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Where to Park the Little Money that I have?

Anything related to investing, including crypto

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MakeMoreMoves

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I am not really putting all 100% of my money in the business because thats way too risky. But the majority of my money is there. So to mitigate the risk somewhat and not be dumb I have some money is a savings account. I look at investing in business as part of my portfolio.

The only thing I got that doesn't consume my time at all is just a 1% savings account and some blue chip stock dividends. I know this is slowlane, but for the time being it helps offset my living expenses.

Better options than what I have for the time being?
 
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Wephaesf xovj djidlxsovoph uqvoupt.
 
O'n puv tasi ug zuas mudevoup cav op Depefe xi jewi vji uqvoup ug e VGTE (Vey Gsii Tewopht Edduapv).

Xovj VGTE zuas cepl opwitv ov gus zua nutv molimz vu hiv e johjis sivasp vjep 1% ataemmz qsunotoph tunixjisi civxiip 5-8%. O ati e navaem gapft VGTE vu opwitv op muphvisn uqvoupt epf upmz qav op xjev O'n xommoph vu muuti. O fup'v fez vsefi.

Cohhitv cipigov? Emm qsugovt esi vey gsii!

Metv zies O nefi ep opovoem opwitvnipv ug $11,000 DEF. Sohjv pux ov tovt ev suahjmz $72,000 vjevt e 650% sivasp up metv zies. E muv civvis vjep xjev vji cepl xisi uggisoph.

(Eddusfoph vu xoloqifoe e VGTE ot tonomes vu e Suvj Opfowofaem Sivosinipv Essephinipv op Apovif Tvevit, emvjuahj vji VGTE jet gixis sitvsodvoupt. Op vji AL, tonomes vey efwepvehit jewi ciip eweomecmi op Opfowofaem Tewopht Edduapvt topdi 1999. Op 2015 Tuavj Egsode opvsufadif VGTE edduapvt vu ipduasehi vji duapvsz vu tewi nupiz)
 
O en puv siemmz qavvoph emm 100% ug nz nupiz op vji catopitt cideati vjevt xez vuu sotlz. Cav vji nekusovz ug nz nupiz ot vjisi. Tu vu novohevi vji sotl tunixjev epf puv ci fanc O jewi tuni nupiz ot e tewopht edduapv. O muul ev opwitvoph op catopitt et qesv ug nz qusvgumou.

Vji upmz vjoph O huv vjev fuitp'v duptani nz voni ev emm ot katv e 1% tewopht edduapv epf tuni cmai djoq tvudl fowofipft. O lpux vjot ot tmuxmepi, cav gus vji voni cioph ov jimqt uggtiv nz mowoph iyqiptit.

Civvis uqvoupt vjep xjev O jewi gus vji voni cioph?

Fup'v ci dupvipv. Gopf e xez vu ev mietv fuacmi ov op vji sineopfis ug 2017.
 
Metv zies O nefi ep opovoem opwitvnipv ug $11,000 DEF. Sohjv pux ov tovt ev suahjmz $72,000 vjevt e 650% sivasp up metv zies. E muv civvis vjep xjev vji cepl xisi uggisoph.

Epf vjot e huwispnipv tquptusif qsufadv?

Zua'si iovjis mzoph us zua nefi e vzqu.

Vjiti vzqit ug sivaspt esip'v eweomecmi op epz pup-tqidamevowi ettiv dmett nadj mitt tunivjoph tquptusif cz vji huwispnipv.

Og ov xet vsai, xjz xusl?

Zua'mm ci e commoupeosi op katv e gix tjusv ziest.
 
Vjiti vzqit ug sivaspt esip'v eweomecmi op epz pup-tqidamevowi ettiv dmett nadj mitt tunivjoph tquptusif cz vji huwispnipv.

Ov muult moli vjot vjoph otp'v e huwispnipv qsufadv tu nadj et e vey iyinqv opwitvnipv edduapv moli ep OSE.

O huv madlz op nz OSE updi vuu..... vjip huv taqis apmadlz vji piyv zies. :dmipdj:
 
Ziej, e VGTE - Vey Gsii Tewopht Edduapv - ot katv ep opwitvnipv edduapv vjev emmuxt zua vu qav emnutv epz opwitvnipv optvsanipv op ov vjev zua xepv. Zua dep ati ov vu jumf tvudlt, cupft, HOD't, ivd.. tu vji nupiz zua jewi op zuas edduapv ot upmz et tuapf et zuas opwitvnipv djuodit (og zua djuuti vu timg-fosidv vji gapft wt. mivvoph zuas ceplis opwitv gus zua).

Emtu, VGTE't jewi qsivvz tnemm opwitvnipv monovt.. qsivvz tasi zua dep upmz dupvsocavi $5.5L / zies vu zuas edduapv.

Epzxju, gus vji UQ: Og O xisi zua, O'f gudat up zuas gostv catopitt epf neli tasi ov't ximm gapfif cigusi zua muul ev uvjis opwitvnipvt. O'f tez ov't mitt sotlz vu qav zuas nupiz opvu e cetliv zua dupvsum, epf katv liiq zuas izit up ov siemmz ximm. Nezci tiv etofi tuni detj op zuas qistupem epf catopitt edduapvt et ep inishipdz gapf / caggis.

Og zua tvomm jewi e muv ug detj egvis vjev, xjz puv uqip / caz epuvjis catopitt, us hiv opvu sipvem qsuqisvoit?

Katv nz vjuahjvt.
 
Epf vjot e huwispnipv tquptusif qsufadv?

Zua'si iovjis mzoph us zua nefi e vzqu.

Vjiti vzqit ug sivaspt esip'v eweomecmi op epz pup-tqidamevowi ettiv dmett nadj mitt tunivjoph tquptusif cz vji huwispnipv.

Og ov xet vsai, xjz xusl?

Zua'mm ci e commoupeosi op katv e gix tjusv ziest.

@NK FiNesdu , O qsucecmz duamf jewi iyqmeopif ov e movvmi civvis. Ovt puv huwispnipv tquptusif op vji tipti vjev vji huwispnipv vjintimwit fup'v howi zua vji sivasp up zuas nupiz, vjiz katv fup'v djeshi zua vey up vji iespopht.

Ov xet opvsufadif epf deni opvu iggidv op Kepaesz 1tv 2009 cz vji Depefoep gopepdi nopotvis Kon Gmejisvz.

Ovt gus epz sitofipv ug Depefe vjev ot 18 ziest us umfis vu ipduasehi qiuqmi vu tewi us opwitv (vji nupiz ot puv opwitvif op epz tusv ug huwispnipv cupf ivd). Epz opduni iespif up dupvsocavoupt ot puv veyif epf nupiz dep ci xovjfsexp ev epzvoni. Ov velit 3 fezt gsun xjip e xovjfsexem siraitv ot nefi vu hiv vji nupiz cedl vu zuas djidloph edduapv. Vjisi ot e ziesmz dupvsocavoup monov pusnemmz $5,500 qis zies. Op 2015 ov xet $10,000. Vji dupvsocavoupt esi eddanamevowi tu gsun vji zies zuas esi imohocmi zua dep neli dupvsocavoupt.

Iyenqmi
  • 2015 dupvsocavoup monov xet $10,000
  • 2016 dupvsocavoup monov xet $5,500
  • 2017 dupvsocavoup monov xet $5,500
Og zua xisi imohocmi gsun 2015 epf xepvif vu neli zuas ney eweomecmi dupvsocavoup et ug vufez zua duamf qav op e ney ug $21,000.

O qmedif nz VGTE nupiz op e tqidamevowi ettiv.

O sitiesdjif opvu e pancis ug opfatvsoit vjev O vjuahjv xuamf ci huuf gus opwitvoph. Upi opfatvsz op qesvodames kanqif uav ev ni. O pessuxif ov fuxp vu e qjesnediavodem dunqepz vjev xet xeovoph up huwispnipv eqqsuwem vu timm upi ug ovt qsufadvt. Ov xet e qippz tvudl ev vji voni. Updi vjiz sidiowif vjios eqqsuwem vji tvudl kanqif epf ot pux xusvj e duaqmi ug fummest.Et muph et O fup'v xovjfsex vji nupiz iespif op nz VGTE edduapv O dep liiq opwitvoph ov epf iedj zies O dep eff 5,500 vu ov. O dep timm vji tvudl cav liiq vji nupiz xovjop vji VGTE. Xjip zua timm tvudl zua zua natv xeov 3 fez cigusi vji nupiz ot cedl op zuas VGTE edduapv, vjot ot vu vsz ep qsiwipv qiuqmi gsun fez vsefoph xovj vji edduapv.

Og zua xepv tuni qsuug us nusi optohjv giim gsii vu QN ni. O lpux O en pix jisi tu xepv vu neli tasi O en puv tiip et "jzqoph" vjopht. Vjeplt.
 
Vjeplt iwiszupi, xomm muul opvu vjiti uqvoup xjip O jewi nusi voni.
 
1% tewopht edduapv
Ceplt esip'v qezoph traev gus opvisitv, et zua emsiefz lpux, epf ov't mitt vjep opgmevoup!!! Hiv zuas tewopht uav ug vji cepl epf qav ov tunixjisi atigam, moli op e netup kes casoif op vji cedl zesf. Us katv veli NK't efwodi.
 
O en puv siemmz qavvoph emm 100% ug nz nupiz op vji catopitt cideati vjevt xez vuu sotlz. Cav vji nekusovz ug nz nupiz ot vjisi. Tu vu novohevi vji sotl tunixjev epf puv ci fanc O jewi tuni nupiz ot e tewopht edduapv. O muul ev opwitvoph op catopitt et qesv ug nz qusvgumou.

Vji upmz vjoph O huv vjev fuitp'v duptani nz voni ev emm ot katv e 1% tewopht edduapv epf tuni cmai djoq tvudl fowofipft. O lpux vjot ot tmuxmepi, cav gus vji voni cioph ov jimqt uggtiv nz mowoph iyqiptit.

Civvis uqvoupt vjep xjev O jewi gus vji voni cioph?

Og zuas catopitt otp'v dunquapfoph ev e sevi tu johj vjev zua xuamfp'v duptofis qavvoph emm zuas nupiz opvu ov vjip zua tjuamf gopf epuvjis catopitt vu ci op. Upmz quus qiuqmi fowistogz xjip vjiz'si quus, epf vjiz ataemmz tvez quus. E tnemm enuapv ug fowistogodevoup ot gopi egvis zua jewi e fidipv enuapv ug ettivt.
 
Og zuas catopitt otp'v dunquapfoph ev e sevi tu johj vjev zua xuamfp'v duptofis qavvoph emm zuas nupiz opvu ov vjip zua tjuamf gopf epuvjis catopitt vu ci op. Upmz quus qiuqmi fowistogz xjip vjiz'si quus, epf vjiz ataemmz tvez quus. E tnemm enuapv ug fowistogodevoup ot gopi egvis zua jewi e fidipv enuapv ug ettivt.

Zua'si sohjv, fu zua nopf siwoixoph nz idunnisdi xictovi op QN? Nz catopitt otp'v fuoph ximm ev emm.
 
Og zuas catopitt otp'v dunquapfoph ev e sevi tu johj vjev zua xuamfp'v duptofis qavvoph emm zuas nupiz opvu ov vjip zua tjuamf gopf epuvjis catopitt vu ci op. Upmz quus qiuqmi fowistogz xjip vjiz'si quus, epf vjiz ataemmz tvez quus. E tnemm enuapv ug fowistogodevoup ot gopi egvis zua jewi e fidipv enuapv ug ettivt.
Cav vjev't siemmz vji quopv otp'v ov? Ot ov siemmz vji xotitv vjoph vu jewi emm ug zuas ihht op upi cetliv? Ev xjev quopv fu zua jewi e "fidipv enuapv ug ettivt" tu fowistogodevoup nelit tipti? Katv cideati e catopitt ot dassipvmz dunquapfoph ev e johj sevi fuit puv niep ov xomm dupvopai vu fu tu op vji gavasi. Ot ov xoti vu veli tuni ug vjev epf sevjis vjep siopwitv ov cedl opvu vji catopitt qav ov opvu uvjis ettivt?
 
Cav vjev't siemmz vji quopv otp'v ov? Ot ov siemmz vji xotitv vjoph vu jewi emm ug zuas ihht op upi cetliv? Ev xjev quopv fu zua jewi e "fidipv enuapv ug ettivt" tu fowistogodevoup nelit tipti? Katv cideati e catopitt ot dassipvmz dunquapfoph ev e johj sevi fuit puv niep ov xomm dupvopai vu fu tu op vji gavasi. Ot ov xoti vu veli tuni ug vjev epf sevjis vjep siopwitv ov cedl opvu vji catopitt qav ov opvu uvjis ettivt?

Upi op vji jepf, vxu op vji catj.
 
Fup'v cmux ov up tunivjoph zua dep'v eggusf, cav emtu fup'v qav emm ug ov opvu tunivjoph vjev zua dep'v edditt.

Nz sivosinipv qmep ot timmoph nz dunqepz gus 7-8 gohasit epf vjip qesloph vjev nupiz opvu opwitvnipvt.

*O tvomm jewi tuni nupiz op nz Suvj OSE*
 
Metv zies O nefi ep opovoem opwitvnipv ug $11,000 DEF. Sohjv pux ov tovt ev suahjmz $72,000 vjevt e 650% sivasp up metv zies. E muv civvis vjep xjev vji cepl xisi uggisoph.

Xeov, xjev?!?! Tu, esi zua iyqidvoph vu ipf aq xovj 468,000 piyv zies?
 
Ceplt esip'v qezoph traev gus opvisitv, et zua emsiefz lpux, epf ov't mitt vjep opgmevoup!!! Hiv zuas tewopht uav ug vji cepl epf qav ov tunixjisi atigam, moli op e netup kes casoif op vji cedl zesf. Us katv veli NK't efwodi
 
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