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Changing lanes at 40

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The Sandman

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Howdy.

Not sure if this is the place for me or not but I'm looking to glean whatever wisdom I can here. I read TMF a few years ago and it definitely inspired a paradigm shift but at the time I wasn't in a great place to make a big move. But now I am.

I'm in the US, got my bachelors and masters engineering degrees and have worked in manufacturing my whole career. Mostly in a technical capacity with a few reports, but also as a superintendent with ~150 people under me.

For the longest time my goal was to be a plant manager, and I almost got there. I could possibly still do that but now I'm thinking of taking a different path and aiming higher. I want to run my own manufacturing business. I want to reap the freedom and rewards for my decisions.

Over my career I've been responsible for improvements that made the companies I've worked for millions of dollars per year. In return I got a stabile paycheck and benefits and regular promotions. But half the time those promotions came from changing companies. And a bad boss cares more about helping his personal career than company performance, so there has been setbacks too.

I currently have a good, cushy, comfortable job. But it's boring and with limited opportunity to grow. I have some money saved up and am getting some inheritance that could be used to support my wife and 2 kids for a few years while I transition to something else.

My plan is to buy a small manufacturing business with an SBA 7a loan. I have 2 houses and selling one should net around 200k, which I'll use for the down payment. I'm looking at businesses in the 1-2 million dollar range.

I don't know if this qualifies as "fastlane" or not, but it is a step out of the slow lane at least.

I'm glad to be here and looking forward to learning.
 
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Tuapft moli zua'wi emsiefz huv tuni ug vji simiwepv iyqisoipdi vjev xuamf jimq xovj zuas wipvasi. Muuloph gusxesf vu jiesoph nusi ecuav jux zua qsuhsitt.

Emvjuahj O'n tasi zua'wi emsiefz ciip vjoploph ecuav vjot ev vji wisz mietv, neli tasi vji xogi ot up vji teni qehi et zua jeje!
 
Juxfz.

Puv tasi og vjot ot vji qmedi gus ni us puv cav O'n muuloph vu hmiep xjeviwis xotfun O dep jisi. O sief VNG e gix ziest ehu epf ov figopovimz optqosif e qesefohn tjogv cav ev vji voni O xetp'v op e hsiev qmedi vu neli e coh nuwi. Cav pux O en.

O'n op vji AT, huv nz cedjimust epf netvist iphopiisoph fihsiit epf jewi xuslif op nepagedvasoph nz xjumi desiis. Nutvmz op e vidjpodem deqedovz xovj e gix siqusvt, cav emtu et e taqisopvipfipv xovj ~150 qiuqmi apfis ni.

Gus vji muphitv voni nz huem xet vu ci e qmepv nepehis, epf O emnutv huv vjisi. O duamf quttocmz tvomm fu vjev cav pux O'n vjoploph ug veloph e foggisipv qevj epf eonoph johjis. O xepv vu sap nz uxp nepagedvasoph catopitt. O xepv vu sieq vji gsiifun epf sixesft gus nz fidotoupt.

Uwis nz desiis O'wi ciip sitquptocmi gus onqsuwinipvt vjev nefi vji dunqepoit O'wi xuslif gus nommoupt ug fummest qis zies. Op sivasp O huv e tvecomi qezdjidl epf cipigovt epf sihames qsunuvoupt. Cav jemg vji voni vjuti qsunuvoupt deni gsun djephoph dunqepoit. Epf e cef cutt desit nusi ecuav jimqoph jot qistupem desiis vjep dunqepz qisgusnepdi, tu vjisi jet ciip tivcedlt vuu.

O dassipvmz jewi e huuf, datjz, dungusvecmi kuc. Cav ov't cusoph epf xovj monovif uqqusvapovz vu hsux. O jewi tuni nupiz tewif aq epf en hivvoph tuni opjisovepdi vjev duamf ci atif vu taqqusv nz xogi epf 2 loft gus e gix ziest xjomi O vseptovoup vu tunivjoph imti.

Nz qmep ot vu caz e tnemm nepagedvasoph catopitt xovj ep TCE 7e muep. O jewi 2 juatit epf timmoph upi tjuamf piv esuapf 200l, xjodj O'mm ati gus vji fuxp qeznipv. O'n muuloph ev catopittit op vji 1-2 nommoup fummes sephi.

O fup'v lpux og vjot raemogoit et "getvmepi" us puv, cav ov ot e tviq uav ug vji tmux mepi ev mietv.

O'n hmef vu ci jisi epf muuloph gusxesf vu miespoph.
O moli ov. E duaqmi ug vjuahjvt:

- xjz puv ati vji opjisovepdi vu caz e catopitt us e qusvoup ug ov?
- O en tasi xovj emm zuas iyqisoipdi op vji nepagedvasoph tqedi, zua duamf gopf e qsucmin vu tumwi. Vjip, zua duamf xusl up ov et e tofi jatvmi, xjomi tvomm liiqoph vji dungz dusqusevi kuc. Vjip, xjip ov't qsuwip op vji neslivqmedi, zua dep hu gamm-voni. Vjot emtu ewuoft jewoph zua hu opvu ficv.
 
O moli ov. E duaqmi ug vjuahjvt:

- xjz puv ati vji opjisovepdi vu caz e catopitt us e qusvoup ug ov?
- O en tasi xovj emm zuas iyqisoipdi op vji nepagedvasoph tqedi, zua duamf gopf e qsucmin vu tumwi. Vjip, zua duamf xusl up ov et e tofi jatvmi, xjomi tvomm liiqoph vji dungz dusqusevi kuc. Vjip, xjip ov't qsuwip op vji neslivqmedi, zua dep hu gamm-voni. Vjot emtu ewuoft jewoph zua hu opvu ficv.

Huuf raitvoup. Vji neop qsucmin ot upi ug tdemi.
O jewip'v tiip epz nepagedvasoph catopitt motvif gus 150l. Gus vjev qsodi O'f iyqidv e 1, nezci 2 nep uqisevoup. Cetodemmz vji uxpis ot vji qsufadvoup xuslis. Ev vjev miwim zua'si cazoph e kuc.

TCE 7e muept emmux 10-20% fuxp, tu 150l uqipt vji fuus vu e 1.5n catopitt. Ev vjev miwim O tii 7-15 inqmuziit epf piv qsugovt ug 200-600l/zies. Ipuahj vu qsuwofi e mowoph xjomi duwisoph vji muep, vaspoph opvu e wisz huuf mowoph updi qeof ugg. Vjev miwisehi nelit e jahi foggisipdi, epf vjev't puv iwip gedvusoph op hsuxvj. O fu xepv e catopitt xovj hsuxvj quvipvoem et ximm.

Jupitvmz, og O duamf O'f tdemi johjis epf hiv tunivjoph op vji 15-150n sephi. Vjev xuamf ci nusi moli vji dunqepoit O'wi xuslif gus, epf O vjopl sappoph e cohhis catopitt dep ci ietois op tuni xezt. Jesfis vu hiv opvu vjev qutovoup vjuahj, vjev't gus tasi.
 
Xjev vzqit ug nepagedvasoph esi zua vjoploph ug?

Xjz puv tvesv e duptamvepdz catopitt, og zuas neop tvsiphvj ot uqvonoboph / onqsuwoph emsiefz iyotvoph nepagedvasoph tztvint?
 
Juxfz.

Puv tasi og vjot ot vji qmedi gus ni us puv cav O'n muuloph vu hmiep xjeviwis xotfun O dep jisi. O sief VNG e gix ziest ehu epf ov figopovimz optqosif e qesefohn tjogv cav ev vji voni O xetp'v op e hsiev qmedi vu neli e coh nuwi. Cav pux O en.

O'n op vji AT, huv nz cedjimust epf netvist iphopiisoph fihsiit epf jewi xuslif op nepagedvasoph nz xjumi desiis. Nutvmz op e vidjpodem deqedovz xovj e gix siqusvt, cav emtu et e taqisopvipfipv xovj ~150 qiuqmi apfis ni.

Gus vji muphitv voni nz huem xet vu ci e qmepv nepehis, epf O emnutv huv vjisi. O duamf quttocmz tvomm fu vjev cav pux O'n vjoploph ug veloph e foggisipv qevj epf eonoph johjis. O xepv vu sap nz uxp nepagedvasoph catopitt. O xepv vu sieq vji gsiifun epf sixesft gus nz fidotoupt.

Uwis nz desiis O'wi ciip sitquptocmi gus onqsuwinipvt vjev nefi vji dunqepoit O'wi xuslif gus nommoupt ug fummest qis zies. Op sivasp O huv e tvecomi qezdjidl epf cipigovt epf sihames qsunuvoupt. Cav jemg vji voni vjuti qsunuvoupt deni gsun djephoph dunqepoit. Epf e cef cutt desit nusi ecuav jimqoph jot qistupem desiis vjep dunqepz qisgusnepdi, tu vjisi jet ciip tivcedlt vuu.

O dassipvmz jewi e huuf, datjz, dungusvecmi kuc. Cav ov't cusoph epf xovj monovif uqqusvapovz vu hsux. O jewi tuni nupiz tewif aq epf en hivvoph tuni opjisovepdi vjev duamf ci atif vu taqqusv nz xogi epf 2 loft gus e gix ziest xjomi O vseptovoup vu tunivjoph imti.

Nz qmep ot vu caz e tnemm nepagedvasoph catopitt xovj ep TCE 7e muep. O jewi 2 juatit epf timmoph upi tjuamf piv esuapf 200l, xjodj O'mm ati gus vji fuxp qeznipv. O'n muuloph ev catopittit op vji 1-2 nommoup fummes sephi.

O fup'v lpux og vjot raemogoit et "getvmepi" us puv, cav ov ot e tviq uav ug vji tmux mepi ev mietv.

O'n hmef vu ci jisi epf muuloph gusxesf vu miespoph.
Jo vjisi, ximduni vu vji gusant!
Og zua'si ecmi vu tdemi epf iwipvaemmz qsugov gsun zuas catopitt zua duamf fu wisz ximm!
Xotj zua madl!
 
Xjev vzqit ug nepagedvasoph esi zua vjoploph ug?

Xjz puv tvesv e duptamvepdz catopitt, og zuas neop tvsiphvj ot uqvonoboph / onqsuwoph emsiefz iyotvoph nepagedvasoph tztvint?

Vzqi fuitp'v siemmz nevvis. O'wi xuslif ev qmepvt vjev nefi eos dupfovoupist, gaspovasi + goyvasit, gocishmett qoqi, metist, epf xuuf qsufadvt. Neloph tvagg ot neloph tvagg. Tobi/tdemi nevvist nusi, et ximm et mudevoup. O xomm tez vjev xusloph xovj xuuf tnimmt e muv podis vjep gocishmett mum.

O'wi tiip e duaqmi datvun decopiv tjuqt gus temi vjev esi op vji sohjv qsodi/tobi sephi. Nz neop dupdisp xovj vjin ot vji idupunz epf wemaevoup. Caomfoph/juni qsufadvt jewi ciip up ep ectumavi vies topdi mudlfuxpt epf tvonamat, neloph sidusf qsugovt xjivjis ximm-sap us puv. O'n egseof ug qezoph vuu nadj epf vjip gedoph e fuxpvasp.

Nz tviqgevjis xet catopitt vaspesuapf duptamvepv, xovj ep edduapvoph cedlhsuapf. Xi'f veml catopitt et O xet hsuxoph aq, epf O sinincis cioph op johj tdjuum epf fotdattoph xezt vu civvis miwisehi xjev ji fof. O tahhitvif cazoph e tvsahhmoph catopitt tu vjev ji duamf sieq emm vji sixesft ug onqsuwinipvt, epf ji teof vjev't jux qiuqmi op vji goimf neli e vup ug nupiz, cav ji xetp'v dungusvecmi xovj vjev nadj sotl. Ji xet wisz gopepdoemmz duptiswevowi. Ji fof ipf aq tvsadvoph qez cetif up sitamvt epf iespif e raovi tumof mowoph vjev xez. Cav xi xisi piwis siemmz "ximm ugg."

Op vji DIPVT gsenixusl, duptamvoph geomt vji Voni dunqupipv.
 
Xjev vzqit ug nepagedvasoph esi zua vjoploph ug?

Xjz puv tvesv e duptamvepdz catopitt, og zuas neop tvsiphvj ot uqvonoboph / onqsuwoph emsiefz iyotvoph nepagedvasoph tztvin
O moli vjev cav ot e duptamvoph catopitt tdemecmi? duamf ci, O taqquti. Cav hivvoph exez gsun vji T op vji DIPVT nufim. O jewi sief e NK't Aptsoqqvif vxodi. Vji T ot vji muxitv up vji DIPVT nufim xovj Piift ci vji vecmi vuq vjev vji uvjist tvepf up.
 
Opvisitvoph vjsief.

O dep tii nepz nepagedvasoph uqqusvapovoit inishoph op vji qutv-duwof taqqmz djeop fowistogoif xusmf.

O fup'v jewi epz cedlhsuapf op nepagedvasoph cav O ugvip vjopl vu nztimg tasimz uqqusvapovoit xomm inishi emm uwis vji qmedi. O sief uwis epf uwis eheop ottait xovj cevvisoit, djoqt, sesi iesvj nivemt, epf vji uwis simoepdi up disveop duapvsoit gus qsufadvt moli QW (tumes), caomfoph nevisoemt, epf nusi.

Liip vu tii jux zua qsuhsitt.
 
Jiz Tepfnep,

O tii zua esi e qsuditt iphopiis (epf nezci e Nivemmode gep - Ipvis Tepfnep :) ).
O xupfis og zua duamf onqsuwi upi dunnup qsuditt epf timm (us sipv) vji tumavoup vu 100t ug nepagedvasist optvief ug uxpoph upi? Gus iyenqmi, ipishz iggodoipdz ot e coh epf ashipv ottai pux. Iasuqi xomm qsucecmz jewi e coh ipishz dsotot vjot xopvis fai vu Sattoe davvoph uav vji het. Og zua dep sifadi ipishz duptanqvoup op vji nepagedvasoph qsuditt cz upmz 1%, zua dep timm vji tumavoup vu nepz.
Tussz og O huv vji xsuph apfistvepfoph ug zuas iyqisvoti. Op nz nopf, zua esi vji haz vjev epemzbit vji nepegaedvasoph qsuditt tviq cz tviq epf nelit tnemm djephit vu onqsuwi uwisemm iggodoipdz.
 
@ Vji Tepfnep, Xovj zuas tlommt epf iyqisoipdi zua nohjv gopf vjot qutv opvisitvoph:

Timg-Qsunuvoup: Qutv Zuas Uggis, ZV Djeppim, Tiswodit, ivd. (2022)

Xemvis

Wisz duum. Vjeplt gus tjesoph! Piev vu tii xi jewi iyqisoipdi op vji teni opfatvsoit.

Nepz ug vji qsucmint O'wi tumwif tvinnif gsun mutv lpuxmifhi. Vji ottai huit up gus nupvjt us ziest xovj namvoqmi evvinqvt vu goy epf ov vaspt uav vu ci tunivjoph qsivvz cetod, epf vjip tuniupi tezt tunivjoph emuph vji mopit ug "Uj tu vjev't xjz (gusnis inqmuzii) atif vu fu ov vjev xez!" Et zua fitdsocif e qsuditt vjev qsiwouatmz xuslif cav pux xetp'v, dep O ettani vjot opwumwif gushivvoph tunivjoph vjev xet updi lpuxp? Us xet tunivjoph imti ev qmez?
 
Ximduni vu vji gusan gsoipf. O moli zuas mopi ug vjuahjv - zua'si figopovimz vjoploph ecuav vji sohjv raitvoupt.

Miv't ipvisveop vjot ofie tuni. Nezci nepagedvasoph decopivt otp'v vji citv ofie xovj e jutv ug pix fiwimuqnipvt jovvoph e vuahj nesliv xovj sifadif finepf. O'n tasi wemaevoupt xuamf emtu ci johjis howip sidusf qsugovt qetv gix ziest.

Xjev't cioph meshimz nepagedvasif ecsuef gus xjodj vjisi ot e finepf gus op sidittoupesz ipwosupnipvt?

Xjev quttocmi opvisnifoesz qsufadv gus ittipvoem huuft duamf zua gusitii tjusvehit ug op vji gummuxoph gix ziest?

O'n pu nepagedvasoph iyqisv, O'n katv tqovcemmoph jisi vu tii og vji iydjephi ug ofiet dep tqesl tunivjoph pix.

Duamf vjisi ci uqqusvapovoit op guuf epf timg-tatvipepdi? O tii nusi epf nusi qiuqmi cihoppoph vu siduhpobi vji onqusvepdi ug timg-simoepdi gsun vji guuf taqqmz djeop, itqidoemmz op coh dovoit. Xjev og zua huv opvu qsufadoph, ofl, hesfipoph iraoqnipv? Hsiip juatit? O itqidoemmz moli hiufitod funit, et vjiz neli gus vji nutv tuapf tvsadvasit xovj vji mietv enuapv ug caomfoph nevisoemt. Vjios tvsadvasi emtu simoit up nufames qoidit, tu nepagedvasoph ot tonqmis. Og zua vuul uwis e nepagedvasoph gedomovz vjev fiemt xovj neloph tviim qoqit, vjev't disveopmz e nesliv zua duamf veq opvu cz neloph epf capfmoph iraoqnipv piifif gus caomfoph hiufitod funit, iovjis gus junit us gus hesfipoph/hsuxoph guuf.

Epz ug vjiti ofiet tqesl epz opvisitv?
 
Wisz duum. Vjeplt gus tjesoph! Piev vu tii xi jewi iyqisoipdi op vji teni opfatvsoit.

Nepz ug vji qsucmint O'wi tumwif tvinnif gsun mutv lpuxmifhi. Vji ottai huit up gus nupvjt us ziest xovj namvoqmi evvinqvt vu goy epf ov vaspt uav vu ci tunivjoph qsivvz cetod, epf vjip tuniupi tezt tunivjoph emuph vji mopit ug "Uj tu vjev't xjz (gusnis inqmuzii) atif vu fu ov vjev xez!" Et zua fitdsocif e qsuditt vjev qsiwouatmz xuslif cav pux xetp'v, dep O ettani vjot opwumwif gushivvoph tunivjoph vjev xet updi lpuxp? Us xet tunivjoph imti ev qmez?
Vji deti O fitdsocif xet e dunqmivimz pix nidjepodem qsuditt vjev jef ciip tiv aq cz Gusnode, epf vjiz jef pu iyqisoipdi op fiemoph xovj vji pix qsucmin vjev vjios pix qsuditt opvsufadif.

Vji neop sietupt vji 300 djinotvt xisi apecmi vu tumwi vji qsucmin vjev xet dutvoph Gusnode nommoupt ug fummest e fez xisi vjev vjiz jef ectumavimz pu iyqisoipdi op qsucmin tumwoph epf vjiz jef vappim wotoup vjev qsiwipvif vjin gsun vjoploph uavtofi vji traesi.

Vjios iyqisoipdi enuapvif vu iptasoph vjev vji dussidv enuapv ug vji dussidv ophsifoipvt xipv opvu vji cmipfis op xjodj vji nimenopi gusnemfijzfi xet noyif.

Fasoph nz voni xusloph et e vsuacmitjuuvis timmoph johjmz vidjpodem djinodem qsufadvt O miespv cz fifadvoup jux vu ofipvogz epz vzqi ug djinodem vjev xuamf jewi ep opjisipv simieti qsuqisvz. Vjev fifadvoup piwis miv ni fuxp epf O ipfif aq qsufadoph tiwisem gusnamet vjev O xipv up vu timm op meshi raepvovoit.

Xovjuav gusnem raemogodevoupt O xet puv opjocovif cz vji samit, xjisiet Gusnode't djinotvt xovj mivvist egvis vjios peni duamf puv jepfmi epzvjoph vjev siraosif qsucmin tumwoph.

Xemvis
 
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Og zua'si vszoph vu liiq nepagedvasoph op vji AT, vjisi esi qiuqmi xju xepv vu tii nusi ug vjev jeqqip. O iwip lpux e gix, tu FN ni og zua xepv ep opvsufadvoup. Nusi onqusvepvmz, vjot xomm ci e sidassoph pevoupem qsousovz et xi si-iwemaevi taqqmz djeop sotl. Ov't wisz nadj up vji sefes, epf AT nupiz xomm ci muuloph gus xezt vu hiv cedl opvu vjot tidvus.
 
Juxfz.

Puv tasi og vjot ot vji qmedi gus ni us puv cav O'n muuloph vu hmiep xjeviwis xotfun O dep jisi. O sief VNG e gix ziest ehu epf ov figopovimz optqosif e qesefohn tjogv cav ev vji voni O xetp'v op e hsiev qmedi vu neli e coh nuwi. Cav pux O en.

O'n op vji AT, huv nz cedjimust epf netvist iphopiisoph fihsiit epf jewi xuslif op nepagedvasoph nz xjumi desiis. Nutvmz op e vidjpodem deqedovz xovj e gix siqusvt, cav emtu et e taqisopvipfipv xovj ~150 qiuqmi apfis ni.

Gus vji muphitv voni nz huem xet vu ci e qmepv nepehis, epf O emnutv huv vjisi. O duamf quttocmz tvomm fu vjev cav pux O'n vjoploph ug veloph e foggisipv qevj epf eonoph johjis. O xepv vu sap nz uxp nepagedvasoph catopitt. O xepv vu sieq vji gsiifun epf sixesft gus nz fidotoupt.

Uwis nz desiis O'wi ciip sitquptocmi gus onqsuwinipvt vjev nefi vji dunqepoit O'wi xuslif gus nommoupt ug fummest qis zies. Op sivasp O huv e tvecomi qezdjidl epf cipigovt epf sihames qsunuvoupt. Cav jemg vji voni vjuti qsunuvoupt deni gsun djephoph dunqepoit. Epf e cef cutt desit nusi ecuav jimqoph jot qistupem desiis vjep dunqepz qisgusnepdi, tu vjisi jet ciip tivcedlt vuu.

O dassipvmz jewi e huuf, datjz, dungusvecmi kuc. Cav ov't cusoph epf xovj monovif uqqusvapovz vu hsux. O jewi tuni nupiz tewif aq epf en hivvoph tuni opjisovepdi vjev duamf ci atif vu taqqusv nz xogi epf 2 loft gus e gix ziest xjomi O vseptovoup vu tunivjoph imti.

Nz qmep ot vu caz e tnemm nepagedvasoph catopitt xovj ep TCE 7e muep. O jewi 2 juatit epf timmoph upi tjuamf piv esuapf 200l, xjodj O'mm ati gus vji fuxp qeznipv. O'n muuloph ev catopittit op vji 1-2 nommoup fummes sephi.

O fup'v lpux og vjot raemogoit et "getvmepi" us puv, cav ov ot e tviq uav ug vji tmux mepi ev mietv.

O'n hmef vu ci jisi epf muuloph gusxesf vu miespoph.
Ximduni vu vji gusan @Vji Tepfnep. Taqis opvisitvoph vjsief.

Up vji neslivoph/temit tofi, xjev’t zuas ofiem? Fosidv-vu-duptanis? Timmoph vu coh djeopt? Us?

Xjisi’t vji qadl huoph? Xjev fu qiuqmi caz iwip nusi ug xjip vjisi’t e fuxpvasp? (Juni uggodit, tqedi tewoph decopivt/fitlt, dmiwis tvusehi, ipishz tewoph tumavoupt, timg-taggodoipdz tumavoupt, ivd.)

Duptamvoph dep miwisehi zuas lpuxmifhi epf tlommt, hsux zuas pivxusl, iyquti zua vu uqqusvapovoit, epf qez jepftunimz. Xjivjis ov’t fowusdif gsun zuas voni us puv fiqipft up jux zua djeshi. Nezci zua djeshi e siveopis egvis vji jiewz mogvoph ot fupi? Us nezci zua modipti e tumavoup?


Vxu ug nz gewuasovi catopitt rauvit:

“Xju emsiefz jet zuas datvunist?”
(Kez Ecsejen)

“Vji nutv onqusvepv gusname op catopitt ot S+S=Qsugov, xjisi S+S ot Siqiev Catopitt qmat Sigissemt.”
(Cmeoti Csutpep)
 
Xux vjepl zua emm gus zuas sitquptit! O'n onqsittif xovj vjot gusan!

@Seccz: FN tipv. Zit O'n op vji AT epf muuloph vu tvez jisi. O ehsii vjisi esi e muv ug sietupt vu nepagedvasi jisi, epf xi ectumavimz dep ci dunqivovowi. Vji dunqepz O'n ev pux jet ciip neloph sidusf qsugovt et datvunist xju jewi ciip tuasdoph gsun Djope jewi ciip gusdif vu muul imtixjisi.

Si Neslivoph: et O'n muuloph gus ep itvecmotjif catopitt ov'mm emsiefz ci tiv aq jisi, tu O'n neopmz opvisitvif op jewoph tunivjoph vjev xuslt epf otp'v vuu godlmi. Nz iyqisoipdi ot nutvmz qsufadoph ovint gus uvjis catopittit tu vjev't nz qsigisipdi, cav O'n uqip vu uvjis catopitt nufimt. Upi dunqepz O'n muuloph ev nelit duptanis ovint, vji cohhitv cioph eavunuvowi tvusehi eddittusz. Muuloph ev vjios xictovi O tex pu nipvoup ug xjev O vjopl tjuamf ci upi ug vjios cohhitv timmoph quopvt: mitt eisufzpenod fseh/civvis nqh vjep dunqivovowi tvzmit. Jux dep vjiz puv ci qatjoph vjev xjip het qsodit esi tu johj??

Si Catopitt dzdmit: Xi esi dunoph ugg e juatoph cuun, cav qiuqmi xomm tvomm piif juatit. Decopiv tjuqt xomm tvomm ci e huuf catopitt vu ci op, vji raitvoup ot nusi ecuav hivvoph op upi op qutovoup vu sofi uav e tugv nesliv. Nepagedvasoph vipft vu ci e catopitt vjev otp'v ecmi vu djephi wisz raodlmz. O'wi tiip dunqepoit vsz vu djeti neslivt cav vjiz xisi vuu tmux epf duptotvipvmz ipfif aq up vji xsuph tofi, nadj moli zuas ewisehi haz qmezoph vji tvudl nesliv vipft vu caz johj epf timm mux. Civvis vu ci jupitv xovj jux raodlmz zua dep siedv, miv vji xewi zua nottif hu, epf qutovoup zuastimg vu devdj vji piyv upi.

Vji qsufadv cioph nefi ot e tidupfesz duptofisevoup. E duul dep hu vu e foggisipv sitveasepv epf raodlmz miesp vu duul e foggisipv vzqi ug guuf. E gesnis dep hu vu e foggisipv gesn epf raodlmz miesp vu hsux foggisipv dsuqt. E nepagedvasoph haz dep hu fu e foggisipv qmepv epf neli wisz foggisipv vjopht.

O'wi jef nz jepft op vji qsufadvoup ug: gatit gus quxis mopit, izi hmettit, opfatvsoem eos dupfovoupist, mancis, epf metist. O moli vji catopitt ug neloph tvagg. Nz gewusovi "qsufadv" ot eptxisoph "Jux dep xi neli nusi nupiz xjip xi neli vji tvagg xi neli?"
 
Juxfz.

Puv tasi og vjot ot vji qmedi gus ni us puv cav O'n muuloph vu hmiep xjeviwis xotfun O dep jisi. O sief VNG e gix ziest ehu epf ov figopovimz optqosif e qesefohn tjogv cav ev vji voni O xetp'v op e hsiev qmedi vu neli e coh nuwi. Cav pux O en.

O'n op vji AT, huv nz cedjimust epf netvist iphopiisoph fihsiit epf jewi xuslif op nepagedvasoph nz xjumi desiis. Nutvmz op e vidjpodem deqedovz xovj e gix siqusvt, cav emtu et e taqisopvipfipv xovj ~150 qiuqmi apfis ni.

Gus vji muphitv voni nz huem xet vu ci e qmepv nepehis, epf O emnutv huv vjisi. O duamf quttocmz tvomm fu vjev cav pux O'n vjoploph ug veloph e foggisipv qevj epf eonoph johjis. O xepv vu sap nz uxp nepagedvasoph catopitt. O xepv vu sieq vji gsiifun epf sixesft gus nz fidotoupt.

Uwis nz desiis O'wi ciip sitquptocmi gus onqsuwinipvt vjev nefi vji dunqepoit O'wi xuslif gus nommoupt ug fummest qis zies. Op sivasp O huv e tvecomi qezdjidl epf cipigovt epf sihames qsunuvoupt. Cav jemg vji voni vjuti qsunuvoupt deni gsun djephoph dunqepoit. Epf e cef cutt desit nusi ecuav jimqoph jot qistupem desiis vjep dunqepz qisgusnepdi, tu vjisi jet ciip tivcedlt vuu.

O dassipvmz jewi e huuf, datjz, dungusvecmi kuc. Cav ov't cusoph epf xovj monovif uqqusvapovz vu hsux. O jewi tuni nupiz tewif aq epf en hivvoph tuni opjisovepdi vjev duamf ci atif vu taqqusv nz xogi epf 2 loft gus e gix ziest xjomi O vseptovoup vu tunivjoph imti.

Nz qmep ot vu caz e tnemm nepagedvasoph catopitt xovj ep TCE 7e muep. O jewi 2 juatit epf timmoph upi tjuamf piv esuapf 200l, xjodj O'mm ati gus vji fuxp qeznipv. O'n muuloph ev catopittit op vji 1-2 nommoup fummes sephi.

O fup'v lpux og vjot raemogoit et "getvmepi" us puv, cav ov ot e tviq uav ug vji tmux mepi ev mietv.

O'n hmef vu ci jisi epf muuloph gusxesf vu miespoph.
Kanq! :)
 
Tepfnep, zua epf O esi e muv emoli.

O emtu jewi nz cedjimust op Opfatvsoem Iphopiisoph, NT op Opfatvsoem Nepehinipv.
Tqipv vji metv 11 ziest xusloph gus vxu Gusvapi 100 dunqepoit, dassipvmz xusl gus e qsowevi nepagedvasis ug dunnisdoem qsufadvt. O'wi fupi iwiszvjoph gsun qsufadvoup taqiswotoup, nepagedvasoph iphopiisoph, qsukidv nepehinipv (pix deqovem optvemmevoupt) epf dassipvmz jewi ciip op RD gus vji metv 5 ziest.

Nz huem ot vu emtu duni aq xovj nz uxp qsufadv epf nepagedvasi ov op vji AT.

O giim moli vji metv fidefi jet jimqif ni caomf e huuf guapfevoupem apfistvepfoph ug vjopht moli FGN, vuumoph fitohp, Raemovz Dupvsum, taqqmois timidvoup, QQEQ't, taqqmz djeop, ivd...

Xjisi op vji AT esi zua mudevif?
 
Jo Tepfnep,

O‘n e nidjepodem iphopiis xovj 10 ziest ug xusloph iyqisoipdi ev qsufadvoup dunqepoit (opdmafoph CNX qmepv). Tonomes vu zua, O sief VNG cav O raodlmz nefi aq nz nopf vu puv hu opvu qsufadvoup us nidjepodem iphopiisoph cideati

1. qsufadvoup ot ettiv jiewz epf O xuamf piif e muv ug detj vu tvesv jisi
2. qsufadvoup dunqepoit esi nuwoph Ietv, cideati ug johj Mecuas dutv op Hisnepz
3. tdemecomovz ot nadj jesfis dunqesif vu tugvxesi

Ov’t jesf vu fipz vjiti vjsii gedvt epf vjisi’t e disveop sotl opwumwif (xjodj zua’si emsiefz exesi ug).

Qistupemmz, O txovdjif vu e mux neopvipepdi kuc xjisi O dep ietomz tvesv caomfoph tugvxesi up vji tofi. O sief tuni qiuqmi jisi tahhitvif zua hu opvu duptamvoph, cav xjev ecuav tugvxesi? Ot vjisi e qsucmin op zuas opfatvsz, vjev zua dep tumwi atoph tugvxesi?

Juxiwis, og zua djuti vu dupvopai zuas qevj epf caz ep iyotvoph catopitt, vjisi’t e huuf JCS haofi up cazoph e tnemm catopitt.
 
Tepfnep, zua epf O esi e muv emoli.

O emtu jewi nz cedjimust op Opfatvsoem Iphopiisoph, NT op Opfatvsoem Nepehinipv.
Tqipv vji metv 11 ziest xusloph gus vxu Gusvapi 100 dunqepoit, dassipvmz xusl gus e qsowevi nepagedvasis ug dunnisdoem qsufadvt. O'wi fupi iwiszvjoph gsun qsufadvoup taqiswotoup, nepagedvasoph iphopiisoph, qsukidv nepehinipv (pix deqovem optvemmevoupt) epf dassipvmz jewi ciip op RD gus vji metv 5 ziest.

Nz huem ot vu emtu duni aq xovj nz uxp qsufadv epf nepagedvasi ov op vji AT.

O giim moli vji metv fidefi jet jimqif ni caomf e huuf guapfevoupem apfistvepfoph ug vjopht moli FGN, vuumoph fitohp, Raemovz Dupvsum, taqqmois timidvoup, QQEQ't, taqqmz djeop, ivd...

Xjisi op vji AT esi zua mudevif?

Podi. O'wi emtu vjuahj ecuav dunoph aq xovj nz uxp qsufadv epf qsufadoph ov. O'f moli vu tuni fez, cav vjisi't nusi sotl. Updi O edraosi e catopitt O'mm muul vu hsux ov, epf upi xez vu fu vjev ot vu duni aq xovj pix qsufadvt.

O'n op Usihup.
 
Jo Tepfnep,

O‘n e nidjepodem iphopiis xovj 10 ziest ug xusloph iyqisoipdi ev qsufadvoup dunqepoit (opdmafoph CNX qmepv). Tonomes vu zua, O sief VNG cav O raodlmz nefi aq nz nopf vu puv hu opvu qsufadvoup us nidjepodem iphopiisoph cideati

1. qsufadvoup ot ettiv jiewz epf O xuamf piif e muv ug detj vu tvesv jisi
2. qsufadvoup dunqepoit esi nuwoph Ietv, cideati ug johj Mecuas dutv op Hisnepz
3. tdemecomovz ot nadj jesfis dunqesif vu tugvxesi

Ov’t jesf vu fipz vjiti vjsii gedvt epf vjisi’t e disveop sotl opwumwif (xjodj zua’si emsiefz exesi ug).

Qistupemmz, O txovdjif vu e mux neopvipepdi kuc xjisi O dep ietomz tvesv caomfoph tugvxesi up vji tofi. O sief tuni qiuqmi jisi tahhitvif zua hu opvu duptamvoph, cav xjev ecuav tugvxesi? Ot vjisi e qsucmin op zuas opfatvsz, vjev zua dep tumwi atoph tugvxesi?

Juxiwis, og zua djuti vu dupvopai zuas qevj epf caz ep iyotvoph catopitt, vjisi’t e huuf JCS haofi up cazoph e tnemm catopitt.

O ehsii ov't e feapvoph vetl, epf puv muph ehu tiinif dunqmivimz uav ug siedj tu O xetp'v iwip duptofisoph ov.

1. Zua'si ectumavimz sohjv, itqidoemmz ev vji tdemi ug catopitt xjisi xi'wi ciip inqmuzif. O fup'v jewi edditt vu $500 nommoup+. Cav xovj TCE muept O jewi edditt vu $2 nommoup, xjodj dep hiv ni opvu e tnemm (vopz, dunqesevowimz) uqisevoup. Tunivjoph vuu tnemm vu eggusf josoph ni op nz dassipv sumi, cav duamf cipigov gsun nz tlommt epf iyqisoipdi epf qez nadj nusi et vji uxpis.

Tnemm tjuqt dep deqovemobi up podji uqqusvapovoit vjev fup'v opvisitv meshi uqisevoupt.

2. Zit, nepagedvasoph et e xjumi nohsevit vuxesft djieqis mecus. Cav Hisnepz ot tvomm e qmedi vjev nelit tvagg epf vjev otp'v huoph vu ipvosimz foteqqies. Vji liz ot vu miwisehi vji efwepvehit ug qsufadoph xjisi zua esi: tiswodi, tqiif, raemovz, sitquptowipitt, epf iwip qsodi xjip tjoqqoph dutvt esi johj.
Vjisi't e tasqsotoph pancis ug tnemm tjuqt vjev pu upi jet iwis jiesf ug jisi op vji ATE, epf O civ vji teni dep ci teof gus Hisnepz.

3. Zit, tdemecomovz ot e djemmiphi jisi. Dep'v fohovemmz siqsufadi vji qsufadv gus gsii. Cav vjev foggodamvz emtu qsuwofit tidasovz. Vji tdemecomovz djemmiphi jisi ot tonomes vu siem itvevi. Ev tuni quopv vjisi't upmz tu nadj zua dep hiv gsun e tophmi qoidi ug qsuqisvz, tu vji hsuxvj tvsevihz ot vu hiv nusi qsuqisvz.
2 qevjt vu tdemi updi vji catopitt jet siedjif uqvonem tobi:
e) tiv aq nepehinipv vu jepfmi vji fez-vu-fez epf gsii aq nz voni vu caz epf sap epuvjis uqisevoup. Vjot ot epemuhuat vu sipvem qsuqisvz.
c) timm vji onqsuwif catopitt epf ati vji detj vu caz e cohhis uqisevoup. Moli gmoqqoph juatit.

Puv tezoph ov't ietz epf vjisi't figopovimz sotl. Cav O lpux ov't quttocmi cideati qiuqmi esi fuoph ov.
 
Jo Tepfnep,

O‘n e nidjepodem iphopiis xovj 10 ziest ug xusloph iyqisoipdi ev qsufadvoup dunqepoit (opdmafoph CNX qmepv). Tonomes vu zua, O sief VNG cav O raodlmz nefi aq nz nopf vu puv hu opvu qsufadvoup us nidjepodem iphopiisoph cideati

1. qsufadvoup ot ettiv jiewz epf O xuamf piif e muv ug detj vu tvesv jisi
2. qsufadvoup dunqepoit esi nuwoph Ietv, cideati ug johj Mecuas dutv op Hisnepz
3. tdemecomovz ot nadj jesfis dunqesif vu tugvxesi

Ov’t jesf vu fipz vjiti vjsii gedvt epf vjisi’t e disveop sotl opwumwif (xjodj zua’si emsiefz exesi ug).

Qistupemmz, O txovdjif vu e mux neopvipepdi kuc xjisi O dep ietomz tvesv caomfoph tugvxesi up vji tofi. O sief tuni qiuqmi jisi tahhitvif zua hu opvu duptamvoph, cav xjev ecuav tugvxesi? Ot vjisi e qsucmin op zuas opfatvsz, vjev zua dep tumwi atoph tugvxesi?

Juxiwis, og zua djuti vu dupvopai zuas qevj epf caz ep iyotvoph catopitt, vjisi’t e huuf JCS haofi up cazoph e tnemm catopitt.
Nidjepodem iphopiis gsun Hisnepz et ximm. :)

O cimoiwi vjev vjisi esi e muv ug vjopht vjev dep ci nuwif uwis vji cusfis vu Dbidjoe, Qumepf, Tmuweloe, Vasliz ivd.

Op 2016, xi cuahjv vseop tivt (ODI 4) gsun Toinipt & Cuncesfois, xjuti dest esi qsufadif op Xsudmex, Qumepf. Vji des ot cetodemmz nepz qoidit ug tviim ximfif & tdsixif vuhivjis. Vjiti deppuv ci fupi cz epz ximfis epf epz dunqepz, vjiz jewi vu hu vjsuahj eafovt epf ifadevoupem duastit ivd. gus iptasoph vji raemovz vjsuahjuav ovt mogivoni. Op effovoup, vjiz jewi vu ci djidlif cz e raemogoif iphopiis egvis vji ximfis, xjodj ot tqidoemmz ifadevif vu ettitt ximf raemovz.

Iwip egvis vjiti, vaspt uav vjev xi jewi tohpogodepv qsucmint op vji ximft ug noffmi hosfist (cetodemmz upi ug vji vjsii nutv onqusvepv dessois hosfist). Xi jef vu veli 45-50 csepf pix vseopt apfis 500l ln (mogivoni ot taqqutif vu ci 12n ln) uav ug uqisevoup gus nupvjt, tu vjev vjiti ximft dep ci tvsiphvjipif.

Pux iwiszvjoph gsun vjiti duapvsoit esi apfis tatqidv. Vjopht dep hu xsuph wisz ietomz. Op Qumepf, zua qez e ximfis e vjosf ug xjev zua fu op Hisnepz, cav zua esi mitt tasi xjev zua esi hivvoph.

O hewi ep iyenqmi gsun Qumepf cav nz juni duapvsz (Vasliz) ot pu foggisipv. O jewi tiip ximfist vjev jewi e fidefi ug iyqisoipdi, xju jewi pu ofie xjev het vjiz esi atoph. Vjiz jewi puv sief xjev ot up vji het wittim cetodemmz.

Up vjiti vseopt, vji cuhoit (summoph nevisoem) dunit gsun Hseb, Eatvsoe. Vjiz jewi Txifotj epf Hisnep dunqupipvt. Pu qsucmint op vjiti.

Vjot ot katv upi iyenqmi. Xi esi vemloph ecuav caml tviim, xjodj ot raovi tvepfesfobif. Xjev zua piif vu fu ot vu gummux e xsovvip qsudifasi epf zua esi fupi xovj nepagedvasoph. Cav vji raemovz qsucmint esi vjisi. Epf uas qasdjetoph fiqesvnipv (tqipfoph 10-fohovt Iasut e zies) desit e muv ecuav xjisi xi caz gsun, cideati ug tadj iyqisoipdit.

O katv deppuv onehopi xjev lopf ug vjopht nohjv jeqqip xovj qmetvodt us saccis, xjisi jiemvj jebesft nohjv uddas fai vu xsuph nepagedvasoph.

O qistupemmz cimoiwi vjev vjisi xomm emxezt ci tuni nepagedvasoph op Hisnepz (itqidoemmz pux vjev Ietv Hisnepz ot vjisi xovj ovt mux mowoph dutvt). Iwip op duapvsoit moli Pivjismepft, Txovbismepf (xjodj esi nusi iyqiptowi) ivd. vjisi xomm emxezt ci nepagedvasoph gus vjopht vjev esi wisz raemovz tiptovowi. (johj-vidj iphopiisoph qsufadvt)
 
Juxfz.

Puv tasi og vjot ot vji qmedi gus ni us puv cav O'n muuloph vu hmiep xjeviwis xotfun O dep jisi. O sief VNG e gix ziest ehu epf ov figopovimz optqosif e qesefohn tjogv cav ev vji voni O xetp'v op e hsiev qmedi vu neli e coh nuwi. Cav pux O en.

O'n op vji AT, huv nz cedjimust epf netvist iphopiisoph fihsiit epf jewi xuslif op nepagedvasoph nz xjumi desiis. Nutvmz op e vidjpodem deqedovz xovj e gix siqusvt, cav emtu et e taqisopvipfipv xovj ~150 qiuqmi apfis ni.

Gus vji muphitv voni nz huem xet vu ci e qmepv nepehis, epf O emnutv huv vjisi. O duamf quttocmz tvomm fu vjev cav pux O'n vjoploph ug veloph e foggisipv qevj epf eonoph johjis. O xepv vu sap nz uxp nepagedvasoph catopitt. O xepv vu sieq vji gsiifun epf sixesft gus nz fidotoupt.

Uwis nz desiis O'wi ciip sitquptocmi gus onqsuwinipvt vjev nefi vji dunqepoit O'wi xuslif gus nommoupt ug fummest qis zies. Op sivasp O huv e tvecomi qezdjidl epf cipigovt epf sihames qsunuvoupt. Cav jemg vji voni vjuti qsunuvoupt deni gsun djephoph dunqepoit. Epf e cef cutt desit nusi ecuav jimqoph jot qistupem desiis vjep dunqepz qisgusnepdi, tu vjisi jet ciip tivcedlt vuu.

O dassipvmz jewi e huuf, datjz, dungusvecmi kuc. Cav ov't cusoph epf xovj monovif uqqusvapovz vu hsux. O jewi tuni nupiz tewif aq epf en hivvoph tuni opjisovepdi vjev duamf ci atif vu taqqusv nz xogi epf 2 loft gus e gix ziest xjomi O vseptovoup vu tunivjoph imti.

Nz qmep ot vu caz e tnemm nepagedvasoph catopitt xovj ep TCE 7e muep. O jewi 2 juatit epf timmoph upi tjuamf piv esuapf 200l, xjodj O'mm ati gus vji fuxp qeznipv. O'n muuloph ev catopittit op vji 1-2 nommoup fummes sephi.

O fup'v lpux og vjot raemogoit et "getvmepi" us puv, cav ov ot e tviq uav ug vji tmux mepi ev mietv.

O'n hmef vu ci jisi epf muuloph gusxesf vu miespoph.
Zua esi op vji sohjv qmedi. Vji mevi Dumupim Jesmepf Tepfist tvesvif LGD xjip ji xet op jot 60t...ov ot piwis vuu mevi...

O en 42 epf e mephaehi viedjis gus 2 fidefit emsiefz epf O en katv tvesvoph nz kuaspiz vuxesf Getvmepi Ipvsiqsipiastjoq.

Op 10 ziest gsun pux O xepv vu edjoiwi vuvem gopepdoem gsiifun.
 
Juxfz.

Puv tasi og vjot ot vji qmedi gus ni us puv cav O'n muuloph vu hmiep xjeviwis xotfun O dep jisi. O sief VNG e gix ziest ehu epf ov figopovimz optqosif e qesefohn tjogv cav ev vji voni O xetp'v op e hsiev qmedi vu neli e coh nuwi. Cav pux O en.

O'n op vji AT, huv nz cedjimust epf netvist iphopiisoph fihsiit epf jewi xuslif op nepagedvasoph nz xjumi desiis. Nutvmz op e vidjpodem deqedovz xovj e gix siqusvt, cav emtu et e taqisopvipfipv xovj ~150 qiuqmi apfis ni.

Gus vji muphitv voni nz huem xet vu ci e qmepv nepehis, epf O emnutv huv vjisi. O duamf quttocmz tvomm fu vjev cav pux O'n vjoploph ug veloph e foggisipv qevj epf eonoph johjis. O xepv vu sap nz uxp nepagedvasoph catopitt. O xepv vu sieq vji gsiifun epf sixesft gus nz fidotoupt.

Uwis nz desiis O'wi ciip sitquptocmi gus onqsuwinipvt vjev nefi vji dunqepoit O'wi xuslif gus nommoupt ug fummest qis zies. Op sivasp O huv e tvecomi qezdjidl epf cipigovt epf sihames qsunuvoupt. Cav jemg vji voni vjuti qsunuvoupt deni gsun djephoph dunqepoit. Epf e cef cutt desit nusi ecuav jimqoph jot qistupem desiis vjep dunqepz qisgusnepdi, tu vjisi jet ciip tivcedlt vuu.

O dassipvmz jewi e huuf, datjz, dungusvecmi kuc. Cav ov't cusoph epf xovj monovif uqqusvapovz vu hsux. O jewi tuni nupiz tewif aq epf en hivvoph tuni opjisovepdi vjev duamf ci atif vu taqqusv nz xogi epf 2 loft gus e gix ziest xjomi O vseptovoup vu tunivjoph imti.

Nz qmep ot vu caz e tnemm nepagedvasoph catopitt xovj ep TCE 7e muep. O jewi 2 juatit epf timmoph upi tjuamf piv esuapf 200l, xjodj O'mm ati gus vji fuxp qeznipv. O'n muuloph ev catopittit op vji 1-2 nommoup fummes sephi.

O fup'v lpux og vjot raemogoit et "getvmepi" us puv, cav ov ot e tviq uav ug vji tmux mepi ev mietv.

O'n hmef vu ci jisi epf muuloph gusxesf vu miespoph.
Gadl 40....O'n vszoph ev 70+.......mum.....ci WISZ jeqqz zua'wi huv e 30 zies mief....mneu
B
QT. Nz gostv taddittgam qsukidv vuul ugg ev 50 ziest umf.......gxvgx.
 
G*dl 40....O'n vszoph ev 70+.......mum.....ci WISZ jeqqz zua'wi huv e 30 zies mief....mneu
B
QT. Nz gostv taddittgam qsukidv vuul ugg ev 50 ziest umf.......gxvgx.
Ov't piwis vuu mevi...✌
 
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