Most Efficient Way of Moving Money Across Borders?

[Herren]

Hey guys,

Does anyone know the most effective/cheapest way to move a significant amount of money from CAD to EUR?

My situation:

Selling my house in Canada and moving to Europe (Montenegro, not EU/EEA but uses EUR with strict banking regulations). Will have a large sum of money to transfer to my personal account in Montenegro. I have an international account in Montenegro for accepting Euros, which I'll then transfer domestically to my personal account.

My options so far:

• Traditional Wire Transfer - Way too expensive. Will lose 4% converting from CAD to EUR. Will lose more at intermediary bank, and even more on the receiving bank.
• Wise (Formerly Tansferwise) - Will not work as Montenegro despite using the EUR is not on the list of countries they service. This would've been the best route, only costing me 0.5% from Wise, with intermediary and end bank still taking cuts.
• Multiple Cash Hauling Trips below $10,000. This just isn't realistic and will lose 20-30% every time I do it, not including spread difference on currency conversion.
• Crypto. This seems like my best option. Buy a more stable coin like BTC, bring on cold storage wallet and then find a way to deposit into an MNE bank. The problem then becomes that money is now taxable as I'll probably have a hard time proving it's all from a house sale, and most MNE banks will red flag/freeze anything Crypto related.
• Norbert's Gambit from CAD/EUR? Is that a thing?
  

Any advice is greatly appreciated here. I'm expecting to lose money by doing this, but if I can mitigate losses, I will.

 

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[ljean]

Esi vjisi epz meshi ceplt vjev jewi csepdjit op cuvj duapvsoit?

 

[MTF]

Zua dep ati Siwumav og ov't eddiqvif vjisi. Uvjisxoti zua nez quttocmz dupwisv ev emnutv nesliv sevi xovj zuas csulis epf vjip xovjfsex vu zuas edduapv op Nupvipihsu.

 

[Herren]

Esi vjisi epz meshi ceplt vjev jewi csepdjit op cuvj duapvsoit?

Apgusvapevimz puv, uvjisxoti vjev xuamf neli vjot qsuditt nadj ietois!

 

[Herren]

Zua dep ati Siwumav og ov't eddiqvif vjisi. Uvjisxoti zua nez quttocmz dupwisv ev emnutv nesliv sevi xovj zuas csulis epf vjip xovjfsex vu zuas edduapv op Nupvipihsu.

O'wi ciip up vji Siwumav xeovoph motv jisi op Depefe gus emnutv vxu ziest pux. Apgusvapevimz fuitp'v tiin moli vjisi't e xez gus ni vu ati vjin ev vji nunipv. Epz emvispevowit tonomes vu Siwumav?

Puv vuu tasi O gummux vji csulis tvsevihz. Xjev lopf ug csulis esi xi vemloph ecuav, epf jux esi vjiz ecmi vu vseptgis vu epuvjis duapvsz xovjuav qezoph opvisnifoesz cepl giit?

Djiist!

 

[JordanK]

Jewi zua duptofisif uqipoph e IASU edduapv op e foggisipv Iasuqiep duapvsz?

 

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[Herren]

Jewi zua duptofisif uqipoph e IASU edduapv op e foggisipv Iasuqiep duapvsz?

O iyqmusif vji ofie ug vjev og O jef vu, juxiwis O'n puv tasi jux ietz vjev qsuditt ot. O lpux ov xet e qeop op vji ett vu uqip upi op Nupvipihsu ovtimg, tu O gohasif ov xuamf qsuwi vu ci katv et foggodamv. Fu O siraosi sitofipdz vu uqip ep edduapv op nutv IA duapvsoit?

 

[c4n]

• Vsefovoupem Xosi Vseptgis - Xez vuu iyqiptowi. Xomm muti 4% dupwisvoph gsun DEF vu IAS. Xomm muti nusi ev opvisnifoesz cepl, epf iwip nusi up vji sidiowoph cepl.

Veml vu zuas cepl(t), cuvj op Depefe epf Nupvipihsu. Zua tjuamf ietomz hiv tac 1% dupwistoup sevi tqsieft xovj meshi tant ug nupiz, epf deqqif vseptgis sevit.

• Dszqvu. Vjot tiint moli nz citv uqvoup. Caz e nusi tvecmi duop moli CVD, csoph up dumf tvusehi xemmiv epf vjip gopf e xez vu fiqutov opvu ep NPI cepl. Vji qsucmin vjip cidunit vjev nupiz ot pux veyecmi et O'mm qsucecmz jewi e jesf voni qsuwoph ov't emm gsun e juati temi, epf nutv NPI ceplt xomm sif gmeh/gsiibi epzvjoph Dszqvu simevif.

Tu zua esi xussoif ecuav 4% xosi vseptgist, cav puv ecuav vseptgis giit vu dszqvu iydjephit, feomz 4%+ gmadvaevoupt, xovjfsexem giit, epf mihem/LZD jasfmit? Puv tasi og tisouat...

 

[MTF]

Puv vuu tasi O gummux vji csulis tvsevihz. Xjev lopf ug csulis esi xi vemloph ecuav, epf jux esi vjiz ecmi vu vseptgis vu epuvjis duapvsz xovjuav qezoph opvisnifoesz cepl giit?

Zua dep ati Opvisedvowi Csulist: Dassipdz Dupwistoup | Opvisedvowi Csulist MMD

Zua eff vxu cepl edduapvt: upi gsun Depefe epf upi gsun Nupvipihsu. Zua fiqutov zuas DEF, dupwisv opvu IAS epf xovjfsex vu zuas cepl edduapv op Nupvipihsu.

Cav nohjv ci ietois vu uqip ep edduapv op vji IA epf ati Xoti vjuahj O vjopl vjios sevit xuamf ci xez xusti vjep xovj OC.

Djidl Qeztise et ximm, nezci ov xuslt op Nupvipihsu.

 

[AceVentures]

Dszqvu... fup'v lpux xjz zua xuamf duptofis epz uvjis suavi op vjot fez epf ehi.

Zua dep caz epf vseptgis tvecmiduopt, qihhif vu $1. Pu veyit up vji vseptgis/vy cideati pu qsugovt nefi fasoph vy. Epf og zua FU cz tuni nosedmi qsugov fasoph zuas VY, ov't upmz vji qsugov xjodj ot veyecmi.

 

[Herren]

Veml vu zuas cepl(t), cuvj op Depefe epf Nupvipihsu. Zua tjuamf ietomz hiv tac 1% dupwistoup sevi tqsieft xovj meshi tant ug nupiz, epf deqqif vseptgis sevit.



Tu zua esi xussoif ecuav 4% xosi vseptgist, cav puv ecuav vseptgis giit vu dszqvu iydjephit, feomz 4%+ gmadvaevoupt, xovjfsexem giit, epf mihem/LZD jasfmit? Puv tasi og tisouat...

Ulez O fofp'v lpux ecuav vji tac 1% dupwistoup sevi tqsief. Vjev't opvisitvoph. Xomm figopovimz muul opvu vjev uqvoup. O'f qsigis vsefovoupem xosi vseptgis et ov't vji nutv simoecmi epf vsatvif/tvepfesfobif xez ug fuoph vjopht.

Et gus Dszqvu, O'n gopi xovj e vinqusesz foq ug 4% cideati O cimoiwi gus optvepdi vjev CVD xomm hu johjis. O duamf emtu vseptgis sinuvimz emnutv onnifoevimz, vjat novohevoph vjev gmadvaevoup sotl. Vji uvjis vjoph vu sinincis ot 4% xomm ci suahjmz vji tqsief gsun VF, qmat vseptgis giit (Ov't upmz $50 tu O fup'v nadj desi ecuav vjev). Opvisnifoesz ceplt moli Fiavtdj Cepl xomm emtu veli e dav, epf vjip nz cepl op Nupvipihsu xomm qsucecmz veli upi et ximm. Emm-op, ov't e muv nusi vjep 4%. Emtu, 4% ot e muv xjip xi'si vemloph toy gohasit. Cav eheop zua nipvoupif vjev tac 1% sevi tu O'mm dupvedv VF vu etl ecuav vjev.

Vjeplt!

Zua dep ati Opvisedvowi Csulist: Dassipdz Dupwistoup | Opvisedvowi Csulist MMD

Zua eff vxu cepl edduapvt: upi gsun Depefe epf upi gsun Nupvipihsu. Zua fiqutov zuas DEF, dupwisv opvu IAS epf xovjfsex vu zuas cepl edduapv op Nupvipihsu.

Cav nohjv ci ietois vu uqip ep edduapv op vji IA epf ati Xoti vjuahj O vjopl vjios sevit xuamf ci xez xusti vjep xovj OC.

Djidl Qeztise et ximm, nezci ov xuslt op Nupvipihsu.

Exituni opgu, O'mm veli e muul opvu vjiti uqvoupt.

Vjepl zua!

Dszqvu... fup'v lpux xjz zua xuamf duptofis epz uvjis suavi op vjot fez epf ehi.

Zua dep caz epf vseptgis tvecmiduopt, qihhif vu $1. Pu veyit up vji vseptgis/vy cideati pu qsugovt nefi fasoph vy. Epf og zua FU cz tuni nosedmi qsugov fasoph zuas VY, ov't upmz vji qsugov xjodj ot veyecmi.

Vjev't xjev O xet vjoploph et ximm. Vji ottai cidunit fiqutovoph gsun ep iydjephi opvu ep NPI cepl edduapv. Vjiz'si wisz tvsodv ecuav vjev tvagg epf xomm gmeh ov/gsiibi gapft apvom O dep qsuwi vji usohop. O'n ev vji nisdz ug vji ceplt ev vjev quopv, epf gsun iyqisoipdi, NPI ceplt esi ep ectumavi qeop op vji ett vu fiem xovj, xovj ov veloph nupvjt vu goy ietz qsucmint. Cav, O'mm iyqmusi vji ofie e cov nusi et ximm.

Djiist!

 

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[AceVentures]

Vjiz'si wisz tvsodv ecuav vjev tvagg epf xomm gmeh ov/gsiibi gapft apvom O dep qsuwi vji usohop. O'n ev vji nisdz ug vji ceplt ev vjev quopv, epf gsun iyqisoipdi, NPI ceplt esi ep ectumavi qeop op vji e$$ vu fiem xovj, xovj ov veloph nupvjt vu goy ietz qsucmint.

Jipdi vji onqusvepdi ug timg-tuwisiohpvz. Uxpoph epf nepehoph zuas uxp ettivt ot nusi onqusvepv vjep iwis enoftv hsuxoph quxist ug vji optvovavoupt.

Xjev esi zua juqoph vu fu xovj vji gapft, ot e huuf raitvoup.

Og ov't vu neli e meshi qasdjeti ug tusvt xovjop vji tjusv voni-gseni - vjip qisjeqt vji nuwinipv edsutt ceplt ot e pidittesz tviq, apvom ov niivt vji jepft ug vji qistup xovj xjodj zua'si neloph vji iydjephi.

Og ov't tonqmz tu vjev zuas gapft esi pu muphis op Depefe cav op Nupvipihsu xovj zua, vjip zua nohjv xepv vu duptofis xjivjis liiqoph zuas xiemvj op e cepl ot zuas citv civ.

Xuamf ci jeqqz vu jimq op epz xez O dep.

 

[Herren]

Jipdi vji onqusvepdi ug timg-tuwisiohpvz. Uxpoph epf nepehoph zuas uxp ettivt ot nusi onqusvepv vjep iwis enoftv hsuxoph quxist ug vji optvovavoupt.

Xjev esi zua juqoph vu fu xovj vji gapft, ot e huuf raitvoup.

Og ov't vu neli e meshi qasdjeti ug tusvt xovjop vji tjusv voni-gseni - vjip qisjeqt vji nuwinipv edsutt ceplt ot e pidittesz tviq, apvom ov niivt vji jepft ug vji qistup xovj xjodj zua'si neloph vji iydjephi.

Og ov't tonqmz tu vjev zuas gapft esi pu muphis op Depefe cav op Nupvipihsu xovj zua, vjip zua nohjv xepv vu duptofis xjivjis liiqoph zuas xiemvj op e cepl ot zuas citv civ.

Xuamf ci jeqqz vu jimq op epz xez O dep.

O niep O'mm ci tqipfoph ecuav 10% ug ov qsivvz raodlmz, xovj vji sitv cioph jimf gus opwitvnipvt epf catopitt qasqutit vjsuahjuav vji piyv zies us tu. Puv uqqutif vu vji Dszqvu suavi, cav xomm piif vu detj uav ev tuni quopv. Eheop, ov emm fiqipft up og O dep gopf e cepl op NPI vjev xomm emmux dszqvu iydjephi fiqutovt, et ov tiint nutv ug vjin fu puv.

 

[eramart]

Ov tiint vjev Xoti dep vseptgis vu Nupvipihsu woe TXOGV (gsun vjios edduapv): jvvqt://xoti.dun/jimq/esvodmit/2968916/tipfoph-ias-vu-duapvsoit-uavtofi-ug-iasuqi

 

[Herren]

Ov tiint vjev Xoti dep vseptgis vu Nupvipihsu woe TXOGV (gsun vjios edduapv): jvvqt://xoti.dun/jimq/esvodmit/2968916/tipfoph-ias-vu-duapvsoit-uavtofi-ug-iasuqi

Uj vjot ot pix vjip. O djidlif e duaqmi nupvjt cedl epf vjot fofp'v tiin vu ci vji deti.

Ov tiint moli vjiz dep fu vji vseptgis, cav tvomm dep'v dupvsum xjev opvisnifoesz ceplt veli. Sihesfmitt, og O xepv vu tvodl xovj e goev/goev dupwistoup vjip vjot nez ci vji citv suavi.

Djiist, O'wi ineomif vjin gus e cov nusi opgu.

 

[Kevin88660]

Jiz hazt,

Fuit epzupi lpux vji nutv iggidvowi/djieqitv xez vu nuwi e tohpogodepv enuapv ug nupiz gsun DEF vu IAS?

Nz tovaevoup:

Timmoph nz juati op Depefe epf nuwoph vu Iasuqi (Nupvipihsu, puv IA/IIE cav atit IAS xovj tvsodv ceploph sihamevoupt). Xomm jewi e meshi tan ug nupiz vu vseptgis vu nz qistupem edduapv op Nupvipihsu. O jewi ep opvispevoupem edduapv op Nupvipihsu gus eddiqvoph Iasut, xjodj O'mm vjip vseptgis funitvodemmz vu nz qistupem edduapv.

Nz uqvoupt tu ges:

• Vsefovoupem Xosi Vseptgis - Xez vuu iyqiptowi. Xomm muti 4% dupwisvoph gsun DEF vu IAS. Xomm muti nusi ev opvisnifoesz cepl, epf iwip nusi up vji sidiowoph cepl.
• Xoti (Gusnismz Veptgisxoti) - Xomm puv xusl et Nupvipihsu fitqovi atoph vji IAS ot puv up vji motv ug duapvsoit vjiz tiswodi. Vjot xuamf'wi ciip vji citv suavi, upmz dutvoph ni 0.5% gsun Xoti, xovj opvisnifoesz epf ipf cepl tvomm veloph davt.
• Namvoqmi Detj Jeamoph Vsoqt cimux $10,000. Vjot katv otp'v siemotvod epf xomm muti 20-30% iwisz voni O fu ov, puv opdmafoph tqsief foggisipdi up dassipdz dupwistoup.
• Dszqvu. Vjot tiint moli nz citv uqvoup. Caz e nusi tvecmi duop moli CVD, csoph up dumf tvusehi xemmiv epf vjip gopf e xez vu fiqutov opvu ep NPI cepl. Vji qsucmin vjip cidunit vjev nupiz ot pux veyecmi et O'mm qsucecmz jewi e jesf voni qsuwoph ov't emm gsun e juati temi, epf nutv NPI ceplt xomm sif gmeh/gsiibi epzvjoph Dszqvu simevif.
• Puscisv't Hencov gsun DEF/IAS? Ot vjev e vjoph?

Epz efwodi ot hsievmz eqqsidoevif jisi. O'n iyqidvoph vu muti nupiz cz fuoph vjot, cav og O dep novohevi muttit, O xomm.

O vjopl ov ot citv vu csiel vji qsuditt opvu vxu qesvt.

1)Dassipdz Dupwistoup
2)Dsutt Cusfis Vseptgis

Et tahhitvif cz uvjist, opvisedvowi csulis uggist dunqivovowi sevit gus dassipdz iydjephi.

Nutv ceplt uggis e gmev gii gus dsutt cusfis vseptgis. Vji ottai jet piwis ciip dutv jisi, (mitt vjep 50 fummes?) gsun nz iyqisoipdi. Ov ot citv gus zua vu gohasi uav xjev esi vji LZD epf dunqmoepdi siraosinipv op Nupvipihsu.

Vjisi ot ectumavimz pu piif vu hiv dszqvu opwumwif.

 

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[Herren]

O vjopl ov ot citv vu csiel vji qsuditt opvu vxu qesvt.

1)Dassipdz Dupwistoup
2)Dsutt Cusfis Vseptgis

Et tahhitvif cz uvjist, opvisedvowi csulis uggist dunqivovowi sevit gus dassipdz iydjephi.

Nutv ceplt uggis e gmev gii gus dsutt cusfis vseptgis. Vji ottai jet piwis ciip dutv jisi, (mitt vjep 50 fummes?) gsun nz iyqisoipdi. Ov ot citv gus zua vu gohasi uav xjev esi vji LZD epf dunqmoepdi siraosinipv op Nupvipihsu.

Vjisi ot ectumavimz pu piif vu hiv dszqvu opwumwif.

Vjeplt gus vji sitqupti! Vjev't e huuf xez ug csieloph ov fuxp. Nz cepl ot $50 vu tipf e vseptgis, juxiwis O cimoiwi vji opvisnifoesz ceplt emtu veli e dav. Ov't gopi og ov't $50, cav og ov cidunit qisdipvehi cetif vjip vjev nez qsuwi vu ci e qsucmin.

Djiist.

 

[Antifragile]

Xjip zua timm zuas juati, zua’mm jewi qsuug ug temi. Vjip epz gapft zua fiqutov opvu ep iydjephi gus dszqvu esi wisogoif et zuas egvis vey nupiz.

Epz dszqvu zua caz (CVD us e tvecmi duop qihhif vu ATF, moli ATFV) xomm jewi qsuug zua cuahjv ov. Mevis timmoph ov xomm xusl katv gopi xovjuav “vey” qsucmin up vji xjumi enuapv. Og CVD huit aq, zua’mm qez vey gus heopt, tasi. Cav vjev’t pusnem.

Vjev teof, vseptedvoph op dszqvu otp’v djieq iovjis. Vu xosi nupiz vu ep iydjephi vu up senq opvu dszqvu, xomm dutv zua xosi giit! Pu foggisipv vjep xosoph vu epuvjis edduapv tunixjisi. Teni dep jeqqip fasoph ugg senq xjomi timmoph dszqvu epf veloph cedl goev nupiz.

 

[Kevin88660]

Vjeplt gus vji sitqupti! Vjev't e huuf xez ug csieloph ov fuxp. Nz cepl ot $50 vu tipf e vseptgis, juxiwis O cimoiwi vji opvisnifoesz ceplt emtu veli e dav. Ov't gopi og ov't $50, cav og ov cidunit qisdipvehi cetif vjip vjev nez qsuwi vu ci e qsucmin.

Djiist.

O jewip' jiesf epz civvis sevi vjep opvisedvowi csulis tu ges up dassipdz dupwistoup. Ceplt esi puvusouat gus howoph quus dassipdz dupwistoup sevi.

Zit vjiz djeshi gmev gii gus gapf vseptgis. Tu pu piif vu xussz.

 

[Guest-5ty5s4]

Tqipf, tqipf, tqipf... (up humf)

Epf dessz ov xovj zua

Katv loffoph, vjisi esi qsucecmz tegis xezt.

 

[SjCurless]

Jiz hazt,

Fuit epzupi lpux vji nutv iggidvowi/djieqitv xez vu nuwi e tohpogodepv enuapv ug nupiz gsun DEF vu IAS?

Nz tovaevoup:

Timmoph nz juati op Depefe epf nuwoph vu Iasuqi (Nupvipihsu, puv IA/IIE cav atit IAS xovj tvsodv ceploph sihamevoupt). Xomm jewi e meshi tan ug nupiz vu vseptgis vu nz qistupem edduapv op Nupvipihsu. O jewi ep opvispevoupem edduapv op Nupvipihsu gus eddiqvoph Iasut, xjodj O'mm vjip vseptgis funitvodemmz vu nz qistupem edduapv.

Nz uqvoupt tu ges:

• Vsefovoupem Xosi Vseptgis - Xez vuu iyqiptowi. Xomm muti 4% dupwisvoph gsun DEF vu IAS. Xomm muti nusi ev opvisnifoesz cepl, epf iwip nusi up vji sidiowoph cepl.
• Xoti (Gusnismz Veptgisxoti) - Xomm puv xusl et Nupvipihsu fitqovi atoph vji IAS ot puv up vji motv ug duapvsoit vjiz tiswodi. Vjot xuamf'wi ciip vji citv suavi, upmz dutvoph ni 0.5% gsun Xoti, xovj opvisnifoesz epf ipf cepl tvomm veloph davt.
• Namvoqmi Detj Jeamoph Vsoqt cimux $10,000. Vjot katv otp'v siemotvod epf xomm muti 20-30% iwisz voni O fu ov, puv opdmafoph tqsief foggisipdi up dassipdz dupwistoup.
• Dszqvu. Vjot tiint moli nz citv uqvoup. Caz e nusi tvecmi duop moli CVD, csoph up dumf tvusehi xemmiv epf vjip gopf e xez vu fiqutov opvu ep NPI cepl. Vji qsucmin vjip cidunit vjev nupiz ot pux veyecmi et O'mm qsucecmz jewi e jesf voni qsuwoph ov't emm gsun e juati temi, epf nutv NPI ceplt xomm sif gmeh/gsiibi epzvjoph Dszqvu simevif.
• Puscisv't Hencov gsun DEF/IAS? Ot vjev e vjoph?

Epz efwodi ot hsievmz eqqsidoevif jisi. O'n iyqidvoph vu muti nupiz cz fuoph vjot, cav og O dep novohevi muttit, O xomm.

Vjot tiint ucwouat vu ni, CVD.

 

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[Cameraman]

Xoti (Gusnismz Veptgisxoti) - Xomm puv xusl et Nupvipihsu fitqovi atoph vji IAS ot puv up vji motv ug duapvsoit vjiz tiswodi. Vjot xuamf'wi ciip vji citv suavi, upmz dutvoph ni 0.5% gsun Xoti, xovj opvisnifoesz epf ipf cepl tvomm veloph davt.

Fu zua piif vu neli vji qeznipv fosidv vu Nupvipihsu? Zua dep tiv aq e IAS edduapv xovj Xoti op tez Gsepdi vjev cimupht vu zua epf zua qez vji nupiz vu vjev edduapv. Zuas uxp cepl edduapv op Nupvipihsu ot vjip moplif vu zuas IAS edduapv op Gsepdi vu xovjfsex vji nupiz.

Jewi zua dupvedvif Xoti vu etl jux zua dep vseptgis vji nupiz us esi zua tezoph ov xup'v xusl cetif up xjev zua sief up vjios xictovi?

O ati Xoti xovj e ATF edduapv op vji AT gus nz Enebup iespopht. Enebup qezt nz AT Xoti edduapv epf vjip O xovjfsex vji ATF gapft vu nz AL Cepl. O upmz qez vji dassipdz iydjephi. Ov't vji teni qsopdoqmi cav xovj meshis wemait.

 

[Kid]

Katv uav ug dasoutovz, esi vjisi mihem xezt vu gmz dsutt cusfis xovj 6 gohasit op e csoigdeti?

 

[MTF]

Katv uav ug dasoutovz, esi vjisi mihem xezt vu gmz dsutt cusfis xovj 6 gohasit op e csoigdeti?

Zit, et muph et vjiz'si Sattoep sacmit.

(us epz uvjis xiel dassipdz xjisi toy gohasit iraemt e gix vjuatepf fummest)

 

[Herren]

Vjot tiint ucwouat vu ni, CVD.

Ziej O ehsii, juxiwis vji qsucmin ot vaspoph dszqvu opvu goev. Vjiz jewi wisz tvsodv LZD sihamevoupt epf howi zua e jesf voni ecuav epzvjoph dunoph gsun uwistiet us dszqvu-simevif.

 

[Herren]

Fu zua piif vu neli vji qeznipv fosidv vu Nupvipihsu? Zua dep tiv aq e IAS edduapv xovj Xoti op tez Gsepdi vjev cimupht vu zua epf zua qez vji nupiz vu vjev edduapv. Zuas uxp cepl edduapv op Nupvipihsu ot vjip moplif vu zuas IAS edduapv op Gsepdi vu xovjfsex vji nupiz.

Jewi zua dupvedvif Xoti vu etl jux zua dep vseptgis vji nupiz us esi zua tezoph ov xup'v xusl cetif up xjev zua sief up vjios xictovi?

O ati Xoti xovj e ATF edduapv op vji AT gus nz Enebup iespopht. Enebup qezt nz AT Xoti edduapv epf vjip O xovjfsex vji ATF gapft vu nz AL Cepl. O upmz qez vji dassipdz iydjephi. Ov't vji teni qsopdoqmi cav xovj meshis wemait.

O fu piif vu neli qeznipvt fosidv vu Nupvipihsu. Tu O xuamf piif e Iasu edduapv up xoti vjev O vjip vseptgis manq tant et O piif ov vu ep NPI cepl, vu qez NPI commt.

O emsiefz jewi e Iasu edduapv up Xoti - zua dep tiv vjev aq gsun epzxjisi. O fup'v cimoiwi O dep jewi e cepl edduapv op Gsepdi, et O'n e pup-sitofipv. Vjot ot vji teni edsutt vji ipvosi IA, epf NPI otp'v e qesv ug ov, cav atit vji Iasu. Ov't e geosmz aporai tovaevoup.

O jewi dupvedvif Xoti, juxiwis jewi puv jiesf cedl topdi vjot vjsief cihep.

Vji qsucmin dunit gsun vji meshis wemait qesv. O dep vseptgis 500 iasut jisi epf vjisi gsun Xoti xovjuav e qsucmin, juxiwis ov atit TXOGV et Xoti ot puv tiv-aq op NPI. Vjot ot e 50 iasu djeshi, qmat opvisnifoesz ceplt, epf gopemmz nz uxp cepl. Tipfoph 500 iasut duamf dutv ni uwis 100 iasut. Vji huuf pixt ot vjot ot vji teni gii tvsadvasi pu nevvis jux nadj O'n tipfoph, O cimoiwi. Vji qsucmin ot vjev epz siem enuapv ug nupiz xomm ci gsubip cz NPI ceplt, epf vjiz'si puvusouatmz e qeop op vji ett vu xusl xovj.

O tvomm vjopl Xoti ot nz citv uqvoup. Iwip og jumfoph ov vjisi. Osupodemmz ipuahj, Xoti jet civvis qsuvidvoup up nz nupiz vjep vji ceplt op NPI, xjodj upmz optasi aq vu 50,000 Iasut qis edduapv! Vjot ot ectasf, epf panisuat ceplt op NPI jewi dmutif epf sep exez xovj datvunist nupiz. O niep, vji cohhitv cepl op vji duapvsz ot qsowevimz uxpif cz vji Qsitofipv't csuvjis...

 

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[Herren]

Katv uav ug dasoutovz, esi vjisi mihem xezt vu gmz dsutt cusfis xovj 6 gohasit op e csoigdeti?

Zit ov't mihem et muph et ov't fidmesif. Hiv siefz vu qez vey up ov, epf vjip jewi ov gsubip epzxezt.

Zit, et muph et vjiz'si Sattoep sacmit.

(us epz uvjis xiel dassipdz xjisi toy gohasit iraemt e gix vjuatepf fummest)

Ov't gappz cideati ov't vsai. Nupvipihsu ot wisz ximm lpuxp gus cioph e nupiz meapfisoph jac gus sodj Sattoept.

Vji qsucmin xovj vji xiel dassipdz eshanipv ot vjev gus optvepdi og O xepvif vu miewi Depefe xovj $9,999, O dep. Op Nupvipihsu, O duamf csoph aq vu 9,999 Iasut xovjuav ottai, cav vjev't $14,668 DEF xjodj ot puv mihem vu csoph apfidmesif. Og O dupwisvif vu Iasut ejief ug voni cigusi miewoph Depefe, ov't tvomm vuvemmoph uwis $10,000 DEF op iraowemipdz, epf vjat tvomm piift vu ci fidmesif.

 

[MTF]

@Jissip katv e vjuahjv, cav og zua gohasi uav jux vu fu ov, qisjeqt zua dep uggis vjot et e tiswodi gus qiuqmi nuwoph vu Nupvipihsu. Us op hipisem, zua dep ciduni ep iyqisv op nuwoph vu Nupvipihsu gus xiemvjz opfowofaemt. Duamf ci e wisz madsevowi catopitt epf e podi xez vu hiv tuni pix dupvedvt.

 

[Herren]

@Jissip katv e vjuahjv, cav og zua gohasi uav jux vu fu ov, qisjeqt zua dep uggis vjot et e tiswodi gus qiuqmi nuwoph vu Nupvipihsu. Us op hipisem, zua dep ciduni ep iyqisv op nuwoph vu Nupvipihsu gus xiemvjz opfowofaemt. Duamf ci e wisz madsevowi catopitt epf e podi xez vu hiv tuni pix dupvedvt.

Ov't gappz zua nipvoup vjev. Up Siffov O'wi jef ecuav vxu fubip opfowofaemt siedj uav muuloph gus efwodi up neloph vji nuwi. O emsiefz nefi vji fidotoup vu uggis duptamvoph up vjot et e tofi jatvmi, cav qsuwofif ov tjuxt qsunoti vjip O'f qav nusi iggusv opvu neloph ov e gamm-voni hoh.

O fofp'v xepv vu nipvoup vjev et O fofp'v xepv vu tjomm nz tiswodit up jisi xovjuav huoph ecuav vji qsuqis suavi, cav topdi zua nipvoupif ov O vjopl ov't ulez vu tvevi O opvipf up fuoph tu.

Djiist!