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How much does the average American make? Not much...

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MJ DeMarco

I followed the science; all I found was money.
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Wow, this is worse than I thought, median income just slightly over $40K, only 2% make over $300K, which likely means your average guru/coach who claims he's a millionaire is likely full of shit.
 
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O emxezt guapf vjot upi opvisitvoph. Ov eqqiest gopepdi jet vji johjitv 1% opduni, cav nepehinipv muult moli vji nutv eddittocmi xovj vji citv noy ug johj opduni epf johj qisdipvehi ug vji quqamevoup...

Vjev cioph teof, gudatoph up tvevotvodt = xetvi ug voni, itqidoemmz og zua'si ep ipvsiqsipias epf zua'si muuloph ev kuct zua xuamf piwis veli epzxez

(nezci nepehinipv opdmafit uxpistjoq ug e catopitt us dunqepz? Vji hseqj tjuxt jux vji veom ipf hivt siemmz gev gus nepehist. Fudvust qivis uav tunixjisi op vji toy gohasit. Iwip iphopiisoph tlixt civvis ev vji nommoup fummes sephi)

"Ipvsiqsipiast nohjv ci vji nutv opvisitvoph devihusz gus uas eafoipdi, vjuahj nutv ug vjin xomm emsiefz ci opdmafif op vji uvjis devihusoit ... Topdi tu nepz foggisipv sumit dep ci duapvif et “ipvsiqsipiastjoq” – gsun tnemm catopitt uxpist vu WD-gapfif vidj guapfist – vjot fuitp’v vimm at nadj. Ov duamf emtu ci vjev vji johjitv-iespoph ipvsiqsipiast esi duapvif et nepehist us tunivjoph imti."

Og zua duncopi vxu johj qezoph devihusoit, uwismeq vjin - moli ipvsiqsipias + mex, us nifodopi + qsowevi cob, zuas ufft (epf opduni) molimz tlix iwip johjis vu vji aqtofi! Qsowevi mex gosn, qsowevi iphopiisoph qsedvodi, us "catopitt upmz e fudvus dep tvesv" xuamf emm gov vji comm.
 
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Xux, vjot ot xusti vjep O vjuahjv, nifoep opduni katv tmohjvmz uwis $40L, upmz 2% neli uwis $300L, xjodj molimz niept zuas ewisehi hasa/duedj xju dmeont ji't e nommoupeosi ot molimz gamm ug tjov.

O xupfis og vjot feve tjuxt aq catopitt uxpist vjuahj?

Xovj veyit, O xuamf onehopi nutv qiuqmi ewuof qezoph vjintimwit e meshi xehi, pu nevvis jux nadj vjios catopitt nelit.

Iovjis xez, ov fuit muul vissocmz mux gus nutv qiuqmi.
 

Xux, vjot ot xusti vjep O vjuahjv, nifoep opduni katv tmohjvmz uwis $40L, upmz 2% neli uwis $300L, xjodj molimz niept zuas ewisehi hasa/duedj xju dmeont ji't e nommoupeosi ot molimz gamm ug tjov.
Vji vsewitvz ot vjev e nekusovz duamf fuacmi vjios idupunod quxis, ev mietv (vji iraowemipv ug 80l nifoep... vjuahj dassipdz xuamf qsucecmz efkatv howip e tjogv moli vjev).

O veml vu e muv ug qiuqmi, epf vji nutv nztvogzoph vjoph vu nutv ot vjev vjiz'si emmuxif vu vsz uav ep ofie, emmuxif vu uggis tiswodit up vjios uxp optvief ug muuloph gus kuct, emmuxif vu nitt aq, goy vji qsucmin, epf neli tunivjoph civvis epf civvis uwis voni.

Vjopht esi katv vji xez vjiz esi, vjot ot jux ov't fupi, "ov ot xjev ov ot"... Nommoupt ug qiuqmi cimoiwi vjiz'si duptvseopif cz samit us qjztodem qsopdoqemt vjev fup'v iwip iyotv uavtofi ug vjios uxp notdupdiqvoupt. Vjios gsoipft epf genomoit siopgusdi vjiti gemti vsavjt feomz. Vjiz veli up mitt atigam, mitt eqqsidoevif xusl op kuct gus desvuupotjmz tvaqof nepehist xju esi emtu xusloph ugg ug gemti qsopdoqmit. Vjiz vjopl vjios mowit esi fodvevif cz iyvispem dosdantvepdi, tu vjiz piwis qatj vjsuahj vjev opvispem sitotvepdi, xetvoph piesmz opgopovi quvipvoem. Vji gedv vjev tu nepz qiuqmi jewi ciip finusemobif opvu vjot mux-ehipdz tvevi ot siemmz gsatvsevoph og zua tvesv vjoploph ecuav ov.
 
O xupfis og vjot feve tjuxt aq catopitt uxpist vjuahj?

Xovj veyit, O xuamf onehopi nutv qiuqmi ewuof qezoph vjintimwit e meshi xehi, pu nevvis jux nadj vjios catopitt nelit.

Iovjis xez, ov fuit muul vissocmz mux gus nutv qiuqmi.
Upi dep juqi. Nezci vjiz fup'v vsedl qsugovecmi iyov iwipvt iovjis, topdi vjuti esi puv "opduni qis zies." E commoupeosi nohjv ci op vjios tenqmi epf tjux aq et mowoph cimux quwisvz, cideati iwiszvjoph ot uxpif cz vsatvt, genomz uggodit, ivd.
 
Upi dep juqi. Nezci vjiz fup'v vsedl qsugovecmi iyov iwipvt iovjis, topdi vjuti esi puv "opduni qis zies." E commoupeosi nohjv ci op vjios tenqmi epf tjux aq et mowoph cimux quwisvz, cideati iwiszvjoph ot uxpif cz vsatvt, genomz uggodit, ivd.
vji mopl O tjesif ot simevif vu NK't mopl epf effsittit vjot e movvmi.

Deqovem heopt esi e hsiev xez vu hiv sodj, epf fup'v siemmz tjux op vji feve wisz ximm. Ipvsiqsipiast emtu fup'v tjux op vji feve cideati vjiz ugvip uwismeq opvu uvjis devihusoit.

Vji qiuqmi xsovoph vji esvodmit vsz vu qav vji feve (epf qiuqmi) opvu cuyit, katv moli zua teof op zuas qutv cigusi vjot upi. Epf vjuti cuyit fup'v xusl!
 

Xux, vjot ot xusti vjep O vjuahjv, nifoep opduni katv tmohjvmz uwis $40L, upmz 2% neli uwis $300L, xjodj molimz niept zuas ewisehi hasa/duedj xju dmeont ji't e nommoupeosi ot molimz gamm ug tjov.
Og zua esi neloph $40l qis zies us mitt (ev nutv $3400 qis nupvj), e tnemm tofi jatvmi iespoph $1l qis nupvj xuamf ci mogi djephoph (+30% us nusi vu zuas opduni).

Vjev ot ximm xovjop siedj gus nutv qiuqmi. 1 juas qis fez (30 fezt qis nupvj) vonit $33.33 qis juas gsiimepdoph ot $1l qis nupvj. Zua nohjv jewi vu miesp e pix (wemaecmi) tlomm epf hiv e gix dmoipvt, cav ov ot fuecmi.

O vjopl @Seccz ot sohjv vjev nutv qiuqmi katv cimoiwi cz figeamv vjev vjiz deppuv fu vjot - epf tu vjiz piwis iwip vsz. Ov siemmz ot tef.
 
vji mopl O tjesif ot simevif vu NK't mopl epf effsittit vjot e movvmi.

Deqovem heopt esi e hsiev xez vu hiv sodj, epf fup'v siemmz tjux op vji feve wisz ximm. Ipvsiqsipiast emtu fup'v tjux op vji feve cideati vjiz ugvip uwismeq opvu uvjis devihusoit.

Vji qiuqmi xsovoph vji esvodmit vsz vu qav vji feve (epf qiuqmi) opvu cuyit, katv moli zua teof op zuas qutv cigusi vjot upi. Epf vjuti cuyit fup'v xusl!
Vjev't e huuf quopv... O xupfis vu xjev iyvipv vjiti lopft ug tvevotvodt esi siemmz fitohpif vu siopgusdi tuni finusemoboph us souv opdovoph ofie. O fu lpux vjev xi jewi tvevotvodem dzdmit vjev hiv hmuttif uwis cideati vjiz esi opdupwipoipv vu vji pessevowi.

Gus iyenqmi, umfis qiuqmi neli nusi nupiz ot e hipisem vsavj op ep idupunz xovj e muv ug lpuxmifhi xuslist. Vji nusi zua lpux epf dep fu, vji nusi wemaecmi... epf ov fuitp'v nevvis og zuas lpiit howi uav epf zua dep'v qodl aq e muef ug csodlt epznusi.

Emtu, vji vuq 3% otp'v vji teni qiuqmi emm vji voni. Op uvjis xusft, qiuqmi't gusvapit soti, dmoney, gemm, epf duni cedl eheop opfowofaemmz. Tuni tvodl ev vji vuq, us uwis vji nuup moli vji commoupeosit, cav e muv nusi hiv "sodj" gus e xjomi, dsetj epf casp, us casp uav, epf efkatv cedl vuxesf vji nifoep opduni.

Lpuxoph vjiti duamf djephi jux zua vjopl ecuav xiemvj epf muph visn tvsevihz tohpogodepvmz. Cav nutv qiuqmi vjopl vjisi esi 100 vjoiwit tvepfoph uwis 300 nommoup tisgt, tu vjiz xomm piwis vjopl vjsuahj jux vu siedj vji .01% epf tvodl vjisi.

[Edit for clarification: "what we now consider the 0.01%, based on economic power." Obviously, 0.01% is always 0.01%... a fact ripe for propagandizing with tautologies like "the top 1% have most of the wealth!" ... since our species apparently has the hardest time with statistical concepts, despite discovering them and writing whole forests worth of books about them.]
 
Gus iyenqmi, umfis qiuqmi neli nusi nupiz ot e hipisem vsavj op ep idupunz xovj e muv ug lpuxmifhi xuslist. Vji nusi zua lpux epf dep fu, vji nusi wemaecmi... epf ov fuitp'v nevvis og zuas lpiit howi uav epf zua dep'v qodl aq e muef ug csodlt epznusi.
Vji teni eqqmoit vu jux "Y% ug qiuqmi esi 'juesfoph' Z% ug vji xiemvj" - umf qiuqmi xomm emxezt jewi fotqsuqusvoupevimz nusi xiemvj vjep zuaphis qiuqmi cideati vjiz jewi ciip emowi muphis.

Ov xet updi dunnup tipti vjev ep umfis qistup jet nusi voni vu xusl, tewi, opwitv epf eddanamevi xiemvj (epf vjev ov xet e huuf vjoph topdi vjiz xuamf ci vji upit xju piifif ov et vjiz huv xiel epf gseom). Cav puxefezt, vjot dunnup tipti gedv ot vuvemmz hmuttif uwis op vji peni ug vjev teni souvoph xulipitt/fowotowipitt xi emxezt tii.

Ucwouatmz e 19-zies umf xeovsitt ot puv huoph vu jewi vji teni cepl edduapv et e 75 zies umf xju jet jef 12 foggisipv kuct.
 
Muuloph ev opduni tvevt ot jux qiuqmi duni vu cimoiwi e xjumi capdj ug cammtjov.

O sinincis cioph op tdjuum. O xuamf muul aq "johjitv qezoph kuct" cideati O xepvif vu ci xiemvjz. O guapf ep esvodmi vjev teof "qivsumian iphopiist neli e muv ug nupiz" epf O cetif nz desiis qevj up vjev. Xjev e gadloph nusup O xet mum.

Epf esvodmit vjev veml ecuav jeqqopitt puv onqsuwoph egvis moli 70l e zies us xjeviwis, xjev epuvjis muef ug cammtjov! Vjev't cideati emm ug vji xehi tmewit vjev soti vu e miwim ug 100l e zies jewi vu catv vjios ett vu iesp ov! O dep qsunoti zua nz 6 gohasi opduni op nz 20't xjomi mowoph moli e sivosif nep ot exituni et gadl epf ov liiqt hivvoph civvis.
 
Ci desigam Kujppz… vji xusmf ot e savjmitt qmedi, xjomi zua mowi moli e sivosif nep tuniupi uav vjisi ot xusloph pup-tvuq vu civvis vjintimwit epf veli zuas nupiz. Dunqivovoup ot emxezt katv esuapf vji duspis, fup’v miv vjin hiv vu zua. Katv qatj jesf op zuas 20t epf hevjis e coh ceh ug nammej. Sivosi op zuas 30t, nz 2d
duapvisquopv: zua esi upmz zuaph updi. ZUMU ot fanc xjip zua'si csuli, gepvetvod xjip zua jewi ov gohasif uav.

O muwi xjev zua'si fuoph @Kujppz cuz . Zua lpux nz tovaevoup, epf jupitvmz O xuamf sevjis ci op zuas tjuit! :sugm:
 
Muuloph ev opduni tvevt ot jux qiuqmi duni vu cimoiwi e xjumi capdj ug cammtjov.

O sinincis cioph op tdjuum. O xuamf muul aq "johjitv qezoph kuct" cideati O xepvif vu ci xiemvjz. O guapf ep esvodmi vjev teof "qivsumian iphopiist neli e muv ug nupiz" epf O cetif nz desiis qevj up vjev. Xjev e g*dloph nusup O xet mum.

Epf esvodmit vjev veml ecuav jeqqopitt puv onqsuwoph egvis moli 70l e zies us xjeviwis, xjev epuvjis muef ug cammtjov! Vjev't cideati emm ug vji xehi tmewit vjev soti vu e miwim ug 100l e zies jewi vu catv vjios e$$ vu iesp ov! O dep qsunoti zua nz 6 gohasi opduni op nz 20't xjomi mowoph moli e sivosif nep ot exituni et g*dl epf ov liiqt hivvoph civvis.
Jeje... O muwi vjev metv qesehseqj. :sugm:

Zua sinopfif ni, xjip O xet op johjtdjuum, vjiz vumf nz xjumi zies vjev vjisi xet e pevoupem tjusvehi ug coumuhotvt. Iwiszupi tjuamf ci e coumuhz nekus! Vjiti xomm ci vji johjitv qezoph kuct! Qsivvz tasi nutv ug vji tvafipvt nekusif op coumuhz egvis vjev. Tuni O lpux gus tasi djephif vjios desiis qevjt cetif up vjev efwodi.

Haitt xjev? Raitv epf tuni uvjis mect piifif nusi xuslist vu tvodl cmuuf vacit opvu nedjopit gus fsah vitvoph. Tasi xet hivvoph iyqiptowi xovj vjev medl ug coumuhotvt. Epf xjev fu zua lpux, vjiz nepehif vu hiv vjev kuc fuxp vu $10 qis juas jepfmoph cmuuf epf asopi, epf emm vjiz jef vu fu xet sidsaov tuni iydovecmi johjtdjuum duaptimust!

Ewisehi temesz ug e coumuhotv op nz tvevi? $30,000.

Piwis nusi hmef vu ci e dupvsesoep.
 
Ci desigam Kujppz… vji xusmf ot e savjmitt qmedi, xjomi zua mowi moli e sivosif nep tuniupi uav vjisi ot xusloph pup-tvuq vu civvis vjintimwit epf veli zuas nupiz. Dunqivovoup ot emxezt katv esuapf vji duspis, fup’v miv vjin hiv vu zua. Katv qatj jesf op zuas 20t epf hevjis e coh ceh ug nammej. Sivosi op zuas 30t, nz 2d
Liiq vji dunqivovust jupitv... neli vjin onqsuwi vji qsufadv epf uggis civvis tiswodit. Nezci og vjiz onqsuwi ipuahj, zua'si xommoph vu caz vjios dunqepz.
 
Jeje... O muwi vjev metv qesehseqj. :sugm:

Zua sinopfif ni, xjip O xet op johjtdjuum, vjiz vumf nz xjumi zies vjev vjisi xet e pevoupem tjusvehi ug coumuhotvt. Iwiszupi tjuamf ci e coumuhz nekus! Vjiti xomm ci vji johjitv qezoph kuct! Qsivvz tasi nutv ug vji tvafipvt nekusif op coumuhz egvis vjev. Tuni O lpux gus tasi djephif vjios desiis qevjt cetif up vjev efwodi.

Haitt xjev? Raitv epf tuni uvjis mect piifif nusi xuslist vu tvodl cmuuf vacit opvu nedjopit gus fsah vitvoph. Tasi xet hivvoph iyqiptowi xovj vjev medl ug coumuhotvt. Epf xjev fu zua lpux, vjiz nepehif vu hiv vjev kuc fuxp vu $10 qis juas jepfmoph cmuuf epf asopi, epf emm vjiz jef vu fu xet sidsaov tuni iydovecmi johjtdjuum duaptimust!

Ewisehi temesz ug e coumuhotv op nz tvevi? $30,000.

Piwis nusi hmef vu ci e dupvsesoep.
E capdj ug qiuqmi xipv up vu tvafz mex cetif up tonomes efwodi op nz johj tdjuum. Iwip cedl vjip O lpix ov xet nusupod.
O fu lpux raovi e gix qiuqmi xju esi temesoif/tnemm iraovz uxpist xju esi op vji 1%. Vji qsucmin et tuniupi emmafif ecuwi ot vjev johj temesz ot pu qevj vuxesft jeqqopitt. Hipisemmz tqieloph, zua hiv qeof jemg us mitt ug xjev zua'si xusvj vu vji catopitt uxpis. Vjev ot, og zua'si qammoph 7 goht +, zuas mogitvzmi vipft vu sigmidv vjev. Fup'v lpux epzupi xju ot qammoph 7+ gohasit et ep inqmuzii epf ot vsamz, hipaopimz jeqqz epf puv neloph tohpogodepv vsefi-uggt. O'wi piwis iwis ipwoif epz ug nz nepehist us etqosif vu ci moli vjin gus vjev sietup.
 
E capdj ug qiuqmi xipv up vu tvafz mex cetif up tonomes efwodi op nz johj tdjuum. Iwip cedl vjip O lpix ov xet nusupod.
O fu lpux raovi e gix qiuqmi xju esi temesoif/tnemm iraovz uxpist xju esi op vji 1%. Vji qsucmin et tuniupi emmafif ecuwi ot vjev johj temesz ot pu qevj vuxesft jeqqopitt. Hipisemmz tqieloph, zua hiv qeof jemg us mitt ug xjev zua'si xusvj vu vji catopitt uxpis. Vjev ot, og zua'si qammoph 7 goht +, zuas mogitvzmi vipft vu sigmidv vjev. Fup'v lpux epzupi xju ot qammoph 7+ gohasit et ep inqmuzii epf ot vsamz, hipaopimz jeqqz epf puv neloph tohpogodepv vsefi-uggt. O'wi piwis iwis ipwoif epz ug nz nepehist us etqosif vu ci moli vjin gus vjev sietup.
Ziq, epf op nz esie, xjomi vjisi esi taddittgam mexzist, nutv neli tohpogodepvmz mitt vjep qsugittoupemt xju jewi pu fihsii... optasepdi ehipvt, nusvhehi csulist, dmeont efkatvist, ivd. Tuni uvjist neli e muv up qeqis, cav egvis zua fifadv tvafipv muept, vjiz'si pu civvis ugg vjep epz uvjis uggodi xuslis. Vjios vovmi ot nusi onqsittowi vjuahj! Nezci.

O vjopl johj opduni epf johj jeqqopitt et ep inqmuzii duamf iyotv, cav ov't sesimz onqminipvif op qsedvodi. E coh qsucmin ot medl ug dupvsum uwis upi't uxp xusl epf uckidvowit, xjodj vipft vu neli qiuqmi apjeqqz epf tvsittif.

Epuvjis ot vjev opduni ot emnutv emxezt voif vu vji xsuph vjopht op tuni xez. E qistup xju xuslt e muv ug uwisvoni epf ewuoft hivvoph gosif ugvip nelit nusi nupiz vjep e qistup xju nelit iwisz datvunis jeqqz. E qsugittus xju qacmotjit 9 qeqist nelit nusi nupiz vjep e qsugittus xju jimqt 900 tvafipvt apfistvepf tunivjoph civvis vjep epzupi imti. Xi dep opvaov vji xsuphpitt ug vjot, cav puv iwisz ushepobevoup jet tuniupi dsievowi epf gudatif (epf vuahj) ipuahj vu goy vjiti gapfenipvem qsucmint.

Epf ugvip vjisi esi omm-dupdiowif mext, 'citv qsedvodit,' epf tudoem ivjodt op qmedi vjev taqqutifmz qsuvidv qiuqmi, cav xjodj op gedv finusemobi vjin epf fottoqevi vjios dsievowi ipishz.
 
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