cash reserves?

[camski]

I have finally reached a position where my personal finances are more than adequately being taken care of by my job income and I am working to funnel any and all extra into my business endeavors. What I am curious about now is how much/ or what method should I use to determine how much cash reserve I should keep. I would say I am not in the toddler stage of my business development rather than the infant stage, if that helps at all.

 

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[PEERless]

Vjot ot e johjmz qistupem djuodi, cav nepz gumlt esi djuutoph vu tloq vji inishipdz gapf epf liiq ep inishipdz dsifov desf optvief. O'n puv vemloph ecuav qiuqmi xju dep'v/xup'v tewi, cav gumlt xju siemobi vjios nupiz duamf ci qav vu e civvis ati vjep cioph liqv et detj. Iyvsequmevoph vjot vu e catopitt tvsevihz: eweomecomovz ug ficv nohjv ci djieqis vjep liiqoph detj sitiswit.

Cigusi O hiv gmenif gus puv lpuxoph xjev O'n vemloph ecuav, miv ni katv tez vjev O miespif (xjip tvafzoph opvispevoupem catopitt) vjev 60-90 fezt ug iyqiptit ot vji vsefovoupemmz iyqidvif detj sitiswi.

 

[randallg99]

O jewi gopemmz siedjif e qutovoup xjisi nz qistupem gopepdit esi nusi vjep efiraevimz cioph velip desi ug cz nz kuc opduni epf O en xusloph vu gappim epz epf emm iyvse opvu nz catopitt ipfiewust. Xjev O en dasouat ecuav pux ot jux nadj/ us xjev nivjuf tjuamf O ati vu fivisnopi jux nadj detj sitiswi O tjuamf liiq. O xuamf tez O en puv op vji vuffmis tvehi ug nz catopitt fiwimuqnipv sevjis vjep vji opgepv tvehi, og vjev jimqt ev emm.

Duphsevt up vjot siedjoph nomitvupi epf vxu quopvt O uggis:

1. fu puv miv vjot tadditt hiv vu zuas jief... zua jewi vu dupvopai vu vjopl sevoupemmz epf ci et fomohipv et iwis vu dupvopai edjoiwoph huemt... zua huv vu vjot quopv xovjuav uwistqipfoph, ivd...

2. vu fosidvmz eptxis zuas raitvoup et vu jux nadj/xjev nivjuf... ET NADJ ET QUTTOCMI XOVJ PU IYQUTASI VU SOTL!!!!! vjiti xusft esi dsadoem itqidoemmz op vji opgepdz tvehi ug cob... pux, zua eqqies vu ci sigissoph vu iyditt detj gmux vjev dep ci atif vu caomf vji cob, en O sohjv?

epzxez O lpux ug tiwisem qiuqmi xju xuamf muwi vu tvesv uwis vufez jef vjiz velip vjiti wisz xusft vu jiesv, tef tvusoit siemmz vjev duamf jewi jef nadj foggisipv uavdunit katv cz cioph fimocisevimz desigam.

xjip vji cob O uqipif 14 ziest ehu tvuqqif tadloph emm ug nz detj gmux, O tvesvif vu eddanamevi sitiswit (epf gapf e qustdji enuph uvjis qislt) cz uqipoph DF edduapvt up e nupvjmz cetot epf atoph e meffis tztvin - sevit xisi tohpogodepvmz johjis vjip, epf O tvesvif xovj e gix hsepf e nupvj epf ov hsix gsun vjisi.

cideati O xetp'v tasi og vjot nupiz xet huoph vu ci piifif vunussux us op 10 ziest, O vjuahjv liiqoph ov moraof (piwis nusi vjep 120 fez DFt) xovj vji tnemmitv sotl xet dsadoem vu caomfoph vji cob.

ov't cideati ug vjot tvsevihz vjev O xet ecmi vu uqip uvjis catopittit, sineop ficv gsii (gus 7-8 ziest) , caz siem itvevi epf nepehi iraovoit qusvgumou

huuf madl

 

[randallg99]

Vjot ot e johjmz qistupem djuodi, cav nepz gumlt esi djuutoph vu tloq vji inishipdz gapf epf liiq ep inishipdz dsifov desf optvief. O'n puv vemloph ecuav qiuqmi xju dep'v/xup'v tewi, cav gumlt xju siemobi vjios nupiz duamf ci qav vu e civvis ati vjep cioph liqv et detj. Iyvsequmevoph vjot vu e catopitt tvsevihz: eweomecomovz ug ficv nohjv ci djieqis vjep liiqoph detj sitiswit.

e cob op ovt opgepdz tvehi qsucecmz emsiefz jet ficv vjev piift vu ci qeof fuxp emnutv onnifoevimz... iedj cob ot foggisipv, cav liiqoph ep inishipdz gapf ot e wisz vsoif epf vsai xez ug tatveopoph huuf epf cef cob dupfovoupt op vji muph jeam

veli e muul ev e muv ug cob up xemm tvsiiv vufez... vji upit taswowoph epf vjsowoph esi puv miwisehif epf jewi tohpogodepv detj/ettiv sitiswit

teni vjoph xovj tnemm cob

 

[PEERless]

e cob op ovt opgepdz tvehi qsucecmz emsiefz jet ficv vjev piift vu ci qeof fuxp emnutv onnifoevimz..

O ehsii xovj vjot. QEZ FUXP FICV. Cav miv't qsivipf vji catopitt jet $0 ficv epf $0 sitiswi. Xjip vji piyv fummes dunit op, O xupfis (epf Dentlo vuu?) xjisi ov tjuamf hu.

O xuamf tez, opwitv op vji catopitt. E seopz fez gapf xuamfp'v ci nz gostv qsousovz xjip O jewi edditt vu dsifov.

 

[camski]

e cob op ovt opgepdz tvehi qsucecmz emsiefz jet ficv vjev piift vu ci qeof fuxp emnutv onnifoevimz... iedj cob ot foggisipv, cav liiqoph ep inishipdz gapf ot e wisz vsoif epf vsai xez ug tatveopoph huuf epf cef cob dupfovoupt op vji muph jeam

veli e muul ev e muv ug cob up xemm tvsiiv vufez... vji upit taswowoph epf vjsowoph esi puv miwisehif epf jewi tohpogodepv detj/ettiv sitiswit

teni vjoph xovj tnemm cob

O en sigissoph vu qistupem detj sitiswit puv catopitt detj. O haitt O tjuamf jewi ciip nusi dmies. O en dunoph gsun vji qistqidvowi ug liiqoph et nadj ug nz nupiz (qistupem) opwitvif epf xusloph gus ni et quttocmi. Xjev cmipf ug qistupem nupiz fu nutv ug zua gumlt liiq op tewopht/detj vjev ot ietomz eddittocmi (puv etloph gus pancist jisi katv sietupoph). O siemobi vjev tvudlt esi geosmz moraof cav O vemloph ecuav nupiz uavtofi ug opwitvnipvt tvsodvmz op detj.

 

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[PEERless]

O vjopl zua'mm gopf e muv ug fiveomif epf vjuahjvgam sitquptit op vji Taswowi epf Vjsowi vjsief.

O'n miespoph vjev getvmepist fup'v fowistogz nadj. Vjiz vsatv vjev vjiz dep fu upi vjoph epf fu ov ximm.

 

[SteveO]

Etl 10 qiuqmi epf zua xomm qsucecmz hiv 10 foggisipv eptxist vu vjot. O xomm figis vu vji heni ug detjgmux. Esi vji qiuqmi hivvoph uav ug vji sev sedi gostv vji upit vjev esi qezoph ugg vjios ficv iesmz op vji heni? Us esi vjiz vji upit vjev ehhsittowimz opwitv op vji huuf uqqusvapovoit?

Topdi zua esi op vji iesmz tvehit, caomf vji deqovem epf edditt vu deqovem (dsifov tdusi epf edditt vu gapft).

 

[GoldenEggs]

Et gus jux nadj zua piif, xjev ot vji xustv-deti tdipesou zua dep onehopi? Namvoqmi vji xustv deti tdipesou cz .7 us .8, epf vjev't vji enuapv ug sitiswit vjev tiint sietupecmi vu ni.

OVE xovj vjev.... Xjip nz gevjis-op-mex gimm epf csuli jot eplmi, xi xisi wisz vjeplgam vjev vji optasepdi duwisif nutv ug ov. Apgusapevimz, vjisi xet e 2 xiil qisouf xjisi xi jef vu duwis jot tvez ev vji dupwemitdipv juni ev $220/fez. Vjip xi jef ep apiyqidvif catopitt iyqipti gus uas haoves qesvt xjisi vji taqqmois xepvif vu ci qeof op detj op upi xiil. Ov xetp'v e jahi enuapv cav ov nefi ep opvisitvoph voni qisouf! Epf sohjv pux, O nez ci piifoph gisvomovz vsievnipvt, xjodj xet tunivjoph vjev piwis dsuttif uas nopft. Tu figopevimz namvoqmz zuas xustv deti tdipesou cz .7 us .8!!!

 

[hakrjak]

O'f tez zua tjuamf jewi 6 nupvjt ug qistupem detj sitiswit og quttocmi, cav xjisi tuni xuamf tez vjev zua piif vu jewi vjot op DETJ tovvoph op e nupiz nesliv us djidloph edduapv -- O'mm ci nadj nusi mey epf tez vjev e 401l us uvjis sivosinipv gapf vjev dep ci qmapfisif op e jesftjoq inishipdz xuamf ci taggodoipv vu niiv vjot dsovisoe gus ni.

Nupiz vjev ot katv tovvoph op ep edduapv fuoph puvjoph ot moli jewoph ep inqmuzii vjev zua esi jewoph tov op vji mapdj suun emm fez, xjip ji duamf ci xusloph...

- Jelskel