yveskleinsky said:Hi Russ- Part 2 is pretty uneventful for me! So far this weekend I have spent $24.79 on dog food, and meds for my dog.
Seriously? You haven't pulled out your wallet/purse for ANYTHING other than this? No coffee? No credit card purchases? No food purchases, at ALL?
If your current expenses are 3103/mo, does that mean you took in only 3103 x 12 = 37,236 in post-tax income, or do you have other sources? (apologies if this is too nosy).
My reason for asking: Before I started doing the day to day expenses, what I thought I spent vs what I actually spent in a year was off-- by more than DOUBLE!
(in other words, when I drew out what I thought were my total expenses, say, 28K a year, I found that I was spending close to $60K a year-- So $32K/yr worth of things I didn't realize! (like fast food, eating out, clothes, bridge tolls, car repairs, vacation/trip expenses, etc). By far my biggest "unconscious" expense was going to the grocery store, or to the hardware store, or Target, for some specific item and buying other items that sometimes totaled as much-- or more-- than what brought me into the store originally!
Once I realized how much money was going out the window for some of these things, my spending habits changed.
-Russ H.
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