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So I finally have a decent plan for quitting my job and I wanted to share it in case any of you guys find a hole or blind spot I'm missing as I'm young and I've never made a decision this big.
I'm starting up my gutter cleaning and pressure washing gig. I have about 4k cash right now and am still working my fulltime job.
I'm seeing 2 options
A) I quit my job and start pumping money into marketing to grow my business and start making money. My current job is super toxic and the employees there are always talking crap about me and each other. This wears on my mental health heavily so leaving it will be a breath of fresh air. I already have the equipment and everything I need to get started and I've got my expenses down to about $400 per month so the $4k will last me a decent amount of time. The only thing that concerns me is this mix of recession and coronavirus. This leads me to the second option.
B) Stick to my job for a few more months and get an even bigger cushion of cash saved up before taking the leap to doing my business fulltime. This will allow me to save at least 10k cash because I have a union job and we work for the railroad so even if all other jobs are cut, I'm considered "essential personnel" so I need to work. I hate this because I'm exposed to the virus more frequently than others statistically (another benefit of quitting would be less of this). Another benefit to not quitting right away is the fact that I make 5 years in a few months and after 5 you're guaranteed railroad retirement.
So based on these facts this far, what do you guys think of the options? I'm sure theres more plans like getting another job rather than this one and work that job while also doing the business so itll be part time and I'll have more freedom to work my business. This job really is hindering my ability to focus because I spend a lot of energy around negative thoughts perpetuated by the employees who are always so fake with each other and then talk smack about each other behind their backs. I dislike these kinds of people because they dont breed anything positive into existence from my POV.
Thoughts?
I'm starting up my gutter cleaning and pressure washing gig. I have about 4k cash right now and am still working my fulltime job.
I'm seeing 2 options
A) I quit my job and start pumping money into marketing to grow my business and start making money. My current job is super toxic and the employees there are always talking crap about me and each other. This wears on my mental health heavily so leaving it will be a breath of fresh air. I already have the equipment and everything I need to get started and I've got my expenses down to about $400 per month so the $4k will last me a decent amount of time. The only thing that concerns me is this mix of recession and coronavirus. This leads me to the second option.
B) Stick to my job for a few more months and get an even bigger cushion of cash saved up before taking the leap to doing my business fulltime. This will allow me to save at least 10k cash because I have a union job and we work for the railroad so even if all other jobs are cut, I'm considered "essential personnel" so I need to work. I hate this because I'm exposed to the virus more frequently than others statistically (another benefit of quitting would be less of this). Another benefit to not quitting right away is the fact that I make 5 years in a few months and after 5 you're guaranteed railroad retirement.
So based on these facts this far, what do you guys think of the options? I'm sure theres more plans like getting another job rather than this one and work that job while also doing the business so itll be part time and I'll have more freedom to work my business. This job really is hindering my ability to focus because I spend a lot of energy around negative thoughts perpetuated by the employees who are always so fake with each other and then talk smack about each other behind their backs. I dislike these kinds of people because they dont breed anything positive into existence from my POV.
Thoughts?
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