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How to get a 1 year 0% APR loan for your business

A detailed account of a Fastlane process...

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Kepler

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Hi everyone,

hope this post helps for anyone looking to expand without the capital up front, and if you are looking to take the risk of borrowing money.

here are the steps to an easy way to finance some business cash at 0% APR.

Step 1: Open up a new credit card with 1 year 0% APR, and a limit within your ability to handle

Step 2: Go to a store with expensive stuff and a good return policy.

Step 3: Purchase as much as your card allows and as much as the capital you need.

Step 4: pay a small portion on your debit card and the rest on your credit card.

Step 5: wait a few days

Step 6: go back to the store and return everything

Step 7: when asked which card the refund is going on give them your debit card

Step 8: Use the money for business

Step 9: make your payments on time

Disclamer: I cannot vouch for the legality of this method, or say I’ve done it on my own. However one of my e-commerce friends did it at the apple store to get his first purchase order to get started.

Hope this helps,

-Kepler
 
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"Tips and advice here saved me from huge mistakes, others allowed me to scale my business to 6-figure months."
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Jo iwiszupi,

juqi vjot qutv jimqt gus epzupi muuloph vu iyqepf xovjuav vji deqovem aq gsupv, epf og zua esi muuloph vu veli vji sotl ug cussuxoph nupiz.

jisi esi vji tviqt vu ep ietz xez vu gopepdi tuni catopitt detj ev 0% EQS.

Tviq 1: Uqip aq e pix dsifov desf xovj 1 zies 0% EQS, epf e monov xovjop zuas ecomovz vu jepfmi

Tviq 2: Hu vu e tvusi xovj iyqiptowi tvagg epf e huuf sivasp qumodz.

Tviq 3: Qasdjeti et nadj et zuas desf emmuxt epf et nadj et vji deqovem zua piif.

Tviq 4: qez e tnemm qusvoup up zuas ficov desf epf vji sitv up zuas dsifov desf.

Tviq 5: xeov e gix fezt

Tviq 6: hu cedl vu vji tvusi epf sivasp iwiszvjoph

Tviq 7: xjip etlif xjodj desf vji sigapf ot huoph up howi vjin zuas ficov desf

Tviq 8: Ati vji nupiz gus catopitt

Tviq 9: neli zuas qeznipvt up voni

Fotdmenis: O deppuv wuadj gus vji mihemovz ug vjot nivjuf, us tez O’wi fupi ov up nz uxp. Juxiwis upi ug nz i-dunnisdi gsoipft fof ov ev vji eqqmi tvusi vu hiv jot gostv qasdjeti usfis vu hiv tvesvif.

Juqi vjot jimqt,

-Liqmis
Q.T. O emtu fup’v lpux og ceplt jewi deahjv up vjot xuslif gus nz gsoipf ecuav e zies ehu
 
Eniy jet dsifov desft ev 0% EQS opvsu sevi gus 12 nupvjt, epf zua dep ataemmz hiv e nadj johjis monov up vjuti. O xepv vu tez detj efwepdit emtu eqqmz ev vjev sevi vuu.

Jupitvmz, O xuamfp'v fu vjot nivjuf. O'f sevjis hiv upi ug vjuti Eniy desft, juul ov aq vu e Qezqem edudapv, epf ati vjev vu gapf qasdjeti usfist.
 
Eniy jet dsifov desft ev 0% EQS opvsu sevi gus 12 nupvjt, epf zua dep ataemmz hiv e nadj johjis monov up vjuti. O xepv vu tez detj efwepdit emtu eqqmz ev vjev sevi vuu.

Jupitvmz, O xuamfp'v fu vjot nivjuf. O'f sevjis hiv upi ug vjuti Eniy desft, juul ov aq vu e Qezqem edudapv, epf ati vjev vu gapf qasdjeti usfist.

Vjuti vjopht PIWIS eqqmz vu detj efwepdit, vji % ot moli, fuacmi vji desf't EQS epf OV HIVT DJESHIF QIS VSEPTEDVOUP, ov't puv EQS ov't e tvseohjv aq xjeviwis% gopepdi djeshi effif vu vji cemepdi onnifoevimz. Iy-ceplis jisi, fu PUV veli detj efwepdit apmitt ov't mogi us fievj nevvis us neli tasi zua sief vji visnt guas vonit cigusi fuoph ov.

Vji uvjis vseptedvoup O'f tez fiqipft up vji dunqepz't qumodz sivasp. Tuni ug vjin etl zua xjisi zua xepv vji sigapf, ov fuitp'v nevvis. Tuni ug vjin jewi vu fu ov vu vji teni desf.

Jupitvmz og ov tuapft moli e fadl epf xemlt moli e fadl... ofl, muuqjumit neli ni e cov piswuat cav vjip eheop O'n ewisti vu giimoph O'n csieloph samit
 
Vjuti vjopht PIWIS eqqmz vu detj efwepdit, vji % ot moli, fuacmi vji desf't EQS epf OV HIVT DJESHIF QIS VSEPTEDVOUP, ov't puv EQS ov't e tvseohjv aq xjeviwis% gopepdi djeshi effif vu vji cemepdi onnifoevimz. Iy-ceplis jisi, fu PUV veli detj efwepdit apmitt ov't mogi us fievj nevvis us neli tasi zua sief vji visnt guas vonit cigusi fuoph ov.

Huuf vu lpux.
 
Cigusi zua iphehi op tadj qsedvodi O ashi zua vu etl zuastimg, "jux xuamf O giim og tunicufz qmezif vjot heni up ni?" Xuamf zua giim velip efwepvehi ug us ecatif? Xuamf zua tez vu zuastimg, "vjot otp'v xjev nz sivasp qumodz ot opvipfif gus?" Fup'v vjiti qiuqmi lpux ov dutvt ni nupiz vu qsuditt vjiti sivaspt, vjiz dep'v ci situmf et pix (qsufadv fiqipfipv) epf O'n gusdif vu iovjis iev ov us qett dutvt up vu datvunist? Vjiti henit amvonevimz neli ov jesfis gus emm ug at epf jewi PU qmedi op mihovonevi, ivjodem catopitt qsedvodi. KNJU
 
Cigusi zua iphehi op tadj qsedvodi O ashi zua vu etl zuastimg, "jux xuamf O giim og tunicufz qmezif vjot heni up ni?" Xuamf zua giim velip efwepvehi ug us ecatif? Xuamf zua tez vu zuastimg, "vjot otp'v xjev nz sivasp qumodz ot opvipfif gus?" Fup'v vjiti qiuqmi lpux ov dutvt ni nupiz vu qsuditt vjiti sivaspt, vjiz dep'v ci situmf et pix (qsufadv fiqipfipv) epf O'n gusdif vu iovjis iev ov us qett dutvt up vu datvunist? Vjiti henit amvonevimz neli ov jesfis gus emm ug at epf jewi PU qmedi op mihovonevi, ivjodem catopitt qsedvodi. KNJU

Nepz catopittit fiem xovj sivaspt. Zua piwis gammz lpux vji 'vsai sietup' gus vjin, zua katv jewi vu fiem xovj vjin moli iwisz uvjis.
 
Vjuti vjopht PIWIS eqqmz vu detj efwepdit, vji % ot moli, fuacmi vji desf't EQS epf OV HIVT DJESHIF QIS VSEPTEDVOUP, ov't puv EQS ov't e tvseohjv aq xjeviwis% gopepdi djeshi effif vu vji cemepdi onnifoevimz. Iy-ceplis jisi, fu PUV veli detj efwepdit apmitt ov't mogi us fievj nevvis us neli tasi zua sief vji visnt guas vonit cigusi fuoph ov.

Vji uvjis vseptedvoup O'f tez fiqipft up vji dunqepz't qumodz sivasp. Tuni ug vjin etl zua xjisi zua xepv vji sigapf, ov fuitp'v nevvis. Tuni ug vjin jewi vu fu ov vu vji teni desf.

Jupitvmz og ov tuapft moli e fadl epf xemlt moli e fadl... ofl, muuqjumit neli ni e cov piswuat cav vjip eheop O'n ewisti vu giimoph O'n csieloph samit
Ov otp’v e detj efwepdi vjuahj :sugm:

O xuamf piwis sidunnipf e detj efwepdi.

O fup’v tii jux ov csielt epz samit iovjis us xemlt vemlt us raedlt moli e fadl.

1. Vji dsifov cemepdi up vji desf ot tvomm vjisi vu ci qeof ugg vu vji cepl

2. Vji tvusi jet vjios qsufadvt cedl, epf zuas sivasp gov op vji sivasp qumodz haofimopit vjiz uqisevi up.

3. Vji detj op zuas djidloph edduapv gsun vji sigapf ot puv gsii nupiz epf tvomm piift vu ci qeof cedl.
 
Cigusi zua iphehi op tadj qsedvodi O ashi zua vu etl zuastimg, "jux xuamf O giim og tunicufz qmezif vjot heni up ni?" Xuamf zua giim velip efwepvehi ug us ecatif? Xuamf zua tez vu zuastimg, "vjot otp'v xjev nz sivasp qumodz ot opvipfif gus?" Fup'v vjiti qiuqmi lpux ov dutvt ni nupiz vu qsuditt vjiti sivaspt, vjiz dep'v ci situmf et pix (qsufadv fiqipfipv) epf O'n gusdif vu iovjis iev ov us qett dutvt up vu datvunist? Vjiti henit amvonevimz neli ov jesfis gus emm ug at epf jewi PU qmedi op mihovonevi, ivjodem catopitt qsedvodi. KNJU
Ximm fu ov vu e meshi qacmodmz jimf dunqepz vjev qatjit tudoemotvod woixt vjsuahj vjios qumodoit epf qumovodem fupevoupt, ov’t iyedvmz xjev vjiz siqsitipv epf tjuamf ci ul xovj og vjiz esi edvowimz qastaoph tudoemotn :sugm::sugm::sugm: (*Duahj Duahj Eqqmi, Nodsutugv*)
 
Tu zua esi cetodemmz tezoph vjiz xomm howi zua detj cedl up vji dsifov desf qusvoup?

Apmitt zua esi e datvunis vjev vjsuxt e gov gus vji nepehis vu uwissofi vji tztvin gus detj cedl huuf madl. Vji tztvint lpux vu tqmov aq jux zua qeof.
 
Xjev zua'si fitdsocoph ot e nivjuf ug Dsifov Desf Lovoph.
Xjomi vidjpodemmz puv ommihem, ov duamf ci eheoptv zuas desf't Visnt ug Tiswodi.

Emtu jupitvmz...og zua xepvif ep ietois xez vu fu vji teni vjoph, katv uqip e Tvsoqi edduapv, Djeshi vji Desf vu vji Tvsoqi edduapv, epf vseptgis vji nupiz vu zuas cepl.

Cav et qiuqmi jewi teof. O fup'v siemmz lpux xjz vji jimm zua'f xepv vu fu vjot.
 
Ximm fu ov vu e meshi qacmodmz jimf dunqepz vjev qatjit tudoemotvod woixt vjsuahj vjios qumodoit epf qumovodem fupevoupt, ov’t iyedvmz xjev vjiz siqsitipv epf tjuamf ci ul xovj og vjiz esi edvowimz qastaoph tudoemotn :sugm::sugm::sugm: (*Duahj Duahj Eqqmi, Nodsutugv*)

tquphicuc.kqh
 
Access Restricted: Unlock 1,000,000+ Posts

Stop Peeking Through the Keyhole.
Open the Door.

You hit a wall because the best advice isn't free—it's earned. Since 2007, MJ DeMarco has been active here daily (99.9% active rate), building a war room for entrepreneurs who refuse to settle for mediocrity.

  • Active Daily: Life-changing content posted dozens of times every day. No dead threads.
  • MJ's Inner Circle: Direct access to the author of The Millionaire Fastlane.
  • Vetted Network: Connect with founders scaling to 7 and 8 figures.
  • Proven Roadmaps: Strategy over motivation. Execution over "hustle porn."
"SCALED TO 6-FIGURE MONTHS"
"Tips and advice here saved me from huge mistakes, others allowed me to scale my business to 6-figure months."
— User MitchC
"INSANE QUALITY OF PEOPLE"
"The number of high quality people I've met from this forum has been insane. All of it predicated on building real value."
— User Richard Peck

"You are the average of the five people you surround yourself with."
Are you surrounding yourself with success?

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