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This is not a test!!!!!!!!!!!!!!!!!
Wife and I have been saving to get into the Australian property market, just been confirmed it looks like pre approval/funding is going ahead in coming weeks - excited but until it is done not going to get my hopes up.
Luckily her family let us move back home 12 months ago and we are saving 100% of my wage and some of hers, have a plan to get fast lane over the next 2-4 years and out of the slow lane. Been at home will help us take time and not be rushed into a deal which is not favorable (taken us a long time, we can pass on deals and wait if needed)
Banks have offered to lend us up to 900K, my wife and I are very happy with an area in which we can buy 350-450k AUD - trying to keep our mortgage well and truly under 30% of monthly income. Have no interest in a 900K noose or keeping up with the Jones* (wife is the same - we are modest)
Now the point of this thread is what would you wish you had know the first time buying a house?
This is not a test!!!!!!!!!!!!!!!!!
Wife and I have been saving to get into the Australian property market, just been confirmed it looks like pre approval/funding is going ahead in coming weeks - excited but until it is done not going to get my hopes up.Luckily her family let us move back home 12 months ago and we are saving 100% of my wage and some of hers, have a plan to get fast lane over the next 2-4 years and out of the slow lane. Been at home will help us take time and not be rushed into a deal which is not favorable (taken us a long time, we can pass on deals and wait if needed)
Banks have offered to lend us up to 900K, my wife and I are very happy with an area in which we can buy 350-450k AUD - trying to keep our mortgage well and truly under 30% of monthly income. Have no interest in a 900K noose or keeping up with the Jones* (wife is the same - we are modest)
Now the point of this thread is what would you wish you had know the first time buying a house?
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