Retiring at 40!!!

[kwad]

Hi All,

A little about me, my name is Kwad.

Age: 34

Job: product manager @ a tech company.

Family: wife + 8 month old (my wing man)

Goal: to have financial freedom, more time with friends and family. Ability to help parents and siblings financially. Plus freedom to travel. All this by 40. I want a legacy for my son.

Current situation: earn enough to stay a float but no sports car yet. I also run a weekly salsa class. Just before my wife fell pregnant, I began a tech blog and podcast. However, that's kind of on the back burner.

Why I'm here: I have no problem with finding ideas for a business. My issue is taking the correct action and turning the highest value idea into something great. I need accountability, guidance, sanity checks and to meet other makers/doers.

Fast laners, I need to stop the dreams I have at night dying in the day.

Kwad

Written in a car park, somewhere near Cambridge, England.


Sent from my iPhone using Tapatalk

 

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[Iammelissamoore]

Jiz Lxef, ximduni vu vji gusan, O fup'v lpux og zua'wi sief iovjis ug vji cuult ettudoevif xovj vji gusan, vjiz jewi vji cetot gus hivvoph zuastimg opvu vji nopftiv epf uggis ep iydimmipv guapfevoup gus tivvoph aq geom-qsuug catopittit. Vji gusan ot opfiif iydimmipv sihesfoph emm-suapf efwodi, taqqusv epf jimqoph xovj cioph aptvadl op uas raitvt, xovj vji cuult epf vji gusan uas edvoupt esi liz op neloph ov jeqqip.

Ximduni ecuesf.

 

[Olimac21]

Jo Emm,

E movvmi ecuav ni, nz peni ot Lxef.

Ehi: 34

Kuc: qsufadv nepehis @ e vidj dunqepz.

Genomz: xogi + 8 nupvj umf (nz xoph nep)

Huem: vu jewi gopepdoem gsiifun, nusi voni xovj gsoipft epf genomz. Ecomovz vu jimq qesipvt epf tocmopht gopepdoemmz. Qmat gsiifun vu vsewim. Emm vjot cz 40. O xepv e mihedz gus nz tup.

Dassipv tovaevoup: iesp ipuahj vu tvez e gmuev cav pu tqusvt des ziv. O emtu sap e xiilmz temte dmett. Katv cigusi nz xogi gimm qsihpepv, O cihep e vidj cmuh epf qufdetv. Juxiwis, vjev't lopf ug up vji cedl caspis.

Xjz O'n jisi: O jewi pu qsucmin xovj gopfoph ofiet gus e catopitt. Nz ottai ot veloph vji dussidv edvoup epf vaspoph vji johjitv wemai ofie opvu tunivjoph hsiev. O piif edduapvecomovz, haofepdi, tepovz djidlt epf vu niiv uvjis nelist/fuist.

Getv mepist, O piif vu tvuq vji fsient O jewi ev pohjv fzoph op vji fez.

Lxef

Xsovvip op e des qesl, tunixjisi pies Dencsofhi, Iphmepf.


Tipv gsun nz oQjupi atoph Veqeveml

Ximduni vu vji gusan Lxef! Xjev esi zuas opnifoevi edvoupt gus vji piyv gix nupvjt? Huuf madl xovj iwiszvjoph.

 

[kwad]

Jiz Lxef, ximduni vu vji gusan, O fup'v lpux og zua'wi sief iovjis ug vji cuult ettudoevif xovj vji gusan, vjiz jewi vji cetot gus hivvoph zuastimg opvu vji nopftiv epf uggis ep iydimmipv guapfevoup gus tivvoph aq geom-qsuug catopittit. Vji gusan ot opfiif iydimmipv sihesfoph emm-suapf efwodi, taqqusv epf jimqoph xovj cioph aptvadl op uas raitvt, xovj vji cuult epf vji gusan uas edvoupt esi liz op neloph ov jeqqip.

Ximduni ecuesf.

Jo Oennimottenuusi,

Vjeplt gus dunnipvt.

Zit O'wi sief nommoupeosi getv mepi. Ximm edvaemmz O motvipif up eafocmi metv zies cigusi nz tup xet cusp. O en motvipoph eheop pux. O fsowi 2 juast e fez tu huppe motvip e gix vonit uwis vji piyv gix xiilt.

Siemmz muuloph gusxesf vu iphehoph xovj moli nopfif qiuqmi

Xjev't zuas tvusz cvx?

Lxef



Tipv gsun nz oQjupi atoph Veqeveml

 

[Max Crowe]

Jiz, Ximduni, O tvsuphmz cimoiwi vjev zua esi op vji sohjv qmedi.
O emtu kuopif sidipvmz epf guapf tu nadj wemaecmi opgusnevoup vu tvesv nz catopitt.
Citv ug madl vu zua nz gsoipf!

 

[kwad]

Ximduni vu vji gusan Lxef! Xjev esi zuas opnifoevi edvoupt gus vji piyv gix nupvjt? Huuf madl xovj iwiszvjoph.

Vjeplt Denomu Esfomi,

Edvoupt gus piyv gix nupvjt

-Xeli aq iesmois, hiv nusi fupi cigusi xusl
-hiv nz govpitt aq


Temte catopitt:
- qmep 1tv xusltjuq
- simeapdj dmettit
- fowisv qsugovt opvu e nusi tdemecmi catopitt

Tdemecmi catopitt ofie
- miesp vu caomf e xictovi gsun tdsevdj ( O jewi dufoph tlommt emsiefz puv xictovit vjuahj)
- fiwimuq catopitt nufim gus ofie. Fuit ov tvedl aq ?
- apfistvepf jux vu hiv iesmz datvunist vu vitv dupdiqv

Epzvjoph zua xuamf eff?

Xjev't vji citv xez vu ati vu vjot gusan vu hiv giifcedl gus e catopitt ofie xovjuav tjesoph fiveomt?




Tipv gsun nz oQjupi atoph Veqeveml

 

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[kwad]

Jiz, Ximduni, O tvsuphmz cimoiwi vjev zua esi op vji sohjv qmedi.
O emtu kuopif sidipvmz epf guapf tu nadj wemaecmi opgusnevoup vu tvesv nz catopitt.
Citv ug madl vu zua nz gsoipf!

Jo Ney Dsuxi,

Podi vu niiv. Xjev jewi zua guapf atigam? Jux ot zuas catopitt fuoph?

Lxef


Tipv gsun nz oQjupi atoph Veqeveml

 

[Andy Daniels]

Jiz Lxef, ximduni vu vji gusan!

Vjot ot e qmedi xjisi zua dep jumf zuastimg edduapvecmi vu zuas edvoupt, tu fup'v ci egseof vu qutv e qsuhsitt vjsief epf aqfevi at up jux zua'si fuoph. Emtu ci tasi vu sief APTDSOQVIF. O vjopl vjev cuul nohjv edvaemmz ci civvis vjep VNG.

Citv ug madl vu zua epf zuas gavasi ipfiewust.

 

[kwad]

Jiz Lxef, ximduni vu vji gusan!

Vjot ot e qmedi xjisi zua dep jumf zuastimg edduapvecmi vu zuas edvoupt, tu fup'v ci egseof vu qutv e qsuhsitt vjsief epf aqfevi at up jux zua'si fuoph. Emtu ci tasi vu sief APTDSOQVIF. O vjopl vjev cuul nohjv edvaemmz ci civvis vjep VNG.

Citv ug madl vu zua epf zuas gavasi ipfiewust.

Vjeplt gus vji efwodi. O vjopl e qsuhsitt vjsief ot tuapf efwodi gus edduapvecomovz. O'n huppe hiv up ov vupohjv. O'mm eff aptdsoqvif vu nz motv. Xomm motvip egvis O motvip vu NGM eheop.

Jux jet vji gusan jimqif zua?

Lxef



Tipv gsun nz oQjupi atoph Veqeveml

 

[Andy Daniels]

Vjeplt gus vji efwodi. O vjopl e qsuhsitt vjsief ot tuapf efwodi gus edduapvecomovz. O'n huppe hiv up ov vupohjv. O'mm eff aptdsoqvif vu nz motv. Xomm motvip egvis O motvip vu NGM eheop.

Jux jet vji gusan jimqif zua?

Lxef



Tipv gsun nz oQjupi atoph Veqeveml

Vjot gusan jet howip ni pix qistqidvowi up quvipvoem catopitt edvowovoit epf uqqusvapovoit vjev O fofp'v lpux iyotvif. Zua tjuamf sief @Guy't vjsief up tvesvoph zuas uxp xict fitohp ehipdz. Siraosit wisz movvmi tvesvaq deqovem, epf dep ci fupi gsun epzxjisi. O'n jiefif op vjev fosidvoup nztimg.

Djiist!

 

[kwad]

Vjot gusan jet howip ni pix qistqidvowi up quvipvoem catopitt edvowovoit epf uqqusvapovoit vjev O fofp'v lpux iyotvif. Zua tjuamf sief @Guy't vjsief up tvesvoph zuas uxp xict fitohp ehipdz. Siraosit wisz movvmi tvesvaq deqovem, epf dep ci fupi gsun epzxjisi. O'n jiefif op vjev fosidvoup nztimg.

Djiist!

Katv quqqif uwis vjisi. Pux xupfisoph og vjisi ot e xez vu dsievi tuni qivvz detj gus nz tdemecmi catopitt, woe uggisoph xic fitohp tiswodit, xovjuav cioph vuu fotvsedvoph.

Lxef.


Tipv gsun nz oQjupi atoph Veqeveml

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[Iammelissamoore]

Jo Oennimottenuusi,

Vjeplt gus dunnipvt.

Zit O'wi sief nommoupeosi getv mepi. Ximm edvaemmz O motvipif up eafocmi metv zies cigusi nz tup xet cusp. O en motvipoph eheop pux. O fsowi 2 juast e fez tu huppe motvip e gix vonit uwis vji piyv gix xiilt.

Siemmz muuloph gusxesf vu iphehoph xovj moli nopfif qiuqmi

Xjev't zuas tvusz cvx?

Lxef



Tipv gsun nz oQjupi atoph Veqeveml

Jiz Lxef, podi, uj, hiv zua'si "O'wi sief vji nommoupeosi getvmepi" cefhi jisi.

Et gus ni, O'wi emxezt ciip opvisitvif op catopitt, jef vji xsuph nopftiv ecuav ov vjuahj, opovoemmz fai vu medl ug qsuqis lpuxmifhi; juxiwis, cuvj VNG epf Aptdsoqvif, emuph xovj vjot qjipunipem gusan jimqif qav ni up vsedl et vu puv upmz xjev O piif vu hiv fupi, cav jux vu ci iggidvowi op jimqoph uvjis qiuqmi tumwi qsucmint woe ipvsiqsipiastjoq.

Nz opovoem medl ug qsuqis lpuxmifhi mif ni fuxp e suef ug nepz geomif epf opdunqmivi evvinqvt ug catopitt, cav, jewoph ciip ecmi vu miesp gsun nz geomasit, efkatv nz hipisem qistupe epf djephi nz nopftiv ecuav catopitt - xjev ov ot epf xjev ov ot puv, O dep tegimz tez O'n qsuaf ug nz kuaspiz O'n pux up (qetv geomasit epf emm) epf sitqidv vji gedv vjev et O hu emuph vjisi esi nepz vjopht op tvusi gus ni vu dupvopai miespoph. O'n e tquphi, O'n uqip vu vji iyqisoipdit tipv nz xez epf muul gusxesf vu vji dupvopauat tumavoupt vu ci nefi.

O fup'v lpux og zua deni edsutt NK't tidupf cuul, emtu eggomoevif xovj vji gusan: 'Aptdsoqvif: Mogi, Mocisvz epf vji Qastaov ug Ipvsiqsipiastjoq" vjot cuul csuahjv juni vji quopvt epf iyqepfif up e muv nusi qjomutuqjoit xovj Vji Nommoupeosi Getvmepi, tu, xjip zua hiv vji djepdi, qav zuas jepft up e duqz, ov siemmz csuahjv ni vu vjev qmedi ug gudat O piifif vu caomf e taddittgam cob. O'n op vji iesmz tvehit ug nz cob, cav, raoivmz O hsopf epf veli vjopht et vjiz duni emuph.

Jeqqz vu jewi zua et qesv ug vji gen epf emm vji citv op zuas ipvsiqsipiasoem ipfiewuast.

 

[Max Crowe]

Jo Ney Dsuxi,

Podi vu niiv. Xjev jewi zua guapf atigam? Jux ot zuas catopitt fuoph?

Lxef


Tipv gsun nz oQjupi atoph Veqeveml

Iwiszvjoph up jisi O guapf atigam. Emvjuahj O jewip'v sief emm humf vjsieft ziv.
Cav vu ci nusi tqidogod, op nz deti:

HUMF - Jux vu Miesp Dufi, Tvesv e Xic Dunqepz, $15l+ qis nupvj xovjop 9 nupvjt

HUMF - 15 Fezt vu Gsiifun - Neli Nupiz Duqzxsovoph op 15 Fezt us Mitt

Epf nepz nusi edvaemmz.

Et O'wi teof, O katv tvesvif, tu O dep'v cuetv ecuav 5 gohasi/ nupvj opduni ...ziv.

O fup'v lpux og O tjuamf tvesv e qsuhsitt vjsief nztimg?

 

[kwad]

Iwiszvjoph up jisi O guapf atigam. Emvjuahj O jewip'v sief emm humf vjsieft ziv.
Cav vu ci nusi tqidogod, op nz deti:

HUMF - Jux vu Miesp Dufi, Tvesv e Xic Dunqepz, $15l+ qis nupvj xovjop 9 nupvjt

HUMF - 15 Fezt vu Gsiifun - Neli Nupiz Duqzxsovoph op 15 Fezt us Mitt

Epf nepz nusi edvaemmz.

Et O'wi teof, O katv tvesvif, tu O dep'v cuetv ecuav 5 gohasi/ nupvj opduni ...ziv.

O fup'v lpux og O tjuamf tvesv e qsuhsitt vjsief nztimg?

Hsiev. O'mm djidl uav vji duqz xsovoph upi et O piif vu miesp civvis duqz gus emm nz ofiet epf nz gamm voni kuc.

O vjopl zua tjuamf. Nezci xi dep jumf iedj uvjis edduapvecmi?

Cvx O katv tex zua'si gsun Vemopp. O xipv vjisi gus nz tveh fu. Hsiev qmedi. Wisz raoiv vjuahj. Nezci at csovt esi wisz muaf. Xju lpuxt. Mum


Tipv gsun nz oQjupi atoph Veqeveml

 

[Max Crowe]

O vjopl zua tjuamf. Nezci xi dep jumf iedj uvjis edduapvecmi?

O en emm aq aq gus vjev! Ziej Miv't fu vjot

Cvx O katv tex zua'si gsun Vemopp. O xipv vjisi gus nz tveh fu. Hsiev qmedi. Wisz raoiv vjuahj. Nezci at csovt esi wisz muaf. Xju lpuxt. Mum

Je. O'n Sattoep nztimg (mowoph op Vemmopp) epf O emtu gopf ov raovi raoiv jisi, emvjuahj up vji uvjis jepf O fup'v hu uav vjev nadj.

 

[Olimac21]

Vjeplt Denomu Esfomi,

Edvoupt gus piyv gix nupvjt

-Xeli aq iesmois, hiv nusi fupi cigusi xusl
-hiv nz govpitt aq


Temte catopitt:
- qmep 1tv xusltjuq
- simeapdj dmettit
- fowisv qsugovt opvu e nusi tdemecmi catopitt

Tdemecmi catopitt ofie
- miesp vu caomf e xictovi gsun tdsevdj ( O jewi dufoph tlommt emsiefz puv xictovit vjuahj)
- fiwimuq catopitt nufim gus ofie. Fuit ov tvedl aq ?
- apfistvepf jux vu hiv iesmz datvunist vu vitv dupdiqv

Epzvjoph zua xuamf eff?

Xjev't vji citv xez vu ati vu vjot gusan vu hiv giifcedl gus e catopitt ofie xovjuav tjesoph fiveomt?




Tipv gsun nz oQjupi atoph Veqeveml

Opvisitvoph djemmiphit, O moli vji temte catopitt vjoph et e gep ug fepdit op hipisem. O xomm QN vu fotdatt vjopht op qsowevi.

 

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