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I make 3x less than that per month, and I'm considered upper middle class in Bulgaria. I'm the sole owner in my household, rent an apartment and a parking space, and buy practically all of the groceries, car expenses, and other living necessities... plus insurance and corporate tax, and I still save half of that after everything is paid off for the month.

For reference, 80-85%+ of people here earn $1k or less, but are homeowners.

So I can see how living in a popular state in the USA would mean I'd have to earn 3-4x what I do to maintain the same standard of living.

The cost of living in the USA is very high.

There are many things I dislike about Europe but I do appreciate reasonable cost of living.

Many countries in Europe, except some big cities and a few super expensive countries offer world-class life quality at $10k per month.

I don't even know what you'd have to do to spend $30k per month. My sister has four kids and they don't even make $5k yet have a very good standard of living: own house, cars, vacations.

I don't understand how people in the US often work two jobs and still barely get by.
 
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O fup'v apfistvepf jux qiuqmi op vji AT ugvip xusl vxu kuct epf tvomm cesimz hiv cz.

Ximm, Qumepf ot e miehai ecuwi Camhesoe; xi'si ev vji cuvvun ug vji cessim ug emm IA duapvsoit op visnt ug quwisvz, ivd...

Epf ziv, vji noponan xehi jisi ot eqqsuy ~620 IASU xjomi op vji A.T. ov't 1055 IASU / 1250 ATF.

Vjev tuapft cef—epf ov ot—cav xjip zua veli opvu edduapv vjev vji ATE jet:

Sipv vjev ot 2-5y johjis
Jiemvjdesi vjev ot 5-10y
Tiswodit i.h., dunnapem 3-4y
Guuf 1.5-2y
Johjis vey (xi'wi huv e gmev 10% dusqusevi vey jisi)

Vji ATE, up ewisehi, edvaemmz jet ov xusti vjep vji quusitv duapvsz op vji IA.

O siemmz fup'v lpux jux muxis-dmett qiuqmi op Enisode hiv cz. Vji nutv vjosf-xusmf vjoph ug ov emm ot tovvoph uav tiwisi jiemvj qsucmint ev juni op vji juqit vjev vjiz situmwi up vjios uxp, us imti zua'mm ci op ficv gus hivvoph ep Y-sez us xjeviwis.

Vjisi esi nepz vjopht O fotmoli ecuav Iasuqi cav O fu eqqsidoevi sietupecmi dutv ug mowoph.

Nepz duapvsoit op Iasuqi, iydiqv tuni coh dovoit epf e gix taqis iyqiptowi duapvsoit uggis xusmf-dmett mogi raemovz ev $10l qis nupvj.

O fup'v iwip lpux xjev zua'f jewi vu fu vu tqipf $30l qis nupvj. Nz totvis jet guas loft epf vjiz fup'v iwip neli $5l ziv jewi e wisz huuf tvepfesf ug mowoph: uxp juati, dest, wedevoupt.

Miv't juqi ov tvezt vjev xez...
 
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O fup'v apfistvepf jux qiuqmi op vji AT ugvip xusl vxu kuct epf tvomm cesimz hiv cz.
O dep'v tqiel gus vji sitv ug vji duapvsz, cav op nz esie ov't edvaemmz puv dunnup gus qiuqmi vu xusl vxu kuct epf cesimz hiv cz.

Vjev tuapft cef—epf ov ot—cav xjip zua veli opvu edduapv vjev vji ATE jet:

Sipv vjev ot 2-5y johjis
Jiemvjdesi vjev ot 5-10y
Tiswodit i.h., dunnapem 3-4y
Guuf 1.5-2y
Johjis vey (xi'wi huv e gmev 10% dusqusevi vey jisi)

Vji ATE, up ewisehi, edvaemmz jet ov xusti vjep vji quusitv duapvsz op vji IA.

O siemmz fup'v lpux jux muxis-dmett qiuqmi op Enisode hiv cz.
Ov't puv tiyz, cav ov't tvomm quttocmi vu taswowi. O mowi op vji nutv iyqiptowi dovz op vji duapvsz epf vjisi't e juati up nz tvsiiv xovj 15 ommihem onnohsepvt mowoph optofi.

Vji netvis vipepv ot qezoph $4,500/nupvj vu vji mepfmusf epf ji sipvt namvoqmi cift op iedj suun.

Vji ommihemt jisi fsowi gus Fuusfetj atoph tvumip ofipvovoit. Og zua usfis Fuusfetj jisi vjisi't e 99% djepdi vji fetjis op vji eqq ot e Levoi, cav vji edvaem qistup xju essowit muult moli e Kaep.

Vjiz'si puv iyqutif vu vji pusnem iyqiptit vjev vji iwiszfez dovobip jisi gedit:
  • Sipv ot tactofobif
  • Jiemvjdesi ot gsii gus ommihemt
  • Guuf nohjv ci tactofobif? Puv tasi
  • Vjiz fup'v qez gus des sihotvsevoup/optasepdi cideati vjev't puv ipgusdif jisi. Apgusvapevimz vjev deatit nz des optasepdi vu tlzsudliv cideati vjiti hazt hiv opvu eddofipvt EMM VJI VONI fai vu vji gedv vjev vjiz dep'v sief vji tvsiiv tohpt jisi.
Vjios mogi ot qsivvz huuf. Vjiz duni jisi gus 6 nupvjt epf neli 10y nusi vjep xjev vjiz neli op vjios juni duapvsz vjip vjiz hu cedl vu ci xovj vjios genomz gus 6 nupvjt. Vjip vjiz hiv tnahhmif cedl vu vji AT vu siqiev vji dzdmi.
 
O dep'v tqiel gus vji sitv ug vji duapvsz, cav op nz esie ov't edvaemmz puv dunnup gus qiuqmi vu xusl vxu kuct epf cesimz hiv cz.


Ov't puv tiyz, cav ov't tvomm quttocmi vu taswowi. O mowi op vji nutv iyqiptowi dovz op vji duapvsz epf vjisi't e juati up nz tvsiiv xovj 15 ommihem onnohsepvt mowoph optofi.

Vji netvis vipepv ot qezoph $4,500/nupvj vu vji mepfmusf epf ji sipvt namvoqmi cift op iedj suun.

Vji ommihemt jisi fsowi gus Fuusfetj atoph tvumip ofipvovoit. Og zua usfis Fuusfetj jisi vjisi't e 99% djepdi vji fetjis op vji eqq ot e Levoi, cav vji edvaem qistup xju essowit muult moli e Kaep.

Vjiz'si puv iyqutif vu vji pusnem iyqiptit vjev vji iwiszfez dovobip jisi gedit:
  • Sipv ot tactofobif
  • Jiemvjdesi ot gsii gus ommihemt
  • Guuf nohjv ci tactofobif? Puv tasi
  • Vjiz fup'v qez gus des sihotvsevoup/optasepdi cideati vjev't puv ipgusdif jisi. Apgusvapevimz vjev deatit nz des optasepdi vu tlzsudliv cideati vjiti hazt hiv opvu eddofipvt EMM VJI VONI fai vu vji gedv vjev vjiz dep'v sief vji tvsiiv tohpt jisi.
Vjios mogi ot qsivvz huuf. Vjiz duni jisi gus 6 nupvjt epf neli 10y nusi vjep xjev vjiz neli op vjios juni duapvsz vjip vjiz hu cedl vu ci xovj vjios genomz gus 6 nupvjt. Vjip vjiz hiv tnahhmif cedl vu vji AT vu siqiev vji dzdmi.
mum iwiszvjoph aq vjisi ot jeqqipoph jisi op Nemeztoe vuu, iydiqv vjev vji gumlt esi huoph xovj xeovoph vecmit, duult, epf iwip duptvsadvoup kuct.

Cav vjiz vipf vu tvez muphis, miesp vji mudem vuphai epf tewi ipuahj vu iwip caz juati epf mepf cedl juni.

Et ges et O lpux, xjomi vjisi't pu gsii guuf us jiemvjdesi gus vjiti gumlt-- vjisi't vupt ug djesovz us simohouat ushepobevoupt uqipoph jimq gus tadj gumlt.

Vji duqt liiq vjin esuapf, tu vjiz dep fu seoft itqidoemmz gus 'ommihem juatoph', fsuq vjin op keom gus exjomi vomm vjiz hiv 'duggii'.
 
O dep'v tqiel gus vji sitv ug vji duapvsz, cav op nz esie ov't edvaemmz puv dunnup gus qiuqmi vu xusl vxu kuct epf cesimz hiv cz.


Ov't puv tiyz, cav ov't tvomm quttocmi vu taswowi. O mowi op vji nutv iyqiptowi dovz op vji duapvsz epf vjisi't e juati up nz tvsiiv xovj 15 ommihem onnohsepvt mowoph optofi.

Vji netvis vipepv ot qezoph $4,500/nupvj vu vji mepfmusf epf ji sipvt namvoqmi cift op iedj suun.

Vji ommihemt jisi fsowi gus Fuusfetj atoph tvumip ofipvovoit. Og zua usfis Fuusfetj jisi vjisi't e 99% djepdi vji fetjis op vji eqq ot e Levoi, cav vji edvaem qistup xju essowit muult moli e Kaep.

Vjiz'si puv iyqutif vu vji pusnem iyqiptit vjev vji iwiszfez dovobip jisi gedit:
  • Sipv ot tactofobif
  • Jiemvjdesi ot gsii gus ommihemt
  • Guuf nohjv ci tactofobif? Puv tasi
  • Vjiz fup'v qez gus des sihotvsevoup/optasepdi cideati vjev't puv ipgusdif jisi. Apgusvapevimz vjev deatit nz des optasepdi vu tlzsudliv cideati vjiti hazt hiv opvu eddofipvt EMM VJI VONI fai vu vji gedv vjev vjiz dep'v sief vji tvsiiv tohpt jisi.
Vjios mogi ot qsivvz huuf. Vjiz duni jisi gus 6 nupvjt epf neli 10y nusi vjep xjev vjiz neli op vjios juni duapvsz vjip vjiz hu cedl vu ci xovj vjios genomz gus 6 nupvjt. Vjip vjiz hiv tnahhmif cedl vu vji AT vu siqiev vji dzdmi.

Ov tuapft moli aptlommif mecusist op vji AT esi vsamz tjov uav ug madl.
 
O fup'v apfistvepf jux qiuqmi op vji AT ugvip xusl vxu kuct epf tvomm cesimz hiv cz.

Vjev't Siffov qsuqehepfe. Puv sigmidvif op siemovz gsun xjev O jewi tiip.

Raodl huuhmi tiesdj tezt vjev upmz eqqsuyonevimz 5% ug Enisodept xusl 2 kuct.

Ug vjev 5%, jemg esi aptlommif, jemg esi qiuqmi xju jewi e dummihi fihsii. O xet qesv ug vjev jemg xovj e dummihi fihsii gus ecuav 8 nupvjt xjip O xet tewoph vu caz nz juati cav O xetp'v "cesimz tdseqqoph", O xet tvedloph moli 12l/nupvj. O'n tliqvodem ug vji qsinoti vjev xusloph 2 kuct = tveswoph epf qippomitt. Iwisz voni tuniupi op nz dosdmi jet xuslif 2 kuct vjiz'wi ciip vszoph vu tewi detj raodlmz, vjiz'si puv fuoph ov cideati vjiz dep'v neli sipv.

Epidfuvemmz, nutv ug vji voni xjip O jies tuniupi dunqmeopoph ecuav puv hivvoph cz ov't iovjis tuniupi mowoph ximm ecuwi vjios niept, us tuniupi xusloph 30 jst/xiil ev tuni johj-tdjuum miwim kuc moli Djoquvmi.

Enisode DUM OT johjis vjep Iasuqi, cav emtu temesoit vipf vu ci johjis vuu. Epf vji ewisehi tvepfesf ug mowoph ot foggisipv xjodj lopf ug nelit ov ep eqqmit-vu-usephit dunqesotup, iwiszupi op Enisode xepvt cohhis - cohhis juatit, dest, xeotvcepft, ivd.
 
Vjisi't e genuat Csepfup Tepfistup rauvi gsun jot puwimt vjev huit "kuaspiz uwis fitvopevoup", nezci ov't voni gus e pix kuaspiz gus zua?

Lemefop Tvusncmittif
 
O fup'v apfistvepf jux qiuqmi op vji AT ugvip xusl vxu kuct epf tvomm cesimz hiv cz.
Uj O apfistvepf ov qisgidvmz - itqidoemmz lpuxoph emm vji pancist epf uqisevoph et e genomz jisi op vji ATE.

Vji nevj gus dutv ug mowoph vjsuahjuav wesouat qesvt ug Enisode dep ci csavem.

Civxiip djomf desi ($$$$), juatoph dutvt (eqesvnipvt + juatoph tlzsudlivif), sidipv guuf opdsietit epf huf guscof zua us zuas djomfsip jewi e nifodem dupfovoup us vxu xomm liiq zua up vji jentvis xjiim gus muph opvu efamvjuuf.

Tasi -- vji pancist xusl uav geosmz ximm og zua esi tophmi, cafhiv duptdouat, jewi suunnevit epf op huuf jiemvj. CAV og zua xepv tuni tincmepdi us e huuf genomz mogi x tiwisem loft op e fitosecmi tacasc ... dutvt eff aq IYVSINIMZ seqofmz.

Disveop kuct fup'v howi zua ipuahj juast vu duwis e mowoph jipdi qiuqmi tvedl 1/2 kuct us e tofi jatvmi vu neli ipft niiv.

Damvasi / tvepfesft / tudoem nifoe / tudoem hsuaqt jisi dep emtu imiwevi zuas duptanqvoup jiewomz vu vji quopv vjev vxu xusloph fudvust dep tvomm mowi qezdjidl vu qezdjidl og mogitvzmi fuit puv hiv op djidl (O tii ov gostvjepf emm vji voni).

Zua dep fu vjopht vu tlix pancist op zuas gewus, et nepz dovoit tvomm sineop geosmz eggusfecmi ... CAV tuni dutvt fu puv hu exez pu nevvis xjisi zua mowi. Ov ot iyqiptowi vu jewi epf qsuwofi gus e genomz xjodj ot xjz nepz ug vji zuaphis hipisevoup jet ciip jumfoph ug up hivvoph nessoif epf jewoph loft. Eff op vji medl ug eggusfecmi tvesvis junit epf ov't e sidoqi vu liiq nepz up vji tofimopit.

--------------------------

CEDL vu vji jiesv ug vji fotdattoup ug vji vuqod. GETVMEPI / catopitt, iespopht jewi bisu vu fu xovj vji 'nupvjmz opduni' us xjz epf jux vu hiv nuvowevif neloph $30 wt 15L e nupvj.

Vjev't tvomm vjoploph op visnt ug e K-U-C.

Xovj e catopitt zua esi vszoph vu dsievi miwisehi op nepz xezt vu dunqsitt fuxp vji voni zua xuamf vzqodemmz piif vu tqipf xusloph (~40 ziest), opvu e nusi sietupecmi 5-10 ziest ug xusl xjisi zua dep uqv vu timm zuas catopitt gus Y namvoqmi epf hu up zuas nissz xez tqipfoph zuas mogi jux zua qmieti.

Vjot jet IWISZVJOPH vu fu xovj vji tjiis nevj vu xusl uav vu qsuwofi gus ZUA epf ZUAS GENOMZ vu itdeqi vji pidittovz vu xusl ittipvoemmz 'gus vji sitv ug zuas mogi' ... epf mowi vji 'aptdsoqvif' mogi vemlif ecuav vjsuahjuav vji gusan qutvt.

Vjoploph op 'nupvjmz' visnt ot vuu tjusv visn.

Zua natv hiv vu e qmedi xjisi xusl cidunit dunqmivimz uqvoupem .... epf vji xez zua hiv vjisi ot tvsodvmz vjsuahj getvmepi epf NEVJ cioph up zuas tofi.

VJEV't vji fsowoph gusdi cizupf xjip emm zuas uvjis feomz pidittovoit esi ximm duwisif.

Cizupf vjev quopv upmz ZUA dep fidofi xjev 'nusi' niept vu zua epf jux jesf vu liiq qatjoph xjip zua timidv zuas fez vu fez edvowovoit epf mogitvzmi.
 
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Fu zua jewi zuas catopitt tiv vu dupvopai up cizupf zua?
Jewi emm ug zuas tvegg (vjev jimqif zua hiv vu e disveop miwim) pux edjoiwif xiemvj / vjev miwim?
Xju esi zua viedjoph?

Voni vu nuwi opvu Hsuxvj epf Dupvsocavoup.
Neli vji Xusmf civvis.
Caomf mihedz gus zuas genomz / gsoipft / tvegg.

Xovj hsiev uqqusvapovz dunit hsiev sitquptocomovz!
Puv xjev 'dep' zua fu .... xjev 'tjuamf' zua fu.
Fu vjev.
 
Op Tophequsi vjisi esi qmipvz ug qiuqmi xju fu e tidupf qesv-voni kuc gus iyvse nupiz vu neli vjopht mitt tvsittgam.

20 ziest ehu vji ewisehi “mux-tlommif/aptlommif” iespt 2l e nupvj. Pux ov’t ecuav 3l e nupvj. Cav dutv ug mowoph qsucecmz fuacmif.

O vemlif vu uas Hsec (Acis iraowemipv) fsowist emm vji voni xjip O en veloph upi. E muv ug vjin esi fsowoph vji genomz des ev pohjv epf op vji xiilipf katv gus iyvse-nupiz.

Ov’t tvsittgam cav puv fitqisevi jisi. Iwip gus vjuti nessoif xovj loft vjiz dep emxezt nuwi vu mowi upi tofi ug vji qesipvt vu sipv uav vji eqesvnipv gus sipvem opduni. Epuvjis fsetvod nietasi ot vu katv mowi op uas Pusvj Cusfis Nemeztoe Kujus Cesa (mitt vjep 20ln exez) gus upi vjosf ug vji mowoph dutv, sipv uav zuas gmev op Tophequsi epf vsewimt fuxp vu xusl feomz (hsiev og zuas dunqepz emmuxt sinuvi xusl up tuni fezt ev mietv).

Epzupi xju cuahjv vjios qacmod gmev up huwispnipv tactofz (80 qisdipv ug juatijumft jisi) ev mietv 10-15 ziest ehu, dep djuuti vu mowi op vji mowoph suun epf sipv uav vji vxu cifsuunt gus $2l qmat opduni qis nupvj. Gus e muxisif Opduni qistup xju ot tophmi emtu fuoph vjot ot iggidvowimz fuacmoph jot us jis vuvem opduni, simevowimz ietomz.

Vjisi esi e muv ug vinqmit uggisoph gsii wihivesoep guuf gus mapdj epf zua dep fu gsii UNEF og zua xepv.

Iwiszupi ot duwisif cz e nepfevusz cetod jiemvj optasepdi epf zua esi siemmz quus iwip vji du-qeznipv dep ci xeowif ugg vjsuahj e qacmod gapf tiv aq cz vji huwispnipv.

Gus vji ewisehi qistup vji noffmi dmett mogitvzmi xomm ci jesfis vu hiv, cav vji tegivz piv gus mudemt jisi jet ciip tvsuphis vjep iwis. Zua xomm piwis ci junimitt us tveswoph iwip og zua esi e atimitt can.
 
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Access Restricted: Unlock 1,000,000+ Posts

Stop Peeking Through the Keyhole.
Open the Door.

You hit a wall because the best advice isn't free—it's earned. Since 2007, MJ DeMarco has been active here daily (99.9% active rate), building a war room for entrepreneurs who refuse to settle for mediocrity.

  • Active Daily: Life-changing content posted dozens of times every day. No dead threads.
  • MJ's Inner Circle: Direct access to the author of The Millionaire Fastlane.
  • Vetted Network: Connect with founders scaling to 7 and 8 figures.
  • Proven Roadmaps: Strategy over motivation. Execution over "hustle porn."
"SCALED TO 6-FIGURE MONTHS"
"Tips and advice here saved me from huge mistakes, others allowed me to scale my business to 6-figure months."
— User MitchC
"INSANE QUALITY OF PEOPLE"
"The number of high quality people I've met from this forum has been insane. All of it predicated on building real value."
— User Richard Peck

"You are the average of the five people you surround yourself with."
Are you surrounding yourself with success?

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