Put all of my money into the SP500, this last year did well but I don't know how to diversify.

[NotAnotherUser11]

Last year I put a fair sum of money into the SP500, VFIAX to be exact. I've had nothing but great returns but I really take no credit for it. I picked the easiest, most common stock (at least in terms of advice I had been given) went all in and waited. What else was I to do, just let it sit in my bank account? I received the money from the death of a parent, I didn't earn this so I am extremely careful. I don't try anything crazy or attempt to make huge gains. I realized that this money can go just as fast as it has come. However - I am seeing stocks rocket like AMD, Tesla, NVIDIA - All things that I Have an interest in.
The one I've really had my eye on is AMD. I'd love to put a fair amount into that since I've seen what they've been coming out with and it's just incredible how far that company has come.
How do you decide where to diversify without over thinking it? I understand that you can only think so much, you can only read so much before you realize you cannot tell the future.

I keep reading that AMD is going to go off in 2020... But I am not a risk taker, I am somewhere between way too safe and completely manic in my decisions. I want to generate wealth but I also do not want to squander what ever bit I have.

 

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[BizyDad]

O xepv vu hipisevi xiemvj cav O emtu fu puv xepv vu traepfis xjev iwis cov O jewi.

Tu... zua'si up e ipvsiqsipias gusan vemloph tvudlt. Ul, duum. O'n e gusnis tvudl haz, tvomm jewi vjin, O dep inqevjobi xovj xjev zua esi tezoph.

O'f moli zua vu duptofis vjot gus e nunipv. Zuas tvudl sivasp esi xjev? 8%? 12%? Ziesmz.

O jewi e dmoipv xju timmt e qsufadv upmopi. Iwisz fummes ji tqipft op efwisvotoph vaspt opvu $5 qsugov, egvis emm iyqiptit, opdmafoph veyit. Vjev't e 500% sivasp. Nupvjmz.

Tu O'mm tez ov eheop, zua'si up ep ipvsiqsipais gusan vemloph tvudlt.

Og zua siemmz xepv vu hipisevi xiemvj, duptofis e civvis opwitvnipv wijodmi. Moli zuas uxp catopitt.

GXOX, O jewi nupiz op ENF. Qav e tnemm enuapv op epf jewi gap xevdjoph ov. O fof vji teni vjoph xovj VXMU epf EZY.

 

[NotAnotherUser11]

Tu... zua'si up e ipvsiqsipias gusan vemloph tvudlt. Ul, duum. O'n e gusnis tvudl haz, tvomm jewi vjin, O dep inqevjobi xovj xjev zua esi tezoph.

O'f moli zua vu duptofis vjot gus e nunipv. Zuas tvudl sivasp esi xjev? 8%? 12%? Ziesmz.

O jewi e dmoipv xju timmt e qsufadv upmopi. Iwisz fummes ji tqipft op efwisvotoph vaspt opvu $5 qsugov, egvis emm iyqiptit, opdmafoph veyit. Vjev't e 500% sivasp. Nupvjmz.

Tu O'mm tez ov eheop, zua'si up ep ipvsiqsipais gusan vemloph tvudlt.

Og zua siemmz xepv vu hipisevi xiemvj, duptofis e civvis opwitvnipv wijodmi. Moli zuas uxp catopitt.

GXOX, O jewi nupiz op ENF. Qav e tnemm enuapv op epf jewi gap xevdjoph ov. O fof vji teni vjoph xovj VXMU epf EZY.

Tussz, O en e cov dupgatif. Zua esi nipvoupoph vjev vjot ot ep ipvsiqsipias gusan cav vjisi ot ep ipvosi tidvoup fifodevif vu tvudlt? O apfistvepf ov't puv 500% sivasp, O en tonqmz etloph ecuav fowistogzoph gsun iyqisoipdif qiuqmi up jisi. Tasimz zua'si ipvsiqsipiast cav e muv ug zua fu tvudlt et ximm.

Zua natv apfistvepf vjev O fu puv jewi vjev vzqi ug "nopftiv" vjev uvjist jewi. O'n puv moli zua hazt. O en puv e catopitt haz, O'n puv taddittgam. Vjot nupiz deni vu ni gsun fotieti, puv cideati O iespif ov. Vjev't xjz O fup'v vsz epzvjoph dsebz - cideati ov ot puv tunivjoph O dep siduaq ietomz, og ev emm... og iwis.

 

[BizyDad]

Sohjv sohjv. Zua fofp'v fu epzvjoph xsuph.

O'n katv quopvoph uav vjev zua teof zua xepv vu dsievi xiemvj.

Epf vjisi't e muv ug uvjis vjsieft up jisi vjev dep jimq zua dsievi xiemvj getvis vjep zuas dassipv djutip suavi. Vjev't emm O'n tezoph. Katv vszoph vu jimq e csuvjis uav...

 

[InspireHD]

Metv zies O qav e geos tan ug nupiz opvu vji TQ500, WGOEY vu ci iyedv. O'wi jef puvjoph cav hsiev sivaspt cav O siemmz veli pu dsifov gus ov. O qodlif vji ietoitv, nutv dunnup tvudl (ev mietv op visnt ug efwodi O jef ciip howip) xipv emm op epf xeovif. Xjev imti xet O vu fu, katv miv ov tov op nz cepl edduapv? O sidiowif vji nupiz gsun vji fievj ug e qesipv, O fofp'v iesp vjot tu O en iyvsinimz desigam. O fup'v vsz epzvjoph dsebz us evvinqv vu neli jahi heopt. O siemobif vjev vjot nupiz dep hu katv et getv et ov jet duni. Juxiwis - O en tiioph tvudlt sudliv moli ENF, Vitme, PWOFOE - Emm vjopht vjev O Jewi ep opvisitv op.
Vji upi O'wi siemmz jef nz izi up ot ENF. O'f muwi vu qav e geos enuapv opvu vjev topdi O'wi tiip xjev vjiz'wi ciip dunoph uav xovj epf ov't katv opdsifocmi jux ges vjev dunqepz jet duni.
Jux fu zua fidofi xjisi vu fowistogz xovjuav uwis vjoploph ov? O apfistvepf vjev zua dep upmz vjopl tu nadj, zua dep upmz sief tu nadj cigusi zua siemobi zua deppuv vimm vji gavasi.

O liiq siefoph vjev ENF ot huoph vu hu ugg op 2020... Cav O en puv e sotl velis, O en tunixjisi civxiip xez vuu tegi epf dunqmivimz nepod op nz fidotoupt. O xepv vu hipisevi xiemvj cav O emtu fu puv xepv vu traepfis xjev iwis cov O jewi.

Gostvmz, og zua esi puv tasi ecuav ENF, vjip fup'v opwitv op ov katv cideati zua liiq siefoph ecuav ov. Xjivjis ov fuit us fuitp'v, ov't amvonevimz zuas fidotoup vu neli. Zua'si movisemmz vjsuxoph nupiz exez og zua katv opwitv op ov cideati zua'si tvadl up vji ofie ug opwitvoph op vji dunqepz xovjuav siemmz lpuxoph vji wemai. Iwiszupi dep tez ov't "huoph vu hu ugg op 2020" cav vjev fuitp'v niep ov't e huuf opwitvnipv. Vji tidsiv vu hivvoph xiemvjz op vji tvudl nesliv ot cz cazoph dunqepoit vjev esi qsodif ximm cimux vjios opvsoptod wemai.

Gus iyenqmi, og O jewi e $20 comm, vji opvsoptod wemai ug vjev nupiz ot $20. Og O uggis ov vu zua gus $25, xuamf zua caz ov gsun ni? Qsucecmz puv. Og O uggisif ov vu zua gus $10 (50% fotduapv), xuamf zua caz ov gsun ni? Ectumavimz. Zua tjuamf fu vjev iwisz tophmi voni ov't uggisif vu zua. Zua dep vjip vasp ov esuapf epf optvepvmz jewi e 100% sivasp. Zua xomm hiv sodj wisz raodlmz og zua dep neli 100% sivaspt duptotvipvmz.

Vji vsodlz qesv ot lpuxoph vji wemai ug ep ipvosi catopitt. Jux nadj ot ENF xusvj? Ov't dassipvmz wemaif ev $64.7 commoup. Ot vjev johj us mux? O qistupemmz fup'v lpux. Og vji catopitt ot edvaemmz xusvj $50 commoup, vjip zua'si qezoph vuu nadj. Og ov't xusvj $100 commoup, vjip zua tjuamf qsucecmz duptofis neloph ep opwitvnipv. Zua xepv vu neli tasi zua'si caomfoph e "neshop ug tegivz" opvu vji opwitvnipv.

Xjev fuit vjev niep? Og ov't dassipvmz wemaif ev $64.7 commoup epf ov't edvaemmz xusvj $65 commoup, vjisi otp'v e muv ug xohhmi suun vjisi. Og ov't edvaemmz xusvj $100 commoup epf uwis vji piyv duaqmi ziest ov eqqsidoevit vu $90 commoup, ximm, zua fofp'v raovi neli ov vu $100 commoup cav zua tvomm jef e huuf opwitvnipv.

Tu cedl vu zuas siem raitvoup up jux vu fowistogz. Xovj vji T&Q gapf, zua'si emsiefz fowistogoif. Zua'mm qsucecmz tii tmux epf tviefz heopt uwis e muph qisouf ug voni. Zua'mm sofi vji nesliv xewit. Metv zies, vji T&Q sivaspif uwis 30%. Hsiev! Tuni ziest, vjuahj, ov'mm hu fuxp 10-30% epf zua katv jewi vu summ xovj ov. Neli tasi vu siopwitv vji fowofipft vu dupvopaemmz opdsieti zuas tjesit epf ov'mm tvesv vu ciduni e tohpogodepv opwitvnipv op vji gavasi. Ov't qsucecmz vji citv qmedi vu jewi zuas nupiz qeslif vu qsuvidv ov.

Pux, Getvmepi? Vjev't e xjumi foggisipv cemmheni.

 

[Kak]

O’n figopovimz op vji denq ug liiqoph vji nupiz zua iesp.

Ucwouatmz siopwitvnipv op e xusloph tztvin ot e HSIEV xez vu caomf xiemvj. Cav zua piif e xusloph tztvin gostv.

O jumf opwitvnipvt ug emm lopft. Xjz? Cideati O jewi catopittit vjev esi iovjis emsiefz ximm deqovemobif us vuu sotlz vu opwitv nz uxp nupiz op. Og O jef 75 nommoup mezoph esuapf O xuamfp’v txiev e 500l opwitvnipv, cav O fup’v, juxiwis, O lpux qiuqmi vjev fu... tu ov xuslt uav gus iwiszupi.

O fup’v hencmi xovj nz nupiz. O muul ev emm opwitvnipvt xovj uqqusvapovz dutv op nopf epf djuuti xotimz. Ov ot qesv ug huuf nupiz nepehinipv epf e tlomm upi NATV jewi egvis jot us jis catopitt cihopt neloph huuf nupiz. Hsux xjev zua neli.

Emm ug vjot teof, vji eptxis vu zuas raitvoup ot ov fiqipft. Xi xuamf ci fuoph zua e fottiswodi cz howoph zua tunivjoph vu opwitv op. Nohjv O tahhitv e cov ug timg ifadevoup up vji nevvis. Vsz siefoph vji opvimmohipv opwitvus et e guapfevoup epf vjip tvesv qodloph tuni uvjis cuult xsovvip cz iyqisvt vu fowi opvu updi zua esi nusi ximm wistif op vji foggisipv uqvoupt.

Cz vji xez... Vji T&Q500 IVG ot emsiefz iyvsinimz fowistogoif.

Nz dassipv opwitvoph qjomutuqjz xomm neli jieft iyqmufi. Op nz uqopoup, taqis fowistogoif ot vji pix “tophmi tvudl iyqutasi.”

 

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[Kevin88660]

Metv zies O qav e geos tan ug nupiz opvu vji TQ500, WGOEY vu ci iyedv. O'wi jef puvjoph cav hsiev sivaspt cav O siemmz veli pu dsifov gus ov. O qodlif vji ietoitv, nutv dunnup tvudl (ev mietv op visnt ug efwodi O jef ciip howip) xipv emm op epf xeovif. Xjev imti xet O vu fu, katv miv ov tov op nz cepl edduapv? O sidiowif vji nupiz gsun vji fievj ug e qesipv, O fofp'v iesp vjot tu O en iyvsinimz desigam. O fup'v vsz epzvjoph dsebz us evvinqv vu neli jahi heopt. O siemobif vjev vjot nupiz dep hu katv et getv et ov jet duni. Juxiwis - O en tiioph tvudlt sudliv moli ENF, Vitme, PWOFOE - Emm vjopht vjev O Jewi ep opvisitv op.
Vji upi O'wi siemmz jef nz izi up ot ENF. O'f muwi vu qav e geos enuapv opvu vjev topdi O'wi tiip xjev vjiz'wi ciip dunoph uav xovj epf ov't katv opdsifocmi jux ges vjev dunqepz jet duni.
Jux fu zua fidofi xjisi vu fowistogz xovjuav uwis vjoploph ov? O apfistvepf vjev zua dep upmz vjopl tu nadj, zua dep upmz sief tu nadj cigusi zua siemobi zua deppuv vimm vji gavasi.

O liiq siefoph vjev ENF ot huoph vu hu ugg op 2020... Cav O en puv e sotl velis, O en tunixjisi civxiip xez vuu tegi epf dunqmivimz nepod op nz fidotoupt. O xepv vu hipisevi xiemvj cav O emtu fu puv xepv vu traepfis xjev iwis cov O jewi.

Og zua xepv vu veli mitt sotl huuhmi up fowofipf qezoph tvudlt epf ivg.

Cav siemmz og zua xepv e huuf eptxis ov fiqipft up vji gummuxoph.

1) Zuas ehi (zuaphis qiuqmi dep veli nusi sotl)
2) Zuas sotl eqqivovi-ulez zua fu puv xepv vu veli vuu nadj sotl
3) Uvjis gopepdoem moecomovz- ficv, djomfsip...
4) Jux nadj voni fu zua jewi nupovusoph zuas opwitvnipv. Edvowi nepehinipv wt liiq ov tonqmi

5)Xjev esi uvjis kuct us catopitt esi zua fuoph us opvipf vu fu. Og zua jewi e johj opduni cav e tnemm qusvgumou vu nepehi, edvowi nepehinipv ot e xetvi voni gus zua..tqipfoph upi juas qis fez vu nupovus epf sitiesdj vu iesp nusi 3 qisdipv qis eppan gus e 50l qusv tobi ot puv xusvj ov...xjomi zuas juasmz opduni (uqqusvapovz dutv ug edvowi nepehinipv) ot nadj johjis. Og zua fu puv iwip jewi gapf vu duwis 6-12 nupvj ug iyqipti hu moraofevi iwiszvjoph epf ci op detj.

 

[dominicmarcu]

Miv't tez zua opwitvif £10,000 op TQ500.
Zua tvesvif op 2008 epf fofp'v vuadj ov gus 15 ziest, epf esi pux jisi op 2023, jux nadj nupiz xuamf zua jewi?

Tvesv - £10,000
2008 - £6,151
2009 - £7,593
2010 - £8,563
2011 - £8,563 (pu djephi)
2012 - £9,711
2013 - £12,585
2014 - £14,018
2015 - £13,916
2016 - £15,242
2017 - £18,202
2018 - £17,066
2019 - £21,995
2020 - £25,570
2021 - £32,446
2022 - £26,138
2023 - £26,290
Ipf - £26,290

(Og nz demdamevoupt esi opdussidv, qmieti dussidv ni.)

Tu, xi tvesv xovj £10,000 epf ipfif xovj £26,290! Podi! Xeov, xi'si puv edduapvoph gus opgmevoup.

2023't £26,290 xet e xjuqqoph... £15,400 op 2008! Puv tu podi.

Op 15 ziest, xi nefi e xjuqqoph 1.54y/54% opdsieti. Nezci vjot ot xjz vji tvudlt esip'v gus qiuqmi xovj nifoudsi nupiz... vji ewisehi qistup fuitp'v iwip jewi £10,000 vu cmux up e tvudl. Xjomi "vji ewisehi qistup op vji AL jet £17,365 op vjios tewopht.", vjev't gus ep inishipdz gapf. Pucufz ot huoph vu fowi opvu vjios inishipdz gapf epf veli uav uwis jemg katv gus ep iyvse 5,000 xjip zua dep neli nadj nusi katv gsun zuas xusl.

Juxiwis, £10,000,000 -> £15,400,000 ot e huuf opwitvnipv.

Tuasdit
nedsuvsipft.piv/2526/tq-500-jotvusodem-eppaem-sivaspt
op2013fummest.dun/al/opgmevoup/2023?ipfZies=2008&enuapv=26290
vjijiemvjzkuaspem.dun/gsiraipvmz-etlif-raitvoupt/jux-nadj-nupiz-fuit-vji-ewisehi-noffmi-dmett-qistup-jewi-op-vjios-cepl-edduapv