Hello from Germany, this may be a longer intro than I planned

[Mpolo]

Hello everyone,


my name is Marco and I'm a 25 old medicine student from Germany. I still clearly remember the day I got the letter telling me that I will be able to go to med school, was probably one of the happiest days of my life. Coming from a background with one of my parents being from Asia, good grades and a good education was a 24/7 topic in my life and trying to make them proud was and maybe still is somehow rooted inside me.

I actually had a quite good life until now being an only child and my parents are typical middle class and I am grateful for everything because I know from which circumstances some people start. And to be honest I am also quite materialistic since I always wanted to have a house next to the sea and drive a fancy sports car and I thought that I might be able to achieve that with working hard later in life and maybe do some investing so I can afford that in my 50s.

Thats how I got into that whole finance and passive income section maybe two or three years ago, got tips from YouTube gurus, brokers,my parents and older friends and starting with that classic investment account and started to put some money aside(Thank god we do not need to pay a university fee in Germany).
And I was 100% convinced in this is the only method with the promise that I maybe will be able to achieve „financial freedom“with 50. Last year I met friends of my parents who were quite rich(but gained it quite late in their life) and he told me he just ordered a new custom designed Porsche. When I met him he was already over 70 and his health was not that good and unfortunately he passed away that same year. That was my wait eye opening moment, where I was like well I don't want to buy my first Porsche with 60 there is no use for it.
I was quite lost afterwards tried different things like sneaker reselling and started my first drop-shipping store which generated some income but failed in the end (The product did not solve an issue as I now realized).
I furthermore just read different books and watched youtube videos until randomly I found the Millionaire Fastlane which changed my worldview quite a lot and it resonated quite much with a voice inside of me which is now really loud.

And to be honest even though I maybe started medicine partly to please my parents I got and still am really passionate about it. I want to become a neurosurgeon and help people when I finish med school next year. Even though helping people and practice medicine turned out to be a strong purpose in my life, I realized in the last years I am not willing to work 70-80h shifts for under minimum wage until I am retired to fulfill this purpose.
I want the financial freedom in 10 years to be able to step down with the hours when I am 35-40 and take time for my future family and to be able to offer my future wife the same early retirement if she wants that. I want to be able to practice for free for some years in countries where people do not have the money and access to healthcare.
And well I still want that nice sports car in my garage and that beautiful home which I am now self-confident enough to say after reading The Millionare Fastlane. I don’t know if it is possible to be a full-time doctor and create a business that gives me my financial freedom in the next 5 years but I am determined to achieve it.

In the last days I figured out that right now my ultimate goal for my future business is that I want to generate value by improving the health sector and to help more patients on a bigger scale. I don’t know the how and what exactly, but I will figure it out.

Well this text got quite long and I got a little bit in a rant, but most of my friends and my parents did not understand it when I told them all this and it felt good to write it all out. I know this is going to be a tough journey (and to be honest right now I don’t know where exactly to start with it), but I am willing to take that.

And right now, I don’t know the exact target and how everything will play out but I know I need to start moving and at least I have a direction now. I’m writing this all down to be accountable for it and will update it for myself during my journey.

So here is my plan for the next year:

In the morning:

studying for med school and finishing it beginning of next year

Afternoon:
Developing new skills (joined Toastmaster to work on my communication and appearance), getting out of my comfort zone(actually I am stills surprised that I forced myself to go to Toastmaster since I am still quite shy sometimes) trying new things and working on myself

Reading on different topics: business computer science and searching for problems that need to be solved

Starting to work on business idea, which I need to figure out and generating some income out of it end of this year.

And I have not figured everything out yet but I need this post to mark my starting point.

Coming back to this thread in a half year to give an update and to hold myself accountable.

Happy to have found this forum and best regards

Marco

 

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[Laksh Ramesh]

Jimmu iwiszupi,


nz peni ot Nesdu epf O'n e 25 umf nifodopi tvafipv gsun Hisnepz. O tvomm dmiesmz sinincis vji fez O huv vji mivvis vimmoph ni vjev O xomm ci ecmi vu hu vu nif tdjuum, xet qsucecmz upi ug vji jeqqoitv fezt ug nz mogi. Dunoph gsun e cedlhsuapf xovj upi ug nz qesipvt cioph gsun Etoe, huuf hsefit epf e huuf ifadevoup xet e 24/7 vuqod op nz mogi epf vszoph vu neli vjin qsuaf xet epf nezci tvomm ot tunijux suuvif optofi ni.

O edvaemmz jef e raovi huuf mogi apvom pux cioph ep upmz djomf epf nz qesipvt esi vzqodem noffmi dmett epf O en hsevigam gus iwiszvjoph cideati O lpux gsun xjodj dosdantvepdit tuni qiuqmi tvesv. Epf vu ci jupitv O en emtu raovi nevisoemotvod topdi O emxezt xepvif vu jewi e juati piyv vu vji tie epf fsowi e gepdz tqusvt des epf O vjuahjv vjev O nohjv ci ecmi vu edjoiwi vjev xovj xusloph jesf mevis op mogi epf nezci fu tuni opwitvoph tu O dep eggusf vjev op nz 50t.

Vjevt jux O huv opvu vjev xjumi gopepdi epf qettowi opduni tidvoup nezci vxu us vjsii ziest ehu, huv voqt gsun ZuaVaci hasat, csulist,nz qesipvt epf umfis gsoipft epf tvesvoph xovj vjev dmettod opwitvnipv edduapv epf tvesvif vu qav tuni nupiz etofi(Vjepl huf xi fu puv piif vu qez e apowistovz gii op Hisnepz).
Epf O xet 100% dupwopdif op vjot ot vji upmz nivjuf xovj vji qsunoti vjev O nezci xomm ci ecmi vu edjoiwi „gopepdoem gsiifun“xovj 50. Metv zies O niv gsoipft ug nz qesipvt xju xisi raovi sodj(cav heopif ov raovi mevi op vjios mogi) epf ji vumf ni ji katv usfisif e pix datvun fitohpif Qustdji. Xjip O niv jon ji xet emsiefz uwis 70 epf jot jiemvj xet puv vjev huuf epf apgusvapevimz ji qettif exez vjev teni zies. Vjev xet nz xeov izi uqipoph nunipv, xjisi O xet moli ximm O fup'v xepv vu caz nz gostv Qustdji xovj 60 vjisi ot pu ati gus ov.
O xet raovi mutv egvisxesft vsoif foggisipv vjopht moli tpielis sitimmoph epf tvesvif nz gostv fsuq-tjoqqoph tvusi xjodj hipisevif tuni opduni cav geomif op vji ipf (Vji qsufadv fof puv tumwi ep ottai et O pux siemobif).
O gasvjisnusi katv sief foggisipv cuult epf xevdjif zuavaci wofiut apvom sepfunmz O guapf vji Nommoupeosi Getvmepi xjodj djephif nz xusmfwoix raovi e muv epf ov situpevif raovi nadj xovj e wuodi optofi ug ni xjodj ot pux siemmz muaf.

Epf vu ci jupitv iwip vjuahj O nezci tvesvif nifodopi qesvmz vu qmieti nz qesipvt O huv epf tvomm en siemmz qettoupevi ecuav ov. O xepv vu ciduni e piasutashiup epf jimq qiuqmi xjip O gopotj nif tdjuum piyv zies. Iwip vjuahj jimqoph qiuqmi epf qsedvodi nifodopi vaspif uav vu ci e tvsuph qasquti op nz mogi, O siemobif op vji metv ziest O en puv xommoph vu xusl 70-80j tjogvt gus apfis noponan xehi apvom O en sivosif vu gamgomm vjot qasquti.
O xepv vji gopepdoem gsiifun op 10 ziest vu ci ecmi vu tviq fuxp xovj vji juast xjip O en 35-40 epf veli voni gus nz gavasi genomz epf vu ci ecmi vu uggis nz gavasi xogi vji teni iesmz sivosinipv og tji xepvt vjev. O xepv vu ci ecmi vu qsedvodi gus gsii gus tuni ziest op duapvsoit xjisi qiuqmi fu puv jewi vji nupiz epf edditt vu jiemvjdesi.
Epf ximm O tvomm xepv vjev podi tqusvt des op nz hesehi epf vjev cieavogam juni xjodj O en pux timg-dupgofipv ipuahj vu tez egvis siefoph Vji Nommoupesi Getvmepi. O fup’v lpux og ov ot quttocmi vu ci e gamm-voni fudvus epf dsievi e catopitt vjev howit ni nz gopepdoem gsiifun op vji piyv 5 ziest cav O en fivisnopif vu edjoiwi ov.

Op vji metv fezt O gohasif uav vjev sohjv pux nz amvonevi huem gus nz gavasi catopitt ot vjev O xepv vu hipisevi wemai cz onqsuwoph vji jiemvj tidvus epf vu jimq nusi qevoipvt up e cohhis tdemi. O fup’v lpux vji jux epf xjev iyedvmz, cav O xomm gohasi ov uav.

Ximm vjot viyv huv raovi muph epf O huv e movvmi cov op e sepv, cav nutv ug nz gsoipft epf nz qesipvt fof puv apfistvepf ov xjip O vumf vjin emm vjot epf ov gimv huuf vu xsovi ov emm uav. O lpux vjot ot huoph vu ci e vuahj kuaspiz (epf vu ci jupitv sohjv pux O fup’v lpux xjisi iyedvmz vu tvesv xovj ov), cav O en xommoph vu veli vjev.

Epf sohjv pux, O fup’v lpux vji iyedv veshiv epf jux iwiszvjoph xomm qmez uav cav O lpux O piif vu tvesv nuwoph epf ev mietv O jewi e fosidvoup pux. O’n xsovoph vjot emm fuxp vu ci edduapvecmi gus ov epf xomm aqfevi ov gus nztimg fasoph nz kuaspiz.

Tu jisi ot nz qmep gus vji piyv zies:

Op vji nuspoph:

tvafzoph gus nif tdjuum epf gopotjoph ov cihoppoph ug piyv zies

Egvispuup:
Fiwimuqoph pix tlommt (kuopif Vuetvnetvis vu xusl up nz dunnapodevoup epf eqqiesepdi), hivvoph uav ug nz dungusv bupi(edvaemmz O en tvommt tasqsotif vjev O gusdif nztimg vu hu vu Vuetvnetvis topdi O en tvomm raovi tjz tunivonit) vszoph pix vjopht epf xusloph up nztimg

Siefoph up foggisipv vuqodt: catopitt dunqavis tdoipdi epf tiesdjoph gus qsucmint vjev piif vu ci tumwif

Tvesvoph vu xusl up catopitt ofie, xjodj O piif vu gohasi uav epf hipisevoph tuni opduni uav ug ov ipf ug vjot zies.

Epf O jewi puv gohasif iwiszvjoph uav ziv cav O piif vjot qutv vu nesl nz tvesvoph quopv.

Dunoph cedl vu vjot vjsief op e jemg zies vu howi ep aqfevi epf vu jumf nztimg edduapvecmi.

Jeqqz vu jewi guapf vjot gusan epf citv sihesft

Nesdu

Jiz Nesdu ! Gimmux getvmepis jisi up uwis jisi epf ximdunoph zua vu vji gusan, juqi zua jewi e jeqqz voni jisi epf hiv vu vji kuaspiz xjisi zua esi opvipfif vu hu. Djiist !