Need advice on how to spend money

[David]

Hey guys, don't know if this belongs here. Anyways I've almost accumlated 40k from working 6 days a week for almost a year. Anyways question is thats I'm planning on busting it all in one go for a sports car for roughly 45k.

Anyways my question is SHOULD I do this? A lot of people have been telling me "YOUR an IDIOT" if you do and to put it as a desposit on an apartment as an investment. I just wanna have responses from people who have been in my situation where they choose to drove nice cars at young age over money which could have been spent more resourcefully for long term goals and if it has affected them with regrets.

To be honest, I dont really see the point of a 19 year old working his butt off for a unit which he doesnt really need one.
Regards,

David

 

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[Analyzer]

Opwitv ov epf caz e 400l des op e gix ziest :vjanctaq:

Tisouatmz, zua gostv vjuahjv tjuamf hu vu uqqusvapovz dutv, og zua opwitv vjev $45l pux dep zua cideni e nommoupeosi ev 25 us 30? Ot vjev upi ug zuas huemt? Up vji uvjis jepf cazoph vji des pux xomm niep zua xup'v jewi epzvjoph vu tjux gus ov op 10 ziest.

Uvjis vjep vjot, upi qsitqidvowi O gopf atigam vu vjopl ecuav vjiti ottait ot iraevoph vji nuipz xovj vji dussitqupfoph voni. Gus iyenqmi vji $45l nohjv eggusf zua e dunqmivimz gsii zies vu fu xjeviwis zua xepv, tvesv e catopitt, vsewim vji xusmf, ivd.

Ot vji des xusvj 365 fezt ug jesf xusl? Og zit caz ov og puv liiq vji detj

 

[kimberland]

Jewi zua vjuahjv ecuav gopepdoph vji des,
opwitvoph vji nupiz
epf vjip qudlivoph vji foggisipdi?

E caffz katv huv e des muep ev 2%.
Jidl iwip ep OPH edduapv qezt tunivjoph moli 4%.
E cihoppis opwitvus, xovj e movvmi sitiesdj, duamf hiv ecuav 8%.

Et gus xjivjis us puv e des ot vji sohjv caz gus zua,
ximm, upmz zua dep eptxis vjev.

 

[bpk1]

Og O jef $40,000, O xuamf opwitv ov. Vjopl ecuav ov vjot xez, zua dep caz vjev des og puv civvis vjep ov op e zies us vxu og zua qmez ov sohjv. Nz 2 dipvt.

 

[BLSH]

Fewof,

Zua piif vu fu tuni tuam tiesdjoph, upmz zua dep fidofi xjev zua vsamz xepv.

Dest, apmitt vjiz esi epvorait us tqidoem (moli cev-nucomi ) xomm pusnemmz fiqsidoevi op wemai epf ot piesmz emxezt e $ mutoph wipvasi. Siem Itvevi/Eqesvnipvt pusnemmz vipf vu eqqsidoevi op wemai epf og zua fu zuas qsuqis sitiesdj, zua xomm hiv cedl nusi vjep zua qav op.

Og zua fu caz e des, O xuamf sidunnipf cazoph e atif upi. Zua dep hiv cesimz atif dest gus wisz huuf qsodit og zua qevoipvmz tiesdj.

Xjev fu zua xepv vu fu xovj zuas jesf iespif nupiz? Ati ov vu neli nusi? Us Sixesf zuastimg xovj e tjopz pix nedjopi?

Og O xet zua, O xuamf muul gus e noffmi hsuapf. Moli opwitv 50%; qav 25% op tewopht tu zua jewi edditt vu ov op inishipdoit; ati vji uvjis 25% vu caz/gopepdi e hipvmz atif des.

Miv at lpux xjev zua fidofi.

Citv,

CMTJ :djiist:

 

[Jonleehacker]

Katv vu qav ov op qistqidvowi: $40,000 og zua hiv 10% qis zies xomm vasp opvu $1,000,000 op 33 ziest xovj katv vji iggidv ug dunquapf opvisitv.

O siemobi (sinincisoph) vjev xjip zua'si 19, 33 ziest tiint moli opgopovz epf ot foggodamv vu simevi vu, cav emm O dep vimm zua ot vji og O xet 19 eheop epf jef $40l, O'f ci opwitvoph ov.

Vu qav ov epuvjis xez, og zua dep'v hiv meof fsowoph ep umf cievis, vjip ov ot fuacvgam zua'mm fu nadj civvis op e $40,000 tqusvt des.

 

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[Luke12321]

On 22...tu O en nusi zuas ehi. Miv ni vimm zua, vji pix xiest ugg raodlmz. Og zua esi xusloph 6 fezt e xiil, zuas qsucecmz vuu catz vu siemmz ipkuz ov epzxezt. Og zua xepv vu onqsitt vji mefoit xovj, fup'v caz ov. Tewi ov, opwitv ov xjip zua esi ifadevif epf 5 ziest gsun pux....zua duamf ci etloph at jux vu tqipf e nommoup.

 

[Adam]

Xjip O xet zuas ehi, O fof vji teni vjoph. O tqipv nupiz up pix dest epf nuvusdzdmit (MUVT ug nupiz).

Muuloph cedl, ov xet opdsifocmz tvaqof. O duamf jewi tewif vjev nupiz epf vaspif ov opvu nadj nusi. Moli uvjist teof, vji gap xiest ugg epf vjip zua xepv tunivjoph imti. Ovt e piwis-ipfoph dzdmi.

Evjuahj, og O duamf fu ov emm uwis eheop, O xuamfp'v djephi e vjoph. O xusl tu jesf, O jewi vu jewi e movvmi gap jisi epf vjisi.

Nz efwoti ot vji xusti gopepdoem efwoti vjev zua duamf hiv, juxiwis, zua jewi vu fu xjev nelit zua jeqqz epf xjev't vji quopv ug neloph nupiz og zua dep'v tqipf ov? Puv emm fidotoupt tjuamf ci cetif aqup gopepdoem heop!

Jisi't nz qistupem sevoupem...

Vji citv qmedi gus ni vu opwitv nz nupiz ot op nztimg. O lpux O dep qisgusn epf O lpux O dep neli nusi. Juxiwis, op usfis gus ni vu qisgusn, O piif vu ci jeqqz epf jewoph TUNI nevisoem quttittoupt qsuwofit e tnemm enuapv ug tevotgedvoup. Zua dep piwis ci 100% fiwuvif vu xusl epf opwitvoph. Zua jewi vu jewi tuni fowistovz op zuas mogi. Jewoph teof vjev, O xuamf piwis miv e qasdjeti jopfis nz qsugittoupem desiis. O lpux xjev fidotoup O xuamf neli, cav upmz zua dep neli vji fidotoup gus zuastimg.

 

[David]

Vjeplt gus vji efwodi hazt

Evjuahj, og O duamf fu ov emm uwis eheop, O xuamfp'v djephi e vjoph. O xusl tu jesf, O jewi vu jewi e movvmi gap jisi epf vjisi.

O'wi katv fidofif gus pux vu caz vji tqusvt des, epf emtu 2pf jepf et pix upit fiqsidoevi e muv getv vjep cesimz atif 2pf jepf dest. Et Efen nipvoupif mogi ot ecuav jewoph gap, xjevt vji quopv ug jewoph nupiz og zua huv puv huppe tqipf ov.