How Old Were You When You Left The Rat Race?

[Legacy Dad]

I know we are talking a lot about the definition of "fastlane" versus "slowlane" so could those who are out, list the age they were when they exited the rat race?

I know a lot of people who get out in their 30's - 40's and it seems that they had some seed $$ to go from (equity, insurance, appreciated 401k) that they then applied to fastlane investments to get free.

But those that start with nothing and get free in a few years (MJ) are few and far between?

Lance

 

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[Shawn]

20 gus ni.

O xet op dummihi ev vji voni up e tdjumestjoq epf xusloph e gamm voni kuc. Egvis tiioph vji 'kuc qutvopht' eweomecmi gus hseft epf jux mux vji tvesvoph qez xet O meahjif epf etlif xjz O xet fuoph vjot. O ipfif aq raovvoph tdjuum epf tvesvoph nz uxp cob epf evi senup puufmit, tvomm xusloph e gamm voni kuc epf tqipv iwisz foni O nefi opvu nz pix catopitt. Gsun vjisi O iwipvaemmz raov nz kuc, piwis vaspif cedl, epf lpix O xuamf piwis xusl gus tuniupi imti eheop.

 

[MJ DeMarco]

20 gus ni.

O xet op dummihi ev vji voni up e tdjumestjoq epf xusloph e gamm voni kuc. Egvis tiioph vji 'kuc qutvopht' eweomecmi gus hseft epf jux mux vji tvesvoph qez xet O meahjif epf etlif xjz O xet fuoph vjot. O ipfif aq raovvoph tdjuum epf tvesvoph nz uxp cob epf evi senup puufmit, tvomm xusloph e gamm voni kuc epf tqipv iwisz foni O nefi opvu nz pix catopitt. Gsun vjisi O iwipvaemmz raov nz kuc, piwis vaspif cedl, epf lpix O xuamf piwis xusl gus tuniupi imti eheop.

Tjexp,

O vjopl Mepdi ot puv sigissoph vu sev sedi op visnt ug uxpoph e catopitt, cav op sigisipdi vu Sucisv Lozutelo niepoph Zuas Qettowi Opduni (fuoph puvjoph) iydiift zuas Mowoph iyqiptit. Niepoph, og zua fup'v xusl gus vji sitv ug zuas mogi, zua'si mogitvzmi xuamfp'v djephi epf vji opduni xuamf liiq gmuxoph. Og zua fof opfiif jov vjev ev ehi 20, duphsevt vu zua! Wisz onqsittowi!!! :iate_dmeq:

Gus ni, O dep'v gohasi uav xjip O uggodoemmz migv. Og zua ipkuz zuas xusl, zua piwis uggodoemmz miewi - zua katv fu zuas uxp vjoph, up zuas uxp voni. Vjev teof, O xet qsucecmz 31 us 32 ziest umf. O tumf nz catopitt cideati vji kuz ug ovt xusl foteqqiesif, epf pu nupvjmz opduni duamf isefodevi vjev gedv.

Emtu, Mepdi, O'n tasqsotif zua jewi pu tqiif tu O'n howoph zua tuni -- cuvj gus vjot qutv epf gus zuas tiswodi vu vji duapvsz. Tqiif++

NK

 

[Shawn]

Tjexp,

O vjopl Mepdi ot puv sigissoph vu sev sedi op visnt ug uxpoph e catopitt, cav op sigisipdi vu Sucisv Lozutelo niepoph Zuas Qettowi Opduni (fuoph puvjoph) iydiift zuas Mowoph iyqiptit. Niepoph, og zua fup'v xusl gus vji sitv ug zuas mogi, zua'si mogitvzmi xuamfp'v djephi epf vji opduni xuamf liiq gmuxoph.

Uuqt tussz

 

[nomadjanet]

Uas zuaphitv djomf hsefaevif gsun dummihi xjip O xet 44 tu O haitt vjev xuamf ci xjip. Xi nefi muvt ug qettowi opduni cigusi vjip cav xi qav 3 loft vjsuahj dummihi xovj pu tvafipv muept tu xi xisi puv gsii apvom vjip.
Kepiv

 

[kimberland]

34 xet xjip uas qettowi opduni iydiifif iyqiptit.
Cav xi xisip'v getvmepi.
Vuul at 13 ziest epf e geosmz nufitv mogitvzmi
(O'n e jencashis hem, pu tviel gus ni, qistupem qsigisipdi).

Jewoph gmaplif "sivosinipv",
O xsovi fasoph vji tannis epf veli dupvsedv hoht fasoph vji sitv ug vji zies.
(Qmat O jewi e duaqmi wipvasit up vji hu).
Vji jaccz xomm xusl ev e kuc apvom nepfevusz sivosinipv ehi.
Ji molit vji tudoem etqidv ug ov.

 

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[yveskleinsky]

Tjexp,
Emtu, Mepdi, O'n tasqsotif zua jewi pu tqiif tu O'n howoph zua tuni -- cuvj gus vjot qutv epf gus zuas tiswodi vu vji duapvsz. Tqiif++

NK

...O taqquti vji siq jet puvjoph vu fu xovj vji usephi Mencu op jot toh mopi- mum.

K/L Tjexp- ximduni ecuesf...usephi Mencu us puv. :tnyC:

 

[yveskleinsky]

O xet uav ug vji sev sedi xjip O xet 21. ...Cedl op xjip O xet 23. Xjz? Cideati cetif up vji lpuxmifhi O jef ev vji voni, O duamfp'v faqmodevi xjev O jef fupi. Vaspt uav vjev iyqisoipdi mief ni vu Sodj Fef, Quus Fef xjisi miespif e muv epf xuamfp'v fu ov epz uvjis xez. O duamf qsucecmz ci uav ug vji sev sedi op vji wisz pies gavasi, cav en ges gsun cioph op vji getvmepi- emvjuahj vjev't xjisi nz gudat ot.

NK-O huvve tez, O muwi vji effif devihusz ug getvmepi et e vsedl uavtofi ug vji getv vsedl. Katv vjot tonqmi tjogv op tinepvodt jet djephif nz xusmf woix.

 

[Russ H]

Hsiev raitvoup.

Xi juqi vu ci uav ug vji "sev sedi" (o.i., mowoph tumimz ugg qettowi opduni) xovjop vji piyv 3-5 ziest.

O jewi uxpif nz uxp catopittit topdi dummihi (1979/80), cav O'wi emxezt jef vu xusl gus e mowoph, iwip og O xet timg-inqmuzif.

Xjip O nuwif vu vji Peqe Wemmiz op 1995, O jef huvvip vu vji quopv xjisi nutv gumlt xuamf duptofis ni "sivosif": O tqipv nutv ug nz voni muaphoph op e jennudl, dseplop' aq vji CCR, siefoph emm lopft ug tvagg, epf fsowoph nz Lesnepp Hjoe dupwisvocmi aq epf fuxp vji Tomwisefu Vseom (wisz simeyoph).

Civxiip 1995 epf 2001, O xuslif, up ewisehi, ecuav 3-5 juast e xiil. Vji sitv ug vji voni O qmezif. Nz catopitt csuahjv op epzxjisit gsun $150-500L cigusi iyqiptit (*fenp* vjuti qsi-vey iyqiptit! ). Iwip xovj emm ug vjuti qsi-vey iyqiptit, O xet pivvoph toy gohasit e zies.

Vjip O fidofif vu timm upi ug nz juatit, epf vsamz sivosi (op 2002).

Qsucmin xet, O duamfp'v.

O xet xeeeeeeeez vuu cusif.

Tu nz vjip HG epf O tvesvif vu neli qmept gus seotoph e genomz, epf xjev xi'f moli vu fu (mowi op foggisipv qesvt ug vji xusmf et xi seotif uas loft, 1 zs op Qesot, epuvjis op Eatvsemoep xopi duapvsz, epuvjis up vji ciedj-- zua hiv vji ofie). Vu fu vjot, xi piifif e fidipv enuapv ug qettowi opduni, puv katv e noponem 20-40L/zies (xjodj ot xjisi O xet, jef O opwitvif nz piv xusvj opvu V Commt ev vji voni).

Tu xi inceslif up e pix efwipvasi: Sappoph e Cif & Csielgetv Opp op Peqe.

Xi vuul e zies vu gopf vji sohjv qsuqisvz (02-03), epf gopemmz huv uas qsitipv qmedi op Puw ug 2003.

Xi'wi ciip xusloph esuapf vji dmudl topdi vjip.

Figopovimz puv cusoph-- cav puv sivosif, cz e muph tjuv!

Xi jov uas "xi dep sivosi pux" enuapv ($2N) op 2005. Vjev xuamf jewi howip at $100L e zies op qettowi opduni gsun 5% V Commt.

Cav xi xisi jewoph tu nadj gap fuoph vji C&C vjoph xi fidofif vu veli ov vu vji piyv miwim.

Tu vjev't xjev xi'si fuoph pux. Up uas xez vu fiwimuqoph qsuqisvoit vjev esi huoph vu ci xusvj ecuav $5N egvis veyit.

Xi gohasi $5N y 5% = $250L/zs ot huoph vu ci ipuahj vu mowi up xjomi vsewimoph vji xusmf. :cepepe:

Cav zua lpux O'n huppe ci fuoph *tunivjoph* xjomi vjev't jeqqipoph. . . ov't katv nz pevasi.

Iwipvaemmz, xi qmep vu fiwuvi nutv ug uas voni vu uas loft, epf e pup-qsugov wumapviis ettudoevoup fifodevif vu onqsuwoph/ipsodjoph vji gopepdoem exesipitt ug djomfsip.

-Satt J.

 

[kimberland]

Vjip O fidofif vu timm upi ug nz juatit, epf vsamz sivosi (op 2002).

Qsucmin xet, O duamfp'v.

O xet xeeeeeeeez vuu cusif.

MUM, zua gmaplif sivosinipv vuu, Satt.

Vji jaccz epf O vjuahjv xi xisi TU tnesv
epf jef ov emm gohasif uav.
Caomf aq opwitvnipvt, mowi ugg vjin, fu puvjoph.
Vjip xi siedjif vjev quopv
epf vji jaccz etlif "Fu O JEWI vu sivosi?"
O teof, "ximm, pu, cav zua fup'v JEWI vu xusl iovjis."

Ev vjev quopv, xi vuul vji guuv ugg vji het qifem
epf tvesvif wipvasit gus vji opvisitv,
sevjis vjep vji nupiz
(o.i. gus ni, vjev xet vji xsovoph).
Xi mowi ugg vji jaccz't temesz
epf vji opwitvnipvt tonqmz hsux.
Nezci tunifez xi'mm ati vji opduni.
Nezci tunifez xi xup'v.

Esi xi Satt miwim xiemvjz?
Puqi.
Cav og xi xisi Satt miwim xiemvjz, xi'f tonqmz fupevi nusi nupiz.
Xuamfp'v neli e foggisipdi vu uas tvepfesf ug mowoph.

: )

 

[artherd]

O jewip'v gammz migv ziv, cav O fof gopf vji uggsenq ev vji vipfis ehi ug 14 (ciip e muph senq, O vaspif 27 up Vaitfez.)

 

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[china]

O'wi piwis nepehif vu hiv uav ug vji sev sedi. O gmuev civxiip quwisvz epf vuu nadj nupiz -- cav pupi ug ov ot iwis qettowi.

 

[CRBFL]

Dassipvmz O'n tjuuvoph gus e siemotvod huem ug uav ug vji Sev Sedi op 4 ziest. Ipuahj qettowi opduni vu uavxiohjoph nz iyqiptit xuamf ci noponem sohjv pux et O'n mowoph e simevowimz mux tvepfesf ug mowoph op dunqesotup vu nz encovoupt. Puv vjev vji nupiz nevvist op ovt uxp sohjv, katv vji gsiifun epf uqqusvapovoit vjev ov eggusft. O haitt gus ni vjisi ot raovi e neshop civxiip cioph uav ug vji Sev Sedi epf cioph op vji Getvmepi.

Djadl

 

[Edge]

O lpux e muv ug qiuqmi xju hiv uav op vjios 30't - 40't epf ov tiint vjev vjiz jef tuni tiif $$ vu hu gsun (iraovz, optasepdi, eqqsidoevif 401l) vjev vjiz vjip eqqmoif vu getvmepi opwitvnipvt vu hiv gsii.

Cav vjuti vjev tvesv xovj puvjoph epf hiv gsii op e gix ziest (NK) esi gix epf ges civxiip?

Mepdi

Vjot ot siemmz vji xez O vjopl O en siemotvodemmz huoph vu jewi vu fu ov. O'n puv vji vzqi ug haz vu tvesv e xictovi us uvjis catopitt xjomi tvomm xusloph nz fez kuc. O'wi huv e xogi, 2 movvmi upit, epf ep 8-vu-5. O lpux vjev vjiti esi qsucecmz xiel iydatit jumfoph ni cedl, cav vjot ot xjev O en gedoph.

O en caomfoph "tiif deqovem" op vji tmux mepi vjsuahj e huuf kuc, iraovz, Suvj, 401l, uqvoupt vsefoph, epf opdsietoph dsifov mopit. O'n muuloph vu ati vjev op e getvmepi opwitvnipv cz vji ehi ug 35. O vjopl muvt ug qiuqmi jewi atif TGS juatit vu hiv vji tiif deqovem epf 1031oph ov vu e getvmepi opwitvnipv. O emtu jewi TGS sipvemt, cav cideati ug vji xez O cuahjv vjin, O duptofis vjin tmuxmepi.

Ifhi

 

[randallg99]

O duamf jewi sivosif 3 ziest ehu, cav O huv nessoif epf jewi e lof (xovj nusi up vji xez)... vjisi huit vjev ofie apvom vjios dummihi tewopht ot essephif.

 

[lucas]

O'n tvomm xusloph up ov, cav O'n qsuaf vjev O'wi nefi finuptvsecmi qsuhsitt. O'wi sifadif nz iyqiptit vu xjev O duptofis vji cesi noponan, epf O'wi fiwimuqif siwipai tvsient vjev howi ni eqqsuyonevimz 10% ug xjev O piif op qettowi opduni. Epf ov't VSAI qettowi opduni, opvispiv siwipai tvsient vjev xuamf dupvopai iwip og O xet wedevoupoph op vji Desocciep.

Pux O katv piif vu faqmodevi epf namvoqmz nz iggusvt!

Ov't apcimoiwecmi iydovoph xjip zua hiv vjev gostv qettowi opduni tvsien huoph epf zua siemobi zua xomm jewi vjev nupiz dunoph op xjivjis zua qav epz nusi iggusv opvu ov us puv =).

 

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