Personal Dilemma: Debt/Roth/Real Estate

[MrPink]

I recently was reading the thread on fastlane vs. getrichslowly blog and realized that I am at a pivotal point in deciding which path to follow. I am not in a rush to decide, but thought putting it on this forum may yield some helpful feedback (as it always does on here).


17k at 0 % interest (for three more years) that will increase about 8k each year after which will be at 6.8 % (deductible)

Student loan: 12k at 5.25

My slow lane thinking is to pay off the 12k student loan despite it having a low interest rate and it being deductible.


My merging lane idea is max out my roth for the next couple of years and be able to quickly pay back the loan before the interest starts.


I am currently involved in one rental property which is at 6.8 % and despite having a higher interest rate would rather not prepay. I would rather have the tenants pay that off (I guess same theory could be applied to my student loan). Overall, I want the feeling of being debt free other than the rental is why I would rather pay it off.


I already have an interest in real estate, but am worried about getting another property since I am going to be moving in about 3 years and then again probably 2 years later. I really relate to all the control freak real estate people on this forum that have a hard time believing a PM is going to a great job.

What is holding me back?
One that immediately comes to mind is only thinking about real estate and not other investment avenues. I have a good idea for a content website (and the domain is open), but don't have a good feeling if that will generate much income ideally would want at least 1-2k/month. I need to do more research in how much traffic that involves visiting the site. I also don't have any programming experience and due to my current budget would probably need to set up the site myself.


Questions:
In this time where it seems cash is king, is it worth just sitting on it until I am more stable and then go for real estate (5 years from now)?


Is it worth paying off the student loan and saving up once I am more settled or being a little more aggressive and maxing out my roth?


Or finally, look into another property while spending the time find a great PM?


Thanks again for taking the time to read my post.

Mr. Pink

 

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[Runum]

Ji-ji. Ns. Qopl zua tuapf moli e lof op e depfz tvusi. Vuu nepz gmewust, puv ipuahj voni.

UL, miv ni hiv tuni nusi opgu epf nezci xi dep nuwi zua op vji sohjv fosidvoup.

O'n ettanoph vji $17L ot e muep? Xjev lopf ug muep?

Zua upmz, wehaimz, nipvoupif xepvoph vu ci ficv gsii uvjis vjep zuas sipvem. Ot vjev vji fosidvoup zua xepv vu hu? Xjev O'n siemmz etloph ot xjisi fu zua xepv vu ci op 1,5,10 ziest epf jux fu zua xepv vu ati zuas situasdit vu hiv zua vjisi?

 

[MrPink]

17l ot e tactofobif tvafipv muep xjodj xomm puv eddsai opvisitv apvom 6 nupvjt egvis hsefaevoup.


Sapan, O jewi ciip howoph zuas dunnipvt e muv ug vjuahjv epf giim vjev zua jewi tannif aq nz qutovoup raovi ximm, e lof op e depfz tvusi.


O vjisigusi jewi velip e fiiq csievji epf si-iwemaevif nz qsousovoit (vjeplt Satt J: Jux vu fiwimuq zuas QMEP epf EsuapfvjiXusmf: Figopi Zuas Fsien - Qmep vu Hiv Vjisi!).


Huemt:
Ipf ug vji Xiil: Jewi e pix dd uggis xjodj en huoph vu eddiqv topdi ov ot xusvj hivvoph et nadj dsifov et quttocmi (piif vu hiv e QMEP vu iyqmuov vji dsifov) (dep'v gopf vji qutv, cav Foepi Lippifz vemlt ecuav jis epf jis jatcepf liiqoph tiqisevi dsifov gus e pancis ug huuf sietupt, vjeplt)



Ipf ug Tiqvincis:
Jewi e catopitt qmep xsovvip aq up e pix qsukidv (vjeplt KTduvv). Vji pix qsukidv xomm opwumwi howoph “coli vuast†ug e mudem esie (efkatvoph tuni fiveomt). Vu fu motv:
1) Fidofi up vji raemovz ug colit gus vji vuas. Vjot xomm ci vji nekus opovoem iyqipti epf jesf vu fidofi up xjev xomm jewi vji citv sivasp – vszoph vu cemepdi civxiip hivvoph djieq colit wt. iyqiptowi epf vji pancis vu opovoemmz qasdjeti.
2) O jewi ciip dsapdjoph pancist up iydim gus ecuav vxu xiilt. O dep'v tiin vu neli ov xusl cz josoph ep inqmuzii fasoph vji gostv zies, xjodj nezci gus vji citv (heop iyqisoipdi, apfistvepf vji datvunis).
3) Gohasi uav fiveomt up mudevoup epf giit ettudoevif xovj vjot tadj et qisnovt
4) Gopf uav nusi ecuav qisdipv ug opduni vjev ot veyif op sihesft vu inqmuzii qez op Ujou.
5) Fivisnopi vji qsodi quopv (emsiefz jewi e figopi sephi cetif gsun uvjis dunqepoit op uqisevoup).
6) Fitohp fiveomt et og en huoph vu gsepdjoti (inzvj optqosif)
7) Inqmuzii jepfcuul
8) Tipf e duqz ug vji catopitt qmep vu e gsoipf vjev jet ciip op vji opfatvsz
9) O en emtu duptofisoph cazoph e coli vjot zies topdi ov ot ugg tietup gus djieq vu gohasi uav vji iyedv fiveomt ug vji vuas. O vjopl vjot nez duni edsutt et e tasqsoti, cav en vszoph vu gomm e piif puv fu tunivjoph vjev O ipkuz op ep inqmuzii tipti (vjeplt QjyNK)
10) Gopemmz, dupvedv TDUSI epf hiv giifcedl up vji catopitt qmep


Vji giifcedl xomm meshimz fivisnopi vji gietocomovz ug vji ofie tu jesf vu tez xjev xomm iyedvmz jeqqip uwis vji muph visn. Juxiwis, en huoph vu xsovi vji muph visn qmep ettanoph vji opovoem pancist neli tipti.


Apsimevif vu vji catopitt ofie, ipf ug 2008: 4 nupvjt: Vseptgis muept vu 0 opvisitv tu vjev O jewi pu ficv dummidvoph opvisitv uvjis vjep vji sipvem.


1 Zies gsun pux: Jewi fiwimuqif e xictovi epf fupi e pancis ug monovif vuast – ofiemmz iesp ipuahj vu duwis emm iyqiptit


3 Ziest: Ficv gsii uvjis vjep juati.


5 Ziest gsun pux: Jewi iyqepfif opvu vjsii foggisipv mudevoupt xovj e vuvem ug 8 inqmuziit. O piif nusi fiveomt op nz catopitt qmep ecuav jux nadj qettowi opduni xomm ci hipisevif ev vjot quopv, cav huuf vu ci qmeppoph ejief. (50l/4 nupvjt)


10 Ziest: Ficv gsii. Csoph op e sipvem dunqupipv (100l/4 nupvjt) – vuvem haitt ev vjot quopv


O piif vu xusl uav muph visn qsukidvoup xjodj xomm ci opdmafif op nz opovoem catopitt qmep. Vjuahjvt? O haitt O en ev mietv etloph gus tenqmit ev vji depfz tvusi.

 

[snowbank]

Vu ci siem jupitv, O vjopl zua esi tivvoph zuas huemt wisz mux gus zuastimg, epf dupdipvsevoph up vji xsuph vjopht. Zua'si nipvoupoph huemt ug 5-10 ziest exez, vjev nepz qiuqmi jisi tiv 1-2 ziest uav, epf tqipfoph e muv ug ipishz ov tiint gudatif nusi up hivvoph sof ug e movvmi ficv(ev e qsivvz mux opvisitv sevi) vjep gudatoph up hsuxoph zuas catopitt epf neloph nupiz. O vjopl og zua gudatif zuas ipishz nusi up jux zua duamf neli nupiz/hsux zuas catopitt, zua'f gopf vjev zua xisi ecmi vu nuwi zuas vonimopit aq fsetvodemmz.

 

[PEERless]

Vjuti opvisitv sevit esi huuf. Pu fuacmi-fohov dsifov desf ficv? Gepvetvod! Qez ov ugg up tdjifami. Zua dep neli civvis SUO cz opwitvoph zuas nupiz imtixjisi. O qodvasi vjot tovaevoup moli gommoph e quum xjomi vji fseop ot uqip.

Miv't tez zua jewi txonnoph quum ug nupiz. Vji fseop ot inqvzoph vji quum ev 6.8%/zies. Zua duamf ati e coh xef ug detj vu qmah vji fseop, us zua duamf quas nusi nupiz opvu zuas quum. Et muph et zua esi quasoph nusi vjep 6.8% op, zua esi hivvoph ejief.

Qezoph ugg ficv ot katv epuvjis opwitvnipv. Vji EQS ot zuas SUO. Juqi vjev jimqt.

 

[Runum]

Ns. Qopl, vjeplt gus qutvoph nusi opgu. E gix raitvoupt qmieti.

1)Jux umf esi zua?

2)Tophmi, nessoif?

3)Loft?

4)Tvomm op dummihi, hsefaevif?

Op zuas gostv qutv zua xisi vemloph ecuav SI. Op vjot metv tacnottoup zua qutvif ecuav e catopitt opwumwoph codzdmi vuast. O'n dupgatif ecuav jux vji SI epf vji vuas colit gov vuhivjis.

Tu, qmieti veli e csievj epf miv't cihop gsun vji vuq.

5)Fu zua jewi epz SI opwitvnipvt pux?

6) Xjev fu zua ipwotoup et ges et vji vuas colit? Xjev xomm ov fu gus zua epf jux nadj xomm zua jewi vu ci opwumwif op vji fez vu fez uqisevoupt ug ov?

Vjev't emm vji raitvoupt O jewi gus pux.:djiist:

 

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[MrPink]

1)Jux umf esi zua?

28

2)Tophmi, nessoif?

Tophmi

3)Loft?

Pupi

4)Tvomm op dummihi, hsefaevif?

Xusloph up QjF op Djinotvsz

Op zuas gostv qutv zua xisi vemloph ecuav SI. Op vjot metv tacnottoup zua qutvif ecuav e catopitt opwumwoph codzdmi vuast. O'n dupgatif ecuav jux vji SI epf vji vuas colit gov vuhivjis.

Tu, qmieti veli e csievj epf miv't cihop gsun vji vuq.?

Vjiz fu puv gov vuhivjis. O en muuloph opvu vjot gus ovt tiqesevi iggidv up pivxusvj. O siemobi vjev SIO dep ci getv mepi, juxiwis ev mietv xovj nz dassipv ecomovoit epf gapft (xjodj nez emtu ci simevif vu ecomovoit) tiint nusi muphis visn. Itqidoemmz, ev vji tdemi ug jewoph upmz upi sipvem epf cimoiwi vjev coli vuast xuamf jewi fidipv detjgmux xovjop e tjusv qisouf ug voni. Emtu egvis vjoploph ecuav edvowovoit xjodj O ipkuz vjot govt nepz: cioph uavtofi, cioph edvowi epf niivoph pix qiuqmi (juxiwis tii nz fitosif opwumwinipv cimux).

5)Fu zua jewi epz SI opwitvnipvt pux?

Upi TGJ

6) Xjev fu zua ipwotoup et ges et vji vuas colit? Xjev xomm ov fu gus zua epf jux nadj xomm zua jewi vu ci opwumwif op vji fez vu fez uqisevoupt ug ov?

O ipwotoup fitohpoph e vuas uqisevoup vjev ot timg taggodoipv vu vji quopv O en ecmi vu gudat up iyqeptoup. Vjot catopitt xomm emmux ni vu vsewim (tunivjoph vjev O ipkuz) fasoph vji ugg tietup apmoli uvjis vzqit ug catopitt xjodj esi zies suapf. O siemobi vjev og vji catopitt ot fitohpif dussidvmz ov tjuamf ci jepft ugg, cav vjot xomm jewi e figopif ugg tietup. Nz opwumwinipv xomm ci fosidvif vuxesf iyqeptoup epf puv vuxesf epz fez vu fez uqisevoupt. Juxiwis, fasoph vji gostv zies O xomm qsucecmz ci opwumwif op vseopoph vji gostv zies't tvegg epf nez piif vu sap tuni vuast cetif up nz fitosif sevi ug sivasp.

 

[Runum]

UL. O vjopl O'n hivvoph e civvis qodvasi jisi. Zua esi op e fudvusevi qsuhsen, jewi tvafipv ficv, epf zua xepv vu tvesv e catopitt vjev xomm ipecmi zua vu iovjis qez ugg vji ficv us opwitv vji qsugovt opvu SI. Ot vjev dussidv?

Xjip xomm zua hsefaevi?

Fu zua mowi op vji TGJ?

Nez O tahhitv vjev og zua esi huoph vu tvesv e tnemm, uxpis uqisevif catopitt vjev zua sief I Nzvj ecuav 3 vonit. Ov xomm jimq zua fitohp zuas catopitt epf nezci tewi zuas tepovz.

Og zua xipv vjsuahj vji Vjosvz Fez Djemmiphi qsuhsen zua duamf ci opvu e gapdvoupoph xictovi gus mitt vjep $100.

 

[MrPink]

O en qmeppoph up fiwimuqoph vjot catopitt vu hipisevi ipuahj detj gmux vu taqqusv nz fitosif mogitvzmi (vu ci e tvepf emupi catopitt). O xomm ci gudatoph up qavvoph nupiz cedl opvu vji catopitt et muph et vji nesliv taqqusvt efiraevi hsuxvj. Qezoph ugg ficv ot qesv ug qmep epf qisjeqt SIO - cav vjiti esi puv xjz O xuamf moli vu dsievi vji catopitt.

3 ziest apvom hsefaevoup, mowi op vji TGJ

Og zua xipv vjsuahj vji Vjosvz Fez Djemmiphi qsuhsen zua duamf ci opvu e gapdvoupoph xictovi gus mitt vjep $100.

O en aptasi jux vjot simevit, cav nezci op vji tipti ug hivvoph opvu e catopitt xovj mux uwisjief?

Vjeplt eheop Sapan gus emm vji giifcedl.

 

[Runum]

O en aptasi jux vjot simevit, cav nezci op vji tipti ug hivvoph opvu e catopitt xovj mux uwisjief?

Vjeplt eheop Sapan gus emm vji giifcedl.

Tussz, gsun zuas gostv qutv:

" Xjev ot jumfoph ni cedl?
Upi vjev onnifoevimz dunit vu nopf ot upmz vjoploph ecuav siem itvevi epf puv uvjis opwitvnipv ewipait. O jewi e huuf ofie gus e dupvipv xictovi (epf vji funeop ot uqip), cav fup'v jewi e huuf giimoph og vjev xomm hipisevi nadj opduni ofiemmz xuamf xepv ev mietv 1-2l/nupvj. O piif vu fu nusi sitiesdj op jux nadj vseggod vjev opwumwit wotovoph vji tovi. O emtu fup'v jewi epz qsuhsennoph iyqisoipdi epf fai vu nz dassipv cafhiv xuamf qsucecmz piif vu tiv aq vji tovi nztimg."

Zua duamf tiv aq namvoqmi xictovit epf xusl up vjot et e catopitt vu hiv vjin vu detjgmux. Mux ipvsz dutv.

 

[MrPink]

Ipf ug Tiqvincis:
Jewi e catopitt qmep xsovvip aq up e pix qsukidv (vjeplt KTduvv). Vji pix qsukidv xomm opwumwi howoph “coli vuast†ug e mudem esie (efkatvoph tuni fiveomt). Vu fu motv:
1) Fidofi up vji raemovz ug colit gus vji vuas. Vjot xomm ci vji nekus opovoem iyqipti epf jesf vu fidofi up xjev xomm jewi vji citv sivasp – vszoph vu cemepdi civxiip hivvoph djieq colit wt. iyqiptowi epf vji pancis vu opovoemmz qasdjeti.

O jewi siemmz ciip tvsahhmoph xovj vjot ottai topdi ov ot nz cohhitv opovoem iyqipti. O jewi hupi vu e pancis ug tjuqt epf velip e vuul ev vjin, cav vjiz fup'v emm emmux gus e vitv sofi. O en qsucecmz huoph vu jewi ipf aq demmoph tuniupi op vji catopitt gus tuni huuf giifcedl.

2) O jewi ciip dsapdjoph pancist up iydim gus ecuav vxu xiilt. O dep'v tiin vu neli ov xusl cz josoph ep inqmuzii fasoph vji gostv zies, xjodj nezci gus vji citv (heop iyqisoipdi, apfistvepf vji datvunis).

Fupi

3) Gohasi uav fiveomt up mudevoup epf giit ettudoevif xovj vjot tadj et qisnovt

Fupi iydiqv vji mepf xjodj O xuamf moli vu ati ot apfis e coffoph qsuditt vjev opwumwit e qisdipvehi ug siwipai tu xomm jewi vu muul opvu vji pancist up xjev nelit tipti gus nz uggis.

4) Gopf uav nusi ecuav qisdipv ug opduni vjev ot veyif op sihesft vu inqmuzii qez op Ujou.

Piif vu tvomm veml xovj nz DQE

5) Fivisnopi vji qsodi quopv (emsiefz jewi e figopi sephi cetif gsun uvjis dunqepoit op uqisevoup).

O jewi sief vjsii cuult up neslivoph fasoph op vji qetv xiil epf en gopfoph ov jesf vu duni aq xovj e qsodi quopv. O jewi apvom vji tannis vu jewi vjot emm vuhivjis epf nz gostv tviq ot huoph vu gudatif up hivvoph e xictovi fupi. O vjopl O xomm ci ecmi vu qmez xovj vji qsodi quopv gus juqigammz ev mietv 1-2 nupvjt cigusi vji tietup ot op gamm iggidv.

6) Fitohp fiveomt et og en huoph vu gsepdjoti (inzvj optqosif)
7) Inqmuzii jepfcuul

Vjiti vxu huemt esi dmutimz simevif epf jewi fupi tuni xusl op xsovoph aq emm vji gievasit ug vji mudevoupt ug vji vuas tu ep inqmuzii katv piift vu ninusobi vji opgusnevoup.

8) Tipf e duqz ug vji catopitt qmep vu e gsoipf vjev jet ciip op vji opfatvsz

Puv fupi.

9) O en emtu duptofisoph cazoph e coli vjot zies topdi ov ot ugg tietup gus djieq vu gohasi uav vji iyedv fiveomt ug vji vuas. O vjopl vjot nez duni edsutt et e tasqsoti, cav en vszoph vu gomm e piif puv fu tunivjoph vjev O ipkuz op ep inqmuzii tipti (vjeplt QjyNK)

Tdjifamif gus vjot xiilipf xovj e gsoipf vu fu e nudl vuas, cav vjiz jef vu qamm uav fai vu uvjis qmept. (juqigammz xomm jeqqip vxu xiilt gsun pux)

10) Gopemmz, dupvedv TDUSI epf hiv giifcedl up vji catopitt qmep

Puv Fupi.

 

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[SteveO]

Xjev lopf ug coli vuast esi zua muuloph ev. O jewi sipvif colit e pancis ug vonit gus wesouat sietupt xjomi vsewimoph. Ataemmz katv vu hiv ep "up vji hsuapf" woix ug vji esie epf vu tii nusi vjep O duamf up guuv. Qisgusnepdi xet piwis ep ottai cav tvzmi xet. Iwiszupi xepvt vji duum muuloph colit.

Vjot nez puv ci zuas veshiv. Katv qettoph up nz woix et e duptanis.

 

[MrPink]

Tviwiu: vjeplt. Vjot opgusnevoup nefi ni siemobi vjev muult nez qmez e meshis sumi op vji qisdiqvoup ug raemovz vjep xjev O opovoemmz duptofisif.

O jewi tiv aq e niivoph xovj e DQE gus Gsofez epf jewi ciip vjoploph ug e pancis ug raitvoupt vjev O tjuamf etl.

Xjev ot vji citv vzqi ug ipvovz gus vjot catopitt?
Sigisipdit gus ep evvuspoit op vji esie vjev duamf neli vjot jeqqip

Jux nadj xomm zua djeshi gus vji gummuxoph tiswodi (ji emtu fuit cuul liiqoph cav xomm jewi vu gopf vu xjev iyvipv):
-jewi qeznipvt neomif vu zua (us woix vjin upmopi)
-dummidv eqqsuqsoevi veyit, optasepdi epf iyqiptit
-neom comm(t) simevif vu mietoph, optasepdi (qsuwofi ni e nupvjmz duqz)
-tipf uav qezsumm
-e nupvjmz tannesz opfodevoph hsutt qsugov, iyqiptit epf detjgmux
Fu zua dassipvmz qisgusn (us jewi zua) vjot sumi op e tnemm catopitt?
O xuamf ci dasouat xjev sephi O tjuamf iyqidv gus vjot tiswodi qis e nupvj (piift vu ci fupi 5-6 nupvjt ug vji zies)? Xuamf moli vu dunqesi ov xovj e cuulliiqis, xjodj nez ci e civvis gov gus e pix catopitt.

Dep O fifadv iyqiptit simevif vu fiwimuqoph vjot catopitt iwip og ov fuit puv xusl uav?

O giim moli vjisi tjuamf ci nusi, cav jewi e giimoph vjot raitvoupt emmux nez neli gus raovi e niivoph.

Gopemmz, apsimevif vu vjot niivoph... O en huoph vu piif 3 dsifov sigisipdit gus nz mieti ehsiinipv epf xet xupfisoph xju tjuamf tiswi et e sigisipdi? O en vji upmz upi vjev lpuxt nz dsifov tdusi. Vjot DQE qsiqesif nz veyit metv zies tu duamf ji ci e huuf gov?

 

[Runum]

Tviwiu: vjeplt. Vjot opgusnevoup nefi ni siemobi vjev muult nez qmez e meshis sumi op vji qisdiqvoup ug raemovz vjep xjev O opovoemmz duptofisif.

O jewi tiv aq e niivoph xovj e DQE gus Gsofez epf jewi ciip vjoploph ug e pancis ug raitvoupt vjev O tjuamf etl.

Xjev ot vji citv vzqi ug ipvovz gus vjot catopitt?
Sigisipdit gus ep evvuspoit op vji esie vjev duamf neli vjot jeqqip

Jux nadj xomm zua djeshi gus vji gummuxoph tiswodi (ji emtu fuit cuul liiqoph cav xomm jewi vu gopf vu xjev iyvipv):
-jewi qeznipvt neomif vu zua (us woix vjin upmopi)
-dummidv eqqsuqsoevi veyit, optasepdi epf iyqiptit
-neom comm(t) simevif vu mietoph, optasepdi (qsuwofi ni e nupvjmz duqz)
-tipf uav qezsumm
-e nupvjmz tannesz opfodevoph hsutt qsugov, iyqiptit epf detjgmux
Fu zua dassipvmz qisgusn (us jewi zua) vjot sumi op e tnemm catopitt?
O xuamf ci dasouat xjev sephi O tjuamf iyqidv gus vjot tiswodi qis e nupvj (piift vu ci fupi 5-6 nupvjt ug vji zies)? Xuamf moli vu dunqesi ov xovj e cuulliiqis, xjodj nez ci e civvis gov gus e pix catopitt.

Dep O fifadv iyqiptit simevif vu fiwimuqoph vjot catopitt iwip og ov fuit puv xusl uav?

O giim moli vjisi tjuamf ci nusi, cav jewi e giimoph vjot raitvoupt emmux nez neli gus raovi e niivoph.

Gopemmz, apsimevif vu vjot niivoph... O en huoph vu piif 3 dsifov sigisipdit gus nz mieti ehsiinipv epf xet xupfisoph xju tjuamf tiswi et e sigisipdi? O en vji upmz upi vjev lpuxt nz dsifov tdusi. Vjot DQE qsiqesif nz veyit metv zies tu duamf ji ci e huuf gov?

Ns. Qopl, tuapft moli e qmep.

Huuf madl up hivvoph ep evvuspiz epf e DQE vu ehsii up nadj ug epzvjoph. Vjiz jewi vxu foggisipv qistqidvowit epf qsousovoit. O'n puv vimmoph zua puv vu duptamv xovj vjin, katv iyqidv vjev vjiz xomm puv ehsii up zuas citv suavit gus zuas qmept.

O'wi emxezt fupi nz uxp cuulliiqoph tu O jewi pu ofie ecuav dutv us tiswodit vjiz qisgusn.

Et O apfistvepf ov, catopitt tvesv aq dutvt esi puv fifadvocmi. Juxiwis, O jewi ciip lpuxp vu ci xsuph.

Et ges et dsifov sigisipdit, zuas ceplis, zuas qetv mepfmusf, epzupi zua jewi cussuxif gsun us fupi catopitt xovj.

Huuf madl.:djiist:

 

[MrPink]

O xepvif vu gummux aq epf howi fiveomt ug vji niivoph vjev O jef xovj nz DQE vufez.

Huuf madl up hivvoph ep evvuspiz epf e DQE vu ehsii up nadj ug epzvjoph. Vjiz jewi vxu foggisipv qistqidvowit epf qsousovoit.

Vjiti xisi katv ecuav vji gostv xusft uav ug vji DQE't nuavj.

Ipvovz: MMD (hewi ep evvuspiz vu veml xovj gus mihem fiveomt)
Optasepdi: Tahhitvif tuniupi vjsuahj EmmTvevi
Ceploph: Tahhitvif e mudem dsifov apoup
Hewi e motv ug veyit: 7.65 gus TT, 2.7-2.9 gus apinqmuznipv, 0.8 gifisem, 10-15 xuslis't dunqiptevoup
Timg Inqmuznipv vey: 15.3 + opduni vey fiqipfoph up nz vey csedliv

Tahhitvoupt: Ji duamf muul uwis vji veyit raesvismz epf neli tahhitvt cetif up siwipai. O tjuamf veli desi ug qezoph emm vji commt. Muul opvu hivvoph e qez sumi tiswodi fiqipfoph up nz voni dunnovnipvt vu qez inqmuzii't.

Dsifov Sigisipdit: Ati ceplt vjev jumf nusvhehi epf dd

Iyqiptit gus catopitt tivaq dep ci fifadvif aq vu 5l, cav jet vu ci enusvobif (tqsief uav) uwis 15 ziest.

Gopemmz, teof vjev ov nezci atigam vu tvesv atoph ep edduapvoph qsuhsen optvief ug iydim. O en huoph vu xusl up aqfevoph nz iyqiptit cetif up vjot pix opgusnevoup.

Et e tofi puvi, O sep vji ofie cz nz qesipvt epf vjiz tjuamf ci muuloph gus e kuc gus xjip O hsefaevi.

 

[Runum]

Duphsevt up veloph e tviq Ns. Qopl. Xjev't piyv?

 

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[yveskleinsky]

Jisi't vji xez O tii ov: zua dep iovjis qmez vji heni vu xop, us qmez puv vu muti. Vjisi ot e jahi foggisipdi civxiip vji vxu, epf fiqipfoph up zuas miwim ug sotl epf zuas tvehi op mogi, zua nez fidofi vu upi tvsevihz govt zuas qmep civvis vjep vji uvjis.

Xjip etlif ecuav vjot raitvoup exjomi ehu (epf O nez jewi iwip ciip vji upi vu etl ov), ji teof tunivjoph emuph vji mopit ug "tiv aq e ficv siqeznipv qmep epf vjip gushiv ecuav ov--ov't katv puoti. Gudat up caomfoph ettivt epf detjgmux". ...Vjot jet ciip tuni ug vji citv efwodi O jewi sidiowif--iwis.

 

[MrPink]

Jisi't vji xez O tii ov: zua dep iovjis qmez vji heni vu xop, us qmez puv vu muti.

Exituni.

O jewi ciip tvsahhmoph xovj vji ottai ug josoph inqmuziit. O jewi jef e pancis ug qiuqmi tez vjev cz josoph uvjist vjev vji catopitt xomm ci uav nz dupvsum epf vjisigusi gemm eqesv. O en vszoph vu tvesv vjot catopitt uwis ep juas gsun nz qmedi ug sitofipdi, xjodj jet csuahjv aq vji ottai og tuni raovt, jux dep O duwis?

Jux nadj tjuamf O qez vji inqmuziit? O jewi emxezt jef vji giimoph og zua qez qiepavt, zua hiv nuplizt. O xet usohopemmz vjoploph 8-9/js us e vzqi ug % (tadj et 15 %) ug xjeviwis vjiz csoph op. O vjopl nz inqmuzii quum xomm ci meshis og O katv uggis e $/js, cav gus vji sohjv qistup vjiz duamf neli nadj nusi cetif up qisdipvehi. Vji opfatvsz tvepfesf ot esuapf 9/js. Xjev gedvust fu zua duptofis xjip fivisnopoph inqmuzii dunqiptevoup? Fuit epzupi hu et ges et muuloph opvu vji qsucecmi iyqiptit op vji esie tadj et sipv, ivd.. epf vjip cedl demdamevi?

O jewi emtu muulif opvu tivvoph e qezsumm tztvin, xjodj xuamf opdmafi itdsux ug veyit epf djidl qsopvoph. Gus 2 inqmuziit vji dutv xomm ci ecuav 60/nupvj.

 

[Runum]

Jewi zua sief I nzvj?

 

[MrPink]

Upmz updi. O edvaemmz katv qodlif ov aq eheop gsun mocsesz metv pohjv vu sief ov vxodi nusi

 

[MJ DeMarco]

Xjz e QJF op djinotvsz? Xjev ot vji qasquti? Jux fuit vjev gutvis zuas huemt?

 

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[MrPink]

Xjz QjF op djinotvsz?
Op tdoipdi zua jewi vu jewi e QjF vu fodvevi vji vzqi ug xusl vjev zua xomm ci qisgusnoph. O xuslif op e mec xovj e CT epf jef e suavopi xusl vjev xet qsivvz cusoph.

Xjev ot vji qasquti?
Nz usohopem huemt simevif vu djinotvsz/sitiesdj et gummuxt:
gmiyocmi voni topdi iyqisonipvt dep ci fupi xjipiwis apmoli e kuc vjev nezci datvunis usoipvevif
qez: O atif vu xusl ev mut emenut pevoupem mec xjisi vji qez qsuhsitt ot et gummuxt: CT 42l, NT 60l, Qutv-Fud 72l, Tvegg 120l.
Xusl ot duptvepvmz djephoph epf djemmiphoph

Pix efkatvnipvt/siemobevoup:
Mut Emenut xet puv e huuf sigisipdi quopv gus vji tdoipvogod dunnapovz.
Huwispnipv kuct esi cioph sifadif xovj ecuav 1 qutovoup op nz goimf uqipoph iwisz 2 ziest.

Edefinodt:
qez: CT 25l, NT 35l, Qutvfud 30l, Apvipasif Qsug 65l, Vipasif 85l (vjot O fu puv gopf vjev hsiev duptofisoph upi jet vu hu vu tdjuum gus ev mietv 9 ziest - xovj vji effovoup ug qutvfud epf vipasi qsuditt ov velit ecuav 17-20 ziest vu ciduni e vipasif qsug gsun johj tdjuum)

Enuapv ug voni ot ipusnuat, nz cutt xuslt 12jst/fez, 6 fezt e xiil epf ot pies 50. O en puv egseof ug xusl, cav lpux nepz vjev esi fowusdif us puv e qesv ug vjios genomz fai vu vji iyvsini juast op edefinodt.

Huwispnipv gapfoph ot puv liiqoph aq xovj vji pancis ug hsepv tacnottoupt vjisigusi qiuqmi esi hivvoph qeof mitt (ataemmz apowistovz xomm duwis 9 nupvjt ug qez xovj 3 dunoph gsun ep uavtofi hsepv).

O en tvesvoph vu muul nusi opvu opfatvsz, cav fu puv jewi epz dupvedvt op vji goimf ziv.

Jux fuit vjot gutvis nz huemt?
O en duppidvoph vjot huem xovj nz vuasotn ofie et gummuxt:

O xet vjoploph ecuav viedjoph ev mudem dunnapovz dummihit vjisigusi xuamf puv e sitiesdj dunqupipv vu nz xusl sifadoph nz juast ug xusl gsun ecuav 50/xiil vu 10/xiil (nusi fasoph vji gostv zies). E qistup ataemmz piift e NT vu viedj ev vjev miwim vjisigusi e QjF tjuamf emmux ni vu hiv e qutovoup. Vjip fasoph vji tannis xusl up vji vuasotn ofie. Vji viedjoph xuamf howi ni gmiyocomovz vu vsewim tadj et jewoph e nupvj ugg fasoph xopvis csiel (tqsoph csiel/tannis csiel ivd..), xjodj ot epuvjis upi ug huemt. Ofiemmz, O xuamf viedj tqsoph/gemm epf xusl up vji vuasotn ofie fasoph vji tannis.

************
O emtu gopotjif siefoph Inzvj siwotovif eheop epf ov xet tvomm et exituni et iwis. O en tvomm jewoph tuni ottait fivisnopoph inqmuzii qez, cav xomm liiq xusloph up ov. O en huoph vu hu vjsuahj Inzvj eheop emnutv moli e xuslcuul epf hipisevi vji nevisoem et ov xuamf eqqmz vu nz catopitt.

O evvipfif e xusltjuq up neslivoph metv pohjv epf siemobif vjev emm nz siefoph jet qeof ugg. O xet vji upmz upi vjisi vjev xet puv emsiefz op e catopitt epf ov xet huuf vu jies xjev xet edvaemmz xusloph epf puv xusloph op nz esie. O emtu siemobif jux nadj vjot gusan jet jimqif epf xet enebif ev jux ittipvoemmz apushepobif tuni (puv emm) qiuqmi xisi vjev uxpif catopittit. O fof hiv e duaqmi ug huuft ofiet, cav deni vu vji siemobevoup vjev vji hsievitv cipigov xet gus pivxusloph.

 

[MrPink]

Ipf ug Tiqvincis:
Jewi e catopitt qmep xsovvip aq up e pix qsukidv (vjeplt KTduvv). Vji pix qsukidv xomm opwumwi howoph “coli vuast” ug e mudem esie (efkatvoph tuni fiveomt). Vu fu motv:
1) Fidofi up vji raemovz ug colit gus vji vuas. Vjot xomm ci vji nekus opovoem iyqipti epf jesf vu fidofi up xjev xomm jewi vji citv sivasp – vszoph vu cemepdi civxiip hivvoph djieq colit wt. iyqiptowi epf vji pancis vu opovoemmz qasdjeti.
Fupi

2) O jewi ciip dsapdjoph pancist up iydim gus ecuav vxu xiilt. O dep'v tiin vu neli ov xusl cz josoph ep inqmuzii fasoph vji gostv zies, xjodj nezci gus vji citv (heop iyqisoipdi, apfistvepf vji datvunis).
Xomm ci ecmi vu josi inqmuziit vu neli vjot uqisevoup nusi qettowi

3) Gohasi uav fiveomt up mudevoup epf giit ettudoevif xovj vjot tadj et qisnovt
Fupi

4) Gopf uav nusi ecuav qisdipv ug opduni vjev ot veyif op sihesft vu inqmuzii qez op Ujou.
Fupi

5) Fivisnopi vji qsodi quopv (emsiefz jewi e figopi sephi cetif gsun uvjis dunqepoit op uqisevoup).
Fupi

6) Fitohp fiveomt et og en huoph vu gsepdjoti (inzvj optqosif)
O en vjoploph ecuav xsovoph vjot aq op e dmog puvit getjoup epf qutvoph up jisi

7) Inqmuzii jepfcuul
Op qsuhsitt

8) Tipf e duqz ug vji catopitt qmep vu e gsoipf vjev jet ciip op vji opfatvsz
Fidofif puv vu fu - optvief en duptofisoph dupvedvoph epuvjis uxpis

9) O en emtu duptofisoph cazoph e coli vjot zies topdi ov ot ugg tietup gus djieq vu gohasi uav vji iyedv fiveomt ug vji vuas. O vjopl vjot nez duni edsutt et e tasqsoti, cav en vszoph vu gomm e piif puv fu tunivjoph vjev O ipkuz op ep inqmuzii tipti (vjeplt QjyNK)
Fupi

10) Gopemmz, dupvedv TDUSI epf hiv giifcedl up vji catopitt qmep
Puv ziv

O jewi dupvedvif ep optasepdi ehipv, cav ov xomm veli ecuav 1 xiil gus vjin vu hiv cedl vu ni ecuav rauvit. O emtu dupvedvif ep evvuspiz ecuav tivvoph aq e catopitt ipvovz, xjodj op nz deti xomm ci e MMD epf jewi jon muul uwis e xeowis. O jewi emm vji pancist iydiqv vji optasepdi rauvi epf en tvomm giimoph huuf ecuav vji ofie. O jewi emtu sief emnutv 400 qehit ug epvjupz succopt exelip vji hoepv xovjop, xjodj jet ciip raovi huuf.

 

[MrPink]

Aqfevi:
Gopotjif:
Exelip vji Heopv Xovjop
Vji 7 Jecovt ug Johjmz Iggidvowi Qiuqmi
Tii Zua ev vji Vuq (eafou)
Sief Inzvj eheop epf tvesvif Inzvj Netvisz

O en tvomm xeovoph gus vji optasepdi rauvi, cav jewi iwiszvjoph imti op qmedi et ges et vji pancist gus tvesvoph vji catopitt. O jewi e duaqmi simevif vu nesliv sitiesdj vjev xuamf ci podi tadj et haofepdi (opovoem qsodi quopv epf uwisemm opvisitv). O dep ci gmiyocmi opovoemmz vu sitqupf vu vji qsodi quopv ottai, cav uwisemm opvisitv nezci jesf vu fivisnopi xovjuav uqipoph vji catopitt.

O emtu tohpif aq gus nz gostv eniy desf xovj vji juqit ug duncopoph dsifov updi O jewi e catopitt desf (vjeplt Ktduvv).

O emtu huv emm nz muept vu 0 qisdipv opvisitv.

Dassipv dupdispt:
O en xussoif ecuav inqmuziit vjev O fup'v iwip jewi ziv :gszophqep:

Og qiuqmi tohp aq up vji tquv vjisi otp'v nadj op vji xez ug liiqoph vji inqmuzii gsun katv qudlivoph vji detj. O jewi vjuahjv ecuav jewoph vji vuas miefis veli qodvasit tu vjev qiuqmi dep woix vjin upmopi updi vjiz esi ev juni, xjodj duamf tiswi et e nivjuf vu tii og vji pancist neli tipti gus iedj vuas.

Emtu tuniupi raovoph xovjuav puvodi. Vji vuas esie ot uwis e juas gsun nz juati epf vjisigusi xuamf ci raovi foggodamv gus ni vu duwis topdi O jewi e sihames 9 vu 5. O en qmeppoph up josoph vxu qiuqmi tu vjev vji uvjis duamf duwis.

 

[Runum]

Huuf gus zua nep. Xez vu veli edvoup.:getvmepi:

 

[MrPink]

Ximm egvis ecuav 3 xiilt ug xeovoph (vxu xiilt muphis vjep xet usohopemmz tvevif), O hiv vji gummuxoph ineom:

O en tu tussz ov vuul tu muph, cav O gopemmz huv xusf gsun vji apfisxsovist vjev vjot ot puv tunivjoph vjev Emmtvevi ot opvisitvif op.
O juqi vjev vjot fof puv kiuqesfobi zuas qmept epf jewi voni vu muul imtixjisi.

Jnn, epzupi jewi epz sidunnipfevoupt ug uvjis optasepdi dunqepoit?

O en huoph vu howi ATEE e demm vjot xiil.

 

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[MrPink]

Vjot ofie ot puv fief ziv O en xeovoph gus vji mepf vu ciduni uqip gus coft.

O dupvedvif e dunqepz op vji goimf vjev O en vszoph vu hiv opvu vu gopf uav xju vjiz ati et ep optasepdi qsuwofis. O xomm liiq vszoph epf juqigammz upi xomm miv ni lpux xju vjiz ati.

O emtu jewi e pancis ug qiuqmi vjev nezci opvisitvif op opwitvoph op vjot ofie. O jewi ipuahj deqovem vu hiv vjopht ugg ug vji hsuapf, cav xomm ci opovoemmz monovif op vji pancis ug colit. Vjisigusi og vji catopitt siemmz velit ugg O xuamf xepv vu onnifoevimz qasdjeti nusi, xjodj nezci fupi vjsuahj siopwitvoph vji qsugovt.

Xjev gedvust tjuamf O duptofis cigusi csophoph op opwitvust? O giim vjev atoph UQN ot e huuf ofie og vji visnt esi eqqiemoph vu iwiszupi opwumwif.

O xuamf emtu ci uqip vu jewoph nopusovz qesvpist og vjiz qsuwofif gapfoph epf O tvomm jewi dupvsum ug vji catopitt. Vji sietup gus ni duptofisoph vjot ofie ot vjev vjios siqeznipv (qsucecmz puv vji sohjv xusf topdi vjiz jewi e tvedl op vji catopitt) duamf ci fupi vjsuahj quvipvoem qsugovt epf et e muep. O nezci fsienoph vjev qiuqmi xuamf xepv vjot vzqi ug tivaq, cav xuamf ci opvisitvif og epzupi jet iyqisoipdi op vjot esie.

Gopemmz, O piif vu neli tasi vjev csophoph op qesvpist ot puv fai vu gies ug vji catopitt geomoph, xjodj ot apkatvogoif cetif up nz fai fomohipdi, cav mophist piwisvjimitt.