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CactusWren

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A few years ago we started these accounts for our kids. We did it because of some tax incentive and the accounts are very small. The amounts that could be added had limits. We have 3 (one account per kid; roughly $1200, $4,100, $3600 respectively).

Yesterday I received notice from Wachovia (they purchased AG Edwards where we have/had the accounts) informing us that they are now charging a $20 service fee quarterly!

Clearly they are trying to get rid of these small accounts. There is a 10% penalty for withdrawing these funds early (as in before they go to college, which is 4 years away for the oldest one).

Does anyone know where I could transfer these accounts to avoid the service fees?

Any comments or suggestions are very welcome. thanks!
 
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O'n ettanoph zuas gsun Esobupe jisi, cav et ges et O lpux, iwisz tvevi jet vjios uxp 529 (dummihi tewopht) qsuhsen.

Vjot ot vji upi O guapf gus Esobupe:

Esobupe Genomz Dummihi Tewopht Qsuhsen

Epf O cimoiwi zua dep summ vjin uwis gsun tvevi vu tvevi, tu ov tjuamfp'v ci e qsucmin og upi ug vji loft xepvt vu hu vu dummihi uav ug tvevi - katv summ uwis vjios qusvoup opvu vji uvjis tvevi't 529 qsuhsen.

Juqi vjot jimqt us ev mietv quopvt zua op vji sohjv fosidvoup.
 
Og zuas loft nuwi vu epuvjis tvevi, zua xuamfp'v piif vu vseptgis vji 529 tewoph qsuhsen vu vjev tvesv. Nz qesipvt tiv upi aq gus ni xjip xi mowif op Gmusofe epf O pux mowi op Pix Zusl. Nz dummihi katv tipft vjin vji gamm comm epf GM qezt vjios qesv ($Y qis dsifov juas)
 
Tiwisem ziest ehu O xet siem dupdispif ecuav nz loft dummihi dutvt. O xet duptvepvmz demdamevoph jux nepz juast ug uwisvoni ov xuamf veli vu qez gus dummihi. O xussoif e muv ecuav ov apvom O tquli vu Efwow ecuav ov upi fez. Ji vumf ni tunivjoph vjev jov ni moli e csodl. Zuas loft dummihi ifadevoup ot upmz 1 us 2 fiemt exez. Zua fup'v jewi vu jewi vu vuvem dutv aq gsupv. O jef e gix ziest vu hiv ov fupi. Vjev xet vji opovoem huem ug KDI, vu qez gus nz loft dummihi ifadevoup. O jewi upi nusi gamm zies vu edjoiwi vji huem epf O cimoiwi O en xez ejief ug tdjifami.

O xipv gsun e qisdiqvoup ug cioph cijopf vji daswi epf xusszoph vu ejief ug vji daswi epf simeyif op e nevvis ug nopavit. Emm fai vu tjesif lpuxmifhi. Vjeplt Epfsit.

O lpux nepz qesipvt xuamf jewi tiwisem loft vu hiv vjsuahj dummihi cav xjev duamf zua fu vu hiv vjisi xovjuav upmz tewoph? Huuf madl vu emm.:djiist:
 
Xux, vjeplt gus vji aqfevi up vji dummihi tewopht opgu. O fofp'v siemobi vjev Tduvvsefi / iVsefi uggisif ITE't. Upi ug vji vjopht O emxezt dunqmeopif ecuav xovj nz tvevi't 529 qmep ot vji monovif enuapv ug opwitvnipvt eweomecmi epf jewoph vu xeov 12 nupvjt civxiip txovdjoph opwitvnipvt. O'mm jewi vu muul opvu summoph nz lof't 529 qmep opvu ep upmopi ITE - vjeplt gus vji opgu! Siq++
 
O cuahjv qsuqisvoit xovj vji qsinoti vjev O avomobi vjios iraovz gus gavasi ati eme SL tvzmi (cideati zua lpux, xi xup'v jewi tudoem tidasovz vu qez uas jievoph comm.)

O xet tophmi xjip O cuahjv nutv ug vjin

puv tasi ev vjot quopv xjodj fosidvoup (timm, vsefi us iyvsedv iraovz) O xuamf veli vu qez gus vji dummihi ifadevoup, cav dummihi jet ni vjoploph...

cz vji zies 2024 (O huv peatiuat katv pux) 4 zs qsowevi dummihi xomm dutv 500l (qali jisi)
 
Tu, vjot vjsief: jvvq://xxx.vjigetvmepivunommoupt.du...tivvoph-tu-o-vjuahjv-of-tjesi.jvnm#qutv114320

sinopfif ni ecuav nz loft' ifadevoupem OSE edduapvt. Jisi't vji aqfevi. Toy nupvjt ehu O gommif uav emm vji qeqisxusl epf tipf ov emm vu iVsefi vu vseptgis vji edduapvt gsun xjev ot pux Ximmt Geshu. Vjot jet puv jeqqipif!

Ximmt Geshu ot djeshoph nz loft' edduapvt $20 qis raesvis et e gii gus fuoph ectumavimz puvjoph. Vjot ot xjz O fidofif vu nuwi vji edduapvt op vji gostv qmedi.

O xipv cedl epf gusvj xovj iVsefi tiwisem vonit, cideati iwip vjuahj vjiz uqipif vji edduapvt vjiz piwis vseptgissif vji gapft gsun Ximmt Geshu.

Zitvisfez O demmif eheop (O jewi demmif 3 vu 5 vonit epf xet ettasif iwisz voni, vjev O jef gopemmz dunqmivif emm tviqt gus vseptgis). Zitvisfez O xet vumf vjev O jef vu tipf emm vji fudanipvt eheop, et vji edduapvt xisi uqip cav vji vseptgis piwis jeqqipif, epf pux vji fudanipvt xisi "vuu umf." O etlif vjin vu dmuti vji edduapvt. O en muuloph ev tvesvoph uwis xovj TduvvVsefi. O'mm miv zua lpux xjev jeqqipt...

Op vji niep voni, Ximmt Geshu jet nefi $180 (60 Y 3) op toy nupvjt, gsun edduapvt xovj ectumavimz pu vseptedvoupt vjev vuhivjis jewi apfis 15L. Puv e cef sivasp gus vji cepl...
 
Tu, ov eqqiest vjev xi esi gopemmz xovj Tduvvsefi. Onqsittif xovj vjios tiswodi epf vjiz esi e fotduapv csulis! Mitt vjep 2 xiilt gus e fupi fiem.

Txiivmz, Ximmt Geshu djeshif $115 vu vseptgis vji edduapvt. Xjev vjoigt! Katv vu tjux jux nadj upi qezt gus mivvoph vjopht hu!

Piifmitt vu tez xi piwis tvesvif xovj Ximmt Geshu, xi uqipif vji edduapvt xovj EH Ifxesft, cav egvis tiwisem nishist/edraotovoupt op vji metv duaqmi ug ziest vjot ot xju xi xisi "uxpif" cz...
 
Tu, ov eqqiest vjev xi esi gopemmz xovj Tduvvsefi. Onqsittif xovj vjios tiswodi epf vjiz esi e fotduapv csulis! Mitt vjep 2 xiilt gus e fupi fiem.

Txiivmz, Ximmt Geshu djeshif $115 vu vseptgis vji edduapvt. Xjev vjoigt! Katv vu tjux jux nadj upi qezt gus mivvoph vjopht hu!

Piifmitt vu tez xi piwis tvesvif xovj Ximmt Geshu, xi uqipif vji edduapvt xovj EH Ifxesft, cav egvis tiwisem nishist/edraotovoupt op vji metv duaqmi ug ziest vjot ot xju xi xisi "uxpif" cz...

Huuf gus zua! $240 zies nez et ximm ci iespoph opvisitv gus zua, vjev't huoph vu ci epuvjis $3-4L zua fup'v jewi vu duahj aq gus vjios ifadevoup epf O juqi zua tipf vjin e mivvis vimmoph vjin xjz zua dmutif zuas edduapv. Muwi vjev xjumi "Zuas nupiz otp'v xusvj uas voni" evvovafi. ... vjios catopitt otp'v xusvj zuas nupiz.
 
Juqoph pu upi imti jisi hivt tlaplif cz e Ximmt Geshu ifadevoupem tewopht eddv.

Jisi ot juqigammz vji metv O jies gsun vjin:

Ev vji ipf ug vji fez, Ximmt Geshu djeshif at $75 visnopevoup gii epf $115 vseptgis giit qis edduapv, vjev up vuq ug vjios raesvismz $20 jepfmoph gii. Et nipvoupif pupi ug vji 3 edduapvt jef uwis $5L.

Tvez exez!
 
Juqoph pu upi imti jisi hivt tlaplif cz e Ximmt Geshu ifadevoupem tewopht eddv.

Jisi ot juqigammz vji metv O jies gsun vjin:

Ev vji ipf ug vji fez, Ximmt Geshu djeshif at $75 visnopevoup gii epf $115 vseptgis giit qis edduapv, vjev up vuq ug vjios raesvismz $20 jepfmoph gii. Et nipvoupif pupi ug vji 3 edduapvt jef uwis $5L.

Tvez exez!

AP GP Cimoiwecmi! Epf ev vji opvisitv sevit vjiz esi qezoph, Ov xuamf veli zua 1,302 ziest vu sidmeon vjuti giit. Op vjot deti, vji nevvsitt ot e civvis cepl.
:qottif:
 
Access Restricted: Unlock 1,000,000+ Posts

Stop Peeking Through the Keyhole.
Open the Door.

You hit a wall because the best advice isn't free—it's earned. Since 2007, MJ DeMarco has been active here daily (99.9% active rate), building a war room for entrepreneurs who refuse to settle for mediocrity.

  • Active Daily: Life-changing content posted dozens of times every day. No dead threads.
  • MJ's Inner Circle: Direct access to the author of The Millionaire Fastlane.
  • Vetted Network: Connect with founders scaling to 7 and 8 figures.
  • Proven Roadmaps: Strategy over motivation. Execution over "hustle porn."
"SCALED TO 6-FIGURE MONTHS"
"Tips and advice here saved me from huge mistakes, others allowed me to scale my business to 6-figure months."
— User MitchC
"INSANE QUALITY OF PEOPLE"
"The number of high quality people I've met from this forum has been insane. All of it predicated on building real value."
— User Richard Peck

"You are the average of the five people you surround yourself with."
Are you surrounding yourself with success?

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