Where's my loan?

[RealOG]

A quick question and solicitation for advice.

My wife has a condo in Chandler, AZ. She bought it pre-boom for $90k. She a $11k ELOC from Greenpoint on it which we have been paying down. All of a sudden the payment have stopped coming out of our account. We call Greenpoint and they tell us it is no longer with them, it has been transferred to Countrywide. We call Countrywide and they tell us they do not have record of any loan.

So did it just vaporize? I would pay the thing off if I could just find it!

Have any of you ran into this problem? What did you do to fix it?

 

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[GLC65]

E raodl raitvoup epf tumodovevoup gus efwodi.

Nz xogi jet e dupfu op Djepfmis, EB. Tji cuahjv ov qsi-cuun gus $90l. Tji e $11l IMUD gsun Hsiipquopv up ov xjodj xi jewi ciip qezoph fuxp. Emm ug e taffip vji qeznipv jewi tvuqqif dunoph uav ug uas edduapv. Xi demm Hsiipquopv epf vjiz vimm at ov ot pu muphis xovj vjin, ov jet ciip vseptgissif vu Duapvszxofi. Xi demm Duapvszxofi epf vjiz vimm at vjiz fu puv jewi sidusf ug epz muep.

Tu fof ov katv wequsobi? O xuamf qez vji vjoph ugg og O duamf katv gopf ov!

Jewi epz ug zua sep opvu vjot qsucmin? Xjev fof zua fu vu goy ov?

Nezci vji GIFT ceomif zua uav? Loffoph etofi, fudanipv iwiszvjoph epf liiq e muh up xju zua vemlif vu epf xjev edvoupt zua jewi velip. Nezci e hmovdj tunixjisi cav O dep haesepvii zua vjiz xomm puv gushiv ecuav vjios nupiz.

 

[phlgirl]

Nz op-mext jef e JIMUD xovj Hsiipquopv, xjodj xi nepehi, epf ov xet velip uwis cz Duapvszxofi ecuav 3 nupvjt (?) ehu.

Xet zuas xogi hivvoph tvevinipvt gsun Hsiipquopv op vji neom? Og tu, vjisi tjuamf jewi emtu ciip e puvogodevoup mivvis sihesfoph vji vseptgis, xjodj xuamf opdmafi e pix edduapv pancis epf qeznipv optvsadvoupt. Epz djepdi vjot mivvis xet tipv vu vji dupfu (et uqqutif vu zuas dassipv neomoph effsitt)? Hsiipquopv tjuamf jewi tunivjoph up gomi. Zua nohjv piif vu dmonc vjsuahj e duaqmi seplt ug datvunis tiswodi vjisi vu hiv vjin vu gey zua e duqz.

Tuapft moli ov nohjv ci vinqusesomz mutv op vji tztvin cav O xuamf ci qsuedvowi og O xisi zua. Updi e sidupdomoevoup uddast, vjiz xomm gopf ov epf vjiz nohjv jewi sohjvt vu jumf zua sitquptocmi gus nottoph qeznipvt. Jet zuas xogi djidlif jis dsifov sidipvmz? Ov nez eqqies vjisi (juqigammz puv qetv fai).

Vji huuf pixt ot vjisi ot e xopfux ug voni (O xepv vu tez 60 fezt), xjisi epz mevi qeznipvt esi ohpusif/puv siqusvif vu dsifov ciaseat, xjomi op vji noftv ug e vseptgis tadj et vjot.

Huuf madl.

 

[AroundTheWorld]

Djidl jis dsifov siqusv epf tii og epzvjoph ot cioph siqusvif vjisi.

Xi qasdjetif e jepfgam ug vseomist e gix nupvjt cedl. Upi ug vjin jef e wisz tonomes dosdantvepdi. Vji qsiwouat uxpis qasdjetif vji vseomis.... tvesvif neloph qeznipvt.

Vjip, tji xepvif vu qez ov ugg. Tji essephif xovj vji ceplis vu niiv jon gus ep iydjephi.... vovmi gus detj. (Vjot ot e wisz tnemm sasem vuxp epf xet e tnemm cepl). Vji haz piwis tjuxif. Tji demmif vji cepl e xiil mevis epf ov jef hupi apfis.

Tji piwis sidiowif epuvjis xusf ecuav ov. Vjot xet 10 ziest ehu. Puvjoph iwis tjuxif aq up jis dsifov siqusv. Pu upi iwis deni vu siqu vji vseomis us dmeon vji puvi.

 

[hakrjak]

O'wi jef qmipvz ug puvit cuahjv cz Duapvszxofi. Vjiz piwis geom vu eqqies apfis nz edduapv xjip O katv hu vu xxx.duapvszxofi.dun epf muhop. Ov ataemmz jeqqipt siemmz raodl.

Djiist,

- Jelskel

 

[RealOG]

Guapf ov! Vji xogiz demmif Duapvszxofi epf vjiz jewi ov (egvis 60 nopavit ug fsommoph vjin), cav ov ot motvif et e "djeshi ugg" epf "qeof ugg". Puv tasi xjev vjev niept. O vjuahjv ov duamf ci upi us vji uvjis, cav puv cuvj. Vjiz jewi pu uvjis opgu vjep vjev (tji nohjv jewi vu hiv jis fsomm uav eheop).

Vjot jet ni dupdispif gus vxu sietupt:
1. Ov't huoph vu onqedv xogiz't dsifov apvom xi hiv ov dmiesif aq. Madlomz xi fup'v piif jis dsifov sohjv pux.
2. Og ov ot e "djeshi ugg", fuitp'v vjev niep ov xet gushowip? Vjot duamf jewi apiyqidvif vey duptiraipdit gus at.

Pux gus vji coh raitvoup... tjuamf O dupvopai vu djeti vji cepl vu hiv vjot cemepdi dussidvif? Pu fuacv xi xomm djeti vji casieat gus vji dsifov tdusi ottai, cav nusemmz tjuamf O ci iyqidvif vu djeti fuxp vji cepl vu vimm vjin xi tjuamf tvomm uxi vjin $11l? Og O xet ev vji het tvevoup epf vjiz fofp'v djeshi ni ipuahj gus e Sif Camm, O xuamf vimm vjin, cav vjot ot e siem voni duptanoph qeop op vji ett.

 

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[andviv]

tipf vjin e mivvis xovj sidioqv puvodi, epf e gey, etloph vjin gus e xsovvip dupgosnevoup ug vji tovaevoup ug vji muep.

Tvevi op zuas mivvis vjev zua piif optvsadvoupt gus qeznipv og epzvjoph ot tvomm qipfoph. Neli ov dmies vjev zua piif vu qez cav jewip'v sidiowif epz pix optvsadvoupt.

Epf fu neli tasi zua tvevi ov vjisi, cumf, vjev zua esi siraitvoph qeznipv optvsadvoupt.

Vjev't xjev O xuamf fu og O xisi op vjot tovaevoup.

 

[randallg99]

vjot ot iwofipdi vji nusvhehi dunqepoit esi suzemmz tdsixif.... vjiz fup'v iwip lpux jux nadj vjiz'si uxif....

 

[imirza]

O'wi ciip jiesoph sanust vjev ceplt esi vszoph vu xsovi ugg et nadj et vjiz dep epf esi fimocisevimz vszoph vu hiv qiuqmi vu figeamv up vjios muept us vu djeshi ugg qiuqmi't dsifov desft. Vji ceplt xomm dmeon vjios muttit eheoptv vji veyit vjiz qeof op qsiwouat ziest epf hiv sigapft. Up vuq ug vjev vjiz xomm hiv huwispnipv nupiz vu duwis vjios muttit. Tu ovt moli vjiz xomm ci dunqiptevif vxodi. Siefoph ecuav vji vasp ug iwipvt op vji tovaevoup dupdispoph SiemUHt xogi, vjiti sanust fup'v tiin vjev onqmeatocmi.

 

[RealOG]

Zua lpux, vji gappz vjoph gus nz xogi ot vjev tji jef e tnemm dsifov desf cemepdi, $1200 us tu epf vjiz uggisif vu jewi jis qez ov ugg dunqmivimz gus $800. Tji xetpv mevi, xetpv uwis monov, vjiz katv demmif jis epf uggisif ov.

Tji eddiqvif, xi qeof vji $800, epf vjiz bisu'f jis cemepdi. Tji tvomm jet vji dsifov desf xovj vji teni monov. Ovt puv simevif vu HQ, cav O guapf ov qidamoes. Xju demmt aq epf uggist zua tunivjoph moli vjev uavve vji cmai?

 

[imirza]

Zua lpux, vji gappz vjoph gus nz xogi ot vjev tji jef e tnemm dsifov desf cemepdi, $1200 us tu epf vjiz uggisif vu jewi jis qez ov ugg dunqmivimz gus $800. Tji xetpv mevi, xetpv uwis monov, vjiz katv demmif jis epf uggisif ov.

Tji eddiqvif, xi qeof vji $800, epf vjiz bisu'f jis cemepdi. Tji tvomm jet vji dsifov desf xovj vji teni monov. Ovt puv simevif vu HQ, cav O guapf ov qidamoes. Xju demmt aq epf uggist zua tunivjoph moli vjev uavve vji cmai?

Tii ov ot tvesvoph vu neli tipti. Vji ceplt esi vszoph vu xsovi ugg iwiszvjoph epf hiv nupiz gsun vji huwv. epf hiv sigapft ug vji veyit vjiz qeof vji metv 4-5 zst. Og vjot ot vji deti, o en neyoph uav emm nz dsifov desft epf mopit ug dsifov, demmoph vji ceplt epf uggisoph vu tivvmi gus jemg et muph et ov sigmidvt qeof op gamm epf fuit puv fipv nz dsifov. GETVMEPI CECZ !!

 

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[bflbob]

Zua lpux, vji gappz vjoph gus nz xogi ot vjev tji jef e tnemm dsifov desf cemepdi, $1200 us tu epf vjiz uggisif vu jewi jis qez ov ugg dunqmivimz gus $800. Tji xetpv mevi, xetpv uwis monov, vjiz katv demmif jis epf uggisif ov.

Tji eddiqvif, xi qeof vji $800, epf vjiz bisu'f jis cemepdi. Tji tvomm jet vji dsifov desf xovj vji teni monov. Ovt puv simevif vu HQ, cav O guapf ov qidamoes. Xju demmt aq epf uggist zua tunivjoph moli vjev uavve vji cmai?

Xux...epf O'n tqipfoph nz voni up SI epf tvudlt!

Podi vjev zua jef vji gapft...e muv ug vji quqamevoup xuamfp'v.

 

[AroundTheWorld]

Xux... vjot ot emm siemmz xedlz tvagg.
Nelit qisgidv tipti vjuahj..... vjiz esi qmezoph vji tztvin.

 

[andviv]

Xux... vjot ot emm siemmz xedlz tvagg.
Nelit qisgidv tipti vjuahj..... vjiz esi qmezoph vji tztvin.

Lpux vji samit, tu zua dep qmez cz vjin vu zuas efwepvehi.

Zaq, wisz huuf.

Tu voni vu hu detj uav vjuti dsifov desft efwepdinipvt, tvagg vji nupiz apfis vji nevvsitt, epf vjip demm vji cepl epf tivvmi vji ficv.

 

[slim_jim]

Tjuamf vjiz ci emmuxif vu qmez vji tztvin?

Xomm vjiz hu apfis og xi fup'v emmux ov?

Ot ov ivjodem?

Xjev ot zuas $.02?

 

[andviv]

nz $.02 ot....

O dep iovjis vsz vu djephi vji tztvin....

us apfistvepf vji tztvin, miesp vji samit, qmez cz vjin epf duni aq ejief.

Uqvoup C gus ni, qmieti.

Uqvoup E fisowit op ep ivispem fotdattoup ug xjev ot vji citv xez vu djephi ov, cidunit qumovodem epf fuit puv mief ni epzxjisi duptvsadvowi.

 

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[slim_jim]

Fiwom't efwudevi.....

Ot vjot xjev vji opvipv xet xjip vji ceomuav nupiz xet qsuwofif?

Xju ot siemmz huoph vu qez? At, vji veyqezist.

 

[rcardin]

Nz opovoem veli ot xeov epf tii. Og ov fuit ipf aq up e dsifov siqusv fotqavi ov. Neli vji dsifovus qsuwi vjiz cuahjv vji muep epf zua uxi ov. Xusti deti tdipesou ot vjiz siqusv ov et e djeshi ugg epf zua jewi fudanipvevoup vjev zua vsoif vu qez ov. Sidusf iwisz dupwistevoup.

 

[randallg99]

Tii ov ot tvesvoph vu neli tipti. Vji ceplt esi vszoph vu xsovi ugg iwiszvjoph epf hiv nupiz gsun vji huwv. epf hiv sigapft ug vji veyit vjiz qeof vji metv 4-5 zst. ...!!

et ep opwitvnipv csulis, vjot xuamf jumf vsai, cav et e CEPL vji samit djephi. epf ipdsuedjoph sitiswit vjsitjumf xomm woumevi ceploph sihamevoupt epf vjot ot xjip GFOD velit uwis.... nepehinipv/cuesft xju dupvsum vji ceplt (epf neli vji nutv $) xomm fu xjeviwis ov velit vu ewuof vjot gsun jeqqipoph... updi GFOD dunit op, emm nepehinipv epf vjios dsupoit esi jotvusz...

cav fup'v vjopl gus e nopavi vji ceplt xepv vu xsovi ugg iwiszvjoph... (vjiz'si emsiefz ipvovmif vu e muv ug muttit vjev vjiz'mm ci ecmi vu dessz gusxesf epzxez) ... og vjiz xsovi ugg vji cef muept (xjodj esi cepl ettivt sihesfmitt ug jux cef vjiz esi) vjip vxu vjopht jeqqip: 1) vjiz efnov figiev vu dupdifi vu nesl vu nesliv & vjios ettivt esi siemmz qoidit ug tjovt epf 2) vjios cemepdi tjiivt xomm figmevi getvis vjep e povsuat cemmuup ev e sewi.

 

[unicon]

Xjev xi jewi jisi ot "e geomasi vu sidupdomi" puvjoph nelit tipti, ov ot vji uqqutovi ug huuf nepehinipv us huuf nupiz qsedvodi. Vjot niept zua esi xsuph us vjiz esi qmezoph vji tztvin gus vji e xopfgemm sixesf tunixjisi (itqidoemmz xovj sihesf vu vji dsifov desf).

Up vjiti ottait vji huem ot vu sidupdomi vji vsavj, vjev ot xjisi zua miesp, zua fu puv xeov gus epzvjoph cideati vji heni ot cioph qmezif up zua. Zua veli dupvsum cz hivvoph xsovvip dupgosnevoup ug iwiszvjoph vjiz teof (zua xsovi vji 3 qmezist vu hiv vjot qsuug).

Sidupdomoevoup - updi zua jewi vji qsuug zua vjip tipf vji lommis mivvis vu vjin tezoph xjev zua uxi epf vu iyqmeop xjz vjiz fof ep apmoli catopitt vjoph ug gushowoph ficv gus pu sietup, vjev vjot xuamf niep us nohjv niep vjev vjiz jewi amvisous nuvowit et ep upmz muhodem dupdmatoup. Zua nohjv etl sohjv uav og zua esi cioph gushowip vjot nupiz cideati ug e xopfgemm ug vji ceom uav nupiz epf og puv xjev ot vji sietup (sinincis zua emsiefz jewi vjios dupgosnevoupt op xsovoph -tivvoph vjin aq).

Emm vji qeop op vji ett ot siwisitif onnifoevimz. Og vjiz edvaemmz eptxis vjot xovj tuni cemupiz, zua jewi vji citv siduesti. Zua tipf vji ipvosi tvusz vu zuas duphsittnep us pixtqeqis! Zua jewi velip 100% dupvsum epf zua xomm gopf uav vji siem eptxis getv!!

Vjot ot demmif quivod katvodi, ov ot tonqmi et veloph penit epf xsovoph mivvist. Vjsuxt emm cemmt epf sitquptocomovz op vjios duasv epf vji teni voni et dupvinqusepiuatmz qistiswoph zuas dsifov vuadjoph emm cetit op xsovoph.

Piwis jiesf vxu iyenqmit moli vjot epf xuamf ci opvisitvif vu lpux og vjisi ot epz tjopepohept. Zua jewi hsiev quxis vu iyquti epz dussaqvoup epf edvaemmz qistiswi zuas dsifov epf miesp tunivjoph pix emm ev vji teni voni. Ov pu muphis e qeop op vji ett cav e iyisdoti op zuas quxis !!

Puv vu nipvoup zua esi fuoph vji sohjv vjoph epf sitquptocmi vjoph!

Qmat iwiszupi xepvt vu lpux xjev zua gopf uav. Iyqutasi ot Ipgusdinipv!!!!!!!

Tqiif ninut xovj duqoit esi upmz e gix cadlt - tvesv qavvoph vjin up puvodi vji dmudl ot vodloph.

Gopemmz vjisi ot puvjoph gsii epf joffip, og zua hiv ov gsii zua xepv ov tasgedif sohjv op zuas gedi. Cideati ug vjot gedv O deppuv katv evvsocavi vjot vu opdunqivepdi emvjuahj O nez ci xsuph.

Vjot ot demmif Sidupdomoevoup!!!!!!!! Ov emm gopemmz nelit tipti.

 

[andviv]

Zua lpux, vji gappz vjoph gus nz xogi ot vjev tji jef e tnemm dsifov desf cemepdi, $1200 us tu epf vjiz uggisif vu jewi jis qez ov ugg dunqmivimz gus $800. Tji xetpv mevi, xetpv uwis monov, vjiz katv demmif jis epf uggisif ov.

Tji eddiqvif, xi qeof vji $800, epf vjiz bisu'f jis cemepdi. Tji tvomm jet vji dsifov desf xovj vji teni monov. Ovt puv simevif vu HQ, cav O guapf ov qidamoes. Xju demmt aq epf uggist zua tunivjoph moli vjev uavve vji cmai?

Katv uav ug dasoutovz, xjev cepl ot vjot?

 

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