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I suck. (Can you help someone out of a rut?)

daivey

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April 6, 2014, I joined these forums. I wasn't much back then... and I don't think I'm much now.

Here's my story for you young-guns joining these forums.

I was always pushed into academics. This is the way. High school teachers, parents, aunts/uncles: "go to school" "become doctor, lawyer, accountant" etc. If you don't go to university, you will be a failure at life.
During high school I did alright for the most part. I never studied too hard, never really applied my self. I scored about average.
When it came time to apply to universities, I didn't get into the programs I wanted too. I did get into a few, but, didn't get those esteemed "science" programs that I was destined to go into.

So, I decided I would take a leap year to boost up my grades. I took a semester at a different high school, got my grades up across the board and that year got into all the programs I wanted too (all science stuff). I was even given a few "scholarship" options.. but, unfortunately, my family not knowing anything about how the school system works here in Canada, pushed me to "follow my passion". No one talked 'sense into me'... sure, I mean, ultimately it's my fault. I was arrogant, thought that going to a program with a better title would mean better options for my future and there was no one able to talk me down from my high-horse. At 18, we know everything.
But nope, I wanted that "specialty" program at a further school. It didn't come with a scholarship. My commute time went from what could have been 20 minutes, to over an hour at a much further "commuter school". Winter time was brutal..

Well, school started: I had issues with my parents and funding of said school. They went from telling me to follow my passion to, "oh where am I supposed to find money to fund your school". So I continued to work quite a few hours while in school, I did my best to have all my classes in 1 to 2 days so that I wouldn't need to commute to that shit school, and could work more hours on my off days.
I quickly ended up hating my life. Hating school and not really caring about it... I still went, but started skipping classes. Trying to get notes/details online and from other students. That didn't work out to well and I fell behind, started doing shit in school.
My first year was shit. Passed a few courses, failed a few, dropped a few, etc. But managed to not get kicked out.
Year 2 was much of the same. Shit, but worse. That year my dad got sick which weighed heavily on me. I ended up failing out year.. (there were other things going on as well, more family related but I will leave that out as anything more specific)

I took about 6 months to figure out what to do next and took a diploma course at a community college. (In Canada things are perceived like this: university is like the 'big deal' and college is like for the high school failures - think trades, 'hands on'.).
anyway, college was a joke for me academically. I finished a 3 year program in 2 years, with honors. I managed to get a job from a 'job fair' the school had with banks/local recruiters. I was pretty much the only guy to get hired immediately.
Because of how I fast tracked my program, I was finished in August, and started working in September.

I started out making $45k. I learned a lot about sales. I was selling financial services. I was a hot shot. things were going well for me and soon enough I was promoted to a senior sales guy. My salary went from $45, to $55.. I stayed in the role and hustled and my salary grew. Around the time I transitioned to the new role, I joined these forums. 2014.
The great thing about working in the bank and dealing with clients, you do see people from all walks of life and you get some ideas of things that work and things that dont. I would say that my specific role really opened my eyes to how businesses work.. and being in sales my self, I could see the parallels of what made a successful business owner vs. my own personal success.

I kept hustling, my pay went up (raises/revaluating the role bank wide, etc) and my salary continued to rise year after year. I topped out around $80k, my best year of sales/etc. But I hated my job. I hated the constant managers berating us for more sales. I kept trying to get another position, but by now, I'd been in the same role for to long. I feared I had been black-listed. I couldn't move. I was stuck. Management kept dangling twinkie bars on me though "but if u work really hard, we got an assistant manager job for you".

I was always a pessimist, but I always gave them a chance... so I bought into the whole "work hard to become an a$$-man"... That year I was told to interview for a$$-man position because our vice-president had suggested I interview.. But it was a joke. The didn't actually want to hire me, it seemed like they needed to weigh a pre-selected candidate against me. After they turned me down, the VP wanted a debrief with me personally.. where they told me not to be discouraged and to work hard/blah blah blah.... I knew it was a load of bullshit cause I had seen the shit they were promoting to a$$-Mans across the district... barely functional retards.. seriously... People that had no skills in leadership, were the ones being promoted... meawhile the good people - and yes I consider my self a good rounded person - was left to do the heavy lifting with zero reward.

So, I changed my tactic, and started applying externally. Luckily for me I got scooped up by another bank for a different role with an additional pay-bump. No sales to worry about.

Now, don't get me wrong. My current job is amazing. It's easy work for me, and I get paid about $100k to do it. I dodged a bullet with Covid as I am working from home.. While customer facing roles are still meeting with customers!
But, I'm bored to death.

You're asking, well, where do you suck? Well I turned 35 this year and this is not how I saw life unfolding. While I could do this job for the rest of my life (assuming we aren't axed at the next Shit quarterly earnings) I just feel like every day is the same, and my mind rots. I try to keep my brain active by always pursuing a new designation - thankfully the good thing about banks here is they generally pay for more education...
But I really suck because after 6 years of being on these forums I've accomplished nothing else significant with my life.. (yeah I got married, bought a home, etc) but I don't feel any accomplishment.
I can't scale my income. I can't work hard to make more. I can't get another job because working for a bank comes with rules... The stuff I'm good at like mortgages and real-estate, I can't sell because it's a conflict of interest/etc. I can't self promote my self... another conflict of interest.
I feel trapped.

That's a lot of "I can't"... yeah, I know. Which ads to why I suck..
And then I weigh out the cost-benefit analysis of doing things...
Build a website? learn to code? build a social media empire/help people with instagram?
I dabble... I like to dabble... I'll turn to this website every so often, get excited, try to do something.. Then stop..
I really liked the build a website.. I started doing it.. Figured out how to buy a domain/get hosting, start on word-press, get SSL,etc,etc.. but then I think about it... what will I sell? what trinkets will I sell? Whatever, throw it up there... but then my pessimist comes out...can I do this legally? whats the risk?
what if i sell something to someone and they get hurt/sick/etc. I get sued to make $10? I risk my wife assets along with my assets, to make $10?
I liked the idea of building websites for businesses too... but then I think about the same stuff as above....I'm still working my job and while I can finish my work quickly and have more free time during the day, what am II going to do? spent 30 hours to make $500? what's the real scale of building a website? what if I get real good... What's the timeline look like...and how much time do I need to get real good.. learning programming is a STEEP curve... like real programming..

but you have to understand these waht-if's come from years of working in business field.. I see small businesses failing all the time... they suck. they don't answer the phones when clients call. they make things overly complicated for their clients. they don't focus on the customer.
I've met thousands of clients that come in with their big-dicks swinging like they are king shit with this all-mighty business plan and flopppppp. And now their home is refinanced to the hilt carrying this shit debt that they sacrificed for.

over thinking becomes my crux... im damaged goods from years of seeing people fail/seeing what it takes to succeed/etc...

Anyway, now you know why I shoot your post down or give a sarcastic post and that's why I also suck.
 
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Jasper S

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yeah I've always been interested in the tech side of things for sure. and that's exactly it... over analyzing it..
Find something and just take a step... then take the next step... and then another... and then another... and so on. "Little Bets" to get you going and begin changing your mindset.
 

JordanK

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Have you thought about actually buying Real Estate and becoming an investor. You could easily leverage your income and start to build a small empire. Eventually you could quit the bank job when property income exceeds your salary. I think you lack control. You dont like other people being in charge of your destiny and telling you what to do. With RE investing you don’t have to make a dramatic jump from your job straight away. It also is an area that you probably have a little bit of experience with from the finance side. Its a real numbers game (on top of the people/networking side too).
 

amp0193

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I've met thousands of clients that come in with their big-dicks swinging like they are king shit with this all-mighty business plan and flopppppp. And now their home is refinanced to the hilt carrying this shit debt that they sacrificed for.

Start hanging out with successful people and it'll change your mindset.

Not every business fails.

And of those that do, most give up way too soon.


When you would do anything to keep your business from failing... that's how you know you're onto something.

Otherwise... you're just dabbling. As you said.
 

Lyinx

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at some point, you hang out with too many successful people, and think you can never fail... so there's another side to the story :)
 

LightHouse

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I hope this post and the responses you got was all the sorrow, attention, and significance you needed in life to die happy.

If it wasn't, call me when you must to do something different. Hopefully that isnt 30 years from now when no one can help you, not even yourself.

until then... keep on suckin my dude :p
 
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ZF Lee

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What disappoints me most about this forum are the amount of replies to bleeding heart posts when process/execution threads of entrepreneurs grinding away hardly get a like, never mind a word of encouragement or offer of advice.
That is until they become successful then it's inundated with fanboys cheering the event whilst oblivious to the prior process.
Yeah...guess somehow the 'event over process' bug still lives in each of us- even though we try hard to cut it out of our lives?

Some of the progress threads I found here that were very relevant to my own business struggles weren't heavily-liked or gilded-and I think that's OK. We are talking about threads talking on very specific tools and market-think that most folks may just say 'meh' at. Such threads are like having a niche product that solves a significant need, but for a very specific, smaller audience.

Still, cheers that come from people who truly understand what you went through, and had felt the struggles before, are still meaningful to me.

There certainly won't be any wars when this generation gets to be world leaders, they'll all be too depressed to fight.

Maybe it's a good thing.

The miserable like company in their misery.
Not really a good thing to have the younger generation too weak to fight.
I don't mean fighting in wars, but fighting to better one's life and society.

I've talked on TFLF about how in this C0VlD-19 era, my college groupmates ghosted me and hung me out to dry, when it was time to work on presentations. And for some recent college assignments, I found my batch has been posting the essay questions on Chegg for some chap to spoonfeed them the answers to.

Entire essay questions! Wonder how much damage my batch will do when they get into the workforce...?

I guess folks will try to pay for one shortcut after another, but what if money and shortcuts run out one day?
 

daivey

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Oh do I have the perfect video for you (it has been shared on here before)

“Mediocrity is doing an ‘okay job,’ having a relationship that ‘works,’ being just ‘a little’ overweight, or having a job that ‘pays the bills.’ … Most people live in a state of mediocrity. Mediocrity is as close to the bottom as it is the top.” (Chip fat chicks cant wear yoga pants Wilson)

View: https://www.youtube.com/watch?v=e9dZQelULDk


I think with 6 figz saved up (which is like a decade of living expenses or me) That's definitely the time to quit and go allin on a business. In the absolute worst case scenario you can always get another job.

Life is short and tomorrow is never guaranteed, enjoy your time on earth before the batteries go out!

Start pursuing your passions, and hobbies that make you want to get up in the morning, life doesn't have to be all work ya know?

Ask yourself, why do I get up in the morning every day? That's a good one.

lol good video!
 

Hadrian

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Hi Daivey... I wonder is your problem that you haven't had your FTE: "F*ck This Event".

Either way It looks like you've been brought down by the Guardian of the Gate!

Best of luck! :peace:
 

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ZF Lee

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There's no national service in Malaysia is there?
Then again, Singapore has it & it doesn't seem to toughen them up, Orchard road was pirate city, couldn't go there without being hit on several times a day. KL wasn't far behind though.
Hey @Kevin88660 @Xeon did you guys do national service?
If so, any benefits? In terms of instilling discipline, work ethic etc, not the tight fitted shirts & lithe bronzed bodies that jungle exercise produces.
Wait, what?
In Malaysia, NS used to be based on a lottery of sorts.
You key in your name into their website after you finish high school, and see if you are picked for it.
They seem to pick participants by random.

I never got picked or even a letter to inform me, but I heard from folks who went that it was more of a 3-month youth camp than a defence program. You still got to learn how to use firearms, but if a war broke out today, I doubt if the folks could fight for their lives.

After that I never heard of what happened to NS...until I googled it today and saw that the government cancelled it. Which I think its alright...there's many other alternatives if you want to build up younger folks with more 'macho' stuff.

The Malaysian armed forces are better off spending more budget on re-tuning their military tech...we have fighter jets on the ground that we DON'T have spare parts for!

I did have a schoolmate who went to study in Singapore and went for their NS.
Buffed him up very well, and made him a lot more confident.

We do have uniform groups in high school like Scouts, Boys Brigade, Cadets- which can teach a great deal of discipline, project management and even rudimentary business skills, depending how active the company is. In fact, I was quite active in the Boys Brigade in my old school, and went to specialise in their drill department.

But it hurts me today to see my classmates go off to college, and in a few months of years forget everything they ever learned in BB...they just sank into the orgy of drinking, loitering, girl-chasing and mediocrity.
 

BarKogan$

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I can only promise you ONE thing.
Change the thought about what you DON'T want, or NOT good,
to what are you actually WANT in your life , and focus on your Strengths and automatically you will get better results!
 
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Kevin88660

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I moved from selling in a bank, to a self-employed broker selling financial products. I am based in Singapore.

Since I am not en employee there is a lot of more personal freedom.

One thing I am currently experimenting is to create a non-face showing recruitment channel on social media for the industry (financial service). Insurance companies, brokers and other retail distributors pay thousands of dollar to recruit a single self-employed salesperson. If it is successful then the channel could be a business asset sold to them In the future.
There are a lot of interesting things going on right now that are somewhat related to your experience, since we share similar industry experience.

Data Analytics- a lot of financial services firms are trying to use that to predict the likelihood of coming repeat sales from their existing client base. As of now I heard that the result is horrible. That is not stopping them from throwing money at “external IT consultants”. The problem is I guess they do not have people who understand the business, marketing and sales at a deeper level to work together. Sales cycles and consumer behavior have changed these days with mobile phone and instant messaging.

Cryptocurrency- A lot of financial innovation using smart contracts are taking place. It has its own ecosystem of business opportunities.
 

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It sounds like you suffer from a shitty self-image.

Let’s examine the word self-image. An Image is a 2 Dimensional construct. Yet the human body is a 3 Dimensional object. See what’s wrong here. You are not taking responsibility for your own self. Your letting the outside world determine your perceptions. You are passive.

Just to be quick and brief. You wanna leverage the psychological mechanics of addiction in your favor. Instead of being addicted to external things like food, drugs, sex, alcohol, rumination be addicted to understanding and awareness. It places the power back in your hands. Then your 3D self can impact your 2D self-image. Then instead of letting the outside world determine your self-image you do so yourself through independent thinking.

One of my favorite books is Flatland. It’s a fiction book where everyone is stuck in 2D yet somehow someone manages to discover 3D.

But yeah pretty much been there done that. Graduated college in 2014 and pretty much lost. Take out the trash and take control of yourself.
 
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James Klymus

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over thinking becomes my crux... im damaged goods from years of seeing people fail/seeing what it takes to succeed/etc...

I think this sums it up. You go deep and analyze all the possibilities, mostly the negative ones I would assume. What if I fail, what if people judge me, what if I don't like doing this and i'm stuck, what if I do something my wife doesn't like and we break up and then i'm lonely, what if i can't pay my bills and I lose the house etc...

It's not easy for most people to be brave, that's why most people aren't. When you have a warm bed, food, good clothes, a nice car, income coming in predictably, why would you risk that?

Well, you'd risk that for fulfillment. Nobody is fulfilled by working in a cubicle, for some big bank, being a cog in the corporate system.

I say all this because I've felt like you before. You're comfortable but not fulfilled. You have to ask your self "Am I okay ending up broke and alone, worst case, to chase after my dreams?"

It's not feel good self help, but it's the truth you need to hear.

It's okay if you say no, Just understand you may never truly reach your potential and be fulfilled. And personally, I'm more scared of living a mediocre life doing something I hate, than I am failing and having to live on a couch at mom and dads.

Also, I would read this: http://richardwiseman.com/resources/The_Luck_Factor.pdf

Maybe you'll get some value out of it, maybe you won't, I don't know. I did though, so I'll share it with you.
 
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daivey

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Will do.
And your nose will be pressed up against the window, looking in from the outside whilst young entrepreneurs grind away and you lament another wasted 7 years, bemoaning your inactivity despite having a cushy "mediocre" life with 6 figure salary, house & family.


He's not an entrepreneur though is he?

And this is his second whiny post, expect his third around 2024.

Takeaways from the two posts:


There certainly won't be any wars when this generation gets to be world leaders, they'll all be too depressed to fight.

Maybe it's a good thing.

The miserable like company in their misery.

funny, i forgot I wrote that. good catch and good reminder.
but I will say, you surprised me... in 4 years my income went up almost 50%..
I bought a condo which went from $500k to $750k in valuation.....
but hey, whos counting... we are only here to hate.

whats more commical is that someone went through my post history to find that LOL.. I guess we all know who has 2 much time on their hands?
I bet it took you more time to find that old post, than it took me to write my new post... hilarious.

haters gonna hate.
in 2024, i will hopefully be making 150k when I make my next post...
dont worry ill keep u updated!

PS we never figured out what ur accomplishments are? other than saying "youre doing good" to guys starting out, you never really posted much info...... lol, I saw your posts on that Simon thread u were on bout.... u didnt' even say anything to the guy... just "keep working at it"... very helpful!

anyway it's super clear you are just a big troll... dont worry, i blocked u.
 
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daivey

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Feel trapped.

@daivey I mean you well, but you're a textbook example of first world problems. Go hit rock bottom if you feel trapped with a 6 figure job and 100k in savings, you'll go through an entrepreneurial metamorphosis real quick.

Better yet, go watch Fight Club, you're literally The Narrator. If I had 100k in savings, you wouldn't see me at a job, that's a shit ton of money to keep you going until you figure out any venture. Comfort breeds weakness, it's s well known phenomenon, and thanks to MBTI I've noticed there's personality types that actively seek and thrive in chaotic, uncomfortable environments and those who are repulsed by that and desire security, predictability and comfort.

Perhaps you're one of the chaotic ones but fallen ill to the U.S Master plan of programming you into being just another cogwheel in society thanks to a good, comfortable earning? Or perhaps that's what you really want, security and comfort but you are being teased by your alter-ego that's risk taking, chaotic and lives on edge.

Considering you've been here for so long and still working a job, I'm going to take a guess it's the latter man.

I heard a good one about "first world problems".

- yeah my problems are first world, but, I live in the first world...

My hierarchy of needs are not basic food and shelter, I have that covered.
 
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Leeroy Savage

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MJ’s last YouTube video made things make alot more sense to me. I started listening Unscripted for the second time and noticed alot of important parts I already forgot after the first read. It made me pull the trigger to sell my sidewalk-sportscar.
 

WJK

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MJ’s last YouTube video made things make alot more sense to me. I started listening Unscripted for the second time and noticed alot of important parts I already forgot after the first read. It made me pull the trigger to sell my sidewalk-sportscar.
I too listen to or read many books again. Like you, I get different information each time I go through the information for the second or multiple times. I find that takes notes and studying different parts in depth IF something catches my attention. Just about anything I need or want to learn is available to me. One books leads to an book, an article, a source or a person. I love to learn.
 
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