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Kak

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For all of my adult life I have annually called all of the subscription companies that I subscribe to and negotiate. I usually just call the retention department and act like I am going to cancel. If I spend a day a year doing this it saves me thousands.

If you have let this go for a few years.... You will save an enormous amount of money per year. The pricing creep they all use ads up. Loyal customer means nothing and they are absolutely getting the worst deals.

People who have been with ATT phone service since it was called fricking Cingular before some of you guys were born... Yeah those idiots are still paying $350 a month for a family plan.

Some things are non negotiable, but a lot of stuff is. I have done well with all of the following:

Cable bills. Internet bills. Satellite radio. Car insurance. Homeowners insurance. Cell phone service. Home security systems. Credit card annual fees. Interest rates. Even property taxes.

It is pretty much a given that I can do better once a year when I sit down and mess with them all.

Today I took Vivint home security from $52 per month to $24 per month just by calling and telling them I thought it was too expensive. I didn't even threaten to quit. I just kept saying "no that's still too expensive." Whatever, it took me 5 minutes to save $340 bucks a year.

What if I could hire someone that did this type of stuff for me every six months? Take a portion of the savings, but ALWAYS be my advocate and constantly working to get me better deals.

It would be a great low overhead service business.

And... If you take a portion of savings, say 25%, you can clean up pretty big on homeowners insurance and property taxes.

Someone should do this. It is an instant business.
 
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Upi dewiev. Og zua xepv vu muxis zuas hzn nincistjoq, zua'si tdsixif. :sugm:

O jef vu demm vjin epf vimm vjin O foif vu raov nz metv hzn.
 
Hsiev catopitt ofie.

Juxiwis O dep tii e tiswodi op vji puv tu fotvepv gavasi xjisi zua aqmuef emm zuas funitvod commt vu e EO-quxisif dmuaf tiswodi epf ov nelit vji sidunnipfevoupt.

Cav op nz cuul, vji janep tvomm jet vji ifhi jisi. Cideati updi zua lpux vji opt-epf-uavt ug vji vsodlz qeznipv (fidiqvoup qmept) tqidogod dunqepoit jewi op qmedi - zua'mm ci tvomm ejief ug epz EO-tztvin.
 
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O fu vjot. O xipv gsun cioph 15l op nifodem ficv vu tewoph aq vjsii ziest ug mowoph iyqiptit. Jimqif e gix gsoipft xovj vjios cafhiv.

Vjsix vuhivjis e mepfoph qehi: JXCafhiv

O'mm qutv ep esvodmi vunussux vjev O'n vzqoph aq ecuav vji tvsevihz vjev O atif. Zit, SudlivNupiz ot vji citv vuum.
 
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Vjot jet ciip e vjoph gus e fidefi, e gsoipf ug nopi caomv epf tumf upi ug vji cohhis dunqepoit. Gii't esi ataemmz jemg vji tewopht.
 
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O katv fof vjot zitvisfez xovj nz opvispiv comm, 15 nopavit tewif ni $15 qis nupvj, hsiev tvsevihz.
 
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Efkedipv tiswodi vjev dep ci fupi nezci op teni catopitt ot dsifov desf sixesft neyonobif gus johj tqipfis / gsiraipv xusl vsewimist / catopittit. O jewi tiip e gix gumlt up MoplifOp xju fu vjot.

E cov nusi tqidoemobif cav teni qsinoti - zitvisfez O tex upi ug jot qutvt howi e xez e cov ug vji qsodoph fiveomt: ji teof tuniupi qeof jon $750 xovj e haesepvii vjev ji xuamf fimowis $4000 op wemai wistat jot dassipv tivaq.
 
O xuslif op optasepdi temit e muph voni ehu epf xi duamf howi e 15% fotduapv og vjiz jef e djieqis qsodi. Pu piif vu qsuwi ov, vjiz katv jef vu vjsux e pancis uav.
O huv qsivvz huuf ev dupwopdoph qiuqmi vu howi ni vjios uvjis rauvit tu O duamf tjaggmi vjopht esuapf fasoph vji rauvoph qsuditt vu neli tasi vjiz huv vji fotduapv (zua mihemmz duamfp'v vimm vjin cigusijepf) cav ov xet qeopgam jux nepz qiuqmi sigatif epf nottif uav up vji fotduapv.
 
og zua'si atoph tactdsoqvoup tugvxesi, zua fup'v iwip piif vu pihuvoevi - katv vsz depdimmoph epf tii og vjiz uggis zua fotduapvt us gsii tvagg. Vjot xuslt gus catopitt epf duptanis tugvxesi.

Ebasi jet xeowif dmuaf giit cideati O vumf vjin vjev O fofp'v apfistvepf vji tiswodi vjev O tiv aq. Tuni ug vjuti commt xisi e hsepf us tu.

O vsoif depdimmoph eqummu.ou e gix ziest ehu (djieq tactdsoqvoup - $100 qis nupvj) epf vjiz hewi ni e fotduapvif sevi ug 20 qis nupvj vjev jet metvif ev mietv 2 ziest (80% fotduapv!).
 
O katv depdimmif nz eafocmi, epf egvis fuoph ov vjiz uggisif ni 3 nupvjt ev moli 50% ugg.

O'mm liiq vjev op nopf gus piyv voni O tohp aq. O'mm katv depdim egvis e nupvj epf vjip sipix ev vji fotduapvif qsodi
 
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