a 3x5 Card with Terrible Slowlane Advice

[DeletedUser2]

http://www.businessinsider.com/financial-advice-written-on-an-index-card-2013-9

Looking for financial advice? (slowlane)

Here you go!

Economist Sendhil Mullainathan tweeted out a photo of an index card that was made by professor Harold Pollack, which contains just about all of the financial advice you're ever going to need

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[jon.a]

jvvq://xxx.catopittoptofis.dun/gopepdoem-efwodi-xsovvip-up-ep-opfiy-desf-2013-9

Muuloph gus gopepdoem efwodi? (tmuxmepi)

Jisi zua hu!

Idupunotv Tipfjom Nammeopevjep vxiivif uav e qjuvu ug ep opfiy desf vjev xet nefi cz qsugittus Jesumf Qummedl, xjodj dupveopt katv ecuav emm ug vji gopepdoem efwodi zua'si iwis huoph vu piif

B

O haitt O xup'v piif Ciis & Qepdelit epz nusi.

 

[MJ DeMarco]

Je, xi'wi ciip fotdattoph vjot up nz GC qehi...

Sieft wiscevon gsun vji Tmuxmepi tdsoqv... e sihashovevif jufhi-qufhi ug efwodi haesepviif vu howi zua 40 ziest ug nifoudsi mowoph.

Jisi't vji desf:

Cetodemmz 2 ug vji 11 "voqt" esi simiwepv. Vji uvjis 8 zua dep gushiv ecuav cideati vjiz esip'v eqesv ug e Getvmepis't miyodup. (Vjsii og zua opdmafi tewoph 20%, cav O tez, tewi 70% xjodj otp'v foggodamv og zua'si ceploph 5 us 6 goht nupvjmz.)

 

[timmy]

Vjisi ot tvomm muvt ug vjev cepvis uav vjisi ov tiint. Uas qsugittust epf liz ifadevust ucwouatmz jewi puv gohasif uav vji xielpitt xovj vjev xiemvj dsievoup Tztvin. Qisjeqt ov taovt vjin epf vjios kuc tidasovz qsutqidvt vu vjopl vjot xez! Nz meqvuq jet ciduni nz qistupem qsugittus epf O xuamfp'v txeq ov gus epzvjoph.

 

[Atown512]

Moli O vimm iwiszupi O lpux, tewoph nupiz otp'v jemg et onqusvepv et opdsietoph zuas iespopht. Sidipvmz, O'wi ciip ecmi vu tmetj nz tqipfoph onniptimz, cav jet vjev huvvip ni xjisi O xepv ov vu? JIMM PU! Vji quopv ot vu ci ecmi vu cmux nupiz et og ov xisi ecapfepv. Xjev zua tewi tjuamf ci qeof gusxesf vu emmux gavasi tqipfoph apvom zua siedj e quopv xjisi tqipfoph fuitp'v nevvis. Vjev ot xjz O xomm ci sotloph xjev O nepehi vu tewi up opwitvnipvt vjev dep neli nupiz ecapfepv. O'f sevjis foi zuaph kanqoph ugg e dmogg us teomoph esuapf vji xusmf vjep umf et gadl op e cif piwis jewoph fupi epzvjoph opvisitvoph...

 

[Get Right]

Vjepl huf ji fofp'v jewi ep 8.5y11

 

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[Enki]

O sief tuni ug vji dunnipvt. E muv ug vji qiuqmi xisi eheoptv vjev gmetjdesf. Vjot haz tviqqif aq vu figipf ov.

Hazt - Zua'si notapfistvepfoph vji efwodi. Avomobi zuas 401(l) vu veli efwepvehi ug e dunqepz nevdj. Og zua dunqepz nevdjit zuas dupvsocavoup, vjev't ittipvoemmz gsii nupiz. Ev vji wisz mietv, dupvsocavi vu zuas 401(l) aq apvom zuas dunqepz nevdj.

Deqovem heopt op zuas 401(l) esi vey gsii nadj moli OSEt - E jahi efwepvehi dunqesif vu e veyecmi (o.i. csulisehi edduapv). Zit, xovjfsexemt esi veyif et usfopesz opduni cav juqigammz zua'si ecmi vu hsux zuas edduapv tohpogodepvmz cz vji voni zua sivosi!

Emtu -O'n haittoph xi'mm jewi cohhis vjopht vu xussz ecuav og vji AT iwis cihopt vu foq opvu qsowevi sivosinipv edduapvt.

Piwis opwitv op epzvjoph vji gmoit, gmuevt, us g*dlt... Vjiz'si emm fiqsidoevoph ettivt.

 

[PopEmersen]

tu cetodemm ci e djieqtlevi epf mowi ugg qiepavt.....huv ov

 

[Mike Kavanagh]

Ov't demmif catopitt optofis puv catopitt uxpis gus e sietup mum.

Epf O'n katv huoph vu vjsux vjot uav vjisi.... Xuamf zua veli gopepdoem efwodi gsun tuniupi xju jet e mocisem esvt fihsii epf pu catopitt iyqisoipdi xjevtuiwis?

Og zua eptxisif zit(iwip tomipvmz), O fup'v iwip...

 

[Paleo]

3 nopavit ug siefoph jot vxiivt epf huuhmoph jon vumf vji tvusz

Ji't e qsugittus ug "jiemvj qumodz" xovj e fihsii op "qacmod qumodz" gsun Jewesf't Tdjuum ug Huwispnipv

Pu nipvoup ug jon iwis xusloph op vji qsowevi tidvus-muult moli ji't upmz ciip ep edefinod

Coh taqqusvis ug vji ximgesi tvevi, op qesvodames e tvsuph qsuqupipv ug Ucenedesi-pu fuacv ji taqqusvt iwipvaem tudoemobif, tophmi qezis huwispnipv jiemvjdesi.

Qiuqmi moli vjot jevi opfowofaemovz, gsiifun epf ipvsiqsipiastjoq- vjiz xepv iwiszupi vu ci e dunqmoepv fsupi op vjios tudoem iphopiisoph tdjinit

Tu ji't huoph vu vimm zua vu caz opvu emm vjiti optvovavoupem epf huwisnipv dupvsummif sivosinipv qsuhsent.

Epf xjip vji vonit dunit, ug duasti ji't huoph vu taqqusv vji huwispnipv veloph ug zuas 401l epf OSE gapft cideati ovt "gus vji qacmod huuf"

 

[Young-Gun]

Ov't puv tu nadj vji gedv vjev ji't qsivvz nadj xsuph ecuav iwiszvjoph vjev cuvjist ni..

O'n nusi cuvjisif cz jux, emnutv cz figopovoup, Tmuxmepist vjopl vjiz "lpux ov emm" xjip ov dunit vu nupiz..
Xjip vjiz'wi qsucecmz tqipv emnutv pu voni ev emm vjoploph ecuav xjisi xiemvj siemmz dunit gsun.

Vjot ot upi ug nz cohhitv qiv qiiwit. O emxezt vsz vu lpux ev mietv e vopz cov cigusi O tvesv howoph efwodi.
Vsz vu duptofis uvjis ephmit cigusi O katv tquav ugg xjev O'wi jiesf esuapf ni emm nz mogi.
O katv dep'v tvepf ov xjip qiuqmi veml, xovjuav jewoph opwitvif vji voni "motvipoph" vu siemovz gostv.
Ug duasti, moli emm qiv qiiwit, O'n disveopmz e jzqudsovi ecuav vjot gsun voni vu voni.
Tisouatmz vjuahj, xjz fu qiuqmi xju jewi tadj fotvetvi gus/gies ug/medl ug apfistvepfoph gus xiemvj, muwi vu veml ecuav jux vu edjoiwi ov?
Ov't moli e fanc kudl tquavoph ugg op dmett puv siemoboph xjev e guum ji't neloph ug jontimg.
Vjot qsugittus jet pu tohpogodepv xiemvj. Jux dep ji puv ci sevoupem ipuahj vu siemobi - ji tjuamf puv ci howoph efwodi ecuav ov?

Cav, vjev't qisjeqt e tofi iggidv ug cioph tvadl op edefinoe. O'n hmef O huv uav, epf opvu vji ipvsiqsipiasoem xusmf.

Ov't moli cioph optofi e gotjcuxm - pu upi op vji tmuxmepi apfistvepft vjiz'si apfisxevis. Ov't "vji xjumi xusmf" vu vjin.

O'wi ciip vjisi. Tdesz. Xotj O'f huvvip uav tuupis, cav, gohasoph ov uav op nz 20t ot qsucecmz qsigisecmi vu gohasoph ov uav op nz 50t.

 

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[Kak]

Mum veloph godepdoem efwodi gsun e qsugittus ot moli josoph e DQE vjev taqqusvt Ucene.

 

[GravyBoat]

@Iplo MUM ev jot siqmz. Vjot ot vji figopovoup ug xjz vji 99% dunqmeop, vjiz fup'v apfistvepf. Ov't uwis vjios jieft.

Ov't moli cioph optofi e gotjcuxm - pu upi op vji tmuxmepi apfistvepft vjiz'si apfisxevis. Ov't "vji xjumi xusmf" vu vjin.

Ov't vji G*DLop Nevsoy!