Diane Kennedy
Bronze Contributor
User Power
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- Aug 31, 2007
- 780
- 193
I have spoken with Stephen Snyder before. His latest emphasis is on improving your credit after bankruptcy, but there is a book of his still out there that is priceless, "Do you make these 38 mistakes with your credit?" I think it's self-published. It's one of those smaller books with just pearls of wisdom. Not a deep read by any means.
Here's the basics of the program he suggests:
First of all, get a copy of your credit from all three of the reporting bureaus.
You will likely get a loan based on the middle score. So, whichever one it is, that's the one to concentrate on.
Now read what the issues were that reduced your credit score from the perfect 850. They'll be in order of the most impactful first.
That's the one to concentrate on fixing. Give me some ideas of the type of items and I can walk you through some of the correction actions you might take.
Basically anyone can clear up their past credit in 6 months or less using his techniques.
Here's the basics of the program he suggests:
First of all, get a copy of your credit from all three of the reporting bureaus.
You will likely get a loan based on the middle score. So, whichever one it is, that's the one to concentrate on.
Now read what the issues were that reduced your credit score from the perfect 850. They'll be in order of the most impactful first.
That's the one to concentrate on fixing. Give me some ideas of the type of items and I can walk you through some of the correction actions you might take.
Basically anyone can clear up their past credit in 6 months or less using his techniques.
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