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You have to look at why you want to buy it and how it impacts your situation.
I'm passionate about cars, probably more than is healthy! I recently bought one of my dream cars and had a choice. finance or cash. Do it or wait.
If you're buying it because it's what you wanted, what you enjoy, what you love, then you have to decide if the offset in ambitions is worth it. For me it amounted to months, not years, and has made me genuinely happy, a reward for a milestone and one worth putting off the future plans for a couple of months.
If you're buying it because people around you are flashing and you want to keep up, then you have to have a serious reality check, realign with your goals and take action. The fact that you ask here means you know you can't ''afford'' it; but only you can answer whether the purchase is worth what the real cost of buying it would be.
I'm passionate about cars, probably more than is healthy! I recently bought one of my dream cars and had a choice. finance or cash. Do it or wait.
If you're buying it because it's what you wanted, what you enjoy, what you love, then you have to decide if the offset in ambitions is worth it. For me it amounted to months, not years, and has made me genuinely happy, a reward for a milestone and one worth putting off the future plans for a couple of months.
If you're buying it because people around you are flashing and you want to keep up, then you have to have a serious reality check, realign with your goals and take action. The fact that you ask here means you know you can't ''afford'' it; but only you can answer whether the purchase is worth what the real cost of buying it would be.
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