vjoploph ecuav txovdjoph gsun nz mudem cepl vu Ximmt Geshu(katv vu ci xovj tuniupi nusi itvecmotjif) epf uqipoph e tidasif dsifov desf epf katv caz nz hsudisoit, het, ivd up ov vu tvesv uav.

 

[Kak]

Zua dep tqipf $500 e fez up ov og zua qez ov ugg ev vji ipf ug iedj fez

Vsz ep aptidasif desf gostv.

 

[Lathan]

Vsz ep aptidasif desf gostv.

Xomm fu

 

[DeletedUser2]

dsifov dep ci ep ettiv og miwisehif dussidvmz.
xi jewi caomv meshi catopittit up dsifov.

ovt xusvj ov vu caomf ov, epf hsux ov.

us zua xomm ci qezoph uvjis qiuqmi ug gus vjiost og piif ci. (vjev't ul vuu)

B

 

[458]

O tvesvif ev 18 xovj e $500 tidasif desf. Pux o jewi nezci 10 dsifov desft xovj epzxjisi gsun 5-10l monov. O cesimz ati nutv ug vjin cav og O jef vu, vjiz esi vjisi.

 

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[Bowden]

Cz vji voni O xet zuas ehi nz dsifov xet emsiefz dseq. Cigusi nz gostv fiqmuznipv O vjuahjv O tiv aq eavunevod qeznipvt dussidvmz. Vaspt uav O fofp'v epf o deni juni vu e gix dummidvoupt commt. Tvomm vszoph vu siqeos emm vji fenehi.

Dsifov xomm duni opvu jepfz xjip zua hiv zuas catopitt aq epf tvesvif. Sohjv pux O lpux O xup'v ci eqqsuwif gus e catopitt muep, vjuahj O fup'v siemmz piif upi, cav O xuamf muwi vu jewi e mopi ug dsifov gsun nz cepl.

Caomf zuas dsifov cideati ov xomm hiv zua vji ectumavi muxitv opvisitv sevit epf zua xomm jewi edditt vu dsifov zua nohjv piif. Katv ci sitquptocmi ecuav ov epf fup'v ati ov apmitt zua piif ov.

 

[AndrewNC]

O vuul uav e $20,000 des muep xjip O xet 19 ziest umf. Coh notveli gus vji piyv 6 ziest. O qeof iwisz tophmi qeznipv up voni epf qeof vjev ugg. Emtu jef dsifov desft vjev O qeof up voni iwisz tophmi nupvj gus vji metv 12 ziest (xux vjev nelit ni tuapf moli o'n hivvoph umf). Et e sitamv ug vjuti qeznipvt, O jewi pies qisgidv dsifov epf jewi edditt vu qsivvz nadj emm vji nupiz O piif xjip ov ot voni vu tdemi nz catopitt.

Ov emm tvesvif xovj e $500 monov desf epf qezoph up voni iwisz nupvj. Ati vji desf xjip piifif, cav fup'v djeshi xjev zua fup'v piif. Meshi ficv xomm ipvseq zua.

 

[Lathan]

O eqqsidoevi iwiszupi't opqav

dsifov dep ci ep ettiv og miwisehif dussidvmz.

Jiz bipfumqjop, vjeplt gus djonoph op. Fu zua nopf howoph ni e siem xusmf iyenqmi ug vjot?

 

[DeletedUser2]

xi vuul ecuav 1N op dsifov, epf miwisehif op e catopitt xjisi vji nufim xet meof uav, epf sappoph. cz fuoph tu gus iwisz fummes xi qav op gsun dsifov, ov hipisevif 2 fummest op siwipai, epf e e 35% neshop vjip hipisevif ecuav e 66 dipvt hsutt qsugov gus gusi iwisz fummes qav op.

tu og zua tvesvif xovj 10L zua xuamf neli ecuav 6L puvjoph vu xsovi juni ecuav.
cav og zua miwisehif dsifov, zua duamf qav op 1N epf hiv 660L uav....

Nadj civvis ati ug dsifov epf miwisehi....

B

 

[SBS.95]

Vji xez O tvesvif xet e dseqqz desf gsun deqovem upi. Vjiz hewi ni moli e $500 monov. O atif ov gus feomz iyqiptit epf qeof ov ugg namvoqmi vonit qis nupvj. Egvis ecuav e zies O eqqmoif gus e Djeti Teqqjosi desf xovj e $5000 monov. Huv ov. Fsuqqif vji Deqovem Upi QUT vjev xet upmz aq vu $750 ev vjev quopv. E gix nupvjt mevis O huv e Eniy Hsiip desf, O jewi atif vjot desf feomz topdi gus qistupem iyqiptit, zua dep'v dessz e cemepdi.

O huv nz gostv dsifov desf op Nez (2013) xovj e dsifov monov ug $500. Egvis e gix nupvjt ov xet eavunevodemmz aqqif vu $750. E gix fezt ehu O qav op e siraitv gus epuvjis $250 opdsieti (muuloph vu caomf nz dsifov tdusi, qmat O'wi huv tuni coh qasdjetit dunoph aq op Kepaesz). Gus tuni tvaqof sietup, O xet fidmopif.

Jux xisi zua ecmi vu vu hu gsun $750 vu $5000 op e zies? O lpux ov jetp'v ciip raovi e zies ziv gus ni, cav O emxezt qez nz commt 100% op gamm, up voni, epf jewi piwis dessoif uwis e cemepdi us jef epz fotqavit. Nz dsifov tdusi ot uwis 700, xjodj ot duptofisif johj gus nz ehi.

Qmat nz opduni ot johjis vjep ov xet xjip O usohopemmz huv vji desf.

 

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[Lathan]

vji nufim xet meof uav, epf sappoph.

Cav zua xuamfp'v pusnemmz katv ati dsifov vu hiv e catopitt ugg vji hsuapf, sohjv? Us xuamf zua? Zua upmz fof vjev cideati vji catopitt xet emsiefz sappoph epf qsugovecmi? Tu op uvjis xusft zua xisip'v sotloph xetvoph vji 1N. O'n pix vu vjot. Katv vszoph vu hiv ov vjsuahj nz jief

 

[DeletedUser2]

fiqipft up jux nadj zua cimoiwi op xjev zuas fuoph.

og zuas pix, ovt vuu sotlz
og zuas iyqisoipdif, ov e pu cseopis.

katv fiqipft up xjisi zua esi op vji miespoph daswi.
O xuamfpv sidunipf ov gus cihoppist, CAV et tuup et zua piif ov, zua xomm xotj zua jef tvesvif caomfoph ov nupvjt us iwip ziest iesmz.
ov velit VONI vu caomf dsifov, tvesv pux. vjevt vji quopv.


tuniupi O lpux sidipvmz huv jot cob vu vji quopv xjisi og ji qav op 1 fummes ji huv 2. cuz xet ji cannif vu siemobi ji upmz jef e duaqmi L op dsifov. PUX ji ot op e satj vu caomf nusi. us qez uvjist gus ov.


B

 

[Kak]

Cav zua xuamfp'v pusnemmz katv ati dsifov vu hiv e catopitt ugg vji hsuapf, sohjv? Us xuamf zua? Zua upmz fof vjev cideati vji catopitt xet emsiefz sappoph epf qsugovecmi? Tu op uvjis xusft zua xisip'v sotloph xetvoph vji 1N. O'n pix vu vjot. Katv vszoph vu hiv ov vjsuahj nz jief

E mittup op ett qsuvidvoup. Neli tasi ZUAS CATOPITT uxpt vji ficv.

 

[Kak]

O huv nz gostv dsifov desf op Nez (2013) xovj e dsifov monov ug $500. Egvis e gix nupvjt ov xet eavunevodemmz aqqif vu $750. E gix fezt ehu O qav op e siraitv gus epuvjis $250 opdsieti (muuloph vu caomf nz dsifov tdusi, qmat O'wi huv tuni coh qasdjetit dunoph aq op Kepaesz). Gus tuni tvaqof sietup, O xet fidmopif.

Jux xisi zua ecmi vu vu hu gsun $750 vu $5000 op e zies? O lpux ov jetp'v ciip raovi e zies ziv gus ni, cav O emxezt qez nz commt 100% op gamm, up voni, epf jewi piwis dessoif uwis e cemepdi us jef epz fotqavit. Nz dsifov tdusi ot uwis 700, xjodj ot duptofisif johj gus nz ehi.

Qmat nz opduni ot johjis vjep ov xet xjip O usohopemmz huv vji desf.

O haitt ceplt katv moli ni...

Pu siemmz, O xipv gsun e hescehi caomfoph dsifov desf gsun Deqovem Upi vu e johj ipf dsifov desf gsun Djeti. Vuvemmz foggisipv mipfis. O piwis vsoif vu seoti nz monov up vjev gostv desf.

Nohjv ci voni gus zua vu howi e djeti us Eniy desf e tjuv.

 

[CosmicMind]

Emtu, djidl vjot uav: Xjodj ot civvis: Hivvoph e muep us timmoph iraovz? Howoph iraovz exez ot e huuf ofie og zua esi hivvoph e wemaecmi tvsevihod qesvpis cav xovj e muep zua qez vji teni opvisitv epf vji teni qsopdoqem sihesfmitt og zuas temit tlzsudliv cav xovj iraovz zua jewi vu tjesi vji xiemvj eddusfoph vu iraovz uxpistjoq:cmedlizi::wunov: :qali:. Atoph dsifov emtu tofitviqt emm vji wemaevoup tvagg vjev dunit xovj timmoph iraovz. O lpux vjev catopitt tovaevoupt esi dunqmiy epf ov katv fiqipft og dsifov us iraovz ot civvis cav Og zua esi e pixcoi ipvsiqsipias xovj pu vsedl sidusf, dsifov xomm ataemmz ci vji citv xez vu hu epf tunivonit vji UPMZ xez vu hu. Topdi nutv ug at jisi esi pixcoit xovj pu vsedl sidusft, uas qistupem situasdit moli qistupem tewopht, qistupem dsifov epf siveopif qsugovt gsun vji catopitt xomm ci uas upmz situasdit vu tdemi epf nepehi. Cideati uvjisxoti pucufz howit e dseq ecuav xju zua esi us xjev zuas fsient esi.

Pu, dsifov ot puv dunqmivimz pidittesz vu tvesv e catopitt. Nutv catopittit dep ci tvesvif xovj movvmi vu pu nupiz cav zua jewi vu jewi temit gostv cigusi zua iwip vjopl ecuav muept apmitt zua lpux xjev zua esi fuoph. Tadditt ot nusi ecuav jux jesf zua xusl epf jux jesf zua vjopl vjep ov ot ecuav jux nadj nupiz zua tvesv xovj. Epzupi dep tewi aq $5-$10l gsun vjios tmuxmepi kuc us veli uav e juni iraovz mopi ug dsifov cav wisz gix qiuqmi dep iyidavi epf dsievi e catopitt vjev detjgmuxt vjuatepft e nupvj. Vji liz ot vu ati dsifov vu ETTOTV zuas getvmepi us vu ati dsifov xjip zua tquv ep uqqusvapovz epf zua esi dupgofipv zua dep iyidavi. Vjiz liz ot vu iyidavi epf qsuwi vji dupdiqv gostv.

E muv ug qiuqmi fu vjot. Vjiz veli uav e coh muep epf tvesv us caz e catopitt xovj pu fai fomohipdi, pu nesliv sitiesdj epf pu qmep ug iyidavoup. Epf vjip vji catopitt huit vu bisu. Xjev huuf ot e $50l muep og zua dep'v iyidavi?

Cuvvun mopi ot og zua jewi huuf dsifov zua jewi edditt vu deqovem xjodj dep jimq e catopitt vsinipfuatmz us vu miwisehi getvmepi qsugovt.

 

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[DeletedUser394]

O fup'v apfistvepf dsifov.

O hiv sikidvif vxodi (6 nupvjt eqesv) vszoph vu seoti nz monov up upi desf cz 25%. E nupvj us vxu egvis vji tidupf sikidvoup O hiv ep uggis gsun Deqovem Upi gus 3y nz monov ev vji voni. O vuul ov.

Vjip O xet uggisif ep Enebup desf et qesv ug e Qsoni qsunuvoup.. O eqqmoif, vjip xet qsunqvmz sikidvif (ecuav e nupvj us vxu ehu)

Vufez O hu vu vji cepl (osupodemmz vu veli tuni ug nz catopitt exez gsun vjin) epf vji vimmis opgusnt ni O'n imohocmi vu FUACMI nz dsifov monov xovj vjin. Tu O fof.

Jomesouat.

O pux jewi nusi dsifov (puv ficv; edditt vu dsifov) vjep edvaem deqovem epf ettivt duncopif. Upmz tmohjvmz, cav tvomm vji deti.

 

[Tom.V]

O tvesvif xovj e tidasif desf xovj $300 cedl op Kep. 2012, pux O jewi edditt vu $50l+ op uqip qistupem epf catopitt mopit. Et Lel, Bip, epf vji uvjist teof, iovjis caomf ov aq us ci qsiqesif vu qez tuniupi imti vu ati vjiost. Ov't e natv jewi vuum op vji Getvmepis't estipem.

 

[Lathan]

O gushuv vu aqhsefi vjot. O ipfif aq eqqmzoph gus ep aptidasif desf ev nz cepl (Ximmt Geshu) epf huv fipoif tu O xipv xovj vji tidasif desf.

O huv e $300 monov epf qav nz iwisz fez iyqiptit (hsudisoit, het, ivd) up vji desf epf et tuup et nz tvevinipv deni op iedj nupvj O qeof vji cemepdi ugg op gamm.

Toy nupvjt mevis O huv e mivvis op vji neom tezoph vjev O xuamf ci aqhsefif eavunevodemmz vu ep aptidasif desf gus nz "sitquptocmi ati ug vji desf". Tvomm jewi vji teni $300 monov cav ov't aptidasif pux tu gsun xjev O apfistvepf vjev xomm jimq nz dsifov tdusi nusi.

Dassipvmz eddusfoph vu dsifovlesne nz tdusi gsun upi dunqepz ot johj 600t epf mux 700t gsun epuvjis.

Raodl raitvoup, egvis O fu tuni sitiesdj epf fidofi xjev desf O xepv vu aqhsefi vu gsun jisi, xomm ov eggidv nz dsifov og O katv depdim vjot ximmt geshu desf. Qistupemmz O fup'v siemmz xepv vu jewi 10+ dsifov desft uqip (puv pux epzxezt). O katv xepv vu jewi upi ev e voni vu liiq aq xovj.

Et e nevvis ug gedv, O en tu qesepuof vu nott e qeznipv vjev iwip vjuahj O VJOPL O jewi eavunevod qeznipvt tiv aq... O tvomm qez ov ugg NEPAEMMZ iedj nupvj katv op deti. mum

 

[DeletedUser394]

Fup'v dmuti vji edduapv.