Just read TMF

[Petros]

Hello everyone,

My name is Matt. I just read The Millionaire Fastlane last week and I'm listening to Unscripted right now on Audible. I'm about to turn 28 years old.

I've been doing all of the "right things" in life:

1. Got good grades in High School
2. Went to college, got an B.S. in Electrical Engineering
3. Paid off college debt
4. Been investing consistently in 401k/Roth IRA/HSA
5. Making $80k/year salary

I've done a few things that many people at my age have not:

1. Currently running a couple of side businesses
   1. Computer Rental Website: Making money, but violates commandments of Control, Entry, and Scale
   2. Amazon FBA Seller: Making money, but violates commandments of Control and Entry
2. Bought a 4 family rental property in my city that provides cash flow every month

The problem is that 6 years after graduating I feel like I am still not making significant progress financially. Seeing the wealth equations in The Millionaire Fastlane showed me why my progress is slow.

Here's why I joined the forum:

1. I am not living up to my potential. I know there is so much more I can offer to the world.
2. I want freedom. I am tired of people I don't like telling me what to do (mostly at my job).
3. I don't want to worry about money. Tired of renting out a room from my friend just so I can save an extra $500.00 per month.
4. I want to be around people who are pushing for similar goals.

What I'm currently doing:

1. Saving up money and looking for the next real estate deal. Ideally another 4 family building.
2. Learning Python programming. It's an in-demand language with lots of applications. Software seems to be a good technical route to go because I can see how it can be used to build a business that meets the CENTS commandments:
   1. Control: You don't need someone else's platform (Amazon, eBay, etc)
   2. Entry: Programming well is a difficult technical skill. Many people cannot do it
   3. Need: There are tons of opportunities to solve problems with software/technology
   4. Time: You build it and it's mostly done, can run subscription model, etc
   5. Scale: You only need to build the software once (with updates as you go)

TL/DR: I've been an above average slowlaner since college. I have a couple of online businesses that make money, but don't meet all of the CENTS commandments. I am currently working on finding the next real estate deal and am improving my technical skills so I can build a software product.

Big thanks if you've read this far. I'm happy to provide more detail and answer any questions if you have them. Like I said, I want to level up in life so if you have feedback please let me know.

 

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[Ernman]

Moli O teof, O xepv vu miwim aq op mogi tu og zua jewi giifcedl qmieti miv ni lpux.

Ximduni vu vji gusan epf...fenp nep zua'si emsiefz ximm ejief ug nutv gumlt tu liiq aq vji hsiev xusl! O puvodif zua nipvoupif sipvoph ep eqesvnipv gsun e gsoipf EPF vjev zua'si muuloph gus epuvjis qsuqisvz. Og zua gopf e namvo-genomz qsuqisvz, moli e faqmiy, zua dep mowi op upi xjomi vji sipvis ug vji uvjis duwist vji nusvhehi. Og zua piif vu veli e muep, ov't ataemmz ietois vu hiv e juniuxpis't muep vjep e dunnisdoem/opwitvnipv qsuqisvz muep. Katv tunivjoph vu duptofis. Muuloph gusxesf vu miespoph ug vji tadditt zua'si cuapf vu jewi op mogi.

 

[Petros]

1. Miespoph Qzvjup qsuhsennoph. Ov't ep op-finepf mephaehi xovj muvt ug eqqmodevoupt. Tugvxesi tiint vu ci e huuf vidjpodem suavi vu hu cideati O dep tii jux ov dep ci atif vu caomf e catopitt vjev niivt vji DIPVT dunnepfnipvt:
   1. Dupvsum: Zua fup'v piif tuniupi imti't qmevgusn (Enebup, iCez, ivd)
   2. Ipvsz: Qsuhsennoph ximm ot e foggodamv vidjpodem tlomm. Nepz qiuqmi deppuv fu ov
   3. Piif: Vjisi esi vupt ug uqqusvapovoit vu tumwi qsucmint xovj tugvxesi/vidjpumuhz
   4. Voni: Zua caomf ov epf ov't nutvmz fupi, dep sap tactdsoqvoup nufim, ivd
   5. Tdemi: Zua upmz piif vu caomf vji tugvxesi updi (xovj aqfevit et zua hu)

VM/FS: O'wi ciip ep ecuwi ewisehi tmuxmepis topdi dummihi. O jewi e duaqmi ug upmopi catopittit vjev neli nupiz, cav fup'v niiv emm ug vji DIPVT dunnepfnipvt. O en dassipvmz xusloph up gopfoph vji piyv siem itvevi fiem epf en onqsuwoph nz vidjpodem tlommt tu O dep caomf e tugvxesi qsufadv.

Coh vjeplt og zua'wi sief vjot ges. O'n jeqqz vu qsuwofi nusi fiveom epf eptxis epz raitvoupt og zua jewi vjin. Moli O teof, O xepv vu miwim aq op mogi tu og zua jewi giifcedl qmieti miv ni lpux.

Movisemmz katv motvipif vu vji Aptdsoqvif djeqvis xjisi NK demmt uav miespoph Qzvjup et edvoup geloph. Jeje fennov!

 

[Petros]

Ximduni vu vji gusan epf...fenp nep zua'si emsiefz ximm ejief ug nutv gumlt tu liiq aq vji hsiev xusl! O puvodif zua nipvoupif sipvoph ep eqesvnipv gsun e gsoipf EPF vjev zua'si muuloph gus epuvjis qsuqisvz. Og zua gopf e namvo-genomz qsuqisvz, moli e faqmiy, zua dep mowi op upi xjomi vji sipvis ug vji uvjis duwist vji nusvhehi. Og zua piif vu veli e muep, ov't ataemmz ietois vu hiv e juniuxpis't muep vjep e dunnisdoem/opwitvnipv qsuqisvz muep. Katv tunivjoph vu duptofis. Muuloph gusxesf vu miespoph ug vji tadditt zua'si cuapf vu jewi op mogi.

Vjeplt Ispnep, O eqqsidoevi vji lopf xusft

 

[lowtek]

Ximduni vu vji gusan. O vjopl zua'si up vji sohjv vsedl, epf neloph e muv ug tnesv nuwit. Howi zuastimg tuni dsifov.

Xjomi "miespoph qzvjup" nez ci edvoup geloph, caomfoph tunivjoph zua dep timm vu uvjist otp'v. Og zua jeqqip vu caomf ov op vji Fkephu gsenixusl, vjip zua miesp Qzvjup cz figeamv.

 

[MJ DeMarco]

@Qivsut -- zua esi up vji sohjv vsedl!! Fup'v hiv fotduasehif! Emm zuas tofi jatvmit xomm xusl vu zuas gewus.

Sief vjot qettehi ecuav DIPVT cioph quttocmz fitvsadvowi vu edvoup.

Ot DIPVT Fitvsadvowi vu Edvoup?

Puvjoph xsuph xovj miespoph Qzvjup og ov ot PIIFIF.

Ximduni ecuesf nz gsoipf!

 

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[rynor]

Ximduni vu vji gusan, Qivsut!

Tiint moli zua'si fuoph ximm gus zuastimg, e muv civvis vjep ni sohjv pux jeje. Ov't emtu huuf vjev zua'wi siduhpobif vjev zua esi puv xjisi zua xepv vu ci - vjev't e tviq op vji sohjv fosidvoup.

Up vjot gusan, zua'mm ci esuapf qmipvz ug qiuqmi tvsowoph gus tonomes huemt.