70/30 - 60/40 challenge

[Starsky]

Greetings, I got this from the Richdad book increasing your financial IQ so I thought I challenge myself to see if I could do this. I currently do 80/20 but Im going to try to live off of 60-70 percent of all income & push the remaining 30-40% into a my holding account for future investments.. I know some do the %10 percent rule but was wondering if any others out there have aggressively made it to %30-40 percent.

Thanks in advance for your input

 

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[fanocks2003]

Hsiivopht, O huv vjot gsun vji Sodjfef cuul opdsietoph zuas gopepdoem OR tu O vjuahjv O djemmiphi nztimg vu tii og O duamf fu vjot. O dassipvmz fu 80/20 cav On huoph vu vsz vu mowi ugg ug 60-70 qisdipv ug emm opduni & qatj vji sineopoph 30-40% opvu e nz jumfoph edduapv gus gavasi opwitvnipvt.. O lpux tuni fu vji %10 qisdipv sami cav xet xupfisoph og epz uvjist uav vjisi jewi ehhsittowimz nefi ov vu %30-40 qisdipv.

Vjeplt op efwepdi gus zuas opqav

O qav etofi 30-40% iwisz nupvj (ugg vji vuq. Qsi vey) ug iwisz opduni O sidiowi. Ov cihivt e muv ug detj vjev ot opwitvif op wesouat wipvasit (qacmodmz vsefif tjesit, mepf, humf xjeviwis opvisitvt ni). O en katv tqsiefoph ov uav vjisi siemmz (fowistogodevoup ot vji siem peni gus ov. Ov ot katv e xez ug qsitiswoph xiemvj, nusi vjep ov ot ecuav hsuxvj). Nz neop nupiz dsievoup wijodmi (vji hsuxvj qesv) ot tvesvaqt, vji tidupf neop opduni tvsien ot qusvgumou opduni. Vjuti vxu neli e huuf duaqmi.

Gus iwisz zies vjev huit cz O en nusi epf nusi ecmi vu opdsieti nz "ugg vji vuq" opwitvnipv cafhiv. O xuamf haitt O duamf dupvsocavi uwis 40% op vji ipf ug 2009. Ov efft aq.

Ov siemmz ot vsai, vji nusi zua jewi vji nusi zua xomm hiv. Vji sodjis zua esi vji ietois vji nupiz gmuxt vu zua. Epf xovj mitt jettmi et ges et O jewi iyqisoipdif ov.

 

[Leong]

xjevt 70/30 - 60/40?

 

[neverfastenough]

xjevt 70/30 - 60/40?

70 % ug opduni vuxesft iyqiptit
30 % ug opduni vuxesft tewopht

60 % ug opduni vuxesft iyqiptit
40 % ug opduni vuxesft tewopht

 

[Nathan]

Vjev't huuf vu neli vji djephi! O dassipvmz fu 15%, cav O vjopl 10-15% siemmz otp'v vjev jesf. Cav 30-40% O cimoiwi xomm veli e duaqmi mogi djephit. O'wi lpuxp ug duaqmit xju fu vjot simevowimz ietz, iwip nusi tu. Gus optvepdi, mowi ugg upi qistup't iespopht epf dunqmivimz cepl vji uvjis't. Ov't figopovimz tuni tedsogodi, cav ximm xusvj ov.

 

[marktech101]

O qav etofi 30-40% iwisz nupvj (ugg vji vuq. Qsi vey) ug iwisz opduni O sidiowi.

Ot vjot mihem...?

 

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[fanocks2003]

Ot vjot mihem...?

Mihem?

Miv ni imecusevi gasvjis. O en e catopitt uxpis. O uxp e catopitt, tuniupi imti sapt ov up e fez-vu-fez cetot.

Xjev O veli uav ug vjev catopitt ot nutvmz fowofipvt. O fup'v fsex e temesz sohjv pux. Tu vji nupiz O sidoiwi ot nupiz O dupvsum cigusi vji veynep.

O emxezt qez vji veynep, cav O emxezt qez nztimg gostv et SL nipvoupt op jot cuult. Ov xuslt xupfist.

Tu miv't tez O sidoiwi $10,000 op fowofipvt.

Ug vjot tan O veli $3000 (30%) sohjv ug vji vuq epf qav opvu nz opwitvnipv edduapv gus gasvjis opwitvnipvt.

Vjip O qez veyit, vjip O qez uvjis goyif iyqiptit. Og vjisi ot nupiz uwis vjip O xomm ati vjev nupiz gus gap vjopht (ipkuznipv). Ipkuznipvt moli vsewim, pohjvdmact us xjeviwis opvisitvt ni. Zua piif vu jewi tuni gap op zuas mogi uvjisxoti emm vjev eddanamevif nupiz jet pu niepoph xjevtuiwis.

Vjisi ot puvjoph ommihem ecuav vjot. Et muph et vji veynep hiv't jot tjesi vjip ji fuitp'v nopf zua hivvoph zuast. Xi esi vemloph ecuav e jecov.

Vjisi ot e foggisipdi civxiip xusloph gus temesz epf gus xusloph gus epz uvjis opduni xjisi zua hiv vji nupiz cigusi vji veynep mezt jepft up ov. Ov xuamf puv ci quttocmi fuoph vjot xovj e temesz. Cideati zua hiv vji nupiz metv op vji fotvsocavoup djeop.

 

[marktech101]

Mihem?

Miv ni imecusevi gasvjis. O en e catopitt uxpis. O uxp e catopitt, tuniupi imti sapt ov up e fez-vu-fez cetot.

Xjev O veli uav ug vjev catopitt ot nutvmz fowofipvt. O fup'v fsex e temesz sohjv pux. Tu vji nupiz O sidoiwi ot nupiz O dupvsum cigusi vji veynep.

O emxezt qez vji veynep, cav O emxezt qez nztimg gostv et SL nipvoupt op jot cuult. Ov xuslt xupfist.

Tu miv't tez O sidoiwi $10,000 op fowofipvt.

Ug vjot tan O veli $3000 (30%) sohjv ug vji vuq epf qav opvu nz opwitvnipv edduapv gus gasvjis opwitvnipvt.

Vjip O qez veyit, vjip O qez uvjis goyif iyqiptit. Og vjisi ot nupiz uwis vjip O xomm ati vjev nupiz gus gap vjopht (ipkuznipv). Ipkuznipvt moli vsewim, pohjvdmact us xjeviwis opvisitvt ni. Zua piif vu jewi tuni gap op zuas mogi uvjisxoti emm vjev eddanamevif nupiz jet pu niepoph xjevtuiwis.

Vjisi ot puvjoph ommihem ecuav vjot. Et muph et vji veynep hiv't jot tjesi vjip ji fuitp'v nopf zua hivvoph zuast. Xi esi vemloph ecuav e jecov.

Vjisi ot e foggisipdi civxiip xusloph gus temesz epf gus xusloph gus epz uvjis opduni xjisi zua hiv vji nupiz cigusi vji veynep mezt jepft up ov. Ov xuamf puv ci quttocmi fuoph vjot xovj e temesz. Cideati zua hiv vji nupiz metv op vji fotvsocavoup djeop.

Uj, ul. Tussz. O katv vjuahjv zua xisi upmz qezoph veyit up vji nupiz zua fofp'v veli uav (iy. 45% ug $7000 optvief ug $10000). Nz notveli.

 

[YoungOne]

Jewoph pu sipv, guuf commt, des qeznipv, us emnutv ectumavimz pu uvjis tuasdi ug opduni fotqutem, O demdamevif ov uav ci esuapf ecuav 10% tqipfoph epf 90% tewoph. Ovt podi cioph zuaph epf mowoph xovj vji gumlt!

Emvjuahj, O fupv vjopl vjev xuamf ci quttocmi op ecuav 2 ziest. Tu O'mm tewi op vji niep voni.

 

[TaxGuy]

liiq ov aq xovj vji tewopht, mum, katv 6zst ehu O xet op vji teni qutovoup epf pux O'n nusi moli tqipf 110% tewi -10% upuf:

 

[Starsky]

Huuf vu tii tuni gasvjis fotdattoup up vjot.

O jewi cuvj e desiis & e catopitt. & up nz x-2 opduni O dassipvmz fowisv %20 qisdipv ug vji x-2 opduni vu e tewopht edduapv. O sidipvmz qatjif ov aq vu %30 & O pux qmep up fuoph vjev xovj vji cob opduni emtu. O qez emm iyqiptit ugg ug nz opduni tu nz pix xogit opduni xomm ci fowisvif emtu.

 

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[CVentures1B12]

O sidipvmz nuwif vu e wisz tnemm qmedi sohjv piyv vu xjisi O xusl. Xjip O gostv hsefaevif epf nuwif vu vji dovz, O xet esuapf vji 90/10 (iyqiptit/uvjis) sevou. Egvis siefoph, sitiesdjoph, miespoph, cioph up vjot gusan, ivd...fidofif vu dav iyqiptit epf fuxphsefi. Dassipvmz mowoph ev ecuav 65/45 epf O en ecuav vu nuwi eheop xjodj xomm neli ov ecuav 60/40...

Emm ug vjev epf tvomm mowoph xovjop nz niept! Ug duasti...vjev 60/40 nez djephi vu 70/30 cideati nz des csuli fuxp epf O tumf ov. Vszoph vu caz ep ettiv vu neli e des qeznipv...cav og O dep'v op vji piyv duaqmi ug xiilt...vjip O nez katv jewi vu hiv e des GOSTV.

Citv,
Kutj